My Husbands Doesn't Think We Need To Pay Off This Debt

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...

[@LovelyCeee]

If you’re living in poverty then you should not be a stay at home mom without some type of Work from home job. OR one spouse works in the day and the other spouse works at night. There’s no excuse to have an entire family, Husband, wife and children but living in a 1 bedroom apartment. That’s ridiculous!

[@d.zyned2thrive584]

I've had people deliver my groceries with kids in their car.

[@thetruth5635]

Ken said if you have a pulse they will hire you 😂.. he’s 100% right especially in hospitals

[@Jay-lz6uj]

And security guard

[@janhatcher6991]

I know somebody who works full-time and has a three-year-old and a one-year-old. She works full-time at Home. Nobody takes care of the kids. She works for an insurance company on the phone on the computer all day with her two kids so it is very much possible.

[@jakethorson8002]

Walmart drivers aren't rookies.. they require a few years of experience from my understanding

[@hollyb6885]

Right. Dave over simplifies too much. You need a cdl and experience. He thinks you can just walk in to Walmart, fill out an application and climb into an 18 wheeler.

[@richthepup]

Very true, they’re only going to hire qualified drivers and from what I understand it’s a great driving gig so they’re really selective

[@hollyb6885]

@@richthepup Thank goodness! There are companies who hire unqualified drivers and innocent people die on highways because of it.

[@odiyn8315]

You know how old Ramsey’s fans are when they find it hilarious that a word on the title was misspelled

[@stellarocquie7957]

What does age have to do with it?

[@tylerbenerofe3094]

Target is not paying $20 an hour

[@sagatuppercut2960]

Lady, tell your husbands to pay off that $3000 debt! 😉

[@harrykashouli9774]

It's not hard to call someone and have the kids in another room.

[@hadenanderson563]

There is just the one room.

[@theforeignerinamerica1817]

You are asking Dave if you should pay off debt??? So funny. It's like asking your wife if you should stay home instead of going out with the guys.

[@PhilipMarcYT]

Her Husbands?? 🤣

[@warwagon]

Sell the kids.

[@E36ASAP]

Why do all stay at home moms say the same thing! I wish I could help or help more but won't get a freaking job! Go get a job! That's how you will help!! 🤡 Clearly you don't care about your family like you make it seem!! If there's a will there's a way!! Stop this i wish I could help 😂😂

[@samrad9285]

The intern strikes back with many husbands.

[@Tomakri15]

Get a new husband

[@stevenporter863]

Why does Dave keep saying this? May have missed it but the caller and most people never mention it and probloby is not their ultimate goal. 7:19

[@johncameron4194]

Husband’s?

[@Astro95Media]

I remember when my debt was at $3,500. I was overjoyed because the finish line was only about six weeks away. It was a little over a year ago ... I was a single dad ... and I wasn't making a ton more than the dad in this call. Y'all can do this!

[@shoeplayisbad1]

I'd never be able to pay 3500 in six weeks

[@Astro95Media]

@@shoeplayisbad1 My income and side hustle together were enough to make it happen.

[@genxis6097]

I've been on the phone with customer service reps three times within the past several days, and in all three calls I could hear small children/babies in the background. My point is, a mother can work a customer service job from home, even with children clearly afoot. Not ideal, but nothing is these days.✌

[@BlueDauntless]

As a customer that’s really frustrating because I can’t hear the rep.

[@Maxechard13]

Speaking as someone with 23 husbands myself, I know the struggle!

[@Sheryl777]

😂

[@finfitology]

The only reason I clicked on the video is b/c the title said husbands 😂

[@LittleMopeHead]

Nice to imagine you are debt-free after selling all the kids and husbands. 🙌

[@kaycumberbatch8437]

🤣🤣🤣

[@inviz1769]

23?!

[@miranda8388]

I can’t imagine having more than one husband.

[@DJRiyzen]

More husbands, more money 🤣

[@anaa03899]

Husband no sugar daddy sugar daddy 🤣

[@motoryzen]

@@DJRiyzen And many of you wonder why we call you wor thless Thots?..🤨

[@jragon9215]

You will get more alimony then your other girl friends

[@overlandecuador8893]

@@marchosch3876 At the same time?😂

[@BrandonMinguez]

With multiple husbands it should be easier to pay off the debt!

[@stephna9978]

🤔 lol not into polyandry

[@vjs4539]

Sell the husband

[@sagatuppercut2960]

😆

[@adamseidel9780]

You’re in a one bedroom because you’re the type of people who think your $3500 little medical debt will go away by itself five years from now while you’re trying to buy a house. If the husband had called in Dave would have called him a charlatan and a fool, and he should have done the same with her.

[@fartcannon]

It may very well be his idea to buy a home and go further in debt, while she's left to figure out how to make more minium payments on everything. Regardless, buying a home shouldn't even be a dream right now.

