Health Insurance வாங்க நடைமுறைகள் என்ன?! | Comprehensive Cover என்றால் என்ன..!? - Anand Srinivasan

[@Loguspt]

Term Insurance பற்றி ஒரு வீடியோ போடுங்க அய்யா.

[@jayashreeramesh4362]

S. Sir. Pls post it soon.

[@devarajmagesh3499]

Llll

[@elangovann5327]

அருமையான உண்மையான உபயோகமண கலந்துரையாடல். இளங்கோவன்

[@sacrofernando281]

What is the coverage for NHIS ?is it necessary to take additional health insurance for my family?

[@rajam2031]

மிக மிக அருமை மிக்க மகிழ்ச்சி நெஞ்சார்ந்த நன்றி என் இனிய பாராட்டுகள் வணக்கம் நல்லது 🙏💐🙏

[@govindharajalub3556]

மிகவும் பயனுள்ள வகையில் இருந்தது

[@drkbanumathi4738]

தயவு செய்து ஸ்டார் ஹொல்த் இன்சூரன்சில் பணம் கட்டாதீர்கள் பல காரணம் காட்டி நிராகரிக்கின்றனர். தேவைக்கு கிடைக்காது.பலரின் அனுபவம் இது. ஜாக்கிரதை

[@heyimsrini643]

Useful. So which insurance company ur suggesting ?

[@naturalworld9796]

😊Nice information 💐@ As sir .. Thankyou so Much... Please continue your support to middle class people..🙏🙏.. But Ella information ungaluku therium apadi irunthum engalukaga nanga kekka vendiya ella doubts ketinga so sweet. .🥰🥰

[@littleevilpro]

Neenga keka vendiya doubts onnum kekala. Do you have any idea what to do if they don't honor cashless transaction. Do you know if they delayed processing your claim can you claim penalty for months delayef in settlement

[@madhankodimadhan8325]

Terms insurance பற்றி ஒரு வீடியோ போடுங்க... அய்யா

[@sarvesht7299]

If government hospitals can give good treatment and services on par with private hospitals, then there is no need for this kind of medical insurance companies and complex policies

[@19frankz]

Govt doctors and professors are the ones practicing in private hospitals .... edho missing pola theriyudhu...

[@edwinpaulpitchai354]

தகவலுக்கு நன்றி சகோ!!!

[@Seven_study]

கோடான கோடி நன்றி...

[@TheSURENMOHAN]

One of best content from Money pechu.. Kudos to team and special thanks to Anand & Jayakanthan sir and for asking such a detailed questions & answer session. Kindly make a term insurance videos to make awareness among the people.

[@sameerahamed1456]

மிக மிக அருமையான வீடியோ தலைவா

[@Arun_N.143]

அருமையான பதிவு மிக்க நன்றி....

[@ramakrishnanananthasubrama7027]

In this video, the difference between Mediclaim & Health insurence is not discussed, which I think is an important aspect. Most of us ,or at least some of us don't know this. Insurence agents do not care to explain in details. They are particular only about increasing their client base. Please give us a detailed video on this.

[@harshacg4723]

Cashless rarely works,bed charges icu dental eye r not covered easily.There is also a PM yojana policy for 350rs per year 2lac coverage is there for any citizen

[@srininov78]

My relation admit on COVID during peak time.. He is hold the insurance for 10yrs in star company... During those days every hosp speaks on package for covid which cost bed, room, nursing per day min 8K, however as per insurance it 1.5K...remaining to be given from pocket which is an bribe

[@littleevilpro]

Feel yourself lucky they paid something. There's hundreds with no claim settlement

[@srininov78]

Agree.. Perhaps the purpose of taken the insurance has failed and hard earn money invested in insurance is worthless

[@subramanianr3322]

நல்ல முயற்சி. மிக்க நன்றி.

[@senthilpandi2619]

ஐயா, term insurance பற்றி தெளிவான வீடியோ போடுங்கள்.

