New Loan after Loan Settlement, even to Wilful Defaulters | New Guideline of Reserve Bank of India |

[@ParasJain-nq7of]

मुकेश जी सर वीडियो के माध्यम से जो भी नयी सूचना और नियम आप देते हैं यह सच में बहुत ही सराहनीय कार्य है लेकिन मुझे बताते हुए दुख हो रहा है कि RBI की यह सभी योजनाएं सिर्फ हवा में ही हैं बैंक इन नियमों को नहीं मानते पूरे 2.5 साल हो गए मुझे बैंकों के चक्कर काटते काटते ।

[@pramodagarwal3229]

सविनय प्रणाम आदरणीय 🙏 मुकेश जी आपके द्वारा प्रस्तुत प्रत्येक जानकारी इतनी बारीकी से विश्लेषित होती हैं कि एक High School Student भी आसानी से हृदयस्थ कर लें। आपके बहुमूल्य मार्गदर्शन के लिए हृदय से आभार। 🙏

[@MSMEHelpline]

Thanks Pramod ji for such kind worda

[@pramodagarwal3229]

@@MSMEHelpline सहृदय आभार 🙏

[@Akshay85527]

Hamne 10 lakh loan liya tha aur 8 lakh bhare lekin covid ke baad business band hua aur uske baad bank ne interest lgakake 8 lakh phir bharne ke liye Abhi 138 ka case karke dara rahe hai please help kare sir

[@rajivgupta5751]

रिजर्व बैंक का यह डिसीजन बहुत ही अच्छा है क्योंकि कोरोना काल में bahut vyakti defaulter Ho chuke hain कम से कम उन्हें संभालने के लिए एक मौका अवश्य मिलना चाहिए

[@Suryavanshi_gujju]

Sahi hai boss

[@rajeevgarg91]

Very nice step..our economy will grow more rapidly than before

[@VinodkumarVRao]

Nobody takes pride in dodgeing the Instalment of any Loan and it happens in circumstances beyond his contorl for which he is ashamed of himself. Till now, it was treated as 'Follow the Rules in toto" which our Hournerable Governer of Reserve bank of India has treated as a Real Humanitarian situaltion and tried to save a Common Man from being conviced with his Considered deceision which we all Appreciate from the bottom of our Heart. Equally we are grateful to you, Sir, for informing us about this Noble Deed of Respected RBI Governer. Thank you.

[@GampanagGampaa-yl3gk]

Sir ji Aap ka video bahut rahaat mila hai please hamare viewer's ke liye important. Videos banate raho please

[@prashantchheda8462]

very good ... thank you NEED MORE VIDEOS LIKE THIS ... THAN YOU SIR Ji ....

[@rajabconstructionco.9973]

Very good information helpful and great advice and msme helpline useful valuable video thanks you God bless you always sir respected Mr Mukesh mohon gupta sir jai hind 🙏🇮🇳🇮🇳🙏

[@MSMEHelpline]

Thanks Sir

[@ShimlaDeviKalociya]

Sir ji Good Desigan Reserve Bank of India ❤

[@antarshakti3093]

लेकीन बँक्स जो चक्रवर्ती ब्याज लगक्के लोण अमाऊंट को चौगुणा बदया है उस मे कितना सेटलमेंट हाँगा ?

[@VijayPatil-bh8yq]

Great , Sir pls give GR of RBI about this settlement

[@babaiyermanispiritualandpo2062]

Superb daringly said.

[@kishorjain2827]

Ye policy bahut achi he jo npa ac 7 se 10 sal tak bhi settelment nahi Kar rahi thi bank jisse bank ko loss ho raha tha vo agar bank fatafat niptayegi to hi economic growth hogi agar banko ka adiyal rawaya raha to npa vale to vaise bhi paresan ho hi rahe he unko kuch farak nahi padega kyoki unki insaniyat to bank valo ne pahle hi barbad karke rakhi hui he behtar hoga rbi banko ko policy per amal karne ke liye majbur Kare or reporting or target de ki is policy ka kitne logo ko fayada diya gaya mukeshji aap ke pass bhi koi case wale call kare to rbi tak pahunchayega dhanyavad

[@gangaprasadchandra4657]

