New Scams to Watch Out For (2022)

[@ThioJoe]

⚠️WARNING!⚠️ Videos like this attract additional scammers in the comments. IF ANYONE tells you to contact someone on Instagram, telegram, whatsapp, to recover funds, THAT IS ANOTHER SCAM!! They will make claims like "this person helped me get my money back", but it is just a scam.

[@AdolfoPerezSBG]

Bro. I don’t know if this is a scam or what its purpose is but it happened to me at the beginning of the month and today. Someone opened an Amazon account under my name, my address, my debit card info and placed some orders. The only thing that was different from my account was the phone number. At least that’s what the girl I spoke with from Amazon told me. Now I guess I should have asked what the shipping address was to see if could figure out who was using my card to make purchases. In my head I thought the items were gonna be shipped to my address but that wouldn’t make sense unless the thieve lives near by and would know when the packages were arriving.

[@TheMightsparrow]

Has anyone ever said that you look like Scott Pilgrim

[@AlDunbar]

@@AdolfoPerezSBG you need to take steps to keep your personal information from getting out there in a way that someone has enough info to create an account in your name.

[@kasperribera4574]

@@AdolfoPerezSBG they do that bro its called a drop adress. Usually theyd use abandoned building but theyll use yours if they hungry enoug keep an eye on your mailbosx. I would call the government owned post company first and then try the others if there are any mz

[@johnrhansonsr]

We like your videos but you need to (even more so) impress on people just to hang-up if they feel it's a bogus call. Thanks for your hard work.

[@relativity.]

Here’s a very simple way to stay safe. 1. Just hang up 2. Don’t open any links on emails or texts 3. NOTHING negative will happen. Even if one happens to be legit, that company will not fault you for being careful 4. KEY! Educate your family, especially the elderly to do all of the above Simple as that. Nothing to be “on the lookout” for. Nothing to worry about. Easy as that.

[@relativity.]

@Richie Rich awesome

[@davewilliams5357]

when i get calls they are mostly east asian call centres i get some who know my exact name but then ask me to verify who i am by my bank details i simply say if you are calling to get any bank or credit card details hang up you aint gettin em

[@notme1048]

It is now standard procedure for folks to NOT answer ANY call from a number you don't know. Even law enforcement and government agencies will leave a message bc they know everybody ignores unknown callers now.

[@relativity.]

@@notme1048 law enforcement and government agencies don’t call

[@notme1048]

@@relativity. The police called me when my brother died bc I was his "emergency contact" they left a message when I did not answer the phone

[@vinhennessy3885]

My first line of defense is knowing, that if I did not actively look for the service or product, it’s a possible scam. This has saved me from several attempts of pulling me into their scheme. Thanks ThioJoe.

[@nofyfb123]

Correction: it's not possible - it's a DEFINITE scam.

[@kw2519]

I never believe anyone that calls me that I don’t personally know lol

[@nofyfb123]

@@kw2519 Especially when the caller has bangladesh accent...

[@veronicamoody3981]

What you said is very important. Some man called me and claimed I had spoken to him months ago about a work at home job. He then said he was going to send a link for me to open that would give me more information about the work, but I did not remember speaking to this person. I didn't know who the hell he was. I figured somehow he got my name and number from something I filled out online and the link he sent me was possibly spyware. I deleted it.

[@dece870717]

The saddest thing about many scams is that many elderly people fall prey to them.

[@bulbasaur90]

My Grandpa fell for the mail -pay lil extra to release your parcel scam- he lost 1000 euro to the scammers ….

[@Mrfort]

Even sadder is the fact somebody somewhere will fall for this scam .

[@FreeSpirit47]

Everyone of all ages, genders, education levels, religions, relationship status, fall prey to the scammers. It's not even mostly the elderly who believe the scammers. That's a stereo type that is mistakenly believed by many. The *one* constant in 100% of all targets successfully scammed is that they are gullible.

