We Went To Florida: The Housing Insurance Crisis Will Shock You

Рет қаралды 567,785

Күн бұрын

The Florida insurance industry is collapsing, and it could take the whole housing market down with it. Homeowners are facing mounting debt, and the risk of losing their homes. Meanwhile, Governor DeSantis has taken $3.9 million in donations from the insurance industry.
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Пікірлер: 5 200

@LucasBenjamin-hv7sk 11 күн бұрын

The issue is that either the renter or the owner must in some way pay insurance and property taxes if they want a "permanent roof" with utilities like electricity, gas and water. Because of this, many people-at least in California, where I currently reside-are living in tents. No taxes, rent, mortgages, or insurance. The number of people who tell me they live in their car that I meet amazes me. Its crazy out here!

@Franklin-gq4si 11 күн бұрын

It’s getting wild by the day. The prices of homes are quite ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%). Sometimes i wonder if to just invest my spare cash into the stock market and wait for a housing crash or just go ahead to buy a home anyways.

@AlfredWilliams-ki6ri 11 күн бұрын

I get such worries too. I'm 56 and retiring early. Already worried of the future and where its headed, especially in terms of finances and how to get by. I'm also considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?

@williamDonaldson432 11 күн бұрын

In my opinion, it was much easier investing back in the 80s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 3 years to consistently build my portfolio in preparations for retirement.

@foreverlaura-fq4eu 11 күн бұрын

@@williamDonaldson432 My partner’s been considering going the same route, could you share more info please on the advisor that guides you

@williamDonaldson432 11 күн бұрын

I've experimented with a few over the past years, but I've stuck with Annette Marie Holt for about 3 years now, and her performance has been consistently impressive. She's quite known in her field, look her up.

@tatianastarcic 12 күн бұрын

It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.

@sharonwinson-m8g 12 күн бұрын

I recently sold my home in the Boca Grande area and am considering investing a lump sum into the stock market before the anticipated rebound, couple of folks have been discussing a potential May rally, speculating on which stocks may experience substantial growth during the festive season. Do you have any insight into which stocks these might be?

@Vincent-j8u 12 күн бұрын

If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

@nicolasbenson009 12 күн бұрын

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

@TinaJames222 12 күн бұрын

I’m intrigued by your experience. Could you possibly recommend a trustworthy advisor you've consulted with?

@nicolasbenson009 12 күн бұрын

My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@timetowakeup6302 Ай бұрын

“This country has (social) welfare for the rich, and rugged individualism for the poor”. ~ MLK Jr.

@alumpyhorse Ай бұрын

dead on

@lolalalia4119 Ай бұрын

👏 well said!

@deborahb13 Ай бұрын

100%

@Arcwol Ай бұрын

@@lolalalia4119 I was going to say this. But yes, well said.

@johnl9977 Ай бұрын

Oh, just another result of "Trickle Down" and Republican "Greed is Good" capitalism.

@DonaldMark-ne7se 14 күн бұрын

Back in the day, when I purchased my first home to live-in; that was Miami in the early 1990s, first mortgages with rates of 8 to 9% and 9% to 10% were typical. People will have to accept the possibility that we won't ever return to 3%. If sellers must sell, home prices will have to decline, and lower evaluations will follow. Pretty sure I'm not alone in my chain of thoughts.

@kevinmarten 14 күн бұрын

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

@Jamessmith-12 14 күн бұрын

consider moving your money from the housing market to financial markets or gold due to high mortgage rates and tough guidelines. Home prices may need to drop significantly before things stabilize. Seeking advice from a financial advisor who understands the market could be helpful in making the right decisions.

@JacquelinePerrira 14 күн бұрын

I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?

@JacquelinePerrira 14 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@scottgrindrod 10 күн бұрын

Sure, but that has literally nothing to do with the video...

@jessejamez5985 Ай бұрын

It's funny how you spend your whole adult life paying for all kinds of insurances and then.... they drop you to not pay up.

@catshepherd3102 Ай бұрын

My combined insurance policies cost more of my fixed income than my space rent and utilities! And since I have an older mobile home, I can’t get an umbrella policy.

@derekschommer1465 Ай бұрын

Almost like people retire to a state full of hurricanes and wonder why bad things happen lol

@capnkirk5528 Ай бұрын

@@derekschommer1465 Except ... they didn't. Hurricanes were relatively rare, especially BIG ones. Do you wonder what changed? Well we KNOW it's NOT THAT BS "climate change", right? Your caring, thoughtful Republican leaders (of all stripes, Federal and State) have told us over and over again that climate change is BS. So have your beloved institutions - Exxon, Chevron, Ford, GM, PG&E, Duke Energy ... ain't NO WAY they are lying to you! NOPE, MUST be those pesky EVs? Yes, that's it. The EVs are causing the big hurricanes!

@peacheswilliams4539 Ай бұрын

@@derekschommer1465That's like saying "I hate earthquakes" then Move to Cali. 😂

@Mikgwerd Ай бұрын

Insurance is now basically a payment for the right to sue the company.

@eabryn Ай бұрын

Lobbying should again be a crime.

@user-rx162r 17 күн бұрын

The trouble is not insurance costs but that we have stifled inflation with full labor force mobilization and computerization... but we haven't procuced that much more oil, iron, copper, or steel... or 5xed productivity in building. Building is where you can see inflation. So is insurance. The problem isn't even lobbying, it's the central banker usury system.

@davidtomasetti8520 14 күн бұрын

you should talk to your congress person about that

@SpaceRanger187 13 күн бұрын

The issue is people would rather be sheep then have to get off their phones and do anything.. We will pretend voting matters

@user-rx162r 13 күн бұрын

@@davidtomasetti8520 kek

@scottgrindrod 10 күн бұрын

@@user-rx162r No, the problem is corporate abuse. Period. You don't get to let these bastards off the hook by trying to blame the Fed like every libertarian does reflexively.

@50pourcentQuebecois Ай бұрын

This is what happens when you don't have laws protecting consumers from corporate abuse.

@peacheswilliams4539 Ай бұрын

How can you when those same Corporations PAY OFF the politicians who write the laws allowing them to do this to the public?...

@rohankurian5641 Ай бұрын

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@NegronJames-yr4lb Ай бұрын

@@peacheswilliams4539its crazy how we all know, but yet all we do is complain on the internet

@cass9602 Ай бұрын

It’s the government that is abusing us. They are going to completely devalue the currency. That’s what’s happening with rising insurance and everything else. The more debt they create/the more they spend the less the dollars are worth/ purchasing power.We’re down to 3 cents of the original purchasing power of the dollar. 3 cents!! That’s why everything is going up. It’s called inflation and it is BY DEFINITION, money creation. Stop listening to BS propaganda and educate yourself on how our financial system, a DEBT BASED SYSTEM, works!

@kengaroo5170 Ай бұрын

The big bankers own the insurance companies.

@JacobPaula 20 күн бұрын

High interest rate causes house market declining, less people are buying houses. more empty comericial buildings are converted into residential condos wich results in rental declining.After covid, more people are working at home, artificial intelligence technology has eliminated many office jobs, and commercial buildings are vacant and converted into apartments.

@Miakate-f3l 20 күн бұрын

With rates climbing like never before in ’23 coupled with uncontrollable inflation, and our own mortgage at now 7.5% what are the best alternatives/strategies for avoiding a crunch and maximize my $200k savings other than moving in to an RV with my two kids and wife.

@WillFred-g7g 20 күн бұрын

You are not alone we can no longer afford our mortgage, husband wants us to travel or relocate/I am proposing cashing in, walking away and renting while putting the rest in the stock market.

@raymond-i2v 20 күн бұрын

I believe that for the market to normalize, there must be a minimum 40% decline in home prices. It is advisable that you get advice for appropriate portfolio allocation from a knowledgeable advisor if you are unsure about purchasing a home. That's how I've managed to survive for the past five years and accumulate about $1 million in investment returns.

@Fred-w7t 20 күн бұрын

I would be happy to hire someone with a good reputation. How can I locate and thoroughly check them? We started thinking about the concept because we have a family lawyer who has periodically mentioned fiduciaries and we know how valuable they are.

@raymond-i2v 20 күн бұрын

Jessica Lee Horst a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@lawrencearnemann3923 Ай бұрын

The perfect scam. Youre forced to buy a product for decades and when you go to use it, they fire you

@SeanStehura Ай бұрын

Al Gore showed Florida 10 years ago that sea level rise was going to destroy most of it's land mass. That's Climate Change roaring down on all of us.

@nakedreef Ай бұрын

I'd say abandoned is a better description.

@anncata7368 Ай бұрын

Insurance companies

@AnonymousHippopotamus-c9w Ай бұрын

where do you think it all stems from? Government down. It is bs. Should be a fucking law they can't do it.

@ILovePancakes24 Ай бұрын

You aren't required by law to have house insurance.

@alexsteven.m6414 Ай бұрын

Because so many people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.

@Tanner-c2m Ай бұрын

I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!

