SBI life insurance retire smart plus plan | sbi life retire smart plus plan | sbi retire smart plus

[@jadejasuryarajsinh5841]

Hello isme 5 years tak premium bharo or 6th year se maturity amount par pension decide hota hai or 6th years se pension milta hai? Please reply

[@YouTheReal]

Mere hisab to jb Fund Value confirm hoga ki kitna hai uske baad se hi pension decide hoga ki kitna milega

[@mosteffectivevideos7620]

After maturity 60% lumsum amount lene ke badh pension chalu ho jata ha thik ha but after 2 or 3 years ke badh death ho jaye to keya nominee ko kuch paysa milega or nahi??? Answer plz

[@YouTheReal]

Nominee ko milegaa... Nominee me upar depend Karega ki complete fund value withdraw hi karna chahate hai ya..... fir pension lena chahate hai ... Nominee ke liye aisi koi mandatory nahi hai....

[@sapnawadhera8412]

Nominee ko paid amount milega agar annuity plus return of base premium options opt Kiya ho

[@YouTheReal]

Agar return of purchase price hai toh milega

[@-S.S.]

Maine meri mummy ke lie ye plan kharida. Bank may gaye they fd lene lekin unhone bola ki ye accha plan hai. 5 saal tak premium dene ke baad 6th yr se pension strt ho jyega. Lekin papers dekhne se pta chala ki term hi 10 saal ka hai.. unhone bht safai se jhut bola. Baar baar puchne pe bhi yahi bola ki 6th yr se pension strt ho jyegi. Meri mummy widow hai, islye socha ki monthly income ho jyega unka 6th yr se toh thik rehega... lekin sach janne pe hum sab bht pareshan hai.. 4th oct ko policy kia hai, soch rhe kl jakr band karwa de ise. Bilkul hi fraud policy hai hai, or sbi se ye ummed nai thi. Jabki agent ko humari family history acche se pta bhi, phir bhi unlogon ne hamein ullu banaya..!

[@YouTheReal]

Agar aapse jhooth bola gaya hai toh apko bilkul apne choice ke according act karna chahiye... Aur apne itna detail me likha uske liye bahut bahut dhanyawad kyoki isse Ane Wale viewers ki bhi help hogi

[@-S.S.]

@@YouTheReal ye log itni openly jhut kaise bol lete hai..?? 11th saal se milne wale pension ko bolte hai 6th yr se milega..! Phele pta rehta ki 10 saal ke baad hi pension milega toh hm ye policy lete hi nai

[@YouTheReal]

Kyoki unko pata hai ki customer ko nahi pata hai Plans ke bare aur regular intervals par transfer hote rahete hai jb tak number ata hai tab tak transfer ho jata hai aur customer shant ho jata hai.... Free look up period (jo policy ke 1st 15 days hote hai) ke policy cancel hoti nahi hai... Sells honesty ke sath wahi karte hai jo unwanted pressure ko apne upar hawi nahi hone dete aur apni unnecessary greed ko khatam kar lete hai... Thank you for this question 🙏

[@-S.S.]

@@YouTheReal Thank you for answering all my doubts..🙏 bs ek last chiz bta dijiye. Mujhe policy lie hue 15 days hue nai hai abhi.. Islye mai kl ja rhi cancel karwane. Iske lie direct manager se baat karna sahi rahega? Or ye bhi lg rha ki wo log phir se apni baaton may mujhe fasana chahenge. Aapke hisab se koi chiz jisse mujhe alert rehna chaiye?

[@YouTheReal]

@-S.S. all credit goes to your queries 🙏 Aap bas ek application likhe aur usme policy cancel karne ka apna reason likhe aur seedha branch manager ko submit kar de aur unse hi baat kare... Cancel ho jayegi..

[@BhavyaVekariya_07]

Suggestion best retirement plan

[@YouTheReal]

Pension Playlist me apko videos mil jayengi......

[@rishikdubey1443]

I have already paid 3 premium and I have invested 3lakh each for 5years ie 15lakh in sbi life retire smart. Now if I want to stop the policy, what should I do?? If I stop this now,then can I get the total amount which I have invested after 5years lock in period?

