My 3 Crore+ Equity Investment Portfolio Revealed | How I Invest & Rebalance

[@rationalmystic5]

Love your calm manner of explaining things. No rhetoric. Thank you. Inspiring. Wish you well man.

[@remoterish]

Appreciate it! latest video here: kzbin.info/www/bejne/nn-wfGx3gZWjlZI

[@F16Raashah]

Equity is 50% of his portfolio, he is a rich guy. The only guy whom i seen in YT who shared full portfolio Kudos mate, enjoy your life🎉.

[@remoterish]

Thanks! Even I learnt a lot from youtube and wondered why no one shows their portfolio. It’s always easier to share gyan even if one is not implementing it in their own portfolio so I prefer this way to promote transparency.

[@F16Raashah]

@@remoterish I Subscribed👍.

[@remoterish]

🙏

[@mahernoz]

His methodical approach is a motavation for me.

[@ParminderSingh-yp3us]

This is the very first video of yours i saw .. mujhe ye bhi nhi pta tha ki pehle aapka channel exist bhi krta hai … but what i observed and i want to say that you look really genuine and an honest guy.

[@remoterish]

Thank you so much 😀

[@ankuzgupta2872]

I like the fact that you mention that business, jobs etc. should be source of income and not equity. Investing is more about protecting and growing your wealth. These days YT is full of videos where people are showing dreams of making income just by investing in equity. I too feel main source of income should be your work.

[@remoterish]

that's right. I don't see equity as a way to generate income. Income is generated by creating value through my business, and that money goes to equity to create further value for other businesses too.

[@revanthammineni3117]

Best channel I have ever seen till now ❤ Started watching all of your content from few days

[@remoterish]

Thank you so much 😀

[@its_amanagrawal]

One of those videos where I'm happy it's not a sponsored one. Loved it, so informative. QUESTION: 1. Do you invest a fixed amount every month like SIP's and do yearly step ups? 2. You mentioned about passing this portfolio on. Have you thought about SWP or you simply don't want your portfolio to fuel your lifestyle?

[@remoterish]

2L/mo + some extra amount from time to time No SWP, just passing it on (other income sources to fuel lifestyle) Will cover in detail and take this question up in the next week's video :)

[@ShubhamSingh-nm9yt]

@@remoterishyes very needed

[@sandeeptingare707]

Rishabh, you are the only finfluencer on KZbin who talks on facts.

[@remoterish]

Appreciate that. I think that makes me a non-fluencer 😂 providing value and transparency is more important that influencing people I feel

[@bobj3349]

Don't you keep money in order to invest during crash? How do you prepare your portfolio before crash (no one can predict a crash)?

[@remoterish]

Yes yes I have a lot of cash 💰

[@neetamisra1940]

Transparency is the strength of your videos. keep up the great work. Thanks so much for sharing and changing lives

[@remoterish]

🙏🙏🙏

[@kamleshnagrani3126]

True how much money invested matters ❤

[@badalnarula6720]

Hey Rishabh, I'm really impressed with all that you've accomplished-it's truly admirable. I'm also interested in having multiple income streams, but I feel stuck as a salaried employee. I come from a non-technical background, with a BCom degree, and I currently work in a PSU with a basic package of 20 lacs. I've been exploring ways to upskill, but most options seem to be IT-focused. Do you have any insights or suggestions for someone like me, with a non-technical background? Thanks !

[@remoterish]

I focused on digital marketing, specifically growth marketing for startups. I think there are many skills you can explore that are non-tech. I've covered many of them in the following video: kzbin.info/www/bejne/fKusYo1jpruFprcsi=aoXGeG6LmGjuuniW&t=774 You can start watching after the first 12 minutes if you want to get to that part straight.

[@thanushyas2656]

This is very informative!! Thanks for sharing

[@remoterish]

thank you :)

[@PranjalMGore]

I think Quant has done something right as to why they are generating that kind of alpha. Any reasons why you don't prefer their Small Cap?

[@remoterish]

Yes, they're doing a lot of things right. In fact, they outperform a lot of other older fund houses in many categories. It's just a personal alignment issue. If you read more about their investing style and my videos, you'll see where the misalignment is. So it's not something others should be worried about, just my thing.