बैंक वाले अमीर लोगो को लोन देते है गरीबो को नही

[@gangaprasadchandra4657]

बैंक ऑफ बड़ौदा सबसे घटिया बैंक है लोन के नाम पर घटिया मज़ाक। करते है ग्राहकों से पहले लोन मिल जाएगा बोलते है फिर सब कागजात मांगते हैं 2 3 महीना घूमते है फिर नही मिलेगा बोलते है इनके कर्मचारियों को ग्राहकों का समय धन और मेहनत का कोई मतलब नही

[@vanshikafreightmovers5214]

Ye growth bdaye india ki ye acchi phal hi ek bar Moka shi mil rha hi ese logo ke liye

[@Aditya_gaming403]

Rbi ko thanks to help of poorer men and go ahead

[@sumonbi67556]

Nice framework by RBI🎉🎉🎉🎉

[@SanjayJain-xn7yb]

Veri nice

[@kamalharlalka2079]

It's a forward looking step

[@ranaherbals.2967]

सर बैंक में जमीन गिरवी रखने के बावजूद भी लोन नहीं मिलता है बातें सुनने में अच्छी लगती है लेकिन हकीकत कुछ और है

[@dineshrawal20]

100% right

[@anandm1609]

This is the very good and greatest decision from the rbi for settled borrowers thanku sir from karnataka

[@DineshKumar-oh8tw]

Right 👍

[@rajusharma9815]

sir jo aap bta rha ho ke bank lon satteld ka bad be dega but bank m manejr bolta hh aapka satld 5 year bad m aana kya kra

[@mrsingh-fp6uv]

Bank bhi amoro ko hi loan deta hai

[@vishwanathmaurya9300]

Sir mera kcc lon 60000 ka hai aur oh saterment ka leper bheja hai ,air bank me 30000 the. Manga per mai kitne me watermen karu,, Sir batane ki kirpa kare dhanybad

[@rameshkogta5038]

good no any loss

[@JagdishSarma-bf8zl]

This notification of RBI willfuldefalters can establish their new enterpurner ife. It is very welcome ble desicion of India govt thanks lot

[@spurtiispu6514]

What about the wave offs they do for top industrialists. They leave the country and are happily living. And the great mallya, nirav modi, Choksi, lalit modi. What about them? Why compromise and adjustm is always only for middle calls and strugglers ?

[@s.maqueelchishty292]

Sir very good information sir mera ek kcc loan hai HDFC bank se thoda Intrest due ho gaya hai aur bank loan ko npa karne ki bol rahi hai main kya karo please advice.

[@gopalsuthar8926]

sair ji bilkul sahmat he sair RBI ki gaidlin sahi he es se jo log vayapari aur kisan ki notbandi aur lockdown ke baad halat kharb ho gai he log suside karne ko he sair to public ko 2. Saal ka samay de kar fir se jine ka moka milegae

[@jitendrachaudhari2265]

Good disigion rbi.

[@shashibhushanmittal3581]

very nice sir

[@manzoorwani699]

very.nic.sir

[@babaiyermanispiritualandpo2062]

Bahut Jaan Hain aap ki baat and looks mein.

[@basupatil21]

Thanks for putting this RBI new policy for ots. But i have been duped by HDFC bank. They settle my PL but did not guide me properly. Still showing in the cibil . As settle and every year its increasing by 50k . So sir can u help me in this regard.

[@chechisbrown5894]

Sir humne 2 biga Jamin ki kagaj lekar pichle 6 month se loan 3 lack k liye ghum rahe hu, axis bank HDFC sav pe ghumkar aagaya phir bhi nahi mila

[@harry-ne7fo]

❤RESPECTED SIR PLS. SIMPAL LABZO ME SIRF YE BATAYE KI .. WOH LOG JINHONE LOAN LIYA THA OR KISI REAL REASONS K KAARAN LOAN NHI DE PAYE OR JO AAJ BHI DENE KI CONDITIONS ME NHI H UNKE LIYE KYA FAYDA HUA H. JINKE LOAN CHULE HUYE BHI 6 7 YA 8 SAAL HOGYA HAI. PLS REQUEST WOH ZARUR BTAYE...

