My 2025 Sinking Funds Plan: How I Plan on Setting Goals to Help Me Save More Money!

[@BudgetingJustBecause]

Thank you so much for 6K Subscribers!!! The Road to 10K by May continues. Let’s do this!! If you’re not subscribed, I would love for you to join my community. We have a great time. I appreciate your support! geni.us/SubscribeBJB Want to learn how to create your own website for free? Check out my next Canva Clases October 31st & November 30th. We will be creating our Websites using the free version of Canva. You don’t want to miss it! Click the link below to learn more. geni.us/CanvaClass Luv ya, Kris

[@denysejones4716]

My biggest priority that I’ve saving for is MYSELF. I HAVE to start and continue to put myself first.

[@BudgetingJustBecause]

Amen to that!!!

[@jessicapaul5884]

Hey Kris!! Thanks for explaining sinkimg funds and how to use to save. I need that. Great video. 😊

[@BudgetingJustBecause]

@@jessicapaul5884 hey Jess. You got this! Thank you for watching 😊

[@tiffanymcrae9451]

Exactly!

[@christysittig1200]

New subbie here. Tks for the video. Granny hugs from Biloxi, MS

[@BudgetingJustBecause]

@@christysittig1200 thank you so much for watching 😊

[@Frugalityislife]

I’m saving for a house in the new year! Woo hoo 🙌🏾 ❤ Awesome video Kris ❤

[@BudgetingJustBecause]

@@Frugalityislife you got this!!

[@brendaproulx3052]

I do both because I don't want my Emergency Fund, Christmas Club & some others at home, I have separate accounts for them. Then every2-3 months I will put saving challenges money into my Sinking Fund account, naming each, how much going in & the balance. I don't like having a lot of money in house, but I do get satisfaction putting money into them & seeing them grow & be completed. I'm doing. I'm also tracking all I've completed & am blown away with so far 164 completed this year.🎉🎉 Great video.

[@BudgetingJustBecause]

@@brendaproulx3052 sounds like you have a great system in place!!

[@Glammmahgotguts]

Great video! I love how you are so thorough in explaining. 💜💜💜💜

[@BudgetingJustBecause]

Thank you 💗

[@ruthking466]

Hi Kris. Congratulations on reaching 6k subscribers.🎊🎊 Great information.

[@BudgetingJustBecause]

@@ruthking466 thank you 😊

[@cherryblossombudget]

Hi 🙋🏻‍♀️ this is a great video to help people starting their journey , I have been using sinking funds this year and it is really paying off. The timeframe examples you give are great too , sometimes I just coast and put in a certain fund as and when I choose without a deadline but creating a deadline and working on that amount would complete that fund sooner , brilliant , thank you 🥰💜💕🌸💕

[@BudgetingJustBecause]

@@cherryblossombudget yeah you got this. We have to remember our purpose 💗

[@donnajo82763]

Hi Kris! Catching up with you today. Love Ya hugs my friend. 🤗🤗💚💚

[@BudgetingJustBecause]

@@donnajo82763 thank you for watching 💗

[@rickismith1259]

Great video. This is very helpful for new budgeters as well as those who may need to refresh or get back on track. 💙

[@BudgetingJustBecause]

@@rickismith1259 thank you 💗

[@nineblossoms]

Good morning Kris! 💜 Wow, thinking about the amount of days left in the year, definitely have to get started with the plans for the new year. You provided a lot of great information! Thanko you! 😊🌺🐝

[@BudgetingJustBecause]

Heyy thank you for watching 💗

[@BudgetingTheBacon]

This is a great breakdown and easy to follow. Great reminder for those budgeting for quite some time and great tutorial for beginning budgeters.

[@BudgetingJustBecause]

@@BudgetingTheBacon Thanks Nija

[@BudgetingTheBacon]

@@BudgetingJustBecause you're welcome.

[@imanihasani850]

Great video, I loved it. Short and sweet ❤❤❤

[@BudgetingJustBecause]

@@imanihasani850 thanks 💗

[@Backw0sh03]

New subscriber! Thank you for this content. I am hoping to fully fund my emergency fund and start my month ahead challenges for my bills. You have given me the desire and the will to keep up with my cash stuffing. Thank you!!!

[@BudgetingJustBecause]

@@Backw0sh03 hey there! You got this!!

