Mortgage Payoff Update -- MILESTONE REACHED (12-30-24)

[@TheALMOSTOrganizedOwl]

WOW WOW WOW!!!!🎉🎉🎉🎉 FANTASTIC ACCOMPLISHMENT, MELISSA!!!!! 🥳🥳🥳🥳 I am seriously in awe of your determination and ability to hit your goals!!!!! I am super happy for you, Sis!!!!🎉🎊🎉🎊

[@BudgetStuffSaveRepeat]

Thank you Nita!! Our praise God that we were able to do what we’ve done this year with our mortgage… it gives me so much hope for the future… just knowing we had that kind of money is a blessing!!! happy new year, sis🎆🎆🎆

[@aricabivins]

Amazing and inspiring!! Another great video!

[@BudgetStuffSaveRepeat]

Thanks so much!!!

[@plannedwithlove]

Hi Melissa, wow that’s amazing progress on paying your house off. 👏🏻 🎉

[@BudgetStuffSaveRepeat]

Thanks so much!!! Happy new year🎉🎉🎉

[@budgetfor5withstephanie]

Congratulations Melissa!!! 7 years ahead is amazing!

[@BudgetStuffSaveRepeat]

Thank you so much, Stephanie!!! Happy New Year 🎆🎆🎆

[@faithbydesignXO]

Hello Melissa!! Woohoo! 🥳 Congratulations on your mortgage payoff for 2024! You almost doubled the payment from 2023. Amazing progress!! 🎉🎉💜✨ 7 years ahead!!

[@BudgetStuffSaveRepeat]

It’s such a blessing, Imani…God is good!! I didn’t see how we were going to do this… which gives me so much hope for 2025!!! Happy new year, friend🎆🎆🎆

[@AprilsFreshStart]

Did you hear me yelling all the way from Ohio?!? I am sooooooo proud of you guys!!! Way to go!!! Under 200k!! Wow! Melissa, that is just AMAZING!!

[@BudgetStuffSaveRepeat]

Oh wow!!! Thank YOU💕💕💕 i appreciate you sharing in our excitement!!! I appreciate you April!! Happy New Year 🎆🎆🎆

[@thehopefulbudgeter]

Hi Melissa! Yessss girl u are WINNING! Soooo motivating. 🎉🎉🎉🎉🎉🎉🎉 I see your progress. Soooo proud of you. Such a cute debt free tracker. 💁🏻‍♀️

[@BudgetStuffSaveRepeat]

Thank you so much!! it’s a real game changer when you put your mind to something and get super focused and intentional!! I hope you have a wonderful new year🎆🎆🎆

[@barbaralynnbudgets8801]

Oh Melissa!!!! Let’s GOOOOOO!!!! Love to see that mortgage below $200k!! Woohoo!!!! 🙌🏼

[@BudgetStuffSaveRepeat]

Thank YOU, Barb💃🏽💃🏽🎉🎉 This was a great year for our mortgage!!!!

[@SavingwithEJ]

Hi Melissa! Congratulations 🍾🎈🎊 on your Mortgage-that’s AMAZING! Have a blessed rest of your week! 🙏🏼💙🙏🏼

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@budgetlifewithpaula1670]

This was AMAZING to watch Melissa! Way to go!🎉🎉🌸🌺💖

[@BudgetStuffSaveRepeat]

Thanks so much!! Happy new year, Paula🎆🎆🎆

[@ItsDee.]

Hey Melissa!! I am so happy for you, great job!! Getting 7 years ahead is awesome 🎉🎉💃🏽💃🏽

[@BudgetStuffSaveRepeat]

Thank you so much!! it feels amazing… I really didn’t know how we was going to do it!!! Thanks for being here Dee!!!

[@littlebear3879]

Dave Ramsey constantly urges people to clear their mortgage without delay rather than delay to play with numbers for investment. Way to go!!!

