I really like the fact you took the time in the beginning to explain the misconception of multiple credit cards.
@Joe-lc7ce4 жыл бұрын
Thank you for this. Today I called Chase and switched a card I never use to my 2nd Freedom card. I can easily hit the Q4 spending max on this 2nd card. Very easy and painless phone call.
@Broteinpapi5 жыл бұрын
"This overwater room we got upgraded to" subtle flex lol
@ryankanno25625 жыл бұрын
Love the last bit! Let’s us see more of your personality!!
@kevinManhattan5 жыл бұрын
Happy Saturday Everyone! Very Informative Video. Never thought of having multiple cards! Thanks Sebb!
@petemcginnis5 жыл бұрын
Until today, I had no idea that one can own two of the same card. Hilton Aspire here I come… *** Thanks Sebby!
@sarthakmajithia991 Жыл бұрын
I have been trying to figure out, how do you get 2 aspire cards?
@pablovasquez10704 жыл бұрын
Lol!!! Nice flex Sebby. 💪🏽 “Upgrade into this over-water room”. Love it!!! ❤️😂🤙🏽
@Aryck1435 жыл бұрын
Just got an upgrade offer for the Hilton Aspire and they offered the 150K bonus points for $4K spend
@nicb76285 жыл бұрын
My wife and I each have Hyatt and Hilton cards for the free nights. Will likely both get CSRs and Platinums as well
@roxcyn5 жыл бұрын
I loved the outtakes, thanks Mandy and Sebastian! 😂❤
@kevinManhattan5 жыл бұрын
This might be my fav Sebby video so far!!! Thanks Sebb!
@roxcyn5 жыл бұрын
Thanks Sebastian for the run down!
@arey2563 жыл бұрын
Thanks for the info, I would like to see a video on the “keeper” cards. You know which is best for this and for that
@tajsingh97692 жыл бұрын
I have the Amex gold card atm, want the rose gold, you think I can apply for the rose gold while keeping the gold? Don’t want to close it. Thanks 🙏🏼
@tanlee075 жыл бұрын
2 freedom, 2 surpass which will be 2 aspire making 3 total aspire soon, still can’t get a 2nd better balance rewards card. Will apply for the brilliant card then upgrade the old spg card to 2nd brilliant
@AskSebby5 жыл бұрын
It might make sense to wait for another round up upgrade offers: kzbin.info/www/bejne/mWa4d6Vna9ynmdU Same logic but adds an extra 150k (300k in your case) Hilton points.
@zacharydingo5 жыл бұрын
Sebby outtakes! 😂
@kylenelius79175 жыл бұрын
Multiple BOA cash rewards cards for every category 😜
@anonanon98805 жыл бұрын
what is rule for that? every 12 months? Do you get the bonus 200$ each time?
@huongdo92585 жыл бұрын
Kyle Nelius yeah can anyone confirm that?
@sadow4 жыл бұрын
@@anonanon9880 The terms for all of the cash rewards cards say "This Cash Rewards card will not be available to you if you currently have a Cash Rewards card unless you have had that Cash Rewards card for at least 24 months."
@l.a.rivasesq.88415 жыл бұрын
I don’t have duplicates. I’m still waiting to go under 5/24 so I can get an ink business card and a Hyatt card.
@Retribution36105 жыл бұрын
I’d really like you to do a video revisiting the Marriott cards. With the new Bonvoy, rules on elite nights, changes in AFs, I’m almost at a loss. I have Bonvoy Brilliant, Bonvoy Amex, Bonvoy Business Amex and Chase Bonvoy.
@eowendyl5 жыл бұрын
Seconded.
@AskSebby5 жыл бұрын
They're mostly just keeper cards in my book: If value_from_certificate > effective annual fee then keep else cancel/downgrade
@Retribution36105 жыл бұрын
I do get value from certificates and I only use the Brilliant to get the $300 credit. Does the increase in AF to $125 on the other one still make sense? (Taking into consideration the peak/off-peak.) Is there another one I should get? Should be back under 5/24 as of tomorrow. Thinking about the United cards but not sure if I am missing any of the Bonvoy. It’s a flat 15 night credits regardless of how many or which ones you have correct? Got confused when they changed SPG that I was also getting nights for.
