My Empty House Tour | Penthouse Duplex in Yishun

Just got my keys to the 4-bedder duplex in One Canberra EC, Yishun. This project recently MOP in 2020, so the condo is just 5 years old. just2me.com/20...
Reasons for buying: Near to Canberra MRT (5 min walk), family is in Yishun, and a bigger place with 1 more bedroom for parents.
Reasonable price too, at $1.5M. With 2,260 sqft, that's $660 PSF.
I took a home mortgage with Standard Chartered Bank, with 1.25% interest (as of 2021, 3m SIBOR). Due to the pandemic, interest rate is at a all time low :) SCB gives the lowest rate and good terms eg. after 2 years lock-in there's 1 free refinancing. They also provide additional loan with pledging or a show of investment portfolio. More details in another vlog.
If you take a bank loan with SCB, do use my name "Ong Jun Da" for referrer. I will get 0.12% referral fees, or we can split :) www.sc.com/sg/...
As you know, I am $1M in debt.
0:31 Intro, How much ah?
1:44 Balcony, opposite Ahmad Ibrahim Sec Sch (AISS)
2:19 Kids bedroom, under the staircase
3:18 Parents ensuite, toilets
4:05 Kitchen, the plan for dining & living room
5:00 Level 2, master bedroom, office
6:30 Roof terrace
8:06 Additional footage
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#singapore #penthouse #housetour
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[@eddie9559]

“I’m one million dollars in deeebt”. That never failed to crack me up 😂

[@2000주희]

Thank you for sharing, it was very well presented and precise. Ps. you’re so humorous!

[@JundaOng]

Oh thank you!

[@谢文俊-g6w]

You are so underrated appreciates you making cool video even if you are not making any video

[@KimKim-hh7jf]

i love your honesty about the "famous" Yishun district :)

[@mikeang80]

Looking forward for your renovation video

[@alanteo6236]

Nice house and presentation, glorious views, thanks for sharing, congratulations! 😊

[@victorymel8732]

Very beautiful house. Thank you for sharing.

[@MarmotStarpax]

very good value indeed, i am also an EC penthouse owner. my unit is smaller but still cost more overall 😭 maybe i should move to yishun

[@JundaOng]

Ya location is one thing. The other is how much courtyard (non-liveable, lower psf) space you have. I suppose yours less courtyard.

[@kishoreTeaches]

Nice video, good presentation. Just a quick check you said in your video its $660 psf, most of the online portal shows $900 psf..so the reality is quite different from what they project in property websites? am I correct?

[@JundaOng]

Correct. Plus mine bigger, so lower psf.

[@kishoreTeaches]

@@JundaOng Thanks for your prompt reply. Best wishes and prayers for your new Abode

[@linlong5053]

A very good buy!

[@sgdadbored]

Hi neighbour! Is your place at tower 5? Always wondered whose trees are those… 😁😁😁

[@JundaOng]

Hi neighbour 😃 Ya previous owner grow the trees.

[@sgdadbored]

@@JundaOng iconic tree for 1C, glad that you kept them. 😁

[@jiaweicool]

Beautiful house, 1.5m for a penthouse is quite a catch, i guess😉

[@JundaOng]

Only possible in Yishun lol

[@jiaweicool]

@@JundaOng Looking forward to more tours of your house haha.

[@JundaOng]

@@jiaweicool Yea definitely will be doing

[@pjj1947]

@@JundaOng Can I check did you buy a new EC or a Resale EC? If it's new EC, would you need to pay Resale Levy?

[@JundaOng]

@@pjj1947 I bought a resale EC, so no resale levy. Yes, if it is a new EC, then I need to pay resale levy -- which I would not advise anyone to do, plus now new EC prices very high :)

[@sitinurbayahjamak1185]

Luv your channel & your honest sharing Ong. Thank you!

[@chungkiat]

Congratulations! Nice and spacious.

[@nikhilbhardwaj2]

Thanks for the nice tour. We are looking for Penthouse options in 1C but the price on property portals is 2 mil. So you think there is high room for negotiation? It the psf for these units inflated?

[@JundaOng]

Yes definitely can nego from the listed. The past transactions has been around $1.6-$1.8m. I saw the listings, and they have some renovation (unlike mine). So if you value those reno, it could worth a bit.