[@MT-yx5cu]

"Type of people" ?

[@E36ASAP]

@@MT-yx5cu wow really you trying that bs? 🤡

[@MT-yx5cu]

@@E36ASAP yeap 🐐

[@E36ASAP]

@@MT-yx5cu more like 🐶 haha

[@JustinCase780]

It wouldn't be so bad if ONE husband didn't want to pay off the debt but ALL THREE? That's challenging!

[@asoldierstwocentsrawuncut9611]

The fact that these people make it seem like “getting a job driving trucks” is the easiest thing in the world is ludicrous. That’s like saying “Tesla is hiring engineers”.. Umm Sir, you need to be qualified to get those jobs. It’s not like applying at McDonald’s. 🙄

[@Fc9ers]

theyre not mentioning low paying jobs. his point is theres jobs paying well that dont require years of training. faster to become a truck driver than engineer.

[@linsoopretty]

It’s not hard either

[@overlandecuador8893]

Did the hospital medical fix you? Pay the tab and get out of MOOCHMODE!

[@nicholeknight1893]

You can't be a stay at home mom. Y'all are broke

[@MT-yx5cu]

Daycare is crazy expensive

[@sagatuppercut2960]

Well, that's better than spending money on daycare.

[@nicholeknight1893]

@@sagatuppercut2960 it's called working opposite shifts 🙄

[@johnedwards5517]

Walmart is not starting you at 20 🤣 maybe 15 but it's not full time.

[@donaldlyons17]

Getting the better income jobs is really challenging too. It is one think to have skills but it cost to gain them in many situations.

[@ForeverAznDomo]

Having more than one husband will tackle the debt faster.

[@choreomaniac]

One can drive a truck for Walmart! Boom $165k household income!

[@davidmason777]

It’s not that simple

[@jeremygwoods]

Or make it worse.

[@TheMechanicj]

Only fans……less diseases

[@kara2162]

Why are these stay at home Mom's so perplexed at how they can bring in income? Post pandemic there are so many online job offers. Even just babysitting another baby a few half days a week would change their world.. clean houses every weekend.. do something!

[@BlueDauntless]

Those both come with a lot of liability and insurance costs. It’s not just that simple.

[@nancygamez7087]

Pay all your bills

[@jeremygwoods]

This video will get a lot of comments, but for the wrong reason (“my husbands”).

[@vanesslifeygo]

More husbands more household income! But really, fix the title lol

[@lethaldorito3426]

$20 hr starting Walmart? Nah my boi

[@StarcloneSCR]

I work at a Distribution Center for Walmart and starting is 30$

[@lethaldorito3426]

@@StarcloneSCR cap

[@StarcloneSCR]

@@lethaldorito3426 Cap is 32.75$

[@HenryPaulThe3rd]

@@StarcloneSCR May I ask what part of the country you live in?

[@StarcloneSCR]

@@HenryPaulThe3rd northern utah

[@Mahomesfan615]

Look at all of us grammar lovers here. We love you Dave, but you need to fire your proofreaders.

[@anastasiabubnova7935]

Any problem can be solved if you are healthy and hardworking person.

[@TheNova64000]

It wouldn't be worth the headache for $3500

[@marram2852]

How can anyone think that they don't have to pay off their bills? Where are people's morals?

[@miriambertram2448]

Wow this is the most bizarre title for an episode I have ever seen. Besides bad grammar how many husbands she has and what they doesn't think is pretty unclear LOL

[@jordangarrick703]

Ken brought his "A-game" to this segment. Good job 👍

[@annetraut8247]

You never hear about polygamy going the other way. Good for this lady for breaking that glass ceiling! Maybe they should pitch TLC a tv show called Brother Husbands. Or maybe that would just be a show about Ilhan Omar's brother/husband...

[@TerryOnDemand]

I don't understand why she won't get a job. She can work from home doing customer service at night..

[@luvzheartz]

NOT ALL TARGET STORES START AT $20 AN HOUR!!! 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️ Also you will *rarely* get 40 hours

[@TLC717]

I was thinking the same thing! If they do pay that much it must be in cities where the cost of living is really high.

[@k.s.k.7721]

From what I understand attending a driving school to qualify for a Class A to train for the license costs around $2,000, while the actual license is under $100. Plus it's 2 months of training, full-time. So if you want that type of job, you need to make sure there's money coming in while in training - and then go for the job.

[@devirachman5442]

3500 isnt that bad. They need to start tackling this, just make payment plan, it would be paid off before you know it.

[@cleliaparnell8743]

Babysit! Gives your children playmates and extra income for you.