@hola_im_vasquez81405 жыл бұрын
New Subscriber here! Thank you for putting out all this awesome content, I feel like I've learned to much already. I've been binging all your videos ever since they got recommended yesterday. I submitted my situation in the free consultation section on your website, I'm excited. Thank you!
@roxcyn5 жыл бұрын
I have a Finance folder (look on my channel) as I put a bunch of these types of videos from all KZbinrs. Bienvenido Juan al club.
@Alvin_19146 ай бұрын
Perhaps, it is time for an update to the Multiple Aspire Video?!?!
@GAZDA_DMM5 жыл бұрын
Great video Sebastian, I am planning to apply for the surpass next July and then hopefully upgrade my Hilton basic to surpass if they are offering another upgrade offer. With two weekend nights right there that saves me a lot on a vacation having two days for free! I love your content. Keep it up!
@AskSebby5 жыл бұрын
I'm hoping for another round of upgrade offers next summer :)
@ABC-wr2yu5 жыл бұрын
Hey Sebby can you do a video on why Morgan Stanley and Ameritrade pulled their AMEX platinum out last month and no longer offer? Is the Schwab Amex platinum next?
@AskSebby5 жыл бұрын
I'm guessing they're making it harder to get. $5,000 in a MS fund is relatively low compared to GS requirement. That's also the case for grabbing bonuses / cards while you can; more likely for restrictions to increase.
@bradyblack115 жыл бұрын
Correct me if I'm wrong, but it is NOT possible to hold a Marriott Bonvoy Boundless, apply for a Marriott Bonvoy Bold, and then upgrade the bold to a second Boundless. i.e. current cardholders of the Boundless cannot apply to the Bold (making sure I interpret the offer details correctly). I'm looking to get as many Marriott certificates as possible.
@AskSebby5 жыл бұрын
Yep (terms below). The workaround (based off the terms) would be to upgrade the Boundless to a Ritz. You still run into a minor wall with #2 (the 24 month rule part) -- depends on when you got the Boundless bonus. Terms via Chase Bold as of 11/17/2019: The product is not available to either: 1) current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), Marriott Bonvoy Bold™ credit card, or 2)previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), or Marriott Bonvoy Bold™ credit card, who received a new cardmember bonus within the last 24 months. (as always if you want to support the channel / keep me caffeinated, links in description ;) )
@Jrrucker15 жыл бұрын
@asksebby I received an Hilton sign up bonus about 4 years ago when they only had the one card they had an annual fee of $95 and closed after 1 year. So my question is if I wanted to apply another Hilton card like the no ANNUAL fee or hilton aspire that's not the one ( hilton surpass)that I received in the past will I be able to receive the sign up bonus
@AskSebby5 жыл бұрын
You're not eligible for a bonus if you have or have had a specific financial product: kzbin.info/www/bejne/g3LGpKWXmK93Z5o Those are different products, so you're in the clear. If you want to support the channel :) www.asksebby.com/credit-card-offers
@Notebookboy15 жыл бұрын
Love that you are filming from the W Maldives !!! Please say hi to Anuj (GM), Chunky (W insider), Harpal ( executive sous chef). They will help create a magical experience for you and Mandy 👍🏻 Thanks for addressing the common misperceptions of having multiple same cards after AMEX shutdown.
@AskSebby5 жыл бұрын
Amex shutdown was relatively contained (few data points) and those people were doing self-referrals / returns after getting bonuses.
@Notebookboy15 жыл бұрын
I didn’t realize people were doing spend to get the bonuses, then returning their purchases. What an odd loophole. 🤔 Everyone should watch Sebby’s last 30 seconds of outtakes. Hilarious!