[@nicoler.4356]

I'm 48 and fell for the Zelle scam😭🤬😭

[@FreeSpirit47]

@@nicoler.4356 Yep, age has nothing to do with scamming. At one point, right after a divorce, I was in dire straits. The scammers were contacting me a lot. I had nothing for them. From working long hours, sacrificing sleep and food, something I had worked on finally paid off after 5 years. During that time, I had dated a bit, got my heart broken badly in 2012. I made the decision to be single and celibate. Maybe for just a time, maybe for the rest of my life. I poured my time into productive projects. Thinking clearly, having peace & happiness in my life without the drama of dating felt really good! I love to help others, so I also did that. I did free childcare for a single mom with 3 children. Cleaned people's houses for free. When I was a part of the dating world, the guys would criticize me for doing these things. Life can be more about getting money for anything you do. One guy criticized me for it, said it was a waste of time. As I built my financial portfolio, scammers started contacting me, again. I didn't want a man in my life, I had more than enough income to be comfortable, so, the scammer money scams had no appeal to me. I could see that these idiots were fake, so obvious! They had nothing for me.

[@TheBengalDragon]

And that is what makes me so enthusiastic about the scam baiting industry. They make the lives of these miserable scammers just horrible and it is so fun to watch

[@ABoxIsMyHome]

You could be scammed to watching a scammer bait video that is scamming scammers That is saying those scam baiters are not faking it themselves. Not saying they are, but remember 5 years ago when feeding the homeless channels just faked it for views 😭🥺

[@TheBengalDragon]

@@ABoxIsMyHome he is the gigantic difference. Views are free. Money is not free. And basically the phone scammers are stealing someone else’s hard earned money. I’m not saying that faking it just for views is good and it is not because you’re faking it for view the very bad but scamming people and stealing their money is worse

[@ABoxIsMyHome]

@@TheBengalDragon I never said what’s worse, I am saying just saying this has happened in the past where awesome videos may be exaggerated

[@TheBengalDragon]

@@ABoxIsMyHome True that

[@laurendoe168]

IMO, the problem with many (most?) KZbin channels is that the person attacking the scammer is often, technically, breaking the law. If a mugger robs a bank robber on his way out of the bank, he's no less of a criminal just because the victim is also a criminal.

[@loretta_3843]

It's crazy how many texts I've gotten saying they're from banks I've never had accounts with "alerting me" to some problem etc. Once it claimed to be from my bank and just to be on the safe side, I called the bank and they let me know that all was well and delete the text! If in doubt, call the company in question and be wary of anyone acting in a manner that doesn't give you time to think.

[@danhemming6624]

I keep getting Norton n stuff expiry. Yeah right as if I'm stupid enough to use Norton.

[@theseustoo]

@@danhemming6624 And MacAfee too...

[@rzz9594]

@@theseustoo Interesting that u should mention macafee they sent me a few texts saying my computer isn’t protected anymore,. Well , duurrr , yeah it is cuz i don’t communicate with f*** macafeeev. They r idiots .

[@johng.8517]

These scambait videos would be great for a TV show. Each week they could have a different scam to show people out there how they work. I think millions of people would watch. They can have all the different scambaiters on it. Seriously some producer needs to look into this.

[@walkerdominic1]

Been done. It was a series on Discovery Channel.

[@Tiffany-kf7zu]

I love the idea. People are paranoid enough after the past two years, this could only help 😂. Really though I think it would be a public service.

[@defundhollywood3259]

I used to get texts telling me I was getting a pre-paid debit card, and every couple of days they text you again to say that the balance is now lower and call them to access the money. I texted back accusing them of stealing my money and said I was calling the cops, never got another text lol. Some of these scams are so transparent, they prey on your greed. Don't be greedy and use your common sense.

[@belindawatson5328]

Yes, Greed has Always been the Target aimed at, however, our Fast Pace hinders “Close Examination.” I also Believe subscribing to the various APPS bring on Many Negative Offers.

[@Andijt]

What astounds me is how scammers will ask you to 'verify' something when what they really mean is 'give it to me.' I had a fake charity call me one time and ask me to verify my address. I said, "Tell me what you have and I'll verify if it's right." Oooh, they didn't like that one bit. (I wasn't planning to verify even if they did somehow have it, I just wanted to see if they did.) What a world!

