SBI Life Insurance | SBI Life Retire Smart | Retirement Planning

[@TheGiggles0]

Its is also giving life cover, whereas in mutual fund you are not getting life cover. Insurance and mutual fund both are different concept.

[@rajeevgoel2004]

Kindly guide to with draw from this plan as I have invested Rs 2 lac on 3.3.2029 on annualy basis.

[@rebadeb5028]

Hamne ekbar diposit kiya .Avi mene chala nehi sekta .Avi keya koro .kese returnes pa sekta pl bataiye.

[@mightyme480]

Aap nikal sakte hai 3000 ya 6000 kat ke baki Paisa mil jayega

[@subhashchandsharma2394]

Harney.ek.Ritair.Smart.10.Din.Pahley.Liya.Hai.kya.Usko.Abh.Surandar.kAR.Safter.Hain

[@amitparab70]

Can I stop policy after paying 2 premiums

[@PankajKrPrasad]

Is this plan for senior citizens?

[@siddhartha194]

You are right - why do investments for retirement through an insurance company. They have very high allocation charges and costs. Term insurance + MF SIPs + NPS is good mix to create corpus and secure the future money flow.

[@anandpissay5996]

Sir I am investing 3 lakh per year for 5 years and after the completion of 5 years can I get the pension from 6th year please give the information.

[@mightyme480]

Sir I don't think so In my knowledge after 10 years you can get pension of 3 lack per year for lifetime. Not before that.

[@arpobarua4357]

Can I withdraw my all invested money after the completion of 5 years?

[@preeyatanny]

Hi pls confirm in the retirement smart plan. Can you withdraw 60% or 30% ?

[@electronicsandelectricals2635]

Please tell me if I want to surrender this policy?

[@vjstyl]

Hi my parents have taken the SBI Life retire smart plan and after watching the video we decided to surrender the plan, but the agent says we cannot surrender it until the person holding the Sbi life retire smart passes away. Is there a method to surrender please let us know. We have paid till 4 years this is our fifth year and we are trying to exit.

[@AnkitKumar-dh6ws]

It is the worst plan.

[@shailajadeepak6734]

No you can't exit.i tried alot. They will give one-third of your money & two-thirds will be given to your nominee after death. A small pension willbe given depending on the money you invested.

[@bantiagarawala6142]

What was annuity percentage?

[@gillvishal3612]

Just have one word for you Brother.... AWESOME 👏👏👏

[@arvindverma9439]

Mene 1 kist jama Kiya bad me jama nahi Kar paya Kaya mujhe amount vapis milegi .milegi to kitne time bad. Kist 200000 thi 10 years ke liye

[@pranabkumarbasu2670]

If I discontinue my yearly premium after one year to SBI LIFE RETIRE SMART then how many years after and how much amount I return back? Please give my answer Sir.Thanking you.

[@paramitabhattacharya4573]

Har saal varna hoga yaa 1 bar hi de dena se ho jayega?

[@chittaranjanbose1013]

SBI life smart retired 5years tha yearly two lack Mai there payment ki hai naki two years hna premium vor nai pawa to five years bad kina paicsa katka mil gaya ap bata to

[@rameshnagpure481]

SBI life retire smart pension plan monthly income kitna milega agar 1lakh per year invest kiya to agent ne muze 1lakh per year invest karne par 5 saal ke bad har mahine 6000 pension till death aur nominee ko bhi 6000 pension till death uske baad nominee ke nominee ko puri rakkam 7 prs interest ke sath vapas milegi aisa bataya hai kya ye sahi hai please tell me

[@marshal_patel]

Sahi hai

[@akshayvaja9592]

@@marshal_patel give me your Number plz

[@tusharpanua3629]

Mujhko vi yehi bola sbi executive ne.