@rjones66635 жыл бұрын
I have been a long time Chase customer. I have pre-qualified offers for Chase Sapphire Preferred, Chase Freedom Unlimited, Chase Freedom. I’m not sure which one I should get first. I don’t travel a lot but would like to take advantage of savings when Im able .. Which one would you recommend. ? I’m looking for a card that will give me high credit limits. My highest card is 15k and I wouldn’t want a card thats under that
@jononfirebudgetinginvestin38975 жыл бұрын
Does it make sense to have a CSR, CFU, and a Hilton Surpass/Ascend card (vs the Hilton Honors card) for a relatively frugal person? I'm trying to maximize my categories while having less than 3 cards. I'm torn between that and the CSR, CFU, and Amex Everyday Preferred. Gas and Supermarkets are a pretty big expense for me. I spend 250 bucks a month on groceries and 150 a month on gas, 200 a month on dining, and 100 on travel...
@jrome11353 жыл бұрын
Only 3 cards i would do a freedom/flex/cic, csr, and citi premier. Otherwise, csp(ability to transfer and big bonus), amex gold, and freedom/cic/flex. For a longer term cash back setup, plat 100/125k, Schwab plat 60k, and csp 80k. Just my 2c. I'm also "frugal", but this yr will be paying ~1300 in afs, something I never thought id say...
@markuaw14 жыл бұрын
Picked up a Capital One Platinum Card six months later applied for Capital One quick silver got it 3 months after that they offered me a product change from my platinum card to another Capital One Quicksilver card now I have two
@xx7911145 жыл бұрын
Can I apply for 5 American express business bonvoy credit cards with the same business or do I need to set up 5 separate LLC for it? Thank you.
@sammy1st4564 жыл бұрын
chester chueh Hi Sebby new Sub here - Can you please ask Chester’s question?
@phhu78475 жыл бұрын
Sebby, totally agree about having multiple chase cards but how do you feel about having multiple Amex cards given the most recent round of shutdowns?
@87channels5 жыл бұрын
Interesting concept. Thank you sebby, very cool
@RealityHurts9235 жыл бұрын
Hey Sebby, are you familiar with the State Farm Visa? Got an email from my insurance rep but Can’t find anything on it. Maybe you can do a review. Right now just looking for a card to Balance Transfer. 0.00% Introductory Annual Percentage Rate (APR) on Purchases and Balance Transfers through 18 billing cycles, 16.99% variable APR after that. No annual fee.
@russellpeterson75485 жыл бұрын
2 questions: 1. If I add 2 authorized users to my amex gold, does that count towards to MY Chase 5/24 count? Also, if I add the pay over time to my amex gold (for 10,000 points) does that count towards the 5/24?
@rualmet4 жыл бұрын
Russell Peterson no and no
@bigcee63745 жыл бұрын
I need to get discover It cards. I have the Hilton honors no AF card I'm thinking about upgrading it to the Hilton aspire card but I will apply for the aspire card first then do the upgrade is that the best way to do it
@dandawson81285 жыл бұрын
Big Cee - anyone can chime in, but IMO the answer is a big YES. if you upgrade your no AF first, then you won't get bonus for upgrading (which you didn't expect), and you won't get bonus for new signup since you'd already have a Surpass card. Follow? The same would be the case for your Aspire situation. I've debated getting an Aspire card, haven't pulled trigger yet. A word of caution, the airline incidentals are just that and not good for airfare (vs CSR), and you must pick the 1 airline in advance. If you live in a city like Sebby that is a hub for an airline, it's a no brainer. Many of us don't have a hub, so I'm not as committed to a single airline. Food for thought. I'd need look closer at the perks for Aspire to justify it.
@bigcee63745 жыл бұрын
@@dandawson8128 good looking bro I understand where u coming from but I work in the airline industry soo the flights is not that bad but the hotels is different but I have to look o or the perks to see if it's worth the $450 a year
@AskSebby5 жыл бұрын
Yes. Apply and wait for upgrade offers (we saw some this summer): kzbin.info/www/bejne/mWa4d6Vna9ynmdU You might want to pick up the Surpass first as well (some people do a "double upgrade" in the summer -- which complied with Amex's terms and conditions). If you want to talk strategy: www.asksebby.com/free-card-consultation
@AskSebby5 жыл бұрын
@@dandawson8128 I, ironically, don't fly my hub airline (United). # of flights ends up being the major constraint (and flights > $50 given... how the credit now works).