[@BudgetStuffSaveRepeat]

I definitely understand both sides of it but the freedom you get without having a mortgage. It’s just worth so much more than money for me. You would be surprised how many people are begging us not to pay this mortgage off into go ahead and invest… it’s going in one ear and out the other!!! I greatly appreciate you being here!!! Happy new year🎆🎆🎆

[@here2therejourney]

I have been cleaning house this break too. Awesome job paying down the mortgage! 🎉

[@BudgetStuffSaveRepeat]

We have to get as much done as we can while work is off our plate!!! Thanks for being here💕💕💕

[@angbudgetanddebt]

Yes to getting under another milestone!! 🎉🎉you know I support that 100%

[@BudgetStuffSaveRepeat]

I appreciate your support, Ang🥹🥹🥹 thank you…you inspired me!!

[@lifestylemakescents]

CONGRATULATIONS!!!! What a great milestone! Enjoy the rest of your year….see you next year 🎉🎉🎉🎉

[@BudgetStuffSaveRepeat]

Happy new year!! Definitely coming up for air and getting ready to head!! I have one of your videos on my watch list that I just need to watch now!!!

[@BoopnBudgets]

Happy 2025, Melissa!! 😊🎉 What an accomplishment!! Very inspiring!😊❤

[@BudgetStuffSaveRepeat]

Thank YOU💕💕💕 Happy New Year🎆🎆🎆

[@debrasjourney]

What a great way to ring in the new year. Congrats on reaching such a huge milestone! 🎉🎉❤

[@BudgetStuffSaveRepeat]

Thank you so much!!! I’m elated!! I did not expect to get this far along on this debt… still have a long way to go, but I’m grateful for the progress thus far!! Happy New Year Debra!!

[@KnightLyfe]

This is so inspiring. Congratulations on your progress. You and hubby showed out LOL! 🎉Well done.

[@BudgetStuffSaveRepeat]

Thank YOU, Tonja!! This was definitely a great year for our mortgage!!! I appreciate your friend🥰🥰🥰

[@DeidresBudgetingJourney]

That’s amazing Melissa! Congratulations on the milestone 🎉💕

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@budgetwithjenny]

Congrats Melissa🎉🎉That is an amazing accomplishment!

[@BudgetStuffSaveRepeat]

Thank you so much, Jenny !!! Happy new year🎆🎆🎆

[@dearfinance]

Melissa!!!!!!!!! Way to goooooo! Such an inspiration 🎉🎉🎉🎉

[@BudgetStuffSaveRepeat]

Thank you so much, Karen!! it’s so amazing what we can do when we get super focused and intentional… you’ll see when you start yours next year!!!

[@LittleHelpfulFiles]

Awe yay this is amazing progress Melissa, praise Jesus 🙌🏽 I love to see that first word getting colored in. Can’t wait to see your progress in 2025 🎉

[@BudgetStuffSaveRepeat]

Thank you! 🤗 God is definitely good. I honestly did not see us doing this. (paying so much towards our mortgage this quickly.) I hope you had a wonderful Christmas and happy New Year’s.🎆🎆🎆

[@SavedMoneySavesYou]

How amazing is this!!!! 🎉🎉🎉 Congratulations!!!!!

[@BudgetStuffSaveRepeat]

Thank you so much!!! it’s amazing what we can do when we get super focused and intentional!! I greatly appreciate you being here🥰🥰🥰

[@LadyEveBooks]

That's amazing!!! 🎉🎉🎉 Congratulations

[@BudgetStuffSaveRepeat]

Thank you so much 💃🏽💃🏽🎉🎉🎉

[@donnajo82763]

Your doing awesome on your mortgage payoff Melissa. Happy New Years! Love Ya. Hugs my friend. 🎆🎆🤗🤗💚💚

[@BudgetStuffSaveRepeat]

Happy new year!! I appreciate you, Donna!!!!

