MONTHLY PAYMENTS ON 2020 DODGE CHARGER RT *DEALERSHIP FINESSED ME* MINI Q&A

[@TAEquevo]

I pay 538 for my RT it’s an 2015 it only had 42,000 miles on it

[@nerisbenz7817]

I’m a salesman and for 36k you should be paying 600 a month no cap with the right rate and credit score

[@ClintHavinnn]

Ima pay some off and refinance

[@HealtherSkelter]

lol you not a good salesman then cuz $35k is a $700 payment off rip without interest rate involved on a 60mo term, how you sell to your customers with shitty math? 🤣 I would know I build deals all day, you're a salesman I'm a Sales Manager there's levels to this game.

[@HealtherSkelter]

@@ClintHavinnn don't refinance you just gonna hit your credit again, just pay half first half of the month and the rest on your due date, you reduce daily interest. the interest isn't hitting per month its per day. you'll reduce the principal significantly vs only paying on the interest every month and throwing crumbs towards your loan.

[@kingkaiiigb94]

@@HealtherSkelter so what if you just pay for the principal instead of the interest

[@garincarter7279]

@@kingkaiiigb94ur payment always includes interest. They won’t let you pay just principal. That’s the interest rate of your loan. I make a payment every week, plus extra money towards my principal. The faster you pay the loan back, the less interest you pay in the long run. And held building credit faster.

[@XO.S95]

$830.00❗️ZAMMMMMMMM that’s wild but shii u gone pay for what you want ❗️✊🏽🤷🏽

[@playboishawn4986]

A dawg , Huston the moveee, im planning to get there soon , im 17 rn but im tryna be a merchant seaman next year

[@392carii]

Hell yea thats bad got damn lmfao

[@libertarian4life221]

That’s terrible payments

[@jmb1998]

My 2021 rt is 650 a month with 240 insurance

[@Glee..]

How much was the car when u buy it ?

[@skinnyboyy]

$830 a month on a 36k car is high unless you finances 36-48 mos

[@Loadings90]

Wait what do you do for work?

[@ClintHavinnn]

I work on boats

[@youngancestor_]

i got a 2021 rt for 33k after taxes and everything my shit 590 a month my insurance 150.

[@damiandiaz7346]

How old are u? that insurance pretty low compared to people 18-24 yrs old

[@youngancestor_]

@@damiandiaz7346 29 now been driving since 17 no tickets no accidents. but it depends where u live and your history.

[@yaboyq5511]

800 a month is a lot u paying damn near $1000+ a month once u add insurance and gas u pretty much paying rent prices for a car. But if u got it you got it. Prices already dropped a lot since u made this video u can find a good used RT for 25k easy these days

[@ClintHavinnn]

Yea ik I took that loss but it’s ways out of it

[@SRT8GEMO]

Not to bad bro , I bought my 2014 srt8 at 19, I pay 480 a month and 203 insurance

[@billcosby2168]

How much out the door and miles and what credit score …. I applied today on a 2012 srt 8 charger with 690 score

[@billcosby2168]

I’ll find out tomorrow if I qualify

[@SRT8GEMO]

@@billcosby2168 otd was 28,000 thousand and my credit score at that time was like 725 2 yrs credit history

[@sendit3251]

Who’s your insurance?

[@billcosby2168]

@@sendit3251 just hop on a family plan

[@stardarkk]

800 is kinda wild, my Tesla model 3 is 560 a month and 290 for insurance

[@ClintHavinnn]

This my first time financing and I didn’t have a co signer but Ima pay everything off quick and refinance with my bank

[@djcopeland2090]

Ooof. I got 21 rt challenger..$580 a month and $120 for insurance…you definitely got got

[@HealtherSkelter]

he thinks the dealer pockets the downpayment lmaoooooo no its put towards the principal of the vehicle and if you got a trade in with negative eq then it pays that down lmao why do people who know nothing about car sales think they get finessed. they don't make money from selling new cars whatsoever they make money from service, sometimes on used depending on the shop fees.

