My Paycheck Money Budget Routine (Do This When You Get Paid)

[@GraceAmber369]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@JoeLogan2b]

That's very practical and smart goal, a wise man once said do everything you can to get outta debt, one of his tips to get rich.

[@IsabellaJulialove]

The best approach for novices is to trade under the supervision of an expert, trust me you will be debt free.

[@AlbertWillie628]

Wish I knew about crypto trading earlier.stock is good but crypto is better. Brace up and get yourself a bitcoin before it's too late.

[@AnnEve-mi5zv]

Crypto is the future, investing in it will be the wisest thing to do especially with the current rise.

[@EvelynGrace-gs3ze]

Fear is one of the factors that hinder most people to invest into crypto, most people say ignorance.

[@Aqualastic]

I prepare my own food, coffee and snacks everyday without fail, only on rare occasions I go to buy prepared food. I stopped random shopping, only goes to grocery store once a week, to gas station once in 2 weeks. Bought used car n cash, stopped weekend trips and negotiated low mileage insurance. Stopped gym membership and do walking routine and exercise in the park. Payoff my credit card balance before due date. Saved up 65% of my take home pay this way and never been as happy. You see, all the things they advertised like nice house, cars, vacations, etc don’t really make me happy, it’s the simple things, the peace of mind, and ability to share are what truly give me happiness.

[@peace-a]

53 yr old here. I love seeing young people like yourself being "nerdy" with money. Your future self will thank you later, and, you're helping other young people by giving them awesome advice. Great video!! 👍🏼

[@TllBizzarre]

What color is your Bugatti?

[@PACMAN9000rc]

@TllBizzare not now

[@janethamlett9703]

You are not nerdy, but very mature. Many young people need to emulate you.

[@anon2414]

We ain't guaranteed tomorrow...I'm living it up now .yolo. Seen a story. husband worked too much his entire life never spent time with his family says he'll spend time with them when he retires. He died before retiring

[@michaeljorgensen1984]

@@anon2414well when tommorow comes and you have no retirement you ain’t gonna be to happy

[@melissamanfrin8384]

You should do a new video about Badkhencorp ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

[@angeladeem2988]

Recessions are where millionaires are created. I feel for the older generation, but you should do everything possible to double and triple your investments if you are young or middle age.

[@dianarabbanii2]

@David Anderson Boston That’s right, Markt slumps are one of the worst times to withdraw your moneey from the maket. hence i advise getting the guidance of an expert to make this downturn count.

[@FirstUsername]

@David harkins how is this scam spam still present on youtube in 2023

[@latashamoody6745]

I accept the challenge

[@champagneprincess4]

I’m 23 almost 24, the thought of saving so that I have money at 65 just seems annoying. I don’t really care. I also have a problem with delayed gratification lol

[@TrippyMusicMovement]

@@champagneprincess4 modern world taught you to live like this, try to resist trends and toxic surrounding and focus on yourself, not even on your 60ties but even 30ties, it will come sooner than You think 😢 yesterday I was 23 aswell as You, today I’m 28 and tomorrow I’ll be already 30. Life is moving too fast.

[@lawerencemiller9720]

I think it’s important to note that this advice can easily be applied to all income earners. It may come off as insensitive but it’s important to garner the habits associated with frugality. To save money is to make decisions on your life and how it’s lived. Be honest with yourself and only spend on things that are important to you. It’s easy to fall in a trap convincing yourself too many things are important to you, however. Create a list of priority, sacrifice what is least important relative.

[@williamyejun8508]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@jessicamoore3093]

This is really impressive, hope you don't mind if I ask you to recommend this particular professional you use their service? I have quite a lots of difficulty sorting myself out in this downtime.

[@williamyejun8508]

My advisor is 'Natalie Marie Tuttle'. In terms of portfolio diversity, she's a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience

[@jessicamoore3093]

Thanks for sharing this. I curiously searched for her full name and her website came up top search. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

[@williamyejun8508]

The question is how to convert your salary into the investment funnel without double taxation. you pay taxes once it's earned, then buy stocks and get taxed again once you sell. Want to invest over 300k on the stock market, how do I achieve this?

[@jameswood9772]

If you're not who understands strategies to invest, just invest through an advisor, making good profits, avoiding taxes.

[@alexyoung3126]

Having an investment adviser is the best way to go about the stock market right now, I've been in touch with a coach for awhile now mostly and I made over $800K within a year

[@lawerencemiller9720]

This is probably what I should do. Who is your advisor, please?

[@alexyoung3126]

Lisa Angelique Abel is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online.