[@technikal270]

I'll be saving that one lol, I hate being paranoid about scammers

[@hasanbanoon5091]

I had some scammers call me a few years back saying that I owe back taxes and wanted my credit card info or "they'll call the police on me". I just told them to call the police and hung up. I'm pretty sure the IRS always contacts you by mail to have that "paper trail".

[@thatguy7595]

As someone not from the US it always surprises me that banks there are using usernames and passwords to authenticate users.

[@chubbysumo2230]

Lol, what else are we suppose to use? Biometrics? Lol, just as not secure.

[@barry1035]

@@chubbysumo2230 My bank makes you verify large purchases through a trusted device. You download the app on your phone for example and assign that phone as your trusted device. It basically is using the app on that one device for 2FA instead of just getting a text with a code (which is less secure). Before this they actually had a physical device sent out to you to generate one time passwords for 2FA.

[@andrewcore7672]

​@@chubbysumo2230 Yup, you setup with the bank on call or at contract sign completion the 2 factor with fingerprint and pin on a verified mobile (your own only, they register the MAC address + make and model)and when you pay online it will pop the banks page, you auth inside the bank phoneapp with biometric/pin (it does mix it randomly) and it lets the payment go through So if someone got you, they got your fingerprint, pin,your personal mobile and the bank account password duplicated, means at that point you are totally f-d anyways with app or not.

[@chubbysumo2230]

@@andrewcore7672 biometrics are not a good password replacement, and a pin is worse than a password in complexity.

[@InfinityBS]

@@chubbysumo2230 imagine a database leak. I know they are rare with banks because of the security measures they take, but it’s still possible. Just imagine how many reused usernames and passwords there are and could get a lot of your other accounts hacked just because you used the same passwords/usernames.

[@jimoverly5386]

Scammers should have their fingers removed, to discourage cyber crime

[@glennso47]

Then they will learn to use another part of their body.

[@sinebar]

They should be executed!

[@GetRekt-bw6pu]

Just get Amber to cut their fingers off

[@nofyfb123]

Yep. And this process should start with all kinds of microsofts.

[@threelingo7040]

Probably remove their brain not their fingers.

[@some_man_tiks]

Things like this make me feel... safer? I knew about the Google voice thing but everything else I was unaware of. Thank you Joe.

[@glow1815]

So glad I came across your channel. Excalty what happened to me last week, I received a text stating " if I need a refund of $750 I need to do this do that with Zelle acct " um good thing am aware this was a scam because first I never sent anybody's money that was a RED flag and a new trend for scammers. I consult with my family first before I click on anything. I got scammed once already for $150 . The man emailed me for to confirm my shipment address( purchased a purse) thank you for the insight

[@YouTubeLover123]

Scams are honestly just gonna keep evolving, sadly

[@eddy2561]

Scamming been going on since we all crawled out of the ocean.....and it will never end.

[@NitroDonkey117]

@@mathewmclean9128 Jesus Christ I hope this is bait

[@Cardboard449]

@@NitroDonkey117 sounds like bait, just report it

[@MoonMarshmallow]

and we're gonna keep getting smarter so we can avoid them!

[@pinkerlittle3660]

THANKS FOR PPL LIKE YOU 😊 mom got a call I was telling her "IT'S A SCAM" when she started giving out more info on her🤳 I screamed Hang up‼️‼️‼️ She was 😡🤬 started Hitting ...Ect then showed her this video. Let's just say THANK GOD . Graditude 🙏🏻🙌🏼 💜

[@las1368]

There is a new scam USPS , they text you a package will have to be re-delivered and to click link. It takes you to a simular looking USPS website saying to enter CC info cause there is charge of $3 to re-deliver. The package number is not real. And they want your credit/debit card info...

[@dawnhandschy8111]

I like trolling the scammers lol. The longer I have them on the Phone with me the less time they have with someone who will fall for these scams. I sometimes answer like this " Robbies road kill café. You kill me we grill em. What are we picking up for you today and where?" That always gets a hang up lol.