[@YouTheReal]

If you watch this video till the end you'll get to know that this plan only to create a Corpus for retirement, it means can't withdraw complete fund value only upto 60% or 50% of fund value you life assured can withdraw after completing lock-in period (first 5 policy years) Rest will be use for pension

[@Letsconnectwithwords]

If you cancel your plan now, it will be stopped and your money will get refunded to you after 5years but a certain amount of money will be deducted as penalty

[@AmitMaity-p4i]

Pura bakwas plan hai,10/15 saal baad vi emergency aye to kavi vi khud ka paisa 100% nehi nikl sakti ho. Agent/bank walo nearly 35% comission ke liye, galat bolke plan chhipka dete hai

[@pawanpatel4395]

@@AmitMaity-p4i ये उनसे पूछना जिनके बच्चों ने माँ बाप की पूरी प्रॉपर्टी हड़प उन्हें बेघर कर दिया पर उनके पेंशन प्लान के पैसे को हड़प ना सके… आज ऊन बुजूर्गों के लिये ये प्लान किसी भगवान से कम नहीं! जरुरी नहीं कि ये प्लान आपके लिये आप की उम्र के लिये अभी सही नहीं हैं पर क्या ये सभी के लिये गलत प्लान हैं? और रही बात कमीशन ४% की, इस दुनिया में कोई भी चीज फ्री नहीं होती!

[@mangalpradhan8726]

Sir mane 5 year ka lumsum 10lak var diya he 6 year pe mane pura maturity le sakta hu

[@YouTheReal]

Is plan me complete fund Value nahi milta hai...jahan tak mujhe pata hai...

[@koushikpanja2286]

Sir mera papa aj 500000 lakh ka ye plan Kiya hai.Mera sawal ye hai ki 5 years later vo Paisa hum logo ko mil jayega ya pension milega har mahina???

[@YouTheReal]

Upto 60% tak aap withdraw kar payenge rest se pension milengi

[@pkbccreative6814]

Sir after completing term period do we start to get pension right from next month?

[@YouTheReal]

Apke paas choice hogi ki kitne % fund value se aap pension chahte hai aur kis mode me chahate hai... Uske anusar apko milegi

[@hitenthanki5058]

​@@YouTheReal jab policy mature hogi tabhi jobhi fund value Banta hai uska 60 perstange diya jayega na aur 40 persantage uper hamko interest milega na

[@YouTheReal]

Video me btaya gaya hai... Aur ye aap par depend bhi karta hai ki as per plan limit upto 60% × fund value lene ya 100% × fund value se hi pension lena hai... Ye Choice hai... Agar policy holder chahega to upto 60% × fund value lega agar nahi chahega to 100% × fund value se pension le sakta hai....

[@hitenthanki5058]

@@YouTheReal fund value ka kitna interest par pension milega??

[@Reeshine25]

Kal sbi retire smart plus policy li per kissi karan se hume ye nahi chahiye toh hum isse terminate karna chahe toh kya paisa refund ho jayega ya nahi or penalty dena pade toh kitni deni padegi pls rply soon...

[@RakeshGupta-fv7cf]

Sir mere mother k is policy ko 5 years ho Gaye hai aur mujhe ye policy ko close karana hai to kya karna hoga

[@YouTheReal]

Completely close toh nahi hogi kyoki abhi jo aap fund value withdraw karnege uska maximum upto 60% tak hi aap Commute kar payenge rest amount se pension plan liya jayegaa.. Yahi term hai isme ...jaha tak mujhe pata hai... Baki ek baar aap policy bond jarur read ka lijiyega.. Fund value withdraw karne ke liye original policy bond ke sath ek application, ID proof, cancel cheque, and policy holder ke sath apko nearby branch visit karna hoga...

[@gyan339]

Bother meri mom ka 2 saal ho gaya hai policy liye huwe ... policy document ab tak nahi aya hai.....kya baad me original policy document ka jarurat padega??

[@YouTheReal]

Bilkul padegi uske bina maturity benefit nahi milta hai.... Aap insurance company se contact Karo... branch visit Karo...

[@gyan339]

@@YouTheReal ..Maine pucha tha jisne policy kiya hai mom ka usse...Wo bola App se policy document download kiya huwa wo..Bhi chal jayega....Kya ye sahi bol raha hai...

[@gyan339]

Policy Bank walo se liya hai....Bank wale ne FD bol ke policy karwa diya hai...

[@YouTheReal]

Thik hai chal jayega... Par unse puchhon na jb insurance company address par policy bond send karti hai toh mere address par kyo nahi pahucha?? Bas itna bata do...