[@davidtan260]

I’m also staying in Yishun, but near Khatib. Your EC is facing a main road, would you consider the traffic noise before you decided to make the purchase?

[@JundaOng]

Ya, traffic noise definitely a big minus. I used to stay near MRT track, and I realized i am immune to it after a while. Hopefully can immune to traffic noise :) Otherwise must close the windows then wont hear, which means must on air con.. I'll see how I can sound proof better in the future.

[@davidtan260]

@@JundaOng I’m staying on top of NTUC Khatib along Yishun Ring Road. Traffic along this road is heavy, sometimes car horns but I’m gradually getting used with it. It’s convenient but sometimes the environment noise can be little bit annoying haha

[@JundaOng]

Khatib central, that's very convenient, everything also have! I think traffic noise a very common problem for Singapore properties. No choice but to live with it.

[@nesadcruz7840]

Probably price discounted because of that too, some dont mind as much

[@benjerry3982]

I bought 1.2 million high floor 4 bedder Queen peak condo right in front Queenstown MRT, much more worth it in term location and easy maintenance compare to your such a big house

[@JundaOng]

Queens Peak sounds very good for $1.2m! Yishun is for me since whole family stays in Yishun, and work either in the North or flexible. Need big house too since parents staying with us.

[@JundaOng]

I see that Queens Peak 4 bedder listed at least $2m at $2,000 psf. What is your psf?

[@eo9784]

4 bedder QP was tagged at 1.9 when I viewed, you must be a very lucky guy

[@JundaOng]

@@eo9784 hmm i looked up URA transactions. I don't think there is a $1.2m 4-bedder :) The cheapest unit with 1,001 sqft is already $1.59m, sold on Nov 2016.

[@eo9784]

@@JundaOng yup, maybe QP another dimension is being referred to here hahah

[@hbianl5661]

Kids bed headboard never along the same side as door entrance, using the hack down side staircase area to park the double deck beds would be ideal

[@JundaOng]

We considered at the stairway area too but think it is a corner, with lower ceiling so won’t be good for sleeping. What’s so bad with headboard on door side?

[@megatz2012]

Worth it!

[@albert167]

Used to live at 1C with the same facing as you. The traffic noise was real bad. Would recommend you invest in some good windows. Cheers and enjoy your new house.

[@JundaOng]

Thanks for the tips! You changed the windows? I was thinking of more heavy curtains.

[@albert167]

@@JundaOng I was about to change but in the end decided to move instead. Perhaps it's not as bad since you are qt high floor.

[@JundaOng]

@@albert167 Oh. Still very loud when windows are opened.

[@isaacchua5546]

Thank you for sharing, your children very cute❤

[@vicki5051]

some landed houses like terrance houses also around 1 million.

[@JundaOng]

There are. I was in fact considering a strata landed town house in Yishun. Much bigger, but the lack of lift and not near public transport not great for my family.

[@hengkweetan4360]

Thanks for sharing. May I know how much is the conservency charges per month? It is definitely not easy to buy a condo nowadays because of the huge loan... I have never bought bto or ec .. At that time pte property was still affordable to many and I took a 675k loan at 6% interest ...now is 1.1% You will be thinking the interest got so high meh .... Currently I left with 200k loan but the interest I owe to cpf is about 150k, if you can reduce your 1 mil loan bit by bit, please do it....

[@JundaOng]

$400/mth. Yea if interest at 6% now then I won't get so much loan (I can refinance in 2 years). Heavy burden. Thanks for the reminder.

[@WorldAquariumSingapore]

nice Fu word there and nice koi there as well cheers

[@bchpls24]

best school 20 years ago lol!!

[@raghukabadi1035]

Hi I need to understand few things.. I am wrong india How can contact you sir Regards Raghu

[@akoj3262]

Wa when u mentioned the Qn... I’m wondering r you saying the $? 😂 v typical Singaporean ... n v straight to the point ! Swee Eh recently I’m reading up on fs stuff... try not to expose yr fridge esp from main door ... related to $

[@annieteo7169]

Personally, I dont like roof terrace. Not many buyers like the idea too. The total sq ft is inclusive of the roof terrace. I much prefer to big rooms, or proper bedrooms.

[@nesadcruz7840]

Agree but I guess Its preference so long as the psf makes sense. Outdoor space is worth abt one third of built in.

