How To Use Trading 212 App In 2025 | Investing For Beginners!

[@MitchShoesmith]

Happy Sunday guys! If you want to start using Trading 212, then be sure to click on the following link and get 1 FREE share valued up to £100: trading212.com/promocodes/MITCH (Capital At Risk. Terms and Conditions Apply)

[@Kmat916]

Can I edit the length of time on my pie? When I opened my account I set my pie for 5 years. Can that be edited?

[@MitchShoesmith]

@@Kmat916 I’m not 100% sure, I don’t use them. I think you can cancel the pie as far as I know

[@petejames1326]

forgot the most important thing bro, how do you VERIFY your account? is it really annoying? do you have to take a selfie holding ID and send it to them?

[@InamKhan-iz5tt]

Used your promo but it didn't give me anything even after approval. It says I've used £200 out of my ISA allowance but I only deposited £100 so i feel like the other £100 went to you.

[@alexchancock]

Thanks for doing this video. Really helped a newbie. 👍

[@tomroberts3851]

How many free shares did you get from this video then Mitch? 🤑🤑🤑

[@danielbooth1387]

Just opened a trading212 account and this video was really helpful! New subscriber 👍🏼

[@MitchShoesmith]

Thanks Daniel! Glad it was helpful!

[@abiolaolawuyi7524]

Awesome video Mitch. Thanks. BTW, I just used your promo code and got £10

[@Rampyuk]

Your videos are bang on mate, you've just helped me purchase my first ever stocks, Thank you

[@MitchShoesmith]

@@Rampyuk thanks dude! Great job on making the first step 💪🏼

[@adriano4507]

Brilliant,didn’t realise about earning interest,just activated...Thanks

[@deemitchell8450]

How did you activate this?

[@adriano4507]

@@deemitchell8450 go to settings,there is interest on cash there,just activate.

[@stehume]

Hi Mitch, ben watching a couple more of your vids. Can I ask where does the free share come from, as if its valued up to £100 surly you would get people just opening up an account getting the share then selling it for whatever they can get for it and be quids in.... many thanks n have a great weekend

[@nax1807]

Hi Mitch, can you make a video tutorial for the Desktop/Mac version of T212? also do yo uknow if the new beta app is any good?

[@MitchShoesmith]

Hey! I’ve not used it yet but definitely could put something together on it. I know it’s got the TradingView integration on it which is a super useful feature for those looking at more technical analysis

[@audreysutherland4739]

Great overview. Thank you

[@Nyxio_]

Very Clear video, thank you! Used your link for the free share ^^ cheers!

[@Sapherzz]

Quick Question regarding the Tax side of things - say I have a portfolio that surpasses the £20,000 annual tax-free threshold. Anything above this is tax deductible. Does the Government take this tax directly from the Trading212 account, or do you have to do this manually at the end of the financial year? Probably a silly question, but I'm a newbie when it comes to this, and have not seen anyone discuss how the tax is actually paid!

[@MitchShoesmith]

Hey, the £20,000 is an allowance on deposits, so you can only invest a maximum of £20k per year across your ISA's. Any gains from capital appreciation or dividends within this account (regardless of value) are completely tax free.

[@mlze20]

That’s what I was wondering, so I’m almost set up but what about the w-8ben form? Would I need to sign this if I don’t intend to deposit more than £20k a year

[@MitchShoesmith]

@@mlze20 yes, its for buying US stocks

[@nickellis1812]

I'm glad i'm not the only one confused about the tax side of things. This has literally been the only thing putting me off buying stocks, because its technically a form of income, I was wondering, do you have to delare it as some form of self employment? Do you have to fill out a self tax form? If its literally as simple as invest money, watch it go up/down collect if positive, im all in.

[@MitchShoesmith]

@@nickellis1812 providing its in a stocks and shares ISA account, there is no tax to pay and no self-assessment of any kind required :)

[@josht822]

If a company hits a new high on a Friday, sell, then the panic sellers will help you for a future rebuy for cheaper

[@xhildahysa2000]

Hi, please can you mention which dividend ETF S&P 500 am i able to buy in UK?