[@vijaydwivedi8544]

What you missed / mentioned wrong: 1.It is totally transparent, as much as any mutual fund. 2. The TOTAL charges in 10 year's period are less than 1.7%, ie. LESS THAN FUND MANAGEMENT CHARGES IN MOST OF THE MUTUAL FUND. 3. There's no Insurance in this plan ie. no mortality charges. 4. The Terminal Additions of 1.5% are on WHOLE FUND VALUE and not on the Premium. 5. It has Advantage Fund (Pension Fund) in which your investment gets shifted from equity to bond fund as your date of maturity comes nearer. So that you don't have much risk during later part of investment. Before coming on public platform, you are expected to go through the products thoroughly, else it would impact your credibility in long run.

[@sumeshsudhan]

ok, you tell me approximately if a person pays 25000 per month for 5 years in a 10-year plan and opts for pension + Capital refund after 10 years...What will be the minimum monthly pension he and his nominee will get (Iknow it's completely based on market) but tell me the minimum approximate monthly pension amount ???

[@anshubansal2001]

Bfvzvfgzv

[@sushillilhore9221]

He can not say , because it is a policy , At many place mentioned ruganding Insurence . And no fix value predicted in the brochure.

[@sandyninama735]

Hello sir, Maine 29 august 2019 me retire smart policy liya tha or ab 1 saal hone vala hai. To muje ab surrender karna hai to iske liye kya karna hoga or kitne rupees vapas milenge or kab milenge.or annual premium hai 3 lakh ka.

[@sandyninama735]

Are bhai reply to karo

[@sandyninama735]

Reply to dete nahi or channel banake baith gaye hai

[@PradeepKumar-te2zc]

Mujhe bhi discontinue karna h , kaise kre

[@surendra6407]

Bhai mera v same problem h plz contact 7000559842

[@PradeepKumar-te2zc]

@@surendra6407 bhai maine karva liya kyuki maine 29 december ko ye plan liya tha aur booklet 6 jan. Ko aayi toh 15 din tk look out period m wapas ho jata h, abhi parso hi sari formality ki, sbi life insurance wale ka kehna tha ki 10 din ke andr aisa account m aa jaiga.

[@ramprasadraha6780]

What & when will be the return when one person invest 1 lakh per year from 2021 for 5 years.

[@SRDhar-rk6px]

I opened retire smart of SBI life by paying ₹15000 on 31. 10. 2020 for 5 years. Can I stop it now

[@coolmindvlogger6112]

Please answer this question?.same problem

[@vivek7298]

Go to nearest branch of sbi life and cancel.

[@harishankarpandey9353]

Bhai hum lena chahte hai kaya kare?

[@samrathpatidar143]

Mat lena post office me fd kar lena​@@harishankarpandey9353

[@ramnarayanmaurya1587]

डा0 मनोज को बहुत धन्यवाद मेरे कमेंट का तुरंत उत्तर देने के लिये। यू ट्यूब का भी बहुत बहुत धन्यवाद।

[@skhasibul2702]

Kya NPS account open ke baad hum isko bhi le sakte hai

[@mamtajha1257]

Rajnish baua,hmra kahu j branch ja k leba padtai ya online safe chhai?

[@pritampawar9892]

Why to invest in ulip when LIC'S JEEVAN UMANG is available for retirement planning.

[@naveenjoshi9163]

How can I withdraw my retire smart policy issued by SBI Life.

[@mohitpathak4555]

You are commission agent of Mutual fund right??

[@chaudharidevendra87]

Ye mutual fund wale commission ke liye aisa video dalte hai

[@rajinderjagota53]

kya is plan say honey bali income tax free hoti hay

[@sarfraznawazy8275]

Mere father ne ye policy khareeda hai 1 yr ka premium 1 lakh pay bhi kiya hai kya wo abhi is policy se withdraw kar sakte hai... Agar haan to jo premium pay kiya hai wo amount wapas milega plz guide us

[@shibapmohapatra5022]

Is it advisable to discontinue after first premium before second premium. Please advise.

[@KaaminiThakur-p9b]

sir, kya is plan ko surrender kiya ja skta hai ??

