NEVER Buy a Manufactured Home

[@haywood4299]

The term "affordable housing" needs to just be retired in the US because it just doesn't exist any more.

[@KristinaSmallhorn]

Thats is the truest statement ever!

[@ihave35cents95]

I just sold two homes last year for 100,000 in Chattanooga is that affordable enough

[@jordanfrangquist1474]

Patience grasshopper

[@Gstunfisk]

still one of the cheapest housing in the world

[@thomasbrogan8036]

Plus, it's a nonsense term. It engenders a bad attitude. It poisons your spirit. Know'imsayin?

[@richardyeagerjr8200]

Beats homelessness or sleeping in your vehicle in today's high cost of living.

[@lindacurtis3513]

High cost of living is in MH rentals now too.

[@nancythane4104]

I live in a trailer park. They decided 3 years ago to add a section of doublewides on a chunk of property that used to be a crop field. Then they 'planted' about 50 homes and are charging 100K for each, all of them cheaply made.and no tornado shelter close by! Surprise, surprise, they've only sold 2 or 3 so far. However, the rest of us in this 400+ unit park were INFESTED with field mice!

[@Leisa-id4bg]

Homeless... Sleeping in ur car... That's a dream compared to being threatened and terrorized every day by a piece of trash "community" manager 🤮🤮🤮🤮

[@markrichards6863]

I'd buy a manufactured home only if I owned the land it sat on. The home may deprecate over time, but the land won't. I had friends in high school that lived in the local trailer park. We had more fun in the trailer park than in the snooty subdivision I lived in.

[@SparkeyCox]

I am on my second manufactured home that I have bought and fixed back up. ON real property. I have made money on each unit. Insurance is about the same as my last house. So her video has a lot of hogwash.

[@leahhibdon3709]

My manufacture home on my land has greatly increased in value over the years.

[@jala-t9t]

@@SparkeyCox1st time buyer....how much does it cost to buy 1-2 bedroom,1 bathroom manufactured home? what is the cheapest price?

[@ShaggyRodgers420]

@@SparkeyCoxnothing she said was untrue. Stick built homes traditionally are a better investment and have lower interest rates. Is there something specific you take issue with? Besides your feelings I mean.

[@a.stewart2641]

​@@jala-t9t easy to find out, just do a Google search for mobile home where you are interested in living.

[@catwrangla9027]

Hmmm.....buy a mobile home or live in my car. Decisions, decisions.....🤔 And yes, I lived in a double-wide for 15 years on land we owned and had no issues with the house, financing, or resale . LOL

[@timtrottproductions]

Sorry, the axle does not run “the length” of the home, it runs the width, until it is removed.

[@adamtajhassam9188]

neither grab a RV.

[@stephen876]

For ONLY 15 years, landlords age and dies, or companies changes leadership, how confident are you that you can secure your living location for 40+ years?

[@bertsmith5569]

@@stephen876 he's on his own land

[@veldadraws]

The key here is that you owned the land, which is great... A lot of these are on rented lands.

[@deerhaven3350]

Best economical option for me as a retiree: find a manufactured home on its own property. Get an inspection and decide from there. That was seven years ago. No regrets.

[@charlesritter6640]

I agree. I'm surprised more people are not doing it, you need a larger down payment typically though.

[@SuperDrLisa]

That would be my plan.

[@Leisa-id4bg]

You must own the dirt!!!

[@NYGFRANK87]

You do know people can buy land right ..?

[@nancythane4104]

MAKE SURE TO CHECK WHAT YOUR COUNTY WILL ALLOW YOU TO PUT ON YOUR LAND! In Johnson County, Kansas, you aren't allowed to put up a mobile or manufactured home, even on private property.

[@jjohnson2560]

But you never own the land cause of property taxes so it's like lot rent

[@jrahn66]

@@jjohnson2560You got that right. Taxes like that is basically theft.

[@michaelmartin2276]

Not a lot of truth in this video. We have a 29 year old double wide home. Insurance is $500 a year. Has been through brutal winters, severe thunderstorms. Have never lost a single shingle or a piece of siding. No leaks, electric bill is $80. More likely to suffer vandalism and theft. As a disabled man and wife we could in no way afford anything else. There is NO other options for affordable housing in America. Corporate greed affects all aspects of all our lives. So instead of making us feel bad about our choices help us do something about it ! Soon enough Americans will be in 2 very distinct classes. Rich with homes and poor and homeless ! Can't put us all in jail if half of Americans are homeless !

[@sewerrat7612]

Posters in new jersey most our trailers are around 140 k for a single

[@MoJo53000]

@@sewerrat7612 wow that does seem like a lot but I’m in the deep South and they’re pretty expensive here too! I looked to buy one for our camp property and I’m thinking they’re too much.

[@nyeahgarner2420]

@@sewerrat7612 I looked in Florida thinking I can find a liveable one for 10k. Average is just over 100k and unliveable is around 30k.

[@Nobody00061]

You don’t want a mobile home here in Florida, too much of a risk. The fact you haven’t had any issue doesn’t make mobile home more reliable than a house with a foundation. The insurance part is true, it is cheaper but typically they only insure them for Cash value.

[@sewerrat7612]

​@@MoJo53000it's definitely too much used single wides used to be 20 to 30 crazy how expensive everything getting.

[@barbaracarlson5018]

My husband and I sold our large home with built in pool 3 years ago. We bought a Clayton home, double wide, 1500 sq. feet. We have 3 bedrooms and 2 bathrooms and a large laundry room which also fits a freezer and is also a pantry. We have a large great room that is open to the large kitchen and dining area. We had a deck put on the front and another deck on the back. We also, had a metal roof put on over the original roof. We bought 3 acres of land that our manufactured home sits on and the land is paid for. Our home also has double paned windows and the walls are dry wall just like a house, so when you get inside, it looks just like a house not a trailer. It is also very sound proof. It was very expensive, but worth it and it is still cheaper than a regular house. Our yearly insurance is about 1400 dollars. Our electric bill is 130 dollars each month and the water bill is 36 dollars a month. Our taxes are only 156 dollars a year. We got a 21st Mortgage at 7% for 23 years and Alfa is our insurance. We live way back from the road out in the country. No lot fees, no neighborhood. So, no extra fees. Very private. So, you seem to just focus on people that have to rent the lots, and obviously the lot fees go up every year. It's like the HOA fees, what a rip off. People need to do their research. The new manufactured homes are not made like they were 20, 30, 40 years ago. Here in Alabama, the Clayton homes are one of the best manufactured homes you can get.