[@MitchShoesmith]

Hey, I invest in the Vanguard VUSA S&P500 ETF, it does pay a dividend but the quarterly yield is only 1.14% currently so it’s not huge if dividends are your main priority

[@sophiecook5704]

Do you have a video explaining the difference between accumulating and distributed ETF’s? :)

[@liam.4454]

Did they not change the rules a while ago where you could invest in more than one stocks and shares ISA from April?

[@callumwalker4825]

It’s two different types of ISA, ie you can invest into a stock and shares ISA and then a Lifetime ISA in the same tax year, but the 20k limit is still in place across both. So if you were to max out your lifetime ISA allowance (£4000) then you stocks and shares ISA limit would decrease from £20k to £16k

[@johnbatista8408]

The budget announcement made end of last year mentioned that from April 2024 you could invest in more than 1 platform of the same ISA account in the same tax year​@@MitchShoesmith

[@ObjColumnist]

@@MitchShoesmith Liam is right community.hmrc.gov.uk/customerforums/pt/46517a32-0c9d-ee11-a81c-002248c69e85#:~:text=Yes.,at%20£20%2C000%20in%20total.

[@gazzadm8858]

1. No more single Isa limit Savers will be able to open and pay into multiple Isas of the same type annually. That will replace current rules that only let you put money into one of each type of Isa every tax year. The change will enable savers to easily move between different providers and is intended to encourage competition. With cash Isas still enjoying record rates of 5% AER or more, this is good news for savers searching for higher returns.

[@johnbatista8408]

I wonder why my comments were deleted. Hmmm

[@morganm311]

So if you have £1000 invested and the return is currently £300, If you sell all your stocks would you get £1300 or does the return work differently?

[@MitchShoesmith]

Correct, you would receive the equivalent to the companies share price multiplied by the number of shares you own (which is in theory what you have described above when the stock prices rises above that of your average purchase price)

[@49045]

How do I keep the dollar currency until cashout? After investing, if I sell, all go back to GP, and more FX fees will be charged....

[@jp76056]

I started a while ago in an INVEST account, can i switch all those over to the ISA account all together?

[@waynejacklin8719]

Hi I have an investment isa, I’m winding when the stock goes high so I pull my money out of just leave it thank you I’m new at this game would love some info

[@nut4762]

Just decided to make the jump now. I know little to nothing about stocks but doing a little research. anything you can recommend?

[@MitchShoesmith]

Great to hear! The first book I ever read on investing was Tony Robbins Money Master The Game, but if you're after a slightly shorter read i'd pick up The Little Book Of Common Sense Investing by John Bogle, or read both and you'll know 90% of all you ever really need to know about investing :)

[@nut4762]

@@MitchShoesmith thanks man I’ll take a look

[@dickjohnsonsixtynine]

Nice tutorial Mitch. I have recently bought S&P 500 for the first time but didn’t use or specify the limit, stop, or stop limit functions. I bought by £ value. What is the reality of this? Thanks.

[@marioc5471]

I interested from the analysis stock when we can consider to buy it

[@user-op8fg3ny3j]

Hey Mitch, how do you re-enable the automatic price change alert?

[@MitchShoesmith]

Hey! If you click into the stock you’re looking at, there is a price alerts feature which you can click on and set your specified price target to be alerted.

[@highnoon7097]

I've already put 20k into this years ISA. Is there a way I can open an account with 212 and claim the free share? I can't see any option to transfer an existing ISA in?? So confusing!!

[@kimkenyon705]

Whats the least you can start with? How long does it take. I've still no idea how it all works :(

[@MitchShoesmith]

You can literally invest as little as £1 if you wanted. When you say how long does it take, it depends what your goal is, or the outcome you’re looking for…

[@rob-s9482]

What's this W8ben form please Mitch. Not sure what to tick, eligible or not in UK. Tia

[@MitchShoesmith]

It’s to lower your withholding tax on dividends for US stocks from 30% to 15%, so definitely applicable. Would reach out to Trading 212 support if you’re unsure.

[@Okram1504]

How to buy options? I tried investing in gamestop but on cfd bcz i thought theres no call options but im not sure...