[@JeffBozo_]

I’m fw wit yo content gangk keep it up 🔥 🔥

[@ClintHavinnn]

Fasho 💯

[@meeksglow2436]

I love this transparency 🎉🎉❤

[@ClintHavinnn]

❤️

[@Wiseman189]

Damn homie, I have a 06 RT I paid $1,100 for it and now it's making almost 500 horsepower 👍 I also have a 2012 RT with 83,000 MI , I paid 7000 cash for it but I totalled the car I still have it. I'm a mechanic and I know what to look for and man you can get nice cars for cheap.. you got to be careful with the dealer man they rip on you 😮

[@Tachyon836]

You doing it the right way imo, yeah it's nice to have that new thing. But ain't nothing like owning a car you done maintained and kept on the road yourself. I got a G I got for 6k, under 90k miles It had a ton of issues but I'm used to working on cars, learned a lot in the shop and from this car. You might think Infinitis are just Nissans, but lemme tell you, Infiniti has just as much foolish engineering as BMW or Audi does. I be smoking them RTs though and I'm not even tuned yet, send the 392s my way. They fun to race, they usually get me by a little bit but we'll see what happens when I'm tuned.

[@youngancestor_]

all u gotta do is wait 6 months re finance it keep paying it 1-2 years you in a scatpack easy

[@kalonb5101]

I don’t have the same car or brand. But I pay 580, and my insurance is 215. My car was $33k. I put down 2k.

[@5.7dobey]

That where I want my payments to be I had a 740 credit but it was still kind of new my payments or 620 ima refinance in a year either keep the car or get q what if the prices drop

[@moparbro]

up here in canada im paying $800 a month for my 2019 jeep srt

[@elstaywinning5735]

830 is ridiculous. You should've told them you not going over 650. Mine cost 645 a month 0%APR

[@ClintHavinnn]

Ima just Refinance with my bank

[@elstaywinning5735]

@Clint smart man. Wait till you pay down to like 30-35k then do it so you can pay like 525 or less

[@JavisCarter]

I was told dealership look at different credit scores

[@ClintHavinnn]

They do, while they were doing the hard inquiry I went on credit karma and my equifax dropped more than my transunion

[@JavisCarter]

@@ClintHavinnn nah i’m saying they look at your auto scores

[@ashz9]

I think thats reall bad i love chargeres specifically the all black gt with a sunroof 2023 makes im trying to get a car soon for "free" by studying consumer law and learning my rights

[@5ive7evenZz]

My 19 hemi was 6 a month 🤦🏽‍♂️🤦🏽‍♂️ insurance was 835 🤦🏽‍♂️🤦🏽‍♂️ until I turn 25 fuck a v8 😂😂 ima save up for dat 😼

[@Therealestndagalaxy]

Bruh my insurance quotes be looking that high too😭

[@JCno28]

Man, I’m glad you talked them down, but you really should’ve checked out car rental companies like hertz or enterprise. I ended up paying 30k for a 2020 r/t daytona from hertz earlier this year. Financed through my credit union for 488/month, insurance with geico is 212/month. You already know the credit union trick, but are you sure geico was quoting you that per month? That sounds like the price for the term.

[@ClintHavinnn]

Yea cuz I ended up in a accident before so they raised it but ima just pay off some of it and refinance with my bank. I put this tracker in my car from my insurance and it tracks my speed. If I drive correctly and under the speed limit the insurance goes down alot

[@JCno28]

@@ClintHavinnn Nice, that’s one way to fast track getting your insurance down. You might try changing insurance companies after enough time has passed since your accident. Insurance companies normally ask about your accident history for the last 3-5 years. You shouldn’t be paying more than $250/month for insurance.

[@mrrr407]

How do I go about finding a car to buy through them?

[@JCno28]

@@mrrr407 Just google hertz auto sales, they have a whole website for it. I’m sure enterprise has something similar. Hertz has better selection though.

[@Almightygoofyyy]

whats the credit union trick@@JCno28

[@wtfquez9761]

That’s horrible

[@lilnarie]

should’ve been like $600 or 5 something but you gone pay ts off fast

[@ClintHavinnn]

It would’ve but this my first time financing and my credit age is below 2 years so they taxed me

[@DeonJohnson-fc3xm]

Reggie Johnson

[@godfirstbeann]

Consistency

[@DeonJohnson-fc3xm]

Jeff

[@nerisbenz7817]

That’s bad

[@DeonJohnson-fc3xm]

Boyfriend

[@wealthy4387]

36 he should have got it for 30k at the highest

[@ARon82]

Get a tesla