[@sachinnalawade7373]

आपकी बाते बड़ी बड़ी हे मगर बैंक नही समझती हे

[@bksingh1378]

Corona time yani March 2020 leker December 2023 Tak ke samay ko kisi bhi prakar se defaulters ke srini mein nahi rakhna chahiye unsabhi ka civil score pehle ke adhar per hi manya hona chahiye.chote loan keliye under 50thousand. Ke kisi bhi prakar ke loan per koi civil score ki zarurat nahi hona chahiye.usese desh ki economic development growth fastly hoga. Loan Dene keliya. Institution ke Vivek per chor dejiye

[@Joygamingbgmi5462]

Oi parsonal loan app ko Paisa Dena parega Keya ??

[@ravibn3673]

Nice information, tell me how take the revise loan. When loan was cleared 50 percent

[@renewmmart_India]

Nice

[@binapanipanda1454]

Thanks sar . 🙏🙏🙏

[@hinduarmy921]

Loan settlement krane ka offer hai ....pahle loan to mile fir duba lu fir settlement hogi na ....kya sir jee aap to dube huye ko hi fir denge new Person ur company ko kab denge ....

[@moziburrhaman5448]

Amout 30000 Rs kcc loan in 2006 yr and that year flood hitted twise, and the bank doesnt agree to abide by as we placed the destructive scenarios phot in assam due to Brahmaputra rever, to settle on pay by capital.What shall i do?

[@sonuchopra3971]

Very excited good job sir thanks

[@vakhariarajiv8349]

It's 100% right 👍

[@shafiqueahmadyt]

good idea

[@alisherahmad211]

Sir mere form ka kya hoa abi tak jabab nahi aaya sir

[@swapnilbhadange8209]

Sir 15 k outstanding amount tha Due 55k But 30 ke settlement karne ka bola 30 k bharne ke baad bhi uno ne seetmelt nahi kya but uno ne

[@rohitofficial7252]

सर, मुझे जानकारी चाहिए की, अगर मेरा लोन C. G. T. M. S. E के अंडर हुआ है, और मेरा E. M. I, 24000 रुपये का है, और मैं कमाई मे मंदी के कारण पिछले दो महीने से 10000 रुपये का E. M. I जमा कर रहा हूँ, तो क्या मेरा लोन एकाउंट N. P. A हो सकता हैं, कृपया मुझे जानकारी दीजिये

[@anurangkumar6265]

Sir Mera Bharat pe loan liya wah settle kar diye mere cibile settle dikha h usko clear kaise kare

[@abhi_editz_111]

सर मेरा१०साल का सेटलमेंट है लेकीन एज्युकेशन लोन नाही देते फिर क्या करना चाहिए

[@deepakagarwal5367]

It is good that banks are helping wilful defaulters also but there is no provision to help first time entrepreneurs for their green field projects even if there are any such schemes it is not implemented Even the MSME helpline which boasts of helping new entrepreneurs has denied any help

[@starkbro7753]

Green filed projects are always risky. The person should be able to justify the end results and there should be strong vision then only the loan can be disbursed

[@deepakagarwal5367]

Yes like wilful defaulters the entrepreneurs should be able to justify the end (mis)utilisation of funds and have a strong vision to share the bounty

[@sankarbhowmick673]

Very nice decision.

[@RajendraGaikwad-ic6tp]

Nice sir

[@sintukumar-kd3mo]

मैंने लोन का कुल राशी दे दिया लेकिन मेरे सिबिल स्कोर में wittern off dikha raha hai. Kaise remove hoga please help me sir.

[@bharatchoudhary3412]

सर हमने सेटलमेंट करा है kcc लोन नही देरही बेंक आफ इंडिया क्या करें जवाब जल्दी देना

[@VikasSharma-kz9ev]

SBI se lelo vo KCC loan zyada bhi deta hai

[@ravinayan8074]

sir mai August me retired hua hu mera pension se jada recovery bank kar rahe hai kaya ye thik hai

[@gautambhoi6926]

DPD LOAN KE BAD PAYMENT KR DIYA .TO FIR SE KITNE DIN ME LOAN MILEGA.