[@MarkWG]

Wow, I nor anyone else here in my rural East Texas, small community (165 miles from Dallas) have any of the issues with manufactered homes you mention here. I am 63yo, single, retired, and disabled now. I own my land individually. I own a .35 acre, heavily-wooded, fenced, private lot in Franklin County, 1 mile from a beautiful lake resort area. Lovely hill country. My home is an aforementioned Clayton Home just built last month, on a full, perimeter with ladder trusses every 6 feet, concrete foundation. No "trailer hitch" or "axels" as you mentioned. Designed to withstand 120mph winds. 1,000 sq ft/2 bed/2 bath/detached 2-car garage. Huge master bathroom with dual vanities. Seperate shower & a sunken garden tub. I bought an expensive upgrade option package that incudes stained crown ceiling mouldings, wood ceiling beams and top-line, all-stainless steel, Frigidaire Gallery appliances. Seperate laundry room. Central air & heat w/ceiling vent registers. Asphalt driveway, garage floor, and walk paths. With land, house, garage, and pavement all combined, I paid $145,000.00. Most of that was with cash. $60,000.00 mortgage @ 6.75%. With monthly taxes and insurance included, monthly payment is $728.50. I financed with Clayton Homes because they gave the best rate at the time of sale in March. JP Morgan has offered refinancing @ 5.75%, of which I plan to do. No fool would pay an 8% or 9% mortgage. I have owned conventional constructed homes and condominiums in the Far North Dallas area throughout my life. It has gotten way too expensive to live in the large cities now. To build in Dallas what I have now, would have cost me over $275,000.00.

[@gameosapien13]

I bought two and a half acres near Bass Lake in California with an early 80's built double wide on it that was completely trashed and had some code violations so it was a cash only deal. They were asking 130k I negotiated it down to 100k. I spent just over 60k completely rebuilding it and fixing up the property, septic, well etc. It turned out really nice and I lived there happy as could be for just over two years. When the pandemic hit in 2020 I decided to retire early so I sold it to move abroad. It sold for 225k, the biggest realtor in the area told me she wanted to list it for 190k and when I told her I was thinking 250k she said there is no way it would get close to that and she didn't feel comfortable listing it above 199k. Glad I didn't use her, anyway I was also able to carry the financing for 15 years and that all adds up to about another 75k in interest when it's all said and done plus it gave me the needed monthly income so I didn't have to live off my saving while waiting for social security which finally starts in two months. There that's my manufactured home story...

[@patriotgrammy8632]

Smart man. Sounds like you did everything right and it has definitely paid off for you. Thanks for sharing your story. 😊

[@rodhonco5681]

Great job! There are other ways to live life when you don’t need a Realtor or a Banker.

[@teebyrd2519]

I'm trying to. understand what to buy... you say don't buy a condo. You say don't buy certain styles of single family house. Then you say don't buy a manufactured prefab home… What's left to buy? I don't want to have buyers remorse. as a single person I know every type of home has pros and cons

[@michellereed3272]

I got that impression too. Don’t buy this, this, this and that. Uh, I can’t figure out what’s left either. Basically buying a home is about getting the best you can for what you can afford and deal with. Be realistic with your expectations and your own limitations. It’s easy to walk through a house and say I’ll change this and that. It always takes more time, effort and money to make those changes than you initially think it will. (Been there, did that. Almost 20 years later, and I’m still working on some of those changes.) Unless you have unlimited funds, you’ll have to make some compromises on what you can handle based on your budget. No house is perfect, even brand new ones can have issues, so don’t skip the home inspection. Many issues are found with a thorough inspection. You want that info upfront, because it can greatly effect the value of the home. (Just learned that lesson the hard way.) If you can hold off buying right now, you should wait for the market to stabilize. You’ll get a better interest rate, there will be more inventory and less offers to compete with which gives the buyer more negotiating power. A seller’s market is the worst time to be a buyer. If you can hold off buying than wait. If you can’t, good luck. You’re going to need all the luck you can get.

[@Stephanie-vn6ir]

She wants you to live in a cardboard box!😂

[@nancythane4104]

@teebyrd2519 Only thing left is a tent or to dig a hole.

[@777SilverPhoenix777]

newer stick built it likely all that's left at this point 😂

[@JosephTrice-r5f]

@@michellereed3272 I get it but I think she is letting you know the problem areas...they have their pros too...

[@allenhanks7719]

I just sold my prefab house. It was the best manufactured house I’ve owned better than my other three new houses. No creaks,excellent , solid, great house

[@sstritmatter2158]

She wasn't talking about prefab modulars here. Yes, it is a manufactured home but she was specifically talking about mobile homes. I got an education on it, too after watching the video. Modulars have the same code as stick-built houses and are usually as solid.

[@siouxrose7766]

Hi, Jackie. I bought my well-built manufactured home 18 years ago. The floors and roof are still solid. In my area, we OWN the land. Now on Social Security, I can tell you that I spend about $100 a year in lawn cuts, my electric bill runs about $80 a month, water & sewer runs $35. and Internet $50. There is a "satellite" station that we pay for in our property taxes which leaves me with no trash bill. I bought this for cash so my monthly overhead is about $200. Property taxes with Homestead run about $50 a month ($600 once a year payment) and insurance HAD been just $800 with a $1000 deductible. Now it's double. Still, with so many lower income people struggling, I feel this is a great option. It's safe. I can bike to a beautiful springs. My dogs have a spacious fenced in yard. And this area WAS hit by last year's hurricane. It brought down trees from a vacant treed lot, but otherwise, nothing was harmed. I would rather live further South but not if there is lot rent at $1000 a month. I am sharing this to show there IS a positive place and way to live in a manufactured home.

[@Teena6565]

The only way they make sense is if you own the land. Lot leases are insane and there is no security. Happy it is working out well for you.

