My Journey From HDFC Regalia First to Infinia | Important Points For Upgrading HDFC Credit Card 🔥🔥🔥

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Doston aaj mai aapke saat share karunga kaise maine HDFC bank mai account open karke mera pahela hdfc bank credit card hdfc regalia first card leya aur kaise maine lagbhag 1 saal 6 mahene ke andar HDFC Infinia Credit Card mai upgrade keya, aur share karunga kuch impotent rules joki aapko aapke hdfc bank credit card ko upgrade karne ke leya follow karna hoga.
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Friends, Today I will share my journey from hdfc bank business regalia first credit card to hdfc bank infinia credit card. to know about my journey, how i got hdfc bank regalia first credit card, how i got hdfc bank regalia credit card, how i got hdfc bank infinia credit card, how to upgrade hdfc bank credit card, how to get limit enhancement offer on hdfc bank credit card, how to manage hdfc bank credit card to getting upgrade offer easily, how to get credit card upgrade offer easily,upgrade hdfc bank credit card, hdfc bank infinia credit card upgrade, hdfc bank diners black credit card upgrade, regalia first to regalia upgrade, hdfc regalia credit card to hdfc bank infinia credit card upgrade watch this video till end.
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[@TechnoFino]

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[@financewithritesh8574]

Sir jin cards se upgrade kiya hai kya woh bandh ho gaye ya abhi chalu hai

[@Ashu-kz1jp]

flipkart axis bank card me ₹500 ka voucher kitne din me aa jata h??

[@saifshaikh6319]

HDFC classic bank account mae family member ke account ko kaise add kar sakte hai

[@AnkitSingh-dm7lu]

Bhai mera credit score 764 hai kya main sbi y hdfc credit card ko aply kar sakta hun or kya card mil sakta hai or konsa card aply karu

[@SurinderSingh-lk9ir]

Mere comment ka reply to kiya nahi sir apne abhi tak

[@bilals.a6549]

That was quite impressive incredible move from regalia first to * Infinia *

[@bgudyog9087]

Want to know something I m having preferred family banking account with HDFC. so for calculating NRV of my account will they consider each account individual or on a whole. As in my account there are very less transactions as compared to other accounts. Getting INFENIA depends uopn your NRV to a great extent.

[@lalitmohansharma423]

Great Information in a very simple way to undersatand. Truly loved and liked the way you have explained

[@bgudyog9087]

How is the NRV calculation done in HDFC BANK? Do they consider products of family banking also into NRV of other individual?

[@Dr_Sajad_chaki]

Abhi to NetBanking se to card upgrade hota hi nahi. Waha likha hota he k this facility is currently unavailable. Mera regalia first he ugrade krna he regalia me.

[@akhilkhan31]

Sir bahot helpful video banaya thanks Aur ek video banaiye classic upgraded preferred kaise kya uske bare me plz

[@bablududdi225]

Hi, I ve upgraded my account in classic, after getting HDFC regalia card( when HDFC starts issuing new credit card, as of now HDFC not issuing new credit card), if I convert my classic account in normal savings account, then will my card be active or not, plz reply, my cibil above 770. Credit history above 4+ years, no late payment till now. Holding SBI, ICICI, CITI, Indus credit card.

[@ysp14]

I had hdfc current account with qab of nearly 10 to 13 L .. But my money back credit card limit is not increasing

[@abhinavvbaid6281]

sir yes bank ka best credit card kaunsa hai in terms of shopping, cashbacks,movies,online reward points??

[@mahrazlakdawala6280]

Brother can you make a video on Digibank by DBS and tell the features and positive and negative of opening this account. It would be a favor from you.

[@learnprogramming123]

Start to maine Regalia se kiya hai, limit bhi thik thak lakho me diya hai par ek baar bhi limit enhancement ka offer nahi aaya. Bus credit card pe loan ka hi offer din raat bhejte rahte hain. Chalo koi baat nahi, waise bhi mujhe life time free jyada pasand hai Infinia ke tag se.

[@rohitkumar-xn8zg]

dear ye bataiye regalia achcha hai ya regalia first? mere pas regalia hai jise ab regalia first me upgrade ka option aaya hai.

[@advait50505]

How much bank transaction volume was there in your savings bank account?

[@skmdakib4174]

Ami 2017 te account khulechilam. 6 month por pre approved offer e money back card issue hoi with 40k limit. Tarporei aste aste limit bar te thake and ekhon regila card use korchi 350000 limit. But pray onektai spent kora hoi card theke. Ekhono sei vabe limit ba upgrade offer ase ni. Account maintenance balance kono prob nei. But infinia card er jonno savings account upgrade kora mandatory...?

