My Girlfriend Is $100,000 In Debt And Not Working!

[@diyswithangie7377]

RUNNNNNNNNNNNNNNN!!! Bro, I'm a female and I'm telling you to RUNNNNNNNNNNNN🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️

[@AdaEstherGJ]

I'd probably suggest the same. And I'm also a woman. Either fix it. Be willing to fix it or leave.

[@dumbdumb5821]

I’m non binary and I say RUNNNNNNN AWAYYY, RUN AWAY AS FAST AS YOU CAN.

[@zee9709]

RUN forest RUNNN!!!!!

[@diyswithangie7377]

@@zee9709 🤣🤣🤣

[@itspricila]

im female and i agree even if the girlfriend is not using him shes being lazy by not working. She has 100k of debt she cannot afford to not work!!

[@blakelaker322]

I just came for the “dump her” comments.

[@russelljconquerslifehawkey]

Me too

[@jeep19]

You're GD mind reader, me too...🤣

[@stefancoban59]

Same here

[@wmurray003]

....you didn't really think he would say that did you?

[@turtleanton6539]

Ofc😊

[@Sawautha]

She saw you were making it and she thought, “I’m set.”

[@nathan_2780]

😂

[@carojames6776]

9 months later..........

[@mikebagwell8229]

El Classico

[@yamamancha]

@@carojames6776 technically 10 months, but yeah

[@fredericksharon6908]

Well it's true , when she has someone to fall back on, she would feel things are sorted out.. I guess he should let her know that her debt is her debt and vice versa 😊

[@evaclark1792]

"I think shes paralyzed by the debt" No shes hoping that YOU pay it off

[@wichaelmeston1492]

Run dude...RUN

[@rodrigofernandez9055]

Future 100 meters champion

[@Arthur_StJohn]

100k debt and no job no motivation? Don't run. Fly.

[@swoopes7777]

I bet she's hot as he'll though

[@costakeith9048]

Depends on attractive hot she is, if she's good enough looking a prenup might do the trick. There's nothing wrong with a trophy wife if you can afford one and there are social advantages to having an attractive wife that might even come in useful down the line. Just make sure the paperwork is air tight and you keep what you make in the relationship without taking on the debts she has incurred.

[@benalias5766]

@@costakeith9048 The guy's young and while a prenup may well help guard the inherited wealth, they tend to be far less effective with any wealth generated during the marriage, particularly if the spouse isn't working.

[@darylbaptie5159]

Gets married, he pays off her 100k debt, she files for divorce and takes 50% of all he has. Run...just run....

[@ethannaka1822]

Vivian Lee to the streets you go

[@kiiltochii1607]

He should tell her he wont propose before her dept is paid off (by her)

[@gardenofe12]

Sad but true

[@lindationsadventures]

Lol.....you can see the future!!!!

[@ceciliapreziose3783]

that is what he is looking for

[@omegamalerevelations7543]

Once you pay it off she will leave.

[@cadavison]

Anyone who gave this comment a thumbs up is a dishonest person. You are projecting what is inside of yourself.

[@cadavison]

@@passive101 You can't claim that you are not projecting by further projecting. "Female nature"? Using bs like that says more about you than them.

[@josephparra7655]

@@cadavison Then why hasn't she paid a dime toward her student loans! Exactly......Stop embarrassing yourself all over the internet anyone can see she wants someone else to pay her loans. Fact, if she wanted to pay her loans herself she would be working to pay them. Not difficult to figure out.

[@omegamalerevelations7543]

@@cadavison You must have a lot of debt and feel guilty...

[@kaiung7542]

cadavison Facts don't care about your feelings. Shut up.

[@mikementzer9292]

Imagine a woman calling: "My boyfriend is 100K in debt and sits at home all day..." I wonder if we would be listening to the same conversation.

[@linna3179]

Mike Mentzer right lol

[@nitabe8653]

Of course not...Dave would be fuming!!

[@renskedj]

A friend from primary school got her dads business, made a load, retired w 40 and married an artist who just paints for fun. She never wanted kids. He's absolutely fine with it and she doesn't care either. He hit the jackpot.

[@z040880]

Dave is a simp

[@BoltUpright190]

LOL If the roles were reversed, "Blue Pill" Dave would be telling the guy to Man Up!

