The ULTIMATE Guide To Making R1000+ pm With FNB's eBucks!

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In the month of August, I made R 1 075, and my wife made R 826 off of FNB’s eBucks rewards programme, bringing my total eBucks balance for the year to R 5 299 and my wife’s to R 2 244. And in today’s video, I will show you guys exactly how we did this and how you can do the same!
eBucks is the rewards programme that FNB offers to its customers. It is one of the most advanced, innovative and intuitive rewards programmes in the world, being ranked first for its use of technology, and FNB as a bank is also a leading pioneer in the finance industry by recently winning awards for being both the Best Consumer Digital Bank in South Africa as well as having the Best Banking App in Africa.
eBucks has been around for more than 20 years and has paid out over R 17 billion in rewards to FNB and RMB Private bank customers since its inception in the year 2000! As you can see, this is a force to be reckoned with! And although the rewards are plentiful, you will need to understand how the eBucks system works so that you can play their game strategically and milk the system dry, like us.
KZbin Chapters:
00:00 Introductions
00:26 What is eBucks?
01:24 How Does eBucks Work?
02:38 How To Reach Level 5 on eBucks
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My name is Dr. Pieter Marx de Villiers, and I'm a Veterinarian turned Financial Advisor from South Africa who aims to retire by the age of 35. Follow me in my journey towards Financial Freedom in (hopefully) just 10 years! :)
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DISCLAIMER
Whilst I am a Registered Financial Advisor under the FSCA as of June 2023, the content on this KZbin Channel and all of my other Social Media Platforms are for Educational Purposes only and should not be taken for Financial Advice. You and only you are responsible for your financial decisions and must therefore conduct your own research and seek the advice of a licensed Financial Advisor where necessary.
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[@sizatheexplorer]

Thanks so much for this, gives me a great idea of what to do. I need those lounge accesses👌🏽👌🏽

[@Kelly-xw6ex]

I can honestly say ebucks is amazing. Many of the items in my house were purchased with ebucks and I even paid for flights. Also the partner discounts are great!

[@MoneyMarx]

That's awesome to hear Kelly! Do you often buy items from the eBucks shop?

[@simamnkelemagaba7832]

Thank you Mfethu, I watched this and I followed the tips, Not me getting close to 5000 eBucks and I still need to do other areas to recover more points🎉🎉

[@FifiR3]

Hi Pieter, thanks for your great video. Ive been doing these things, but wasnt sure if i understood everything. Your vid was very informative and helpful!Well done!

[@MoneyMarx]

Glad it helped :)

[@kyleboman2588]

Hi Pieter. Thanks for the great video. A suggestion for a new video topic is how to get to level 5 on ebucks on a business account.

[@chrisg1234fly]

Great video, i knew none of this!!!!! thx

[@tamia7231]

Thank you for this information, I'm learning a lot from your channel 👍🏾

[@MoneyMarx]

Thanks for watching Tamia! I really appreciate it :)

[@minifupi]

Thanks for such an informative video. I always gain so much insight from your videos.

[@MoneyMarx]

You are most welcome Shaheena! :)

[@danicamong]

Recently switched to FNB and I was looking for this type of information. Thank you 🙏

[@MoneyMarx]

Perfect timing ;)

[@lailahorton4274]

Thank you. My banker always tried to get me to do more but I just found it too complicated. But now with your video, I am going to start seeing what I can do. I am at Level 2 now. Let me try and be level 3 next month😊

[@MoneyMarx]

You're welcome Laila! It is possible to reach level 5 without taking on any debt or investments, you just need to learn how to play their game! :)

[@D.Iverse]

PLEASE DO A VIDEO ON CASH OUT REFINANCING A PROPERTY! With how to extract equity and what best to use if for, especially if you have debt. Would you use it to pay off debt first and then pay off the home loan with your salary? Or buy a rental property (either through deposit or cash using the COR LOAN) so you can have another property and tenants paying off the loan for you? I don't know if I'm evening making sense w the Q's but please make a video on refinancing property! 🙏🏾

[@ntsakoshomang4289]

Good work ma dude.