[@Neiri-qg2wk]

@@Teena6565 even worse now that they’re being deliberately targeted by predators in the business industry if you’re saying in a mobile home and you rent the lot that you’re pretty much sitting a sitting duck. Mobile home residence that rent should be making other plans if possible

[@inflationsux]

Glad that it is working for you. Be sure to stress the importance of owning the land the home is on when you're sharing your success story. People gloss over details and others read it thinking they can have the same success. Many will think they can buy the home, rent a lot, then buy land and move the home not considering the expense involved or planning for life events that lead to financial setbacks. All while subjecting themselves to the risks of lot rent increases or a park changing ownership. Also yours is probably built better in Florida due to hurricanes. Different building standards/codes for different areas

[@siouxrose7766]

@@Teena6565 --One has to go pretty far north in Florida in order TO buy the land. thank you for the kind words.

[@siouxrose7766]

@@Neiri-qg2wk--Some years ago I was having dinner on Cedar Key. At a nearby table was a wealthy man who was telling his friends of his plans to buy one of the few remaining mobile home parks in the Florida Keys. He laughed as he told them how much he planned to clean it up and raise the rent. People with REAL money often have zero compassion for those who don't.

[@michaelwagner8859]

We're near Reno, Nevada. Lot rents went to around $1100 per month after a corporation came in and bought the park. People are having trouble selling because prospective buyers don't want to pay 1100!!!

[@briannabenson4173]

If you don’t mind moving to a more remote part of Nevada, there is some very cheap land for sale. I’m currently looking into buying a piece of undeveloped land in Nevada and putting a manufactured home on it.

[@victoriasrandomstuff]

I bought my home two years ago and am happy with my purchase. When I was looking, I did not want anything in a "park" so I own the land my house sits on. I paid cash so was lucky enough to skip the interest. I know most people can't do that and I would not if I did not have an inheritance. Liberty mutual covers my home for $100 a month. I have owned both manufactured and site built homes so I have liked both kinds. I'm retired and am easily able to pay my utilities on ssi. Now groceries are a different story.

[@samnsadie]

My husband and I bought a manufactured home 23 years ago. It sits on a brick foundation on an acre of land. I love my home. We maintained our property adding a carport and a lovely deck with a pergola. Just added a new roof and heat pump. I own the land my home sits on.

[@mikem4432]

Beware of buying a community because you do not own the lot they sit on... So beware the rent on those lots can soar crazy.

[@JackieBaker]

Yes!

[@nomdeguerre8464]

We live in a manufactured home. Not a single thing mentioned applies to us. For instance, we have had professional, glazed foundation done so we can sell to someone with an FHA loan. We own the land, shocker, so no lot rent. Our insurance is affordable, with a reputable and reliable insurer for 140/mo for over 200k of coverage (and cheaper than site built for a similarly sized site built home). Etc etc A lot of what you said is location and condition specific.

[@michaelcowan6254]

Bought our manufacture home in 1995 for 50K. I upgraded a lot of features, like heat and air vents in the ceiling. I bought an acre of land for 10K that was already set up for a manufacture home with all utilities. The land was for 4 years, and the home was for 20 years. So everything was paid off in 2005, and the home in 2015. I retired at 62 in 2018 with no bills. My home insurance renews this August and is 1700 for the year. My land taxes are dirt cheap. This was my plan to live comfortably on my social security. My wife retired in 2023. Her social security goes in the savings account. You have to live within your means and not try to keep up with the Jones.

[@lizhoward9754]

There are differences in manufactured homes. We live in a 3800 sq ft all brick factory built home that has been assessed at 1 Mil in southeast Virginia. Our manufactured/factory built home was built in 4 modules in a factory in Pennsylvania and trucked down to Virginia. It was assembled on our 1 acre lot like Legos. Our builder put down the foundation, built the garage, put brick on all 4 sides, and built a screened in porch to the home. Our factory built home has 20 percent more lumber than a stick built home. There is very little waste in factory homes so you pay about 10-15 less for the same identical stick built house. Nobody can believe our house was built in a factory but it was. Unlike buying a stick built home in some massive HOA development that limits your “custom” options, we were able to adjust room sizes, move stair cases, add rooms and we were allowed to use our own kitchen and bathroom cabinets. In other words, we weren’t stuck with builder grade fixtures, flooring and cabinets.

[@phillyfathead]

I believe ur house is not a manufacturer home but a modular home , a huge huge difference!!!!

[@lizhoward9754]

@@phillyfathead you are correct! But I have heard our house described as both. Either way when we tell people are house was built in a factory, nobody believes it. They expect a double or single wide and instead they get this big all brick house with an attached garage.

[@bradojacko8247]

Lot remt near Rochester hills is now almost 800 per month on zillow

[@SuperDrLisa]

No that is definitely a modular home, pretty much the same as stick built, except it's built in a factory. It has a cellar and looks exactly like a stick built home, you have choices of finishes.

[@spawnofsailor7158]

Wait, hold on. You can have a multistory modular home AND it can be made of brick?! Oh my gosh I had no idea! That's incredible!!

[@RedOctober2011]

Hi Jackie, there's a metal "frame" that runs the length of the mobile/manufactured home, not an axle. The axle is the round bar that the wheels attach to and it is only the width of the home, not the length.

[@thewiseguy3529]

This lady doesn't know jack about jack

[@cringemaster3923]

Yeah must own the land, ‘78 or newer, double wide or larger, perm foundation, never moved. You will have no problem selling and this will be financeable, meaning not only can you get a loan but others can too.

[@kristinaanderson1047]

The first home I ever bought was a manufactured home on three acres that came with it in the high desert of California. We got a conventional mortgage but because it wasn’t affixed to the land, our interest rate was 11.25%! (This was in 1992] …. But it was still affordable. I loved that place. Sold it and moved to Hawaii but I still think about that sweet little place with all its fruit trees and cottonwoods and miss it. Yes, it had downsides, but I just loved that place. ❤

[@Doc1855]

Clayton homes are the WORST built manufactured home in the industry. Palm Harbor Homes are the BEST manufactured homes and are built like a traditional stick built. They’re structurally sound and #1 in customer support and service

[@yavrum22]

A manufactured home once put in its place is not movable. The tiedowns are essential to putting the home in place… I own a 1982 manufactured home, and I own my land. I have a fee simple title on I my home and land. They are far and in between, but you can purchase the home and the land in some 55 and older communities My home has been through several hurricanes including Irma and IAN. She is still standing 😊 and I am extremely grateful… It’s also very sad that there’s so much stigma around living in a community such as mine. Also extremely grateful for the amazing people in my community and neighborhood. Never a problem. Thank God.