[@dogan6070]

Tell her, UBER EAT is hiring. That's what I did and payed of my $40.000 Debt off. All I did is work, work work. 2.8 years I payed it off. I feel free now.

[@frogsama666]

@@AndreC1992 weekends and fridays you make the most money. Definetely worth trying it.

[@mariposarn8038]

*paid* But good job getting out of debt!

[@doctorbeanis]

Love reading these comments! Proud moment for sure!! I can finally see light at the end of the tunnel and that snowball is picking up steam myself- it's so exciting:)

[@nataliyak9555]

Congrats! Well done!

[@Allaiya.]

Good job!

[@KB-ic3th]

If this was a female that called in about her non-working boyfriend with $100k in debt, who thinks Dave's answer would be different?

[@ayo30s]

Haha!!! 👍🏾👊🏾✌🏾🇳🇬🇺🇸

[@mastersfan04]

You Bet! It would be: unto thee i pledge all my worldly goods...

[@ironmantis25]

@@purepit4ever1200 Its old school thinking, guys were supposed to be the man of the house and be financially responsible. Women can always rely on the guy.

[@basedmek]

@ZayTooWoke the thing is the message is the same, but the DELIVERY is different. Regardless, if your partner is in debt and not working, help them get tf up to contribute or leave em. Same message, don't forget

[@same.7939]

Absolutely. He's pretty biased.

[@eqsharp]

My advice father to son: “You’re 28. Not your job to fix her. Don’t try to be a hero. There’s too many women out there. Stop wasting time. Be friends and don’t even think about marriage.”

[@dogan6070]

Lol

[@SoulfulVeg]

No friendship, cut her off. She will reel him back in.

[@janetmcdaniel1112]

Great advice. I'm surprised DR wasn't a lil more tougher about his girl. She's his girlfriend not his wife and dudes 2 young for the bull lol. It's ok 2 play the nice card once or maybe twice but l get the impression dude was always being nice bc he sounds like it.

[@GX2re]

Don't even be friends, cut her clean off

[@LaCosmetologia]

and wrap it!

[@debbieann4479]

If I was her I would be working full-time somewhere paying off that debt and showing him that I do not expect him to pay it off. She's not doing that. A definite RED FLAG !

[@smittymac81]

Dont stick around.. She will have a kid or two, never work, then leave you.. you will be paying a grip in child support and alimony then you will move into your parents guest bedroom... Think long term.. DONT STICK AROUND

If the girlfriend is that vicious and cunning, and has plans to" trap him " ( by having a Kid ( i.e. child, a Kid is a billy goat ) or Two... she could have done that already and he'd still be paying Child Support.... Marriage or no Marriage...

[@nightfangs2910]

Getting married gets him locked down by the state she knows what she is doing right now he's not in a contract with the state

[@turtleanton6539]

Indeed😊

[@rcas350pilot8]

If this guy marries her then he deserves what he gets.

[@athens31415]

Targets of emotional abuse and manipulation deserve what they get? Get out of here.

[@mark6714]

45 Auto I was thinking the same thing.

[@shutupandeatasmr4498]

astroathena219 He is saying he knows what he’s getting into, so don’t complain about it later. All the red flags are there.

[@alexjones28]

🤣🤣🤣😂😂

[@cayden3470]

astroathena219 he’s deliberately subjecting himself to the abuse and manipulation - there’s this thing called accountability I don’t know if you’ve ever heard of it.

[@smittymac81]

Alex, when Dave said to help her, he means help her find a job, not help her pay HER loans.

[@shortchubbyneckbeard1681]

smithshot Yeah, hopefully he has enough sense to not marry this chick, at least until most or all of her debts are gone

[@theunfadeable60]

You sure? Cause Dave sounds like a white Knight to me.

[@miket6094]

I'm surprised Dave didn't tell him to get a second and third job to help her out.

[@mexital1159]

Not worth helping her.

[@miket6094]

@@mexital1159 the point I was trying to make is that Dave is a simp who thinks women should be placed on a pedestal and worshipped. Don't ever be a doormat for a woman, treat them only as well as they treat you... Period!!!