[@themanfromnowhere8301]

Your speaking give that vibes of pleasant personality❤❤❤

[@remoterish]

🙏

[@student9596]

It is said that - midcap & small cap are extremely overvalued atm. So why are you increasing holdings in them ?? They might take years to correct ... don't they ?

[@remoterish]

Yes I can wait for decades not just years

[@AmitAgarwalCricket]

He doesn't believe in what is being said 😊 and neither do I 😊

[@shubhamgujarathi2282]

@@remoterish I agree with you, its not like you are planning to increase midcap to 50%. But a question, do you mean to say dont worry about the valuation? Doesn't matter if midcap index has a PE of 48 vs 5 year avg 22?

[@tushaarsharma7200]

Could you make a video on RE investments. Also how are you monetising it by airbnb. We want detailed video on this

[@remoterish]

Sure

[@shubhamgujarathi2282]

@@remoterish +1

[@PIXEL00000]

Same for me, Invested only matters

[@remoterish]

that's excellent

[@ronakmetawala7828]

Which investment-mutual funds or index funds-will be the best for newbies? Which are the best to make long-term investments in?

[@remoterish]

Both can be good options. For large cap, I choose index funds For midcap, either options can be good For smallcap, I prefer mutual funds over index

[@bhaskarkinthada6864]

Hi rishabh need a small info.. which is better whether etf’s or mutual funds? For long term goals …please clarify

[@remoterish]

Depends but for most people index funds are easier to manage and maintain.

[@aravindtiwari9702]

Amazing transparency. 👍 Keep up the good work

[@remoterish]

thank you

[@madhav-balachandar]

Hey Rishabh. Seeing your video for the first time. Crazy insights for a fellow safe long term investor. Lot of small small lines of yours carried weight for similar investing strategy people. Would love a video on when you do sell stocks/funds? I've had this question for while. Yes, I am building a very long term portfolio, rebalancing it periodically, but when do I sell? Would love you hear your thoughts/strategies. Thanks for this video :D

[@remoterish]

Good to hear it's reaching like-minded people. You can read more about the Buy, borrow, die strategy. I have covered it in thing video: kzbin.info/www/bejne/gpS6h4eea612iK8 Will expand on it more in the future videos.

[@akarshitjain5565]

Rishabh I want to understand why do you want to pass all of your wealth to the next generation? Shouldn’t we achieve our dreams, wishes and travel the world?

[@remoterish]

Yes absolutely. I think we all have different dreams and should pursue them. One of mine is to just build a huge portfolio. I traveled 25 countries as a full time digital nomad between 2014 and 2018 and had many great experiences rishabhdev.com/top-30-experiences-before-i-turn-30/ while still building my portfolio. I don’t think travel and investing have to be mutually exclusive. I believe I can always make more money to fulfill my travel goals and others.

[@shivam4514]

​@@remoterish Cool

[@Need_a_Caring_gf]

I'm 19 years old and I've started investing from last feb nothing much just 2k each month on sips 1k on small cap 1k on infrastructure funds I'm willing to do it for next 15-20 years gradually increasing it to when I'll start earning Can you suggest how much should i increase it to make it in crores

[@remoterish]

Make more income, find a revenue stream that can be a side hustle at first.. Increasing income is more imp than the investing split in the initial years.

[@vijaybhat2730]

Why are you not considering any Flexi cap fund..? Just wanted an answer in your style..!!

[@remoterish]

Flexi cap are like a random unpredictable mix of stocks so you’re heavily dependent on the fund manager and you’re basically leaving your money to a person to decide what to do. They also don’t make sense to me because I can’t manage my allocation across the various caps. For both those reasons and lastly a high expense ratio (which increases more often for flexicap funds) keep me away from flexi cap in general.

[@bharathraj8176]

Amazing🔥, wait to look over your portfolio during market bear or crash🔥

[@remoterish]

Waiting for the same

[@parmeet44]

I like your way of keeping things simple and managing things. Curious, How do you plan & manage your cash flows?

[@remoterish]

I'll answer that in a coming video. Covering the revenue streams and expenses too.

[@shubhamgujarathi2282]

Why are you not comfortable with passive instruments in Small Caps?

