My producer and I fight about what work is done at the company behind the scenes in today's post show: kzbin.info/door/Le_q9axMaeTbjN0hy1Z9xAjoin
@Vampirita4472 ай бұрын
Caleb is my celebrity crush 🤭
@diviningrod26712 ай бұрын
@@CalebHammer you seem to be into burgers A couple of out of the way choices Silver medal dive bar .their unassuming addictive little effers Food trailer at cork and brew on congress at Cumberland GREAT PEOPLE Indian spiced burgers that will make you weep softly They even have one name after my one legged neighbor " the gaylin burger " lol
@JonathanLGN2 ай бұрын
@@Vampirita447bot?
@wisemage0Ай бұрын
Lydia's sworn to carry this burden.
@autumnganis10072 ай бұрын
Sitting there wishing she could qualify for student loan forgiveness while driving a PORSCHE and making $150k a year is a disconnection from reality I wish to never experience
@s-magee2 ай бұрын
And people why the population is against student loan forgiveness!
@autumnganis10072 ай бұрын
@@s-magee lots and lots of the population are for student loan forgiveness in one form or another - if she worked in a qualifying field in the public sector she would qualify. Also $10,000 is not going to help her much lol
@seanblvt2 ай бұрын
@@autumnganis1007 I used to be in favor of broad student loan forgiveness. The only forgiveness I'm in favor of now is for predatory loans from fraudulent universities. My stance is coming from someone who paid off six figures of student loan debt in less than a decade from making significant sacrifices in the short term, which apparently everybody else with student loans is unwilling to do (as noted in this video).
@kman202 ай бұрын
@@seanblvtthat kind of attitude is like “I had to suffer so everyone else should too”
@dnllamb2 ай бұрын
@seanblvt the last guest also had student loans which she used to travel and live it up, no student loan forgiveness ever
@mikeabel75772 ай бұрын
"Ford is not affordable now." - Woman who bought a Porsche
@laurab58492 ай бұрын
Like FR
@markaword15612 ай бұрын
🥴
@joemachine47142 ай бұрын
🤣 🤣
@BicoastalJet2 ай бұрын
Pre-owned…bc if you’re going to save money go for a lux vehicle that has European parts, obv
@danieltaylor36962 ай бұрын
Also the piano is very sentimental but I'd choose my car over the rent i pay to house the piano
@brookibear32 ай бұрын
I hate how pitiful she sounds, like all theese decisions aren't hers and she is just a helpless bystander
@koderkitty2 ай бұрын
Yes! Vctim mentality
@NatashaEstrada2 ай бұрын
I get the feeling that her mom took out a lot of these cards in her name.
@annalisacandaso-robertson91792 ай бұрын
"the way my family does things" and it's just her and her mother with their codependent nonsense. 🙄
@annalisacandaso-robertson91792 ай бұрын
Saying she might punch him. She's admitted to being the baby of the family and is so mad at him for calling her out on her shyt, that she's threatening him, when she volunteered to come on this show. She seems like the kind of person that would hurt somebody sneakily if she could. I've watched several of these videos and her attitude is just so rotten. For some reason she seems worse than some of the 30yo entitled brats on here.
@annalisacandaso-robertson91792 ай бұрын
She is being passive aggressive, he is being direct. She doesn't like being held accountable.
@VIP-ry6vv2 ай бұрын
My grand piano can't live in a studio apartment is a brand new sentence and entirely different caliber of excuse. This is gonna be good.
@CalebHammer2 ай бұрын
Same haha
@rodU652 ай бұрын
The butler needs space too...😅
@TheMelegence2 ай бұрын
This needs to be on a shirt
@mzmi_2 ай бұрын
So not a studio, but like a 2br w a den could work. Piano is in a nook and/or in the room with the Murphy bed (wall bed) where mom sleeps when she's there. Or give mom your bed and your younger body sleeps in the foldout, next to the piano. This is NOT un-doable, she just needs to take the emotion out of her process. Ok, you can keep the piano, but unless you're giving lessons, it's just a huge knick-knack. Can we RENT it out to someone? A bar? The condo? A mall?
@mzmi_2 ай бұрын
Cuz that rent is BANANAS!
@Kaails24242 ай бұрын
"Just happened to go to a Porsche dealership" That's funny, 32 years on this earth and I've never ended up at one of those 😂
@kara89112 ай бұрын
43 years here and I’ve never been drawn there at all.😂
@tjorgy78542 ай бұрын
I drove to work this morning and accidentally bought a Porsche. There are literally dozens of us. DOZENS.
@AnalyticalMenace2 ай бұрын
@@Kaails2424 It's overrated brand anyway.
@moxopixel2 ай бұрын
"I should treat myself because I feel sad"
@LawrenceTimme2 ай бұрын
I've been before. Not accidentally tho and not to spend all the money i don't have
@hannahyalea2 ай бұрын
My 401k is currently sitting at 13k and I’m 26… hearing Caleb say about her retirement account balance “you’re right where I’d want someone to be at 26/27” made me feel good 🥹 I’m also fully debt free and have a nearly fully funded 6-month emergency fund! This channel has inspired me so much to be mindful & responsible about my finances. Thank you for the work you do Caleb!
@user-qh5nm7di2r2 ай бұрын
How much is your car payment? Model/year?
@rachel36202 ай бұрын
Could you bump your retirement contribution by 1%? It'd be a good challenge that will make a huge difference at retirement!
@hannahyalea2 ай бұрын
@@user-qh5nm7di2r my car is fully paid off! No car note!
@stephanierose39542 ай бұрын
Mine is at 12 k and I’m 27, I couldn’t imagine 13 years from now being closer to retirement than the start of my career and having only that much. Just bumped up the percent I contribute because of him.
@maddiehags7104Ай бұрын
Can you apply to go on the show 😅 I need a good example
@bradman43992 ай бұрын
"I feel like I'm drowning, so I bought a porsche" is a take
@shadowfox21202 ай бұрын
It's really hard for some people to say no to their wants or look at them objectively and make a rational decision.
@tatianaflucker94172 ай бұрын
@@shadowfox2120 agreed especially when they’re in a cycle of grief and depression. They’ll do anything for the dopamine hit. Shopping and eating is the easiest
@CalebHammer2 ай бұрын
Absolutely wild
@derekmarkson2 ай бұрын
Most of these guests, including this guest, need a Psychiatrist.
@dr.decker9112 ай бұрын
Grand piano
@pixiegirl1314152 ай бұрын
I can’t get over how she keeps blaming everything on her dad’s passing TEN YEARS AGO when she can say with a straight face that they “go to Germany for Christmas” and she bought a Porsche for the customer service. Girl.
@kiowaharrell2 ай бұрын
@@pixiegirl131415 this is a girly that got treated like a princess and I'm guessing Dad was ether a big enabler or took care of a lot of her problems in life
@EarlsPearls2 ай бұрын
My mother blames her debt on my parents divorce. Yes, he screwed her over financially but it was in 1997. If you can't take responsibility you aren't an adult.
@MrColdwilliam2 ай бұрын
Have to find a man to blame, some how, some way. Once you meet these women, you can see the signs.
@trishak99112 ай бұрын
I think there’s a misunderstanding here about what kind of student loans are forgivable or can be discharged in bankruptcy. Only federal loans get forgiveness and can’t generally be discharged in bankruptcy. But in some instances student loans can be handled by a bankruptcy. She’s not broke she’s just stubborn and spoiled so I don’t see why bankruptcy would even make sense.
@AmbuBadger2 ай бұрын
And all she can say about the Porsche is "it has Sport Mode and Sport Mode Plus"...