[@countdown2xstacy]

The more I listen to these Dave Ramsey clips, the more I realize my situation isn’t that bad at all.

[@tjbalistic]

He knows he needs to dump her, but is looking for reasons not to let go. She was probably a great college girlfriend, but she isn't real life wife material.

[@JamesWilson-sb9iq]

I couldn't say it better myself!

[@sunshinebaconandmusic416]

Bingo!

[@penguin12902]

Her long term goal is divorce him and take half of everything...

[@braxxian]

Agreed. Just because you have dated someone in college doesn't mean you have to ruin your life for them and clean up their mess. Look elsewhere.

[@conormctapoutaka0-1aka0tit5]

That box probably insane

[@macneoh7418]

His next call...."Dave my girlfriend is unemployed, has 100K of debt, and is pregnant with my child." This dude needs to run and not look back while he still can.

[@ricardoalvarez5585]

I feel sorry for this guy. He loves her but she WILL ruin him. He has everything to lose and she has everything to gain.

[@beth.l8608]

So mention a preen up and if she is disgusted then bye bye

[@DonTheConMan]

Exactly! He has nothing to gain being with her vs someone who actually works.

[@itsmob4life]

R- Man never feel sorry for a simp.

[@sococomfort22s34]

Yea true but she could be very pretty and the dude could be thinking with his smaller head if you get what I mean. Lots of guys do stupid things for pretty women.

[@hollyb6885]

Her goal is to be a stay at home mom with a fine arts degree and a husband to pay her bills. This is infuriating.

[@victorkreitner754]

And the sad part is she may be a nice girlfriend and have good intentions. If you're with someone 4 years there has to be some good qualities to her. I just think she picked a degree of study that just won't cut the mustard. Debt is not only frustrating it stems from a lack of control, and can be embarrassing and shameful...male or female. Part of me feels bad for her as well as him, because it sounds like he really likes this woman, but she has to show some responsibility now to save the relationship. It's a very bad situation for him.

[@hollyb6885]

@@victorkreitner754 And what job can she get with that degree?

[@clarifyingquestions]

My concern is Alex is making the call and not his girlfriend. I would not want this for my son. She needs to start contributing.

[@joeymerrell8585]

I would bet that 100k she won't. She's hoping someone else will step up to her debt.

[@joeymerrell8585]

@Johnny Five I agree

[@williams242ful]

🤣😂

[@clarifyingquestions]

@bla blahblah I also have a daughter so I think of people as people first. I would not want Ale's situation for my daughter either and I would seriously wonder why my child ( male, female, other) would want to be supporting another adult. Everyone contributes 2yrs - 92yrs!!!! As usual Dave's advice was spot on and delivered with intelligence and kindness - sitting on the couch is not an option.

[@NikNik0123]

Johnny Five simp = a high earning provider man.

[@blackmantravel6954]

Just imagine if it was the other way around. She would leave him so fast

[@arnycazaz2126]

This fool is going to payoff her loan. Get out while u can buddy

[@bee12355]

Sad to say, he will likely pay off her debt.

[@michiyodoll9916]

Alimony and child support. .

[@briannan.joseph2808]

I needed this pep talk. I’m currently in this situation. Paralyzed by bills, anxiety at an all time high, however, I’ve made the decision to change my life. I’m only 40k in debt.

[@hymnodyhands]

You can do it -- even in the midst of the present crisis, you can do it!

[@josereyes1148]

How's it going w your debt?

[@dessy844]

I hope you are in a much better financial situation now. And your anxiety has subsides 🙏

[@leefamily9000]

100k for an art degree...someone arrest the school for robbing her and someone have an intervention for her for getting that degree. Don't people understand that there is truth behind the saying "starving artist"?

[@sheisasurvivor8479]

Joel remember they probably also gave her a bunch of money to “live off” included in that money.

[@blackworldtraveler3711]

Joel She wasn't robed She freely handed them the money and blew some or most of it as well.

[@leefamily9000]

@@blackworldtraveler3711 I know she wasn't literally robbed...my point is that these institutions are out of control....tuition skyrocketing and they can care less about students and the debt they accrue since they always get their money.