[@thomasrivers2124]

If you read all the INFO it will take well over an hour to setup. The FREE SHARE is not what you think , they choose the share the value is about £10. I thought I would be able too choose. I hope there will be no more disapointments ?

[@brookecrothers-k7n]

if my investments get to a number i would be happy with can I lift the money out?

[@clicksongo589]

what are the best emerging sectors in UK and the top 10 popular small cap stocks?

[@Len_J_]

Where are the fees shown when you buy UK shares (usually 0.5%) other instruments have over night fees etc. On etoro its very clear

[@MitchShoesmith]

There are no additional fees, only an FX fee for foreign stock charged at 0.15%. I believe eToro operates with a different model, overnight fees are typically applicable to CFDs as far as I’m aware. There is no overnight fee for holding shares on T212 via the stocks ISA or invest account.

[@Len_J_]

@@MitchShoesmith thx for the reply 🙏 yes CFDs I was aware re a fee- there is no fee for buying a UK share though? The UK fee is a tax (0.5%) I thought we had to pay. Also iShares funds that track gold for example eg overnight fees - I thought they had fees but I can't see where this info is on 212.

[@jamiebenson4893]

Hi Mitch, is there a way to setup almost a direct debit where each month lets say I put £100 in and it automatically buys into the S&P500 ? Or do I have to do it manually.

[@MitchShoesmith]

@@jamiebenson4893 hey Jamie, yes you can do this via the Trading 212 pies which has an auto invest feature.

[@cziglejanosadam3124]

And what is the situation when the specific instrument's value goes down ? I can lose my money too right? IT is all depends on how the company does performance in long term. IS that true guys?

[@matthewwilliams2902]

It's not for you

[@ilenanano9193]

Hello I don’t quite understand the account value meaning.. is this how much is available in my account.. I invested £1 to try it and now my account holds £13 what des this mean

[@stehume]

Maybe you got a free share......or maybe you invested that £1 and it did very very well lol......Did you find out why it was saying £13, I've not yet opened an account but am wanting to many thanks

[@Vahida_Hashemi]

How should put a stop loss to manage my risk because I do not want to loss more than 1%

[@OfficialBigBoyBruce]

How do I check when the market opens and closes?

[@paco680]

For example if I have your portfolio with that sum and I sell some of my fractions that grew up will they transfer on my credit card automatically?

[@MitchShoesmith]

Hey, any shares sold (fractional or full) will need to be withdrawn manually to your bank account - takes about 3 business days to get the money in your account

[@Dilljoe333]

How does it work with dividends where do I get them on the app or can I track them on the app

[@MitchShoesmith]

they'll show up as "free funds" in your account, and you'll see them under the "history" tab.

[@lexezeilo9890]

How is it possible that my withdrawal since the 18th of March hasn't come in till today ? And nobody can give me concrete solution rather than "we will come back to you shortly" I need my money, its Friday already

[@Notfoundccc]

@@lexezeilo9890did you get your money??

[@saif_rl]

Hi mate, great video don’t want to know specific details but how much have you invested roughly to get where you are today! Very inspirational, let me no please id appreciated.

[@alexchancock]

Hi, I created an account and entered your code but it doesn’t show in my funds. How do I find the promo £100 to spend. Is it stored in a different area and am I just being a bit dumb?

[@MitchShoesmith]

Hey Alex, once you deposit £1 into the account the free share should appear, if not click on the three dashes at the bottom right hand side and there is an option “promo code” if you enter “MITCH” it should come through

[@alexchancock]

Hi thanks for getting back to me do swiftly. I just tried that but it said I had already applied the code. I guess it’s a one shot thing.

[@MitchShoesmith]

@@alexchancock yeah it should work then, may just take a day or two to show up in your account - market is closed right now too so it’ll likely be Monday when the next orders are filled

[@Joeuno555]

It’s not £100 it’s £10

[@tejwindersingh1709]

Hi, I only got 11 pounds worth of shares and that too of BP after logging with ur referral

[@rorycostigan6655]

Hey great video I'm just wondering is there anyway a 17yr old can start before their 18? Without the hassle of their parents opening an account in their name and them paying the CGT when they do their taxes?