[@shaliniverma1131]

Sir 2 ,2 lac 2 year pay kar chuke hai kya ye paisa nikaal sakte h plz reply sir?

[@seethaa8987]

How to get the money I deposited.is it possible

[@totaramdas4425]

Meri age 60+ha mend 4may 20 kio 3 lakh ki sbi life retire smart policy li ha muje malum his ki yearly premium Dena h lekin me nhi de sakda muje Kya Hani hogi

[@LokeshLokesh-to8mg]

12:45

[@PreetiMehta-z2t]

Mene s.b. I. Ki retire smart policy li h jiska premium yearly 100000 rs.hpolicy k time meri age52year h mujhe pension kab s milna shuru hogi

[@sriparnaganguly]

Please please please reply 🙏🙏 bohut musibat mein fas chuki hu. Help kar dijiye🙏 Main ne last year 24th Nov 2020 me is retire smart ki hain 50k ki. Mere age abhi 52 hain. Main ne 5years k liye ki hain. Bank se wahi bataya tha. Agar main iss year se agle 4 saal k premium na varu to kya loss hoga? 1st k insvested 50k 5saal baad kitne mil sakti hain?? Main yeha invest nehi karna chahati hu.

[@bijayalaxmipanigrahi8869]

I have started a SBI Retire smart plus policy on 23 Aug22. Primium is 1.5 lakh each year. Ten years policy. Can I reduce the premium amount of next year. Kindly inform. This video of yours is very informative. Thanks

[@dr.saurabhkunj5423]

Ask your agent

[@aakashsingh1804]

Main ye plan continue nahi kar skta. Maine 2 premium bhar chuka hu .mera jo mul rakam hai wo kaise milega?

[@shakuntalamishra5265]

Kya 2yrs money Dene k bad . policy band kerna chahe to koi nukshan to nahi hoga

[@ashokshende5095]

Is it possible to discontinue the policy after 3 years

[@sonyj87]

No

[@gopabandhupatel9409]

Death claim and other benifit k liye advisor jaruri hai

[@moumishra4302]

Bhai sidhi baat hai ,,paise se hi Paisa ban ta hai ,,jitna jyada investment utna munafha 👍👍

[@shubhamdewangan9079]

Jo abhi retire hua hai Unko agr paisa lagana ho To kon sa plan acha hai

[@VinodThakare-v4v]

वार्षिक 3 लाख का ये प्लॅन लिया है 5 साल लॉक इन हैं 3 लाख वार्षिक प्रीमियम है लेकीन 4 साल तक भरणा नही हुवा तो रिटर्न कितना मिलेगा प्लीज प्लीज माहिती दिजीये

[@VinodThakare-v4v]

प्लीज रिप्लाय दिजिये सर

[@shibajidalai2014]

#rajnish u have discussed all typ of insurance ...but according to traditional Plan u have not discussed rate of return of maturity

[@Panchouty]

Kya Hum is Policy ko bich me band Krwa Skte hai Sir G.. Please guide....

[@RPgroup73]

For more details contact 8277795245(H P Naik)Sbi life insurance Advisor

[@silvesterchristian4214]

@@RPgroup73 kya is policy ka bich me turm badha sakte he

[@drpyne4628]

can I claim available NPS deduction limit of 50000 from SBI Life Retire Smart plan premium?

[@vijaygajera7571]

No

[@er.ashokkumarsingh4357]

Good Advice Thanks

[@mdmurshidmsjogiaalauli1514]

M me Sbilife retire smart 10 say here 50000sal Ka Lia h 10 say bad karma pension mile go. Lucy idea digie

[@swarnlakshmi]

hdfc ka ka better hai kya

[@manmohanpatnaik7552]

What if I'll stop paying premium after 3 years

[@shubhadabhide9317]

We have 10 year plan with yearly premium for initial 5 years and pension till death after 10 years. Have already paid 4 premiums. Can we withdraw from the scheme now? Will there be any loss if we withdraw?