[@leefamily9000]

@@sheisasurvivor8479 Honestly, I didn't listen to the entire story. I'm just saying that it's amazing that kids still buy into this idea that a loan is the only way to pay for school. I always tell my students to also find out if the degree they are pursuing is actually in demand and pays well.

[@blackworldtraveler3711]

Joel No different than buying a house,car,etc.. Documents presented to you. Some reading,math to do. Common sense and thought process involved, No gun to head to agree and sign.

[@celinened7256]

Tell her to be an art teacher, and to sell her art on Etsy, and Instagram. Do not Marry her until she shows initiative.

[@selfmadesm2068]

"I think shes paralyzed by the debt" No shes hoping that YOU pay it off through marriage, your income and maybe divorce. Something tells me shes not the brightest light bulb if she got into debt by majoring in art. Plus not actively working she is lazy. That is a dangerous combination.

[@deekayvixen]

Yep, he said right away that he makes good money. All she sees is 💰.

[@jaya.0069]

She's hoping he's not the brightest bulb! Run away fast....

[@javajav3004]

If she got a art degree you shouldnt touch her

[@ahastar1141]

@dachicagoan Probably the easiest and most successful pick up line out there

[@Jeff-xy7fv]

@dachicagoan Another kind of woman who I avoid like the plague is one who does not like bluegrass music.

[@jennym007]

I’ve been very happily married for over 20 years and imo the key to a successful marriage is mutual respect and similar work ethics. If you’re both lazy, that’s okay. If you both work hard, even better. But you can’t have one work hard and the other not. He will lose respect for her and that’s a downward slope to divorce.

[@justintaylor-moneymindset4073]

Find a new girlfriend homie!!

[@jayjordan833]

I don't think he realizes that It's that easy especially since he's not married

[@oroville12345]

Dont find a woman at all invest that money and live off of the interest dont waste it on a woman

[@economiclifestyleinvesting9884]

Jay Jordan his still living in dream world, he should be waking up one day......hopefully

[@yiliu5909]

Well, it’s easier to say . I think he knows he needs to dump her， but he is also don’t have the ball, maybe the attachment or he doesn’t believe he deserve better.

[@economiclifestyleinvesting9884]

Yi Liu I never thought of that, you’re probably right it could be one of those assumptions. Hope at the end of the day it works out well for both in the long term no matter what happens

[@amanhasnoname1510]

She’ll be OK once the art factory gets up and running.

[@bernitaldown9136]

😅😅😅😅

[@VinodhBallout6711]

Lmao

[@user-lq6vp9el6l]

Dave Ramsey has a weak spot for Women with debt.

[@BRBallin1]

All he said was find out ways that she can pay her debts off on her own or dump her if she's not working towards it.

[@jennym007]

u a He’s also got a weak spot for men in debt 🤷🏻‍♀️...that’s the point of his show!

[@scottalbers2518]

I've found this bias in him too. It's not realistic and not fair.

[@Purplepenguinguy]

Gf with $100,000 in debt not working - "awww, listen babydoll, you gotta do something" Son living at home, working(possibly part time, but $40,000 in debt - "you have 1 MONTH to get out

[@davem4193]

Dave is a simp.

[@13ikea]

After 4 years, no conversation should be too hard to communicate with your partner. Sounds to me like she wants you to take care of her with your inheritance.

[@Herrera_70]

exactly!! they have been together so long but still can't have serious conversations lol what a joke.

[@JOESUBA122]

Of cause she wants him to pay it then marry him run up more debt and divorce him! It happens all the time 😂

[@BaconMountainMan]

He's known her for four years and doesn't know if she's lazy? 🤦‍♂️

[@horacevu]

a lot of people and especially women are good at hiding their flaws until you either move in with them or its too late (marriage, cheating, etc).

[@michellerichardson3090]

@@horacevu she owes that much debt, she can't hide that

[@JoMama123451234]

He knows but cant admit it

[@mecheckraise]

Dump her. She will bring you down. DUMP HER!!!

[@auntyuber5127]

4 years and he doesn't know if she's lazy? Oy vey

[@Ryan_DeWitt]

The fact that he didn't answer right away and his sheepish answer means he knows she is. He is just in love and is trying to deny it.

[@patty109109]

Ryan De Witt absolutely right. I guarantee she isn’t using her days working out or into some other hobby all in.