[@remoterish]

I am now. Covered this in the latest video -> kzbin.info/www/bejne/nn-wfGx3gZWjlZI

[@shubhamgujarathi2282]

@@remoterish Thank you! I took the HDFCSML250 ETF! Hope you don't see any concern there!

[@Everwonder22]

Hi Rishabh, I like your strategy for investing as your PF is already large. So even 10-15% return will make a good impact on your PF with limited risk. But do you think, this will work well for small investors having PF size of 10 lacs or less than that. No, right? As we need to take more risk in order to grow the PF at faster pace. Just a query.

[@remoterish]

I think upto the first crore, people should focus on developing skills, providing services, trying revenue streams. and then think about investing strategies and portfolios etc..

[@Everwonder22]

@@remoterish Great and honest reply, thank you!

[@ReasonableCat07]

Question: 1)Whats your thoughts on FlexiCap mutual fund? 2)How do i pick Mutual Fund manager?

[@remoterish]

Personally, I’m not a big fan of FlexiCap funds. I prefer to have clarity and control over my investments in large, mid, and small cap segments by managing them separately. This way, I can analyze each part of my portfolio and make specific adjustments based on my goals and market performance. With FlexiCap funds, the allocation across different caps can change frequently, and I prefer to have more transparency in how my investments are distributed. For me, it's important to know exactly where my money is going and to manage it according to my long-term strategy.

[@sarangacharya8916]

Really nice video, your portfolio looks amazing. What are you actively buying and why?

[@remoterish]

Just the ETFs and the mutual funds as I've disclosed in multiple videos

[@harshsinha12]

Do you do a SIP or invest as per rebalancing goals and Market Conditions?

[@remoterish]

I have a base SIP that keeps me consistently investing, no matter what the market conditions are-this ensures I stay disciplined and don't try to time the market too much. But at the same time, I regularly review my portfolio and rebalance based on my allocation goals (once or twice a year). Then I’ll make lump sum investments (one time or staggered based on the amount) to balance things out.

[@harshsinha12]

@@remoterish Well, that's actually a nice strategy for the long term. Also, your videos helped me develop the passive Investing style mindset when my portfolio took much of my time. (I'm 21, and currently in college so need to focus on my income first). Shifted to a Coffee Can Style portfolio while continuing my MF SIP. Thanks :)

[@remoterish]

Sounds like you're on the right track for your age, great work! Starting early is a great multiplier of wealth as you'll have more time to see the compounding growth as long as you stay invested and keep investing.

[@harshsinha12]

@@remoterish Thanks :)

[@hiteshbehera8614]

how a beginner should start investing like index, mf, stocks?(mid,small,large)

[@remoterish]

If I had to start investing all over again, here’s how I’d do it, keeping things simple and focused on long-term growth: Index Funds First: I’d start by putting most of my money into low-cost index funds like Nifty 50 and Nifty Next 50. This would give me exposure to large companies across the market without having to worry about picking individual stocks. It’s a hands-off way to build wealth over time, and it’s what I still rely on for most of my large-cap investments. Mid and Small Caps through Mutual Funds: After I got comfortable with the basics, I’d start exploring mid and small-cap mutual funds. I would still stay away from stocks at any level. But I don't mind keeping a 10-20% experiment portfolio though my core portfolio will be index funds.

[@Anumastishka]

Sir I believe that index investing is the optimal strategy for long-term wealth accumulation and is well-suited for a passive investment approach. However, you might consider allocating a small portion of your portfolio (less than 5%) towards direct stock investments. This allocation can enhance your potential for significant returns, as individual stocks, through mechanisms like stock splits, bonuses, and dividends, have the potential to deliver substantial gains over time. While you currently hold large-cap stocks, which generally offer stable returns but with limited growth potential, investing in fundamentally strong mid-cap or small-cap companies could provide higher growth opportunities. Over the long term, it is possible that several of these smaller-cap investments could achieve multibagger returns, offsetting any losses from other investments in your portfolio. What is your perspective on this approach? waiting for your answer please don't say that you don't have time to find good stocks 😅

[@linnetworksfromleonard5154]

Yeah I'm also thinking the same

[@remoterish]

Yes, that much of my portfolio or even a bit more is still stock investments from the investments I had made earlier. I am not selling them. But I'm not actively researching or buying new stocks anymore. Feel free to experiment with 10-20% of the portfolio, as long as 80% of the core portfolio is long term index funds (this is my simple principle) based on the 80/20 rule

[@Anumastishka]

@@remoterish okay thanks for replying 😁

[@Ambiancehomes]

How do you plan and manage your cash flow?