[@ravindranunni6273]

I have joined just now, can I cancel it now?

[@truptipatil7163]

I too have a same question

[@chefkjscreation4862]

I have 25 lk . My age 57yrs. Tel something about retirement plan please.

[@MukeshKumar-i8v3b]

Kya break kiya ja sakte hai

[@4tv455]

Can anybody tell, how can I return this policy? Fyi already paid first installment for tenure of 10 years. My father's age is 60 Please 🙏

[@ashokputatunda4743]

Very nice.l have been compelled to take the policy in my wife's name for getting one locker fully financed by me for Rs ,1lac p.a for 5 years. Kindly intimate whether I shall get IT rebate of Rs 1 lac each year while filing IT return.

[@krishnatbhosale7263]

I am retired person and wants invest my some funds so can you guide me

[@TilakRaj-mo4qr]

Please views cancelled the process if we have take policy approx ten days ago

[@vibhajoshi2765]

Agar 10 saal ke baad pension lena ho to how much I will get after 10 years.

[@shamsinghrana3213]

10 yr policy 50000thosand ke perur retirement smart on line Lee hai. To be karcha same other policies ke jase he cut hogs

[@kavitamishra2870]

Agreed.👍.l m facing the truth. appreciated your suggestions 😊

[@અલખ]

Sir mere father ne Retire Smart plan liya tha 2021 me !! 30,000 Premium bhara tha yearli !! Ab 3 manth pehle death ho gai !! Toh kya vapas milega 30,000 ???? Please give me answer 🙏🙏🙏

[@benjaminsurin5296]

Maturity per insurer ko pura paisa return milega agar nahi to kitna paisa milega.

[@hfjf8525]

Sar mene 300000.rs two years invest kiya ab nhi karna he invest to hame kitne rupee mileage riplay please sar

[@AJITKUMAR-gj2ez]

Sir...mai 1 lakh 5 year ke liye liya hu aur 5 sal chod dena hai 10 sal ke bad kya benfit milegaa Plz hame bataiye Plan name....sbi life retayre smart pension plan

[@santoshibangari6242]

Term five yrs...can we surrender this policy

[@AnilKumar-li6ff]

If we get pension with this plan then up to which age we can get pension. Whether we can get pension for whole life means till death. Sirji please tell.

[@lishanarayanan9761]

Yes, it's a life time pension. You need to pay for 5 years. The more money u invest, the more pension u will get.

[@sreeananth1382]

excellent explanation very crisp & upto the point----- neither too slow nor too fast------crystal clear understanding without any confusion ----excellent comparison with other plans-----final advice at end of video is good. this is the first time i am watching finance related video i liked the way he explained compared to pranjal kamra.i will watch all his videos from now on. not miss a single of this channel money upay.

[@vasumatidaga1724]

महोदय, आपने बहुत ही सुन्दर एवं सरल तथा स्पष्टता से बताया, इसके लिए आपका बहुत धन्यवाद। यदि इसretire smart policy को एक प्रीमियम देने के बाद बंद करना चाहें तो कैसे करें? कृपया इसकी जानकारी देने की कृपा करें।और यह दिया गयाamount कब withdraw कर पायेंगे।

[@umeshpant5218]

रिटायर होने के बाद 3 लाख रु.प्रति वर्ष, 5वर्ष जमा करने पर इस पर 5वर्ष बाद, कम से कम कितना प्राप्त होगा

[@jaikaransingh2436]

ये लोग वीडियो बना देते हैं और यू ट्यूब से कमाई शुरू हो जाती है लेकिन पूछे गए प्रश्नों का उतर नहीं देते

[@sarojhazra2143]

मैं रिटायरमेंट के बाद एक मुस्त रकम म्युचुअल फंड में निवेश करना चाहता हूं, कृपया बताएंगे किस कम्पनी में निवेश करना बेहतर होगा और कितना जोखिम से बचे रहेंगे ?