[@tanayngm651]

I have two open loans, citi bank and mobikwik..should I settle both of them(which would save me some(30k) or pay that extra money and get it closed? would settling be really that bad for any future loan? PLS TELL what to do?

[@sharadbabele8277]

Credit card settlement kiya tha aur personal loan mil jayega kya

[@MSMEHelpline]

No

[@sharadbabele8277]

@@MSMEHelpline phir konsa loan mil sakta hai hmko

[@pihudev4974]

Namaste sir

[@deepakbari5746]

News aur paper pe hi milta hai loan गरीबों को ,,, लोन सिर्फ बागोडो को दिया जाता है

[@limitlessmotivation_1]

Sahi m Bhai gareeb ko mil jaye toh Jaan he jate uske akhri mein

[@RajBhandari-p7o]

Sir me ye chahta hu ki koi bhi loner janboojhkar defolder nahi hota kyuki agar bank lone deta hai to us time uski civile score aur kaam dhanda dekhkar hi deta hai sab acha hone par deta hai but jab insan ki arthik sthiti sahi nahi hoti tabhi vo nahi de pata khaskar aj ke samay par jaha lockdowen ke bad income kam kharche jada ho gaye hai to RBI ya sarkar ko lone maaf karna chauiye ya 2se 3 sal ka samay dena chaiiye khud ko recover karne ke liye tabki waha karja bhi chukane layak ho jaye aur kharcha bhi chala paye thanks

[@omsolarnanded]

सर मेरा राईट ऑफ है खेती पर मैने स्पिंकलर लिया था तो सेटल मैंट किया था 2012को अब मैं ने नया लोन लेने को देखा तो राईट ऑफ की वजह से दूसरा लोन मिल नहीं रहा है तो बाकी की अमाउंट में बैंक से भरना चाहता था लेकिन वह बोल रहे हैं एक लाख रुपये ऊपर हो गया है उसका ब्याज दर 14.60 कुछ तो अब मैं क्या करू

[@MantasaKhatun-u7s]

Hamne 29 November 2022 ko pmegp me 10lakh ka loan liya tha aur mera subsidy aa gaya hai to kya mai bank ko term loan ka band kara kar cc bada sakte hai

[@ARUNYADAV-db7vi]

Technical write off m time kitna milega sir ji

[@ANIKET-CHOUDHARY-22]

Sir ots ke bad govt bank dwara loan mil jata hai kya

[@Kpankaj1307]

Sir.. circular ki copy share kr dijiye....

[@itspiyush_23]

Sir reply plx 😢 mera axis credit card 15k ki limit thi 32k due ho gya sattle karaya 10k le rhe h uske baad bhi cibil se defaulter nhi hata rhe to kya me future me loan nhi le paunga? Help 😢

[@PoulamiDas-o4k]

Sair hamara lon ka settlement huya hai may nominee thi firvi mera civil right kharap dikha raha hai kehi sy v lon nehi mil raha Civil score 771hai

[@pinkygoyal7500]

Sir 100 k loan me kam se kam kitna mat tak settlement hoga

[@S.Alam09]

Sir Bank manager loan karne ke liye Paisa mangta hai

[@antarshakti3093]

टेक्निकल लोन हाताने के बाद भी रेकवरी होंगा तो इसका क्या फैदा customer को ?

[@pervaizmusharof4294]

Sir NBFC apps se multiple loan lia hau ab Repayment nahi kar pa raha hu . Sir 2 mahine due chal raha hai sir bahut call aate hai roj . Aur messages. Sir bahut dar lag raha hai bahut depression main chal raha hai jindegi kya karu kuch smajh nahi aa raha hai. Please suggest me if possible sir. Sir kya hoga kuch bataiye sir

[@Famousfoodshah]

सर , मे msme mitra हु मेने msme helpline apllication मे ४ file डाली है पर सर एक भी लॉगिन नाही करते है जल्दी और सिर गलत गलत बोलते है

[@rajeshwarprasad4130]

Sir Jharkhand me OBC/BC caste ko act CNT karan udyog ke liye bank girvi rakh kar loan nahi milta . Pade-likhe yuva kaise byosay kare.