[@chantalmonique2353]

Cheap district or not but your still able to buy a 1.5m penthouse. I won't be able to do that cause no money. I will be satisfied with 5 room bto, more then enough for a family of 3 and a dog

[@JundaOng]

Yep HDB is the most value for money! I also got BTO.

[@ZulMarquez]

Good location! Near chong pang market :) Hello from Ex AISS too 😅👋

[@JundaOng]

Hello there!

[@tenga3tango]

Wah, absolutely no child safety barriers at all, at all the danger areas like lower glass windows.

[@JundaOng]

Ya therefore i will be spending on some invisible grilles

[@tenga3tango]

@@JundaOng wise decision, even I have fear of heights looking thru the windows at stair case😄

[@iVengeancee]

How much did the owner pay when he bought during the launch?

[@JundaOng]

$1.37m in 2014, new launch

[@terenceterence2305]

can’t eat can’t sleep cos 1 million in debt.. haha. anyway it is a nice place, ample space for outdoor n nature living. with proper n creative planning of the space, it shld be a wonderful apartment to call home.

[@JundaOng]

haha still must eat and sleep lots. yea nice place, but big thunderstorm (like now) a bit terrifying

[@matchingdaisy5444]

Nice video bro. how much instalment every mth?

[@JundaOng]

Thanks. My $1m loan, at current 1.25%, for 28 years, monthly payment is $3.5k. I think my screenshot in the video shows the same details. 😄

[@vinsan3869]

Hi how did u find this to buy?

[@JundaOng]

I keep a lookout in Yishun for a long while, and found it on PropertyGuru.

[@penofficialsg]

solid

[@boyan619]

Correction: One Canberra is @ Sembawang area & is NOT in yishun

[@JundaOng]

My electoral is Nee Soon leh

[@nesadcruz7840]

@@JundaOng Yishun “ electoral” includes part of Sembawang just as Holland Drive is in Tanjong Pagar and parts of Serangoon are in Marine Parade. But this isnt that far off, can be considered border .

[@JundaOng]

@@nesadcruz7840 Hard to draw the boundaries :) It is Yishun to me, and that's all that matters.

[@nesadcruz7840]

@@JundaOng you got that right. Just like Potong Pasir is Toa Payoh to some folks and Balestier is Novena. No offence, just saying.

[@zhangshihua]

Congrats

[@xiaopingwang3826]

What is your kids primary school?

[@JundaOng]

hmm next year then P1. Why do you ask??

[@xiaopingwang3826]

@@JundaOng Is it Chongfu? good primary school in Yishun

[@JundaOng]

@@xiaopingwang3826 Chongfu and Northland are the top in Yishun. I did try to PV for both but failed to even get to do PV lol. Maybe you can get another perspective of what is good from sgschooling.com/blog/siblings-cohort-analysis-2020

[@zengjess6337]

In just one year, you actually earned a lot leh. Look at the market now 😹

[@JundaOng]

A bit lah, but only on paper 🤣

[@marthomaboy7246]

u made 300k already ah?

[@JundaOng]

haha do you mean market value

[@marthomaboy7246]

@@JundaOng yupp

[@marthomaboy7246]

@@JundaOng u bought below market value

[@JundaOng]

ya in that sense yes

[@savethebees2506]

1.5M can buy a 99 years leasehold in Central SGP, bro..... 🤭. Capital appreciation for yishun will be super slow......

[@JundaOng]

Where? How big? I need to house 3 generations leh 😵

[@tanboonleong2511]

One million dollar in debt you ask for it

[@JundaOng]

Haha I want it. Good debt.

[@9995-r7u]

@@JundaOng i agreed, any 99 yr ppty below 30 yrs old can still hold its value till the bala effect takes place later. i.e. but you should have made capital gains by then. This PH can easily hit 2m in 5-7 yrs time.

[@chinchowpowpook]

Ulu ulu Yishun ..1:5mil overpaid! Is an EC!!! Overpaid!!! 1 mil In debt is good as dead! Best sch 20 years ago..I study there, buy overpriced based on emotional Most pity your children will pick up the overpriced purchasing after dad..all in DNA..

[@JundaOng]

hahaha

[@9995-r7u]

@@JundaOng 1.5m for a PH of this size is very reasonable