@nikopfalzer29875 жыл бұрын
@huongdo92585 жыл бұрын
God damn son 👀
@deathmetalpagan5 жыл бұрын
I would pay off the collections, open a secured card, close that Fingerhut (I’ve heard a lot of bad things about them) start making payments on the secured card until they make it unsecured or offer you another one. It’s going to be a slow process but you can do it.
@nikopfalzer29875 жыл бұрын
@@deathmetalpagan Thank you. I'll close Fingerhut soon. I have one more payment left for them. I appreciate the advice!
@deathmetalpagan5 жыл бұрын
Dillon Pearson no problem, just check reviews on those lesser known lenders. Something like Affirm would be a better option for those one off purchases
@nikopfalzer29875 жыл бұрын
@@deathmetalpagan I'll check out affirm! Thank you again. :]
@MajorFrank105 жыл бұрын
I can’t even get 1 chase freedom :-(
@TheDivaIsIntheDetails4 жыл бұрын
Is acquiring a HH Surpass ans HH Aspire card considered having the same card 9r 2 different products? For example, do you get the benefit and bonus of the Surpass and Spire AND the signup bonus?
@AskSebby4 жыл бұрын
Two different products.
@intjdrew5 жыл бұрын
I have a 6500 credit line with my first Discover it card. I just got my second it card. Can I transfer a part of my credit line from the first to the new for more spending power ? I have the 14 mo 0% APR now on the new card.
@zhangshinyi4 жыл бұрын
how do you get a second amex bonvoy brilliant card? do you need to downgrade your first, get another, and then upgrade? or does amex let you just get a second?
@AskSebby4 жыл бұрын
Either option should work. If doing the latter, you usually need at least 30 days (and I've heard up to 90 days) for them to not consider it a duplicate. Sometimes you can call in to get it "pushed" through but you might need to hang up and call again (HUCA) depending on the agent you get.
@zhangshinyi4 жыл бұрын
@@AskSebby Thanks, Sebby! I've been binge watching your channel lately; thanks for the awesome content, and keep up the great work.
@NightxPhantom5 жыл бұрын
Somewhat off topic but if instead of having two Marriott Brilliant cards, I would like a Ritz Carlton card (via a potentially viable product change a year from now), is it worth forgoing the bonus on the Chase Boundless card? I already have all three Marriott Amex cards so for sure would not qualify for the welcome bonus from Chase but based on the keeper card idea, the card still seems worth it to get even without the bonus. But I might be missing something...
@AskSebby5 жыл бұрын
Can you fill this in and copy/paste your comment into the final section? www.asksebby.com/free-card-consultation Your plan works if you're under 5/24; might be worth testing a strategy though.
@NightxPhantom5 жыл бұрын
Thanks Sebby! Will fill it out and add more details!
@andreyv15 жыл бұрын
didn’t watch the video, but because TWICE the points! duh.
@RenegadeX285 жыл бұрын
Stumbled upon this channel during late night Youtubing. I wanna start using a card for the purposes of every day expenses...getting cashback...rewards..etc. I have streaming services I use....gas purchases....groceries purchases. What cards do you recommend Sebby?
@tastetravelcuriously25315 жыл бұрын
Ink Preferred! Freedom! Thinking about 2 Aspires haha
@arey2563 жыл бұрын
I would go with flex I think
@calebcaleb48392 жыл бұрын
Can we have two of the same business cards?
@oazizpharmd29934 жыл бұрын
More outtakes please.
@jenniferjace46775 жыл бұрын
I have 2 CF's. This quarter I will be using both CF's due to the Chase Pay category. With it, I'm just about maxed the 5% so will use the 2nd CF until Dec 31st.