[@JamalJishan-ug1dt]

Sir rbi ka ye kaam very good muje baroda bank posissan notice Gar chipka kar gaya muje kya karu smaj me nehi ata ta mai Karnataka se hu aur mai abi bimaar hu mera job gaya covid me mai Saudi me ta sir abi settlement Karne jaye to 1 year ke time le sakte hai bank se pls muje reply kijiye hum bank se settlement karega bolke jaye to kitna time le sakte pls batao sir

[@RaviThakur-mo3od]

Sir Gadi loan ki emi nh bhar pya or gadi bnk wale le gyi meri family condition achnk krb bhut ho gyi m emi nh de paa rha bnk ke gdi le jne ke bdh bhi paise ki Recovery ki jayegi ky ya civil m problem hoga pls jawab dijiye sir

[@akashchourasia3405]

Sir I had got the settlement done and now I have to get the settlement removed, how will it be done?

[@anilgiri5470]

Sir ji suit field ko loan milega ki nahi ma government employees hu

[@PintuPintu-bk6fq]

Sir bank of baroda me loan tha mene settlement Kiya tha or abhi loan karne jata hu sabhi bank mana karti he uske liye kya kare muje kcc or dkcc karvani he iska upay bataye

[@yadavparm]

सर एमजॉन पे लेटर से 483 का कुछ सामान लिया था वो अकाउंट डिलीट हो गया मेरे मेल पे रिमाइंडर आया मैने देखा नही कुछ दिन बाद जब मैंने cibil चेक की तो पता चला की मेरे cibil down हुईं हैं उस से मैंने bank से कॉन्टैक्ट किया और सारी पेमेंट pay कर दी एक साल बाद जब मैं लोन लेने गया sbi से उस बैंक से पहले मेरा एक लोन चल रहा हैं बैंक ने मना कर दिया लोन देने से मेरे पास उस लोन की noc bhi hain ..please help me

[@yadavparm]

@Rahul-Loan70030 loan t main tn de du ...kitna levvv ga

[@yogeshtiwari6782]

company noc de rahi hai to kya loan off krwa de

[@azeezcofe4433]

Sir namaste mera purchase loan hour crop loan hai usme purchase loan 40 lak 23 jan NPA huwai ab my compromise ya ots kar sakta hun ki batyea sir

[@ranjitsinhsolanki9678]

Konsi Bank degi loan

[@RamMeena-cs3ki]

Sar Maine alarm settlement Kiya hai usmein dobara loan Lena chahta hun kya dobara loan mil sakta hai mujhe

[@GautamKumar-qq5tb]

Jitane bhogore bank se logn leke bhage hai unka kab rikaberi hoga ki ama adamio ke rikoberi hogaa

[@vivekanandjha1679]

Sir Maine Tata pickup 407 liya 3 kist mujh par gir gaya tha meri gaadi samastipur bihar raste me gher le gaya mujhase 3 kist jama bhi kara liya easke baad 3 kist advanced ki maang karane laga jo mai nahi de saka to meri gaadi ko bech diya mai satalment nahi kiya khud se satalment kar mera cibil kharab kar diya kayee bhi bank mujhe loan nahi deta hai eas gaadi ko kharida karja lekar jiska natija hai ki karj badh gaya mujhe aatmhatya karane nougat aa gayee hai mai berojgar ho gaya hun.

[@vikashkumar3606]

sir covid ke bad kafi ache log bhi default kar gaye jinka koi overdue nahi tha covid se pahle aur kafi time laga logo ko phir se recovery karne me apne financial condition ko, par bank ne continue intreset aur penality add karta raha overdue account par, aur credit card ka 2lakh ka loan 4 lakh ban gaya, aise logo ko ye policy kafi madad karegi purana loan setteled karke phir se financial system se judne ka aur apna business grow karne ka, ye kafi acha information hai par kya bank isko implement karegi? kyu ki rbi ki kafi policy bank implement karne me kafi time leta hai kabhi kabhi year bhi lag jata hai?