@saramarguerite27952 ай бұрын
Says she has been called out her whole life but yet can't handle a single bit of criticism without getting defensive 😂😂😂
@squanch-vk4nm2 ай бұрын
Her tone of voice says "I'm a victim" but her eyes say "just give me a reason to sue your ass."
@myyt38242 ай бұрын
@@THE_SOUTHERN_DISCOMFORTliterally
@TheMelegence2 ай бұрын
Facts
@doomkid13312 ай бұрын
My landlords wife is this way I can’t stand him or his bitch 😂😂😂
@danielleburke872 ай бұрын
I haven't watched the whole video but did she do bankruptcy is that why she owe irs
@aliecarey2 ай бұрын
😂😂😂
@billmcnealofwnyxnewyork2 ай бұрын
“Customer Service is excellent.” I have a 2015 Honda Accord and have no idea how customer service is because it runs beautifully.
@shinineagle232 ай бұрын
I have a 2003 Honda accord. 100 percent agree on this
@200crazyz32 ай бұрын
Same 😁
@JazzyERnat2 ай бұрын
Best thing a person can do is get a great mechanic. I’ve got a 12 year old Toyota that runs like a champ & get great customer service from my mechanic
@g.l.46392 ай бұрын
2013 Honda Accord, never seen customer service.
@rachel36202 ай бұрын
Same, my 2013 Fit has never had a problem that's required customer service.
@kairax91412 ай бұрын
i’m sorry but whatever church was able to get her to donate $800 a month is really putting in the work to get their pastor a private jet.
@MissMosierable2 ай бұрын
She probably believes tithing from the Old Testament. That's giving 10% of income to God as "first fruits." If so, any church she'd go to would get $800 a month as long as she was bringing in $8,000 a month. There are 3 forms of Biblical tithing in the OT. One is the 10% for giving to the synagogue (priests & poor). The next is saving another 10% for yearly travel expenses to Jerusalem for the Passover. The last is to set aside 10% of what you produce in the 3rd and 6th years to give to the priests & poor to help support them. These days Christians who tithe generally offer 10% of their monthly income and call it even. Jesus doesn't mention tithing except to say we need to give more tjan money and offter service, tkme, and talents on top of whayecer funds we share. Now Paul? Paul speaks of setting aside a specific weekly offering based off one's income in 1 Corinthians. People debate if that's a tithe or not. He doesn't say 10%, he does say based on your income. So, she could give less than $800, and if she feels guilty, up are acta of service, time, and talent sharing to compensate and that keeps in line with the NT even if it doesn't strictly follow the OT.
@nail_fiend19622 ай бұрын
$800 would be a normal 10% tithe that most Christians feel led to give to their local church. As someone who tithes 10%, I would not do that if my pastor was buying private jets. Most of my church's budget goes to missionaries local and abroad who do great humanitarian work as well as share their faith.
@esmeraldaparker21372 ай бұрын
Fr that's too much.
@ayachitsure2 ай бұрын
@@nail_fiend1962 I was gonna say, 800 is an appropriate tithe for her income. I can see how people who don't ever tithe would see this as a ridiculous monthly expense, but for many people it's very normal. (Plus, for many people, it's also "normal" to give much MORE than 10% of their income on junk like Starbucks and fast food, which I can't relate to, sooooo...)
@rickybojangles1622 ай бұрын
@@ayachitsure I would much rather people put their money towards junk like Starbucks or fast food than it go to largely corrupt, tax dodging religious institutions to be honest.
@DarthTheron2 ай бұрын
This isn't financial audit. It's financial sob story from someone who makes 6 figures and can't get her shit together.
@courtneya22072 ай бұрын
Fr why is she even on here 😂
@gidgetgetscrafty2 ай бұрын
And her complaining about not qualifying for loan forgiveness. PSLF and similar programs are for people who take lower paying jobs that serve the public. Not someone making her salary.
@DarthTheron2 ай бұрын
@@courtneya2207
@TrigoNomentry2 ай бұрын
I barely just started the video, I want to bet she has a cat or two.
@darkfafnir43892 ай бұрын
@@gidgetgetscrafty yea not a women making 6 figures and broke cause she thinks she needs a grand piano instead of a monthly payment that doesn't break her
@Ant-dw2uy2 ай бұрын
My mom would beat my ass if I was struggling to buy groceries with $1500/month sitting in my apartment parking lot.
@cooperashleigh542 ай бұрын
Same here
@BlahDeDah72 ай бұрын
Right! Like come on!
@hunterfg092 ай бұрын
Unfortunately it's insanely too common. my aunt babysits for us and is a landlord for some apartment complexs. The number of brand new chargers and Kia/Hyundais I see in these kind of shitty apartments is staggering when I drop him off. I'm betting the car payments are very close to what their rent is
@latulip1002 ай бұрын
My mom also when she’s never had a new car in her life to save for our education and feed us.
@franciscolaurean85502 ай бұрын
$4k a month wasted on Porsche and storage unit for her grand piano💀
@tayaphroditeАй бұрын
She likes the aesthetic of “looking rich” but literally can’t afford it, she needs to be humbled
@stephanmathys622 ай бұрын
This isn’t a financial issue, it’s a pride issue. She spends on gifts for other people because she’s unable to say, “I can’t afford it.” She pays her mother’s bills because she can’t look her mother in the eye and say, “No, I can’t afford it.” She’s unwilling to move to a smaller place and put the piano in storage because she’s unwilling to be “the person who had to say she couldn’t afford everything she wanted”.
@LawrenceTimme2 ай бұрын
Pride is one of the sins too. Maybe if she listened more at church rather than paying them she'd know that.
@superbigblack2 ай бұрын
So f**king true
@kkirT2 ай бұрын
There's infinite drawbacks with honor culture
@Chessdude42 ай бұрын
You missed the car, she cant not own a porsche because what people would say if she bought a beater
@sunshinejgb2 ай бұрын
My thoughts exactly! She drives a Porsche and it seems most of her debt has been built because she wants everyone to know how much money she makes! I hope she watches this episode and recognizes how frivolous she comes across and that she will, finally take responsibility for her debt. I'm sorry her Dad died 10 years ago, my Mother died 10 years ago, my Stepfather 5 years before that and my Daddy when I was 13. So I get the grief and how sometimes out of the blue it hits, but it's no excuse for stupid financial decisions. She was talking about the baby grand purchase like his death was recent. I hope she realizes what a gift she's been given and can go into her retirement without debt hanging over her head.
@imagamerful2 ай бұрын
Girl: *starts crying* Caleb: alright lets go though ypur debt 😂 This is why i love this show
@Kaails24242 ай бұрын
That was such a boss move from Caleb lol
@JazzyCaramelCurlz2 ай бұрын
And the tears suddenly stopped 😂
@greciarojas17992 ай бұрын
That's whole grown woman xD
@JoshHitti2 ай бұрын
She makes $140k+ and is as broke as someone making $40k. She is not a victim of anything other than herself. 💀
@Dreadreming2 ай бұрын
Imagine if she had to lose her job...
@Cooowop2 ай бұрын
Truuuu 💀💀💀💀
@bobas77752 ай бұрын
I make $40k I'm not that broke.
@xuereb28672 ай бұрын
I earn about 25k after taxes and have 30k in the bank no debt. It is not how much you earn it is how much you save.
@MrColdwilliam2 ай бұрын
Look at how poorly she responds to the concept of taking accountability for herself.
@hill99482 ай бұрын
I can't pay my groceries but I won't give up my Porsche, grand piano or trips to Germany. Her Mom is her accountant and yet she owes tons to the IRS? Make it make sense
@ItsVictoriaG2 ай бұрын
As a violinist, I can genuinely understand the sentimental value and musical value of the grand piano. But that doesn’t explain the Porsche or the trips to Germany or the debt. I can’t even.