@mailasun5 жыл бұрын
You don’t need an apostrophe to pluralize an acronym. It’s “CFs”, not what you wrote.
@Joe-lc7ce5 жыл бұрын
@@mailasun go away dude
@zacharydingo5 жыл бұрын
I got the Amex BCP in Apr 2019. I applied for the Amex BCE in Oct 2019 to then upgrade it to the Amex BCP after a year because I have a lot of grocery store spend. But I got the dreaded Amex pop-up, so I cancelled my application! I don’t know why this happened because the Amex BCP is the only Amex card that I have ever had and I haven’t done anything that should be considered “gaming the system.” The other weird thing is when I look at Amex cards on their website with the browser that I use to sign into my account, the Amex BCE doesn’t even appear (but it, of course, does on another browser). Sebby, please help!
@AskSebby5 жыл бұрын
Strange. Spend also seems to play a role for Amex popup. They want to see ~$500 in spend per month (from what I've gathered via data points).
@zacharydingo5 жыл бұрын
@@@AskSebby In terms of spend, my lowest month was $800 and my highest month was $1600, with an average of $1300! I've never missed a payment. I've never gone over 10% utilization. I'm going to reapply after my 12-month 0% APR promotion is over, in case that's the reason (i.e., they don't want to give me more than one promotion at the same time). I currently have a 0% APR promotion with Chase and Capital One as well, in case they look at other issuers.
@daxjauhola17395 жыл бұрын
Do you use the 7x restaurants for the Aspire card or a Chase where you can get 3x UR points. I’m always torn with this decision!
@AskSebby5 жыл бұрын
Easiest way is to base it off your upcoming redemption. Do you need Chase/Hyatt/Chase partner points? Or are you trying to do premium cabins via Amex partners? :)
@dandawson81285 жыл бұрын
Is there to find out (as definitively as possible) if they allow a second card? I openly told the Chase rep I had a United card and could I get it again, she said sure....We went the WHOLE process only to get denied because she said I already had it. No duh, "I told you that"! I'm guessing it's a Chase fun more than it is United, so don't know if I should try it for one if the hotel cards from Chase??????? The Delta Platinum card would be my next thought (for companion pass obviously). Even though it's going up to $250, it's still worth it. Maybe I'll get Gold then upgrade to Platinum. Welcome anyone's thoughts.
@AskSebby5 жыл бұрын
For applications = terms and conditions / looking for data points. For product changes = I can't think of any instances where you can't (outside of a rep that doesn't want to help). For the latter, you can generally HUCA (hang up and call again). I wouldn't rely on what reps tell you that can or can't be done; they're usually misinformed. Data points are usually your best bet (Reddit, FlyerTalk, forums, etc.)
@AskSebby5 жыл бұрын
Amex DL Gold then upgrade has a non-zero chance of yielding an upgrading bonus, so that's more optimal in my book. If you want to talk strategy: www.asksebby.com/free-card-consultation
@DakotaJadeThorn5 жыл бұрын
Had a general question. I currently just received my Amex brilliant Bonvoy card. I was doing searching and noticed the card offers a complimentary elite gold status which SOUNDS nice and all but does that have an expiration of some sort? Or is it something that I have to actively stay at marriotts to maintain that? Anyone’s advice and help would be greatly appreciated.
@j.jonahjameson30255 жыл бұрын
Nope, so long as you have the account, you will have gold status, at a minimum. BUT why keep the card if you won’t be spending nights there? ;)
@AskSebby5 жыл бұрын
You get it as long as you keep the card. I've covered this thoroughly in multiple other videos (we're at 800+). There's also blog posts if you need to skim/don't want to watch a ~8 minute video: www.asksebby.com/blog/comparing-american-express-hotel-keeper-credit-cards-long-term-value
@DakotaJadeThorn5 жыл бұрын
Thank you to the both of you!