[@eponymousIme]

I accidentally answered a call last week (thinking it was my doctor's office), and it was "Stephanie" asking if I wanted to sell my house. I sent her on her way, but next time I'm thinking of saying, "Why, yes! Yes, I would like to sell me house. I want $100 million cash, U.S. currency, and no inspection. Those are my terms. Are you still interested?"

[@toosexy7955]

@@eponymousIme What I do is say wait...Leave them hanging on the phone, I go about my business LAUGHING! 🤣🤣🤣

[@imethdup5050]

Joes crematorium you kill em we grill em is a good one too

[@chrisgomez1840]

or u could when u answer if u do put a moaning sound effect they will most likely hang up

[@gatocat3336]

This one got a laugh from me

[@raerae1956]

Scribd just scammed me. They charged my card without signing up to anything on a monthly basis. When i looked at their reviews on google, 600 other people had the same thing happen. Beware. Also, if you sign up for a free trial and cancel, they still charge you monthly.

[@Wingedshadowwolf]

I got the strange looking scam email earlier this week. The body of the email and the title said Amazon, but the info card for the sender had the AT&T logo and contact info! The number they had on the card was not a real AT&T number, but one that has been associated with tech scams. I reported it to both companies.

[@alwinvillero9505]

they had ONE job

[@AmericanCalliope]

They want to weed out the smart people that notice things. They aren't that dumb. Sometimes they purposely use bad spelling or English too.

[@eponymousIme]

@@alwinvillero9505 >>they had ONE job

[@leahr.2981]

I got a call from a man who said he was from my pharmacy. Guess he knew my age range (yes I like online) because he stated it was about blood pressure medicine. He said to verify he needed my full name, date of birth, my parents'name, and my mother's maiden name. I told him I'd call my pharmacy and give them any info they needed. He tried to give me a number that was wrong, but half way through, I hung up. I called my pharmacy and they said "No one would call and it sounded like they could have possibly been hacked". They were calling the proper authorities as soon as I hung up, but seniors are the easiest to scam. But everyone PLEASE BE CAREFUL!

[@devondorr8212]

That GVoice scam seems really ridiculous to me. Normally with verification codes there should always be a warning notifying you that the action may be performed by somebody else.

[@balloney2175]

I received text messages or emails saying they are from Chase. Another is confirm a purchase from Amazon for a cellphone worth $1500. I never respond. I call the bank, or check my Amazon account.

[@angelacamlin3528]

I got UPS package texts even though I knew I wasn't expecting one. Got Social security, IRS, Amazon package text, and a few others last year. Now I get texts from packages delay due to a delivery fee needed and others. I always check with a company claiming they need money and don't fall for anything. The first clue to a scammer is the foreign accent. I play with them until they have had enough.

[@maryvernon6454]

I got a text from Amazon thst my I phone was ready to ship.,but needed payment. I didn't order a iPhone so he wanted to connect me to the fraud department, I said ok. Then he said he wold connect m.e to ss. I knew this was a scam. I said no if anyone calls ss it would be me, well guess what he hung up. Scammers or so messed up. Really work for a living.

[@gladysross1163]

I was scammed August 2021 for $5000. I don't TRUST any thing now.

[@Mnogojazyk]

I did get a message about FEMA relief. Guess where I currently live? Japan. There was an earthquake about six weeks ago. It was magnitude 5.9 in my prefecture (6.1 at the epicenter), and the buildings shook 2 1/2 minutes but there was little appreciable damage. Why would FEMA be operating in Japan? I got a good laugh about it. In all seriousness, the scammers were probably trying to scam me about my property in the U.S.

[@agusrodriguez1]

thank you for making this video. FB Marketplace is also becoming a place for tons of scams. I don't use marketplace that often, but the last 2 times I did, I got the scams for the google voice and Zelle. I don't trust people so I wasn't a victim, but I am sure there are many who fall for it.