[@imdee9024]

Thank you for this excellent video!

[@MoneyMarx]

Thanks Delia!

[@felicityc8070]

Would love to see your next video now that they are changing the earn rules for Aug 2023

[@melaluxe8195]

You are heaven sent for this video 👏🏽 I’ve been with FNB for a while but didn’t use eBucks because I couldn’t be bothered to do the research😅 but it’s GREAT!

[@MoneyMarx]

Hey Mela. You are most welcome! :) it took me a while to figure out the eBucks system, but once you have a checklist to do every month it becomes really easy to reach and maintain level 5 :)

[@PropertyTalkWithYolz]

Switched to FNB just last month. I was making a decent amount with Standard Bank Ucount rewards. Hoping to see the same with FNB ebucks.

[@MoneyMarx]

Hey Yolz. Thats great to hear! UCoubt rewards can also be great if you have enough products from Standard bank. I'm curious, was it easy to reach their top level and how much did you make on average back per month in rewards?

[@Jonafets]

Lekker man!

[@heinrichgeldenhuys3096]

Dankie Pieter!

[@MoneyMarx]

BAIE DANKIE Heinrich! Ek waardeer die bydrae opreg! :)

[@lesliewu7039]

"...you will now have to enter these long ASS codes 6 different times..." - lol, this part killed me! Awesome video, very informative.

[@MoneyMarx]

Haha thanks Leslie! I do this trick for both me and my wife, so I now have to enter this long ass code 12 times every month!

[@didimochwanaesi9658]

Great information and thank you for doing the video! My only question is on the months cycle for ebucks. When does it start and when does the cycle of the month end?

[@MoneyMarx]

Hey Didi. Thanks for watching :). The month cycle for eBucks is from the 1st until the 30/31st, but they only score your eBucks from the previous month around the 13th of the following month. So, for example, you need to accumulate 14 000 points between the 1st and 30th of September in order to reach level 5, but then your points and rewards will only be reflected on the app around the 13th of October :)

[@leratomahlaula4187]

@@MoneyMarx this is so helpful, thank you so much

[@reitumetseman8595]

Good day Marx, thank you for the information. May you please do a review on young professionals' bank accounts? Thanks

[@MoneyMarx]

Hey Reitumetse. For sure, that is on my list of topics for future videos :)

[@nolukhwezidladla6053]

I love this, have been making more dan R800 per month after switching from absa.

[@MoneyMarx]

That's awesome to hear Nolukhwezi! It is definitely worth it if you know how to play the game ;)

[@doc_c9057]

THANK YOU !!!!

[@MoneyMarx]

You're welcome! :)

[@desigenmoodley8025]

So does only work for premer accounts?

[@Nhatlan93]

What are the benefits to be on Ebucks Level 5?

[@jamaicaigot9335]

Hey! great videos! are you also on audea?

[@MoneyMarx]

Hey man. Nope I'm not. What is Audea?

[@ahmedshaashim2730]

Hi Need to make a new updated video on how. To get maximum benefit from ebucks

[@samanthagilbert2727]

Hi Pieter, so doing all this gets you to level 5 on Ebucks and then? How did you earn you 1000 ebucks? Or does doing all of this give you the 1000 ebucks? Just making sure I understand the process. Thank you for your videos 😃

[@MoneyMarx]

Hey Samantha. The instructions in this video should help you reach 14 000 points in order to qualify for level 5, but then you will still need to shop at certain retailers to get the cash back rewards. I mentioned the second part of this video at the end of the video, so you can just go and check that out to see how we get to the R1000+ per month :)

[@rohanbotha1215]

Make a new one please with the latest update

[@moemedimartin7648]

Thanks

[@MoneyMarx]

You are most welcome! :)

[@hussaindewan9365]

All my streaming services are paid through Apple. If I set up my virtual card on Apple. Will I still qualify for that category? Or must I pay them individually using a virtual card?

