Money Morning Routine | Spending Update + New Year

[@doloresscarber7515]

Hey Miko! Happy Holidays 🎄So my 15yo daughter asked mom what do you want for Christmas. “Budget Mom Workbook”. She says no what do you really want!? I’m getting you something else! I replied Budget Mom workbook. Friday As I open the door to go pick her up from cheer practice OMG the book is on the porch. Eyes started watering 🥲When we get home she jumps out the car wait Mom one of your gifts are on the porch STOP LET ME OUT! YOU CAN’T SEE IT! So I couldn’t let her know I knew. Ready to start preparing my budget/book Christmas evening😊❤

[@michellemorales401]

Welcome back! 🎉❤ It's such a great feeling to be able to fully enjoy vacation, knowing that your budget is back home working, as planned. 😊 This is what I see as financial stability. 💙💜💙

[@dawnbeach5928]

Welcome back. Missed your videos. First year using the budget by paycheck planner. Been doing a trial run on paper for December to figure out my categories. Looking forward to 2025 to see how well detailed I can budget now

[@jackiedehahn7085]

Good morning Miko, so happy you enjoyed your Switzerland trip and you arrived safely home. Merry Christmas to you and your family.

[@sitsngigglesful]

Just found your video as I prepare for a bo spend January to kick off my life of actually budgeting. I have a budget tracker similar to yours but I never even thought to use it like this AND even the little thing like writing in the actual amount of a bill and seeing what is left to pay still KINDA blew my mind- in a good way. So thanks. Now subscribed! Side note question- what at home nail gel dip do you use? I think gel dip would last better on my fingernails, and I don't (never have really) want to go to a.nail salon for it.

[@jackiebowen6239]

How cool to see you today, Miko! I'm glad you're safely home and hope it was wonderful for you. Thank you for taking time right now (!!) to remind us to think beyond the next 2 days! I'm pretty occupied with hosting our family meal, but excited to start 2025 with my new BBP workbook. It will be my adventure for the New Year. Blessings to you and your family! 💚🎄

[@sharonscott5727]

Miko, Switzerland is beautiful; Swiss chocolate is wonderful. Traveling alone gives you the chance to follow your heart when making plans. Italy is on my bucket list😊 A family member asked me about my budget and process for getting out (and staying out) of debt. I was happy to provide info about The budget Mom. I’m so grateful your budget system has helped me achieve my goals and has allowed me to set higher goals for the future. Now I can help a family member with their debt-free journey.

[@julieb6680]

Welcome back! Happy Christmas and Happy New Year! I’ve completed all the steps in my workbook except for second half of January. Will be doing that this weekend. I don’t think I’m ready for cashless just yet but hopefully later this year as I am more comfortable and mindful of my spending and spending limits 😃❤

[@lynellboodram5908]

Happy Holidays Miko and family , I also asked my daughter for the BBP workbook and I cant wait to get started !

[@bettykosel547]

Happy Christmas to you and your family! I was happy to see your video come up on my notifications!!😊😊😊

[@Blessed2Budget]

So happy you are back!

[@rosamondhazell2149]

Merry Christmas Miko. You are back.

[@Nanni-uh3kc]

Happy new year and I am looking forward for a lot of new motivational videos! I use my budget mom workbook now the second year to save some money😃

[@keveyk]

I'm so bumming I missed the 10.00 sale on the printable budget book....Merry Christmas to you and Family

[@SharnettASL]

Yayyy!!! You're back. I hope you had a fantastic vacation.

[@noraward4741]

Merry Christmas Miko and Family 💚❤️

[@BudgetwithJessica]

Great video! Great goals for 2025. Merry Christmas to you and your family 🎄

[@kristinc7029]

Welcome back Milo, I truly missed your money morning routines! I’m also looking at my streaming services. I will be interested in knowing if you decide to move away from KZbin TV and what services you will continue to use. My biggest issue are my local channels here in Charlotte, North Carolina.