[@remoterish]

I’ve covered this partly in How I Use ChatGPT for Investing & Personal Finance kzbin.info/www/bejne/pIO4ZI2ho69qjas

[@iamavik]

Whether it is better to invest in Index MF or to invest in Index ETF in aspects of passing the fund to future generation...

[@remoterish]

I somehow feel Index MF could be a better option - easier to manage for the future gen too

[@sandyg241]

Rishab any reason why you choosen midcap 150 etf for such high investment andnlong term? Andnnot midcap 150 index fund.....what is benfit you see in etf over index mutual fund..... can etf be considered for longer term wealt too? I saw some videos where they say etf might have liquidity issue and not index and also etfbused mostly for trading....can u throw more thoght in choosing etf and are you planning to hold long term?

[@remoterish]

I feel the index fund is a better option for long term investment. I personally don’t think there will be a huge liquidity issue as the liquidity is already high and etf interest is increasing among stock investors. But I do agree index fund is better. I don’t reco doing the things that I do. It’s just what I do.

[@zerogravitism]

Rishabh, I keep a lot of fund in Gold, and shift them to Equity on Market crash or Correction. Is it a good strategy? or do you see some risk there?

[@parasbansal]

Please do make a video on your Debt strategy also, Debt allocation + strategy is underrated and needs more attention as Protection of Capital is must.

[@remoterish]

You're right, I will make a video on this sometime in the near future.

[@deekshithhk7941]

Practical portfolio, my only question is alot of people are saying, ETF are less liquid. And we dont get buyers at the time of selling is it true???, need your response please, thank you once again.❤

[@remoterish]

Index funds. They’re the same thing, just different instruments. They will solve the liquidity problem.

[@NaileshKumar-h1p]

Very informative Rishabh, loved the way you explained it. Question: You mentioned about re-balancing your portfolio. Being the market at all time high, are you going to wait for correction, or simply you'll be deploying the chunks irrespective of the Index ?

[@remoterish]

I just keep investing. In a few decades from now, the highs and lows that seem big right now won't matter anymore.

[@mdyunusansari3677]

Bro, would it be wise for us to increase the allocation in small caps viewing the market overvaluation in this cap?? I have been also thinking to increase the allocation in the small cap but havent done it yet because of the market overvaluation in the same.. my allocation in the small cap is only around 7%. The allocation in the mid cap is 26% and the rest is in the large caps. I am invested in mutual funds only 100% allocation. Please advise if we can increase the allocation in the small caps or not.

[@remoterish]

Yes, I'm also working on increasing my small cap allocation as mentioned in the video. My target is to get it to 20% by end of 2024. I'll make another video to review how this goes by end of this year.

[@mangocoder]

i am confused about nifty 50 should i buy nifty 50 nippon india fund or nifty 50 etf

[@remoterish]

I answered this in the live chat.

[@prolongtrader7874]

Q) wts ur worst holding peroid time ? after 2021 like which almost in negative to breakeven over period of time - like months / years ~ After watching your last video, u inspired me to move completely to index investing I used to stress out daily over market movements and a lot of other things, but now I finally understand what noise really is for me. I've started eliminating those distractions one by one, and now I can truly focus on my core strengths." its taking time probably in nxt 6 months i wll complely move and do sip !

[@remoterish]

That is amazing! I’m also working every day to reduce noise from the portfolio but also work and life

[@venkateshwaranpillai5288]

Which app do you use to invest in US market

[@remoterish]

Please check my latest video on my investment plan for 2025 where I show the recent change I’ve made for my US portfolio

[@shubham6196]

Do you invest lump sum in ETF/INDEX as and when you have capital?

[@remoterish]

Yes, that's right

[@gokulkrishh]

Yo, good one.Ask: Would love you see in a vide how you analysis stocks and invest in it.

[@remoterish]

I don't do individual stocks

[@saggudental9751]

What is your opinion on smart beta ETF?