[@myangelsam519]

Congratulations Melissa! That must be an amazing feeling to come into the new year with such a milestone. I think you’ll be done with it much sooner than you expect. Have a Happy New Year 🎆

[@BudgetStuffSaveRepeat]

I hope so!!! I can’t see it on paper, but I am definitely very hopeful!!! I hope you have a wonderful day Frances💕💕💕

[@Jurnee2me]

Congrats!!! That’s Amazing🎉🎉🎉🎉🎉

[@BudgetStuffSaveRepeat]

Thank YOU💕💕💕

[@FinancialDreamswithChristine]

This is so awesome! How exciting!! 🎉🌷💗🌸

[@BudgetStuffSaveRepeat]

It really is! I am so grateful that we were able to stay consistent last year!!! I greatly appreciate you being here💕💕💕

[@cinonabudget]

Congratulations Melissa! That is awesome you started the new year in the ones. That's an awesome accomplishment being 7 years ahead.

[@BudgetStuffSaveRepeat]

Thank you so much!! we still have a huge mountain, but it feels awesome to have a one as our front number. I greatly appreciate you being here. Happy new year.!!

[@shecanbudget1170]

Congrats Melissa (& family) - That's an amazing milestone 🎉 xx

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@shecanbudget1170]

@BudgetStuffSaveRepeat Happy New Year to you too Melissa 🥳 xx

[@A_Atkinson]

What an amazing accomplishment! Slow and steady for sure..it’s the similar feeling to weight loss..you’re in the 200’s but wanting to be in 1-derland on the scale, the motivation to continue seeing that number drop is the end goal…congrats 🎉and have a safe and blessed New Year 🙏🏽

[@BudgetStuffSaveRepeat]

Great analogy… I literally feel like I dropped the load… even though the number is still so close to 200,000😂😂😂 I greatly appreciate you being here!!! Happy new year🎆🎆🎆

[@JamilleCharles]

CONGRATS! Amazing progress 🎉🎉🎉 Happy New Year!

[@BudgetStuffSaveRepeat]

Happy new year!! I greatly appreciate you being here💕💕💕

[@MakeMoneySaveMoney111]

CONGRATS on the milestone...I'm so excited for you and your family!

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy New Year 🎆🎆🎆

[@Befreebudgets]

I am beyond proud of you! What a fantastic spread sheet 😊

[@BudgetStuffSaveRepeat]

Thanks so much!!! Happy new year🎆🎆🎆

[@LuxuryOption4756]

Bravo 👏🏾👏🏾👏🏾🎊🎄

[@BudgetStuffSaveRepeat]

Thank YOU🎉🎉🎉

[@bkabudgets]

Congratulations on bringing it under 200k that’s a huge accomplishment! ❤

[@BudgetStuffSaveRepeat]

Thank you so much!! I greatly appreciate you being here💕💕💕

[@a2zbudgets101]

Hallelujah!!! Look at GOD! Melissa this is amazing, I see your progress... This is giving me motivation that I can do it! I'm so happy for you, my friend!! 🩷🩷

[@BudgetStuffSaveRepeat]

Hi Shon… yes, God is good!!! I know it seems easy, but I really didn’t know that we could do this!!! Happy new year🎆🎆🎆

[@mherring9648]

Congratulations, being intentionally is a testament to your hard work.

[@BudgetStuffSaveRepeat]

So true!! Thank you so much for being here!!! Happy new year🎆🎆🎆

[@Samsaves]

Amazing progress, I’m so happy for you !!!❤ 7 years ahead is amazing

[@BudgetStuffSaveRepeat]

Thank you so much!! I so amazing what we can do when we get super focused and intentional!! I greatly appreciate you being here!!

[@rox_budgets]

Happy New Year, Melissa!❤ Yuhuuu for getting your mortgage under 200k!🎉🎉🎉

[@BudgetStuffSaveRepeat]

Happy new year!! we are so excited for the progress on our mortgage this year!!!

[@BeccaBudgets777]

This is amazing Melissa!!! Wow!!!

[@BudgetStuffSaveRepeat]

Thank YOU💕💕💕

[@Frugalityislife]

Hi Melissa! Congratulations 🎉 awesome work ❤

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy New Year, Fiona!!!!