[@TracyOwen-y9t]

Thank you. I hope you have a Merry Christmas with your family! Xx

[@pamelabudgets]

I just recently started my cash stuffing envelooe journey and it is a game changer! Makes life less stressful. Btw, Love the nail color, is so pretty❤

[@larkiameade9251]

Welcome back!!

[@ameliamorningstar]

New bbp fan for the next print I would love to see extra pages for financial planning and goal setting so that if I start the book mid year when January hits, I can go back and revise and refresh my goals

[@scholargrrl]

She did say the code allowed access to printing extra sheets. Did they perhaps allow extra prints of the sheets you wanted extra of. Or perhaps photocopying them and hole punching to get you to where you want to be for your needs?

[@pollydolly9723]

Glad to see you back Miko!merry Christmas and Happy New Year!

[@thebudgetmom]

Happy Holidays!

[@jessicacastellanos6490]

I am using the 2024 physical workbook I bought from you this past year. I also purchased the digital one which I was using with a happy planner. Let’s see how 2025 goes

[@heathercostabile3986]

So glad you had a wonderful memorable trip!

[@junebuckley4155]

Welcome home merry Christmas to you and your family

[@ashleynobles1313]

Miss the real people budgets on this channel ❤

[@nikkkibudgets]

Hi so ur paying for Hulu and Max did u know they have a combo for $18- Hulu, Disney +, and Max?

[@annagonzales4626]

There is a Disney/Hulu/HBOMax bundle for $30+ tax

[@laminage]

On Boxing Day, December 26th I did alot of updating. I won't get my next Paycheck until January 3rd because I get paid Bi Weekly but I am getting a Raise. I'm going to do some overtime which will be great and get extra money to pay bills. Also they say that January is very challenging because when you get that Credit Card Bill some folks are in a state of shock. I live in Canada and we have GST (Goods & Services Tax) and HST (Harmonized Sales Tax) which I will be using to pay bills. My Two Credit Cards will be on lockdown until further notice. I also bought a Budget Book from Amazon which has helped alot. My Sister also gave me a Budget Book from Greeinbrier Publishing that also helped me. Did you create that Black Book, it's very creative.

[@OliviaMirick]

Ooo going almost completely cashless. Could this mean that maybe you’ll make a budget app in the future?! 😍

Hi Miko, can you please link the $5 savings jar you use? Thank you

[@julieb6680]

I believe there is a link in the description. That’s how I was able to get mine. It’s on Amazon.

[@brittanycaraway2699]

Merry Christmas Miko

[@thebudgetmom]

Thank you!! Merry Christmas

[@ApolitoNatalya]

Thank you so much for this amazing video! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

[@sharonostrowsky37]

Merry Xmas Miko! Just FYI - MLK Jr Day is 1/20 (always the 3rd Monday OTM).

[@Kelly-nd3cz]

Exactly Amen for not too many ppl know that info. Merry Christmas and stay safe

[@thebudgetmom]

Thank you!!!

[@jessicacastellanos6490]

Hi Milo yes I saw KZbin’s increase yikes 😱 I’m not if I should keep it or not but I do utilize it a lot

[@jenc9789]

What pen are you using?

[@latanyaneal4070]

❤ good evening how are you doing today ❤ can you do more of kids category and budget for boy please and thank I need help with that ❤

[@andrealewis1700]

Subscription cost is increasing 😢. My Disney plus is increasing.

[@Bitbit3427]

I’m fixing to cut off my Internet, my Wi-Fi and I’m going back to a home telephone no more cell phones for me because it keeps going up and they’re not telling me so I’ve got a little more money to pay on the phone. I bought a year ago when that’s paid off. I’m cutting off all of my services and going to our home phone again. I can’t afford these bills. I’m trying to pay off a loan for a roof I had to have and the only way I can do it is to cut out what I don’t need. I don’t watch TV. I don’t get that many phone calls on my cell phone. I sure don’t need to use it so I’m cutting back and I might when I get my loan paid off cut back on, but if I’m saving enough money to where I don’t have to struggle every month, I will stay with a home phone going back to the old ways. I’m a senior and we don’t get breaks. I don’t wanna end up on the street holding a sign that says help me and I feel like that’s the way I’m headed.