[@crankmagician78]

The thing that probably gets people to fall for these scams is that when you receive these emails you are feel like you need to quickly do something so you take the quick option of using phone number on the email and don't check if it's the real one

[@imaingan4884]

grammatically correct 🥶👌

[@crankmagician78]

@@imaingan4884 Me does know that i have muchness good grammar's

[@nimblehealer199]

That's why I don't open emails or texts that I'm not 100% sure about.

[@Desgaroth]

yes. that's how most scams work. They make people act fast because when you act fast, you make mistakes.

[@SpiritWhispers]

well i had one that came from a real collections agency and the phone number i checked was real but it said i owed Paypal something like $35 but I phoned Paypal they said I owed nothing I was always in good standing and they said that it was a scam. So I guess most would have paid since it was a small amout and thinking it is a legit collections so all those small amounts can add up. BTW Paypal said they do their own collections they never use a collections agency. So sad we have such low lifes among us.

[@ricardoacostal]

I’m getting scammed right now for a job, I just signed the proposal and send to him with my driver’s license and my employment authorization card scanned, fortunately not the SSN but I don’t know what to do right now, what they can do with my driver’s license and employment authorization card information? I supposed to get contact today with the guy to go further with the next steps ( obviously I’m not going further because I know now that this is a scam) but I’m worried for my information 😢

[@N2tech]

Banks and companies are not taking this seriously enough, for me as a small business owner it's getting harder and harder getting people to pay using apps to take payments. Payments using credit cards / debit cards used to be 95% of my business and now it's 75% preferring cash.

[@annanderson7]

I get it tho!

[@ShirlBussman]

@@annanderson7 Yep. So do I. I just don't like paying with my phone and I never will. 😊

[@eponymousIme]

It doesn't help that a lot of small business owners violate the credit card merchant agreement by requiring a minimum amount be used in order to use plastic for payment.

[@mjc0961]

Maybe instead of expecting people to use some garbage app, just accept credit cards. If you want to make it harder for me to pay you by demanding I use a certain app, I'm going to walk away. Whatever you're selling is not worth it. Don't expect me to download more bloatware on my phone and setup more accounts that will get me signed up for more spam mailing lists and make me even more vulnerable to data breaches, just get a credit card reader like a normal business.

[@WellnessGardenToolShed]

Banks such as US Bank and Wells Fargo (they're the ones I know about right now) are making money on all transactions. So unless more people complain, or sue in small claims. they won't do anything.

[@leonardsmith82]

Actually, scam baiting is quite the trend now on KZbin. Im actually glad that people are fighting these on a daily basis. However, they prey on the the elderly and we need to spread awareness more than ever!

[@WellnessGardenToolShed]

And youth. College students and younger have no clue about any of this unless they've looked this stuff up. They don't know how business work, they rarely use cash and only use apps or cards, they screen share everything, thanks to Covid19, streaming has cut out any sort of local news talking about this, plus the lockdown kept everyone in from talking to each other about the latest scams. Unless you worked in a company that informed you, how would anyone know about these things?

[@b.f2518]

That is right isn’t that Fantastic writing I really love it because my friend is called Aine and her second name was Leonard

[@primalrelaxationndprosperi9755]

and some of them use thw=ese videos to learn new scmmz if u want to help dont post

[@THEBIGLIE20]

The government should have the baiters train armies of people to go at these scammers with large numbers. It would be far more cost effective

[@h8GW]

@Thomas Casey There should be a military branch to protect our cybersecurity. A lot more cost effective than Iraq.

[@Vanilla_Neko]

Sadly too many people I know have lost their discord accounts to various scams to the point where it's personally become a hobby of mine to quickly identify and start bullying these hackers when they then go on and try to scam me My favorite thing to do is to basically pretend like they're auditioning for a play and critique their style and technique and basically tear into them for how badly they failed at pretending to be my friend

[@eponymousIme]

What's a discord account?

[@Jenna2k]

Sounds fun lol

[@clerissonmesquita]

Thank you so much for your invaluable information, highly appreciate it, keep it up the outstanding job, have a great day.