[@BudgetingwithTracey]

Hey Melissa, you’re doing amazing. Love it!! 😊

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy New Year🎆🎆🎆

[@budgetwithfatima6530]

You’re doing a great 👍🏻 job ❤❤❤

[@BudgetStuffSaveRepeat]

Thank you so much!!

[@floatingfunds]

MELISSA!!!! This is absolutely amazing! What a testament to sticking with it and working hard!!!!!! 🎉🎉🎉🎉🎉🎉🎉

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@LivingLifeInTexas1836]

That’s amazing progress friend! 💜 so happy for you.

[@BudgetStuffSaveRepeat]

Thank you so much!! 💃🏽💃🏽🎉🎉🎉

[@jeanate7912]

Wow Melissa! You can see the light at the end of the tunnel!! I'm excited like it's my mortgage!! I'm thanking the Lord on your behalf!! I'm so happy you decided to share this journey with us!! ❤❤❤

[@BudgetStuffSaveRepeat]

Love it!! Thank you for constantly cheering me on!!! I really appreciate the encouragement 🥰🥰🥰

[@BudgetToFreedom]

Yayyyyy🎉🎉🎉🎉🎉 congrats that is a huge accomplishment!

[@BudgetStuffSaveRepeat]

Thank YOU💕💕💕

[@ZadoraDoll]

Yass!!! So amazing. Great Job!!!

[@BudgetStuffSaveRepeat]

Thank you so much 💃🏽💃🏽🎉🎉🎉

[@CheysCoinage]

You knocked it out this year! Talk about motivational! 🎉

[@BudgetStuffSaveRepeat]

Yay! Thank you! I appreciate your constant support!! Happy new year🎆🎆🎆

[@MakeMoneySaveMoney111]

Hey Melissa, thanks for sharing another great video. ❤

[@BudgetStuffSaveRepeat]

Thanks for watching!

[@lolethawoods786]

Happy Monday Melissa 😊 great savings 👏🏼👏🏼

[@BudgetStuffSaveRepeat]

Thanks so much!!

[@richardsmith2890]

Wow, Melissa, that's amazing. Congratulations. Your hard work is paying off. Happy New year to you and your family

[@BudgetStuffSaveRepeat]

Happy new year Richard🎆🎆🎆!! I’m ready to see what we can do for this year!!!

[@100gjones]

🎉🏠🎊 Go Melissa Go!!!

[@BudgetStuffSaveRepeat]

Thank YOU💃🏽💃🏽💃🏽🎉🎉🎉

[@TheWinningWallet]

Congratulations to YOU Melissa - what fantastic progress!! And you get to make your own decisions for what is right for your family. I remember you were making those extra payments... Girl.... what incredible strides you have made!! Gotta love when year end financials end in OUR favor!! Setting intentions and being purposeful in our actions is SO important. Being aggressive when we can is important too... even from month to month and overall, year to year. Again, congrats to you dear Melissa!! 7 YEARS AHEAD - oh myyy! Fantastic. Happy Happy New Year Melissa!!

[@BudgetStuffSaveRepeat]

Thank you Elle!! it really was a fantastic year for our mortgage…. I really did not see you on paper how we could make this happen, but I knew we had a plan so that any extra we receive was gonna go to this mortgage!!! we were very aggressive may be a little too aggressive, but I am so so grateful for this year!!! I appreciate all your wisdom and kind words💕💕💕

[@celestebarrentine3922]

Wow, you have made some serious inroads on that mortgage Melissa. Not only is the not having that monthly payment such a relief, but all the money you are saving in interest is going to be significant. Blessings on you and yours for 2025.

[@BudgetStuffSaveRepeat]

Hi Celeste!! It’s funny that as we make more payments, we have people trying to convince us to stop because the interest rate is so low… it’s going in one ear and out the other specifically for the things that you mentioned of us being close to freedom and the money that we’re saving an interest!!! I hope you had a wonderful holiday and happy new year!!