@ViaHim2 ай бұрын
The 🍎 is right up under the 🌳…think that’s what’s happening here lol.
@mattreynolds9812 ай бұрын
I'm sure her taxes are shady
@Mejoche2 ай бұрын
Don’t forget she’s medically responsible for others mental heath! What’s a joke
@pinkisforpimps2 ай бұрын
The SAME accountant mom who apparently can't manage credit card debt 😂
@aeromedical67762 ай бұрын
She’s not there for a financial audit. She’s there to defend her idiocy and then expect Caleb to give her a plan to reach financial bliss with no effort on her part
@poodlegirl552 ай бұрын
She can never pay off her 90K student loan but can buy a 90K car??? This is why people get mad when they hear about student loans being forgiven.
@nikkibadzik39482 ай бұрын
Absolutely
@superbigblack2 ай бұрын
I thought it always going to be 10000 maximum then more for lower income ppl. She would still be left with $80k
@mandorivera69902 ай бұрын
I honestly don’t care how much they would pay I just don’t understand why they would think paying for people’s college from tax payer money is a good idea it’s not fair to the people that didn’t go to college or couldn’t go to college for other life reasons. I’m happy paying for my education that I chose to pursue. I’d rather see them use that money for more after school programs for kids to get them off of the streets and actually being kids again not stuck behind tablets everywhere they go.
@ajcoopa2 ай бұрын
And they have the audacity to complain about the garnishing "how dare they take my money"... lady it's THEIR money! What do you think a loan is? They gave it to you - it wasn't a present.
@kathymac212 ай бұрын
No joke!
@onyx98572 ай бұрын
Recommendations: 1) Get rid of the car, pay the difference, get a cheap car. Save yourself $1,500 per month. 2) Downsize to a studio apartment and save yourself $1,000 per month. 3) Put the grand piano in a cheap storage. 4) Stop being the gift buyer for other people. 5) Stop traveling. 6) Remove Amazon from your mom's phone. 7) Stop eating out.
@ItsVictoriaG2 ай бұрын
That would make a HUGE difference and it’s not even nearly the level of sacrifices so many other guests would have to make to get the same level of improvement.
@pinkisforpimps2 ай бұрын
Easy
@LawrenceTimme2 ай бұрын
Beans and rice. She'll be a millionaire by 50
@jangucreates2 ай бұрын
Just what like, straight to the point 🎉
@Blewburry2 ай бұрын
Stop giving to her church
@Finneas80372 ай бұрын
I’d bet $65,000 at 18% interest that she DID NOT get rid of the Porsche
@ngb47262 ай бұрын
First it was Taquitos, then it was Sweet Treats, and now we're throwing Grand Pianos into the mix? What are these people?
@hackdotx40602 ай бұрын
Those taquitos are worth it
@yourancientancestor2 ай бұрын
What ARE YOU
@steliokontos59562 ай бұрын
Exotic animals, "my ring-tailed lemer has high maintenance needs"
@samanthafreeman43152 ай бұрын
Makes me feel better about taquitos
@heidiortiz93522 ай бұрын
15000 taquitos = 1 grand piano
@jonpowers70702 ай бұрын
Only a few minutes in, and she said, "Find a car that had good customer service." Ma'am, the car is a car. Stop going to the dealership and take it to a mechanic 😂
@brianspencer51492 ай бұрын
Seriously holy hell
@CalebHammer2 ай бұрын
🤣🤣
@emanuelsadu2632 ай бұрын
A mechanic will also fix it in halph the time. Another ideea is to buy junk car and use it untill fail, and buy another junk car. If you have a good mechanic he can help you to choose the best junk, I have a 10 year old junk car. Also choose a car with cheap replacement parts. Parts for porche are most likely expensive.
@tom_upnow2 ай бұрын
My dealership is really good on customer service so I’m lucky and they don’t overcharge for things. Plus I get deals in the mail all the time since I’ve only taken it their for service so I save money.
@winniethepoohandeeyore22 ай бұрын
@@emanuelsadu263 My husband kept a 67 Chevy running for years
@gravedays9002 ай бұрын
40 year old woman acting like a child. I'll never understand why people voluntarily come here just to argue and get defensive about issues they created themselves.
@MPPG6632 ай бұрын
They're all spending addicts. I figure they know they have a problem, but being face to face with the behavior spotlights their inability to take accountability.
@Timbo3602 ай бұрын
Unfortunately the majority of people who would put themselves out their to the public with these issues are typically very narcissistic/egotistical people. OBVIOUSLY NOT EVERYONE FOR THE PERSON WHO IS GOING TO GET TRIGGERED! A lot of them are just trying to get clout/simps who will take care of them.
@courtneya22072 ай бұрын
Honestly I think part of it is having someone ELSE make them a budget is just another way for them to deflect and avoid holding themselves accountable. No one needs to go on financial audit to get a budget, she doesn’t want to put in her work
@garethkalum82972 ай бұрын
@@maureenviola stop making excuses.
@jackie83572 ай бұрын
@@garethkalum8297I feel like she's lying a lot - some of her scenarios - like how she got a bigger raise than she requested - don't make sense
@ethansmith73052 ай бұрын
Of course Porsche has good customer service, you’re paying 90k for a car and $400 for an oil change. They’re over the moon to sell it to you. 😂
@CianMcsweeney2 ай бұрын
brilliant cars, but no one on less than 300k a year should be buying one haha
@picassoflex18322 ай бұрын
Are they really 400) for an oil change? lmfao
@ethansmith73052 ай бұрын
@@picassoflex1832 from what Google says lol
@shadowspire2 ай бұрын
@@CianMcsweeneyamen to that. I owned a Benz until a year ago, first 7yrs it was a dream, but the warranty ran out and everything started to fall apart and break. Timing chain, transmission issues, door handles etc. I did my own oil changes because it was $180 labor plus oil, filter etc. Those Euro cars are nice but maintenance is where they get you. I sold it and got a Nissan suv
@rp4792 ай бұрын
@@picassoflex1832depends on which model you get. It can be as high as 1200 for a basic oil change service lol
@nikkinunyuh98282 ай бұрын
“Hear yourself sing” was the line for me like bro you came for help with no intention to change like anything- why do people come on this show with no intention of getting help- to tell Caleb that they know how bad it is and he doesn’t need to tell them like- let’s go to the middle of the ocean and ask where the land is like bruh
@drea4092 ай бұрын
I don't know, most of the time they're not quite like this, in my experience. She's definitely an outlier. Most of the time they're clueless about their spending, they are genuinely shocked that they've spent twice as much as they've earned over the past month etc. She seems to already know what she's spending on, it's just that she has classified it all as an "absolute need" in her mind instead of as "wants"
@NflDebАй бұрын
I feel like a majority of these guests think Caleb will gift them with a debt payoff. Otherwise there wouldn't be so many excuses as to why their spending isn't so bad. It's sad and disgusting 😝
@laxbmm842 ай бұрын
So I'm a doctor making more than this person and I drive a 2016 Hyundai. I often see nurse practitioners and other advanced care practitioners (and some junior doctors) driving SUBSTANTIALLY nicer cars than I do, and every so often I wonder if I'm behind financially or if my paycheck somehow isn't going far enough. Then I see this woman's finances and think, nope, I'm doing just fine.
@BlahDeDah72 ай бұрын
I’m an APP and drive a paid off 2017 Accord. No debt, paid off house. These are definitely behavior issues, not financial problems.
