Hey mate , old susmus here ! The commentary running below the videos is just pure gold !! Thanks that's extremely useful. Specially my man Nathan who speaks so freaking fast 😹😹⏩⏩⏩. May mate just mumbles up so fast ... Seems like rapping !! Haha love ur content 😍😍😍
@MortgageBrokerAustralia Жыл бұрын
😂😂🤣 thanks for the feedback Susmus! Always appreciated
@Sylvanas17 Жыл бұрын
I really like the subtitle style
@adriannalyon9514 Жыл бұрын
This is a very informative video. Thank you. You mentioned conducting strata or body corporate searches on a property prior to purchase. How does one conduct these searches, and where can one check for information?
@MortgageBrokerAustralia Жыл бұрын
Our pleasure! Thank you for your question. Conducting strata or body corporate searches is an important part of the due diligence process when purchasing a property in Australia. These searches are designed to provide you with information about the legal and financial health of the property's strata scheme or body corporate. To conduct a strata search, you will need to contact the body corporate or strata management company that oversees the property. They will be able to provide you with a range of documents and information, including: Strata plan: This is a legal document that outlines the property's strata scheme, including unit boundaries and common property. By-laws: These are the rules and regulations that govern the strata scheme, including information about pets, parking, and noise restrictions. Meeting minutes: These are records of meetings held by the strata committee or body corporate, which can provide insights into the property's management and any ongoing issues. Financial statements: These documents will provide you with information about the strata scheme's financial health, including the annual budget, levies, and any outstanding debts. Maintenance reports: These reports will give you an overview of any maintenance issues that have been identified within the property. You can also conduct a property title search through the relevant state government agency, which will provide you with information about any registered encumbrances or interests on the property, including mortgages, caveats, or easements. It's important to conduct these searches before you purchase a property, as they can help you identify any potential issues or risks associated with the property, allowing you to make an informed decision about whether or not to proceed with the purchase.
@eliasmangi7593 Жыл бұрын
Enjoyed this video I did💯
@MortgageBrokerAustralia Жыл бұрын
Thanks 💯
@URM8Z Жыл бұрын
good video
@MortgageBrokerAustralia Жыл бұрын
Thank you!
@itsMelejane Жыл бұрын
Great video! What range of income would a married couple (with no debts) need to earn in order to have a borrowing capacity between 700-750k?
@MortgageBrokerAustralia Жыл бұрын
Roughly $70,000 p.a each
@itsMelejane Жыл бұрын
Thank you!
@ZyliceLiddell Жыл бұрын
One other important tip is to make sure that it is hit heritage listed.
@MortgageBrokerAustralia Жыл бұрын
Thanks for sharing, definitely a good point!
@johnduvall8214 Жыл бұрын
Great video
@MortgageBrokerAustralia Жыл бұрын
Thanks John, appreciate the feedback!
@jaimeadrianbrizuela14352 ай бұрын
Is there an upfront fee to the broker?
@MortgageBrokerAustralia2 ай бұрын
No there is no fee for our services we are paid by the bank
@sumitgupta9442 Жыл бұрын
Hi Nathan, I am a permanent resident not a citizen. Have 8-10% deposit for a 600k property. Can I apply for home guarantee from Australian government?
@MortgageBrokerAustralia Жыл бұрын
Thanks for your message Sumit, unfortunately, based on the eligibility requirements of the scheme we wouldn't. As the government only makes this scheme available if you are a citizen: www.nhfic.gov.au/support-buy-home/first-home-guarantee
@drpk6514 Жыл бұрын
Im in Brisbane How can I come and talk with you?
@MortgageBrokerAustralia Жыл бұрын
Sure thing, feel free to reach out with us here: www.huntergalloway.com.au/contact/ as a first step
@koalagck Жыл бұрын
Hi If im a new zealand citizen permanently living in Brisbane australia, can I apply for a home guarantee from the government. i got like 5 percent saved for a deposit for a 500k home. please help
@MortgageBrokerAustralia Жыл бұрын
Unfortunately not, as the government only allows Australian Citizens. Please check out the eligibility checker here: www.nhfic.gov.au/support-buy-home/eligibility-checker
Can a nurse with a salary of 90k ,can buy a house of 600k
@MortgageBrokerAustralia Жыл бұрын
Hi Tincy, confirming the borrowing potential on $90,000 income is approximately $500,000 plus if you had deposit of $100,000+ then $600,000 would be possible. Feel free to reach out with us here if you'd like to discuss further details: www.huntergalloway.com.au/contact/