@MarcyLoccy Ай бұрын

Soon, cheap homes won't be cheap anymore because prices today will look like dips tomorrow. I think inflation will cause panic until the Fed tightens its grip even more. You can't just pull the band-aid Off half way. Booms and busts are the ups and downs of the economy, and they will affect any investments. If you are at a crossroads or need honest advice on the best steps to take right now, it is best to get counsel from a financial expert.

@belobelonce35 Ай бұрын

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

@MarcyLoccy Ай бұрын

'Rebecca Nassar Dunne , a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@KatyaSantos-g4c Ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@novampires223 Ай бұрын

I always laugh when insurance companies talk about keeping us safe.. just another con.

@loveSAVE-e7k Ай бұрын

thats like when your dentist tells you dont worry , i will treat you like my brother

@johnrhodes5914 26 күн бұрын

Insurance corporations are there to make a profit to pay those exorbitant executive pay checks.

@WillowEtain 27 күн бұрын

I love how it's always socialism for the rich and rugged individualism for the poor.

@Max14163 20 күн бұрын

Goldman gets bailouts, average people get, "Live in a van."

@robertbenefiel2781 19 күн бұрын

You motivate the rich by giving them things and motivate the poor by taking things away from them !! lol 😂

@robertbenefiel2781 19 күн бұрын

You motivate the rich by giving them things and motivate the poor by taking things away from them ! lol😂

@carlsanders7824 10 күн бұрын

No. The poor have free or low cost options from the government in many areas---FEMA, healthcare, housing, etc. It is the Middle Class that are offered zero help.

@oliversissonphone6143 8 күн бұрын

True. Renters get nothing. Homeowners get subsidized loans and now want subsidized insurance...

@airons1895 Ай бұрын

America isn't a country. America is a corporation!

@malanalan1 Ай бұрын

US is plutocracy and oligarchy.

@jackiemiyar3568 Ай бұрын

They switched it on us...that is the problem

@basque888 Ай бұрын

America is a corporation.. disguised as a country.

@jbwentworthe6082 Ай бұрын

When founded, it was as a " Republic", not as many say, a " Democracy". There is a difference.

@SeanStehura Ай бұрын

America is a country. Florida is a MAGA Cult State.

@beaniemac Ай бұрын

These insurance companies are vile and unscrupulous. You're paying in for decades and when it's time to pay up, they do whatever they can to weasel their way outta paying your claim.

@duancoviero9759 Ай бұрын

That's the insurance business model.....

@Serai3 Ай бұрын

It's the only industry I know of that is legally allowed to accept payment and never give anything in return for it.

@powertothesheeple5422 Ай бұрын

That's how any insurance works.

@hockeyman860 Ай бұрын

Correction, these insurance companies offered a premium that was too low to insure the risks for these homes.

@AK-cr5pe Ай бұрын

And what's interesting is all the small time insurers now that are taking over policies from Florida's public insurer of last resort, Citizens. They're all no-name insurers who almost certainly will flop the moment a storm hits and they won't be able to pay out all the claims. Even DeSantis' own insurance chief has said it's a disaster waiting to happen. No doubt Florida's legislators are counting on a federal FEMA bailout when the next storm hits. They've found a way to get American taxpayers to help subsidize Florida's insurance industry.

@Darkness8536 Ай бұрын

DeSantis received $3.5 billion from the federal government in 2023 for home owners insurance. He gave the money to the insurance industry with no plan on doing anything with it, and insurance companies left with the money.

@victortaveira8271 Ай бұрын

I’m against using federal money to subsidize bad decision on infrastructure, home making, home ownership and bad choices. A good proportion was to elaborate some regulations to obligate insurers explain better to consumers why the insurance policy cost and have some sort of list to do things to lower premiums

@Eyeris625 Ай бұрын

Perhaps what De Devil wants is all those people to leave the state.... because it is considered beachfront property it can be sold to future developers and rich people.

@victortaveira8271 Ай бұрын

@@Eyeris625 Rich people are rich people, because they’re making goods decisions throughout or pays someone to do that. They’re aiming to redevelop and sell to a bunch of naive. De Santis isn’t seeing the bigger future.

@judyb6214 Ай бұрын

@@victortaveira8271 desantis and his hilly belly po;iticians are killing homeowners insurance. THEy are taking millions and do not do anything. DESANTIS and his budies need to vote out.

@seansurfn2 29 күн бұрын

@@Eyeris625 same thing woulda happened with gillum in power. stop acting like ANY politicians will do something for you. they are all running for office because they are part of the cabal club.

@micheal_mills 25 күн бұрын

Considering the prevailing inflationary conditions, it appears improbable that the stock and housing market will register substantial gains in the immediate future. Therefore, it is advisable to temper one's expectations and acknowledge the potential length of the market's recovery period. It is my professional opinion that it would be prudent to defer any significant investment decisions until the economic environment stabilizes in areas of concern. Until then, exercising caution and refraining from engaging with the current turbulence would be the most judicious course of action.

@Martina-Alan 25 күн бұрын

Focus on two key objectives. First, stay protected by learning when to buy and sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.

@DallisonScramosin 25 күн бұрын

A steadfast commitment to reputable companies requires either holding steady during market downturns or increasing investments during such times. This strategy is based on the fundamental belief that well-managed enterprises will eventually rebound with renewed strength. On the other hand, investors seeking long-term profits through stock appreciation should seek guidance from a FA to identify opportune entry and exit points. My own experience during the pandemic highlights the value of working with an investment advisor, which resulted in a significant gain of $630k in just 8 months.

@Pamela.George 25 күн бұрын

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

@DallisonScramosin 25 күн бұрын

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Pamela.George 25 күн бұрын

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

@GraniteTopTalks Ай бұрын

as a health care professional, you should look into what private entities are doing to the healthcare system in America.

@Mockduck2020 Ай бұрын

I’ve seen! Some of companies come in and bankrupt the company after they take their multimillion $ fee and close the hospital!

@beachbreath2504 Ай бұрын

And look at who are the largest shareholders are of those private entities…follow the money and world control!

@eabryn Ай бұрын

Yes! They are fleecing the people and the hospitals.

@fixitright9709 Ай бұрын

Some of us are quite aware of this but most are not, that's the problem, too many minds with blinders on.

@davidhutchinson5233 27 күн бұрын

I've read and seen where private equity firms are buying hospitals and then forcing doctors and nurses to take on more patients. Who benefits? Shareholders. Until we outlaw private equity firms from buying into the public domain, we'll see more and not less of this. For my own part, I'm leaving the United States. Forever.

@ogre706 Ай бұрын

"Meanwhile, Governor DeSantis has taken $3.9 million in donations from the insurance industry" ...that's an interesting way to describe taking bribes.

@johnparkside4932 Ай бұрын

You want to see WHO is Screwing with US?.. THE TRUTH.. they are EVEN suppressing this.. Look this up and see for YOURSELF.. you want the answer here it is- BY Valuetainment: copy and search for: " Florida Insurance Rate Hike Crisis - BlackRock’s ESG Influence Causing Industry Exodus? "

@ronkonkoma4223 Ай бұрын

I just hope that DeSantis uses the Florida Tax money to send the homeless and migrants to sanctuary cities.

@nakedreef Ай бұрын

Spot *On!*

@matt7iron Ай бұрын

😮of course you go after the guy supporting Trump, and say nothing about the guy who took 31 million from China and left 70 billion dollars in high grade Military equipment in Afghanistan for the Taliban to parade around, the putz and his son have Bribes of tens of millions on a Laptop and you say nothing, but you go after Desantis, you got a Laptop with Desantis taking Bribes on the Laptop.

@matt7iron Ай бұрын

😮

@ArtistFormallyKnownasMC Ай бұрын

Thank you for the video. It’s gotten so bad. Here’s what I’ve paid in the past few years: 2019 $1850 2020 $2844 2021 $2673 2022 $3782 2023 $5830 2024 $6686

@duancoviero9759 Ай бұрын

😢 ouch

@normhmoo Ай бұрын

And when a disaster happens and you need them, the insurance will tell you "it's not covered" :(

@whatgoesaroundcomesaround920 Ай бұрын

ALL insurance is going up. I started at $80/mo for private insurance to pay the 20% Medicare won't pay. I now pay $300/mo for the next step down in coverage. Many of you know how little Medicare actually allows and then pays 80% of. This $3600 policy just pays the final 20% of the small amount Medicare days is correct. Ridiculous.

@robertmanley2687 Ай бұрын

Remember inflation is 3%

@patty109109 Ай бұрын

@@robertmanley26872.9% actually

@ellynemyers3373 21 күн бұрын

Meanwhile, DeSantis refuses to acknowledge climate change & refused to allow the state energy dept to take climate change into account when setting policy which only increases the housing and insurance problems.

@tshirtphilosophers Ай бұрын

Unpopular opinion: If a place is prone to natural disasters, maybe we should stop subsidizing/encouraging growth there

@patty109109 Ай бұрын

I pay under $800/year to insure a four bed, four year old home in NY state. Up about 10% year over year. We are almost zero risk here, and properly regulated. It’s not an inferno so people actually go outside here, too.