[@remoterish]

I think Smart Beta ETFs can be an interesting option for certain strategies. Personally, I tend to keep things simple with traditional index funds and ETFs because I like the clarity and consistency they offer. I'm currently using momentum funds as an experiment and keeping them under 10% of my portfolio. It's a strategy I'm exploring to see how it performs compared to my core index fund holdings.

[@rounak308]

whats your opinion on smallcase?

[@remoterish]

I don’t use it

[@ankuzgupta2872]

Very good video Rishabh. I understand you have invested ~3Cr over the years. do you have any strategy for investing this much of money as lumpsum or over a duration of let's say 1 year ?

[@remoterish]

Yes, I’ve invested around 3 Cr over the years (I would say around 6 years consistently) my strategy has generally been a mix of lump sum and staggered investments, depending on the market conditions and my goals at the time. For larger amounts, I usually break it down into parts. If I’m investing over a year, I’ll allocate a portion as lump sum when I find good entry points, and the rest through SIPs which keep going on at a certain level. That said, I am not trying to time the entry, just splitting it through the given timeline..

[@rajasekhar9230]

guys isnt it good time time to invest lumpsum i have around 20 laksh where should i invest in large cap since its at alltime high im not sure . any suggestion i wanna keept it for 5-7 years

[@joegabriela246]

Finance sector dekho bhai down hai es time.. Bajaj finance / equitas finance

[@hemanthpeela]

How do I get the first 1CR target, could you please help?

[@remoterish]

I got there through providing marketing services to clients. You'll have to see how you can add value to others and then provide that service to generate income. I've made a video on this topic: kzbin.info/www/bejne/fnKvcpSBbdJjftk Covered step by step journey to 1cr

[@thisisthebestid]

How do you invest in India being an NRI? Are there any issues we need to be aware of?

[@remoterish]

it's very straightforward, but please talk to a CA about this

[@tarun6855]

Sir please make a video when to invest in ETF to make more profit and How much capital. i.e Investing strategy in ETF

[@remoterish]

Since i don't sell, I don't make profit. Hence, i'm not the right person to make a video on this topic.

[@keep-learning-yt]

Hi Rishab, Your content is exactly what I'm looking for. I have a target to be financially free by investing 1.1L per month where 80% index funds. Can you have a look and suggest something. Thanks a lot 😊 Equal allocation to below: SBI Nifty 50 Index SBI Nifty Next 50 Index Nippon Nifty Midcap 150 Index Tata Midcap Momentum Index Motilal Oswal Midcap Fund

[@remoterish]

Sounds great!

[@keep-learning-yt]

​Thank you ❤😊

[@amanguptadev]

Hey ​​⁠Rishabh it was great video also your console help me to understand the data insight features which are provided by zerodha. Can you help me that you have too many mutual funds how you check you portfolio overlap before buying any new MF.

[@remoterish]

Check some of the new videos for this, also next week I’ll be posting about my top mistakes in investing

[@sankalpverma618]

Is uti nifty 200 momentum 30 worse than icici

[@remoterish]

Haven’t compared these 2

[@sohamD_ai_8bp]

Great video sir ♥️ This is my investment structure: Large cap : 2k/month Mid cap : 2k/month Small cap : 3k/month Nifty 200 momentum 30 : 1k/month Flexi cap : 1k/month Mom 100 ETF : 12K/quarterly Niftybees ETF: 12k/quarterly HDFCSML250 ETF : 2k/month Please review my investments. Love your videos a lot. Through your video I am investing in etfs. Also please give me any suggestions that you want to give me ... Waiting for your response. Thank you♥️

[@remoterish]

If I was investing < 1L / month I would just keep it to 1 Large cap vehicle 1 Mid cap vehicle 1 Small cap vehicle 1 US vehicle That's about it Split it 30% 30% 30% and 10% But that's just me Do your research and make your own decisions

[@sohamD_ai_8bp]

@@remoterish thank you sir

[@vaibhavagrawal1856]

This is genuinely a very useful video. Quick question: 1. what should someone do if they have a huge lumpsum amount like in high lakhs. How to invest such high amounts? 2. I invest in smallcases, and marking each stock by size will be tiresome. Any easy way for me to create such charts?