[@maggieb7164]

I was watching this when I recieved a scam call. I put them on speaker so they could hear this. 😆

[@grahamwinston3692]

how does putting them on speaker help them hear?

[@maggieb7164]

@@grahamwinston3692 it was playing? Lol, they could hear it.

[@americafirst9144]

Brilliant!

[@maggieb7164]

@@americafirst9144 🙃

[@n0ukf]

Dad just had a Windows Defender scam email and called the number. He didn't get around to giving them any info, not even the "customer number" given in the email, partially due to his hearing trouble (even with hearing aids). They finally hung up on him. During the call I did pass him a note saying "Scam".

[@timothyhaggerty7623]

I had a call from my "bank" saying a payment was labeled as fraud One they said the wrong bank name Two it was a local number, always thought the bank would call from a 800 number I laughed and hung up

[@zahidshabir4038]

I live in England and have received scam calls from "London" which is not even local to me I think they do this on purpose to make it look more legit but they also don't know that most business calls do not come from normal residential type numbers and businesses have a special types of phone numbers and most likely cannot use them since you need to be a legit company based in the UK and also be sending the calls from the UK too I think

[@timothyhaggerty7623]

@@zahidshabir4038 well I just learned something new about England.

[@zahidshabir4038]

@@timothyhaggerty7623 yeah business phone lines are different to residential ones ALSO with residential ones the first 4-5 digits on a residential phone number are always the area code of the region from which the call is being sent from and for those who cannot remember each area code when receiving calls on a smartphone from an unsaved number it will always tell you what "region" the phone call came from

[@S.1.L]

This happened a while ago but my father got a scam email talking about some PayPal stuff in English. A) My father doesn't speak English. B) My father doesn't use PayPal nor does he have a PayPal account. These scammers are just so smart.

[@floare79]

I got a call too from my "bank" and needed go confirm some transactions. When I hanged up and called my bank; there was nothing wrong with my bank account

[@jamesreichardt7573]

Scammers Could be stopped if scammers were given an automatic prison sentence of 10 years for any scams !

[@jamesreichardt7573]

Anyone that has been scammed will agree to a serious Prison term !

[@isakn7975]

Murder has a life sentence or death as a consequence, it doesn’t stop people though.

[@lydiaforson2367]

then all politicians and most business men will be in for life

[@nofyfb123]

In bangladesh most scammers call from, scamming is a legitimate line of work. After all, we don't put our banksters in jail, do we?

[@strategicthinker8899]

Yes, let's just imprison anyone willy nilly for long periods of time. Nothing evil and insane about that!

[@shadowsnake5133]

This is why you should insist on doing things in person at the bank, and read everything thoroughly. Oh, and never give usernames or passwords, that's just stupid, that shit should be secret for a reason.

[@luvs64roses]

Thanks for putting this out there! I’ve shared with friends and family as it’s getting insane how much scamming is going on anymore! It’s disgusting and disheartening to say the least… Again, thank you!

[@MLGaeming]

You should probably talk about the common Discord scams (free nitro, steam report scam, "test my video game" etc), because way too many people keep falling for these and educating more people about them would be good

[@undercovergamer536]

The ones who fall for it the most are most likely little kids or people who are just clueless cuz like cmon nothing is free in the world and those scams been around for awhile now

[@ruvensanguir47]

I have seen a few "Free Nitro" things around, but I'm curious how they work. Would someone explain please?

[@MLGaeming]

​@@ruvensanguir47 It varies, sometimes they just steal your username/password, sometimes they make you download a sketchy program, sometimes they use it to steal a different account entirely (I've seen a Nitro scam stealing a Steam account under the pretense of "linking" it).

[@ruvensanguir47]

@@MLGaeming thank you!

[@Buglin_Burger7878]

@@undercovergamer536 Discord is "free" Your KZbin account is "free" Or are you just blind?

[@pablo831]

A new one is the Publishers Clearing House. I received a call but I knew it had to be a scam. The real one is they come to your house a bring a big check to your front door.