@marshallj2415 Ай бұрын

All the people who say that love to live by the water. Thats the lure of Florida.

@patty109109 Ай бұрын

@@marshallj2415 but most of them don’t even use the water; they stay inside in their air conditioned bubbles.

@luckycat13 Ай бұрын

It was that way... but the wealthy tend to get whatever they want in Florida

@uog293 Ай бұрын

Same is true if you live in a forest fire area or a tornado alley.

@mqb3gofjzkko7nzx38 Ай бұрын

Ron DeSantis doesn't believe in climate change but the insurance industry sure does.

@TheGoreforce Ай бұрын

DeSantis has no control over the banks enforcing people to pay for home insurance on a property under their loan. He literally has zero to do with the problem, it's the private financial sector that's been lobbying the federal government for more and more power. Those same people pulled off a villain arch with the covid vaccines. Insurance companies giving doctors bonuses so that people were coerced into using the untested vaccine. To assume a state governor has any power in the market that the federal government dictates is wildly obtuse. If we were still under the articles of confederation before the constitution was written, maybe your blame on Desantis is correct, however, it's not. States have zero to say what the federal government deems legal money, nor do they have any say on farther regulating the banks when that is on the preview of the federal government with their corrupt ties to the federal reserve. All of these policies that have been increasing insurance premiums both medical, and property IS because of these mandates, forcing us to pay whatever price the insurance company's name. Farther, More and more insurance companies are leaving Florida because they can't meet the requirements that the bankers require. Again, due to the federal government over spending, and creating short term loans to pay for long term loans, so that they can boost the liquidity in the market, farther accelerates the inflation, which directly impacts what it costs for a total replacement of the home, if it were to be lost due to a disaster. Combined with cheap low interest home loans, (interest rate is still far too low) and the banking industry and the powers that congress has exclusively allowed for one bank to capitalize on. We have had the cheapest money for over a decade. Covid lockdowns had put 60% more money into the M1 money supply. The only thing DeSantis did was make living in Florida over other areas of the country very attractive. Thus, the demand to live in Florida has greatly increased, and because of banks power enabled by the federal government, the new homeowners are forced to ensure for a total loss of the structure. As more and more people buy property since 2020, the only thing that had happened was the increase of these mega expensive homes. and people accepting whatever price for insurance because without it, the federal government allows the banks to shop for insurance for you and make you pay the premium. A metric ton of wall street people moved down here, as well as major companies from across the country has moved to the free state of Florida. Miami has become known as the WallStreet of crypto. People with money are buying the new very expensive homes 350k+ and they have to pay for the possibility of a total loss unless it's completely paid off. But because of how money works, maintaining low interest loans, is vastly more productive, especially with our inflation rate, than to pay the home off entirely. You actually lose a lot of opportunity cost by putting your whole egg in real estate for a primary or commercial residence.

@nataliaperez9954 Ай бұрын

This.

@richpryor9650 Ай бұрын

And so do Oil companies who use our tax dollars to beef up embankments around their coastal refiners for the rising water level.

@powerguymark Ай бұрын

Not even remotely accurate. Ron DeSantis didn't create this problem he's trying to correct it.

@finneogan Ай бұрын

@@powerguymark By receiving donations from the insurance companies and writing bills for them? Yes? You're sure you know what you're talking about?

@NoahWilliam824 Ай бұрын

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

@RogerTerry01 Ай бұрын

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

@JewelWrites-so1gm Ай бұрын

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

@HannahMegan-uf3sh Ай бұрын

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

@CharlotteNatalie-rt1gj Ай бұрын

Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?

@JeffJason- Ай бұрын

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

@katherinecrossman8521 26 күн бұрын

Absolutely nothing about capitalism, and corporate GREED , surprises or shocks me .

@haruhisuzumiya6650 12 күн бұрын

Capitalism drives greed though

@alexistorres2425 Ай бұрын

Governor DeSantis sided with the insurance companies instead of the people

@NaturalJoy50 Ай бұрын

What! Oh my goodness

@typeorulz Ай бұрын

Quelle surprise!

@GingerPeacenik Ай бұрын

He'll *always* side with corporations over citizens. That's pretty much all politicians in the US!

@johnparkside4932 Ай бұрын

@hughjaass3787 Ай бұрын

Been a homeowner in Florida since 1999. Native Floridian. Over the past 2 years, my insurance went from $1700, to $4500. I live in the middle of the state. 70 miles from Gulf Coast. Desantas caused this. 100% to blame. The Insurance Lobby OWNS him & the GOP Majority.

@BrianK-zz4fk Ай бұрын

no he didnt. the entire country ins prices have gone throug the roof.

@criticalthinker8953 Ай бұрын

@@BrianK-zz4fk not like florida magat. Bow down to Deathsantis and Orange Jesus. The chickens are coming home to roost. Go pray to Jesus.

@poollife777 Ай бұрын

@@BrianK-zz4fkvery true

@jimmyjam5453 Ай бұрын

@@BrianK-zz4fk no , Florida owns 84% of all claims in the country . Thats why insurance is so much lower in other states.

@jsch9173 Ай бұрын

I think what you mean to say is that Florida accounts for at least 70% of all lawsuits related to homeowners insurance in the country, not 80% of the claims.

@Eric-bh7jy Ай бұрын

There should be a cap on what CEOs should be paid based on a % over the lowest paid employees wages..

@BlitzkriegOmega Ай бұрын

Should, but it will never happen. It's like how AI could easily replace CEOs, But it will only ever be used to reduce labor that's paid less.

@sleeplesspops3949 Ай бұрын

They get bonuses so it objectively based. The better the ants work, the more they profit.

@KiwiCatherineJemma Ай бұрын

There is a concept that "ethical employers" pay their highest paid person, no more than 4 times (or sometimes 6 times) what their lowest paid employee gets. Note that there are extremely few such "ethical employers". We see various figures, such as that CEOs all to often get a multiple of somewhere between 400 and 4000 times, what their lowest paid employers get.

@akudar Ай бұрын

Naw

@nataliamendes1717 Ай бұрын

Bernie proposed this.. he calls it a Maximum wage issue.

@Power_to_the_people567 21 күн бұрын

The insurance for my Truck was around $900 a month in Florida. When i moved to Illinois, I was expecting things to be more expensive considering how much I was bombarded in Florida about how expensive it would be to move to a blue state. After moving all my paperwork for my Insurance to IL while keeping the same protections, my insurance went from around $900 a month to $160. I have the same issue with my motorcycle, my motorcycle insurance is close to $300 in Florida, and switching it to IL will lower it significantly. Its not just home insurance thats a huge problem in FL

@ShutterEmotions123 Күн бұрын

We live in Florida 10 minutes from the coast and both mine and my spouses car insurance together is only $126 a month for full coverage.Depending on if there has been any accidents in the last 5 years, ones current credit score, that persons age, which deductible plan one chooses, year and make of vehicle etc. are factored in when getting a quote.

@Power_to_the_people567 Күн бұрын

@@ShutterEmotions123 Those factors should not have resulted in a $900 insurance plan in one place and $180 in another. Thats a huge difference and i find it extremely problematic. These insurance companies are not applying those factors in any reasonable way for a lot of vehicle and homeowners. Insurance is a huge problem in Florida. They are abusing people

@exanime Ай бұрын

this was a long way to the same old: "privatize profits, socialize losses".

@Hotspur37 Ай бұрын

But it keeps needing to be said because many still dont get it

@truegrit7697 14 күн бұрын

Well that is the exact purpose of "insurance" - to socialize losses.

@darrtrubb Ай бұрын

One of the major reasons I fled Florida a month and a half ago after living there for 27 years. Florida is literally a state in crisis, yet people blissfully go about their lives as if everything will be ok. There’s the insurance crisis detailed in this video, a housing affordability crisis (which insurance plays a part in), a hurricane crisis with hurricanes routinely hitting Category 4 & 5, a cost of living crisis…. I didn’t want to be the last man standing.

@nakedreef Ай бұрын

I'm happy for you. I wish I could but now I'm so sick and old, that I can't just pick up and move anymore.

@JareBear-vx8nn Ай бұрын

Ah…Climate crisis, too? Try getting a 30-year mortgage on Miami Beach. The bank will laugh at you while writing a check to a climate-denying Super PAC.

@burnout_2017 29 күн бұрын

Dont forget the brain drain. The fascist problem, the fear of books and education problem, and the corrupt republican problem.

@lee-suhuang5326 29 күн бұрын

@@burnout_2017I'm one of those that left, for both those reasons after 15 years living in FL. Much happier now!

@burnout_2017 29 күн бұрын

@@lee-suhuang5326 im leaving in october with a big smile on my face. Im taking my vote and my money to a state where the vote matters... PA. My vote means nothing here and i cant stand the people anymore. After 33 years ive had enough of this dump.

@ianashmore9910 Ай бұрын

But... Florida is supposed to be a conservative utopia...

@mikeb5664 Ай бұрын

It is. This is as good as it gets for them.