[@remoterish]

Thanks Vaibhav 1. the word huge (like in lakhs) is relative. it's better to do a % wise analysis.. I will usually manually pace my investments but if they're < 15L, I'll just go ahead and do it in one shot. But again this is not a recommendation for everyone. It's always good to invest slowly in phases as there's no rush in case of long term investing. 2. I don't invest in smallcases so I'm not sure how this can be done. This is also the reason I don't invest anymore in flexi cap funds etc. I like to do the analysis and adjust my portfolio which is hard with those mixed bag funds etc.

[@vaibhavagrawal1856]

@@remoterish thanks for the response. re 1) The lump sum amount that I have is same as my existing portfolio size. The amount is way more than 15L. So I am wondering if I should wait for a correction?

[@remoterish]

If it's more than the portfolio, just break it down and phase it out but don't need to wait for anything as per me.. You can always keep a debt liquid fund to hold some % of the portfolio for whenever a correction happens

[@vaibhavagrawal1856]

@@remoterish Thank you. I was thinking of putting it into a debt liquid fund as well. But thanks for the suggestion on phasing into multiple lump sum. Phasing lumpsum sounds like a great idea and would be give me confidence and peace of mind then just dropping everything at once

[@remoterish]

Yes, cash to phased investments will be good enough as per me. Someone told me to do debt liquid funds but many banks these days give a sweep in FD option which is usually similar return as the liquid debt funds so I don't think an extra step in moving money in and out of debt funds helps much, esp because it's very short term.

[@reactm]

Hey Rishabh, i am thinking to only invest in eft in stock portfolio and active mf like large cap, mid cap, small cap and i am doing investing in us etf so i need to invest in index mf also

[@remoterish]

Your strategy sounds pretty solid to me. Don't keep changing your portfolio based on youtube videos. Whatever you can stick to the long term will be best.

[@Anshak2439]

Hey rishabh are you still investing in mahktech? And would you suggest me if i should invest in mahktech as it keeps on depriciating

[@remoterish]

No I don't invest in this

[@Guiding100]

What is your main income I mean what do you do?

[@remoterish]

I have multiple revenue streams but the main one is digital marketing services and consulting

[@sanjeevchintamani5343]

ur style of investing is appreciable,but what i feel is whats use of passing it to nxt generation when u hv put so much efforts..life is to work hard and njoy ..if u pass such huge corpus to nxt generation, they vl not know the worth of hardwork n money and vl not come up in life and ur money vl also get spoilt...this is my personal opinion..but great stuke of investing..

[@remoterish]

Thank you, Yes I'm enjoying life too.

[@antlife3754]

Can you explain your business like what you do and how you do......would love to know about that

[@remoterish]

I run a marketing services business. I started with freelancing and then built this business. Have covered the story in multiple videos.

[@sagarsaraf5288]

Bro from which platform should i purchase mutual funds..i m seriously confused..

[@remoterish]

Most platforms are similar. You eventually buy and sell from the stock exchange. It's just a tool. I don't worry too much about which app or platform.

[@Chandresh1571998]

How do you invest in bulk, Let's say you got cash 20-30% of portfolio, which is to be invested. Do you put it in one go, or spread it across months??

[@remoterish]

10% at a time spread over 3 months (taking the 30% example)

[@thandermax]

2.45 -> 3.39 doesn't seem very good , 2-3 year of post covid investment. When invested amount is 0.5 and it becomes 3 crore then it becomes interesting 😊

[@remoterish]

I don’t rely on the market to make money. In the video I just share how I invest my money, not how I make it. There are other videos on my channel on how I make the money. If you want to make money from the market itself this isn’t the right channel

[@Abhii_Guptajii]

What is your source of income?

[@remoterish]

Made a video about this and published it today

[@siddhimapxencar7173]

Excellent strategies! I truly believe in the long game and do it myself

[@remoterish]

That’s great

[@cuffp]

Don't know why YT prompted me this video. I opened and saw only lakhs and crores From where so much money at such young age? I’m jealous :)

[@remoterish]

How I Achieved ₹1 Crore Wealth Before Turning 30 kzbin.info/www/bejne/fKusYo1jpruFprc

[@bbr-z2z]

same , i'm even for strugling for few lakhs

[@kirank4623]

Use your family savings which has been parked in FDs. duhh

[@harshjha6715]

Amazing Transaprency

[@remoterish]

That’s one of my core values

[@runkevin]

Hi, how do you record all the data in spreadsheet sheets. Is it automated? Please help . Anybody ?