[@Roysphotos8]

@@Ryan_DeWitt sheepish eh

[@carojames6776]

They say it takes time to REALLY get to know your other half, he obviously needed more time.

[@Eveningbreeze721]

He knows she is and does not want to say it.

[@davidwirth2716]

I new a guy who was in so much debt and they had no children, she would spend her days doing metal art work as a hobby and didn't earn a dime. He would struggle to make ends meet , he would allow it , fool!

[@Kaz.2719]

You mean your ex girlfriend?

[@AngieMBlanco]

Shots fired.

[@John.Asante]

😂😂😂

[@economiclifestyleinvesting9884]

Pun intended

[@illegalalien6542]

Officer down🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

[@peterpetruzzi]

She’s clearly betting all the chips she doesn’t have on the probability that he’ll use that inheritance money to pay off her debt…. Get a job lady!!!

[@WhiteBoardFinance]

People show you who they are, it's up to you to believe them lol

[@ladypink3473]

Marko - WhiteBoard Finance 💯💯💯

[@Ethiodawg]

Amen!

[@MyNameIsCorey]

Absolutely! Well said...

[@rebeccashields9626]

Yaaahhhssss well said. They usually even straight up tell you but we aren’t listening.

[@christinawojtowicz2698]

Wow !!!!! Now THAT's a good one !!! Especially when they actually do show you who they are.

[@chriswilson1968]

You'll never find no woman taking care of a dude with no job and 100k in debt...A pretty woman doesnt have to work a day in her life in this world if she doesnt want to.

[@abramolandvideo]

This is not unheard of. She is quietly expecting him to "man up" and pay off her debt. And if he should marry her, this is exactly what the rest of his life will be unless she finds a richer man. He needs to find a woman who is financially stable to avoid financial and legal problems in the foreseeable future.

[@flipphone582]

A woman who is in debt $100K for an ART degree, and unemployed (!!!), isn't someone who had the critical thinking skills necessary to be a good wife/mother.

[@unnamedchannel1237]

Bravo

[@sgtcrab2569]

If they have kids she will be able to critique the fridge magnet drawings.

[@Jakkaribik1]

Her ART is doing FUN things and letting the Boy work..

[@fkcavs]

Best breakup bro. That girl is well aware you're an engineer with an inheritance and it's highly likely she pushes for marriage and uses him to pay off the debt. Once he pays it off she'll find an excuse to divorce. Be very careful Alex.

[@BeautyMommysUnite]

Oh so you know her? She told you this? When did you talk to them to get the whole story? Your investigative skills are impressive.

[@loganknupp9034]

Mrs. Buttersworth You’re mad because you wanna do this

[@BillyBobbby]

@@BeautyMommysUnite you don't need impressive investigations skill to come to this conclusion. All you need is a little common sense and be aware of common trends occurring in a lot of marriages.

[@SSS-wo2hn]

@@BeautyMommysUnite no, she’s a female.

[@MrThiefHater]

The fact that she spent $100,000 to get a degree in art should tell you everything you need to know. Run!

[@nadia4999]

Lol. Dang that’s low. He said she went to a private school. Maybe cost on top of out of state fees, but you’re right lol.

[@dostagirl9551]

That wasn’t a degree in art. That was a postponement of adulting with a 100k price tag that she’s hoping to honey pot her way out of.

[@KH9th]

"My Ex-Girlfriend is 100k in Debt", title fixed.

[@ace50105010]

Savage 🤣

[@ayo30s]

Hilarious!!! 👍🏾👊🏾✌🏾🇳🇬🇺🇸

[@ceciliapreziose3783]

perfect

[@michellerichardson3090]

Bingo

[@grantguy8933]

The key is she is not willing to work.

[@user-kr4ow1go8m]

She is upset, because you are not paying off her debt!

[@Magerquark]

Run as fast as you can my man I feel like 90% of the people calling Ramsey, already know deep inside what the right thing to do is, they just can't face the truth. Ramsey acts as the wise man we all need from time to time, to bring us back on our feet having lost traction for a moment

[@joyaustin6581]

Don’t run away. Skip, it burns less energy. Wonder what he did

[@samantharoberts6471]

I have $11, 000 in debt and am panicking, looking for a second job to knock it out. Like, I want it gone so bad I can taste it! And these people I hear about on this show are just like, " 100k, almost a million....eh! Whatever! It'll work itself out". 😨😨😨😨😨😨😨😨😨

[@chasericker956]

IKR!!!