@jf79105 жыл бұрын
Just wondering why you need 2 Marriott brilliant card? You getting positive value from this card? 450 annual fee, but only 300 statement hotel credit and 1 nights free. I don’t see much value from this card.
@noahg40385 жыл бұрын
Annual free night on the Amex Brilliant has more value than the Chase Boundless and totally tops the $150 net AF
@jf79105 жыл бұрын
@@noahg4038 That means 50k points hotel for $150. i agreed this card is bring a little positive value, but it's not worth the time to get 2 Marriott brilliant. Hard to find a Ritz/St. for 50k points, i don't like this marriott brilliant card. Thanks to marriott, my favorite SPG is gone forever.
@AskSebby5 жыл бұрын
@@jf7910 I'm generally location agnostic (flight deal focused other than a few places I specifically want to go). There's generally a StR / JW (the brands I like) worth checking out. YMMV.
@jeurycentury5 жыл бұрын
How often can you product change a cc, specially a chase card? Daily? Weekly? Monthly? Yearly?
@AskSebby5 жыл бұрын
No clue. I wouldn't do it more than monthly though (and don't see the need). If you PC to a CSR you're also locked into it for 12 months (to prevent travel credit gaming).
@davishlamburnt37345 жыл бұрын
No multiples yet Sebb but the day will come. Maybe Freedom, IT and Hilton. Thanks for the video guys.
@anaayala80045 жыл бұрын
I already have two Discover card, and my husband as well, can we still get the third one, after the 12 months?
@AskSebby5 жыл бұрын
Discover has a 2 card cap (as of 2019). More here: www.asksebby.com/blog/why-i-have-2-discover-it-cards
@williamwilson39815 жыл бұрын
Any take on store cards from Synchrony Bank? I had a PlayStation Capitol One card but PlayStation just changed over to Synchrony. I’m trying to decide if I should keep it or close it. Would appreciate any advice, thank you.
@joemama694485 жыл бұрын
If you already have the card and it doesn't have an annual fee just keep it. I have a drawer full of cards I no longer use but are still active.
@williamwilson39815 жыл бұрын
Logan Scott Thanks for the advice. It does not have a annual fee so I guess I will just keep it.
@AskSebby5 жыл бұрын
@@williamwilson3981 Agreed with Logan (and something I've echoed before). Unless you have a LOT of cards (20+ and need/want to prune), you generally want to keep no annual fee cards: www.asksebby.com/blog/when-should-you-cancel-your-credit-cards
@jayuntidyvids78464 жыл бұрын
3 Hiltons wow...I was trying to figure out how to get 2
@yeagsntoastable4 жыл бұрын
Next yr I have 3 with p2
@jayuntidyvids78464 жыл бұрын
@@yeagsntoastable have a question .I have 1 aspire and 1 honors ;They offering me ascend upgrade .Should I take the ascend and hope next year they offer the aspire
@yeagsntoastable4 жыл бұрын
@@jayuntidyvids7846 idk that you have to just level up to the next tier. You may be able to jump right to Aspire. I have Ascend that I will bump to aspire but I will check if that is a real thing about skipping.
@yeagsntoastable4 жыл бұрын
They have upgrade offerings so I'm sure you can skip right to Aspire. Assuming you qualify.
@jayuntidyvids78464 жыл бұрын
@@yeagsntoastable Thanks for the feedback . This is the advanced level of point/miles
@lancebrady60755 жыл бұрын
Can you just apply for multiple hotel cards and get them? Obviously with enough time in between applications. I love that strategy because hotel cards are worth it
@AskSebby5 жыл бұрын
Depends on issuers and their terms and conditions. Take a look at the Chase Hyatt TC: "The product is not available to either (i) current Cardmembers of any Hyatt Credit Card, or (ii) previous Cardmembers of any Hyatt Credit Card who received a new Cardmember bonus within the last 24 months."
@lancebrady60755 жыл бұрын
@@AskSebby got it. Thanks
@worldwalker27094 жыл бұрын
Sebby do you still have the boa better balance rewards cards to this day?