[@junepearson8505]

Congratulations on your accomplishment 👏🏽 Great video

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@junepearson8505]

@@BudgetStuffSaveRepeat thank you so much 🥳 I hope you and your family have a healthy, wealthy, wonderful New Year 🎊

[@Cocacabanabudgets]

The mortgage has got to be the biggest debt of all to tackle. What an amazing job at tackling this debt! 🎉

[@BudgetStuffSaveRepeat]

It definitely feels like a mountain 🏔️ we’re taking it one year at a time!! Thank you for being here!!! Happy New Year 🎆🎆🎆

[@izzybreezybudgets]

Wow that is awesome! Great job!!! Woohoo!! Happy new year

[@BudgetStuffSaveRepeat]

Happy new year!!🎆 🎆🎆 thank you Izzy🥰🥰🥰

[@GardenHands]

CONGRATS!!! That is an awesome high to end the year on...or kick off 2025. Great job. Your channel has definitely re-jump started my savings and we're laser-focused on getting our mortgage paid off again. I laughed out loud at your amortization schedule and tracking sheets. We're definitely of the same gene-pool! I have my amortization schedule opened right now so I can make updates as soon as our next payment clears tomorrow! Go get em girl!

[@BudgetStuffSaveRepeat]

I love that I have found my people in this community… I never thought I would use the word amortization outside of work and people actually knew what I was talking about😂😂😂 I love that any progress we make helps in the long run‼️ I’m here cheering for you!!! we got this!!!! I greatly appreciate you being here.💕💕💕

[@KatieoftheHouse]

I’m glad you are doing what’s best for your family and not worrying about what anyone else might think. Just because something looks better on paper, that doesn’t mean it’s what’s best for YOU 😊 I’m so proud of you, Melissa! Under 200k is a HUGE achievement 🎉

[@BudgetStuffSaveRepeat]

I appreciate that Katie!!! I literally had a neighbor begged me not to do this… it got quite uncomfortable!!! I had to end the conversation with. I’ll definitely talk to my financial advisor.🥴 😂😂😂 it’s funny that KZbin is my safe place to share this information😂😂😂

[@KatieoftheHouse]

@ Eshk, how awkward! It seems weird that they’d be that invested in what you are doing, but I’m glad you did your own thing 😅

[@budgetwithgigi]

Wow Melissa !! That is amazing !! Super excited to see how much you pay off in 2025 🤩🤩

[@BudgetStuffSaveRepeat]

Thanks so much!! I’m excited to see what we can do in 2025 too!!! Happy new year🎆🎆🎆

[@AreliBudgets]

So inspiring Melissa ! Congrats!

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@hotchocolate1]

Glory to God !! You are in the hundred thousand!!

[@BudgetStuffSaveRepeat]

Amen!! God is definitely good!! it is absolutely amazing what we can do when we are focused and intentional!!! I praise the Lord for this blessing!!! Thank you so much for being here💕💕💕

[@NextLevelBudget]

Amazing! Great job! Happy new year 🩵🩵🩵

[@BudgetStuffSaveRepeat]

Thank you!! Happy New Year 🎆🎆🎆

[@thebubblystuffer]

Such a great video 😊

[@BudgetStuffSaveRepeat]

You are so kind💕💕💕

[@gentlecharmbudgets]

Congratulations ❤ that is the dream right there and you are killing it

[@BudgetStuffSaveRepeat]

Thank you, Heather!! Happy New Year 🎆🎆🎆

[@thebudgetevolution]

Hi Melissa 👋 fantastic job on your debt 🩵😊

[@BudgetStuffSaveRepeat]

Thanks so much! 😊 happy new year🎆🎆🎆

[@rachaelv1140]

That’s amazing! Keep going!

[@BudgetStuffSaveRepeat]

Thank you… we are going to scale back a little bit, but not take our foot off the gas!!! I greatly appreciate you being here🥰🥰🥰

[@rachaelv1140]

@ can totally understand that. I’m excited to get my car loan paid off. It’s a stretch, but shooting for end of 2026.