[@dgw4049]

100k art degree... omg She is living with this guy obviously. So she has no bills. Just make 30k as a teacher or a waitress and pay it off in 3 years. 100k is not a lot when you have no other responsibilities.

[@Ryan-sw4xy]

30k gross income will not pay off 100k debt in 3 years.

[@Ryan-sw4xy]

@Kaven Gilbert 30k after taxes and other living expenses is not 90k, genius.

[@TimeisUp22]

. The boyfriend is paying for the living expenses. Her check will go towards her debt. Plus her income tax. She will still be able to get the majority of it down.

[@BryanEaton]

But she needs to buy shoes!

[@JB-kx9bx]

I'm an engineer (paid off my 85k student loan debt) and married an engineer with 0 student loan debt. No way I was going to marry someone with a large debt for a basket weaving degree.

[@kencurtis2403]

I’m an engineer who married an engineer and our son is an engineer lol.

[@swampcrawlerls1267]

I agree with nearly every comment in the comment section. Doesnt happen often.

[@justlivelovelaughfrugally]

She’s about to get pregnant to ensure that he pays when he does leave.

[@christinad4412]

“Sitting in the Middle of the road getting ready to get run over by an 18 wheeler .... is not a good plan!” 😂🤣😂🤣😂

[@markm0000]

It’s good for him. That girl has nothing going for her and the debt is a freaking boat anchor for at least 10 years.

[@kyledabkowski4997]

Regardless of what you think. Dave gave great advice about mental health and just getting moving. Once you start moving it helps. Especially with depression. You have a place and time to be at on certain days.

[@user-zm1in3gv8k]

Girlfriend Is $100,000 In Debt And Not Working 🤭!!!! 🏃💨RUN!!!

[@janetmcdaniel1112]

In 2019 agree and I'm a girl lol. That debt is hers not his. If that was my son, nephew or cousin l would give them the 411 about sneaky conniving women 2. Not just the sweet ones.

[@lavonnealexander6936]

Janet McDaniel Yup 👍! Some women are horrible.

[@ericananz]

I hope Alex reads these comments! he sounds like a genuinely good guy and he can do better

[@dreddy_g]

Dump her, and dump her fast. You are setting yourself up for a life of misery if you stay with this woman. Just my opinion.

[@markm0000]

Brian Waller this is most likely her plan B.

[@Originalman144]

Mark M yikes! So true

[@snowflakesandstars]

NOT your responsibility!!! She wants to get bailed out and then she's gonna dump you!! GET REAL!!!

[@familybroich3073]

Do you think she would pay your 100k debt while your unemployed? Absolutely not 😂🤷‍♀️ she would call you a bum. She’s taking advantage of you. Move on. It’s going to be more emotional for you when you pay that debt and then she leaves you.

[@PKent]

Throw away the whole girlfriend. Immediately

[@arinthium4018]

From the streets she came, to the streets she shall go!

[@Dn1sdr]

I just want to point out if this were a woman calling about her boyfriend who had $100,000 in debt in a worthless career field and wasn't working Dave's advice wouldn't be lovingly help him Dave's advice would be kick him to the curb now! And truthfully that ought to be the advice he's giving this young man for this lady. There's only one correct response here that's cut your losses and move on.

[@TheBryanmauro]

Exactly...Dave is such beta for females it kills me.

[@f.-j.j.5738]

My thoughts are that women are his base audience that he doesn't wanna upset. I sure hope he called the caller off air and told him to run like there's no tomorrow...

[@Shyhalu]

@@f.-j.j.5738 That is the epitome of being a beta.....

[@memberofthelambily1340]

Floreine-Jemima Joseph it’s also a societal thing

[@dpeagles]

He has a good wife, he thinks they are all like that.

[@---cr8nw]

Homie needs to learn three simple words. "Not my problem."

hahahah buddy she targeted you like a predator ..drop her now

[@pedrochip]

We've all been blinded by love. Love makes guys do crazy things.