[@antoinettealberga9639]

Hi Kris I love this! I am going to go over my sinking funds to see what I need exactly. Thanks

[@BudgetingJustBecause]

@@antoinettealberga9639 I’m doing the same thing. Thank you for watching

[@JamieRNbudgets]

80 days away😳🫣 ahhhhhh!!!! Great video❤

[@BudgetingJustBecause]

@@JamieRNbudgets thanks Jamie

[@LaineyBugBudgets]

Great video! Very informative! I appreciate you sharing with us ❤️

[@BudgetingJustBecause]

@@LaineyBugBudgets you’re welcome 😊

[@mariesbudgetinghacks]

Such a helpful video. Thank you Kris!!!!

[@BudgetingJustBecause]

@@mariesbudgetinghacks hey Marie thank you so much for

[@blessedbudgetsbyAbigail]

My biggest saving goal for the new year is to fully fund my emergency fund and put money on the side for my birthday 🥳 Great video as usual

[@BudgetingJustBecause]

@@blessedbudgetsbyAbigail when is your birthday?

[@blessedbudgetsbyAbigail]

@@BudgetingJustBecause May 1st 😊

[@tiffanymcrae9451]

Excellent tips I will be doing this, because this really help me out better understanding.

[@BudgetingJustBecause]

@@tiffanymcrae9451 I’m so glad it was helpful

[@daj536]

Awesome video, Kris! Just what I needed to help me out my focus into place and prepare for the close out of the year and start 2025 off right! Thank you for ALL that you do for our budgeting community. 🫶🏾💕🫶🏾💕🫶🏾💕

[@BudgetingJustBecause]

@@daj536 you’re so welcome. Thank you for watching 🫶🏽

[@c.parker8439]

I like cash budgeting more than digital budgeting because I like to physically touch and count my money. I lost the respect of a dollar by using plastic over the last decade or so. I'm now getting re-acquainted with cash money. I hope that makes sense. Good luck

[@BudgetingJustBecause]

@@c.parker8439 makes perfect sense. Very well said

[@BrandiJanei]

Excellent tips. I’ve been doing this for a year now and I still learned something. Next year I plan on doing cash and digital budgeting.

[@BudgetingJustBecause]

@@BrandiJanei yeah good for you. I love doing both. It has to make sense and sometimes it doesn’t make sense to pull out all of your money for certain things 😊

[@oldschoolbudgets]

Great video ❤

[@BudgetingJustBecause]

@@oldschoolbudgets thank you

[@susanpacheco8318]

Love this explanation 💜

[@BudgetingJustBecause]

@@susanpacheco8318 thanks Susan

[@carolslavens5565]

I really love how you provide us valuable information that is helpful in our savings/debt free journey. I've tried cash envelopes before, but was not successful because I did not really understand the different concepts, etc. I feel more prepared this time around, thank you Kris!

[@BudgetingJustBecause]

@@carolslavens5565 you’re so welcome 💗

[@carolyndalton7775]

I just happened to look at your community page and said a lot of interesting things. Sometimes I forget to look there when I’m just watching videos. I think my biggest savings goal is to pay my house insurance for each six months this year. And in 2026 would like to be able to pay the entire year at one time. Also lot of people think this is morbid, but not to me. I think is one of best legacies you can leave your child/children. I want to prep and pre-pay for our funeral arrangements so that my daughter does not have to make all those arrangements. I bought cemetery plots a couple of years ago, my purchase will be the monument. ages are 68 and 70 and you just never know we both have some chronic illnesses and may live for several more years or just through the next minute. My husband insulin level dropped too 44 a few days ago and he was comatose for a while. Big prod from God that I need to be diligent. Also have some debt that still needs to be paid off. I don’t want that to be haunting her, either.

[@BudgetingJustBecause]

@@carolyndalton7775 you’re right we don’t like to think about that side of budgeting but we have too. I hope your husband is ok 😊

[@GillianBudgets20203]

Hey lovely lady.. Really enjoyed this video. My goal is to save towards my retirement fund... I saved 10k this year. Aiming for 15 next year.. Thank you so much for sharing 😊

[@BudgetingJustBecause]

@@GillianBudgets20203 oh wow that’s awesome 🙌🏽

[@lelebella3252]

It’s so easy to adjust your income

[@BudgetingBeezy]

Excellent explanation and video Kris! I always enjoy your content and learn a new tip or trick!❤

[@BudgetingJustBecause]

@@BudgetingBeezy awww thank you so much 💗

[@BudgetingBeezy]

@@BudgetingJustBecause thank you!