[@fanilseth8208]

Bhai agar mene more than 30% use kiya and then before statement date bhar diya... Phir chalega for such limit jump/upgrade? Ya phir yeh 30% mark cross hi na kare?

[@durgesentertainment686]

Sir apke sath jo employee misbehave kiya wo batana

[@hariom5730]

Which district you opened your hdfc account and where r u from ???

[@virendragohel9456]

sir what if hum credit card main credit balance rakhe i mean plus main

[@syankn]

Brother after open HDFC Bank classic account open if get HDFC Ragilia card so after that I can downgraded my classic account in normal savings account in 10,000 Rs

[@pallabbiswas947]

Did you really cancel all other cards?

[@tushargathade2380]

Lekin lockdown me bamks chalu thi kya.. ar services chalu thi kya..??

[@tajmohd9219]

Sir mera regalia card uprade to infenia LTF, phir do din bad not eligible dikha raha. What I Do? Any suggestion

[@ranabirbhattacharjee7555]

does it matter ke required MAB only savings balance me hi maintain kiya jaye? I mean agar main TRV such as savings max me 1.5lk ki FD rakhu ya us se zada ka ye better hai ya sirf SB balance me hi dhyan dena chahiye??? plz make it clear

[@ranabirbhattacharjee7555]

@Best Moments bro I did not ask for classic account I asked for max account and mentioned FD of 1.5 lakh or more..

[@sundeepleburu]

Should i upgrade to infinia from free regilia, i am having Amazon pay cc, Flipkart axis cc.. I will do lot of online shopping

[@Anirban456Mandal]

Meine HDFC mein kuch months pehle preferred account khola tha ... Recently card offers aaye ... Apply kiya meine ... HDFC business moneyback card offer mein tha

[@narayanam5588]

Hi what happens if we use credit limit more than 30% . Is there any problem if I use 40% ??

[@anupp5955]

Mera joint account hai classic , 30 % k below use bhi kar raha, 3.5 year pahle regalia first mila fir Jan '21 se millenia hai par update nahi ho raha, pls advice

[@ali_Zulfiqar]

How did u infer using 30% utilization of the limit

[@jaihindhyderabad4141]

Mera civil 785 hai times Titanium card ke liye application Diya hun 8 din ke andar aane ka chance Hai thank u

[@prernaagarwal3548]

I have students account opened 10yrs back still a student account and I got regelia first with my salary slip in 2017. Now my salary is above 1L I applied for a fresh regelia they declined and gave millenia

[@manugupta409]

Regalia card se one month me smartbuy se amazon ke kitni amount ke voucher le sakte ha

[@jawaharjones5917]

What happens in the scenario if my LTF regalia card gets stolen and i receive a new regalia card. Will the LTF feature remain for the new card or should i start using smart pay again?

[@TechnoFino]

If you have a LTF card... you will get ltf incase of replacement (lost/stolen).

[@ishanjaiswal678]

Bro card ko 90/100% use nahi kar sakte??? 100% har month use karne me kya problem he???

[@Lovepreetsingh-px8jf]

Bhai me 1 sall se use kar raha hu ab tak limit inscrease ni hua kya karu

[@arshdeep04]

Nothing matters I have 0balance account with hdfc which is lowest ever categorized account and i got preapproved credit card regalia first just after 6 months and limit was 1.5 lakh 😂😂lol

[@santoshkumarsajjan2300]

Very nice video friend. 👌👍🙏👌

[@RakeshGupta-dg2qb]

Bro Mera classic account ha millinia credit card haaa. Meko bs Regalia first issue hi nhi ho rha

[@financewithritesh8574]

Sir apke total kitne bank accounts and credit cards hai alag alag bataiye please

[@lildude861]

What is difference between infinia metal mastercard variant and infinia visa infinite variant ? If there advantage having specific variant ?

[@TechnoFino]

Same...

[@kunalchandak]

I have business money back cc with limit of 1.1Lk recently I have upgraded to Classic account now how can I get cc upgrade to regalia or regalia gold?

[@krishnasarraf9707]

Mast video bro ❤️❤️

[@sachinhj9910]

I am using Regalia first followed by Regalia for two and half years. I only have limit of 4.5 lakhs :(( Infinia ka talaash chal raha hai :((

[@manjushreeswain1144]

One hdfc credit card department person said if u apply credit card without income proog via classic account u can't get limit enhancement in future? Is it true?