[@sophiamitchell907]

I remember in the earlly 1989 to 1990's there was a hurricane, I think Hurricane Hugo. My friend from St Croix said the homes that sustained the hurricane were the manufactured homes.

[@ngb802]

How does plumbing And electrical work on a manufactured home ? Not trying to offensive or anything just curious if they did plumbing before or after , what about electric?

[@inflationsux]

​@@ngb802Plumbing is run below the subflooring in the underbelly in the floor insulation, electrical there as well. Electrical also run along outside wall. Think cost saving measures considering the cost of wire, equals shortest distance between 2 points. Mobile homes prior to 96 or 97 had polybutylene plumbing which is a ticking time bomb waiting to destroy your home so any of these I would consider worthless due to the cost of replacement. Lots of labor involved and not worth it. The market doesn't agree with me but that's buyers who think it's no big deal or it won't happen to me or are completely oblivious. READ polybutylene plumbing class action lawsuit. Funny all the ones I've looked at still had the polybutylene so I wonder where they spent the settlement money. It can be identified by it's gray color. Don't buy one unless it's between that or living on the street or in your car. THESE ARE VERY POORLY CONSTRUCTED STRUCTURES. 2x3 walls, 2x6 floor joists, many have particular board sub floors, 2x2 roof trusses. Held together by staples and glue. Owners are easily offended when their flaws are pointed out like you insulted their mama. I have lived in one and would do my best to avoid if at all possible. Can make good rentals but the yield better be high for all the associated headaches just like old stick built in high crime areas or transitional neighborhoods.

[@TLC717]

I have seen used manufactured homes, singles and doubles, on dealer lots for sale. They had been traded in for a new one. Four years ago we bought one, a single wide, and moved it. So I'm not sure what you mean that they can't be moved.

[@cookiebun95]

We currently rent a manufactured home. We are happy renting this place but we would never buy. The lot rent never goes away. It's like a mortgage you'll never pay off. Our mobile home was new when we moved in. It was nice getting all new appliances, HVAC and clean vents. I like have my own meters for all my utilities and not having to pay extra because of a RUB or sub-metering. I'd recommend a manufactured home as a rental but never to buy.

[@EnFuego79]

"...The lot rent never goes away. It's like a mortgage you'll never pay off." ...you mean like property taxes?

[@jeanneculton5688]

We pay 400.00 a month for lot rent in n.c. water is not included. I love my double wide. We have live here for 11 years. My home is the best money saving thing we have done. Our home insurance is 700. A year.

[@rcjo2]

I live in a 1978 double wide on my own acre. I agree that the key is to own the land it sits on. I bought this place in 99 for $85k with a conventional mortgage. It now is assessed for $260k. So they can and do rise in value. I've just done regular maintenance and some upgrades, and have been happy with it.

[@kenyonbissett3512]

Usually it’s the land and improvements that go up in value not the MF. In my area septics are now $10k-$30k, the well can be around $20k, electric lines not sure of increase, if it is a new home there is an impact fee of $30k which is baked into pricing for a home. So “improvements” can be worth $80k. Then there is the value of the land. In 1996 we bought 1 acre for $60k, it’s now worth $230k. So land and improvements are $310k. The house is worth less.

[@rcjo2]

@@kenyonbissett3512 I don't have any improvements. My county itemizes land, any buildings, and the house separately. So yes, my actual mf house value has increased by a lot.

[@kenyonbissett3512]

@@rcjo2 baked into the land value is usually where the improvements are.

[@moeheil8839]

I live in a mobile home park in rural Louisiana, bought my mobile home for 1500 bucks and only pay 200 a month lot rent, looking for land as we speak

[@stevenkaskus6173]

Yes, I unfortunately due to a immoral and dishonest SSDI judge I was forced to sell my home I had built and now I'm in a 1994 manufactured single wide with old original roofing and aluminum windows that leak air and water. It's a money pit. One of those "Corporate investor companies bought this park which has zero amenities i.e. no laundry room, no park, no pool. And they are known for being a dishonest predatory company. They charge illegal fees and have been sued to no avail, they are Impact Properties. Rent has increased over $200.00 since they took over and keeps going up. Other park's have closed and the land sold to corporate concerns. I'm disabled and Many of my neighbors are too and then a high percentage are also Hispanic non English speaking.

[@swlancaster1964]

There's a documentary on PBS named A Decent Home America Reframed. I wish you, Christina Smallhorn, and the documentary producer could get together and help stop this trend of investors buying parks and forcing homeowners out of their homes with little to no compensation at fair market value....not wholesale value. I have no problem with ALL investors, just the ones who do not care if grandma is homeless. It's not their problem. Costs HAVE gone up for park owners too. People who are low income and the elderly did NOT sign the INITIAL lease with the new owners. There should be protection for them. Then again MOST people in parks ARE low income. It is a business and not a charity, but there has to be a way to keep it affordable, especially for low income seniors. One beef...insurance is not as expensive as a traditional home. Not in most places. Thank you for the video and heartfelt concern.

[@JackieBaker]

Glad you found value in this. The issue with these investors is getting out of control.

[@rosanneallen-hewlett9973]

Investors seem to be the problem with everything...not just our lovely mobile home parks. They have been today's answer to truly affordable living, and generally safe communities of neighbors helping each other. I never experienced this in overpriced 'stick-built" neighborhoods. Its one reason why some chose their lovely older, and many remodeled homes that stand up to high winds and Monsoons here in the AZ. Desert. We have some of the best parks in this state...clean, maintained, with lots of amenities that are paid for in their rent that you didn't mention, and NO HOA's, thenk you!! Where are you going to live at 600-700 per month today. I'd like to know, because some pretty nasty "investors" have the nerve to charge 2400 . Rent for the hundreds of huge buildings replacing our community today. 1 and 2 bedroom "luxury" apartments and condos, with also NO concern for you there either. Why do you think you have all this homelessness in your streets? They'll tell you that's "affordable". Who makes 4x that rent as an income? Greed is the problem everywhere. But it's not the fault of a quality, well-built manufactured home that can be moved...anytime. After selling real estate and also mobile homes over the years, I can say it's a viable option for many. It's why 20 million live happily in them in the US today. They are personal property, owned outright, and have no need for a realtors, architects, builders, bankers. Maybe that's why some give them such a bad reputation. Newer ones have become expensive, however. Still cheaper than a traditional 'home" you don't own until it's paid off...when? Thank you. 💐 🌵

[@martsblog]

@@rosanneallen-hewlett9973 Hi, where in AZ are you?