@darbydeford62702 ай бұрын
Living below your means is never a bad thing, don’t let others’ lifestyle inflations let you feel behind!!
@gertvanderhorst28902 ай бұрын
Untill they will be forgiven student loans or getting rent-assitance ("oh it's normal in most European counries") who will pay for that then ? Hint: YOU. (Property tax up, 401 K not so tax-free, Car-tax by weight or wth)
@feline.equation2 ай бұрын
Oof I feel called out. I’m a pharm tech and drive a tesla. Though I saved up a really huge down payment for a few years after I moved back in with my parents who paid for all of my college and are paying for grad school. But I’m very lucky, I definitely wouldn’t have bought it if I had rent or debt. I won the parent jackpot.
@Enigma321742 ай бұрын
You and me both.. I have a 2016 Toyota Corolla.. my APP drives a custom Tesla with her name as the License plate 😂
@vashthestampede92692 ай бұрын
This lady said the piano has too much “sentimental value” but then said she would get rid of it to keep her car?
@namratasaha21802 ай бұрын
I swear this makes no sense. She is so defensive for no reason, for all the dumb decisions she’s made.
@anaaaaaaaaaaaa20932 ай бұрын
Storage unit..
@vashthestampede92692 ай бұрын
@@anaaaaaaaaaaaa2093 before that she said she wasn’t willing to put it in storage
@gang6009Ай бұрын
The necessity to fart in luxury leather seats
@OG_Sneert0130Ай бұрын
Whamen logic
@no33962 ай бұрын
She makes over triple my yearly salary and yet **I’m** the one with more money. Lmao, it’s not about the money you make but the levels of competence.
@claudetteodette2 ай бұрын
It's about frugality and the level of spending.
@zahraa41492 ай бұрын
You cannot outearn a bad spending habit
@imageisn0thingАй бұрын
@@zahraa4149yup
@cpt_crazy219Ай бұрын
Doesn't matter she doesn't even have that much debt,she can if she wanted to clear debt in a year
@dominiciannucci521722 күн бұрын
@@claudetteodetteat that salary you don't even have to be that frugal. I make half that and support myself and my wife plus 3 pets. At my salary I HAVE to be frugal to make it work. At that salary I would be taking my wife on tons of nice vacations and we'd still have plenty of money left over.
@ashmarie50492 ай бұрын
She’s 100% not getting out of debt lmfao. Just calling it now. I will be SHOCKED if I see her follow up and she made any meaningful progress.
@courtneya22072 ай бұрын
It sounds harsh but sometimes I don’t feel bad at all that people like her will probably never get out of debt when they refuse to self reflect or change
@exforce38892 ай бұрын
@courtneya2207 same I feel the same but I'm open to being empathetic to them in the beginning but by the end of most episodes that's completely gone.
@musicguy19872 ай бұрын
She gets a bonus based on the amount that she bills. Thats insane. Her finances aside, that information right there shows why the American health care system is so bloated and broken.
@shantililly2 ай бұрын
This comment should be pinned.
@millsykooksy48632 ай бұрын
I think it’s based on how much work she’s willing to do not necessarily on billing people for stuff for no reason
@nathanmcneil16472 ай бұрын
This is why you ask for an itemized bill
@ChargedWords2 ай бұрын
As someone who lives in a country with free healthcare this concept is completely insane to me. Nurses are directly making more money on people's sickness? Surely this is against what a lot of nurses sign up for? Are people pushing unnecessary treatments?
@rachel36202 ай бұрын
💯
@amandadsouza37672 ай бұрын
The audacity of this chick. She complains that she cant afford $350 a month to pay down $90k in student loans, ans cries that they wouldnt help her lower the payment.... But then goes out and purchases a $80k CAR and pays $1500 a month no problem. Her logic needs some really over haul!
@heathergray91952 ай бұрын
It's "conservative" logic
@TurdFerguson922 ай бұрын
12k in retirement at that salary is absolutely ridiculous
@jenniferfriesen76912 ай бұрын
And at that age.
@sgc14012 ай бұрын
When she is 76 she won’t have the support she gives her mom since she doesn’t have a kid to support her horrible choices. She is beyond belief.
@juliekring75742 ай бұрын
At her salary only putting in 12k in a year is ridiculous
@hockeysteph2 ай бұрын
Yeah, absolutely insane. I'm almosy her age, 2 years younger, and didn't start saving for retirement until Nov '21 because of my serious under-employment, crazy medical debt, plus some other bad life choices. But since opening a Roth IRA in Nov '21, that account alone has $24k in it and I also have an employer sponsored SIMPLE IRA that's got around $8k. Oh, and my salary is literally 1/3 of hers -$55k currently So I make a third of what she does but I've saved three times as much for retirement. That's CRAZY
@LawrenceTimme2 ай бұрын
Even minimum employer match would be $100k easy
@aliecarey2 ай бұрын
My takeaway is even if you make almost 150k a year, you can still be miserable, bitter and combative because you live CRAZY outside your means.
@28-3MakesMeCry2 ай бұрын
Money does not buy happiness, but it can remove stress if used properly. If used improperly, especially if you make a lot of it, can create LOADS of stress.
@dillonoickle58412 ай бұрын
@@28-3MakesMeCry yes but not having money can sure make you depressed and unhappy. and you can certainly buy things that can get you to happy like therapy or free time etc.
@ursonate2 ай бұрын
I think she lives crazy outside her means because she's miserable and bitter.
@0Demiyah02 ай бұрын
This is key. If you want to be wealthy in life, YOU ALWAYS LIVE BELOW YOUR MEANS. It's not hard to have fulfilling life without a Porsche or a piano.
@triswilsful2 ай бұрын
I know people making 500k living outside their means. There is no way to earn yourself out of bad financial management.
@美保片山-w4i2 ай бұрын
Wow the tone she said “I know “ was absolutely disrespectful to Caleb She volunteered to be on this show Her audacity is just so disgusting
@dtz10002 ай бұрын
He called her a nasty Karen though. What's that all about? It's much worse than her saying, "I know". But you ignore it.
@adxmnt19262 ай бұрын
@@dtz1000 Timestamp?
@IwatchTubiTrash2 ай бұрын
@@dtz1000That's his whole channel... if you don't want to be ripe for mockery then don't watch it and/or go onto it.
@crimsonlilac68702 ай бұрын
Exactly what I was thinking! Then what are you doing in the show if you allegedly know everything!
@dtz10002 ай бұрын
@@adxmnt1926 Timestamp? Try looking at the title.
@bobbyshawhan2 ай бұрын
"It was only $20k MORE than my last car" dude $20k is more than any car I've ever owned in total!
@EitherBendToTheTruthOrLiveALIE2 ай бұрын
Same 😂
@Wade-yk9dw2 ай бұрын
Get your money up lil bro
@kunya162 ай бұрын
I haven't paid 20k for all my cars put together. We own three.
@bobbyshawhan2 ай бұрын
@@Wade-yk9dwI actually make more than she does, I'm also a car guy with an Audi S4 that's definitely not stock. Still would never spend $20k on a car.
@mayahdoss70502 ай бұрын
Yeah and somehow you still get from A to B. I truly will never understand why people dump so much money into an asset that depreciates immediately
@Saffeyah2 ай бұрын
I’m 42. My dad died 6 yrs ago. The piano he gave me is in storage I’m paying $283 for each month and have lowered my rent doing a room share to get my debt down. And I live in NYC. Thank you Caleb! No more excuses.
@acfirby2 ай бұрын
I'm 42 too. My dad died last year. I never used his death as an excuse for anything. He was in poor health. So that inspired me to get healthy.