[@YouTheReal]

Aisa toh nahi karna chahiye...ye to galat baat hai

[@Aamarjunglemahal]

Sir yearly premium income tax pr deduction section 80C or 80CCC plar claim kar sakte hain???

[@YouTheReal]

Premium par tax benefits aap le skate hai.

[@surajsinghrathore2012]

Sir isme 5 years tak invest karna hai aur 10 saal baad pension le sakte hai lekin 5 saal baad plan close ker sakte hai ya pension leni jaruri hoti hai please explain

[@YouTheReal]

Pension lena hi jaruri hai... But Total fund value ka upto 50% to maximum 60% tak aap le payega....I think...

[@ashishchauhan8336]

Sir what happened if i have paid only 1 st premium shall it goes to discontinue fund

[@YouTheReal]

It'll

[@ParthibSamanta445]

Sir we also paid a premium.but when I went to bank and said them that I want to discontinue it. They said you can discontinue. It after 2 successful premium as per IRDAI . KINDLY SAY SOMETHING SIR

[@YouTheReal]

@ParthibSamanta445 Kindly read the policy Bond policy discontinuance section/surrender section...... In past we have noted that as per time period insurance company do make changes in their policy term to make the most of for customer to save from lose

[@BF-tv9kk]

Sir ji SBI life retire smart 15year 5term 200000/year Meri Mata ji ke naam se bhara jaa raha hai usme nominee kaise dalwaaye kya karana hoga Please

[@YouTheReal]

Online insurance company ki website par policy number se login kar ke nominee add kar skte hai... Nahi direct insurance company ko contact karna hoga...ya fir nearby branch visit karna hoga... Nominee ke id proof ke sath

[@BF-tv9kk]

@@YouTheReal thank you very much sir

[@YouTheReal]

All credit goes to your query 🙏🏼

[@RahulSharma-gh5kc]

Sir sbi life retirement smart plus plan liya h uska ek payment 2 lakh de chuke h ab ye plan continue nhi krna to kre

[@YouTheReal]

Policy ke first 5 policy years complete hone ke baad aap upto 60% tak withdraw kar payenge..... Agar value itna nahi hai ki pension plan mile toh complete fund Value withdraw ho jayegi

[@amolwaghade4711]

Sir ye plan maine liya hai year li 150000lakh 5year mai bharunga or 5year rukunga to mughe kya pension milegi plz espe video banav sir

[@YouTheReal]

Ye plan me jo aap premium pay kar rahe hai usse apko pension fund create hoga....jese hi policy term complete hoga usse apko pension milna start hogi....apke paas choice hogi ki upto 60% tak fund aap personal use kare aur rest se pension plan le... Yaha 50% -50% bhi kar skte hai.. Ya complete fund se aap pension le skte hai SBI life se hi ... To aap apko ek baar apna policy bond jarur dekhna chaiye...

[@bappamondal1985]

Sir mere papa yeh plan 10 lakh ka kiya hai,5 saal baad pension milega ya paisa milega please bataiye sir

[@YouTheReal]

5 years ke baad nahi policy term complete hone ke baad.... Total Fund Value ka upto 60% tak withdraw kar sakte hai rest fund value se pension plan hi milega..

[@RICKYHANSDA]

sir isme paisa dubta h ky ya safe rehta h

[@YouTheReal]

Market Risk hai is plan me... Vo agar aap insurance company ki website par check karte hai toh apko product ki details se pahele top par hi likha hua milta hai ki. Is plan me risk hai jiski jimmedari khud bima dharak ki hai kyoki it's subject to market risk. (Yaha simple likh Diya hai waha alag tarah se likha hota hai, par matlab yahi hota hai)

[@RICKYHANSDA]

@@YouTheReal 3 saal bad 40% paise nikal sakte h aisa bola Gaya h Hume ky ye sahi bola h

[@YouTheReal]

Aap apna policy bond read karo jisse apko pata Lage ki kya hai kya nahi......

[@SAGAR_VLOGS7856]

Overlay this is good or bad

[@prabath5693]

Bro worst don't take in shit from sbi

[@YouTheReal]

Depend on an individual's financial planning

[@SAGAR_VLOGS7856]

@@prabath5693 why reason

[@anjisitirala6738]

Sir whatever your money is invested start doubling when you leave It for some time... So these types of plans we need to start at an early age and keep it for a long time...