[@RanjanDwivedi]

No

[@sudarshan61]

Any way to generate add on CC PIN online?

[@JitendraKumar-th6xk]

Sir aap ye batana ki aapka HDFC Bank Mein account Kyon mana kar diya tha kholne ke liye

[@lonelykaraokist]

Is it possible that I will get Infinia offer on my HDFC millenia cc ? I already have a limit of around 12L

[@shivant3173]

Bhai limitless insurance premium monthly or yearly pay par limitless rewards points or cashback Wala credit card btao

[@AshishNathiit]

😂

[@pixelfamily4318]

Sulam bujhlm valo lgto. But ami SBI SIMPLY SAVE CREDIT CARD use korchi pray 3 years and 2,90,000 limit card er first time thk but akhno limit upgrade ba card upgrade no offer . Ami time to time payment Kori.. civil score vlo.m but why ? Amr 800+

[@wanderlustguy]

Such a Inspiring story for Infinia Fans. Infinia is even my dream in my last 6 years of Relationship witht HDFC Bank I have also gone through experiences like you have gone through. Anyway congrats on this Short term Achievement. This makes me feel like posting a letter to HDFC Chennai instead of talking with a useless RM who never values you.

[@roninr8199]

I don't know what other work RM has and how they are sticking with their jobs.

[@wanderlustguy]

@@roninr8199 They are very Good at selling their Insurance/Savings Plan. Even if they sound's very interesting, doing some math will make us realise how they could sell Shit as Gold. Bank doesn't have much profit selling Infinia . So we have to take initiation and keep trying for it.

[@vishal.shetty]

RM's are useless I agree, in my case as well my RM was unaware of credit cards available in HDFC, every time I ask her a question she would say I will call you back with the details. She even tried to fool me by thinking that I don't know anything about credit cards. Finally, I got Regalia without taking her help.

[@nileshkumarmal7654]

Main kuchh din pehle Moneyback se Regalia First me upgrade kiya hun.. Mujhe Priority Pass kaise milega.. Please guide..

[@desaimohammedamaan]

Bhai i have upgraded my account to Preferred banking account recently do i ha e to maintain 2 Lacs mandatory or i can maintain less also? If i maintain less will i be charged non maintenance charges?? Please reply

[@sunitarajak9763]

Ask your your he will be the best person to answer this question

[@chamankataria9887]

Nice information 👌

[@shishirsaha947]

I have recently upgraded from business money back credit card to business Regalia credit card.. but I like melenia credit card... How shall I get melenia credit card... Can you explain.. please

[@rajusaha2376]

Wow congratulations

[@TheJawwadap]

Please react on Kotak mojo card because i am holding Kotak royal signature card and bank gave me offer for mojo card and above all HDFC just upgraded my regalia to infinia

[@vishal.shetty]

I got an upgrade from 20,000 limit to directly 4.1lac limit on my ICICI amazon pay credit card, after using it for more than 18 months. Every month I used to spend 20,000 never bothered of 30% utilization concept.

[@TechnoFino]

Congratulations....

[@rishpatel2545]

Get HDFC Regalia.

[@slayergaming5012]

Bro I'm not getting upgrade...any suggestions

[@eizazvhora4232]

30 % utilization mean 1 lakh limit ho to us me se 30+ thousand krna chahiye ya nahi

[@rr..k3217]

bhai hdfc credit card zonal head se kse contact kr skte h , me kafi dino se mere are k hdfc zonal head ki contact infomation search kr rha hun but mil nhi rhi. mera account bhi preffred acount h but BUSINESS MONEY BACK credit card h.

[@prakashkumarhv]

sir, i have one doubt where it will be show limit enhancement in hdfc bank internet banking , please tell me sir

[@Dr_WhiteWalker]

Once you login to your online banking there are options for card upgrade and credit limit enhancements. If there’s an offer you can take it on your own.

[@mohammadadil259]

Mujhe Sbi simply save me limit mila 1lakh. Ar ab upgrade karne ka offer aaya elite me but I don't take because annual fees so high 😊😊😎

[@Theglorioussoul]

Absolutely अगर जरूरत नहीं तो कोई मतलब नहीं बैंक ko bina matalb annual fees dene ki main thing is limit बढ़ती रहे bs 😁

[@robertdsouza7640]

I have 15L limit n got option in 2019 for infinia but didn't take it

[@syankn]

Brother I have HDFC Ragilia card since 6 months but today I got upgrade SMS for upgrade in HDFC Miiiena credit card, bit Milliken's card so lover then Ragilia

[@roninr8199]

Haha yes. Bank has no clue what they are saying.