@OlegAryutkin2 ай бұрын
That storage thing is sooo American. You guys pay money to store things you will never use. I don’t think any other country even has such a system. Pay $300 a month to NOT play the piano?? I understand the sentiment but that’s like 3 grand a year, with compound interest (lost) it will be like 50 grand over 10 years Basically an inheritance that keeps you from buying a house
@taycesells795222 күн бұрын
@@OlegAryutkin They can play it in the storage unit, just like Caleb said. 😆 Anyway what systems do other countries use?
@lisanne46872 ай бұрын
She claims that the piano has emotional value but later she says the car is more important
@imageisn0thingАй бұрын
I noticed that 😂
@Jalyse802 ай бұрын
Buying a car based on the company’s customer service rather than the cars reliability is a crazy reason
@user-jm8ky1kn2t2 ай бұрын
In fairness porshes are some of the most reliable. The real problem is the cost of the car and the maintenance.
@drn133552 ай бұрын
Buying a car she can't afford is insane. She already had hundreds of thousands of debt. I am an NP. I retired from the military in 2023 and now work as a civilian. Combined incomes I make about 230K a year. I drive a 2015 paid for outback that I bought used for cash. The danger with this lady is if she gets sick or loses her job? Done for. Gets sued by a patient? Financial ruin. Debt is RISK.
@Happymavishappy2 ай бұрын
Exactly. If you buy a reliable car, you don’t need customer service.
@evilbong1822 ай бұрын
@@drn13355could not agree more, similar income here and I drive a 2011 single cab ram. Does the job, point A to point B and have the bed for when I need to get stuff for my house. Ppl want stuff they can’t afford, American way of life I guess.
@danielleburke872 ай бұрын
She could've got a benz if that was the case
@jcnot97122 ай бұрын
Yea, if she’d rather sell the piano than get rid of her Porsche then I call bs on it having as much sentimental value as she claims. There’s absolutely no way I would choose even the fanciest sports car over a memento left behind by a deceased parent.
@BlahDeDah72 ай бұрын
Right!
@Torbor9132 ай бұрын
The Porsche is a status symbol which has more value to her than a sentimental piano
@alexisjankowski32812 ай бұрын
Also, the piano is an excuse to have a fancier place to live. She’s giving herself too many excuses. Her dad would rather see her debt free than playing the piano. He would have probably told her to donate that thing and downsize because he loves her. She’s spoiling herself, which isn’t actually love; discipline is.
@MrBluGruv2 ай бұрын
When she said she got a Porsche after coming from a Ford edge, I figured it would be one of the Porsche SUV/Crossovers, possibly a Panamera. When she confirmed it was a Macan and that she spent 90k on it used, along with that 0-60, I knew it was an insane top trim model. Make no mistake here: unless she got supremely suckered by a salesman, she went out of her way to buy the most expensive model of Macan she could possibly buy, so pretending even a little that she was doing anything other than treating herself to the max is laughable.
@Lauren-xr3sz2 ай бұрын
"You can't afford groceries?? And you got a porsche??" "Yeah! I did!" Sister why are you proud of that 😩
@romanyimesgen61362 ай бұрын
Keeping up appearances so important
@Julia-b9x2 ай бұрын
She wants a Porsche, her expensive apartment, restaurant meals, etc. And then wants our taxes to cover her student loans, her retirement and anything that's a real need. Beautiful.
@heathergray91952 ай бұрын
She's the classic conservative who bitches about personal responsibility and takes none.
@abbeyroadx2 ай бұрын
And she’s a republican lmao
@NatashaEstrada2 ай бұрын
She's living like a Dr on a Nurse Practioner's salary. I don't mind loan forgiveness for health professionals but she makes a similar amount to me and I drive a Toyota not a Porche. She could just stop spending and easily get herself back on track.
@sagm706Ай бұрын
So… when my abusive father died at age 57 it was this big “family tragedy” so being the oldest child, I was expected to take on his boat. Boat was paid for but I lived in an apartment with one parking stall in 1995. Where am I gonna put a boat? But my mother freaked out at the thought of selling it because it was DADs!!! So stupid me rented a house for five years I couldn’t afford just so this old ass boat could sit somewhere. Had zero money to care for it or even haul it. I didn’t have a truck. So it sat and rotted and got squirrels in it at which point we had to move to a smaller place or starve (baby on the way) so I gave it away to a friend whose parents had a lot of land with vehicles on it. OH I BETRAYED THE FAMILY!!! It was DAD’s money-suck boat and I “threw it away!” Endless complaining from my mom to THIS day! I just want my extra $250 a month I spent in rent for that thing to stay in the family who never gave me a dime to handle its upkeep.
@turtleanton653925 күн бұрын
Ind3ed😊
@Bellatticakes2 ай бұрын
Pay off 90K student loan ❎ Meet goals of giving ❎ Buy house ❎ Buy 90K Porsche ✅
@marinandherbooks2 ай бұрын
Don't forget the grand piano lol
@RavenSuperstition2 ай бұрын
hey, at least there’s: pierce ears✅
@TheXIIITaka2 ай бұрын
Sorry slight correction Finance a 90K Porsche ✅ She doesn’t own the car the car owns her 😂
@roscoejones3742 ай бұрын
Donate to ActBlue too.
@kwells52 ай бұрын
As a nurse practitioner I am professionally embarrassed by this woman and her attitude.
@BlahDeDah72 ай бұрын
Same!
@jessicuy2 ай бұрын
💯
@jhern0832 ай бұрын
I hate to say it, but a lot of nurses aren't spending time learning about personal finance. We're just working and coping for years and behaviors don't fix themselves.
@amberleaf3392 ай бұрын
@@jhern083 I don't believe the comment was regarding her finances, moreso her attitude. Being aggressive, argumentative and defensive when she's called out, and acting manipulative and sad when Caleb questions her behaviour. I have a close family member who's a Nurse, so I understand that your personality at home won't be exactly the same as your personality at work. With this in mind, my stepmums personality traits of empathy, kindness and understanding still permeate through in our home, traits that are suitable for someone who's a Nurse. With the lady in the video, I don't see any of those traits. I could be wrong but I don't see her suddenly being a completely different person as a nurse at work, and it's worrying with the aggression she displays to imagine her with patients.
@melzig12882 ай бұрын
Her behavior financially may not be the same professionally. The fact that she asks for help means a lot. It looks like she really has problem budgeting. Hope she listens and follow what Caleb told her to do..
@tiannamignogna81582 ай бұрын
this girl got more and more annoying with every second. "the chiefs before taylor swift" lmao you were never a chiefs fan in the first place then
@maxafc46952 ай бұрын
Imagine stopping supporting a team because one of the players girlfriends has expressed some liberal views. It's not like Taylor has even endorsed the democrats for this election, yet at least.
@ImGoopinАй бұрын
@@maxafc4695this aged well
@cflow20132 ай бұрын
I’ve genuinely never, in my life, ever heard of a person buying a car exclusively for customer service. That’s such an insane concept.
@laurab58492 ай бұрын
Plus if you have a reliable car, you’re not going to be dealing with them much.
@FirinMahLazer12 ай бұрын
It's called ✨ justification ✨
@penguin129022 ай бұрын
@@laurab5849 Bought a 2014 Subaru new...10 years later I've been to the dealership maybe 3 times for normal maintenance items that I felt they would do a better job of than a regular shop because they do it all the time. I always get OEM brakes instead of cheap alternatives, I wanted the dealership to do the flush/fill of the differentials on the AWD system...etc.
@MrLeast9002 ай бұрын
Eh, coming from someone that’s worked in a number of dealerships, the old saying is pretty true “sales sells the first car, service sells the second”. I’ve learned over time to buy Toyota over Chevy any day for that simple fact.
