National Bank World Elite Mastercard Review | UNDERRATED?

BMO & Scotiabank offers some of the most POPULAR cards in Canada. The Cobalt Card is often considered one of the top 3 cards in Canada. But which card is underrated and not talked about as much? I managed to find one! This video will review the National Bank World Elite Mastercard. Just how viable is this card? Should you get it?
0:00 Intro
1:44 Point Value
2:32 Rewards
3:46 Travel Benefits
5:34 Insurance Coverage
7:03 Final Score
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#personalfinance #finance #creditcard #mastercard #nationalbank

[@terryevp4084]

Great to learn about the National Bank World Elite Mastercard. This is a good card for Seniors because it's covering the travel insurance. Most cards don't cover travel insurance when you are older. Great information and Many Thanks for your hard work.

[@jaq_lin720]

Never consider national bank's credit card but thanks! Very interesting

[@nickickass1399]

I live in Montreal and this card pays for itself and more, it’s a no brainer card to get for me

[@krazyowl2]

I have this card because they force you to own it if you fall under their professional association banking product. Basically my bank account (premium one) is free but I need to pay for this card. The lounge access is alright if you depart often from Montreal but accessible only for international flights minus US (due to the fact that it is a different wing) so it is somewhat limited. I only use this card when AMEX isn't accepted. It's really a love/hate relationship with this card. On one hand, there are certain nice perks but the points are meh and I feel like it is being forced upon me... It is also my long standing credit card so not a good idea to cancel. In the end, it is 'free' because of the travel credit that does gets used up pretty easily.

[@lispmanfinance]

Good input! Thanks!

[@mrbaube22]

review both desjardins world elite :)

[@KrlosF]

I was thinking exactly the same thing! This one and the one from Desjardins are a bit underrated. The problem I see with this card is the real point value (if you don't live in Quebec).

[@desiderataification]

I have it because Montreal is a big hub nearby and I'll have free lounge for as long as they offer it. The 150$ rebate makes it basically free. The insurance is great for points bookings

[@Ziiks771]

How hard is it to recover from bad credit score? currently 679. Thank you so much for your videos they have helped me a lot~!

[@lispmanfinance]

First of all, 679 is not TERRIBLE. I'll give you a real life example. I missed a payment like 7 years ago on my credit card (Literally just forgot a payment, happens...) Looked at my credit score. It was 623. It literally dropped my credit score from high 700's to low 600's! I was SHOCKED. After 6 months of good payment history, my score was up to like 717 or something. Now, my score's 800+. As long as you don't have a bankruptcy, your score should increase fairly fast with solid payment history.

[@Ziiks771]

@@lispmanfinance Thank you so much! I've been really worried about it. You are the only guy that I like to watch for credit cards because a lot of them are in the US, and there are things they say that don't apply here in Canada. Thank you for all help man, your videos are incredible!

[@lispmanfinance]

Thanks your support man! Yeah you shouldn't be too worried unless you truly have a terrible payment history, went into bankruptcy or just straight up have a lot of debt.