[@lawerencemiller9720]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@MargaretSchwerdtmann]

The media is currently barraged with a lot of economic data right now. It takes a lot to see beyond the whole ocean off news on focus on what is important, which is that no matter how low stocks go, they always bounce back. I really ignore all the news and keep investing. I recently allocated about $121k to put in the market as we anticipate a crash. Any recommendations?

[@williamsbrown4026]

We underestimate the fact that banks are corporate entities also governed by greed. Since 2020, the banks have been over-leveraging their assets, which was one of the reasons for SVB's implosion. I have never been okay with keeping much money in the bank. I simply invest through my financial advisor, collect my profits, which I then spend.

[@LeeWalton6]

There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

[@KelvinWallace]

I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@MargaretSchwerdtmann]

@@KelvinWallace _>>That's fascinating. How can I contact your Asset-coach as my portfolio is diminish?....

[@KelvinWallace]

@@MargaretSchwerdtmann My Financial Advisor is “Colleen Janie Towe’’. I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.

[@harleycartley3138]

I completely agree but honestly, for me the first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

[@donaldlocher2537]

I also think that we salary earners need to realize that monthly income will not make you rich.

[@robinsonbaker1963]

Please how did you do this? do you use an fa? and if you do please can you leave the info of your investment analyst here? I overheard someone talking about how a couple made over $200k during this red season. I need such luck for myself and my wife lol

[@harleycartley3138]

@@robinsonbaker1963 lol sure i do and her name is Olivia Rene Reyes. You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.

[@robertthurmond8161]

@@harleycartley3138 Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.

[@gagnecaron658]

@@harleycartley3138 I did read about Olivia Rene Reyes on the web, quite a great resume she has

[@el-hp1lj]

One important thing is to be in a relationship with someone who shares the same spending/saving values. If your partner is bad with money they will negatively effect your efforts in saving money. You will resent this and it will kill the relationship in the end

[@4DaFam]

Man you ain’t lying about the first 10K… i made it to 9K in savings but had to take some out but I’m back on track to get to 10K i just gotta stick to a budget and keep saving

[@mr_yaakemmr_yaakem296]

yep budget and discipline you will reach your goal and maybe even surpass it like I did because once you get up to 20k you will never look back and never allow yourself to drop below that 20k

[@StephenCourson]

Don't worry! The point is you had it and when a problem arrived, you didn't go into debt to handle it. Focus on increasing your skillsets so you can earn a higher income. It's the fastest way to your first $100k net worth.

[@nnminmtbxi80]

Great VRITKN300. you've reminded me of what someone once said Being rich is having money; being wealthy is having time

[@hanzysjourney8436]

I agree this is the exact plan i am using for my payday- Also, paying off debt with a single income which isn't a lot but still can't believe once i got aggressive with paying off debt - in just 7 months paid off nearly £4000!! and saved money as well. Its all about how bad you want to reach that goal!

[@AMIX89]

Man I’m like you right now . When you really decide to pay off a debt . You became crazy saving money 😅😅

[@StephenCourson]

That's amazing! It doesn't matter if its a lot or not. Don't focus on the amounts but what you are building. Set that financial foundation (good credit score + 6 months of expenses saved) and knock out that debt. Then focus on the investments. Don't forget to invest in yourself. Increase your skills and knowledge so you can earn more money. Income is the number one determinent of wealth.

[@Skiskiski]

Bravo Mate!!!

[@steelhere5519]

$6000 was the highest amount I ever saved. Now, I’m down to $3,800 because “life” got in the way.

[@franklinbrandon5283]

FACTS

[@julianr1330]

Same keep grinding we will have what we desire one day🙏

[@vestabelt]

Stay strong bro!!! Keep going. That’s how it goes. Ups and downs.

[@benjaminhorsley9923]

Just don't give up. Keep pushing

[@victortaylor7737]

Ur still doing good way better than most people I know.i had a settlement that basically spent on my ladyfriend.now,Im being more careful.

[@graceandrew3526]

Thanks for the insight, but I'm still confused why Bitcoin and crypto prices keep dropping? This drop follows a number of other significant drops in recent weeks. I still hold enormous value of cryptos and it scares me. Whats your take on this?

[@greenhavensthafrica3612]

I would advice you to trade your assets rather than hodl for a future you aren't sure about, only predictions.

[@benbruce2909]

The best technique to use in the crypto market is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed

[@graceandrew3526]

Amazing, But getting one is easier said than done. If it's not too much to ask, do you know any legit ones?

[@churchillT3380]

@@graceandrew3526Actually an pro-broker Mrs Shirley is the mastermind and the best in crypto world that's while I invest in some real estate with the profit I make.

[@kelvinprincewill3884]

The crypto market has really made a lot of people rich.