[@xsgtxbigboy1655]

“Your the only one doing this right?” How when she’s a stay at home mom she ain’t doing nothing but watching her family struggle

[@shirleyklauscompletehealth5126]

What the best thing to do when the medical collection agency has closed bt the CFPB? Who do we call to find who has the debt? @The Ramsey Show

[@gayle2276]

She can babysit while at home. Full time, part time, after school

[@virginialangford6257]

You owe the money…so pay it…would you like it if someone owed you money and refused to pay until they took you to court?

[@UrbanSipfly]

A wife with multiple husbands does present certain challenges one might imagine!

[@timwiechmann1519]

Why grow your family when you don’t have the money

[@DJRiyzen]

Pay them if you can. Better to have it off your mind.

[@hadenanderson563]

Where is the part about the husbands?

[@ryand7713]

On time/good payments stay on for 10 years as well.

[@tennysoneffie6943]

What a wonderful show….

[@virginialangford6257]

I make less than that and live pretty darn well.

[@Excalibur2]

$25k is not a part time job lol

[@Phil-dx8rw]

what is the number to call the ramsey show, I have a question about accelerating my mortgage payments

[@kaycure8629]

Just pay more on the principal every month. Make sure you say add to the PRINCIPAL.

[@mannyflores470]

She forgot to mention the TV and couches they bought with the stimulus money. Be responsible and pay your debt

[@LittleMopeHead]

She needs to get more husbands instead of getting into more debt.

[@9liveslisa]

Do the debt snowball and get rid of the debt.

[@todd2456]

Polygamy is not legal, right?

[@motoryzen]

Depends on the state...Utah supports Mormonism which is really Satanism in at least one thing. Like Sharia law in terms of Men in Muslim countries being allowed to have multiple wives..... Having multiple husbands is a form of greed

[@jeremygwoods]

Not in FL, probably. Probably it is in Utah.

[@TimeisUp22]

I thought only multiple wives was legal. Not multiple husbands.

[@todd2456]

@@TimeisUp22 Good point !!

[@pattythomas9405]

Husbands plural?

[@jessicar5612]

I don't know why Dave always recommends pizza delivery. If someone does this they are not covered by their auto insurance if they get into a car accident.

[@ClaxtonBay123]

It's a simple example... How do you not understand that?

[@jessicar5612]

I understand it is an example but most may assume they are covered when a lot of times you may not be or may need to add coverage leaving them vunerable to not having a claim covered. I do insurance which is why I mentioned this.

[@JiisTube]

Some provide company cars

[@E36ASAP]

Because he uses examples of things he did 🤦🏽‍♂️ and also it's not just cars people deliver on scooters, bikes depending on how far it is. I've had a guy deliver a pizza on bicycle!!

[@loverules5118]

@@jessicar5612 Most of listeners are smart and responsible enough to carry the correct coverage.

[@Rashaadthegr8]

WTH? Driving trucks 90K? *changes major. lol.

[@deliz0771]

Yep!! It’s true!!

[@truckerwifeonabudget6295]

It’s very true. My husband has degrees. Best paid job he’s ever had is a trucker. Now, you don’t get 90k out as a first year driver, but easy 50k without debt for a couple months of on the job training.

[@truckingmoney485]

I’m a truck driver for a private fleet which pays more and make about 120k to 130k plus benefits 50k to 60k is probably about what you will make first yr

[@Rashaadthegr8]

@@truckingmoney485 lord have mercy. That's insane. Great for you.

[@Rashaadthegr8]

@@truckerwifeonabudget6295 that was my whole reason for my post. Anybody can make $50K. That's not impressive. The average person makes $57K.

[@Thelucky23]

She’s dope because she’s trying and they take care of their kids and she sounds happy which means he probably isn’t thaaaat bad…. 😅 ❤❤❤🎉🎉🎉

[@sophiewillett2466]

Love you guys. You're taking positivity to a whole new level. 💪💪💪

[@bradwilliams4921]

Do you wait until they send you a bill before making a payment? I know the medical debt is out there but I have not received a bill this month.

[@lkj0822g]

With medical, I wait until I am sure all insurance has paid before I make a payment. That's probably because one of our local hospital / medical networks has the worst billing system I have ever seen. I've spent a lot of time on the phone with them trying to figure out what the &%$@ they have done.

[@everydaygamer7787]

There is statue of limitations and depending on the state, they can't come after you after a certain time

[@laurens.2503]

If you own a home the medical facility can put a lien on your house or they can keep you from buying a house. They sound entitled to me.

[@JohnnyD5]

Walmart at night? More like Walmart all the time. The WalMartians come out at all times of the day or night.

[@philipgerry5228]

Life is all about making choices. If you want more you need to work more until you can get invest income.