@duancoviero9759 Ай бұрын

It is, that's why the working class struggle there

@whatgoesaroundcomesaround920 Ай бұрын

Yes, a utopia for wealthy conservatives. No state income tax either.

@sarahdufresne6531 Ай бұрын

Let me just point out that California is vastly different in political landscape, but experiencing serious issues with home an auto insurance companies comparable to Florida.

@dominiccarter5070 Ай бұрын

@@sarahdufresne6531let me point out Louisiana is being washed away by the ocean and insurance and politicians aren’t doing anything. It’s not a finger pointing contest. Both red and blue states need to do better ,

@CelataForCongress 13 күн бұрын

This is literally disgusting that we allow the rich and well connected to govern us all. PLEASE! SUPPORT NEW candidates to Congress and HELP US ALL turn the tide.

@gK-ih2ct Ай бұрын

corporate greed is killing America

@spaceindian3769 Ай бұрын

That and the NWO😮

@Maddie9185 Ай бұрын

But politicians have some people convinced that it’s Woke issues, LGBTQ, and CRT that are the issues that need to be addressed.

@ubitubee Ай бұрын

I already did

@Ues2DC Ай бұрын

And attempts to address it will have people in trailer parks screeching “socialism”!!! So deep and effective the propaganda has been.

@malanalan1 Ай бұрын

@@spaceindian3769 Right, as if everyone knows wtf is NWO

@f581474x Ай бұрын

If it floods so much in Florida why aren’t homes built in a way we’re damage would be minimal? Anyone in Asia or Europe would laugh at the type of construction materials that are used here in the US.

@roxycocksey Ай бұрын

A lot of homes are now built in a way where damage would be minimal, such as using cinder blocks instead of plywood or other materials. I’m not a builder or expert at this so if I use the wrong terminology I’m sorry, just repeating what I’ve seen and been told. Homes in certain areas, like near the water or in major flood zones must be built on stilts up in the air unless they were built a certain number of years ago they’re grandfathered in. I lived in a single story house right on the water for a bit and it was one that was grandfathered in while the newer houses on my same street were built up on stilts because they were newer. However, I have seen new apartment complexes going up recently made with plywood instead of concrete cinder blocks which is very concerning… especially thinking a lot of new transplants will probably rent there and not know the building is made out of plywood and is not great for withstanding powerful hurricanes. I’m not defending anything, just wanted to offer a response ☺️ also, I want to GTFO of Florida so so bad but I can’t move right now.

@andreewert1925 Ай бұрын

Mobile homes with improper foundations are primary Victims.

@bryanx590 Ай бұрын

Chernobyl (TV Mini Series) Valery Legasov : Why? For the same reason our reactors do not have containment buildings around them, like those in the West. For the same reason we don't use properly enriched fuel in our cores. For the same reason we are the only nation that builds water-cooled, graphite-moderated reactors with a positive void coefficient. [pause] Valery Legasov : It's cheaper.

@qbanz00 Ай бұрын

Because a HURRICANE resistant house is expensive as hell.. and the insurance on it is still expensive because of the risk ! Even with a hurricane resistant house it can still be torn to shreds by Mother Nature . And people who lived in those areas before it got so bad have to bear the burden of those price hikes because of being in a “risk zone” that insurers created .. hence the reason working class people get pushed out.

@cherylberk4593 Ай бұрын

we have some of the strictest buildng codes in the nation. Homes are built of concret block. We are constantly hardening our homes with hurricane proof windows and other improvements. Hard to find a wood frame home like in other parts of UD.

@johnthompson7548 Ай бұрын

This is intentional. If insurance companies can cancel your insurance coverage, then you are forced to sell to private equity. Private equity will buy them to convert to rentals Make no mistake this is to convert homeowners to renters

@ericjohnson6675 Ай бұрын

And if you oppose it, you are called an America hating communist opposed to free markets and freedom in general. You want to take freedom away from people trying to make money.

@bffvintage8162 Ай бұрын

Oh and the rental prices will be so high it’s 50% or more of renters take home pay

@Riggsnic_co 14 күн бұрын

I’m in Ohio and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

@JacquelinePerrira 14 күн бұрын

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

@Jamessmith-12 14 күн бұрын

That's awesome! Diversifying your 350K portfolio with the help of an investment coach has really paid off. Making over $730k in net profit from high dividend yield stocks, ETFs, and bonds is quite impressive. Your investment strategy seems to be working wonders for you!

@kevinmarten 14 күн бұрын

I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with?

@Jamessmith-12 14 күн бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@kevinmarten 14 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@yomammaspoodle Ай бұрын

So many floridians, with their staunch capitalism are surprisingly dependent on government social programs.

@TheWedabest Ай бұрын

Republicans are fluent in new speak and double think!

@rubyannr6898 Ай бұрын

How true.

@draneym2003 Ай бұрын

Their version of capitalism is awesome. They make all the money, and stick the bills on people who told them not to live there when things go bad.

@stevenhenry5267 Ай бұрын

Exactly

@jimmiers8218 Ай бұрын

You don't live in Florida and obvious don't understand it. Why are you talking?

@shaneomack5018 Ай бұрын

Born and raised Floridian 🙋‍♂️ and D@cksantis was out trying to be president instead of working to fix our insurance crisis

@ashleighelizabeth5916 29 күн бұрын

Ronnie D has no interest in and was never going to fix any of the problems in Florida because all of those problems make the people that donate to him richer.

@marthashepherd935 25 күн бұрын

This above statement

@unclebuck5051 23 күн бұрын

Ron’s a loser and so are his supporters.

@itsdarkout10 19 күн бұрын

Didn't he get the rules changed so he could stay governor while running for President? Makes you think....Doesn't seem like he cares much. He's more concerned about getting into higher office.

@ashleighelizabeth5916 19 күн бұрын

@@itsdarkout10 yes he did. Thank GOD he can't do the same thing for term limits since it's written into the state constitution which can only be changed by state wide referendum and has a higher than 50% threshold requirement for amendments to pass ( I think it's 60% but I'm too lazy to look it up). So one way or another he is out at the end of this term.

@cjboyo Ай бұрын

I’m in Florida and I do not have flood insurance. The home insurance crisis is likely what will push me and my wife out of the state rather than the two of us living and growing here

@kurtwicklund8901 Ай бұрын

This is God telling you to move out of the state scheduled to be under water in your childrens' lifetimes.

@missyyy- Ай бұрын

I’m also in FL. Had flood insurance but dropped it after the 40% increase in our premium this year (with no claims & a 2 year old house). Our home owners insurance policy has gone up every year also, despite again no claims & a 2 year old home. I’ve never seen anything like it and this is my 4th home, the 2nd in Florida.

@davidcottrell1308 29 күн бұрын

@@missyyy- ..but you're still there....get out while you can.

@missyyy- 29 күн бұрын

@@davidcottrell1308 my LIFE is here.

@rudyardganuelas6254 29 күн бұрын

@@missyyy-this is by design. The rich people make it hard to live there, so loads of people leave and sell their homes for cheap. Rich people buy up the distressed properties. Then donate to republicans.

@321aharris 19 күн бұрын

Not a single mention of two key things - 1. The Florida insurance guaranty association covers all claims and refunds premium paid if your insurer goes bankrupt, meaning that concern over a new insurer’s capitalization is mitigated for your average consumer. 2. No mention of the fraud and legal cost driving out insurers? Despite Florida insurers denying claims at a lower rate than the national average, and having 20% of the total claims in the nation, they had 79% of the legal fees in the nation. Clearly reform around that was necessary. Add in everyone living in Florida knows someone who claimed hail damage for a free new roof and it’s no wonder that insurers were bailing. They can forecast weather harder to forecast fraud and legal costs. I get we all want cheap insurance, but an artificially cheap public option would just increase taxes. Hurricane Ian did 112 billion in damage, that’s an entire years budget gone. State tax receipts would have to double to cover that hole. Should your average Joe subsidize rich retirees rebuilding in disaster prone areas? I don’t think so. If you want to build a McMansion that’ll be under sea level in a couple decades that’s on you. If the private insurers are making a killing why are all these companies leaving Florida? The premiums, while high, aren’t enough to cover the risk. The reason why the top ten CEOs make all that money is because all those companies aren’t writing new policies here.

@ricladouceur6202 Ай бұрын

Poor woman paid her premiums for 40 years and is denied her claim after failing to properly advise her and canceled her insurance!

@ericjohnson6675 Ай бұрын

And with the new laws, she can't sue.

@sametekiz3709 28 күн бұрын

and she cannot sue

@philpalmer4877 Ай бұрын

DeSantis and his policies to enrich the insurance industry has destroyed Florida. 🤦‍♂️😪

@pctrashtalk2069 Ай бұрын

It happened well before DeSantis. We had 4 hurricanes in one year and the insurance companies cancelled many people. Florida, officially known as the “Sunshine State,” was dubbed the “Plywood State” by media after it was battered by four hurricanes in only six weeks during the 2004 hurricane season.