[@MitchShoesmith]

Hey! Thanks Rory. Unfortunately not you do need to be 18 to open an account.

[@nikistefanovv]

Is there any way to reset my account to 0%? Example I have a stock 20% up and I want to start the new year from 0%.

[@MitchShoesmith]

Yeah you can just sell your shares

[@RodijsRazmus]

Is there option to send from Revolut to traiding212?

[@laurab4868]

Where can you see the “free shares” once you’ve applied a code?

[@MitchShoesmith]

It’ll just appear in your portfolio 👌🏼

[@Uncle_Ash]

Bro plantair changing lives hope you bought more into it

[@laurenhill4493]

The problem I am having is the Stocks ISA account won't let me invest any money whatsoever whereas the investment account will. So it seems I have no choice but to use the taxed one...

[@LoveWalking24]

Just joined yesterday.

[@damian1690]

How do you set up a standing order? I would much rather prefer to have it fully automated, then remember to fund my account each month...

[@MitchShoesmith]

Hey Damian, you can do this through the pies feature in the app & set up automated investments

[@moyinoluwadavid3141]

Hello we use your promo code and the shares went into the ISA utilisation , but isn’t it meant to reflect on the Free Funds ??? Thanks for your answer

[@MitchShoesmith]

Hey, no it comes through as a share then you can keep it or sell it if you want it in your free funds

[@moyinoluwadavid3141]

@@MitchShoesmiththanks so much I tried even selling it but no it’s not really going through Maybe you could guide on how to go about it reflecting on my free funds Thanks

[@Manohikari]

Great Review. Thank you.

[@benjiviews4300]

How do i get the free share I signed up but can't find it

[@grumpyoldneighbours1761]

I was under the impression you are able to invest in multiple stocks and shares ISA's at the same time?

[@AniruddhaJog-od1vm]

Is there CGT on unrealised profit as well?

[@MitchShoesmith]

@@AniruddhaJog-od1vm CGT is only applicable on realised profits, but if these profits sit in a stocks and shares ISA then you’re exempt from all tax.

[@PabloTheDolphin]

Does the free share count towards the ISA allowance for the year? Or does it not count as it technically wasn't me transferring in the share?

[@djcr_91]

Yes, it counts towards the ISA allowance. I set mine up today and got a £12 share

[@johanpalisson]

Hey Mitch, u didn’t put the video about the intrest on cash in the description 4:46

[@MitchShoesmith]

Apologies, it’s this one here: kzbin.info/www/bejne/pYfHg4aeZrRpfc0si=r3IGJ8Ln4jpRPLuT

[@lexezeilo9890]

How is it possible that my withdrawal since the 18th of March hasn't come in till today ? And nobody can give me concrete solution rather than "we will come back to you shortly" I need my money, its Friday already

[@jovaughnlaing7171]

I'm creating an account should I choose the investing or the CFD account

[@amyv1337]

Stocks ISA if you can, Invest if not

[@VidushiJaidka-nq2ms]

Hi Mitch this is my first day and started my account just wandering when I click on portfolio it asks me to put the account number with old broker what does that mean😊

[@MitchShoesmith]

Hey, did you do a portfolio transfer?

[@VidushiJaidka-nq2ms]

@@MitchShoesmith I am really confused with some things atm just bought your course gonna listen to that from today

[@MitchShoesmith]

@@VidushiJaidka-nq2ms hopefully it helps! Drop me a message if you have any Q's

[@wp6900]

Can you buy Schd and vug

[@liamchally8621]

Do you know how to chance between model pie and Community pie ?

[@MitchShoesmith]

Sorry, I’m not sure what you mean?

[@lexezeilo9890]

How is it possible that my withdrawal since the 18th of March hasn't come in till today ? And nobody can give me concrete solution rather than "we will come back to you shortly" I need my money, its Friday already

[@boringmath13]

So I clicked on the link and its giving me a choice between a stocks ISA - Invest tax-free in a zero-commision Stocks ISA and Cash ISA earn 5.2% interest on your savings. I thought they we both combined into one account? Which one do I choose? Also do you know if theres a way to tranfer money from your trust fund? Im turning 18 on Friday and want to transfer my trust fund to an ISA account which I will make on my birthday.