[@mkumarap]

Sir Mai v Bajaj Allianz life goal ka ulip plan le rakha manthly,5000.sbi e should tarm plan v hai.cpf v hai.kuch aur niwesh karna chahta hoo kaha karoo ya jo Kiya hai kaisa hai please hame bataye.

[@mithleshmahato8702]

In which a/C paisa dalu and how does it work

[@mdsurshidali7975]

Sir,jo 10 sal ka 50000 Salama Li hai us ka kitna pention milega kindly batai

[@chandrashankardave9467]

Icici SWP plan mai invest karna kysa rehega

[@saritasahu1833]

Hello, My father is 60 yr old and bank person suggest to take this plan. According to bank worker description. We need to pay 1 lakh pa till 5 yr after that from 6th yr pension start. It's provide approx 6% . Can u please help me. At that situation we take this plan or not

[@saritasahu1833]

They provide long term pension we are think that's good to take please provide your suggestions as well

[@subhankarpramanik2108]

Discuss Sbilife retire smart plus

[@Motorcyclemonk1]

I loved this video! Very nice information!

[@ashokmehta9767]

Pl.also make a video for monthly income scheme or pension scheme in SBI.

[@rekhapare1318]

Kya is policy ko withdraw kiya ja skta hai please btayen

[@rupeshsmc]

In the last 10years, this plan have given a return of 12% CAGR and then that amount goes to Annuity for pension. You gave example of 4 & 8%. But it seems that they are doing much better

[@santhoshgangadhar6286]

Wrong info. They are doing worst. Retirement policies less than 10years max exposure is in bonds and it has given 2.8 percent last 2 years. When they deduct charges you get hardly peanuts

[@s.susandammusthabi1452]

I have bought this sbi retire smart plan. I have to pay 99000 every year....for five years. I started when I was 52. I have paid three premium. Two more left. After paying all when will my pension start? If I surrender now how much will I get? I can't surrender before five years. It's ten years plan. Please answer.

[@user_38805]

So please tell me when to cancel and how to cancel

[@swatisarawgi8591]

Which retirement plan is good and safe? If have to invest at the age of 55

[@ushakiran457]

Hello..I purchased retired smart plan in 2019 and after this I didn't paid any premium. Pl.advise should I continue this plan or not.I am 61 yes.old

[@tapanchowdhury3579]

Sir please contact 8609900165

[@shailajadeepak6734]

Retiresmart will give you one third of the money & a annual small pension depending on your investment two-thirds will go into the pension pllan will be given to your nominee after death. You can't claim the full money at all during your lifetime.

[@shyamnarayansingh8596]

पालिसी कैंसिलेशन में क्या चार्ज कटता है

[@dhananjeyanramakrishnankup5729]

After getting the retirement benefit, Pensioner is called to SBI branch. As they told me, without mentioning the name/ term of SBI life Insurance, but by stating/ explaining as "high interest (above 8%) yielding investment/ deposit/ scheme" etc, for pensioners only, I signed in the electronic w/d slip. When receiving the acknowledge for deposit only, I saw in it, that it is invested in the SBI life Insurance. When asked this, they repeatedly said that they have used the term INSURANCE. they never told me and not at all. I can say they tried to achieve their target without bothering the liabilities of pensioners. Then also they said that it can not be cancelled. By doing calls to Toll free number and by sending emails I was advised to cancel within 15 days after receipt of document. i approach and applied for cancellation. If they deduct abnormal fees for this unwanted deposit and cancellation, it is also an injustice.

[@sunilakonaje5779]

I had same experience. Were you able to cancel ? How much time did it take ?