@phillipsusi1791 Ай бұрын

While Desantis is guilty of plenty, the insurance crisis isn't one of them. This has been brewing for 20 years now and it is mostly driven by rampant insurance fraud.

@DonaldDolph-ob8yv 26 күн бұрын

You got what you voted for, not necessarily you per se. FL governor is psycho, how's that working for you Florida?

@pctrashtalk2069 26 күн бұрын

@@DonaldDolph-ob8yv No you Communists are Psycho and we know it.

@phillipsusi1791 26 күн бұрын

@@DonaldDolph-ob8yv Not well. He is a raging dumpster fire, but the blame for the insurance crisis can't really be laid at his feet nor is it the fault of hurricanes.

@davidg2135 Ай бұрын

And Texas is dealing with this as well.

@lolalalia4119 Ай бұрын

Yes! Just commented about TWIA. I'm in coastal Houston/Galveston. State farm, TWIA, and FEMA have completely screwed us and now we're going to have to pay higher electricity rates cuz the PUC has been captured by energy lobbyists. Between Sept 2023 - March 2024, every Texas user had their energy bills raised roughly $50 per month for "weatherization" - they got literally BILLIONS just from residential energy users despite giving the republican politicians record level donations after finding them not liable for the deadly winter storm Muriel.

@jim0311 Ай бұрын

Voting Republican is the problem

@lolalalia4119 Ай бұрын

@@jim0311 Texas is heavily gerrymandered, has some of the most restrictive voting laws, regularly purges voting rolls, and election integrity offices in democratic cities are being closed by the state. Are votes quite literally don't matter. Houston ISD school board is a perfect example. Gov Abbott removed all the school board members that WON their position in an election and replaced them with his cronies, some of whom even LOST their election just a few months prior. Don't blame Texans for something we cannot control. Every time the GOP loses popularity, they change the laws.

@Paul-km9ox Ай бұрын

@@jim0311yah because New York and California are haven of peace

@neanam Ай бұрын

Trump!!! 😓 Harris!!! 😔 Boff of them phony

@Vector_Ze 21 күн бұрын

Before Cat 5 Hurricane Michael destroyed my house in 2018 I dropped my unaffordable house insurance. This is real, and it has been going on for years. My rates were literally DOUBLED from one month to the next. I called and asked why, and was told the Public Service Commision had okayed rate increases according to zip code. In FACT, home owners across the street from me were not impacted by the increase, because they were in a different zip code. What really burns me up is that people who do not live in the coastal areas subsidize insurance for millionaires who own beachfront and low lying properties. (You ARE a millionaire if you own Florida beachfront properties) May I just say that Governor Bobblehead (DeSantis) is a horse's ass?

@rlkinnard 5 күн бұрын

if you don't live on the coast and don't have a mortgage, you might be able to live without insurance.

@Vector_Ze 4 күн бұрын

@@rlkinnard AS I CLEARLY STATED IN MY RESPONSE, ABOVE. The number of people in Florida who are joining the ranks of uninsured home owners is increasing daily. It's not a matter of CHOICE. Of course, if your home is ON THE COAST, you are a millionaire and you will pay your house insurance. And it will be less expensive than it should be because your are being subsidized by the inland dwellers, many of whom are not as financially secure as you are.

@SeekerStudiosOfficial Ай бұрын

Before having watched this video, I’d like to say that this topic is extremely relevant, and I predict that it will become increasingly more relevant with every passing day for all working class Americans...the time to be unified as a people is NOW, friends... we have much work to do.

@nancychandler3673 22 күн бұрын

✌️ ☮️ 🕊 💙 ✌️ ☮️ 🕊

@mycatisromeo Ай бұрын

Republicans: I dont believe in climate change! Also Republicans: Its the liberal's fault! I want my house back! *gone in hurricane.

@stephenbrenes7732 29 күн бұрын

ie global warming? It occurs naturally. Look at historic data

@DonaldDolph-ob8yv 26 күн бұрын

Typical tactic of the reds. Has been for decades, particularly from Reagan to the present.

@Personne119 Ай бұрын

This happens when you blame everything on "the other side" instead of focusing on solving the real problems. Detachment from reality is a fast track to ruin, regardless of political affiliation.

@SatMatt7 23 күн бұрын

Floridians can thank DeSantis for ripping them off yet again.

@MemoirsofaBasketcase Ай бұрын

Gotta love what DeSantis’ priorities are.

@sephardim4yeshua155 Ай бұрын

This is happening all over the US, but you bought the Desantis narrative, hook line and sinker. Hhmmmm

@jupitercyclops6521 Ай бұрын

Yeah! He says a few obvious , common sense truths about some obvious tyrants & people fall for his bs or ignore his tyrannical actions

@michael-gx2sv Ай бұрын

$$$.

@roncadorette4081 Ай бұрын

collecting his pay checks, and what ever else.

@Jonathan_O Ай бұрын

Who knew you could get worse than Rick Scott?

@spectrumboss6696 Ай бұрын

Hey Florida, public insurance sure sounds like the socialism you always complain about

@AltruisticWarrior Ай бұрын

Right? I wonder how many people complaining about these rate hikes voted for those politicians and policies.

@patty109109 Ай бұрын

@@AltruisticWarriormost of them. American middle class are the dumbest voters.

@marshallj2415 Ай бұрын

@@AltruisticWarrior All of them!!!!!

@BrianK-zz4fk Ай бұрын

yup I dont want to pay for coastal elites when their porperty gets damaged 😂

@Vet1Michael Ай бұрын

🤣

@diytwoincollege7079 Ай бұрын

Maybe if the insurance industry didn’t spend so much on influencing politicians, they would have money to pay claims.

@sarawilliam696 3 күн бұрын

I’m in Ohio and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighbourhoods. Then you’ve got Better, average sized homes in nicer neighbourhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

@KaurKhangura 3 күн бұрын

@Justinmeyer1000 3 күн бұрын

Personally, I can connect to that. When I began working with a fiduciary financial counsellor, my advantages were certain. I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2021 this time with guidance, Long story short, its been 2years now and I’ve gained over a million dollars following guidance from my investment adviser.

@carssimplified2195 3 күн бұрын

This is huge! think you can point me towards the direction of your advisor? been looking at advisory management myself.. seeking ways to invest and make more money with the uncertainty in the economy.

@Justinmeyer1000 3 күн бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@carssimplified2195 3 күн бұрын

- Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

@kenny3269 Ай бұрын

A Republican looking out for big business (clutches imaginary pearls). No way! 😅😢

@beboboymann3823 29 күн бұрын

Yeah….well take a look at demoncrap California. It’s worse there. No Floridians moving to California but lots of Californians moving into Florida. Hmm.

@gordonstewart6757 Ай бұрын

Bottom line .Ron DeSantis is owned by Corporate interest OR a complete fool that can be handled easily by Insurers. There is no 3rd option.

@jimmyday9536 Ай бұрын

DeSantis never told people to build houses directly in Hurricane Alley.

@lumensauce3199 Ай бұрын

@@jimmyday9536 Lol, he's still taking big donations by Big Insurance. Boot lickers.

@lahicks9773 Ай бұрын

All politicians are owned by someone.

@ericjohnson6675 Ай бұрын

Why not both?

@gordonstewart6757 Ай бұрын

@@lahicks9773 Wrong!, I agree that's the perception. DeSantis's situation is very obvious which means he is very secure with Authoritarian control of Florida (no exaggeration)

@AngieEKnowlesTextileArtistry Ай бұрын

Born and raised in Florida, returned after a military career. Moved in May because of homeowner insurance. Between 2021 and 2022 it almost doubled. Only 1 claim in 18 years. I will never gi back to live. Now renting a house on a military installation in Ky to be close to daughter. Best decision we ever made.

@Dancing_Alone_wRentals Ай бұрын

Good ideas. Enjoy that time with the daughter......you can always visit Florida when you are not enjoying the rest of the great country you served. tHanks

@jusletursoulglobaby Ай бұрын

2021 and 2022.... two or three hurricanes that year, right?

@Maddie9185 Ай бұрын

I’ve only lived in Florida for 10 years and I am leaving in September. Moving to Pennsylvania to be closer to my family in jersey but I’ll be honest this whole property insurance problem is a also a big motivator. I am also tired of the hurricanes and the heat.

@AngieEKnowlesTextileArtistry Ай бұрын

@@Dancing_Alone_wRentals thanks we will. We will follow her to wherever she gets relocated to and when she retires in 8 years, we will settle down then.

@AngieEKnowlesTextileArtistry Ай бұрын

@@jusletursoulglobaby There are always 2 or 3 hurricanes in Florida. Always has been.

@lotusflo12 9 күн бұрын

SMDH. Every bill he signed is not for us Floridian but for the insurance companies. Wake up Florida

@ronniefurbs Ай бұрын

Insurance doubled. Owners and renters can't afford it!

@panpsychism_ Ай бұрын

How are these people voting for DeSantis?

@EchoDoctrine Ай бұрын

Voting against their self interests is the dumb poor republican voters top priority. They keep doing it again & again.