[@MitchShoesmith]

Hey Simon, the cash isa and stocks isa are two separate accounts, but they’re classified as flexible ISAs so you can freely transfer between without effecting your allowance - it is all linked together in the app though so you can see it all in one place. In terms of which one you choose, that’d depend on what you need from the accounts. If you’re looking to invest in stocks, funds etc then the Stocks ISA can do that. Whereas the Cash ISA is just for interest on cash savings, but you can’t invest in assets directly from the cash ISA, you’ll need to transfer to the stocks ISA to do this. In terms of the trust fund I’m not sure on this point, apologies!

[@1130Runs]

@boringmath13 did you find a way to transfer from trust fund as I'm turning 18 in a couple weeks time??

[@maxrockatansky3017]

Many thanks

[@denisvajda6361]

I have one question? Is this for (Europe Euro) too?

[@MitchShoesmith]

Yes I believe Trading 212 operates in most of Europe too

[@MitchShoesmith]

Although account types & terms may differ!

[@samueltosin2970]

Mitch, I can find stocks ISA and cash ISA, which one is it?

[@MitchShoesmith]

Stocks ISA is for your investments (stocks, bonds, commodities, ETFs, REITs etc..) Cash ISA is just for cash savings

[@robj7165]

I applied the code MITCH and can’t find the £100 on my portfolio either

[@MitchShoesmith]

@@robj7165 you’ll need to deposit £1 into your account within the first 10 days of opening it and it should work

[@robj7165]

@@MitchShoesmith great thankyou! The video is also really helpful!

[@lexezeilo9890]

How is it possible that my withdrawal since the 18th of March hasn't come in till today ? And nobody can give me concrete solution rather than "we will come back to you shortly" I need my money, its Friday already

[@MitchShoesmith]

It’s possible that it could be a 3-5 day withdrawal window, not 100% sure!

[@thiagoantoine5635]

So if im not from UK there is not ISA for me right?

[@MitchShoesmith]

ISA is a UK thing, there may be tax efficient options where you live though, potentially.

[@simonr1392]

Is it not right now that you can have more than one stocks and shares isa account but still with 20k allowance per year across all isas??

[@MitchShoesmith]

Yes this is correct Simon

[@MULTIMORPHS]

Do I have to file any of this when I do my self employed tax return

[@MitchShoesmith]

I’ve not completed a self employed tax return before but I don’t believe so as the ISA isn’t subject to any tax.

[@MULTIMORPHS]

@@MitchShoesmith that’s what I thought but I’ve just started and didn’t want to deposit without knowing about that. Any tips for me was looking into the vanguard S&P 500

[@davidfallais4296]

Hi Mitch, great video. Can you tell me why some ETF are view only? I was looking VOO but cannot invest as view only. Thx

[@MitchShoesmith]

Hey David, VOO is only available in the US , the UK equivalent is the VUSA

[@davidfallais4296]

Thx for the reply, appreciate your help@@MitchShoesmith

[@ZS.Bonsai]

Isn't the rule of being able to pay into one type per year going to change starting next tax year?

[@MitchShoesmith]

Not as far as I’m aware, have you got a source you can share?

[@ZS.Bonsai]

@@MitchShoesmith www.gov.uk/government/publications/tax-free-savings-newsletter-10/tax-free-savings-newsletter-10-november-2023 This was what I could find

[@BeccaS-g9k]

​@@MitchShoesmiththey are correct. I posted a link earlier but it seems to have been deleted

[@MitchShoesmith]

@@BeccaS-g9k could you post it again ? I haven’t seen it

[@MitchShoesmith]

Just found something: www.forbes.com/uk/advisor/investing/how-many-isas-can-i-have/#:~:text=Alternatively%2C%20you%20could%20use%20your,in%20the%20same%20tax%20year.

[@daiboy8076]

£22 of airbus shares on my referral! Man thanks!

[@MitchShoesmith]

Love to hear it!