[@DanielIles]

"you don't think she is lazy" *Uh oh Dave got him now!*

[@BernadetteTeachesMusic]

Now is such a good time to be an artist. You don’t need to be “discovered” to make it. You can make it by growing your online presence and selling art online. She could be sponsored by art supply companies, make money from her art and also teach. There is so much she can do to make an income now. She just needs to start.

[@Storjunkare]

And this guy who called in will be the one bankrolling it, no doubt. She needs to get a job, any job at this point. Her debt should be her primary concern right now.

[@deepfakesforreal9487]

Yes it IS. Where do I sign up for a 100k degree to become an 'online' artist? Can't wait...

[@jeffreyhavlik3562]

@Michael Ellingsworth obviously it is NOT bringing in Consistent money! It's bringing in zero.

[@Jane5720]

Right she can do all of that and she still wouldn't make very good money

[@snowflakesandstars]

She should try Only Fans LOL

[@nealp885]

You have the opportunity to leave right now without any consequences. Really consider doing so before it is too late!

[@nhgriff1]

And hold your breath for the next few months hoping she is not pregnant!

[@anthonynosike]

Dave is too nice. I would straight up tell him that he can get better. Run!!!

[@campuslife11]

She is bringing nothing to the relationship besides horrible debt and drama! Dump her!!

[@kjjlskdjfljf]

And lack of motivation. If she can't deal with the student debt, then how can she deal with other life issues that will always come up!

[@dportal844]

I feel bad for this guy man. I was in a similar situation with a girl that I dated for about 3 years. I loved her but her lack of ambition was just crushing. I ended up leaving her. Probably what this guy should do the same. It’s tough to make the decision but this kind of woman is not someone you make your wife.

[@lindsey9728]

I've been where she is. My boyfriend of a few years did say these things to me and when I had to start over and get an entry level job, his support was wonderful. Took me a out 2 years to pay off my debt while taking over my financial responsibilities. We're still together and happy.

[@johnnastrom9400]

Great. You'e the exception to the rule.

[@TheRedExpedition]

Thank you for adding some positivity to the comments. I don't agree with everyone saying he should leave, but I was this man who not only dated, but married someone in the same struggle as this woman. Unfortunately, my situation didn't have the happy ending. However, I hope your situation strengthened the bond between you and your boyfriend and that you have a long future together.

[@anitaknight3915]

@@TheRedExpedition What happened in your situation, did you help pay off her debts and end up divorced? Sorry you went through whatever you did. Sometimes people go through hard times and need support from their significant other, but they need to be contributing and working toward a plan to get out of debt. There's always exceptions to the rule but this callers gf doesn't sound responsible.

[@hymnodyhands]

Good for you!

[@ryankiel4895]

Good job pulling yourself out of the ditch! It's no fun, but well worth it.

[@williamj.dovejr.8613]

She saw him as a bailout and a retirement plan...end this relationship yesterday!

[@offgridjack5779]

Girlfriend knows how to play the guilt trip card on this guy. You can tell by his voice he doesn't even want to talk to her about any of it. DO NOT MARRY HER!!!

[@Essays4College]

"paralyzed by the debt" LOL Young man you'd better run while you can!

[@53c3000]

The minute he dumps her is the minute she gets up and does something.

[@DougAlesUSA]

Something like find a different SIMP

[@ojayy360]

I hope this fool didn’t pay off this girl’s debt

[@wellknown1204]

I hope that as well.

[@deekayvixen]

Dave was right on the money about her being lazy. My career is completely unrelated to my bachelor’s degree. There is a lot she can do with an art degree. She just doesn’t want to.

[@scottalbers2518]

Leave her now.

[@Beanhill_94]

Everything he said about her shows how financially irresponsible she is. Laziness is only cute after you've spent a week working and don't want to clean or do laundry on your day off. And the biggest red flag is that he is the one who called Dave, not her.

[@Beanhill_94]

@Johnny Five love makes us do crazy things. But thankfully he's receptive to the idea that he should give her an ultimatum. Smart of Ramsey to do it one step at a time because people can behave like star crossed lovers when you try to separate them.

[@RepuBlicOfChaD]

Leave her!