@burnout_2017 29 күн бұрын

Stupidity and ignorance

@ashleighelizabeth5916 29 күн бұрын

@@burnout_2017 mixed with racism and bigotry.

@scottmalek3482 27 күн бұрын

Republican voters in Florida love being screwed over by Republican politicians

@tammystansell406 27 күн бұрын

Republicans love deregulation and have been pushing for it and voting for it for 30-40 years....We are now seeing those results of the corporations having the power over the people.

@madamerican7135 Ай бұрын

This is why people must be careful who they vote for and not what they represent. People need to ask hard questions from politicians, questions they don’t like, how are they going to govern the public. And most importantly who is funding their campaigns.

@SunShine-ls1ul 22 күн бұрын

Hey is our Free State!!! Do nothing GOV, Do nothing Republicans in Tallahassee, Keep voting Red Florida !!!!!

@mikeb5664 Ай бұрын

When insurance companies up and leave because they can't make a profit, you know things are bad. And it will get worse.

@Jason-ml3vs Ай бұрын

They leave because they cant make the profit they think they should.

@kellen7425 Ай бұрын

Let's not ignore that you have state government caving into insurance lobbyists place more laws and making it hard for average citizens to get a cheaper rate. De Santis passed bills that allows Citizens Insurance to be competitive or raised their rates. Do you think Citizens executives care now they are bringing profits? Not much of a fight. Floridian didn't have a chance. I didn't vote for DeSantis and have suffered since. Florida government is beyond greedy and corrupt.

@narbwow8168 Ай бұрын

@@Jason-ml3vs According to a May 2024 report by S&P Global, the US homeowners insurance industry has averaged a combined ratio of 101.5% over the past 20 years, which means they've lost money. 2023 was the 3rd worst year during this time horizon, at 110.5%. They've been losing money for decades. Why should they continue to insure a bunch of boomers who want cheap insurance for their coastal retirement home that's been hit by 5 hurricanes?

@turboponies Ай бұрын

This has nothing to do with below-expectation profits. They are flush with profits. I have an expectation of my salary to be. But sheesh, I never get it.

@phillipsusi1791 Ай бұрын

@@Jason-ml3vs No, they are leaving because they are sick and tired of fraudsters making them replace their 18 year old roof when it isn't leaking and there hasn't been a hurricane or anything, it's just that they don't want to have to pay to replace the old roof themselves and a roofer is willing to claim that they need a new roof not because it is 18 years old, but because there may have been a few hail stones that fell on it in a 15 minute storm 6 months ago.

@dr.michaellittle5611 Ай бұрын

This is yet another perfect example of people voting against their own interests. All the people in FL who voted for Gov Go-go Boots and his Republican Party in the legislature have inherited the precise outcome they did unto themselves. I have zero pity or sadness for them because of this.

@ka4sxi Ай бұрын

What are people to do? The Democrats are offering up crappy alternatives. If I vote blue I might benefit towards the fight against insurance issues but then I’m stuck with all the other garbage issues the Democrats are supporting today. Bring the Democrat Party back to the middle and I would support them. Give me a Democrat candidate that has common sense. Abortion, LGBTQ, transgender, etc. are not issues that should be at the forefront of. Focus on the economy and safety instead of the foolish stuff. That’s why Desantis ran away with it.

@alternatechavvy6963 13 күн бұрын

It's easy to feel like this when you're not the one suffering. There was many of us who didn't want him, I myself voted for another instead of this idiot. It's not only Idiotic Republican DeSantis worshippers here

@hegyak Ай бұрын

"If your house is Literally Underwater. Just sell it." -Ben Shapiro

@erkinalp Ай бұрын

If your house is underwater, there's nothing to sell anymore, you've already forfeited your property...

@andreewert1925 Ай бұрын

People dont buy such houses..so the smartass comment is dumb and unwarranted...but funny..lol

@kdeas10 Ай бұрын

TO WHO BEN FKING AQUAMAN?

@qbanz00 Ай бұрын

Underwater house for sale .. yeah , get bought out by a corporation for $100 bucks if you’re lucky 😂 … or pay someone to take it

@erkinalp Ай бұрын

@@qbanz00 no, i really mean out of the scope of property rights, as the statute straight up doesn't recognise house ownership inside the sea boundaries.

@ziziroberts8041 2 күн бұрын

People who think they aren't affected by the climate crisis are living in a bubble.

@realestateguru8769 Ай бұрын

DeSantis is a complete failure for the people of Florida unless of course your an Oligarch.

@erikal9594 Ай бұрын

Most politicians are tearing our country apart for the rich. We poors are depicted as black and white version of the opposite party as the enemy. But the real enemy is the rich lobbyers . We never get what we vote for.

@InMyBrz Ай бұрын

A PSYCHOPATH LUNATIC

@qbanz00 Ай бұрын

I wonder how many people who ate from the palms of his hand and praised him actually despise him now . 😂

@pctrashtalk2069 Ай бұрын

It is the UniParty. They are all part of the problem because they are bought.

@Bob-Fields 23 күн бұрын

@@qbanz00 We'll see at the next election.

@XXXBootstrap Ай бұрын

It's almost like living in an area with 100% chance to be subjected to a hurricane in a house not built to withstand a hurricane is not a good idea. Insurance companies would have to be insane to insure these places.

@SteveP-vm1uc Ай бұрын

Citizens insurance was totally solvent in the worst of worst cases, up until this asshat governor took money from Citizens and paid out private insurance companies...... The St. Pete Times did a multi-week article all about it. This started with Rick Scott......

@Bob-Fields 23 күн бұрын

Maybe we should have a non-profit public option... yeah, that's it... oh wait.

@butterman4610 Ай бұрын

DeSantis doesn’t give a crap about the average Floridian.

@nwatson2773 Ай бұрын

Just wealthy billionres.

@BrianK-zz4fk Ай бұрын

he seemed to make policies that attracted people to want to move here?

@Boris80b Ай бұрын

@BrianK-zz4fk Ummm... nah

@TheGoreforce Ай бұрын

@Kwk16534 Ай бұрын

@@BrianK-zz4fkyes he certainly attracted a lot of racist people they love his policies against LBGTQ against women Reproductive Rights book b a n s the list goes on and on of the types of people he's attracted to Florida

@irayz2677 23 күн бұрын

If your governor is not with you. Vote him out!!!

@Romano108 Ай бұрын

It’s sad about the insurance problems but I also don’t like that people are building in disaster prone regions and then believe they deserve a bailout. All these homes are expensive and should be built to standards to survive the region they are in.

@whatgoesaroundcomesaround920 Ай бұрын

This is s good point. If states helped people whose homes are in risky areas and get destroyed, to rebuild elsewhere in the state, the homes would be insurable and the state would benefit in several ways. Rather than rating certain areas as flood-prone, declare them no-build zones and help people to leave. It's not a free market choice when you choose risk, and your neighbors end up paying to bail you out.

@AK-cr5pe Ай бұрын

100% with climate change and the increasing frequency of hurricanes, we need to stop the federal FEMA unconditional bailouts every time there's a major disaster in Florida. They need to learn to accept the risk they've taken by living there. Americans shouldn't be subsidizing your cost of living. If they want to live there, fine, but you'll have to actually pay realistic insurance rates where insurers can't count on federal bailouts every time something bad inevitably happens. The rates need to accurately reflect the risk. And that isn't happening while DeSantis allows no name smalltime insurers to underwrite policies, insurers that will almost certainly flop if they actually have to pay out on these policies.

@Heather-db6wq Ай бұрын

Rich people want waterfront homes. The rest of will pay for them.

@daveassanowicz186 Ай бұрын

Or not built at all. Pretend like there's no such thing as insurance

@tw8464 Ай бұрын

You're absolutely right. Society absolutely should NOT subsidize building in more risky areas. Those areas are going to get absolutely clobbered more and more. We cannot absolutely cannot afford to keep rebuilding in these areas it's impossible disasterwise

@Bradimoose Ай бұрын

I was 5 ft above sea level in St. Pete FL and watched so many neighbors lose cars and homes due to flooding in the past 10 years. I left and moved North. I keep meeting Florida refugees. One guy was paying 15k a year in Ft. Lauderdale. I was paying $6k.

@Cuandoman Ай бұрын

Better to live on the Pinellas ridge somewhere. 100+ feet above the gulf. Pinellas Park is always underwater, but not North Greenwood. Topography matters.

@Bradimoose Ай бұрын

@@Cuandoman rather than do that I sold it to an unsuspecting northerner and tripled my investment.

@turbo32coupe Ай бұрын

We have many homes built on land 5 ft. above sea level. the homes are built 20 ft. in the air. Why would anyone buy a home 5 ft. above sea level unless it was a scrape off.

@Cuandoman Ай бұрын

@@Bradimoose To each their own!

@Bradimoose Ай бұрын

@@turbo32coupe Because not that long ago, all of inland Pinellas was pretty ghetto and or trailer parks. Living along the coast was a flood risk but you were less likely to be robbed all the time and have meth heads riding bikes in front of your house all day.