[@mohonapramanick8206]

We paid single premium...still we r getting msg of paying annual premium...any reason?

[@YouTheReal]

You should check your policy bond that will confirm you P.P.T

[@ndgadhavi]

Because aap logo ko regular mai Diya hai not a single

[@dislikegaming6482]

Sir surrender krne se kitna charge deduct hoga?

[@YouTheReal]

Policy discontinued charges lagte hai jo depend karta hai ki kis year me Aisa Kiya Jaa Raha hai.... Ye charges 1,000-/ se le kar 6,000-/ tak ho skte hai depend karega ki yearly premium kitna hai aur kis year me policy discontinue ki Jaa Rahi hai

[@dislikegaming6482]

Sir agr free look period me cancel kre to kitna din me refund aayga?

[@YouTheReal]

72 working hours toh lag hi jate hai

[@dislikegaming6482]

Sir refund ke liye 20 days ka period diya hai

[@YouTheReal]

May be isse pahele ho jaye..

[@riteshyadav22997]

Sir,mere father ne bhi ye plan liya apne retirement me or sbi bank me jisne hame ye plan becha usne bataya ke 5 yrs tak premium payment karne ke bad 6th year se pension chalu ho jayegi but ab jab hamne policy dekhi to ab hame pata chala ke 10 yrs k baad pension chalu hogi,ab aisa lag raha hai ke ham fas gaye hai,aap bataye ab ham kya kare. Or sir agar hame apna pura amount wapas lena ho to kya le skte hai? Policy band karana sahi hai kya? Help us

[@YouTheReal]

Agar ULip plan hai vo to policy ke 1st 5 years jo hote vo lock-in period hota hai ... lock-in period ke baad bima dharak complete fund value withdrawal kar sakte hai... To aise me Jo fund value hoga usse pension start ho jayegi.... Fund Value ka 50% Lumpsum liya ja sakta hai aur 50% se pension start ho jati hai.. Ye cheez bina kis jhol ke sedha seedha batana chahiye tha ... lekin jesa aap bata rahe ki unhone wese batyaa vo 💯% galat hai .. Agar ulip plan nahi hai toh aise me policy surrender karni padegi usme apko nuksan ho jayega achchha khasha....

[@riteshyadav22997]

@@YouTheReal sir ye to ulip plan hi hai,ab kaisa kare ye jugaad bataiye? 5 year bad fund value ka 60 % nikalna or 40% pension ke tarah lena hi ek matra jugaad hai kya?

[@YouTheReal]

Surrender karni padegi policy after lock-in period tab ye possible jo aap kahe rahe hai ....

[@rickyhansdaofficial5939]

same bhai Hume v Bank walo ne ullu bna diya

[@YouTheReal]

बहुत case आ रहे है .... ग्राहक एफडी चाहता है , बैंक ulip दे रही है, सुधारों इनको सब मिलके....

[@roshanikhare1249]

सर मैंने sbi का विल्थ बिल्डर प्लान लिया है जो छः साल का हे मुझे सालाना 40000 भरना पड़ता है मुझे जानना है की पालिसी कम्पलीट होने के बाद मुझे कुल कितनी अमाउंट मिलेगा

[@YouTheReal]

SBI life wealth builder plan kzbin.info/www/bejne/iJ3HoWiui8SMpa8 Agar link work na kare to aap ulip plan playlist check karna apko video mil jayega . Sab kuchh fund par depend karega

[@ranamahato2818]

Sir maine 1 saal ki premium diya Main aur nhi chala pa rahan hu to kya karen

[@YouTheReal]

Agar aap nahi chalana chahte hai toh premium Naa pay kare fir... Aur Jo Fund Value hoga vo apko lock-in period ke baad mil Jayega...jo ki policy ke 1st Five years hai...

[@ashishkumar-fh5rq]

Bhaiya maine plan to le liya hai, ap kripya guide kare kaise money ko break kare in 7 finds. Maine apna sara paisa equity pension fund mein daal diha hai

[@YouTheReal]

Equity laga diya toh thik hai long term sahi return banne ke chances hai *in my opinion* 7 alag alag fund kyo divide karna chahate hai isse apko return Kam mil skta hai???

[@rh814]

Sir what are the death benfits in this policy if policy holder dies after paying 1 premium?