[@pramodkumarmishra9569]

Mai likens to chahta hoo , aap se milne ki koshish bhi kiya , par fruitful nahi raha mera prayash , aap ke office ke logo ne ek tarah se kahe to task Marol kar ke milways hi nahi Dhanyawad

[@satendrapradhan9894]

Sir mai aap ke projct me join karna chahtye h pls conform kare

[@ravikanthrathod3971]

Sir, one of my loan is in write off stage.. can I settle this with that bank??? And does this reflect on Cibil as settlement or proper closure??? Please guide..

[@sumonbi67556]

Future eh keh Raha hey k, CIVIL kaa diin khatam hone wala hey😅

[@ravikanthrathod3971]

@@sumonbi67556 🤫🤫🤫🤫 Aise nahi bolte!!!!

[@kishorjain2827]

Sirji rbi wale bolte he magar hdfc Bank wale bolte he hamara md 50 cr ke kam ac to dekhata hi nahi he or hamare ko power nahi he isliye ots kon karna ye problem 6year se aise hi he formality ke liye amicably settelment ka letter dalte he or baad me accept nahi he bol dete he sir ye mere sath 2 time ho chuka he or is case me mukeshji aapne khud bank walo se baat ki thi fir bhi abhi tak aise hi latak raha he maine md ko bhi letter dala officer misguide kar raha ye bhi writing me with document mail kiya fir bhi ots nahi ho pa raha agar aap ye samadya finance ministry diparment tak bhejne ki koshish karte ho to sayad ab ots ho sakta he pls koshish karke reply kare dhanyawad load 1.3cr ka secured tha

[@badshahprince3742]

Sir kaisa hata ye settlement

[@misskanchandevi2233]

Corona ke pahle time par kist bhar rahe the jinka karobar hinahin bacha vo kya kare sir unka lonmaf karana chahiye 😢

[@Mittradanachalda]

Arbitration settlement 2.5Lac,but I am not able to pay, reason my gaddi accident fully damaged, hospital charges,I am payhalf loan regular emi.kya karu

[@yogendratiwari6820]

सर मैं 2015में एक ट्रैक्टर मैग्मा फाइनेंस कंपनी से लिया उसका लोन हमसे उनके आदमी नगद लेते थे और किस्त लेट जमा करते थे और तीन किस्तों को जमा नहीं किया हम जब एनओसी मांगने लगे तो हमसे सटल मेन्ट करके एनओसी दे दिये लेकिन मैं 2साल बाद लोन लेना चहा तो बैंक बता दिया राइट आफ लगा है अब आप का लोन नहीं हो सकता और सिबिल भी नहीं बढ़ रहा है 680पर रूका हैं मै छोटा लोन लेकर जमा किया लेकिन सीबिल वसे का वैसे पड़ा है अब मैं क्या करूं

[@yogendratiwari6820]

अगर रेड आफ हटे गा नहीं तो सीबिल बढे गा नहीं इसके लिए हमको क्या करना है

[@kanchanbala4733]

Meri govt job hai par sir nhi dete loan .pvt bank ne 10% ka dobara full amnt bna kr npa kr ke mera cibil dhdam kr diya hai. Nhi dete bank wale

[@ramgarg3563]

Boss my education loan Wright off 2015 m h approx 8 year ho gaye cibil m Wright off aa rha h kya kare is ko hatane ke liye

[@MSMEHelpline]

Nahi hat sakta Sir

[@pradipyende9697]

Sbibank nemeraerikshakaloan nahi kiya maine bank loansettelement7saalhogaye sirf 15ooo settlement kiya bank loan nahi de rahi hai ab kya kare.

[@pradipyende9697]

Aap karava denge aap batavosbibank loan karo karake.

[@samirmalek1532]

Superb RBi

[@deepakkarke4852]

Jan samrath portal se application Kiya hai Maine approval letter aaya hai lekin bank wale senction nahi krr rahe ye sirf kahne aur sunane main achha lagta hai reality kuch our hai

[@sandeepojha2952]

Sir, a lot of information is available in your class, but till now we feel that it is not getting anywhere on the ground level because we went to SBI and we were refused to give loan. Our advantages are not being seen. What do we do?

[@MSMEHelpline]

Register at www.msmeloans.co.in

[@deepakagarwal5367]

Register with MSME helpline pay their membership and ask for help only to get harassed and ultimately a regret by MSME helpline citing certain drawbacks in your proposal