[@felix842002]

Hi..I have been invited to choose Regalia or Infinia but I need to pay Rs.10,000 a year for infinia and for Regalia its lifetime free. I need to spend 8 lakhs a year to get lifetime free in Infinia. So why is everybody excited about Infinia? The points in regalia is 4x and infinia is 5x. Regalia is 6 complimentary lounge access which is enough for me. I dont see any reason to take Infinia. So why are you so happy. Really curious.

[@mothiahmadp5996]

Sir I have one small doubt it I maintain AMB balance of 1 lack rupees for one month then I will be eligible for classic account or how many months do I need to maintain to become classic member in HDFC bank

[@its_kie]

haa sir plz i also want to know

[@sumitech4663]

mere pass hdfc regalia first card hai aur mujhe upgrade karna hai millenia me lekin ho ni rhaa hau

[@karlskynet]

Hi bro, Hope you are well. I got an offer to upgrade from "Regalia First" to "Millennia" & wanted your opinion on it. I wanted the Diners Black Card or the Regalia Credit card. But those pre-approved offers are not there in my Net-banking. Should i upgrade or wait like you did for the best variant (Infinia or Diners Black or Regalia). Please guide....:)

[@pranshutalwar7793]

Same upgrade mujhe mila h what should I do

[@whyzi6143]

Its a degrade

[@rahulgupta43701]

its been 1 year bro, what did you do at that time?

[@karlskynet]

@@rahulgupta43701 I didnt upgrade or downgrade to anything. Will wait for Regalia or Diners Black.

[@rahulgupta43701]

@@karlskynet so you didnt got any update yet? How much do you spend each month?

[@gampi11]

Can you please create a video to compare Regalia gold with dcb ?

[@vikashmaloo7848]

Share more experience of different card or bank's

[@ankitkmr2990]

sir mera limit 9.2 l ho gya hai.. infinia me kaise karu.. mera diner black card 0 annual charge par mila.

[@tapasroy1770]

Salary account me maintain karna hoga,or mera Hdfc Indian oil ..isme kob tak limit increase hoga

[@jobannatt327]

Mere pass HDFC ka regalia hein Lakin account nahi hein HDFC mein fir bhi mein upgrade kar sakta hu Only credit card

[@seenivasankarthik7874]

Bro iam hdfc l year credit card usee on time payment but not increase solution same limit

[@updatewithdivyeshjethwaYT]

Bed luck..

[@parikshitdhage3617]

Please make video on hdfc jet privilege credit cards

[@kratised3115]

HELO I HAVE REGULAR SAVING ACC. BUT I WANT CLASSIC AC. SO HOW CAN I CONVERT CLASSIC ACOUNT

[@heenaadhikari2368]

Bank jao bhai ho jaega

[@jasveersingh-ys1bi]

Bhai mere ko ab upgrade huya hai ragalia first se ragalia me limit increase nahi huya

[@uttamsinha1722]

bhai agar card invitation aye to kya card lifetime free hota?

[@kavyaoption343]

Great i also try for infiniya card Please tel me how much MAB you maintain MONTH on MONTH

[@mohammedtabrez3119]

Based on your relationship with the bank

[@kuchbhiunboxing2431]

On 4th jan through net banking I got upgrade from my existing regalia first card to infinia visa card truly LTF. Can see the 1st 3 digits and the last 4 digits in net banking on the same moment. Still so far i haven't received my card, didn't even got the dispatch message. Last message i got was my existing card will get deactivated automatically on the usage of new card or before 03rd March. No message after that. I'm from Bengaluru, usually it doesn't take this much time for card delivery here. Has anyone got their card delivered yet in this new year LTF infinia or DB offer????

[@TechnoFino]

Because of mass upgrade... hdfc bank taking time to dispatch.... you can call them or email them for card status.

[@kuchbhiunboxing2431]

@@TechnoFino oh thanks for your reply

[@avishekhaditya9657]

Mujhe Infinia lifetime free me mila tha a year before..it was an invitation from the bank..

[@sahilrevenge]

When you upgrade your credit card, do the pending payments get transferred to the new card ?

[@TechnoFino]

Yes

[@sahilrevenge]

@@TechnoFino thank you 😊

[@amolakankar9593]

Sir, mujhe bhi kal message aya hai hdfc bank ka ke regalia card ko infinia me upgrade karlo koi bhi joining fees nahi. Magar uski annual fees kitni hai ye message me nahi bataya. Iski annual fees kitni hai sir? Meri Regalia card ki limit 15 Lakh hai.