[@remoterish]

It can be automated but I like doing it manually once a month so I can review my money while I do it. Just export the portfolio from your investing apps and expense tracking apps. If you’re not using any apps I can make a video on what apps I use

[@runkevin]

@@remoterish it will be of great help. I have been investing in reits and etfs. I don’t know how to maintain the record on a sheet. I want it to happen automatically. Is it possible? I can record it manually but it becomes too much of a task .

[@runkevin]

@@remoterish thank you for replying 🙏🏻

[@remoterish]

Sure, no problem. I knew some ways to auto-update sheets using tools and scripts. But the manual updates bring so much value, as they act as a form of review of the finances.

[@saurabhkumar8025]

Your view in quant mutual funds?

[@remoterish]

Not aligned with their investing style

[@DoctorInvester24]

Bro what is your cagr And when you start sip like how many years ❤❤❤

[@remoterish]

CAGR is visible on the dashboard shared. I don't focus on it too much.. Started first SIP 6 years ago

[@rohitaryavart9823]

How old are you now? When did you make your first 1 CR, Also is there any hope for people with lower salary Bracket to achive financial freedom letz say my current Salary is around 50K Per Month. If you can share your Insight it ll be gr8🙂 Thanks in Advance..

[@remoterish]

Initially it'll be more important to think how to maximise income instead of focusing too much on investing strategy as per me. If you can build an additional income source by developing skills, that'll be a big gamechanger

[@rohitaryavart9823]

@@remoterish Thanks I got ur Point Inflow badao tab hi Investing bhi hoga🙂

[@remoterish]

correct

[@sushil2kashyap]

Why you are not putting your all money in Mid cap knowing that this is the only option will give you better return in long term as compared the Nifty 50, Nifty Next 50, Gold & Silver.

[@remoterish]

Yes, I think I've answered this question in the video. For me, the returns aren't important. I like to invest my money in the total market using my strategy to cover different company sizes.

[@sonyxperiac0]

How ru sure of going passive for midcap? Don't u think active mf will be better?

[@remoterish]

I have active MF for mid cap too. No active funds for large cap. Both active and index for mid cap and only active for small cap

[@bongtravelcouple]

Why PGIM India and Canara Robeco in your list ? Lot of better options are there. Is there any specific reason ?

[@remoterish]

Yes, no specific reason. I'm just going with the ones I had started. I think there are better options too. Don't want to make huge changes on the portfolio as some of them might perform in a 5 year period, then another set might perform in the next 5 years.. If i want to invest for a few decages, I will just be moving money around every few years and I don't want to do that.

[@kushalshah7818]

What the purpose of this video? This is basic analysis which a college student can also do Instead of this make a video on How did you earn this money this will give more ideas to the people

[@remoterish]

I want to correct you that my portfolio is even simpler than what a college student can do. In fact my 3 year old daughter also understands the fundamentals of my portfolio :) That's the beauty if it. I agree for most people earning money is going to be way more important than investing. Just remember my videos are just a documentation of my journey and not being forced on anyone to apply in their life. Here are the videos I've made on earning money, and I'm happy to make more if that's the help you need: HOW I MADE MY FIRST CRORE: kzbin.info/www/bejne/fKusYo1jpruFprc kzbin.info/www/bejne/d4uVgmqbhdNmnpY kzbin.info/www/bejne/aKbcqnpnq7Whb5I Welcome to the party :)

[@kannankarmegam-bne]

Could you explain why you chose Momentum funds ?

[@remoterish]

Yes, I'm going to cover this in detail in a separate video

[@geeta59]

70-30 70 in world index 30 India is best in long term.

[@remoterish]

It can always make a new high.

[@gauravpaliwal8384]

Thank you so much Rishabh for great analysis and transparency. Query: If it is feasible to explain how to invest large sum of money (ex. 1 Cr) in short period of time as my equity exposure is low compared to net worth. Investment are for long term like 20 to 25 Years. Also shall we consider the expensive valuations of markets in current scenario.