@AskSebby4 жыл бұрын
Yep. Zero reason to dump it at this point.
@worldwalker27094 жыл бұрын
@@AskSebby and once the cards expire what happens?
@AskSebby4 жыл бұрын
They send you a new card in the mail, same with all all other cards.
@RemoDelaCruz5 жыл бұрын
To obtain your current Hilton setup, did you apply for each Aspire separately or did you apply for other Hilton cards then did a product change?
@AskSebby5 жыл бұрын
Other Hilton cards and let them hit 12 months old -- waiting for upgrade offers (must be 12 months old to be upgraded to higher annual fee cards): kzbin.info/www/bejne/mWa4d6Vna9ynmdU
@kciNick25 жыл бұрын
Hey sebby, this comment doesn’t have to do with this video but I’m hoping to get your attention. I fear there could be a new Amex Rule. I recently applied to the Amex Gold Card and was denied. I called to get reconsideration but was told my application was completely locked and it could not be done. This was the first Amex card I’ve every applied to. I’ve never closed an account. Last credit was 6+ months ago. Credit score of 750+. Always on time payments since I’ve started my credit journey 3+ years ago. I checked every single Amex rule and I was good with all of them. But I was still turned down. The lady I was speaking to said she’s never seen this before. She also stated there were “new policies” but she couldn’t go into detail about them. I really hope to speck to you about this because I’m honestly at a complete lost to why this happened and I don’t want it to happen to others. Thank you for your time.
@Joe-lc7ce4 жыл бұрын
Call Amex again and ask another rep. I worked in a call center before, many times when you call there is a 50/50 chance that you'll get an incompetent rep. If the next one you get doesn't know, ask if there is a specialty department you can be transferred to to speak to someone that may be able to give you guidance.
@rdizzleoriginal5 жыл бұрын
I have like 9 Amex Platinum cards. A couple aspires
@waifungilism20045 жыл бұрын
Can you tell me which cards you applied to to get 9 AMEX Platinum Cards? As well as ASPIRE Cards besides the one Sebby mentioned in this video?
@rdizzleoriginal5 жыл бұрын
@@waifungilism2004 all the different Platinum count as separate products. Mercedes, Schwab, regular, business etc. And I got multiple aspire by getting the old spg card before it became the aspire, and applied for an aspire the day it came out.
@waifungilism20045 жыл бұрын
@@rdizzleoriginal I take it the SPG cards are no longer available, correct? Now all I see are Bonvoy cards.
@rdizzleoriginal5 жыл бұрын
@@waifungilism2004 Yea, I've been trying to figure out a way to get another card upgraded but no luck yet.
@waifungilism20045 жыл бұрын
@@rdizzleoriginal Can you name all the different Platinum cards you have? I don't see a list of 9 anywhere on the web. Only 5 - Business/Regular/Schwab/Fidelity/Ameriprise/Morgan Stanley. Thanks.
@dev-kl5ig4 жыл бұрын
how did you pay for the flights?
@jddiggy23433 жыл бұрын
Can I get multiple IHG cards?????
@sp32355 жыл бұрын
Thank you! 👍 Can you tell me what is the process / steps to increase the credit limit on a card (Wells Fargo reward card)
@ManPursueExcellence5 жыл бұрын
BLKHAMTV Lol
@huongdo92585 жыл бұрын
Dude stop being a lazy fuck and look it up not hard
@AskSebby5 жыл бұрын
Generally non-optimal / illogical to do CLI if you need to eat an inquiry. "Return on inquiry" is low/non-existent with CLI (in most cases): www.asksebby.com/blog/why-you-shouldnt-ask-for-a-credit-limit-increase
@sp32355 жыл бұрын
@@AskSebby Awesome thank you! Love your content! Have learned a great deal from your channel👍 Thank you again!
@MrStarkLin5 жыл бұрын
Sebby enjoy your vacation! Don't film too much for us lol babe a good time and film more when you get back lol
@MrStarkLin5 жыл бұрын
*have
@feilox4 жыл бұрын
lol u just love bitconnect!