[@YouTheReal]

Fund Value or 105% × total Paid Annualized Premiums Dono me se jo bhi high hoga wahi hoga

[@rh814]

@@YouTheReal thanks

[@YouTheReal]

Credit goes to your comment 🙏 Thank you

[@rh814]

One more query policy shows death benefits = Fund Value + 1.5% of maturity/vesting Fund Value or 105% of total premium received For e.g. if policy holder paid only 1 premium 1.5lac then what can be the final amount one can get after death policy holder?

[@pkbccreative6814]

Sir isme pension lifetime milega ya nahi..pls reply sir

[@YouTheReal]

Jab tak Fund Value available rahega tab Tak apko pension milegi

[@sunilsemwal8492]

Sbi plan life time milega

[@karishmasaxena8490]

Sir meri maa ne ye policy 31 march 2023 ko li hai pr ab vo aage ise chlana nhi chahti to koi way hai ise bnd krne ka

[@YouTheReal]

Band kar skte hai .. Lock-in Period = First 5 policy years, Uske baad aap fund value withdrawal kar payenge

[@rickyhansdaofficial5939]

1 saal ka de diya h pr ab mujhe ye nahi krna h band krna h isko to ky krna padega please help sir

[@YouTheReal]

Policy ke pahale 5 saal apko fund value nahi mil sakta hai..... Han aap agar premium pay karna band karte hai to kar sakte hai.... First 5 years (lock-in period) complete hone ke baad aap fund value withdraw kar payenge.... Usse pahle aap insurance company ki website ya App par login kar ke apna profile create kare .. Profile create karne ke liye apko kya karna hoga vo is kzbin.info/www/bejne/fKusaquilLuhnpo video me bataya hai gaya hai.. Agar ye Link kaam na kare to aap *Q&A Playlist* check karna channel par apko video mil Jayega.. Profile create karne se aap apni policy ke fund performance ko track kar sakenge aur bhi online services ka benefit le payenge..

[@rickyhansdaofficial5939]

@@YouTheReal thnku sir 🙏😊

[@technicalgyan1586]

helo sir mere pitaji ne ek policy 2023 se start ki ha 20 lakh jiska annual premium 4 lakh (4*5=20) rupee but ek saal ka 4 lakh de diya per ab humko ye policy band karwani hai to isko band kaise karenge aur band karne ke baad kitna amount milega Jo 4 lakh Diya tha first year me us mese

[@YouTheReal]

Aap premium pay karna band kar denge to band ho jayegi.. Lekin jo bhi fund value hai vo apko policy ke 5 years complete hone ke baad hi mil skta hai usse pahle nahi agar policy ka Free Look up period (first 15 days of policy) over ho gaya hai toh...

[@technicalgyan1586]

@@YouTheReal 5 year baad sirf 4 lakh hi milega ya kuch jyada ya Kam mlega

[@YouTheReal]

Nahi increase ho sakta hai..... Policy Discounted Fund (P.D.F) me sabhi units ko transfer kar diya Jayega aur P.D.F me compund rate of return 4% to raheta hi hai..

[@jdfitnessandvlogs1443]

Sbi retire smart plus me 100000 invest kar rahe hai.. Total invest - 5×100000 After 10 year I can get pension 1). What is the minimum pension value after 10 years? 2). Can I get pension after 5 year?

[@YouTheReal]

It's Unit Linked plan All things will depend on Fund Value, At that time what would be the Fund Value? I can't commit to it, Even predictions will not be worthy.. To know the answer to your question contact the insurance company .. 1st 5 policy years are lock-in period after that you can ask for surrender the policy.. And surrender value will be utilised to pay you pension..

[@jdfitnessandvlogs1443]

@@YouTheReal If I surrender the policy how much percent of the whole amount I can get as pension ? With the pension will I get some lumpsome as well?

[@YouTheReal]

* normally 50% × Surrender Value You can take it as LumpSum & the rest 50% will be used for Pension, Maximum limit upto 60% × Surrender Value you ask to have as LumpSum. Either 100% × Surrender Value will be utilised for pension.

[@jdfitnessandvlogs1443]

@@YouTheReal they told me that I and my nominee both will get pension if my nominee wants to take pension.. Is it true?

[@jdfitnessandvlogs1443]

My age is 57. Is it a good policy for me If I cancel it after 5 years and take pension?