[@scottstewart6740]

I have lived in a couple of trailer houses and a modular. All had super bad, cheap quality plumbing so be aware of that b4 you move in one

[@tamaramartin4015]

You know what? The median house price in my town is 600k, but the median income is right about 40k. i know manufactured homes have their issues, but they're the only way a lot of folks can afford to have a home. i think that should count for something.

[@jer1776]

Yep, even owning in a park beats renting and beats owning nothing. Anyone who's outright dismissive of owning a mobile home is being so from a place of privilege.

[@tamaramartin4015]

@@jer1776 Totally agree.

[@paul4utica]

I live in a mobile home in a very nice community nestled in the woods...rent is $433 per month and 6 years ago it was $400. They cannot raise my rent more than 3% per year. I am in Utica, NY (50 miles east of Syracuse) in the center of the state. I have done several upgrades including putting hurricane mounts under it to provide some protection against high winds - which we rarely get - regular doors, flexible piping, a wood stove, reinforced piers and porch. Sold my regular house 6 years ago after 30 years in it and never looked back nor with any regrets. These do get hot so central A/C is a must.

[@avshch]

@paul4utica which community do you live in?

[@paul4utica]

@@avshch strawberry hills.

[@toddwilkinson5474]

In the rural PNW (OR, WA, ID), many acreages come with manufactured homes. It's really a land investment - keep the home or upgrade - but I wouldn't be afraid of buying just because there's a manufactured home on the property.

[@bigeaststarlight6915]

In a 55+ community in Vegas since fall of 2022. The lot rent has gone up $50 a month each year. It started at $820 in 2022, went up to $870 in 2023 & is now $920 in 2024. A good chunk of the "amenities" like the gym & the pool have been closed for most of that time. No improvements to the park & I believe I saw one month that they even cut off use to the community center for residents to have meetings about doing something regarding the added costs without improvements.

[@nancythane4104]

Check wirh an attorney to see if you can file a class action lawsuit against the owners. Be sure to dodge the shell companies and find the REAL owners of the park. You get more action if you complain to the right people.

[@michelleburney5464]

That is so sad because those communities are for retired people people that would like to enjoy the end of their days comfortably. That’s why you work so hard in your younger years so when you get to a certain age, you don’t have to work so hard and you can actually enjoy life.

[@marcusturner6361]

Listen lady housing is getting tight and people need some place to live so you get over it

[@wilcox728]

Big business and our own government is getting rid of the middle class that we read about years ago, it's here.

[@a9ball1]

You are so far off it's crazy. 1. Interest, my best friend bought a house right after they got married and they got a mortgage and shopped around to get 12% interest. That was 1982. My parents bought the house we moved from 3 years ago in 1972 VA and FHA at 7% interest. Don't complain about 8%. 2.. insurance, our insurance is under $700 a year. We bought this in 2021. 3. Our park rent is $630 and they flat rate the water at $40. In the house we were paying $125 per month for water. I believe your figures are on the extreme side. We have heat and AC and average between $130 and $150 /month for electric power. We keep the house comfortable 24 hours a day. Summer and winter. At the house the last winter we were there our electric bill was $500 for 1 months. 😊

[@pmn2821]

Don't ever buy anything ever again.

[@emilyfeagin2673]

You mage me shed a tear! You sound like my mom

[@HotTeaAddict]

I think a MH is good if you own the land and you want to build there later at some point. you can always keep the trailer as a guest house or sell it for something after you build.

[@ihadlunch8575]

@@HotTeaAddict agreed. If you have an acre+ of land. Putting a manufactured home on it is a good way to save some money to build more in the future.

[@McspaddenRaschko]

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

[@QuentinHufton]

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

[@Michaelfloud2333]

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Ann Marie strunk, has been an amazing experience.

[@ElveyBoddie]

Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️of myself because of low finance but I still believe in God

[@Carlosilpso11]

I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Ann Marie strunk 😊🎉

[@LysterCushard]

Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?

[@eegernades]

Why are corprate investors allowed to buy limited housing? Hous8ng shouldn't be a investment vehicle that can use.

[@Drewcardello]

This. Government should make it illegal for corporations to buy mobile home parks and limit how many stick built houses can be made.

[@michellereed3272]

The government doesn’t prohibit it. Unfortunately, lawmakers are more concerned with representing their corporate donors and special interest groups than their constituents. When these private equity firms start to take money out their pockets, they may actually do something about it. Until then, we get screwed unless we vote for candidates that don’t take corporate donations, or money from lobbyists.

[@EnFuego79]

Because they do so at the behest of gov't who prints the money to give to them to buy everything up. You have heard the WEF slogan "You will own nothing and be happy (or else)" right? It's all about bankrupting the middle class, getting everyone on UBI, replacing them with AI and robotics at work, taking their property through foreclosure, environmental BS, and currency debasement so they can have their wonderful little globalist socialist dictatorship. Everyone seems to forget that a corporation is, by definition, a gov't controlled entity - and the gov't uses them constantly to skirt constitutional restrictions.

[@bethlewis8731]

I totally disagree with this video !!! This is just one person’s opinion !!! ❤️🙌

[@gordonvincent731]

I bought a 16" x 66" manufactured house in 2007. I got my loan through NFCU (51 years with them). It was a personal loan for only 7 years.

[@Naturalnlvnit]

Do you have a video featuring homes that are good to buy? Everything I have seen is negative. Don't buy condos, don't buy older homes, don't buy manufactured. homes. What's left?

[@swlancaster1964]

@@Naturalnlvnit tents, buy a tent.

[@Neiri-qg2wk]

@@Naturalnlvnit Well maintained single-family house in a working class neighborhood. Or as I suggested above by a small plot of land and stick an RV on it. Better option than a mobile home for singles and couples.

[@pamking5711]

@@Neiri-qg2wk My county does not allow anyone to connect to the power grid without an occupancy certificate. So now what?