[@narayanaraos1961]

Sir, என் அனுபவபடி ins company & pvt hospital இரண்டு பேருமே கூட்டு களவாளிகள் தான். Ins கம்பெனி claim reject ஆனால் சரியான காரணம் சொல்வதில்லை. Pvt hospital கள் பணத்தில் தான் அதிகம் குறியாக இருக்கின்றன.

[@littleevilpro]

Exactly

[@MYMINDREFLECT]

Suggest to announce all health policy should be comprehensive as we are only to claim sum of assurance only

[@abijoseph4776]

Your insurance policy is governed by the terms and conditions of the policy , You have to read the terms and conditions carefully and all insurance including life and motor insurance have a window period of 15 days (ie if you are not satisfied with T&C you can return your policy). No insurance company or hospital can breach the T&C. In can if you feel you are not paid by insurance company as per T&C you can write to your insurance company if not satisfied you can approach IRDAI then Ombudsman (if claim is blow 20 laks) on final court of law.

[@littleevilpro]

Wow what an legal idea. So write a letter to insurance company about their tc if not addressed then go to Ombudsman. Do you have any idea how long these processing time for the process you mentioned so during that how will I pay the bill to hospital. Your comment itself shows you r an elite ass and has the money to settle the bill without insurance and cares two hoots even if insurance don't honor the claim. We are talking about us who struggle to make end meet on month end

[@LIONKING-ih1sw]

நீங்க செய்ய வேண்டிய விஷயங்களை சரியா செய்ங்க...முதலில் பாலிசியின் பலன்கள் மற்றும் விதிமுறைகளை சரியா தெரிஞ்சுகனும்.

[@nithyakumar1868]

அருமையான காணொளி அய்யா நேற்றுதான் star helth insurance வாங்கிருக்கேன் 5 L + 25L accident polcy வருட த்துக்கு 22500₹ இந்த polcy நல்லதா

[@ABRM-k2t]

For the first two years you will not be paid by the Star. I had a bad experience with the Star

[@sathiyarajf7165]

Too much premium amount

[@balasingam1017]

Star health insurance was cheating

[@balaji511]

Good info for all people. Please make a detail video explaining , types of insurance, coverage etc etc etc

[@vinothkumar-ni9be]

It's Really usefull for All Thanks Sir

[@saravanansar3612]

good quations

[@shamsheeralil4707]

Very useful video! Thanks

[@prasaathviki7879]

Very good topic. Also tell us what insurance and how much we have to pay.

[@jayashreeramesh4362]

Really very useful video sir. 👍👍Clarified all my doubts which i had. Thanks a lot for u both.🙏🙏

[@jahirhussain4835]

Dear sir The health insurance premium is increased every 5 years.What percentage is raised from the old premium amount. Please give a clear explanation for this

[@naveekrishnaa2258]

Gautam Adani's Wealth Jumps By $49 Billion, Higher Than Jeff Bezos, Elon Musk, Can you please speak about this topic, sir.

[@anirudsubramanian9514]

What a video🙏❤💯👌 HUGE THANK YOU TO BOTH THE LEGENDS

[@PrabaPrakash]

நன்றி. வாழ்க வளமுடன்

[@rubansai4982]

Hospitals charges differs for Cashless hospitalization.... Bill amount increases 1.5X to 2X if goes to cashlesss.... Please speak about it..... Incase of reimbursement, it will be normal bill... Different bill amount for same hospitalization, between cashless and reimbursement.

[@balasubramaniankasinathan9816]

Wonderful service sir

[@microfoodfactory]

Thanks for your information

[@balud.s8744]

welcome sir

[@pandian101010]

No replay in mail..., 🤦🏻‍♂️, better u bring the expert people in focus we directly connect with them... Thank you for this topic & him...🙏

[@prakashraghunathan2685]

Thank you for theinformative views on health insurance.