[@BudgetStuffSaveRepeat]

@ now that you’ve written your goal out… you have a clear roadmap of where to put any extra dollars that come your way!!! I am definitely rooting for you!!!

[@rachaelv1140]

@@BudgetStuffSaveRepeat I’ve done the math several times and told my husband we are going to have to work really hard, but it is possible. Going to keep on moving forward!

[@cindyannbarriga]

Happy New Year!!!!

[@BudgetStuffSaveRepeat]

Happy new year!! 🎆 🎆🎆

[@Lifewithmrsvee]

Great information! I wasn't aware that you could max out social security benefits. Could you do a video explaining this more this detail. I love how you enjoy life and plan for the future at the same time.

[@BudgetStuffSaveRepeat]

Yes, I can do a video on maxing out Social Security… with you working two jobs I would think that you would max out, but I know they keep raising the limit, so it is getting harder and harder to reach the max!

[@BudgetwithLurve]

Hello Melissa beautiful. Wow you chanel just came by and I couldn't help but watch. Very insightful video lurve. New subscriber here and ready to support you too on your journey ❤ have a great new year too to you and your family ❤❤🎉🎉

[@BudgetStuffSaveRepeat]

Welcome!! I greatly appreciate you being here and supporting!!!

[@BudgetwithLurve]

​@@BudgetStuffSaveRepeatof course ! Always here ❤

[@rosbudgetlife3324]

Hey Melissa ❤

[@BudgetStuffSaveRepeat]

Hi Ro!!! You have a wonderful day💕💕💕

[@moneywithjustliving5258]

Hi Melissa, your doing so good on that debt! Way to go under 200k.

[@BudgetStuffSaveRepeat]

Thank you!! Happy New Year 🎆🎆🎆

[@margobudget]

Great accomplishment on paying down you mortgage under 200K💙💙

[@BudgetStuffSaveRepeat]

Yes! Thank you! I greatly appreciate you being here💕💕💕

[@budgetwithtiffany26]

Amazing job!!! And to get below $200k is awesome!!

[@BudgetStuffSaveRepeat]

Thank you, Tiffany💕💕💕

[@TheYejBudget]

Hi friend! I’m a new subbie to your channel and can’t wait to get to know you more✨

[@BudgetStuffSaveRepeat]

Thanks for subbing!!! I greatly appreciate your support🥰🥰🥰

[@ImeldaAlys]

Great analysis, thank you! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

[@BudgetStuffSaveRepeat]

I have no idea… are those stocks… I don’t really spend too much time understanding stocks… I put most of my investments into my 401(k)! Sorry I couldn’t be more helpful. I do appreciate you being here and watching this video.!!!

[@JessicaHignite-r7d]

💙💙💙💙

[@BudgetStuffSaveRepeat]

Thank you!!!

[@Lifewithmrsvee]

Wow! $199,950.00😊

[@BudgetStuffSaveRepeat]

God is good!!!!

[@CordersOnTheDollar3232]

❤❤❤❤🎉🎉🎉🎉🎉

[@BudgetStuffSaveRepeat]

Thank YOU💕💕💕

[@BudgetingOver40]

Listen, listen, listen! Amazing progress. I am celebrating with you! WAY. TO. GO!!!!💜

[@BudgetStuffSaveRepeat]

Yes! Thank you! I greatly appreciate you being here!! I’m blown away at our progress and so very grateful!!!

[@firewifesavingslife502]

Im so proud of you and your husband. What a incredible achievement! 💙🩵💙

[@BudgetStuffSaveRepeat]

Thank you so much!! Happy new year🎆🎆🎆

[@DoodleDollarz]

This is so exciting! Way to go, friend! 🫶🫶

[@BudgetStuffSaveRepeat]

Thank you so very much!!! I greatly appreciate your support🥰🥰🥰

[@MindYourMoney]

ᴡᴏᴡ! ᴜɴᴅᴇʀ $200'000!!!! 🤎

[@BudgetStuffSaveRepeat]

God is good!!! Thank you so much for being here Tasha!!! Happy new year🎆🎆🎆