[@spencer9095]

I prefer 30 year mortgage simply due to the fact that well if I want to treat it like a 15 year old mortgage I can do that just double each payment however if I ever run into a difficult month for whatever reason in the next 15 years I can simply pay the 30 year payment save some money and be just fine.

[@TommyBryson]

Thats why we save 6 months worth of emergencies before buying a house

[@b14m23]

@@TommyBryson Great advice but being in expensive California I agree with the 30 year mortgage since you can always double up payments or if you get a large inflow of money such as stock gain or stock options at work you can pay down at your leisure instead of being obligated. Life happens.

[@isaacsmith9981]

It does strap up more money. But, you pay much less in interest too.

[@mulletsquirrel]

If you double your payment every month (including your escrow) you'll have a 30 year mortgage paid off in way less than 15 years.

[@christinefunk3591]

I watched a lot of budget videos but this makes so much sense and is so simple. Baseline living 70% 20% savings and 10% goals. Love that. Still in the debt paying off process but I like to look toward the future and map it out. Thx for the inspo

[@ConfusedBackgammon-mt5fc]

I used my money for xxx like you said 😈

[@billyolson6320]

Every time is a good time to invest! Investment is n ot a game of chance or luck like the lottery, rather it involves critical reasoning, planning, and diligence and focuses on achieving the major goal (PROFIT). Notwithstanding, one should put into consideration that various externalities may occur during the investment period which could result in a high yield in profit or loss.

[@kathylarson5377]

Investing in cryptocurrencies means facing great volatility. But that is exactly what makes trading cryptocurrencies interesting for certain trading instruments, such as CFDs (Contracts for Difference).

[@julielopez1948]

Anyone who wants to be successful in life should first have the mindset of the rich Spend less and invest more Don't give up your dreams

[@craigrichards9104]

If you believe in the future then you will know that indeed Bitcoin is the fu

[@tildawigren5086]

To me, trading the forex and crypto market is way better than any online investment

[@astridwigren7043]

Nothing beats engaging an expert in any trade, selfishness and greed have deterred many from doing the right thing and they ended up running a huge loss

[@kennymandalupa424]

"When you get a raise, DON'T INCREASE YOUR BASELINE" 💯💯

[@trusno7751]

Working on putting together 10k as we speak, & low and behold this video shows up on my timeline! Great video, continue to motivate and inspire!💥

[@kenmurray3540]

Sense. Team long term, almost at 10k in investments since 2020. Looking forward to next 10k. I like the progress I see. Thank you Tommy

[@TommyBryson]

That’s awesome and What are you saving for ?

[@tonysmith9005]

@@TommyBryson my name is Tony Smith I am your number one fans

[@Pamcheryl]

just sold My McLaren and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@BraxtonScott452]

As long as you stay in the market for the long , there's never necessarily a bad time to invest. Even if stock prices plummet tomorrow, you're likely to see positive returns over time. The sooner you invest, the more time your money has to grow -- and the more you can potentially earn.

[@BEAUTIFULDIANAFRANCIS]

If you're a high-net-worth individual, you might need someone to give you personalized, tailored advice and make financial decisions on your behalf. That's a wealth manager. They have strong knowledge in managing investments, estates and tax planning and other financial topics.

[@MarcelinaMakowski]

We had invested money through Cynthia Depken for nearly 5 years. The market had its ups and downs, but in the long run it did very well for us. With my pension, social security and the investments we are able to live comfortably. We are now able to fully enjoy our hobbies, travel, family and making new acquaintances.

[@AnnBurrow-vb8tt]

I've consulted a financial analyst since COVID began. Investing in trending companies appears straightforward, yet timing is crucial. With a dormant $300K reserve, my advisor manages entry and exit points for my portfolio, leading to over a million dollars in accumulation since then.

[@Bannink_SOL]

Focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor.

[@justinthematrix]

Mine is a little tricky because I get tips every day. But what’s been working for me is going to the bank every Tuesday and depositing all my cash and transferring the tip money from the pay card to my account. I then keep my checking at 500 and the rest goes to savings. My net worth has climbed 1.5k every month since doing this for 4 months. I’m almost in the positive now.

[@naffvitaltv3291]

Please advice.i am in hospitality industry and whenever i get tips i end up misusing. Having that mindset 'i will still get tips tomorrow'

[@justinthematrix]

@@naffvitaltv3291 yeah brother you gotta make a goal to save every week or every month. Or pay your bills early when you are ahead that way you have some breathing room. My tips mostly go to a card. I don’t even have that card on me anymore because I was tempted to use it all the time. Now I’ve just been saving like a mad man and love seeing the number in my savings go up every week. Once the money is in there, it stays there and if I want something I’ll work a few more shifts and get the money first.