[@kenyonbissett3512]

@@pamking5711request temporary power pole.

[@MilePost106]

I bought my first manufactured home brand new back in 1997 for 26,000. I lived in it for 21 years and my monthly payment was 218 a month plus 195 for lot rent. My taxes were dirt cheap like 98.00 a year and didn’t change much other the years because these homes depreciate in value. The loan companies back then were Green Tree and can’t remember the other but neither exist anymore. Say I was lucky that I bought mine at the right time. I had mine anchored to the ground with 5 foot anchors but that doesn’t mean a tornado can still rip these out out the ground, it’s to keep them in place during straight line winds. I was very happy with mine and sold it back in 2018.

[@emilyfeagin2673]

I lived in a mobile home. I help people buy and sell mobile homes You have to maintain a mobile home, financing may be more difficult but there are ways If something happened to my sticks and bricks home I would not hesitate to buy a.mobile home. It’s better than a tent or a vehicle

[@maryschwartz5500]

We were renting and now our mobile home that we paid on time every month for a year is now only up for us to buy not renew rental…..we just had a baby in March just found this info out a few weeks ago and our lease is up July 31st….we really don’t have a choice, rent is outrageous anywhere else now we are going through the process of buying the property a single wide 1056 sq ft about $45,000….i know we are getting ripped off but we don’t even have a car to live in, and we are not going to have our children homeless. Lot rent is about $725 right now

[@SparkeyCox]

As in the video, investors are screwing up the parks

[@bonniewatson178]

Buy your “OWN” and put your factory built home on it, it beats paying rent until you Drop dead. That’s what my granddaughter and her husband are doing, yes you have maintenance and property taxes but it’s yours, and it’s a helluva lot better than $2,000 + rent!

[@joeduca6071]

Buy used pay cash put on your land

[@ivantuma7969]

We have a double-wide on a concrete foundation with a crawl space up in the mountains. This makes it a "modular home". We fixed it up really nice, with a huge deck. ~1000 square feet, three bedrooms, two baths ... a kitchen bigger than my primary stick-built home. 6" inch stud walls vs 4" in stick built give it a better insulation factor. Legally it's treated just like any site-built home in my area. Our neighbor sold a similar home to our ours for $400k on a 1 acre lot (the school system in the county where it's located is top notch). The permanent foundation is "key" - but check your local laws. There are some really nice multi-story manufactured homes with architectural features you can buy these days that you can install on any lot where it's permitted (which is pretty much any property in a neighborhood with no HOA or covenants).

[@kathyallen6003]

I've been looking into getting a manufactured/ mobile home, and I don't agree with some of what was said here. I do intend to own the land that I put the home on. I don't agree that these homes aren't well built, particularly the newer models. The crime statement shouldn't be said as a blanket statement. That's something that probably has to do with where you live. Some of this info was actually helpful.

[@jeffhadley3362]

Back years ago I bought a brand new 80 foot long 14 feet wide single wide mobile home for temporary shelter while we built our log cabin The new mobile home fell apart and it was a total pile of crap - cheap cheap cheap

[@jeffmorse645]

My cousin lived in a coop mobile home park in Sacramento and it was great for them. Very well maintained and a lot of pride in the facility because it was owned by the residents. The monthly co-op fee was lower than space rent and the residents knew exactly where it was going - the park upkeep, not an investor's pocket.

[@meandyouagainstthealgorith5787]

The best situation for owning a manufactured is: 1. owning the land 2. the land has shrink-swell clays that could damage a foundation 3. building a stick frame home is too expensive

[@SparkeyCox]

the land has shrink-swell clays that could damage a foundation ***** that can happen to a stick built home. This happened to several houses in St George, UT.

[@mmeeozzzaaa3421]

This is problematic because there are so few homes being built. That's why they're so expensive. It's been suggested that we do modular homes like Sweden does. That would be interesting to look at.

[@briannabenson4173]

Planning on buying a manufactured home within the next year but I wouldn’t do if I couldn’t afford to pay cash.

[@moeheil8839]

What about paying cash? Manufactured hes are still affordable enough to bypass loans altogether

[@SparkeyCox]

I will NEVER buy one on RENTED land. But OK. I agree on never on RENTED land. I also agree - never a unit before 1976. I bump that up to a newer. Noting wrong with a unit that is attached property. So your blanket attitude does not wash.

[@Thomas63r2]

Thanks to KZbinrs like Jackie and Kristina, people are becoming more aware of the various pitfalls and potentially how to avoid them. A little knowledge goes a long way, but probably the majority of people put in zero effort when making major financial decisions. All low cost housing options have drawbacks - usually pretty big drawbacks. Be careful, take your time and decide what you can live with. My low cost housing involved buying an unwanted pretty extreme fixer for cash (essentially for the price of a used car) in a rural location. When my budget allows it, I do needed repairs and upgrades - when my budget is low I take solace in owning a house that might still be crappy, but its secure and paid for so I no longer have housing uncertainty in my life. Best wishes.

[@cat_daddy]

I have a MODULAR home. It's sturdy and increasing in value every year. It's officially designated a modular home by the state.4% mortgage btw.

[@revilsdr]

There's actually no evidence to show that newer manufacturer homes are more likely to be destroyed in hurricanes than stick build homes the statistic show that the number of manufactured homes that were destroyed during hurricanes in states like Florida were extremely low. It depends on the home, but newer manufactured homes have wind zone ratings meaning the home is built to standards for that particular zone that you live in to withstand high winds etc. Also newer manufactured homes are built to be quite energy efficient so the overall energy cost can be a lot lower than a stick built. The downsides are definitely going to be getting financing and the insurance. Manufactured homes are still a more affordable option when placed on your own land as compared to doing a new stick built.

[@allamar9083]

OK…so for 10 years we owned a park model mobile home in a resort in 😢Sarasota Florida and loved it. Was it a house? Sort of. The reason we sold and left was multiple. Prices going up( we rented the lot) traffic doubled ,expenses going up,insurance , etc , sad we really enjoyed it. Not the Mobil homes fault. We were in a closed ,gated park. Cost of Heat A/C power all ok not Hi at the time. Sorry you find so much against these . Cost of a House way over Middle class means.

[@davidbutler8096]

Confusing length and width and the location of axles discounts all your expert opinions. I'm just saying...proofreading is important.