[@reenaingole3172]

Sir agent ko commission kis basis par milati hai

[@YouTheReal]

Policy term, Sum Assured, premium Baki kuchh change hua ho toh pata nahi abhi ka

[@johnsonrodrigues8367]

I wanted to buy this policy but seeing the comments its clearly shows that people are trapped in this, and they want to withdraw or surrender the policy.

[@YouTheReal]

Because many people didn't get the complete details about the plan .... Sells professional didn't explain them... So yes as per most of the comments you words are right

[@dynamicparadise6968]

3 saal premium pay kar chuka hu ab cancel karenge tho kithna paisa return milega

[@YouTheReal]

Ye apko apne online profile me pata lag jayega ki exact fund value abhi kitni hai... Lekin ULIP plan me 5 years ka lock-in period hota hai uske baad hi apko fund value milegi

[@damyantisahu3808]

Kya hum pura 100% amount withdraw kar sakte hai after 5 years ki sirf 60 % hi

[@YouTheReal]

Partial withdrawal ki limit video me batayi gayi hai.... Complete withdrawal ke liye policy hi close karni hogi....

[@jpflooringtechinal]

सिर्फ 60 परसेंट अमाउंट बाकी 40 परसेंट नहीं मिलने एक उपाय है जितना जमा है उसी पर बंद कर सरेंडर करने पर मिल

[@arvindzala5986]

नमस्कार सर सर हमने अपनी मां की sbi से रीटायड स्मार्ट पेंशन प्लान लीया है जो 2017 से 50000 हजार 2022 तक सालाना भुगतान किया है और पोलिसी की मेंजोरोटी 2027 की है तो लास्ट पेज में 9,60000 लिखा है वहीं मिलेगा या पेंशन मीलेगा

[@YouTheReal]

Jo policy bond me likha hota hai vo milta ha

[@prabhachindawat6390]

नमस्कार सर मेने रिटायरी स्मार्ट प्लस पॉलिसी की २किसते जमा करवा दी हे में इसे बंद करना चाहता हु 5 साल बाद जमा पैसा मिल जायेगा

[@YouTheReal]

ये एक मार्केट बेस्ड रिटायरमेंट फंड फॉर पेंशन सी करने वाला प्लान है अगर आप इस प्लान को क्लोज करना चाहते है तो कर सकते है लेकिन फंड वैल्यू आपको जो भी मिलेगी वो सबसे पहले पेंशन में ही यूज होगी, ऐसा क्यों है ये समझने के लिए अपना पॉलिसी बॉन्ड read करे।

[@samyakdhara3654]

Agar 4% se Kam market Raha to ???

[@YouTheReal]

Jesa market wesa return

[@rimakumari3018]

1000000/years, jama karne 5year me kitna milta hai panticon

[@YouTheReal]

Ye Ek ULIP plan hai..... Toh kitna milta ye kaha nahi jaa skta hai pahele se.....as per written terms and conditions of this plan... Baki jo insurance company ke liye kaam kar rahe vo apko bata skte hai.... Lekin vo sirf ek andaza hoga...jaha tak mujhe plan ke policy document ka sample copy read karne ke baad samjh aya...

[@deetips]

Is Mein interest kitne percent Milta Hai

[@YouTheReal]

Depend on Fund ... Ki aap kis fund me invest kar rahe hai... Jesa ki example me show Kiya hai video me..

[@pahaltadvi1325]

12% intrest milega

[@remanlal8680]

Sir maine 5 lakh rupies 5 years ke liye pension plan me kiya hai to uska paisa yek sath nikal sakta hu ki nhi

[@YouTheReal]

Pension plan hai toh nahi nikal sakte hai... Jahan tak meri jaankari hai ..... Baki agar plan ka naam batao to kuchh aur details check kar ke apko information de skta hu

[@jpflooringtechinal]

भाई साहब आप बिल्कुल फंस गए हैं सिर्फ 60% निकाल बाकी 40 परसेंट नहीं वह 40 परसेंट आपके मरने के बाद nomney को मिलेगा अर्थात जब तक आप जिंदा रहेंगे वह 40 परसेंट आपको नहीं मिलने वाला

[@LakshHariyani]

Hi sr. Ji. Mene. 1,20,000 1 year pey kiya. 5 years kruga Total 6,00000 Sbi Life - Retire Smart Plus Lp Policy Muje benefit 10 years ke bad kit na hoga

[@YouTheReal]

ULIP plan hai main kuchh nahi kahe skta sab kuchh fund performance ke upar hai ki uske hisab se kya rate of return Banta hai..... Bas life assured hi apne online profile (insurance company ki website par) apne Investment ke base par kitna return mil raha hai track kar sakta hai...

