How I Maintain 800+ CIBIL Score | Pro Tips & Tricks 🔥

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TechnoFino

TechnoFino

Күн бұрын

Friends, today in this video, I'll discuss the importance of a good credit score and how I've managed to maintain a CIBIL score of over 800. I'll share the simple yet effective strategies I use to keep a healthy credit score and history. These valuable tips can help you achieve and maintain an excellent CIBIL score. Don't miss out on this crucial information!
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जय हिन्द, वन्दे मातरम
Jai Hind, Vande Mataram

Пікірлер: 63
@IFennecYouCODM
@IFennecYouCODM Ай бұрын
No Bekifaayti was harmed in this video
@bgmiomkar6966
@bgmiomkar6966 8 күн бұрын
Kyu bhai plz explain
@vimalbhatt3096
@vimalbhatt3096 Ай бұрын
Bhai mera 804 hai....first time 800+ from last 3-4 months....dar lgta hai ki mera b 800 se niche na ho jaye 😂😅
@IamSpidey007
@IamSpidey007 8 күн бұрын
Bro very very basic points you shared. Which is already available on any finance apps or online since years. Nothing new. Holding so many cards and credit limit but you didn't share anything extra ordinary which we don't know.
@biswadipsarkar3831
@biswadipsarkar3831 Ай бұрын
Which app screenshot was that? Kindly share
@LxWiredWisdom
@LxWiredWisdom 23 күн бұрын
Jese aapne btaya ki, aapke pass bhut saare CreditCards h, to un credit cards ko kitne time k baad use karte ho, like 2-4-8-10 mahine ke gap mei taaki wo saare cards active rahe ??
@contentmania4722
@contentmania4722 Ай бұрын
I checked on gpay and my cibil is also 799
@asadkhan06
@asadkhan06 Ай бұрын
My CIBIL score is 813 & I have 9 credit cards with a combined limit of 31.61 Lakh. My credit utilizstion is usually 2-3℅
@Nav975
@Nav975 Ай бұрын
You are Best Bro🎉🎉🎉 My 750 , and 7 credit cards😊
@prodxlavender1426
@prodxlavender1426 Ай бұрын
Baap re above 2 crore credit limit. 😱🫡 Mere paas abhi 10 bank ka total 13 unsecured cc he (include Amex). Mera total credit utilisation below 3% rehta he. 😊 Btw mera monthly income to bohoti kam he. 😅 Der saal ke andar ye sab cc liya without income proof. Totally cibil based. 🔥 Baad me aur bhi bank ka cc lunga lekin ltf, chargeable nehi chahiye. 🥴 Current cibil is 774 & I'm 25 years old.
@nandkishorsaini7862
@nandkishorsaini7862 Ай бұрын
bahi self employed liyo ho ya salaried
@prodxlavender1426
@prodxlavender1426 Ай бұрын
@@nandkishorsaini7862 Salaried
@prodxlavender1426
@prodxlavender1426 Ай бұрын
@@nandkishorsaini7862 Salaried
@shubhankarghosh
@shubhankarghosh Ай бұрын
Suggest best ltf cc
@rahulkumar555
@rahulkumar555 21 күн бұрын
Kaise kiya ye sab aapne??
@x_man007
@x_man007 Ай бұрын
Best way to check cibil?? Cred showing of CRIF??
@contentmania4722
@contentmania4722 Ай бұрын
Gpay
@rahulmedhi8275
@rahulmedhi8275 25 күн бұрын
Mine was 794 and bob didn't offered me slab 1 which starts from 800. I feel that is pathetic.
@Englishbook9823
@Englishbook9823 Ай бұрын
Hi sir Nowadays u r videos very delayed, please give credit card videos continuously
@Capcops
@Capcops Ай бұрын
Sir please icici bank ke all savings account par video banaiye.❤
@ThePatilsaheb
@ThePatilsaheb Ай бұрын
Hi…my cibil report showing 2 wrong loan entries of around 10k since last 3-4 yrs; hv reported to cibil but nothing changed and now for reporting cibil website ask to take membership to rectify error. Any solution?
@indocoreyt7212
@indocoreyt7212 Ай бұрын
They might be your BNPL credit lines.
@mpasha10
@mpasha10 Ай бұрын
Hi sir I am using HDFC bank infinia card since 4 years, bank is offering me second Card HDFC Bank biz black credit card it's for me to take.
@mmahmed5
@mmahmed5 Ай бұрын
Hello sir I am using hdfc bank infinia credit card since 3 years, bank offering me second credit card hdfc bank biz black metal credit card, it's worth for me to take 2 card.
@shubhang722
@shubhang722 Ай бұрын