@TonyCox13512 ай бұрын
@@MrLeast900I don’t understand why people go back to the dealership in the first place. I guess it’s because they buy new. I buy a used car and take it to my local mechanic who’s great and cheap. Never need to step foot in a dealer
@robertohuerta912 ай бұрын
This has really made me realize that it really doesn't matter how much you make if you have no financial literacy.
@AnalyticalMenace2 ай бұрын
Hence why there are so many lottery winner horror stories.
@catdragon13132 ай бұрын
Absolutely
@lindajohnson.2 ай бұрын
My husband says the more you make the more you spend! 😮😮😮😮
@winry23572 ай бұрын
This is precisely why generational wealth doesn’t really matter. Generally, it vanishes within a couple of generations. It’s built by someone with financial literacy and then spent by their kids and grandkids, then they’re a poor family again waiting for someone to come along and build it back up. Also why capitalism is awesome, you can become rich simply by making good choices and working hard. People slide up and down through social classes all the time and there are very few barriers between social classes. I used to think I’d be making $30k a year for my whole life, then I found a job that I was qualified for and paid well, now I make about as much as this lady does with minimal overtime. I’ve made strides up the social ladder. It’s amazing. I’ll set my kids up for a decent life and if they screw it up, that’s on them.
@Timbo3602 ай бұрын
The lifestyle inflation is real. Not to mention as someone who was terrible with money, if you find yourself spending your entire income every paycheck (even after expenses and bills, I get and have been in the position where I was literally paycheck to paycheck), then getting more money won’t solve your problems; you’ll just end up doing the same and buying even more things.
@jjabrony19732 ай бұрын
“Thank god that charge was not fraud”. Yeah god forbid a fraudster gets access to your credit card that has $400 left before it hits the card’s limit 😂
@alexisjankowski32812 ай бұрын
😂😂😂 You killed me!!!
@shinineagle232 ай бұрын
Died of laughter when said she got the car for 89k and thought the current worth was 90k 😆😆😆
@Teadrinker7102 ай бұрын
Buys car for $89k, drives it for over a year and now thinks it’s worth $90k…. Seriously?
@TheTruthiest2 ай бұрын
Did they ever say how much it is actually worth? Caleb said they were going to look it up but didn't hear them say anything.
@Teadrinker7102 ай бұрын
@@TheTruthiest owes 65k and worth 64k
@TheTruthiest2 ай бұрын
@@Teadrinker710 Thanks, thought it might be worse even
@NatalovesLilly2 ай бұрын
English isn‘t my first language and I listened to that part 3 times thinking I‘m just stupid and not understanding. But this girl is the only one being stupid and not understanding what depreciation means
@PlainYogurt4032 ай бұрын
Imagine signing up for help and then actively threatening to fight the person trying to help you.
@truckercarlson90812 ай бұрын
She was obviously joking. She had enough financial bad takes without getting sensitive about some joking around.
@Regulus33332 ай бұрын
Welcome to the republican party
@joycef84432 ай бұрын
@@Regulus3333and yet she wants her student loans forgiven?
@JonathanRicks2 ай бұрын
“You refused to sign our paperwork for like 30 minutes” 😂 Caleb is so funny
@carlsullivan112 ай бұрын
Crowdstrike down, Microsoft down, planes grounded, markets freaking out, but at least we can trust in our Financial Savior Caleb Hammer 🙏 HAPPY FRIDAY!
@Sniperboy55512 ай бұрын
This is news to me, wtf?
@RemixerDarken2 ай бұрын
Canada markets been doing weirdly well this week (though they are also getting dragged down today)
@SpoonHurler2 ай бұрын
Does the Hammer run on Linux 🐧?
@cesarordaz1392 ай бұрын
Buy
@DonardoHenry2 ай бұрын
Ive been working with customers all morning and all i can say is, Until CrowdStrike rectifies the problem on their end, there's nothing we can do about the software running on your server
@matthewcastrovinci71922 ай бұрын
She definitely blames Biden for the price of groceries making her broke while spending $4,000 on an apartment and car. 😂
@bessycorrales64052 ай бұрын
She absolutely does. 😂😂😂
@Kaails24242 ай бұрын
What's funny is that she probably voted for him. She donated to act blue lol
@tinalindahl87682 ай бұрын
Crazy a person that may very well need social programs someday and is willing to have student debt forgiven, hates Biden.
@jenniferfriesen76912 ай бұрын
No- she only donated because a friend is running for office. The Taylor Swift comment is a dead giveaway this person believes a lot of internet political bullshit. Definitely not blue.
@kellypowell14832 ай бұрын
@@Kaails2424she’s def not blue. If you listen to her response when Caleb mentioned that, she immediately winced and said “absolutely not” or something to that effect, and she immediately thought someone else used her card….there are other indications that make me think she voted Trump all the way
@tbonz24252 ай бұрын
As a nurse, I worry about how she must speak to her patients. Often, patients need support and understanding. Her snarky and condescending tone could really hurt someone. We nurses are not all like her. I promise!
@calebalexander4242 ай бұрын
I think I enjoy the higher income guests the most! Gives us insight into the fact that just making the money isn’t everything.
@yourancientancestor2 ай бұрын
At all tbh. It's 100% how you manage it and mindset
@diegomeza60112 ай бұрын
More money more problems
@lizRomrell2 ай бұрын
And I like when the “high” earner is $120-150k. It’s somewhat relatable. A lot of us have the potential to make that kind of money in our career paths (even if it’s a dual income family)
@reneebennett32752 ай бұрын
Saw a tik tok comment the other day that they were making 200k a year and living paycheck to paycheck because of the economy. I swear…it’s like a sick joke.
@burn0072 ай бұрын
It’s insane, I make only 55k/Year family of 3 and still have 300-500 extra savings \fun money a month even after 10% retirement savings to my 401k
@MrLeast9002 ай бұрын
@@burn007where do you live lol
@Quantris2 ай бұрын
I feel like those people aren't telling you that they're maxing out their roth 401k when they say they live paycheck to paycheck
@dillonoickle58412 ай бұрын
sometimes. you would be surprised how many people before they pay off anything like student loans will buy them and their spouse like 80k plus vehicles maybe crash one get another and yes they own a home which is great but maybe it was a little reaching on this specific home and then dont watch spending in anyway at all. multiple vacations a year etc. my step father who i no longer talk to was for almost all of my knowing him made 100k plus a year in a like 98% of the time dual income household. he never bought a home isin his late 50 in debt stole thousands of dollars from my sister because there is no budget. just full buy whatever they want whenever expensive truck expensive car crashes all the time his insurance is or nearly like 1k a month due to all his accidents. its crazy.
@Mrmysterious-dj1ov2 ай бұрын
If could make 50k a year I would be able make decent progress on my life it’s crazy how much just spend spend spend 😮
@ladyzuelue62752 ай бұрын
want to thank you for opening my eyes back to budgeting. We were hurting and I finally sat down and was able to make a budget for our family and the first time in a really long time we had money in the account by the next pay period and the credit card was not used at all. I want to thank you for saving my families future.
@NatalovesLilly2 ай бұрын
So proud of you! Keep going ❤
@daniarobinson65902 ай бұрын
Her attitude was rather unlikable
@gertvanderhorst28902 ай бұрын
She's so aloof. "3Tell me want you want, I'm the big earner here."