[@JackSelby17]

Hello thank you very much for this video, I have just turned 18 and looking to invest 100 pounds each week into S&P 500, I’ll keep you updated on how it goes ext once again thanks for the video! :)

[@MitchShoesmith]

Love that Jack!

[@JackSelby17]

@@MitchShoesmith thank you very much, I understand it’s the right thing to do but my mum is pretty unsure about the concept of this

[@jumpmanchips6523]

​@JackSelby17 what s and p 500?

[@thomasbalraj602]

Its 48 hours now, and my registration is complete, but I am unable to put money and buy a share

[@MitchShoesmith]

@@thomasbalraj602 you should be able to deposit funds once you’re all set up… I’d recommend contacting their support team if it’s not working for some reason

[@Abhinavveditor]

Awesome Mitch, By the way I was wondering if I could assist you with producing engaging edits?

[@lexezeilo9890]

How is it possible that my withdrawal since the 18th of March hasn't come in till today ? And nobody can give me concrete solution rather than "we will come back to you shortly" I need my money, its Friday already

[@user-ge7ec3kj9o]

How much money have you invested, and still you don't grt your money. ​@lexezeilo9890

[@kiransahonta7422]

I used the link to sign up but don't see any free shares on my account?

[@MitchShoesmith]

You’ll need to deposit £1 into the account, if still nothing appears try entering the promo code MITCH, you can do this by clicking the three dashes at the bottom right and there is an option there to enter it - hopefully this should work!

[@kiransahonta7422]

@@MitchShoesmith is it because I may have had an account on the app in the past? I added some funds but still don't see anything in free funds apart from what I added. I tried entering the promo code through the app and it said I've already used the code

[@luminor0077]

I joined 212 using your link below.. to help you out... but now I'm in and set up and funded... I can't find anywhere to claim the free shares? When I tried to add your code again... it said I've already done it...so they have to be on here somewhere.. thanks.

[@luminor0077]

BTW.. great video.. really helped me to get started as a newbie 😎

[@MitchShoesmith]

Hey! It’s possibly because it’s fallen over the weekend and markets are closed, you should get the free share hit your account once the markets open on Monday 🙂

[@luminor0077]

@@MitchShoesmith Cheers Mitch, no worries 😎👍

[@stehume]

@@luminor0077 hi, did you get your free share as im just about to open an account but might wait until Monday as its Saturday today many thanks

[@alistairhudson8163]

Excellent, 😊

[@AITrendIdeas]

Do you advice to buy which stocks?

[@XIIKhanXII]

What does it mean by pending orders

[@MitchShoesmith]

It just means the order hasn’t been fulfilled, this is likely because the market is closed or an order block hasn’t been filled yet which is more typical for ETFs

[@88heiling]

How come you are not invested in MSFT?

[@MitchShoesmith]

I am, via the S&P500 ETF I hold ☺️

[@dudley1807]

This is most likely a dumb question. How on earth did you get Amazon and Apple in sterling? I can only see it in dollars.

[@MitchShoesmith]

Hey, I bought them in USD, but trading 212 will do the FX conversion and show my portfolio value in pounds

[@dudley1807]

@@MitchShoesmith legend, many thanks for the quick reply.

[@luQi457]

got £11.67 cheers bud

[@calinacio4327]

what's the other type of account?

[@MitchShoesmith]

On T212 you’ve got available a Stocks ISA an Invest Account, and a Cash ISA

[@calinacio4327]

yeah but whats the CFD one?

[@MitchShoesmith]

@@calinacio4327 CFD is contracts for difference, it’s leveraged trading which is completely different to investing

[@Matty08Tar]

Will you still get 5.2% on money that you have allocated in buy limits to buy stocks but havent bought yet?

[@MitchShoesmith]

Good question, I’m not 100% sure on the answer to that. I would assume not as I think the money would come out of your “free funds” and be a pending buy order. Let me know if you find out though!

[@sennaisthebestngl]

Is it oke to do This even you’re 13?

[@sennaisthebestngl]

I really want to do This But I don’t know if it is smart to do This at 13 years old

[@MitchShoesmith]

@@sennaisthebestngl hey, unfortunately you can’t open an account until your 18, but I admire you thinking about it at your age! The only thing you could do is get your parents to open a Junior ISA for you but they would have to contribute to it on your behalf I believe.