[@justinthematrix]

@@naffvitaltv3291 and just an update since the post I’ve continued to save and now I’m 3k in the positive net worth and counting.

[@naffvitaltv3291]

@@justinthematrix wow thats intresting,you are now my role model,i just have a save save mindset now.thanks bro

[@justinthematrix]

@@naffvitaltv3291 you’re welcome good luck

[@wstclique]

I’d like to say this. Building a home gym is so much more fulfilling in my opinion because you own all your equipment. You really only need dumbbells and a bench and you have everything you need. It works amazing for me.

[@TommyBryson]

Maybe for recovery, like sauna and cold tank; however I do like the gym for friends and everything else

[@FatalReaper]

Great advice! I myself started young and thinking like this at 16. And usually have at least $1200 left over a month. And thats with a $600 car payment what can I say love my kia stinger 😅

[@ImaniBrooksimb]

I love this! Great video! I officially saved my first 1,200 today 🙏🏾❤️ With an extra few hundred separate that I will use for my baseline like you mentioned until I get paid again. Y’all I know with me I felt like saving your first $1,000 was HARD! Idk what it was… but reaching and KEEPING that first 1,000 was so so difficult to me , because this is my 2nd time reaching 1,000 but the first time I got “too excited” loss control and spent it quick. 😭 So this time around I really held right to it so that way I got to the $1,100-1,300 point. It got a little better after I hit 1k. My goal is to reach 3k ❤️ Taking baby steps.😭 and then once I see that I can hit 3k then I’m going to reach for 5k and so on!

[@TommyBryson]

Make sure you give the money a purpose, like paying off debt, saving for emergencies, investing into retirement or saving for a down payment or a big expenses. I realize that a lot of the time, saving without a goal can lead to spending it

[@Skiskiski]

If you have only been in the grownup world for a few yrs, it is hard, but it gets better.

[@dustinasher9643]

I saved over $20K twice over the course of a year or 2 but after losing jobs and paying bills both times I spent the majority of my emergency fund. I made a decision to get a better job, make more money and start planning for my future and retirement. I'm up to $77K currently and moving forward.

[@PrincessIrie]

Yeah I love drinking coffee daily so I started making coffee at home. And trying to meal prep because I been spending so much money eating out . But I started saving and sometning came up that I had to touch my emergency savings but I am slowly going back up 😆 I love this video !

[@mr_yaakemmr_yaakem296]

most of ppl income go to food and gas it's crazy so you have to put a strict budget on food

[@StephenCourson]

You're doing great! Focus on investing in yourself as well. Build up your skills in whatever you do to increase your income. That's the fastest route to your first $100k net worth.

[@MikoWorldwide]

It’s hard to save and invest but I’ve been doing it. And I want to do It comfortably. So I decided to buy a Corvette. They I bought another car and put it in my business name. Then I took a trip to New Orleans. I just bought a pair of those dolce and Gabbana thousand dollar shoes. I still save thousands of dollars per month. And invest thousands more in stocks. Man, it hard because I really want to buy a house but these prices are a rip off. Debt ain’t shit when your income is high. I want everybody’s goal to be to net at least 10k per month in income. MINIMUM. And optimally 15k and up.

[@gregmadison556]

A 15 year mortgage is so key. If you're under 25 you can have your house paid off before you are 40. If you're mortgage is $1200 a month, that's $14,400 a year you can be saving towards retirement. Do that for 20 years, that's almost $300k. That's a nice amount if you have low expenses.

[@dragonchr15]

Try telling a 22 year old with a professional job he or she should not be tricking off their money on a nice car, going out on weekend, and lavish vacations.... Lol

[@adamcz3183]

How exactly does one get $1,200 a month mortgage these days?

[@njrom2975]

Honey 1200 mortgage don’t exist anymore , unless you live in the wood cabin in arkansas . Hahahah pls get your facts straight

[@njrom2975]

@@adamcz3183 it’s a Disney dream . 1200 is rent not a mortgage

[@gregmadison556]

@@njrom2975 $1200 a month is just an example. My parents bought a 5 bed 2.5 bath house in a nice area before the prices went up. There mortgage is $900 a month. If you're mortgage on a 30 year loan is $2200 a month, you can pay $2800 a month for the same house for 15 years. After 15 years your loan is paid off and can save $33,600 a year for 15 years, that's $504,000.

[@laurinatee9612]

Anyone who is not investing now is missing a tremendous opportunity .