[@remoterish]

My take on this is : The longer term you invest for, the less issue a lumpsum is But it's never a problem to invest in a staggered way because if you're in your 20s or 30s there isn't a rush as such

[@sethib100]

While I appreciate your effort in making the video, the portfolio is looking overdiversified to me. This can be counterproductive as it largely restricts your returns.

[@remoterish]

Yes I don’t recommend using this portfolio to everyone else

[@rmysterio92]

Could you elaborate why you don't like Quant MF?

[@remoterish]

I like a more steady strategy, you can read about their investing style to understand the difference. For me, investing is also like supporting other companies. And not about buying and selling wherever the returns are higher.

[@rmysterio92]

More value based like Parag Parikh MF? ​@@remoterish

[@remoterish]

I don't like flexicaps

[@Vivek-j6d]

The real question is what you do for living?

[@remoterish]

I run a marketing services business. I started with freelancing and then built this business. Have covered the story in multiple videos.

[@rjnakd19]

bro portfolio sahi he but thoda overlapping he

[@remoterish]

ok

[@SachinGupta-dn7wt]

Question & Suggestion from your subscriber. I think you should review our portfolio. So that everyone can learn from real life examples. Question: Can I keep mid cap and small cap exposure to 36% each? Portfolio Paragh Parikh Flexi Cap 27.27% Quant small cap 36.36% Motilal mid cap 36.36% My age is 29 and I want to stay invested for more than 10 years. It would be great if you can discuss this in a your upcoming video.

[@remoterish]

Hi Sachin, I'm really happy to hear from a subscriber and always open to supporting. However, I am unable to do portfolio reviews for others since it's a very personal thing (Finance) and everyone has different life circumstances. I can't review from my lens. Hence, I choose to share my own portfolio and learnings instead. If a portfolio review is needed, I think it's best to consult a certified financial advisor for the same. My personal split is very close to yours. At this age, more mid cap and small cap exposure is good but that's just for me. I will probably not need any of the money from my portfolio for a few decades.

[@SachinGupta-dn7wt]

​@@remoterishThank you for your valuable time and suggestion :).

[@remoterish]

all the best!

[@Forex_binary_trading]

Long term hodl or short term hodl ? Which one is better????

[@remoterish]

Long term, forever is even better.

[@riyagawande654]

Kya kijiyega itni dhan rashi ka?

[@remoterish]

Pass it to the future generations and use it for some good causes

[@sreeraj_cp]

Great content! Here's my portfolio: Nifty 50: 3,500 Mid Cap Index: 3,500 Parag Parikh Flexi Cap: 3,500 Motilal Oswal Multi Cap: 3,500 Tata Small Cap: 1,500 Quant Small Cap: 1,500 Nifty 200 Momentum 30: 1,000 Nifty 150 Momentum 50: 1,000 Quant ELSS: 1,000 Mirae ELSS: 1,000 Could you review this and let me know if there are any mistakes I'm doing? Thank you :)

[@remoterish]

Hey, while I don't do portfolio reviews, it really looks solid.

[@Shankar-lz7zs]

Shift momentum fund to mid cap or small cap index fund

[@sreeraj_cp]

@@remoterish thank you very much 😊

[@sreeraj_cp]

@@Shankar-lz7zs I think I have good exposure to mid and small caps. So adding exposure to these indices gradually. History midcap momentum has delivered far better returns as well. By historically I mean results from back testing.

[@VishyS]

Why 2 smallcaps. Can get overlap. Avoid.

[@utkarshadharmadhikari4147]

Mutual funds analysis

[@remoterish]

Sure I have some videos on mutual fund analysis on this channel

[@samn28]

U will make 100 cr in 13 to 14 years max in this portfolio Not 20 years If I am around I will say I told u so

[@remoterish]

Thanks for your kind words and wishes

[@abhijithholla4544]

Pappa ka paisa... Bhol raha hai 😂😂😂😂😂

[@remoterish]

I wish 😂 itna business nahi karna padta fir

[@varunkohli3745]

thanks @rishabh for the video

[@pradsadxxx]

Informative

[@remoterish]

Thanks 🙏

[@SandeepKumarIaspaper]

This is the very first video of yours i saw .. mujhe ye bhi nhi pta tha ki pehle aapka channel exist bhi krta hai … but what i observed and i want to say that you look really genuine and an honest guy.

[@remoterish]

Thank you 🙏