[@lucillesmith9764]

Great tips. This NEW budgeter really appreciate the tips.

[@BudgetingJustBecause]

@@lucillesmith9764 you’re doing awesome!

[@gigiscreativedesign5214]

😊

[@BudgetingwithTracey]

Great tips 😊😊

[@mznik723]

Great breakdown! I found it to be really helpful. I sent it to my coworker who is on the fence about budgeting.

[@BudgetingJustBecause]

@@mznik723 I hope they decide to give it a try.

[@conniekelly-hl5qr]

Hi Kris. Thank you

[@BudgetingJustBecause]

@@conniekelly-hl5qr you’re welcome

[@AreliBudgets]

Great tips!

[@BudgetingJustBecause]

Thank you

[@Surviving_But_Thriving]

Hey Kris !! Great video ❤❤ i have a bunch of goals for the new year but i just got a new job so it actually feels like I’m going to be able to reach them !

[@BudgetingJustBecause]

@@Surviving_But_Thriving heyyy that’s awesome!!

[@tamikajones6970]

Great video Kris 😊 One of the big goals that I have for next year is saving for my birthday trip to St. Thomas in April.

[@BudgetingJustBecause]

@@tamikajones6970 heyyy that sounds like fun!

[@tamikajones6970]

It's been years since I've been out of the country so I'm excited

[@NessaRMA87]

❤❤❤

[@RoseAngella]

💜

[@judyeason299]

I want to start saving for a new fence for the backyard. Great video as always 👍 Yes. Graduation for my 2nd grandson came very quick. Unfortunately I wasn't saving for his event. Now I have to play catch up and quick!

[@BudgetingJustBecause]

@@judyeason299 a new fence is a good one!

[@kathymcneil8282]

Great video..❤

[@BudgetingJustBecause]

@@kathymcneil8282 thank you 🙏

[@thedramaticpanda]

Hey friend, great video! ❤

[@BudgetingJustBecause]

Thank you so much 💗

[@IDesireeWealth]

Heyyy Kris here watching

[@BudgetLyfeMel]

Love it,this was such an informative video

[@BudgetingJustBecause]

@@BudgetLyfeMel thanks Mel

[@rosbudgetlife3324]

Hey Kris ❤ great video 12:13

[@BudgetingJustBecause]

@@rosbudgetlife3324 thank you

[@elsie7550]

I biggest expense would be final expense fund 8000, yearly expense to build upon where to start, and how much to save everymonth?

[@IDesireeWealth]

❤❤❤ the video ..also took notes

[@BudgetingJustBecause]

@@IDesireeWealth thank you 🙏

[@BudgetLyfeMel]

Hello sis 😊

[@mona2224]

My goal for next year. Is to be 1 month ahead on my bills 😁

[@BudgetingJustBecause]

You can do it!!

[@lucillesmith9764]

I want to payoff another credit card. Working on paying off debt.

[@BudgetingJustBecause]

@@lucillesmith9764 you can do it!

[@SherryGooding-mx8pu]

Pay off April 9,2024 due to a car accident hospital, ambulance, Eastpointe Michigan police department bill services, towing yard total amount owed $13,600.00,a new used car(no car payment ),insurance, car tags,title, plate,registration car manitince.

[@BudgetingJustBecause]

@@SherryGooding-mx8pu sorry to hear you were in an accident. Glad you’re ok 💗

[@Niensbudget]

Love this! Usually during my christmas vacation I start to think about my sinking funds for 2025. Thank you for making me excited to do it in December. I can´t wait! 🩷

[@BudgetingJustBecause]

@@Niensbudget yes planning is the fun part

[@tinaderricott30]

I have the hardest time saving cause I get paid once a month

[@BudgetingJustBecause]

@@tinaderricott30 yeah you have a bigger challenge because you have to look at a monthly budget. I posted some sample monthly budgets on my Instagram. I will post them on KZbin too

[@marydawkins2673]

Great video!!

[@BudgetingJustBecause]

@@marydawkins2673 thank you

[@LoveBudgetingCo]

Great Video 😊

[@BudgetingJustBecause]

@@LoveBudgetingCo thank you 🙏