[@muzammilmuzammil3386]

Am requesting u to post a detailed video for TERM AND LIFE INSURANCE

[@gopinathk8482]

Very Informative. 1 doubt, for most of the salaried they have their insurance coverage from employer. It covers till we retire. But after that we need insurance and premium will be higher at that age. How to overcome this issue. Please explain thala

[@TheSURENMOHAN]

Usually Insurance provided by Employer comes under Group insurance, As long as you are in Service you are entitled to benefit the insurance as per the conditions. However when you are no more in the service by default you will be expelled from such insurance. In such a case you should own individual health insurance

[@gopinathk8482]

@@TheSURENMOHAN Thnq but my query is diff

[@rrkatheer]

You will be covered by employer for both Health and term insurance but it’s limited to very small amount especially Term insurance like 10 - 20 lakhs in case of death. This will not be sufficient to meet family expenses.

[@indianguy3129]

Thanks sir

[@pradeepgurunathan4029]

Sir, please share your view on wint wealth

[@Naveenkumar-ct7ym]

Very very informative... Do lot of videos on insurance..

[@mukthabahadur1233]

Sir u have been explaining well but pls say how much will be premium for each policy . It will be more effective for the public

[@mrragavan7183]

20k brother

[@devarose844]

Njoyed.

[@krishithottam6210]

Nalla seithi

[@errayyanar]

Really useful sir...

[@inthesabsalone2937]

Great video on Health Insurance awareness. Please continue this series to spread more and more knowledge

[@revathiayyappan3847]

Very useful information sir🙏🙏🙏

[@Alkadharcars]

Sir re upload panna video mari irukku ,already patha niyabagam

[@santhakumarj7760]

Thank you so much sir

[@shanmuganathanm2384]

Very good intro Sir. Much needed🤠

[@leviprakashmusic4745]

Good information sir

[@SB-fm8bw]

Good guidance

[@whatismynamehere]

thanks a lot sir

[@Kemi03]

If you shoot video like this without adding அம்மையார், ஜி, politics, your respect will go up!

[@vdhanasekaran9387]

Vanakkam sir

[@ganapathym1192]

Most of insurance companies are not playing the claim amount. They are paying only 40 percent of our claim amount. Example : Star Health insurance company. Agents misleading the public at the time of investing in the health insurance pl.very poor treatment when we admitted in the Hospital. Beware of Health insurance companies before investing your hard earned money.

[@Raja-tt4ll]

Very nice video

[@dinesh78_ME]

Good content...

[@BunnyInsuRush]

Very nice sir.

[@aravinthselvamani9027]

Star health வாங்கலாமா

[@mrragavan7183]

S

[@jollya-peasalam123]

Very informative sir..Need more sessions on life insurance. What is the minimum amount to avail this product?

[@vignesh_m_1995]

What is the possibility of an Insurance company to default? What will happen in such case??

[@mohamedovais3434]

Great 👍

[@venkatesha8937]

Very useful and informative discussion.

[@arawindhr9864]

Thank you sir

[@flyingfishflyingfish3596]

Which health insurance company is good?

[@veeraprakashm7406]

Good evening sir

[@gogoboyyt9797]

Super sir

[@janakiraman8811]

Very nice

[@vivekanandams9395]

Now as technolgy medical facilities are there, now there is no need of 24hours , even court judgements are also there on this.

[@konangal16]

Health insurance is must

[@shibisibi7131]

Which is better place to buy: Online or through a direct broker

[@eminem92ha]

gipsa rates are lower. like 26k for cataract. but hospital rate 36k. policy has copay too. i paid 11k out of pocket

[@revathiayyappan3847]

Vanakkam🙏🙏🙏

[@mukeshk5542]

Good information

[@shanarun007]

No reply from the mentioned whatsApp number regarding insurance policy for family, not sure how long should I wait for your customer care reply sir

[@SMPFinserv2023]

