My 2025 Cash Binder Setup | New Year New Me! |

Hey friends, In this video I'll be sharing my 2025 binder setup! I literally can't wait for the new year, to start using these binders!
Channels mentioned:
‪@thehopefulbudgeter‬
‪@ShanOnABudget‬
‪@Frugalityislife‬
Link to Christmas in Jamaica Collab: ko-fi.com/s/5c...
Link to zipless cash envelopes: www.amazon.com...
Let me know if you guys would like any of the labels I created! I will gladly send them over free of cost!
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D I S C L A I M E R
I am not a financial advisor. This content is for entertainment purposes and sharing my personal experience. Please consult a professional Licensed Financial Advisor for any financial advice and always fact check!

[@aFrugalFairy]

I do my best to support others by watching videos to the end and leaving thoughtful comments. Your labels came out so good!!

[@FormingNewHabits]

@aFrugalFairy Which is amazing support, cause it gets our videos out there! Thanks so much some, you're amazing 🩷🩷

[@CoffeeNBudgets]

Nice set up Nicky. I love y’all’s challenge to show your cultural background. Jamaican oxtails will always be a vibe💅🏾

[@FormingNewHabits]

@CoffeeNBudgets Lol alwayyyssssss 😄😋 Thanks so much, Clarissa 🩷🩷

[@Frugalityislife]

Love how you set up the binder. When I find a good envelope I just keep buying the same. Some are great quality though. Yes - sometimes you just have to go with the most affordable options. Love the binders and set up. ❤ so excited for our collab ❤

[@FormingNewHabits]

@Frugalityislife Thank you, Fiona 🩷 Yes, that's what I plan to do once I find a really good one. I love the zipless ones, though! Do you have any suggestions? I'm so excited toooo! I recorded already 😄

[@ShanOnABudget]

Oohhh super cute 😊. Everything turn out so beautiful 💕💕💕

[@FormingNewHabits]

@@ShanOnABudget Thank you, Shan 💕🥰

[@norelisbudgets]

Great binders for 2025. It’s gonna be a great year of saving. 😊 17:26

[@FormingNewHabits]

@@norelisbudgets Thanks so much, Nori 🩷

[@CanadianFinanceJourney]

Great video and your collab is sooo adorable! 🤍

[@FormingNewHabits]

@CanadianFinanceJourney Thanks Bobbi 😊

[@BudgetsWithELMA]

Loving your binders setup & adorable upcoming collab game challenge 💚👍❤️

[@FormingNewHabits]

@@BudgetsWithELMA Thanks so much, beautiful Elma 🩷🩷

[@BaddieBankrollV2]

Hi Nicky❤Cute binder set-ups! I love that collab you guys are doing, super cool🙌🏽

[@FormingNewHabits]

@@BaddieBankrollV2 Thank you, Kehani 🩷

[@SaveNStuffwStephanie]

Great video and great points were made. You will definitely meet your financial goals with that mindset!! 🤑

[@FormingNewHabits]

@@SaveNStuffwStephanie Thank youuu Steph! I appreciate it 🩷🩷

[@LaineyBugBudgets]

You did a great job on everything! ❤ How cute! I agree with you about some pricing on Etsy. I saved up a little for the black Friday sale on there this time for a few things I wanted, but it's so easy to see more you want 😂 I want to support everyone but I could easily overspend if I don't keep myself in check. I try to support through sharing challenges, group plays and collabs. It's one way I keep from overspending because I want to support anyone I can but now my budget won't let me spend more 🙂

[@FormingNewHabits]

@LaineyBugBudgets Thank you, Michelle 🩷 Yes that's exactly what I plan to do in the new year, save towards it because I really do love a lot of the things on there. And absolutely sharing challenges helps as well. I printed off a whole bunch to do in the new year.

[@SugaMama-u7g]

@forming new habits I LOVE the video ! ! ! ! ! ! ! I ( try ) to support KZbinrs, ( like you ), who are " informative " via *cash budget binder* tutorial.

[@Glammmahgotguts]

Great video. 💜💜💜

[@FormingNewHabits]

@@Glammmahgotguts Thank you 🩷

[@NichellesBudgetWorld]

Excellent Job on the set up.

[@FormingNewHabits]

@@NichellesBudgetWorld Thank you, Nichelle 🩷🩷

[@nicolebudgetanddecor2452]

Regarding car insurance. I pay twice a year and get a discount for it not being monthly. I have progressive. So if you can save money, worth it.

[@FormingNewHabits]

@nicolebudgetanddecor2452 Okay! Thank you for that. I'm with progressive, too, so this is great info! I'm going to look into doing that. Thanks for watching 💕

[@6girlsbudget]

Hello! New subscriber sent by nien

[@FormingNewHabits]

@@6girlsbudget Hello, thank you for subscribing! Just subbed to you as well🩷

[@TalishaBenton]

Hi

[@FormingNewHabits]

Hello 👋🏾🩷