[@Rashaadthegr8]

Why not just get debt-free before even dating? I mean make your life 10X better. I don't know why he doesn't mention his own study about 67% of married people starting their marriage in debt. I love Dave but divorce is real money shouldn't be a problem in marriage if you steward your single season well.

[@sobeliever1638]

How would this advice help their current situation?

[@Rashaadthegr8]

@@sobeliever1638 Its not advice for them its advice to everyone who is not married.

[@greggalletta8679]

Stop growing the family until your debt is paid off

[@lynnebucher6537]

Two adults and two or more kids in a one-bedroom apartment is cramped and in violation of fire codes. But I get it, because rents in the Orlando area are insane. As soon as her kids are in school it will probably be feasible for her to get a job working during school hours.

[@E36ASAP]

What do you mean as soon as kids are in school? That women has no intent of really trying to help out their situation haha you can hear it in her voice and especially when you are struggling and say but I'm a stay at home mom and wish I could help 🤡 get a job! Many people find a way that's the whole point of this show figure it out and it's funny how women always get excuses made for them oh the kids it's harder for women to make what am a makes blah blah blah she can work now and help if that was a man saying he's a stay at home dad people would flip out and say all kinds of things!

[@shoeplayisbad1]

it's not against fire codes in an apartment business such as bars have max capacity for people not apartment

[@virginialangford6257]

Would babysitting another child be possible?

[@wenchefauske6898]

​@@E36ASAPof course woman can work full-time. Nearly every voman in Scandinavia work full-time and have 2 children and a partner. Put the children in kindergarden and work.

[@E36ASAP]

@@wenchefauske6898 what are you talking about nobody mentioned your country 🤦🏽‍♂️ you missed what I said

[@creolelady182]

Nevr follow a man dealing with debt. This is why I had separate accounts when I was married and filed separate taxes. His debt was his debt and my debt was my debt,. It is a good thing I did beacsue he ended up owing a lot of money to the IRS

[@Thatperson2-u7u]

Too bad you didnt utilize marriage to work together and improve your lives. Good luck.

[@anthonylozano8035]

TF you need a CDL for that. You just gonna tell the guy go get that job without the proper training and certs. I swear Ken Coleman is dilusional hah

[@jimroscovius]

They are just metaphors. How can you not get that??

[@kaycure8629]

He just mentioned the truck driving as an example.

[@justinpearce164]

CDLs are not difficult to acquire

[@donaldlyons17]

@@justinpearce164 So why do people work unskilled jobs instead of getting cdls? Well they can’t be that easy to acquire either!

[@HenryPaulThe3rd]

@@donaldlyons17 I have a CDL. I also train drivers. It’s not hard if you come in with a good attitude and you’re ready to work

[@markjapan4062]

IN ORLAND ITS BJ MONEY.

[@pscih7149]

I wonder what percentage of people actually go to court over low medical debts like this.

[@laurens.2503]

I paid 2.00 a month until my medical bill was paid in full.

[@FortuneSeek3rz]

@@laurens.2503 How long did that take?

[@sharischmidt4712]

American and their medical bills!!!!!😳

[@sharischmidt4712]

@@wordsalad01 hahaha!!!! America's and their fake information!!!🤣🤣🤣🙄🙄

[@viewsonichomie]

*YOU CANT BUY A HOME OFF 55K A YEAR????*

[@aolvaar8792]

🙃

[@robhaynes4695]

Not with debt, and kids.

[@truckingmoney485]

55k is broke

[@MT-yx5cu]

I was wondering about this as well?

[@euenfheiejrj]

That’s nothing.

[@brett4932]

$55k total household income 🤦🏻 gotta up that income. Work harder, work smarter. Have some self respect.

[@TheMechanicj]

55000 is a good income now if she was wowkinf too making 45000 they’d make 100k but she is lazy not gonna work

[@brett4932]

@@TheMechanicj $55k with kids is not good income by any stretch of the imagination. And if she's a stay at home mom is presumably because of childcare costs which are crazy high. So she's gotta add a part-time work at home income and he's gotta step up and find a higher paying job over $70k or more.

[@TheMechanicj]

@@wordsalad01 it’s called lazy there is no reason someone would sit home all day long for 18 years doing nothing I have a 6 and a 10 year old if I quit my job I’d go crazy sitting at the house from 8-3 doing nothing while they were in school she needs a job asap

[@TheMechanicj]

@@wordsalad01 still she needs to be working her husbands days off and evenings if he has day shift if childcare is the issue but it’s most likely lazy ness

[@rayn1ful]

health care like we have up here in Canada would solve the problems in regards the medical bills. this is one thing i wish United States would follow Canada on .

[@profitmix441]

We have to much of a corrupt system. Look at out student loan programs.

[@truckingmoney485]

No we pay enough taxes already

[@freakymrq]

One day people will realize you should have your finances in order before having any children.