@SuperElfhunter5 жыл бұрын
How did you hit Plat Elite?
@dj.coda.newyork5 жыл бұрын
Can you enable the subtitle generated by youtube?
@Anthony13375 жыл бұрын
Outtakes had me laughing! Bitconnect lmao.... I'm surprised you didn't mention the Chase Ink Preferred 80k UR's card! You can sign up for this card multiple times over and over! Do you have multiple of this card Sebby?
@samkumak97284 жыл бұрын
Hi Anthony, I am planning on applying another CIP, Do you currently have two of these cards? Please post your experience. Thanks
@Anthony13374 жыл бұрын
Sam Kumak I have three of these cards, I try not to be too aggressive with applications with chase, I spread apps out over 4-6 months between.
@samkumak97284 жыл бұрын
@@Anthony1337Thank you. All your three cards were applied with a same business name or three different businesses? The reason I am asking is that I would like to know if I can apply multiple of ink preferred cards with a single business.
@Anthony13374 жыл бұрын
Sam Kumak same name, just like Sebby mentions in this video.
@samkumak97284 жыл бұрын
@@Anthony1337 Perfect. Thanks very much.
@MrStarkLin5 жыл бұрын
Also don't tell Amex that we would be happy without the airline and Hilton credit lol they are taking down notes. 😂
@TerranceYu5 жыл бұрын
What do you think about the recent amex shutdown potentially due to having multiple of the same cards?
@AskSebby5 жыл бұрын
Shutdowns were for self-referral more than anything else. I got message from someone complaining about shutdown who had 4 Plum cards -- all for self-referral reasons. If Amex was trying to purge people, having multiple of the same cards for legitimate purposes (i.e., actually using it and paying the annual fee long-term) is likely FAR down on their list.
@ERdoctorMike5 жыл бұрын
Anyone have multiple BofA cards? Multiple Travel cards that are not hotel or airline?
@loganpriceofficial4 жыл бұрын
the ending 😂
@abdixaliim5 жыл бұрын
How many cc do you have?
@AskSebby5 жыл бұрын
In the "excellent" category for credit scoring purposes :) www.asksebby.com/blog/how-to-get-a-perfect-850-credit-score-a-step-by-step-guide
@huongdo92585 жыл бұрын
Good vid
@brianheard83955 жыл бұрын
I had a United MileagePlus Rewards card that I had since 2009 which I canceled because they would not give me the bonus if I upgraded to the United Mileage Explorer. I applied for and got the Explorer card, which hasn’t arrived yet, but putting my rent on it for December, January and February should give me a nice bonus for trips to Houston and out west I plan to take next year.
@Alvin_19145 жыл бұрын
Saturday Squuuuuuuuuuad!
@AskSebby5 жыл бұрын
Squaddddd!!
@itsdavid-hq2kv5 жыл бұрын
👍
@justinwilliams22735 жыл бұрын
LLLLLLEEEETSSSSSS GOOOOOOOOOOOO SEEEBBBBBBB 🤙🤙🤙 LOVE THIS CONTENT MAN
@aanihc5 жыл бұрын
First world echo problems. Lol.
@baddboo5 жыл бұрын
Poor you !!! Your room you UNFORTUNATELY GOT UPGRADED TOO !!! So humble !!!!!!😑😝🙃
@AskSebby5 жыл бұрын
CAN YOU HEAR ME NOW.
@baddboo5 жыл бұрын
Ask Sebby 😜😛
@baddboo5 жыл бұрын
Hey Sebby check out my video, special shout out to you kzbin.info/www/bejne/kGXGq5SkltR1pKs
@gyeomkim5 жыл бұрын
first yeah
@gyeomkim5 жыл бұрын
I have two freedoms as well.
@gyeomkim5 жыл бұрын
Do you have any knowledge on Asiana Airlines Visa issued by BoA?
@AskSebby5 жыл бұрын
@@gyeomkim It's a good pickup if you want the points. Off the top of my head, it's a breakeven card.