[@rickyhansdaofficial5939]

agar 5 years se phle police surrender krnge to kitna ,% kat lete h ho

[@YouTheReal]

Hoga hi nahi... 5 years ka lock-in period hai..uske baad hi hoga... Baki agar aap premium pay karna band kar dete hai (policy discontinue kar dete hai) to maximum ₹1,000-/ se ₹6,000-/ tak ka policy Discontinuance charge lagega depend Karega ki kis year me aisa karte hai ya fir kitna yearly premium hai...

[@rickyhansdaofficial5939]

@@YouTheReal sir agar band krna ho is chiz ko to kaise band hoga fir

[@YouTheReal]

Aap ek written application denge insurance company ko apne nearby branch visit kar ke ya online profile create kar ke request raise karnge.. Uske baad Policy apke policy me jitne bhi units hai unko policy discounted fund me insurance company shift / transfer kar degi jis par kam se kam compound interest rate 4% p.a apko mil skata hai kam se kam.... Fir jese hi policy ke 5 saal complete honge aap fund value withdraw kar payenge...

[@ruchidevidevi9583]

SBI life insurance ki kissat aaatomatic account se kat ti hai ,,,bo account dusre district me transfer kara liya to koi diikt to nhi hai

[@YouTheReal]

Branch code & IFSC code change ho Gaya hoga?? toh aise me apko auto debit ke liye fir bank account linked karna hoga insurance ke sath ye online profile create kar ke insurance company ki website par khud bhi kar skte hai ya fir nearby branch bhi jaa kar kar skte hai

[@PogoFactz]

Ghatiya plan.. Koi mat len.. Isse a66a SIP Kar lo

[@YouTheReal]

SIP aur ULIP ke dono side bhi likho jisse log apke point of view ko samjhe bhi.... Nahi aise bahut log comment karte hai aur unse koi bhi kisi bhi tarah ka interaction nahi karte hai...

[@1TechGamer]

Beta k liya kr skta hu kya..10lakh

[@YouTheReal]

Entry Age Limit plan ki video me batayi gaye hai uske base par hi plan le skate hai

[@1TechGamer]

@@YouTheReal M Handicapped person hu or muje 2k preshan aati ha ..mena 5saal k liya 10lkh lga rke ha..per year 2lkh..to kya meri 2k ke peshan band ho skti ha..? Chandigarh

[@RajeshBhoriya-pi6ix]

Bhai sahab SBI Life Retire smart ek policy ke detail bata saktho ho kya dear sir

[@YouTheReal]

Sbi life retire smart plan details kzbin.info/www/bejne/o2ecnJVmgL-ebqc Agar link work na kare to aap ULIP Plan playlist ya pension playlist check karna apko video mil jayega

[@deetips]

Mene 1 lac ka karwaaya hai kya mein is pese ko mikaal sakti hu

[@YouTheReal]

Isse agar tax savings hi karni hai toh ELSS me invest kar lete aap agar apke paas pahle se life insurance policy thi /term plan tha toh... Han aap 5 policy years (Lock-in Period) complete hone ke baad apna fund value withdraw kar payenge....

[@Auto_Beam]

How to cancel it

[@YouTheReal]

If First 5 policy years (lock-in period) has been completed then by stop paying premiums and ask for complete fund value from insurance company is the way to complete cancellation

[@Auto_Beam]

@@YouTheReal I got policy done on 21st of june 2023 at sbi branch no papers were given to me that day, but received a booklet on 1 july , from which date the free look period will be counted , i want to cancel it bcs is if has started from 1 july then i still have 3 days left.

[@YouTheReal]

Date of receiving document

[@roshanikhare1249]

हेलो सर,

[@ark7555]

Sir. Is pocliy ko many karvayaaa but koi bhi paper receive nhi hua bankkk sy one week ho chuky kiya ye cancel ho sakti ha anyone please reply

[@YouTheReal]

Apko first premium receipt 🧾 mil gayi hogi? Jb apne premium pay Kiya hoga.. Ya fir apni e-mail I'd par aa gayi hogi... Agar Aisa ho chuka hai toh within 15 days apka policy bond apke paas aa jana chahiye....meri jaankari ke anusar.. Baki exactly toh insurance company hi bata payegi

[@johnsonrodrigues8367]

Sbi retire smart 1 lakh for 5 years after 10 years how much pension i get per year???