[@anthonywaldrep5982]

She's setting him up for financial abuse if he doesn't realize it now. She's wilfully underemployed with $100,000 in debt

[@annabellswint5718]

It's about accountability! She will not change! It's going to break your heart but not the rest of your life! This happened to me with my ex. His issue was alcohol. Prayers for you!

[@JG-ve8fb]

Message to Alex: Run! Her debt will become yours if you marry her!

[@burntblonde2925]

She should already be self motivated to pay off her debt. Especially, if he is paying all the other bills.

[@TheSafetyMarshalPSF]

They have been together for four years and he doesn't know if she is lazy. That says it all. At that age you need to make sensible decisions. This guy has made a lot of good choices. She has not. Private Arts degrees were for women that come from families that could afford tuition. If she won't get off the couch now she won't when they have kids lol

[@LittleHatori]

Agreed. I think it is possible for the gf to wake up & turn this around and get motivated tho! Tons of ppl who have paid off debt just needed a "wake up call" and feel hopeful again! If anything, the bf is trying to help her, and if she cant see how much he loves her from that, then the bf should 👀🚶‍♂️

[@janetmcdaniel1112]

@@nadia4999 and u don't need a degree to sell or make art. As time went on n the relationship she prob had something up her sleeve.

[@nadia4999]

@Janet. Honestly, I am not mad at this female. She is doing nothing less than what countless women before her have done. This is a silent yet known thing deep among Caucasian women, and the men know it too. But it sounds like these men are getting tired of this old concept, lol. Frankly, after 4 years he should know if he wants to marry her or let her go, because she will not willingly let her white knight ride off without her. To a woman, 4 years is a long time, and no woman willingly lets a financially stable guy go if he isn’t hitting her up side her head every other day.

[@yvonnemclaughlin4324]

She feels safe knowing you are financially secure and possibly take care of her. Don’t let it go on much longer.

[@isay207]

Whats she brooding about shes got a degree and a great guy???

[@slandgsmith]

“Doing nothing is probably not a plan.” Quote of the day!

[@chedengg]

That's golden advice. Thanks Dave!

[@InvestingHustler]

Time for a new girlfriend ! Lol

[@paladintactical8250]

lol you mean no girlfriend and invest in hookers.

[@surfingtothestars]

@@paladintactical8250 bro.. lol

[@Jason-uw3wn]

Run don’t walk RUN. Red flags everywhere.

[@ChrisInvests]

I'd say she'll have to work if they split up 🤔 Does she not realize that? 🤷‍♂️

[@AngieMBlanco]

Crazy how it'll take some people splitting up for them to realize things.

[@olefilesedumedi2367]

This is exactly what Coach Greg Adams has been saying, precise man.

[@dr.bassmab552]

Depression destroys the depressed person, their spouses, kids and their family particularly if without treatment and interventions... his love to this girl is real beyond materials .. I think he should not move on further in this relationship until this issue is fixed.

[@NickPeitsch]

You’re going to be her best return on investment she’s ever seen man. Don’t do it

[@rbraxton00]

If she was upset about it, she would figure out a plan to do something. It happens, that’s what most people do.

[@ahastar1141]

She isnt really upset. She is upset that he hasnt " saved" her from it yet. She is hoping for a ring and a piece of his inheritance to solve her problems

[@pcs.8304]

She does have a plan....it is called find a “sugar daddy”.

[@TheFluffyWendigo]

One of my immediate “I don’t care how hot you are” red flags is expecting me to pay your debts. Your debts aren’t my problem period

[@wazzzzzzzup89]

Art degree? You don't even need a degree to make/sell art.

[@jeffreystern5886]

That's a great answer!!!!

[@twdjt6245]

As Dave once said; she got a degree in finger painting 😂

[@DrGoldieMD]

Run... trust me.

[@vJorddan]

“There is more anxiety, more stres in feeling stuck and sitting then there is than being overwhelmed while running “ brilliantly said Dave! Love your attitude!

[@gmvalentine626]

That resonated with me, too.

[@nimnim309]

This is a great advice, but then im also stressed at work

[@Atlas60308]

My gf is 40k in student loan debt, I have none. We agreed that if we get married, the debt is still hers, not mine. If I'm the one paying the bills but she still works, she can pay off her own loans