[@bholurdp3]

Maza aa gaya story sun k.

[@dhirendramonitor3969]

Please boss किशा बताइए next video me please 🙏🙏🙏❤️❤️❤️ love you sir

[@TechnoFino]

share karunga.... ek video mai :)

[@lalmd912]

Mujhe classic mein upgrade Mila aur maine join karliya hai to kabtak Mera account classic hojayega

[@akhilkhan31]

Kaise maintain karte ho wo bhi bataiye

[@ShortsofLife7777]

मुझे HDFC Regalia First Card se Business Regalia Card main upgrade krna h to kr skta hoon na.... Upgrade form ke sath main Koi Documents attech krna pdenga kya. Please Reply 🙏

[@kailasb6855]

Agar apka business hai to apko ITR sen d karna hoga

[@H.S09]

Bro maine hdfc bank mai current account khul baya h to mujh credit card mil sakta h

[@ygandhi10]

How to contact regional manager for upgrade, my regalia card limit is 11L.

[@yogeshdangi7109]

Nhi ho sakta muje bhi ye fack lagi.

[@tanveeralam3852]

Sir aap youtube ke alawa kya job karte ho aur monthly income kitni hai

[@harshasanam2070]

Did you maintain 30% usage when the limit is 7.13lakh ?

[@TechnoFino]

Yes... less than 30% .... sometimes 5% sometimes 25%

[@vineethr9660]

@@TechnoFino my regalia limit is 3L i spent 2L already if i pay 1.5L before statement day will it be considered as less than 30% use or the first time spending only is considered ?

[@itakeresponsibility222]

@@vineethr9660 No .. spending is considered only to calculate ratio

[@traderdg3748]

Did u got any application reference number from HDFC bank via sms for your Upgradation request. If yes how long it took ? I send an Upgradation request to Chennai office 2 weeks before and there is no response from their side.

[@TechnoFino]

No... you dont get any reference... but they will update you via email... they take time... for me they replied after 18 days

[@spanco1]

what is email id of thier chennai office for sending request

[@pawanusk]

Hdfc diners club privilege credit card LTF kaise kare upgrade ka offer h

[@Lavpreet1998]

Mene may 2020 me first cc lia tha , August me cred app pe score check kiya to 520 around aya 1. Mene sare bill time pe bhare h 2. Me points earn krne k liye amazon fk pe frds ka payment kr deta tha unse pese le k turnt ya kuch din baad bill bhar deta tha 3. Mene axis bank me fd against cc liya tha bad me mene wo cc band krwa diya tha Kya in points me kuch karn h jiski vaja se mera socre down hua

[@TechnoFino]

Aap cibil check kijeya... cibil aap policy bazar se ya paytm se ya onescore app se chcek kar payenga free mai

[@Shamimobilesolution]

bahot achha video

[@karishmaagarwal3848]

Was all of this life time free or paid card?

[@ZAVEDKHAN9415]

Boss today I am very happy because I upgraded from Regalia to Infinia I got the lifetime free I always watch your video thank you boss!

[@hannad007]

Congratulations zaved

[@ZAVEDKHAN9415]

@@hannad007 Thank you Sir

[@YashAgarwalTech]

what was initial limit

[@ZAVEDKHAN9415]

@@YashAgarwalTech 8lakh

[@mpupschoolgodiganuru348]

Congratulations sir. Previously regalia limit how much?

[@eckocharlie85]

Sir can you please confirm if your HDFC credit card limit is indicated on CIBIL credit report, mine is not indicated on CIBIL credit report, but when I inquired with HDFC customer care, they told me that they don’t indicate any HDFC card holder limit to CIBIL.

[@TechnoFino]

Yes... true... they don't report full credit limit, they just report maximum utilized credit

[@eckocharlie85]

@@TechnoFino Ok sir, In that case how CIBIL will calculate my credit utilisation for the month i.e. if I have utilised below 30% or more then 30% of the limit.

[@SK-iq4sg]

Sir ji, limit enhancement ka offer net banking me kider aata hai

[@roninr8199]

@@AKOfferS credit card upgrade tho netbanking mein nahi dikata Hai. Hamesah this is temporary out of service contact bank karke dikata Hai.

[@appnanewinformationchannel7169]

Sir mera card regalia hai lakin limit 75000 hai 7 year dae kaisae bryeae