[@rickybishop8388]

I totally agree! Investment with an expert has also changed my life financially and I have heard a lot about investments with Mrs Angela Cole Carr and how good she is,

[@AlbertLeon615]

I totally agree! Investment with an expert has also changed my life financially and I have heard a lot about investments with Mrs Angela Cole Carr and how good she is,

[@Dalio906]

Wow, so delighted seeing my broker talked about on KZbin, This was exactly how i got recommendation about Mrs Angela Cole Carr, At first i was a bit skeptical but eventually i gave her a trail with my little investment i got huge profit

[@allenram3120]

No doubt... There are quite a few sincere expert though

[@lilianmerkin7923]

Thanks for the information

[@user-yw8hg1yc3b]

Although< I have interests in global economics I don't watch the news anymore... I have enough FUD. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over £728k from day trading with VRITKN300

[@raquelfreeman81]

I have learned so much from u. Thanks to what u have taught me, I am now able to help out my family a lot more.

[@trulyworkfromhome6767]

that is awesome 👌

[@tamekaallen9925]

Helping my family out seems to ALWAYS be the reason for my dwindling savings!

[@madisonmoody5190]

I just bought a brand new car for the first time, I pay about 600 or so monthly for my payment and insurance combined. While financing my car I’m trying to save for a heft down payment for my first house. This will seriously help me so much. Thanks man!

[@AmericanPatriotANomad]

My first $500 was very difficult for me. I’m almost to 1k. My problem was gambling and taking money not seriously. But all in all I believe this guy is truly helping others So Thank you

[@hellypalli]

How much you got now brother?

[@Myuyu_za]

I’m in the first step! Establishing a baseline that will enable me to get rid of my debt first and foremost!! It’s hard, as it requires consistency but I’m willing!! Boy am I willing!!!

[@sj7233]

Thanks for this video. I'm tired of living check to check and managing my money so poorly. Time to change.

[@TommyBryson]

You got this bro

[@azucarmoreno28921]

This was simple advice, but easy to follow, and it made sense. I am going to focus on my financial goals differently thanks to this video!

[@ue2267]

Very sound, wise and knowledgeable advice from a young person. I am only 27 and have a property under my name in Sydney by being frugal and careful with spendings in my early twenties. Whilst others were going travelling to Europe, I prioritised a property. If I sell my house now, I can get 400-600k in profit. Although I maybe a step ahead compared to many people my age, I still feel that I could have been even more careful with unnecessary spendings. I have invested in a masters degree to change careers and am back to square one with my earnings. Although i can make more at 5yr mark than I would have been able to in my previous career at 10 yr mark, I do have a high student loan alongside mortgage to pay off. Back to savings and paying off debt at the same time. Your videos are very motivating and helpful!

[@lyndalawley2003]

[@algoflush1430]

if you want to give yourself the largest raise you ever had... payoff all of your debts. All of those previous debt payments will now become investment payments. The borrower is slave to the lender. Stop being a slave. Proverbs 22:7

[@blaakcoffee]

Facts!!!!

[@noto3402]

These are great tips and very straight forward. I’m 21 and now are paying off slot of stuff at once like credit cards and stuff. I have two cars both are paid off and I live with my parents so imma use it to my advantage

[@mulletsquirrel]

Start investing now, your 20s are the best time (if you don't have money in your teens) to let time and compound interest work for you! Yes pay off high interest credit cards of course.

[@JamarayB-zd8jh]

Man i appreciate these videos honestly. Especially growing up in a household with no parents in the household, getting raise by my aunt and she barely knowing anything. You become ignorant of the things you gotta know in life. So besides talking to God and other people, i come to KZbin to get advice.

[@uykubebegi8152]

I have learnt in recent months is to remain calm, especially when it comes to investments in cryptocurrencies. Learn not to sell in panic when everything goes down and not to buy in euphoria when everything goes up. I will advise you all to forget predications and start making a good ptofits now because feature valuations are all speculations and guesses. The market is very unstable and you can not tell if it’s going bearish or bullish. While myself and others are being patient for the prove to skyrocket, I would say trading with VRITKN300 has been going smoothly for me. I have accumulated over 2.7BTC in just three weeks, with he's masterclass trading strategy…

[@mzlyzs9863]

Sending this to my 24yr old nephew❤

[@chaselesser3191]

I’m at 73% on all essentials. In 4 months it should go to 64%. With no credit cards or auto loans I can get it to 53% and when kids are all in school I could go down to 55%.

[@BadEngineering.]

First 10k is easy. I think for me personally its the 100K mark. Got out of college 3 years ago and slowly working my way up there in savings. Almost there but it feels like it takes forever!

[@GreyStreet14]

I ALWAYS CIRCLE BACK AND REWATCH THIS EVERY NOW AND THEN. BECAUSE THIS CHANGED MY LIFE ON 1 YEAR

[@gastilt]

The real challenge to get to financial freedom is to work up to saving 85% or more of your monthly income. This may take some time but will enable you to live below your means, and still get after the goals you want to achieve.