[@chairmanoprah1643]

Jackie has said don't buy a new home, don't buy an old home, don't buy a manufactured home... Basically never buy a home

[@LReno-di9cm]

Double wides. No bank loans after 20 years old. Electrical is terrible. Barely insulated.... Getting expensive. Buy an older house in a small town and fix it up.

[@tcshy1903]

I lived in one years ago when I was younger. It was put together with a staple gun. Cheap cabinets that fall apart. Wallboard that is stapled to the wall with these ugly strips covering the seams. Cheap flooring. If you get them wet, forget it. You will be replacing the subfloor. Cheap pipes that break and leak. Cheap roof that will need to be fixed and replaced. I bought a house. I didn't care if I had to go older or smaller, I wanted a site built home. No more mobile homes for me.

[@yavrum22]

Sorry you had such a bad experience. I have a 1982 double wide it is not movable. She is tight into the ground with the proper tiedowns… I guess it depends on who the manufacture was for the home that you lived in I own my land, so thankfully, I don’t have any of those other issues Jackie, and her guest were referring to. Good luck and stay safe 🙋‍♀️

[@Neiri-qg2wk]

The modern ones aren’t built like that anymore. That being said, I think it makes more sense to buy an RV and stick it on a plot of land that you own.

[@Carolina480]

Sorry that home was a bad shiity home but I’m so happy that up graded to a regular home

[@kenyonbissett3512]

There are definitely different levels of quality even today for manufactured homes.

[@jillbuzzard6540]

My sister purchased a mobile home. It was in a town on a lot. It was just a few years old, and an older lady had lived there. I tried to warn her, but she would not listen. She bought the house and it was just her and her son until she got married, but that house just began to fall apart. The windows were needing replaced. The floors were coming apart. It needed a new roof. The plumbing was leaking so after she passed away her husband, just let it go back to the bank because it would’ve taken more to fix it than it was even worth!! hi am a former real estate agent and I listed a mobile home a man had purchased it before he could even move in. He had passed away, so the bank set in foreclosure for a couple of years and I got the listing brand new mobile home and you just couldn’t believe it was just starting to fall apart without anybody ever having live in it, everything is just super cheap. They don’t even have drywall🤷🏻‍♀️

[@kimjones2056]

You are wrong. I live in north Florida. The majority of people live in a mobile home. No problem getting a loan. If you look around you can find them at a good price. My homeowner insurance was reasonable. Live within your means. Even if that means living in a shed.

[@ireneedmonds4712]

Not sure why you have to hate so much on mobile homes. Most of America cannot even afford a normal fixer upper house. If it gives a child a proper place to sleep, that’s what’s important.

[@brysava]

You're Wrong everyone having to pay lot rent--I just bought a mobile home in FL where everyone owns their own lot--included in the purchase of the property.$105k newly remodeled single wide plus standard closing costs. Dues are $266/month including interet, TV, water, sewer, trash, lawn, and common area maintenance including pool and clubhouse. 30 minutes from great beaches.

[@lizhoward9754]

Mobile homes are the only way to go in Florida if you ask me. You can buy a regular non-mobile home elsewhere but not Florida

[@cookiebun95]

She didn't say you always have to pay lot rent when you own manufactured home. She said avoid buying where you have to pay lot rent.

[@O.D.B.420]

I don't think you know what you're talking about. You started off saying a manufactured home, or trailer, has an axel the length of the home. It has a frame not an axel, The axels are what hold the wheels on it. As for wind, they pass all the required tests, they run down the highway at speeds of 60-80 mph. You talk about vandalism and theft, those are your locations. You really didn't put a lot of effort into this project.

[@stevepearson6316]

I've lived in old mobile homes and new mobile homes..as long as you are aware that thay are nor built as well as a stick built home , but thay are a lot better today then the old metal roof and sides, if you have one built you can ask for thicker subfloor and you should also there are outher things you can have them up grade , but the roof trusses are still undersized , it would be great if thay would just use 2×4 trusses like stick built houses , thay call it engineerd trusses but thay do work

[@rnp1785]

Some people don’t have an option to buy a regular house. Some people even have to live in a tent these days and there is no such thing as affordable housing. The American dream is over. get ready for the biggest financial collapse coming

[@bigdaddy111058]

Don't even think about an fha loan. Dealers just don't understand how to do the foundation. Ask the dealer i know spent 6 years in federal prison for trying to cheat

[@MarkWG]

Concrete foundations can be done on a manufactured home. Mine has a perimeter/ladder concrete foundation.

[@MGMidget73]

Another thing you didn't address, a lot of these trailer parks attract the criminal element like registered sex offenders and other criminals. So the safety of your family is at risk. Do a zip code search of your states sex offender registry. Also they attract illegal drug offenders.

[@ericstrawn9818]

Sundial Salem Oregon $400 a few years ago to $1200. Replaced over half the amenities with more lots. Changed the rules. Have to bring your home “up to standards” or forfeit it to the park. Type of skirting, not condition, paint color, etc.

[@michellereed3272]

Sounds like the park owner is intentionally trying to push people out.

[@ToOpen6seven]

I did have a modular home, it was built based on site-built specifications. The two sections of the ranch home was built in the factory and these marriage walls were put together on sight on a brick foundation, that had a large crawl space. That home was built well, and I raised my 3 sons there for 22 years. It sold just like a stick built home.

[@fredscharf5148]

Does manufactured = prefab? What about buying property and putting the manufactured home on a foundation?

[@jjbud3124]

A mobile home built to a wind zone rating of 3 (south Florida) is as strong as any stick built house and nearly all built to those standards (post 1994) were undamaged in all recent hurricanes in south Florida. I've lived in a 1968 mobile home for the last 21 years. It is in a park and taxed as real estate. We own the land. We purchased it for $22,000. HOA fees a tad over $100 a month. It's current value according to Zillow is $103,000-$129,000. County appraised at $88,000. Most value is in the land. The home was beat up when we got it, but we've worked on it and improved it. It turned out to be a good deal. In other words, you need to be very careful, but you can get a deal that makes sense financially if you're willing to put in some work.