[@irauRL]

would you recommend investing in the S&P 500 and the magnificent 7 at the same time?

[@MitchShoesmith]

I can’t make any recommendations, sorry!

[@PremiumNthat]

Is the 100 share still available?

[@MitchShoesmith]

The free share is yes if you use the link, it’ll be a free share valued up to £100

[@BH-hr9tp]

Do you lose financial services protection after activation of the 5.2% money market feature.

[@blackrock2222]

?

[@MitchShoesmith]

My understanding is because the QMMF (qualifying money market fund) is treated as an investment and not as money held with a bank it's not covered by the FSCS. Having said that,, my understanding of how Trading 212 operate is that your investments are segregated to that of the companies assets, so if Trading 212 were to become insolvent, your assets would be protected and not available to Trading 212 creditors.

[@markgilder9990]

Skipped over QMM’s pretty quick. Need to read the small print people.

[@MitchShoesmith]

Yep for sure, I’ve got a full video on it on the channel ☺️

[@NJBower92]

I put the code in but I haven't received any free shares 😮

[@MitchShoesmith]

Are they in your invest account? Try entering the promo code “MITCH” and make sure you’ve deposited at least £1 into the account

[@NJBower92]

@@MitchShoesmith yeah they went in the next day 👍

[@alwayslearning7672]

I have maxed out my 20k for this year with a lump sum. What do people normally do if they want to invest more? Do in they just use the taxable Invest account and accept the taxes? Or leave the cassh sitting there uninvested gaining 5.2%.

[@MitchShoesmith]

Can't say I've been in that position but yes I suspect so, once you've made the most of your tax free options, it'll just be a case of looking at your other options (whilst minimising your tax liability!) like perhaps adding more to a pension could be one viable option

[@christopherhaggard3343]

Hey, I clicked the link and didn't get my free share

[@MitchShoesmith]

Hey, have you deposited into the account? It may take 1-2 working days to show up too.

[@sigourneyenglish7901]

used the promo and got nothing

[@jessbby2329]

It only benefits him that’s why🤣

[@fortniteguyyyy]

whats cfd

[@MitchShoesmith]

CFD is contracts for difference, it’s leveraged trading

[@fortniteguyyyy]

@@MitchShoesmith im a biginner what is saver cfd or isa

[@MitchShoesmith]

@@fortniteguyyyy an ISA is an individual savings account, there are different types but a stocks and shares ISA is a tax free account for people who are investing for the long term.

[@Healthabeauty]

Can somebody explained me why if next this video is Slovakian language in video hi speak English. I click on video because I look for video in Slovakian language to understand better what I haw to do.

[@momjeancarl6519]

Hi,,, new subscriber here,,, i wanna ask if i can start with 50 pounds? thanks

[@MitchShoesmith]

Hey - yes , you can start with as little as £1 :)

[@Kirkscrustykippers]

Did he say you get 5 percent each day , so 100 pound would give u 5 pound each day?

[@MitchShoesmith]

interest is paid daily, but calculated monthly, so you'd get c£5 over the month, but it'd work out to be about c16p a day

[@archer24]

How do I make money then ?

[@MitchShoesmith]

in simple terms, you just need to invest in assets that go up in value

[@archer24]

@@MitchShoesmith the money will come into my bank account right ?

[@MitchShoesmith]

@@archer24 you’ll have to sell your positions and withdraw the funds, but yes if you do that 👍🏼

[@archer24]

@@MitchShoesmith ok thanks

[@endless9102]

Pls answer me Why when i open this app it doesn't let me create an account Is it because I'm from iraq?

[@Miraklum]

What type of account is tax free and for a complete newbie in this?

[@MitchShoesmith]

It’s a stocks and shares ISA you’ll need

[@Miraklum]

@@MitchShoesmith thanks for the reply. Never invested before and am quite fearful tbh. Currently have it set to invest because in the app it stated no commission fees or taxes. Can I only lose money that I deposit in the app?