[@mulletsquirrel]

You gotta be making real bank to save 85% of your income, or be living at your parents' house!

[@gastilt]

@@mulletsquirrel I make $51,000 a year and it really depends on where you live for the cost of living. Saved ~$500k in 11 years doing this.

[@mulletsquirrel]

@@gastilt impressive! I am not sure I could do that while supporting my wife and three kids lol

[@mulletsquirrel]

@@gastilt if you can survive on $8k a year, you should stop working now if you have $500k saved up...

[@lizbethp.4182]

How did you do this ?🤔 pretty good savings 😅

[@LordSaviourCheesusCrust]

im planning on moving out in the next year, im trying to learn to budget now before it’s too late but HOLY… this video made me feel like i can take over the entire industry.

[@foureyedfart8117]

When I seen your car so much respect was built. Thank you for being humble

[@shunsuieso8923]

I will start this week. Thanks for the motivation bro 💯💯💯

[@CopyJt]

Save up to $10,000 Challenge accepted

[@TommyBryson]

Let’s goooo

[@joshuajohnson3903]

I’ll join you

[@jessesullivan3525]

You can do it 💪🏾

[@generallouverture7351]

I've got half...And I'm going to complete the final half..

[@itsjohnanthony]

I’ll join you I’m at $2,000 now

[@jve89]

I'm an airline pilot and I need to drive a taxi as a side hustle just to make ends meet. I think it's ridiculous how they treat us.

[@TommyBryson]

How much do you bring home ?

[@Amazee-s1u]

@@TommyBryson780,700$/year after tax....

[@KyloB]

9:48 I would swap these around actually. Build up an emergency fund of at least 4-6 months of expenses FIRST before you start aggressively paying off debts. If youre throwing everything you have at your debts and don't have an emergency fund, the last thing you want to happen is for your car to break down or your washing machine or something and suddenly you have a $500-1000 bill you can't afford and you're either stuck with it or you have to take out a personal loan, meaning even more debt, to cover it. Always, always prioritise having something between 3-6 months of expenses in an emergency account, then when something happens, which it absolutely will, you don't have to stress about not being able to afford it. Once you have the emergency fund sorted, THEN you can start aggressively paying of debts.

[@kurntrywizdum7423]

All makes sense. Great vid!

[@Dannyjeon1]

This was informative, thank you

[@TommyBryson]

Got you

[@kenyattafrazier]

I’ve saved almost 10K in 6 months but all I’ve learned from this video is just that you make a lot more than most people. I make a fairly decent amount and some of this stuff you talked about doing is just not even feasible. At least not for me, and I’ve been superb at managing money.

[@MILKWynn]

Eventho its common sense. ITs good to get reminders and videos like this. These are not taught in school and some parents dont teach them. But it expected to know when going through life. One extra tip i do but i think ppl should know. When getting your paycheck but havent gotten your credit card bill yet, No harm paying your bills earlier than expected(of cos knowing what you have spend). Or just paying them after you made a big transaction with your card. Firstly, u wont over look it, you clear the debt and avoid late fees. When you decided to use your credit card, you already know you have to pay them back!! This tool is handy. Use it!! Always check your bill transaction and never leave your card details in online accounts. Eg. Amazon wants you to save your card. DONT!. This slows scammers and theft and stops you from making regrettable purchases. A mistake is a few clicks away

[@leomendoza450]

Sense !! I’m excited to start a trial run this December and full send it into ‘24!

[@TommyBryson]

Keep me updated

[@niceguy0080]

I like how you said make your baseline realistic. You can enjoy some of the money you make now but make sure not to live above your means.

[@shannonjohnson4314]

Most people in America can't find affordable housing. These rich KZbinrs are clueless to what the average American is going through.

[@sharwashington3520]

Very clueless

[@TommyBryson]

The average millionaire is doing it via being frugal and patient. It’s not “youtuber”

[@MikoWorldwide]

😂😂😂💰💰💰🤑🤑🤑✌🏽 You mad because you are average and won’t use your brain to earn more money. Stop being average. I’m about to Trade my 2019 Corvette for a 2023 Corvette. Thanks KZbin. Don’t worry, I’m into saving, investing too. 💯

[@donaldlyons17]

@@TommyBryson Dude he was referring to the rich KZbinrs not other rich people. But you know for average people what happened with you was exceptionally rare so why not just admit you luck?

[@gamertagstories]

I'm watching this for the first time now, I always seem to have no money. No savings, nothing. I'm going to try this. Wish me luck.