@Serai3 Ай бұрын

That's what happens when an industry is allowed to take over with no accountability. I guess people should just stop getting insurance on their homes in the first place. What's the point when they never want to pay up? Why should we pay good money for nothing??

@whatgoesaroundcomesaround920 Ай бұрын

Murphy's law. 😢

@Serai3 Ай бұрын

@@whatgoesaroundcomesaround920 No, sorry. These companies CHOOSE to rip people off. That's not Murphy's Law. That's unscrupulous, immoral selfishness.

@Heather-db6wq Ай бұрын

Unfortunately if you have a mortgage through a bank you don’t have a choice, you have to have it. People are literally going into foreclosure BC they can longer afford their mortgage payment with the insurance increases.

@rubyannr6898 Ай бұрын

Mortgage companies require it. They will force place it.

@narbwow8168 Ай бұрын

"they never want to pay up..." The US homeowners insurance industry has on average lost money over the past 20 years. So they are paying up. The older lady in the video is an example of why you should READ and UNDERSTAND your policy. Know what's covered and what's not.

@jim0311 Ай бұрын

And yet Florida votes Republican😂😂😂

@whatgoesaroundcomesaround920 Ай бұрын

And abused children don't want to leave their abusive mothers.

@Heather-db6wq Ай бұрын

California is blue and they are having some of the very same problems.

@Decoy22x Ай бұрын

Bro blue state house isnt even fucking buyable lets alone insurance 😂😂@@Heather-db6wq

@TheGoreforce Ай бұрын

@InMyBrz Ай бұрын

MAYBE but these REPUBLICANS ARE EVIL

@j9670 Ай бұрын

In Florida we do a lot of "freedom happy talk," while promoting hate & sticking it to anyone who doesn't have a trust fund! This is the across-the-board attitude of Governor DeSantis & GOP Legislature. A lot of "Heads I win, Tails you Lose!" But we're good at pushing the low tax, lot of sunshine brand. Just never let you know that our "insurance & fees" skyrocket on a yearly basis while our services crater!😳🤔

@tw8464 Ай бұрын

Exactly! I call it the Florida Scam and what you pointed out isn't even the half of it!

@mrb152 Ай бұрын

California is experiencing the same issues without hurricanes. And electricity costs 5x as much as well. So maybe your blame is misplaced.

@darrtrubb Ай бұрын

Why I fled the state after 27 years there. I sleep much better now.

@willweed6168 Ай бұрын

It's not. @@mrb152

@tw8464 Ай бұрын

@@mrb152 it's true all the other states are experiencing the terrible consequences of the fossil fuel caused climate catastrophe. But it's the right wing bandwagon always orchestrating blame and hate against "California" as if it's the "only state." Despite Florida Scam is actually much worse. Florida Scam has been draining all the other states for decades. I'll never forgive Florida Scam for taking our grandparents from us here in West Virginia and Kentucky and then "giving back" pills from the Florida pill mills. But to hear the "trickle down" crime syndicate tell it, "everything is 'California.'" My AS$!

@davidd6660 Ай бұрын

"Take down the entire American economy" will need more explanation.

@Djaj2000 Ай бұрын

You need insurance to get a mortgage, if a large portion of homes cannot be insured then people won't be able to get loans to buy them and it will create another housing crash.

@whatgoesaroundcomesaround920 Ай бұрын

If it was just one area of one state, that's a problem and needs evaluating. When hundreds of thousands of people are either denied coverage or can't afford it, and the worst happens -- as is now pretty much inevitable -- you will have mortgage banking collapse as people just walk away from their homes because they can't pay for repairs. You will have those same people homeless/on welfare/collecting unemployment. ER and Hospital bills won't get paid. Property taxes won't be paid. The state/county will have to clean up the mess in and around the remains of the abandoned houses or risk a health hazard. Stores and businesses the walk-aways patronized will go out of business. Huge areas will be abandoned and blighted, and it will spread as more business and home mortgage payments can't be met, more bankruptcies filed, more creditors underpaid or unpaid and in turn going under. The weight of all the mortgage failures will bring down major banks nationwide. A disaster. I'm sure if you think about it you can come but with more problems this can cause.

@bitlinkchai Ай бұрын

It creates the potential for that scenario. Potential consequences are talked about at 7:20 to 7:50. If one extrapolates that scenario across many neighborhoods, towns, and cities that becomes a major problem.

@Marchant2 Ай бұрын

I thought this video left that hanging as well.

@keithbyrd7566 Ай бұрын

The risk profile for human habitation on the coasts of Florida has changed to unaffordable. That is reality. The rational response is to move to an acceptable risk environment. Large insurance companies are risk management capital pools with exquisite databases and risk analysts. When they leave an area in mass you should too, especially if you are poor. Poor people should be risk adverse security seeking, capital and income accumulators. Bad decisions have consequences.

@disturbingthepiece2788 26 күн бұрын

My good friend, in Miami had to drop her home insurance. On a home worth 200,000, her insurance more than doubled to $7000. Desantis and those voting for him should be ashamed! This seems criminal..

@Gardner0871public Ай бұрын

To be clear, this is what happens when government caters to corporations instead of people. If corporations can not or will not protect citizens, then the government must step in and provide the service or regulate the industry. The government already does this for flood insurance which is reasonable and affordable.

@whatgoesaroundcomesaround920 Ай бұрын

The government's job, its ONLY job, is to take care of its people. Whether it's building highways, providing solid military defense, helping seniors with Medicare, or whatever, if it's not taking care of its people it's an abject failure.

@lightowl4345 Ай бұрын

No, this is only protecting the wealthy too. Those who build houses in expensive places right by the water. People living in less risky, less fancy places pay for this. It also operates in the red.

@yashasan83 Ай бұрын

@@lightowl4345not many places in the states these days that would be considered less risky…. Increasing large scale fires in the west, increasing amount of tornadoes in the Midwest/south, and increasing amount of hurricanes on the East coast along with more intense and damaging winters around the Great Lakes region really makes it so there really is not many places to live that are less risky

@daveduffy2823 Ай бұрын

Government works for the corporations.

@narbwow8168 Ай бұрын

I've worked in insurance for 10+ years. Flood insurance is NOT affordable because there's an inherent element of adverse selection. The only people buying flood insurance are those in flood-prone areas. Those who aren't in flood-prone areas don't buy it, so they aren't subsidizing the higher risk individuals.

@MrEroshan Ай бұрын

Pay outrageous premiums then they cancel you before a claim or require some insane construction, then they cancel you anyway. Goodluck getting payment on a claim.

@relicofgold Ай бұрын

My insurance is now up to $4000/yr and I can pay it, but am unwilling to pay it. There are other options to living in the USA. Maurice in FL is staying no matter what, and he's going bare, with no insurance. He will lose everything eventually. This is corporate dictatorship gone mad.

@unclebuck5051 19 күн бұрын

Crappy SCOTUS and crappy Governor. Floridians are screwed.

@opposedhealer1826 Ай бұрын

Something to add on to this: If you are RENTING a home: Oftentimes your rental company will have you add them as the insured on YOUR rental insurance, meaning what used to be YOUR renter’s insurance for coverage when you got broken in to, had a fire, etc. will now go to the rental company and you will be on your bum.

@anniesshenanigans3815 Ай бұрын

this was something I faced when I rented an apartment after 9 years of owning. The insurance covered the owners property, but not my personal property!! I was shocked. So I left.

@nolongeranurse3369 Ай бұрын

Not true...your renters insurance covers 3 separate parts. 1 your belongings..if you are robbed..or the building burns down your items are covered. 2. Relocation if a storm rips the roof off and you need a place to stay while the property is repaired they cover the costs...or if that storm knocked the place flat they pay to relocate you..YOUR LANDLORD can not receive a single cent from those first 2...AND 3 your liability THIS is the part where landlords insist on being listed as ALSO INSURED. ...if YOU fall asleep cooking and burn the place down YOU are 100% legally responsible to cover the losses to the landlord and thier insurance company...do YOU happen to have 100k to cover the landlords deductable sitting in your back pocket? Let alone rebuild costs of more than a million ? Each of those 3 parts have separate deductables..covered losses and limits. Hope this helps to educate those who are ill informed

@nolongeranurse3369 Ай бұрын

@@anniesshenanigans3815when you rent the owners insurance never covers your losses...that is WHY renters insurance exsists

@JacobSantosDev Ай бұрын

How? Why? A rental company needs their own insurance to cover the property. The rental insurance is to cover your property in their property. The reason rental insurance is so cheap is that it isn't insuring the structure. Just your shit that likely amounts to far less. Any rental company that does this is super shady and likely doing other practices to pull one over on their tenants.

@anniesshenanigans3815 Ай бұрын

@@nolongeranurse3369 I know that... but the owners insisted that the renters buy insurance that covered the property.. not my stuff.