[@YouTheReal]

All will depend on Fund Performance.. So you need know about Fund option which is utilising for investment... that Fund performance track record can give you an idea about it..

[@MeditationMusic-py7wu]

Sir, Sbi wealth builder plan ki jankari dijiye

[@YouTheReal]

kzbin.info/www/bejne/iJ3HoWiui8SMpa8 Ye video apke comment ke according hai.. Wealth builder plan ab Smart wealth builder plan ho gaya hai

[@AmitMaity-p4i]

Pura bakwas plan hai,10/15 saal baad vi emergency aye to kavi vi khud ka paisa 100% nehi nikl sakti ho. Agent/bank walo nearly 35% comission ke liye, galat bolke plan chhipka dete hai

[@YouTheReal]

Plan bina jankari ke jab milta hai toh hum aisa hi lagta hai... Yaha baat plan ki nahi Plan Dene Wale ki hai usne apko bina Jane ki apko is plan ki need hai bhi ya nahi ye plan apko financial planning ke according hai bhi ya nahi...ye bina Jane samjhe apko plan diya gaya toh aise apko jis insan apko plan diya usko complaint bank ke head team se karni chahiye jiski contact details apko bank ki website par milegi aur insurance company se bhi karni chahiye unki bhi contact details apko insurance company ki website se mil jayegi...ya apne policy bond ko check karna usme bhi contact details hongi...use kare contact details ko ..

[@nikhildwivedi4467]

Nice video Yeah plan nahi Lena chahiye .

[@YouTheReal]

Thank you 🙏

[@riteshyadav22997]

Kyun bhai?

[@nikhildwivedi4467]

@@riteshyadav22997 yeah plan unn logo ke liye sahi hai Jo life time ke liye unmarried hai rahege Aur sbi ka Saral retirement saver jayada sahi hai

[@nikhildwivedi4467]

@@riteshyadav22997 sorry bhai whoh annuity deposit scheme sbi life ki hai main whoh scheme samjha yeah scheme bhi badiya hai

[@ashishkumar-yl7qg]

Sir, pehle 5 saal tak mene 1-1lakh deposit kia,total 5 lakh, Mujhe ek sath pesa mil jayega ya pension lgegi Name-Sbi life retire smart Benifit term 10year Mode annual

[@YouTheReal]

Agar plan retirement se related hai to upto 60% of fund value maximum aap withdrawal kar payenge rest se apko pension leni hogi.... Baki ye information apke policy bond ke surrender ya policy discounted section me likhi hui hai

[@onlineincometube552]

mere father ko v retirement meh yeh bakwas scheme thama diya sbi k maneger ne... i think it is a bakwas scheme.

[@YouTheReal]

Apke father ko bina bataye Bina samjhaye hi ye plan diya gaya ??????

[@onlineincometube552]

bataya gaya tha lekin utna details meh nehi bataya gaya ... 3 lakh per year dena parega 5 year then 6 th year se pension milega around 8 thousand yeh bola tha .... kya kru sir ? should i withdraw or stay invested?

[@YouTheReal]

@onlineincometube552 unko ye bhi nahi bataya tha ki ye ek ULIP plan (unit linked plan) hai Market Based plan fund performance ke base per hi return milegaa....aur lock-in period 5 years ka hota hai uske baad agar plan ki terms ke according Withdraw karna ho toh kar skte hai??? Agar abhi discontinue bhi karte ho aap toh bhi 5th year ke baad ek part hi milega complete fund value milegi nahi... Kyoki pension based plan hai ... Ab ye apko apne father ki financial planning ke according dekhna hai ki plan unke hisab se hai ya nahi....usi base par decision Lena hoga apko..

[@Captain-e8f]

1point1 vala kon hey yha comment kre

[@ajitkumarrai1236]

completely incorrect

[@YouTheReal]

You can cross check by reading the policy brochure because source of information is policy brochure....not any 3rd party'.... Show some light we will be greatful to you for letting us know what is wrong & how? Thank you