For each we have to maintain 30% or have all card limits combines less than 30% ?
@WhoAlex
@WhoAlex Ай бұрын
Combined usage should be under 30%
@namanydv_garud
@namanydv_garud Ай бұрын
Combined bro
@akshayb4192
@akshayb4192 Ай бұрын
Wrong. 780 Vs 800 makes huge difference in BoB home Loan. It impacts by 0.25%
@contentmania4722
@contentmania4722 Ай бұрын
Same for SBI car loan
@TechnoFino
@TechnoFino Ай бұрын
Mentioned it already :) no big differences in case of approval rate, only difference is sometimes you get getter rate in case of HL/PL
@AksharaTG
@AksharaTG Ай бұрын
@TechnoFino You have showed an app to check credit utilization where total credit limit was displayed. What was that app?
@TechnoFino
@TechnoFino Ай бұрын
Google pay
@iSaurabhSri
@iSaurabhSri Ай бұрын
Jin cards ke issuer bank ka savings account nahi hai, unka auto-pay kaise set kar sakte hai? Ye facility to sirf banking customers ke liye hi hoti hai.
@TechnoFino
@TechnoFino Ай бұрын
Koi bhi bank k netbanking main bill payment option main jake almost sare bank k credit cards ka bill auto pay keya ja sakta hain
@Technicalmystery
@Technicalmystery Ай бұрын
57 😮
@adityajain5238
@adityajain5238 Ай бұрын
@@TechnoFino ye abhi BBPS ke bad possible hu kya? Because iss se pahle CC bill amount kah hota tha fetch different bank ka?
@iSaurabhSri
@iSaurabhSri Ай бұрын
@@TechnoFino Thank you so much.
@sunnyjoshi1560
@sunnyjoshi1560 Ай бұрын
I have recently got a credit card and made 2 monthly payments as well. But in Cred my cibil is still locked 🔐. Please someone reply till when am i able to get my cibil score number??
@hitirfan
@hitirfan Ай бұрын
CIBIL Google Pay , Amazon Pay, CIBIL ki website pe dikh jayega
@SyncWithSrikanth
@SyncWithSrikanth Ай бұрын
Sometime it takes more than 6 months. Its common so don't worry.
@jaiprakash9920
@jaiprakash9920 Ай бұрын
Sir my cibil from 720 to 780 but experian 840 to 760 essa kyo yeh opposite kyo chal raha h
@WhoAlex
@WhoAlex Ай бұрын
Aisa hee hota hai ek kam hoga toh dusra badhega inn dono mein
@x_man007
@x_man007 Ай бұрын
My friend's cibil is struck at 790🤣 Not increasing Any tips
@VeganAffy
@VeganAffy Ай бұрын
My 782
@manishsodhani0309
@manishsodhani0309 Ай бұрын
Sir maine branch app se instant loan rs 500 ka liya h isse credit history generate hogi????
@Patil000kdgdjsi
@Patil000kdgdjsi Ай бұрын
Ha bhai hoti he date hogi bharo..time Pe aage piche mat bharo 6point badh jayenge
@omkasera_
@omkasera_ Ай бұрын
Bhai mere pass 4 unsecured cards he or cibil 777 he agr mai 1 secured card le lu to mera cibil 800+ hoga
@manaskumar4059
@manaskumar4059 Ай бұрын
Nehi bro jo 4 credit card rakha hena har card ku mila ke jitina amount huta he uska 30% usk karo and bill due date se pehele bhardu hujega kuch mont me 800+ hujega
@gurpreetsinghlabana
@gurpreetsinghlabana Ай бұрын
👏
@groupstudywithme
@groupstudywithme Ай бұрын
One question, karte kya ho app?
@amrit0501
@amrit0501 Ай бұрын
business
@insaafkaro009
@insaafkaro009 Ай бұрын
​@@amrit0501tum technofino sir ke PA ho?
@krunal343
@krunal343 Ай бұрын
2 rs ke liye mera cibil 700 pe chala gaya
@dapkuparwankhar3711
@dapkuparwankhar3711 Ай бұрын
🎉
@kragi2
@kragi2 Ай бұрын
Cibil 804 Experian 766 Crif 789 Not sure why my Experian score got dropped so badly in April this year
@RuhuBaba
@RuhuBaba Ай бұрын
Same for me. Experian
@groupstudywithme
@groupstudywithme Ай бұрын
They changed their calculation method
@mohammedasif1
@mohammedasif1 Ай бұрын
My Experian also 766
@shanu_sharma
@shanu_sharma Ай бұрын
Same with me , dropped from 872 to 770
@kumar827ytr
@kumar827ytr Ай бұрын
Hlo brother I need a international credit card number bro please help me
@cardwaalebaba
@cardwaalebaba Ай бұрын
Bhai I would like to do a podcast with you on my channel. Recently maine Anna DM - Vikrant Bhai ke saath bhi podcast kiya hai. Let me know how we can connect for this.
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