@Xeonerable Ай бұрын

I spent most of my life in Florida, home and car insurance rates are outrageous and when disaster strikes the insurance companies will turn tail and run just to keep your money. Honestly at this rate the state should just run its own insurance fund. But in GOP controlled Florida that will never happen, they believe in the corporations right to pillage more than the actual people whom live there. Profit motivated insurance companies will always be scummy, last thing they want is to pay out money.

@jimmyday9536 Ай бұрын

Very true. Imagine a company actually trying to make a profit. Pure greed, I say. LOL.

@AnonymousMusing Ай бұрын

Americans need to put the politicians in office who will work for and against corporations!

@jentamal567 Ай бұрын

They too will be paid off after being sworn in. These lobbyists have unlimited funds and will change laws at all costs. This should be illegal but no politician really cares about the American ppl. Sickening.

@nancychandler3673 22 күн бұрын

💙

@Zyo117 Ай бұрын

As someone who works in insurance property restoration in Canada, the whole industry needs to be nationalised. Insurance, restoration, and all. We've got a good thing going at the moment but how long before they start cutting us back for profits? Stop insuring people? You already can't get roof coverage with a flat roof here, which is very common on older houses, and like it's mentioned in the video, you need insurance for a mortgage.

@ralonglv Ай бұрын

Insurance is a scam

@TheWedabest Ай бұрын

Amen!

@narbwow8168 Ай бұрын

I've worked in the insurance industry for 10+ years. It's clear you have no clue wtf you're talking about. Although if you have some actual thoughtful facts or data points, I'd be all ears. Just a blanket statement like "entire XYZ industry is a scam" demonstrates a horrendous poverty of nuance, and lack of critical thinking.

@jeltoninc.8542 Ай бұрын

Insurance is much like a casino in that they do enough research and leverage their bets to make a profit. That makes it almost seem like a scam, but it is in fact not. They do pay out, they’re just good at math and paperwork. They wouldn’t be in business if they didn’t win more often than not.

@trvr82 Ай бұрын

Sometimes I feel like Florida is just a giant catfishing scam.

@cherylberk4593 Ай бұрын

Good Grief!

@MirridonOnslaught Ай бұрын

Miami was built on anti-communism and cocaine

@SteveP-vm1uc Ай бұрын

YES, run and ruined by republicans for the last several years....

@pctrashtalk2069 Ай бұрын

They were selling FL swamp land to people back before the 1920s.

@multishit6664 Ай бұрын

"fools paradise" was what Miami was considered decades ago.

@Urbangardenersproject 22 күн бұрын

I’m really happy that you showed native Floridians and showed how they are grappling with the issue.

@j.megatron Ай бұрын

It won't be in the history books either. Think about how DON'T LOOK UP was a prophecy

@donaldspaulding6973 Ай бұрын

Flooding and violent storms are getting more frequent and more intense. As I feel horrible for the people that lost their homes and/or lives, the same people people deny climate change and vote against anything that helps our environment.

@petraalexander9269 Ай бұрын

Bingo. They don’t want to try to stop climate change but they also don’t want to pay the cost for the damage of climate change. I feel bad for them, but this is the reality of climate change.

@doogle5624 Ай бұрын

Why are they complaining? Trump said climate change doesn't exist.

@jimmyday9536 Ай бұрын

Climate Change is real. The dinosaurs ignored Climate Change, and look what happened to them. Gone now. 😢

@LeeLiko Ай бұрын

This has been happening since before you were born, smh

@francesguinta8614 Ай бұрын

The insurance companies KNOW that climate change exists. That’s why they are bailing out of high risk markets.

@dnomyarnostaw Ай бұрын

@LeeLiko What has? Unexpected severe weather? So how come Insurance has been pulling out or charging lots more in the last 15 years then?

@JaniceKing-c7c 9 күн бұрын

But Florida, keep banning books, you fools

@MangoColoredSky Ай бұрын

It’s always the republicans 😂

@libertyland123 Ай бұрын

Right! The insurance lobby has never given a penny to any democrat. That's a scientific fact! lol

@ashleighelizabeth5916 29 күн бұрын

Always!

27 күн бұрын

Follow the money, it's not that difficult.

@debbiey9452 Ай бұрын

Ron Desatis belongs in jail for what he’s done to this state’s property insurance. He doesn’t care about the people, only his bank account.

@jeffsmith350 Ай бұрын

Best governor yall ever had. Democratic ran states are just as bad.

@Vkpz Ай бұрын

Don't worry, he's too busy going after wokeness!! (Instead of real world problems)

@KieranMortimer Ай бұрын

@@Vkpz How is taking stance against an ideology that drives worldview and decision making not a real world problem? It always matters, regardless of what the worldview is, yet the ideas that drive that ideology are explicitly anti-human in their nature. I don't know the ins and outs of how things are done in the States, let alone Florida, but here in Canada the influence of such ideas on policy - and then the blanketing of that policy on culture, economics, social opportunity and environment, are outstanding. Canada is struggling immensely under "woke" ideology, and it is either the young college students (which I was a few years ago), or those that have amassed some sort of wealth to rely on that are comfortable with what these ideas are doing for day to day life of the average person and family. The "woke" ideology is one fundamentally based on fear and power - and ultimately the disregard for higher moral authority in God. It treats truth as being subjective, which if painted onto any element of reality, is a flat out lie. We are ignoring fundamental principles of life. Monetary policy does matter, which the current Canadian government has openly disregarded in the media while going off on a million stupid "woke" ideals that have undermined life here. In my province of BC, the ideas of "anti-shame" have opened the floodgates for government subsidized "safe" supply drug programs and a decriminalization of carry of extreme drug substances, which has in effect seen the death rate from overdose skyrocket, crime in downtown cores skyrocket, it has seen many businesses in my city flee the Downtown because of crime and threats, and in the end it kills people. It is effectively the government subsidizing the murder of its own people by giving them poison and acting as though if there is no wrong there. It is vile to see the flesh rotting off of people, and the subsequent ostracization people in those positions face. Their anti-shame policy is in itself shameful and shame provoking. . I can list more issues like this if you would like, there are lots. Don't treat it like it means nothing, I may not agree with DeSantis on all policies, or understand most of what is happening in Florida, but don't make foolish generalizations if you can't back them up in the comment you're making them.

@whaler3232 Ай бұрын

I never realized that the more we develop in disaster prone areas, the more disasters happen

@shenmisheshou7002 9 күн бұрын

What is happening in Florida was predicted 30 years ago. Climate scientists had predicted that Florida would be the first state to see serious financial damage from climate change due to the fact that storms would get stronger, with much heavier rains, and that the water levels would rise. They also said that Florida would be the state the most affected by climate change.

@pb5640 Ай бұрын

People are crazy to live in Florida. mosquito borne viral illnesses, hurricanes, sinkholes, Governor DeSantis, uninsurable property, overwhelming heat just to name a few.

@JB-yb4wn Ай бұрын

Gators, don't forget the gators.🐊

@babyamom2004 Ай бұрын

DeSantis is one of the best governors. So that's not an argument against Florida.

@sisteroflilith5302 Ай бұрын

@@babyamom2004 This is a parody?

@pb5640 Ай бұрын

@@babyamom2004 omg you think DeSantis is a good Governor?!?! Get on an antipsychotic med.

@hisnamewasSam Ай бұрын

Florida man strikes again!

@FoxItAll Ай бұрын

Also renting at $2600/month for a 3/2 built in the 70s is whats fuckin up Florida. $1600 for crap 1/1 apartments. Ron doesnt care about renters or homeowners.

@JordanLittle-bb3yq Ай бұрын

The funny thing is. Most of these people will just turn around and vote Desantis back into office.

@phillipsusi1791 Ай бұрын

While Desantis is guilty of plenty, the insurance crisis isn't one of them. This has been brewing for 20 years now and it is mostly driven by rampant insurance fraud.

@60b60 26 күн бұрын

It seems to me that if an insurance company won’t insure a location due to risk, homeowners should not move to that area. The fact they won’t insure is an indication of dangerous life threatening risk.

@NoorAnomaly Ай бұрын

I work in the insurance industry, but not on the customer level. We have meteorologists and climate specialists on staff. Both groups have said that climate change is a real thing. We're noticing it in the premiums we pay out annually. It's been going up quite drastically the last few years especially. The fact that the the governments around the world, but especially the larger ones, are ignoring climate change is frustrating. The world fixed the ozone layer in the 80s! We can fix this if we work together! And yes, there needs to be more regulations from the government or third party oversight committees that aren't susceptible to bribes in the insurance industry. And in the government.

@Chrisk1330 Ай бұрын

Get out the aqua net hair spray and let it rip. Bring back the 80’s and whatever we did to the environment back then. It all just worked.

@patty109109 Ай бұрын

Governments ignore it because their constituents don’t believe in it.

@BrianK-zz4fk Ай бұрын

haha your scamming to make more money watch out

@Cardboard-boxes-are-fun Ай бұрын

Insurance companies understand climate change. It is good if people start leaving these places. We need a national housing buy-out program in which we pay people to leave those homes behind so they can be demolished. There is no stopping what is coming.