[@Lousybarber]

In the last few years an investment firm took over a nearby retirement community. They raised the monthly maintenance fees significantly. There was a mass exodus of residents since they could not afford the increased cost. This was an area of well maintained duplex homes. It is a nice place in a good location and at one time we were considering it as an option at retirement. Having seen what happened we are staying in our single family home that is not controlled by a management company or an HOA.

[@emilyfeagin2673]

Wise choice!

[@1romancatholic]

My son was 22 when he purchased a lake house on waterfront mobile home & in two years, it went up 80k in value. He saw the value & was thinking cheap place to live, cheap affordable mortgage & great location (he owns the property too). He was right on all accounts. It is a tornado hazard of course. But, shop wisely.

[@CarlAyers-x8h]

There's an axle running the length of the mobile.? So you got like this 70 foot axle. 😅

[@turquoise_sky]

John Oliver did a good segment about this on his show a year or 2 ago.

[@Bobrogers99]

Some older manufactured home parks were set up on prime land which has become much more valuable due to its location, view, proximity to water, etc. Investors will buy them, figuring that they can build luxury condos there and make big profits. Buying in a cooperatively owned park is a much safer bet.

[@it1988a]

I call em trailer parks. My trailer dwelling friend in Fla pays $1100 a month in lot rent.

[@cjpreach]

Light weight plumbing and irregular sized doors and windows are also reasons to think carefully before buying a MH.

[@djrickyb]

A big problem with manufactured homes is that they use A LOT of cheap parts and materials. My parents have a 2001 model. They started having serious plumbing problems in 2016. Every year since 2018 they had water/plumbing problems. Water damage destroyed the flooring in both of their restrooms. Shingles were having to be replaced around 2017 as well. Roof had to be replaced in 2022, and we were told it should have been replaced 4 years prior. They can make these homes look real nice today, but generally speaking, a lot of the parts and materials are among the cheapest they can get, or of cheap quality compared to regular homes.

[@sewerrat7612]

Most manufactured homes were made of poly butalyne which us no longer manufactured due to class action lawsuits.

[@AndrewLee-cg6uk]

well. i disagree own the land... it sits on and no issues... warren buffet owns clayton.... clayton makes some really nice homes

[@elicastle93]

So much of what she said is true and I currently live in one and it's gotten bad I now pay $900 and I started on at $410 I'm literally trying to buy a house soon cause it's costing me the same they only changed are a few cosmetic looks to the park like new pool furniture at best, we have kids in our park and there were a few empty lots were they could of built a small play ground nope put in a another home to make more money.

[@BayouRepairGuy]

I made 50 K on a mobile home. I don’t know what you’re talking about. Mobile homes been one of the best investments I’ve ever made in rental property. They’ve done nothing but gone up in the last five years.

[@kathy0698]

I am retired...sold my stick built home 2010. After renting for 14 yrs i decided to buy a home again. The prices today are just ridiculous! My 3bd, 2bth home i sold in 2010 has doubled in price! I decided to maybe buy a manufactured home. I bought one last Nov and paid cash. It is nicer than the previous home...although i had wanted a basement. I am in a park, and yes lot rent is high, but the park is well kept. I can deal with the rising costs for awhile. It is still cheaper than the rent i was paying. I was very surprised at how well it is insulated. During the winter it stays very warm, no cold spots (like my last rental), and the air conditioning is very efficient. Now besides no basement, my biggest worry was tornadoes! Since living here I cannot believe all the storms we've had! Already had two tornadoes...no damage. We live right bext to clubhouse, with access to the basement in inclement weather. There is also three other tornado shelters. I'm not going to lie, i was a little embarrassed to tell people i was buying a manufactured home, but I've completely changed my tune . We have a beautiful home and a large corner lot.

[@ErutaniaRose]

I don't think this is the exact same thing, but do Tiny homes on wheels count in this? I've been looking into buying one so I can avoid HOAs, travel more easily, and have an easier time moving in need of climate disasters.

[@Justno-hm3vk]

I have the same question.

[@mermaidlu5125]

Got a mobile home live here 5 years and live in peace ☮️ no problems

[@lindacurtis3513]

Corporations instantly make those in privately owned Parks they purchase raise ,on the lots if MH privately owned or definitely if rented. 2 raises in less than a year on one I rented .Not worth it anymore.

[@Iceman-bu1eg]

Many new homes in certain cases are manufactured in a factory and trucked onsite and assembled.

[@Jersderakerguoe]

The housing market is inflated and oversaturated with homes being on the market with astronomical price tags just stagnant for months. It is very clear that our generation will be likely one of the most devastating bubble pops in modern history. Seeking best possible ways to grow 250k into $1m+ and get a good house for retirement, I'm 54.

[@Hectorkante]

I don't think here is the place for personalized investment guidance. However, I suggest consulting with a reliable advisor like Azul to ensure appropriate retirement planning.

[@DorathyJoy]

I’m closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in over 80% profit than some of my peers who have been investing for many years. Maybe you should consider this too

[@ScottKindle-bk3hx]

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

[@DorathyJoy]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@s.e.rolfllc354]

What about if you purchase a parcel of land that's not in one of the communities mentioned and build a manufactured home on a permanent foundation?

[@kenyonbissett3512]

There are good and bad manufacturers of MH just like stick built. Do your due diligence.

[@GrannySmith123]

Insurance is LESS expensive on my manufactured than the home I just sold. More coverage on contents too. I bought an 82 solitaire ellipse. It is much more solid than the site built I owned.

[@JDSly1]

Something that wasn't mentioned is the fact that these homes-- especially older ones-- just don't last long, and that inferior materials were used in their manufacture. I had a mobile home built in 1980, that I purchased used in 1987. In those days they used a black or gray plastic semi-flexible tubing for all the plumbing lines. In my case, after about 10 years or so, it became brittle and started springing leaks, leading to water damage. I patched up about a dozen to 15 leaks in mine, finally replacing all of it with PVC. I finally got sick of it and trailer park life altogether and essentially gave it away, moving into a nice apartment in 2006 and then a real home eight years later.

[@Blondie77128]

I live in Bergen county, NJ and across the street from my condo community a manufactured home was built. I dubbed it the Lego house. It arrived in four prefab sections that were stacked together over a cinder block foundation, wrapped in insulation, then sided. Asking price $1.4 million USD. Absolutely ridiculous!

[@ursulasmith6402]

That is why i don't take out a half a million dollar loan. I don't make that much.