My 2025 Credit Card Roadmap (First Look!)

[@MarkSpruiell-y3x]

I think you should consider the IHG card rather than Marriott as your first hotel card unless you don’t care about money. You get free nights with the card just like Marriott, but the biggest perk is when you book four nights with points you get the 4th night free, which is a big money savor. With Marriott it’s the 5th night free, if you got that much vacation time. And IHG has a large footprint all over the world as well.

[@newagain9964]

Meh. Mid tier Hilton card is better than IHG and Marriott cards. Certainly Chase versions.

[@madbreakers5853]

I would go with Hyatt but IHG business card is second.

[@YABOYDRIFT7]

How about Hyatt card ??

[@_iErik]

$800/month active spend in doctor/dentist/healthcare is insane… much better bang for buck reducing those expenses vs. fighting for an extra % rewards on other spend.

[@sirbizzy]

savor for sure bro 👌

[@MAHBUB_MB77]

Great job! I've 'Savor One', it's amazing card in the current market.

[@SIREZ13]

Have to get the Citi custom cash for either gas or groceries

[@TheRDGuarantee]

Agree 100%. It feels like I've been really stretching to get gas covered with the VX / and then on the rotating categories of the Freedom Flex and Discover It. Custom Cash makes all of that go away and gets me 5% year round. Thanks for watching!

[@ProfessorOzone]

$410 a month for your dog? What the hell is wrong with your dog?

[@milestoluxury]

I would recommend the Citi Strata Premier for the 3x on groceries and gas. It's one of my favorite all around cards

[@wesleywilliams1186]

I just got mine in the mail today. Definitely the best all around card for everything

[@wesleywilliams1186]

@flyingacres2063 plus pair it with the double cash and custom cash. Best trio card set up ever imo.

[@milestoluxury]

@@wesleywilliams1186 it really is!

[@newagain9964]

Not worth $95/year. Unless ur super into Citi

[@wesleywilliams1186]

@newagain9964 it has more multipliers than the CSP and the same benefits? It has a $100 hotel credit that automatically pays back the $95 fee..it is more than worth the $95 lol

[@chadpennycuff]

Savor makes perfect sense. Custom Cash - I didn't see the Strata Premier in there which would limit the upside on the CC. I'd be hesitant to get into another ecosystem. Keeping it in the Chase family while you're so far under 5/24 makes sense. But with your slower velocity, it may not matter.

[@yer992]

Awesome video

[@TheRDGuarantee]

Thanks!

[@vickiarnold7300]

Great job on KZbin ♥️

[@bananapancake444]

is there a way to get a copy of that spreadsheet you use? I have a similar/simpler version I made but I love the look of yours!

[@williamoconnell4427]

Does the Savor card code Walmart as grocery?

[@_iErik]

No.

[@YABOYDRIFT7]

Does kudos work for Canadians?

[@eversonl6724]

You do have a neat set up here between just 2 issuer. I don't think adding the custom cash will help you much when you only spend about 150$/month on gas. Get gas on the VX. No need to introduce another eco system that will stretch your points out. The SavorOne is a MUST & your missing piece for groceries & entertainment.

[@YABOYDRIFT7]

Which Chase card is better for gaining travel bonuses like flight and lounges ?

[@juniorochoazavalza228]

CSR

[@TheJordanRulesforCredit]

Interesting way of laying out your current cards. Shoutout @SpencerJohnson going to make some tweaks to my files for sure!