[@skyeparry5252]

I literally watch all of your content. I believe I can succeed following your advice and wisdom. I want to make 30000 every month lol that's what came to mind but Honestly. My main Affirmation is , I Am Self Employed, and everyday my company is getting Stronger. That's honestly the first step walking away from my 9 to 5.Forever grateful to Badkhencorp

[@El__Cherry]

Something is very wrong with paying rent ‼️

[@iamshaneblackfilms]

So I like how you bypassed you saying you just bought your home and only paying 300$😂 the times have definitely changed. I’m not stuck in the woe is me mindset but I would like a clarity

[@lukemccalib2979]

Bro I lost your channel but so glad to be back

[@TommyBryson]

😎🙌welcome back bro

[@jmech2298]

Nice video. Started my first real job yesterday and gona make 60-80k a year starting out at 21 im real glad i came across this vid. Helps get me into the saving mindset

[@evanrichards5672]

Tip: if you want a large home with a 30 year mortgage instead of a small one with a 15 year mortgage, pay an extra month’s mortgage per year and you’ll have it paid off in 17 years.

[@torilav7462]

If I’m getting paid bi-weekly, should I split my bills to paying some with first check and the remained with the other or should I pay all my bills with one check & use the other for saving, etc? I appreciate everyone’s insight!

[@MrProfessional777]

The way I do it is... Write down your how much you make a month. Then write down yoyr monthly expenses/bills. Your monthly expenses should include paying yourself. (Pay yourself first.) Come up with a budget and when you are going to pay your bills. Bills/expenses will most likely have different due date. Being paid bi-weekly, I used to pay my rent with 1 then all my other bill with the other. Little did I know I was over doing it and had no money to pay myself/save. This of course was before I had financial guidance, knowledge or any type of plan. I hope this helps. See you at the top! Good luck and Godspeed.

[@pastdue7170]

I pay most my bills with the first check. I mean that is when most my bills become due anyway. The second check goes into saving / investing. My over all life expenses is around 1500. That with Gas, food insurance, rent and utilities. I do use credit cards for flexibility tho I pay them off every month so no intrest is put on them.

[@---bu6eg]

Yo this is cool to jump into a challenge thats not even 6mo old! (: Im just past halfway to $10K. Plugging away!

[@Nmswill618]

Ain’t nobody paying 300$ a month in rent😂

[@vladimirmakarov5669]

Get you a roommate

[@Duwaprello]

He owns his house and paid off the mortgage so it’s 300 $

[@2MHTmehmetcan]

On VRI token , you've done an amazing job. How are you going to make all of these films and write all of the text in such a short amount of time? Exceptional work.

[@imchaeww]

[@2Smoke311]

honestly, getting to $10,000 is not a problem. It's having the discipline to refrain from over-spending, which always puts me back at square one.

[@deltahomicide9300]

Got to my first 10K by learning to cook and quitting alcohol. It was really that simple. Oh and I never join a gym always living in apartments with gym and pool

[@journeyto100channel2]

Each month I make a Game Plan ON PAPER. First write down the (Absolute necessity) Budget starting with The essential. 1-Rent/Mortgage 2-Light/Water/Gas 3-Car payment 4-Car Insurance 5-Phone 6-Food 7-Gas ------------ 8-Wifi 9-Any Entertainment 10-eating Out After add up all Monthly Income, Then Subtract From 1-10 Ect. After put necessary Amounts to respective savings. And hold onto Fluid Cash no more then 10% Cash on Body. And live life with common sense and obviously if you want to see your savings grow, then simply adjust your budget and make smarter habits. Y’all got this!!!

[@scoobysnackz23able]

I accept the challenge. I just followed you and if this works I will keep doing it and I will like and comment on all your videos

[@TommyBryson]

You got this

[@richardcmccants9158]

Thank you so much for teaching me how to save money aside each month I really appreciate it

[@TommyBryson]

Glad I could help 😎

[@12BY6]

I accept the challenge bro! I am tired of being challenge with money

[@VinMotors0613]

💯 Spot on. They need to teach this in middle school and high school.

[@cozdinho911]

Officially Started this challenge today, and got a budgeting app to help assign categories and fund them. Savings, credit, rent and etc. I have rent due this month and not again until March, I feel I can accomplish $10,000 by the end of the year easily With that I set up another goal to have my safety fund 3x full by June 2023. My yearly income is around $40,000.

[@cozdinho911]

For reference. Last year was my first time even seeing $1,000 in my account. I now have a much better job and am excited to challenge myself to financial freedom/comfrot.

[@cozdinho911]

Comfort*

[@shukriqueen3878]

After I learned hart way in the life I stared saved money in 2023 and saved in three months $10,000 dollars I was so proud my self and I believe I can do more then that 😊😊

[@garnhamr]

My paycheck routine is based on a two stage operation. 1.Admit defeat 2.Get pissed

[@MrSqual08]

I agree with mostly everything. Personally, I always pay myself first, in other words, invest first. I think I am able to do this because I don’t have a large amount of bad debt. No car note, no credit card debt, etc… Also, I make sure to always buy gold and silver every paycheck.