[@listornot3317]

Me too waiting for cancellation

[@mrityunjayrajdwivedi1155]

Same experience

[@shobhabhondekar5178]

But it is good plan why you cancelled it

[@bijayalaxmipanigrahi8869]

I had same experience. I want to discontinue this policy. How can I, please suggest

[@sandeepnair2020]

Good video. Since no single Mutual Fund gives good returns, it becomes difficult to decide when and how to change your MF investment, if the fund is NOT performing well. Could you make a video on how to start and manage a SIP of different Mutual Funds to get good returns. Thanks

[@HarpreetSingh-dw3xf]

Retirement plan

[@HarpreetSingh-dw3xf]

Retirement plan

[@Naveenkumar-sq4rd]

Mutual fund me paisa dubne ka chans bana raheta h

[@pradipchakraborty9217]

Govt nps ko bhi to share market me laga rahe hai

[@dr.atulbhardwaj4322]

I am 55 running and too late to buy a pension plan .Is any plan available for me to start pension plan at this age

[@swatiborkar177]

Yes sir

[@Kalpavrukhsa_Enterpeises]

Yes sir its available

[@southindianrecipe1234]

Yes

[@akshayphadnis]

I didn’t understand the annuity concept.. My dad took this at the age of 60. Term is 10 years and premium paying term is 5 years.. Lets say premium amount is x₹ p.a. What are the benefits he’ll get once policy term expires

[@akshayphadnis]

As per 101% it would be 2x ₹ right? But can he withdraw all 2x ₹ after 10 years?

[@deepgk882]

​@@akshayphadnisno only 60 %

[@tejendrasingh3046]

Sir maine ye plan le liya hai aur maine 3 years tak yearly kisht bhi bhar di hai lekin ab mai aage kisht nahi bhar sakta aur mai iis plan ko close karna chahta hu kya kru?

[@ravikantmahato5948]

Maturity ke baad 1/3 amount nahi balki 60% nikal sakte hai bhai baki ka 40% annuity mai dalna hogga jissase pension life time milegga...sahi hai na plz reply

[@dynamicparadise6968]

Bhai please muje ye plan discontinue karna kaisa please video banayiye

[@rinubagchi8805]

I using this policy premium is 2 lakh/ year benefit term 10 year i m 67. how much money I will get after 10 years

[@drgopalshah1133]

12:45

[@drgopalshah1133]

12:45

[@shyamgupta980]

Smart plus me kya anter he

[@neetasupsande2147]

Sir,what about the plan,Kotak Smart life plan

[@kesharsingh8786]

Sir NPS wale retirement ke samy HDFC ya SBI plan le please compare kare

[@dr.saurabhkunj5423]

See videos

[@user_38805]

Sir In my case the money has been deducted from account but the service man in bank says that i can cancel only after i get the bond .

[@salagucho]

if you want to cancel you need to do in within 30 days of policy commencement date, and 15 days if you purchased policy through online. or may be its the other way around.... but you need to be quick about...

[@sakshisinha7420]

sir lic ka Horizon ll pension plan 2006 me aya tha vo kya hai detail me btaya plz

[@PradeepKumar-te2zc]

@@salagucho sir abhi abhi policy li h but mujhe theek nhi lg rhi h, 150000 per annum ki h ye policy , surrender karne pr kitna paisa wapas hoga.

[@Buddyshorts0007]

I am beginner so plz tell me how to invest in mutual fund plz sir

[@lalbabuprasad9061]

सर मै 2020 मे 50000 कर चार बार यानि 200000, जमा कर चुका हू लेकिन अब नहीं करना चाहता हू तो बताये कैसे जामा रुपया मिलेगा और कब ,

[@marinerketanjadhav7698]

arre sir lekin mutual funds mein 5 saal se jyaada ka option nahi aaraha hai to long term mutual fund mein kaise apply kare 20 se 25 saal ke liye pls reply wairing for u to reply

[@ashokshende5095]

Useful information on retire smart policy

[@hiten5567]

PPF me maximum 1.5lac hi Deposit hoga 7.1%return , Mutual fund me pension plan me 12-15% return jata h. PPF se aur b Acche plan go to market

[@swadhinkumardas7472]

I invested 20000 from 2018 up to 2022 maturity 2028 pl calculation