@ryanlemmers53002 ай бұрын
She’s obnoxious. No wonder she’s single. She probably thinks that porche will attract a high value man 😂
@stephc08182 ай бұрын
Her monotone is annoying
@Mrmysterious-dj1ov2 ай бұрын
Remember guys it’s not about how much you earn it matters how much you keep
@gertvanderhorst28902 ай бұрын
@@Mrmysterious-dj1ov Amen brother
@bripodtouch2 ай бұрын
"It's all my fault" "Yeah" Watching her manipulation attempt not work was delightful
@VeeStandingOnBusiness2 ай бұрын
Right! 🤌 chefs kiss
@nickislit88122 ай бұрын
I swear, ever since I started watching these videos, when I am about to make an unwise purchase, I can hear Caleb in the back of my mind screaming at me. BUT it has played a role in me saving thousands vs hundreds every month. THANK YOU!
@janel87332 ай бұрын
She has $93,000 in student loans and thought it was a good idea to buy a $90,000 PORSCHE?! Jfc 🤦♀️
@laurab58492 ай бұрын
Can’t help people who don’t want to help themselves
@FirinMahLazer12 ай бұрын
BuT I dEsErVe iT!!!!!!
@elizabethallen43532 ай бұрын
and $30K??? in credit card debt?
@dn80152 ай бұрын
😂😂😂
@samanthafreeman43152 ай бұрын
Its 20k cheaper than her ford! Come on guys understand!
@libertysprings22442 ай бұрын
She wouldn't need any customer service if she got a Honda or Toyota. Our cars last hundreds of thousands of miles with just oil changes.
@lisapvpv2 ай бұрын
😂😂😂😂 omg 1000%
@hill99482 ай бұрын
I was thinking the same thing! IMO if the car was well-built, you wouldn't need excellent customer service because it wouldn't need that much maintenance and repair.
@TiredofMorons2 ай бұрын
3 Rav4 hybrids = 1 Porshe
@melzig12882 ай бұрын
As a toyota and honda user, totally agree!
@cscott.garcia2 ай бұрын
Exactly! I would love to support America made cars but unfortunately I cannot afford too..they do not last as long
@internetfrnd64962 ай бұрын
From my experience: 3:22 if a mechanic or dealership is taking 3 weeks to diagnose or fix your car - they WANT you gone. We’re clearly not getting the full story on that one.
@thaddeuslincoln55582 ай бұрын
"I just happened to go to a Porsche dealership" god i hate when that happens, the othe day i meant to go to Aldi to get groceries and BAM theres 911 turbo in my driveway.
@BonafideDeuce2 ай бұрын
"Again!? That's the third GT3RS this week!" 😂
@FirinMahLazer12 ай бұрын
Seriously. Last time I was looking for an affordable family vehicle I accidentally got a BMW M44i coupe. Whoopsie 🤪
@iiyou-_-tr4hs-zclan1472 ай бұрын
@@FirinMahLazer1the same thing happened to me,I was looking for a minivan and ended up getting a M3 😒😒
@laurab58492 ай бұрын
Ooopsies
@Aki_Lesbrinco2 ай бұрын
Right!!! The other day I just happened to go to a Lamborghini Dealership. They kicked me out...😂
@raul-jg2jw2 ай бұрын
In my early years in medicine. I realized that the surgeon and the janitor had the same financial worries . Except one pays 500$ month for a ford and the other pays 1,900 for a BMW both stressing about the 1st of the month. Taught me a valuable lesson seeing both experiences from a far about money .
@Liljoozy2 ай бұрын
Except no surgeon is stressing out about the car alone, but perhaps the mortgage and private school and spendy spouse
@buckothecatto2 ай бұрын
makes 140K a year and is talking about student loan forgiveness. shes delusional
@tabronholloway58212 ай бұрын
And there are people around the comments section justifying it 😂
@miranda35932 ай бұрын
“We are a Ford family” - her “Why don’t we get a car we can afFORD?” - Caleb Idk if you meant to do this, but I appreciated it.
@saeedhossain60992 ай бұрын
that was an old Ford commercial, back when then launched their installment program... and it's been trapping people in car debt ever since.
@MPPG6632 ай бұрын
I thought Ford had a terrible reputation. Someone said the brand stood for: "Fix Or Repair Daily 😂
@kyletodd99952 ай бұрын
@@MPPG663 I've also heard "Found On Road Dead" 😂
@gertvanderhorst28902 ай бұрын
@@MPPG663 BS
@RupertMDoc2 ай бұрын
@@MPPG663 Today Ford is probably the most reliable of American automakers. Better than GM and definitely better than Chrysler, but still worse than Mazda or Toyota.
@maddieclinch20922 ай бұрын
Update- i decided to push through and finish the episode… this woman scares me and scares me as a nurse. Everything she does she does for her own gain and softly commented wierdly violent things about Caleb. I think this woman has zero comprehension and is very angry. 0/10 would want her to my nurse and i dont think this episode with Caleb was a big enough look into reality for her.
@Torbor9132 ай бұрын
The scariest part is she works in geri psych. Even if she was being shitty to her patients would they be able to advocate for themselves? Or would anyone believe them?
@Regulus33332 ай бұрын
Shes a standard republican
@mandy34862 ай бұрын
@@Torbor913I worked Geri psych. She might be great with patients but it does make you weirder.
@bunniesandbeauty700Ай бұрын
The way she talks made my skin crawl
@IchHalteDichInDerDunkelheit2 ай бұрын
This woman is a perfect example of how its your mindset that keeps you in debt. She makes enough to live a comfortable life and she's poor because of the choices she makes.
@TwattWaffleWhitney2 ай бұрын
Its a good reminder that just because someone has nice things, does not meam they have money
@bladeofwar2 ай бұрын
Hell i'd say most of the time it means they have a mountain of debt lol
@BritishEcho2 ай бұрын
Pretty much what I think when I see all the people driving around in new BMW's and Audi's or flash clothing. Take one look and I'm like "Wow bet they are broke asf..."
@Sadreath2 ай бұрын
Acts offended that she donated to a democratic fundraiser ... is also offended that her student loans are not forgiven and she doesn't get help with them ... while making 140k a year. Make it make sense.
@lisawestwood82392 ай бұрын
And, she worries about not having access to Social Security but is staunchly Republican. That's one way to turn your fears into realty!
@latulip1002 ай бұрын
READ: I don’t want socialism unless it benefits only ME!
@stitchyfolklorist2 ай бұрын
It’s only an “entitlement” when someone else gets it and she doesn’t.
@dirtmike62582 ай бұрын
she makes $142,000 and pays no state taxes and still she's in debt .... unbelievable someone can be so irresponsible and ungrateful
@Azxnrjsle2 ай бұрын
It’s been a while since we’ve had such an aggressively defensive guest. Kind of a refresher 😂
@tabsinnervoice38392 ай бұрын
Bro like so angy. Maybe she needs a snickers.
@jpena532 ай бұрын
She is right. Her Porsche will not depreciation like other cars. It will depreciate much faster than your typical car.
@MRCL-1902 ай бұрын
Porsches hold their value really really well…. Unless she bought a Taycan.
@timlewis55272 ай бұрын
@@MRCL-190 true unless they have mechanical issues, are parked outside or you have a prang... not the best choice for a daily.
@kelechinene83212 ай бұрын
It already lost 30k in a year
@Misshughestrm2 ай бұрын
If you need a loan, you can't afford it. She should be able to buy a decent car outright for under $20k. But instead she finances a Porsche. When I see people like her out driving around, still renting an apartment, still making car payments, owns none of it, and everything she has is purchased with a loan. I don't envy that. I'll keep driving my 2019 Ford fusion that I own , and I don't care that my passenger doors are smashed when I was a victim of a hit & run, it doesn't *need* doors to drive lol. I own it, the repo man ain't coming for it, and I think Ford has great customer service. I'm at 177 k miles and the only mechanical work I've done besides oil changes, tires, is replace the battery and wheel bearing for a few hundred, oh and I did the brake pads, once. She runs great. And stops.