[@MoneyMarx]

Hey Hussain. I am not sure to be honest. I don't use Apple so best would be to ask the eBucks team on the FNB chat

[@mrfrancis3752]

New Subscriber,thanks for the info,quick question,ek spandeer baie geld by Checkers/Shoprite,but kry dan baie min ebucks,hoe werk dit asb.

[@MoneyMarx]

Hey Francis. Watter Level is jy by eBucks? Jy kan op level 5 15% cash back kry, maar dit is beperk tot R 2000 se spend per maand op die Premier card

[@mrfrancis3752]

@@MoneyMarx ok baie dankie,ek het te veel gespend.😂 Waardeer jou trugvoer

[@blackrosepages6886]

I will be switching to FNB TODAY. My husband is already using FNB, will ask him to add me. Thank you Pieter!

[@MoneyMarx]

You're most welcome! :)

[@heinrichgeldenhuys3096]

Hi Pieter. Jou videos is klas, baie dankie vir jou wysheid en kennis wat jy deel met ons Saffas! Ek wil gou hoor, indien 'n mens die "spouse account" by FNB doen waar jou vrou 50% betaal op haar bankkoste vir die premium bundle, sal sy automaties op dieselfde level as ek wees vir eBucks of moet sy haar eie levels klim? Baie dankie.

[@MoneyMarx]

Hey Heinrich. Dis n groot plesier :). Nee sy sal self haar eie eBucks moet bymekaar maak om te kwalifiseer vir die eBucks rewards

[@r0j0e]

problem is they keep changing the rules, so I end up being level 4 every month and get +-R300 only :(

[@MoneyMarx]

Jip they can be sneaky with their point allocation. I will be dropping a video next week where I show exactly how I get to level 5 every month that you can watch for some ideas

[@mudda.yt5523]

I have Islamic easy account and they say I can’t earn ebucks via petrol

[@tonyedwards7801]

He he in the early days of ebucks I supported ebucks and I bought a washing machine within a year. Today to accumulate 40000 ebucks it's been ten years. What you dont cover is the lack of day to day use buying partners that reward customers like Makro used to be.

[@wayneletchman6460]

I made an average R72300 on ebucks last year. Private wealth is the best

[@MoneyMarx]

Donner that's a lot! Do you mind popping me a DM on Instagram with how you did it? I'm always interested in learning how I can improve further milk the eBucks system :)

[@AlexisZenios]

Mobile transactions can be internal transfers.

[@MoneyMarx]

That's what I thought. But it happened to me twice that they did not grant me the 2 000 points for transfers because I did not make enough prepaid purchases. I fought them over this but lost, twice, so now I just buy electricity 6 times so that they cannot have any excuse for not granting me those points

[@AlexisZenios]

@@MoneyMarx Might be a Premier requirement? Either way, ebucks are great. Easily exceed the costs of the account so the bank pays you. Especially when you spend the ebucks on discounted items (which are rare nowadays).

[@MoneyMarx]

@@AlexisZenios Yeah the extra time it takes to make sure you reach all the requiremnets are definitely worth the effort, especially once you have a system going. :)

[@discopunkzero]

Howzit Pieter, thanks for all the videos. South Africans need more financial literacy, so kudos. For some reason, I open the "Money smart budget" on the FNB app, open three categories (which I've set limits for as per your instructions) but still, the "Track my rewards" section of the app says "0 points collected" for that category under "Next month's progress". Any idea what I might be missing? Thanks.

[@MoneyMarx]

Hey man. I'm glad you are enjoying the videos! :) The app takes a couple of days to update. But if you receive your eBucks from the previous month and you were not allocated those points, then make sure to query it on the Chat function, as they do sometimes make errors in calculating the points

[@discopunkzero]

@@MoneyMarx thanks for the advice!

[@etiennetheron2057]

Shot

[@nielsnilsson]

As jy klein bedrae krag koop betaal jy meer. Net 'n FYI