My Next Credit Card Is Gonna Be Insane…

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[@jakemercure]

Have a good day guys, getting on a flight right now to go skiing 🤝👍

[@callmeNeno]

Gardening the whole year currently at 5/24 after getting the Gold in October of 2023. Just want to take a break.

[@jakemercure]

Same I think it’s a good idea, reflect on how the sub hunting went

[@JoshGiebel]

My man! Thanks for the shout - hoping you get that Altitude Reserve! I'm also positioning myself to (maybe) get approved for the card.

[@PackRat0331]

20+ cards currently open and I was approved for Altitude in December. Had no relationship whatsoever with US Bank.

[@drewski91]

This dude has a serious credit card addiction. Just go enjoy your life dude

[@pedroperez0292]

Relax

[@JLGMoney]

I'm honestly looking forward to a time of not applying to any new cards. I think i won't apply any more til June as well. Just got the 90k Ink Unlimited, 90k Amex Gold, and 15k BBP within a 2 month span and while it's been fun I'm gonna chill out to make sure I can get some Chase cards I want.

[@WhatsThePoints1]

I had crazy amounts of inquiries and accounts too yeah

[@vijayanbalasubramanian8837]

Problem I faced with us altitude reserve is their credit limit. This is the lowest limit 7k I have among other cards that includes some no AF like Citi custom cash and CFU. Max limit I have is with CSP about 21k. Unfortunately US bank do hard pull to increase credit limit.

[@jakemercure]

I didnt know they give low limits. I guess its nice to have other cards to help bring the total limit up

[@getsugatenshoFTW]

Ayy you got a sponsor 🎉

[@JazzyMarineVet]

Yeah,,,,ahahah. Wonder how that works these days? Do they contact YOU., or do you pitch your channel to them?

[@jjvalles7]

W sponsor

[@johanochoa396]

Hey Jake, if you had the Altitude Reserve, and you didn’t have your KZbin channel or didn’t have a way of getting referral bonuses, would you keep your Amex cards?

[@jakemercure]

That’s a tough question. Amex plat yes, Amex gold probably. I’m not tired of the credits yet but idk if it’s worth putting up with just for 4x back. I don’t spend that much and I’m sure 3x on dining would be fine. Plus if I got USB AR I would get 4.5x back mobile wallet for groceries. So maybe cancel gold

[@johanochoa396]

@@jakemercure Fair!

[@johnnycinco1]

How safe is “kudos”?

[@jakemercure]

I like them because you don’t need to connect your login/ card numbers if you don’t want to. Just use it as a wallet organizer tool

[@SpartanOfFinance]

You in IT bro? I was 0/12 when I applied. No relationship with them either.

[@jakemercure]

Yep I work with AWS, 0/12 is great, not sure I’ll be that low tho

[@JakeVanderPloeg]

Honestly this card is super slept on. I knew nothing about it before this video and it seems super powerful. Great video Jake

[@jakemercure]

When’s that channel coming buddy?! Haha thanks for the support as always 🤝

[@JB-pk1jx]

No transfer partners.. not as good as you think

[@JakeVanderPloeg]

@@jakemercure Channels up and going! Second video drops Sunday😊

[@emanuelfg1917]

US bank credit cards are ran by ELAN FINANCIAL and my local credit union also are ran by ELAN which I have 3 of their cards that range from 2-5 yrs old. Do you think I can get approved for the reserve card? I’m scared I won’t get approved because I don’t spend on them anymore

[@jakemercure]

Hmmm I definitely think having those accounts open is good. If you are low on the cards in the last 12 months you are probably good. What’s your x/12 status?

[@Xavier_ID.]

👍🏼👍🏼

[@ninjanick84]

Waiting on this card...I am at 5/24 and I am prioritizing a hotel card next

[@jakemercure]

That might be the move I’ll have to see in a few months

[@callmeNeno]

Please don’t do CleanMac sponsor 😅

[@jakemercure]

I won’t, I am careful with who I work with here. I’m also in tech and clean my Mac is such a joke of software haha

[@callmeNeno]

@@jakemercurefor sure 👍

[@eversonl6724]

Isn't 5/24 only applies to when you're applying for chase cards?

[@jakemercure]

Usually yes but US bank also is sensitive to new cards opened. They don’t have a specific rule tho which makes it harder

[@AccountantsAnonomous]

That hoodie looks comfortable and go FedEx Express I don’t rat anyone out lol

[@jakemercure]

It’s so comfy

[@robertm8380]

Everyone taking about well fargo journey autograph. I'm getting bored of Well fargo