[@sisterstaketoo1981]

I’ve had 10k plus in savings when my hubby lost his job this year we had so much happen our pipes burst twice and the heat went out needless to say we are building it back up now. The goal is to be at 30k in five years.

[@Miaisabelle-yk6rd]

📌 Great video. I started watching your videos last year as a beginner before giving stock and crypto market a trial. I was able to make $17,300 in one month with a capital of $4,000 trading with an experience expert who guided me through out my trading.

[@CharlesWalker-jb1yl]

Haven't you heard of Mr Chrissy Barymoer ? He's an experienced trade specialist who has been helping me to make good profits, with his strategies you don't have to bother,and he is on Facebook. .

[@Karagoldberg7]

I highly recommend Mr Chrissy Barymoer. He is my current trader and His strategies are working amazingly well

[@adakkristinn]

I knew someone would mention Chrissy Barymoer, he is perfect in helping beginners grow. I would not recommend anyone else.

[@LeeWalton6]

Type his name Chrissy Barymoer and search him

[@LeeWalton6]

“ On F acebook “

[@vivi-sb1sx]

18 things I've learned from this video 1. Dont spend more than 33% on shelter 2. Try and negotiate with company to lower your plan 3. Have a separate account for your baseline money 4. You should have left over money 5. Save more money on shelter and transportation 6. Have goals for extra cash (side hustle if needed) 7. Pay debt based on interest rate 8. Multiply your baseline by 3 to save money 9. Keep baseline below 70% of income 10. Invest money into an index fund for your retirement 11. Save up money to buy a home 12. The house you buy should be no more than third of your monthly income 13. Pay off mortgage and invest faster 14. Lower your baseline after 10-15yrs 15. Dont invest until youre done with debt 16. If you get a increase in your job dony increase your baseline 17. Save up money for emergency 18. Have a Emergency found

[@kiki8517]

O had over 10k about 2 weeks ago. I had to let go of most of it because i decided to fully finishing paying off my student debt. I do feel proud of myself vecause i did it all in 3 years, but i do feel broke. Im watching more videos like this now though so i can get back on the grind cuz from here on out my checks are for soley for me

[@davidrobinson9528]

“Hardest to save is $10,000). No lies told there. Took me a couple years to do so and it’s not even mostly due to not having it to save rather than the mentality and routines it takes to save it.

[@Martin-md3qy]

Sense, thank you so much for this video I have been going through a lot and you have provided a beyond miracle clarity. I promise to keep you posted and keep in contact. Thanks again! God bless you, stay safe!

[@cedenomaura7141]

My grandmother always told me from a child. It isn't how much you make it's how much you save

[@ezrhino100]

this is right. you don't want to be so tight that you end up losing your wallet from over spending...

[@OrganizationBae]

I like the idea of this but it’s a bit unrealistic for most people. Congrats on your accomplishment on over 1/2 mil in savings though. That’s amazing!

[@robertvega3078]

I bet it’s easy to have a plan like this and stick to it when you don’t have kids lol

[@krysis7271]

It’s not that hard. I have two kids and I do something similar. It just comes down to using common sense to allocate money correctly. I even have a “dumb fund” and a “fun fund”. I take out of those for necessities if I ever need to. But I overestimate bills to make sure there’s a pillow just in case 🤷🏻

[@demontank76]

Planning on moving into a new house w/ my fiancé by October. I started thinking about a lot of the things you mentioned in this video. It jus made.... sense 😆 Long fun road ahead 😂

[@abdullahozavc9436]

in few weeks this is one of the best medium to backup your assets incase it goes bearish.

[@MrGrapesforall]

Age: 33 Debt: 78.700 USD (student, car and bank loan) Income: 120.000 USD/ annual Monthly baseline: 2000 USD/monthly Mortgage: 1500 USD/monthly Debt repayment: 5000 USD/monthly Savings: 1000 USD/monthly Fun stuff: 500 USD/Monthly Hard to save the 10k when life keeps happening id say every month i get atleast 500-800 dollars worth of unforseen expenses.

[@ATHSMATIC_BOZO]

I'm 16 going on 17 and have 4,000 saved and I watched this video to Learn new and helpful ways to keep saving I feel pretty accomplished and I'm excited to see how much I can save but only time will tell

[@JscottJscott]

That makes a whole lot of sense thanks

[@lucidlearning2028]

Started the Journey be back when i hit the 10k goal. Appreciate the insights