@RangodoRafa2 ай бұрын
It holds value better than other luxury German, but not better than Japanese mid level cars for sure
@Bat0541Ай бұрын
This woman really reinforces my beliefs around student debt forgiveness....
@BradDiBenedetto2 ай бұрын
Her: my Porsche only cost 20k more than my ford edge. Also her: I paid 89k for the Porsche Me, a math wizard: either you’re lying, or you paid 69k for a ford edge. Either way, shame on you
@gertvanderhorst28902 ай бұрын
Lying, avoiding answering, listening to her is exhausting.
@rorycolgan2 ай бұрын
Maybe she was saying "in yearly payments, it's only 20,000.00 more" So three years, she'd pay $60,000 more???😅 I dunno I'm also not a wizard 🪄
@anousenic2 ай бұрын
Maybe she paid extra on the Ford for premium customer service... .. .
@tatianaflucker94172 ай бұрын
The defensive ones always get me, you know you’re gonna get grilled by Chef Caleb Ramsay
@Disco.circa.19882 ай бұрын
I question how many people watch the onboarding video
@conniezhang39132 ай бұрын
Im fucking dying when Noah said there was a lot of passive aggression in the room and she thought that was referring to CALEB intead of herself.
@jodieknox45932 ай бұрын
@@conniezhang3913I love Noah, I want to get audited just to meet him.
@teaganpacheco53482 ай бұрын
@39:55 "Let's play hypothetical. Gun to your head. You are inside of an elementary school. What would you pick?" Had me dying. Out of pocket Caleb, but I love it.
@RynneerАй бұрын
and her response 😂
@jenniferr.35742 ай бұрын
"That's optimistic for someone who can't buy groceries." Caleb is SAVAGE.
@iloaded22 ай бұрын
High earners drowning in debt will always baffle me
@JA-vz1nl2 ай бұрын
That lifestyle inflation is a beach
@unavoidablycanadian3972 ай бұрын
It makes me laugh. Those people are so dumb.
@zswqade3q242 ай бұрын
Lifestyle creep. It's nefarious.
@MPPG6632 ай бұрын
It's wild. I think the average person could make those salaries go crazy far.
@ericthornberg93772 ай бұрын
Especially those with no kids!
@N-O.2 ай бұрын
Donate the piano to a music program or a school. Theyll pay for someone to pick it up and you can write off the appraised value. Or give it away for free if someone just pays to move it.
@angelinawhatsherface59072 ай бұрын
A grand piano is worth alot of money. If she wants to pay off debt, and she wanted to get rid of it, she should sell it and put the whole sum towards her credit cards or student loans
@N-O.2 ай бұрын
@@angelinawhatsherface5907 did you not watch the episode? She talked to a piano dealer. Guy said there's no market for them right now and he has multiple he can't sell. Market dictates price. So for now its worthless
@jrr70312 ай бұрын
I was in the Same situation. I ended up donating to a church. I'll get some kind of other one later
@happymamaof58032 ай бұрын
Dave Ramsey says you can’t out-earn your own stupidity…he’s probably right.
@Mrmysterious-dj1ov2 ай бұрын
Can’t fill up a hole 🕳️ your in if to busy digging it deeper 😅😮
@lukehamby9512 ай бұрын
Caleb please do more guests with high incomes 100k plus!! Love seeing this and not just some broke 20 year old working at a fast food place
@rachel36202 ай бұрын
Stupidity has any salary!
@AxleDoomrod2 ай бұрын
This is one of the most insufferable people you had on this show.
@lennysaptho95412 ай бұрын
A 40 Year Old Child playing victim when she makes WAY more than other people who are struggling today.
@Torbor9132 ай бұрын
She doesn’t even pay her phone bill because it’s a family plan. There’s weird enmeshment going on there
@jeremiahsmith4502 ай бұрын
40 year old high earner justifying a $1,500 car payment two seconds before saying she’s been drowning lol
@devonforsure2602 ай бұрын
Her car is more than 3x my monthly payments and I make just a bit less than her 😂 That's pretty crazy not including maintenance
@mzmi_2 ай бұрын
Just... why can't she get a better place AND sell the DAGGON Porsche? Go get a nice Hyundai or Toyota... Even go get a Lexus, if you gotta *look* a particular way. Ma'am , I get that grief makes you do strange things. I've been there, made those mistakes, but she's diving SOOOO deep. Her dad WOULD NOTTT want her living this way. That's a good point that she needs to hear.
@danielleburke872 ай бұрын
Imagine the car insurance for the car😂
@mzmi_2 ай бұрын
@@danielleburke87painful thought.
@TheXIIITaka2 ай бұрын
She really tried pulling the “I’m not like most girls” But instead it was the “I’m not like most guest” When Caleb asked her if she would believe herself on paying off the debt THIS time 😂😂😂 She also alluded to not liking the current government or wanting to vote blue, yet she wants her student debt paid off. What a joke of a woman.
@9babyblu2 ай бұрын
It's entitlement. I want to keep my money but spend your money...
@lee82872 ай бұрын
This is the first person in a long time I truly have zero empathy for.
@jordynshea68262 ай бұрын
As a nurse who works on a stroke and neurology unit with many geri-psych patients, I CANNOT imagine her being compatible with that patient population. For her patients' sake, I hope she is someone who is very different in practice than she comes off in this interview.
@Ww8.32 ай бұрын
Do you live under a rock? Most nurses live beyond their means lol
@bunniesandbeauty700Ай бұрын
@@Ww8.3she’s not referring to her spending habits with this comment
@AshtonClopton112 ай бұрын
“The chiefs before Taylor swift” is the biggest pick me line
@taycesells795222 күн бұрын
Not a Taylor Swift fan at all, but yeah, this seems like someone who wants to pretend she was super into the team and stuff before TS started dating what's-his-face (I don't pay close attention to celebrity news lol).
@catdragon13132 ай бұрын
She doesn’t think she’s passive aggressive.
@ethanwasme43072 ай бұрын
and i belive her that she gets physically aggressive to... double whammy
@morethan12 ай бұрын
Renting a $2400 a month apartment to house a piano 🤦♀️🤦♀️🤦♀️ Edit: She's really got a "saddest little baby in the room" kinda vibe
@lizRomrell2 ай бұрын
I was gonna give her the benefit of the doubt and say maybe playing the piano is a way to decompress and relieve stress… but then she said she pays $1900 for a boxing club too… SO that point is invalid
@ryanlemmers53002 ай бұрын
Doubt she even plays the piano
@themagicrabbit18772 ай бұрын
"heck no, I would not vote democratic" and then like 5 mins later, "oh yeah, I did do thar. My friend is running for city council" How do you end up so unaware of how you spend your money that you're donating to a party you apparently dislike?
@hollymusilli54082 ай бұрын
“The Chiefs before Taylor Swift” just screams “I’m not like other girls” 🙄🙄
@saraddoll2 ай бұрын
Right 😅 I hated this comment, total red flag !!!
@WOOFBTBWP1232 ай бұрын
You do realize you sound SEXIST at right? Women can’t love football just as much? It’s pick me if they do? Hahahahha way to call yourself out
@StrikerVulsine2 ай бұрын
She's definitely a MAGA person. I'm surprised she doesn't have Trump donations on her cards.
@Jennalinathin2 ай бұрын
Did you see her face when Caleb mentioned the voting charge and she was sooo sure it was fraud because it was for a Democrat?