Top up insurance kojam depth ah sollugah sir....next video ..if possible 🎉👍

[@ayyanarsvm2993]

Term insurance full detail pls one video

[@s.jahabarsadiq257]

Naa Health Insurance Vaanganum Enga Vaangalaam Suggest Pannunga Sir

[@Adityabirla-vt2ri]

Sir ungaluku health insurance la ethana doubt na solunga Naa Aditya birla health insurance la work pandren

[@aravinthr9059]

Sir naan HDFC ERGo la work panran better than other insurance company...If u need Health insurance means msg me sir

[@selvammavles9872]

Hospitals are changing the package amount depending on the insurance,pls discuss on that too, me and my wife are working on different IT companies, I have govt insurance and my wife has a private insurance tieup with respective company, when we went to apollo for pregnancy, they are saying, if I proceed the claim with my wife's insurance , total package is 1.4L and the same package for my ins in 80K (which they dint mentioned earlier), eventhough my wife's ins coverage for pregnancy is more than mine , the package for it differs from private to govt insurance ,the hospital ins person is making us to go with private insurance from which they are benefitting ..

[@swarnamalika7673]

Emergency situation la cashless method work out aaguma or bill pay pannatha treatment pannuva solluvagala

[@Maduraikrithimotopoint]

Dear sir,நான் சொந்தமாக மளிகை கடை வைத்துள்ளேன் .எனது வயது 32,இதுவரை வாழ்வில் பெரும்பணத்தை சில்லறையாக செலவலித்து விட்டு இப்போது உங்கள் பேச்சை கேட்டு என்னை மாற்றி வருகிறேன். எனது தின வருவாய் 1000திற்கு குறையாமல் உள்ளது.அது போக கடன் 300000 மூன்று லட்சம் மட்டுமே உள்ளது ஒரு வருடத்தில் நான் சுதந்திரமாகவும் பணத்தட்டுப்பாடு இல்லாமல் வாழவும் ஒரு வழி சொல்லுங்கள் ஐயா,இது என் வாழ்நாளில் பெரும் பாக்கியமாகவும், திருப்புமுனையாகவும் இருக்கும். தயவுசெய்து உங்கள் வார்த்தை எனக்கு வளமாக வாழ்க்கை தரலாம் ....உதவுங்கள்

[@anandvijay319]

Unga thinasari varumanathil irunthu daily oru 100 rs ah mattum sip mutual fund la invest panniteh vaanga within 3 years la unga kadanum adanjidum easy ah unga kailaiyum oru descent aana amount irukkum sir ..

[@selvarajk1794]

@@anandvijay319 mutal fund na eppadi work aaguthu investment related ah eppadi kathukidarathu bro

[@selvarajk1794]

@@anandvijay319 naa savings monthly 1000rs pandren but chumma SBI account la pottu vaikkuren atha long term kku naa pottu athiga vatti varanumna enna pannanum

[@muruganp309]

சில பெரிய Hospitalல் நாங்க initial payment பண்ண amount திரும்ப தரவே இல்லை. Insurance companyல் இருந்து reimbursement பணம் வரவில்லை என்று 4,5 மாதம் அலையவிட்டாங்க. Reimbursement பணம் Hospital மூலம் திரும்ப வரவே இல்லை. Insurance companyக்கும் Hospital க்கும் ஒரு adjustment இருக்கிறது. பணம் எப்படி எப்போது வந்தது என்று கடைசி வரை எனக்கு தெரியப்படுத்தவே இல்லை.

[@rajakumarivenkatesan3628]

Please post term insurance video also please please sir......

[@jeraldprasath]

Useful

[@kaniv1281]

Super

[@arulkumaran7749]

"Very important question" sir Which AYUSH HOSPITALS have cashless claims tied up with any insurance company in TAMIL NADU? How to claim in ayush hospitals? Pls reply to me.

[@vignesh_m_1995]

Will the health insurance premium be fixed for life if we buy it at young age (similar to term cover)?

[@abijoseph4776]

Depending on the age the insurance premium will get incensed . Usually after 35 years every 5 years your insurance premium get increased.

[@ygjugrdgbjn777]

In India health insurance is kind of a joke.. With insurane bypass surgery is 5 and i need to pay 20% i.e. 1 lakh, without insurane same hospital bypass surgery is 1.75 lakhs! And also when you go for reimbursement the agent will look you like a beggar! In current situation Better to protect your health is the better option!

[@durairajveerappan5210]

Suppar sir

[@dayanithikirubakaran3136]

Trader vs investor show Sir?

[@omshakthi1074]

Sir nan health insirens 5.no.podavenum pires costeeyavalauakum sulukasir

[@rajus2919]

Good

[@styleworldpondy]

Which is better insurance company sir...Star health insurance romba high ya irruku sir

[@geee19]

Sir Star health thaan competitive price, I'm also pondicherry, if u need insurance assistance pls let us know

[@littleevilpro]

Term insurance not health

[@melvinjoseph5809]

super

[@vinodkumar-cx4qc]

Middle class family ku suitable a health insurance plans video podunga sir

[@Adityabirla-vt2ri]

Hi sir na Aditya birla health insurance la work pandren ungaluku ethana doubt na solunga

[@venkateshvenky41]

Sir can u explain in detail about term insurance who shd take term insurance or in health insurance what type of insurance an individual or for family one must take .nice information about today's insurance education

[@littleevilpro]

Don't take health Take term atleast setha family will get money

[@venkateshvenky41]

Sir term insurance salary mela rombo dependent haa irundha vangnu if a individual is living in a rented house he is the bread and butter earner nah term kandipa venu yenakhu health podum i am a fresher searching for a job own house irukhu soo health insurance I prefer more it depends on individual health or term based on there situation

[@vickylightspeed2750]

sir what about inflation...will sum insured increase with cpi or not?

[@PrasanthBenjamin]

I have a doubt! for example, if I have a policy of 10lakh cover for 15 year period and I exhausted all 10lakh in the first 5 years what will happen? Should I have to pay a premium for the rest of the 10 years?

[@shakthi_shorts]

Thanks sir, this content gives me clear picture, why not to take Health insurance. For me it's clearly a gamble. As he said, once we are under critical illness, did we paid to get the principal amount, for them cancer patients are like elephants, they will eat whole money of insurance company. Sothey have clear policy, to terminate the policy. That's not we paid for. If we are sick, we can enjoy more than what we paid, else a looser, with our money someone else will get gain. So instead let's live a healthy life. Even if we are hospitalized let's die.

[@parthhi619]

health insurance has helped me and my family multiple times .

[@docsrini123]

Health insurance is a must and has helped me and my friend's family members a number of times. When we are sick, we mostly won't consider what the hospital takes but only what we are charged and how our health improves. I've seen how families have lost everything during medical emergencies and felt the need of medical insurances. My humble opinion

[@PrasanthBenjamin]

​@@docsrini123 I have a doubt! for example, if I have a policy of 10lakh cover for 15 year period and I exhausted all 10lakh in the first 5 years what will happen? Should I have to pay a premium for the rest of the 10 years?

[@docsrini123]

@@PrasanthBenjamin hi. The policy is in itself an annual package which has to be renewed each year by paying the premium. Most companies won't have an expiry time for their policies in order to gain more beneficiaries. The only catch is the initial time period during which a claim cannot be done, usually 2-3 years. Coming to your query, if we use up the entire 10 lakh sum of a 10 lakh policy, the entire amount would be available for the next year after paying the premium. Also many companies provide a top up or recharge like feature which would give a entire amount again during the same tenure. What you quoted as the scenario belongs to the financing companies like Bajaj, afforplan,etc. These are similar to monthly EMIs

[@PrasanthBenjamin]

@@docsrini123 thanks for the reply 🙏🏼