[@marc-andreservant201]

Fun fact: the IRS does not accept iTunes gift cards for payment.

[@JAY1892]

😂👍

[@k0smon]

@@pumpkinchucker4953 /// Does John Smith have an Indian accent?

[@djhinton570]

They do, but they called themselves the RIS.

[@waqasahmed939]

HMRC accepts them though /s

[@teresamorabito1655]

😂🤣😅😆😁

[@flos6754]

I've seen truckloads of scam ads on social networks (mainly Facebook and Instagram). On those networks I sometimes even get scam private messages, from random users or friends (after their accounts got hacked). Interrestingly, it seems that I get less scam emails than before.

[@kimbalcalkins6672]

Ironic that while watching your video I get ads to get a card from Wells Fargo, a company charged with scamming millions of their customers !

[@nenengemnace7332]

Thank you so much for sharing this vital information. This is powerful knowing what to watch for and to prevent being scammed.

[@filippofittipaldi8050]

I think I was almost scammed when I called an "Amazon" about a missing package. I found "their" number online. The guy said to go to a site to let him look at my phone screen. (I knew this application worked on PCs, but I wasn't aware there was one for smartphones.) I started getting uncomfortable with why they needed all this work for a simple refund or replacement. I thought I called him, so this was Amazon, right? When he said he needed my bank info, I hung up. Now, I write letters to companies with issues. I hope scammers think snail Mail is too much trouble.

[@SilverSunPublishing]

Thank you for this great service. In addition, I find that many agencies asking for donations appear to be scams. Can you comment on this?

[@b4ttlemast0r]

Moral of the story: never tell a verification code to anyone on the phone, only use it on the actual website where you know it's the real deal. That's why they say "don't share with anyone"! This means that even the real company would never ask you to tell them the code.

[@minomokwa744]

THANK YOU so much for your valuable info. This is so very interesting & utterly necessary as it is so widespread. God bless you.

[@RealManJay]

I've been seeing a potential scam purporting to be from USPS about getting my covid test kits, that a package is waiting for me. Only problem is that I got my 2 requested test kits a couple of months ago...

[@CharlesMunroe]

Thanks for the heads up!

[@CreativeThinking52]

Knowledge is power. Thanks for sharing. Have a great weekend. 👍

[@mjc0961]

Hmm. If the Zelle transfer thing isn't covered by fraud protection, maybe banks shouldn't be automatically signing people up for Zelle.

[@WellnessGardenToolShed]

Banks should be offering more protections like blocking suspicious activity regardless if it's authorized or not. All unusual activity should be blocked.

[@808gamerhawaii]

@@WellnessGardenToolShed as someone that works at a bank it's not as easy as flipping a switch and taking it off like most people like yourself think. Banks are on the hook as soon as that Auth comes through and the merchant could turn around and come at the bank if they are legally entitled to the money (yes there's people who will report fraud on things they do to get their money back) it's annoying from an outside perspective but working at a bank made me realize that ultimately it doesn't matter in the end as long if you're being truthful. that's what disputes are for and gives the bank and yourself legal ground to stand on for the chargebacks. Also I would like to add in that there will never be a foolproof way of catching card fraud. You're thinking about it from your perspective which is one person but we have to think about literally millions of different transactions that are happening in just a single day, everyone does it differently but it will never be a perfect system. At this point it's just about raising awareness tbh, if you want the perfect fraud team you'll have to put in the effort there's no way around that. Most of those card scams are relying on people not paying attention which nowadays is very common, everyone has gotten lazy and can't be bothered to at least just take a quick glance at least once a week at their accounts.

[@WellnessGardenToolShed]

@@808gamerhawaii one would think that the dispute process would work properly, but not all banks are actually ethical. You sound like one of the good ones. They, and I'm being specific with U.S. Bank, don't always do an actual review and broke the law by disregarding 93(A) during the dispute process to see that it was fraud, never looking at normal spending habits, nor catching a transaction that would've benfitted U.S. Bank when their alert systems didn't work. So yeah, I do see it from a different perspective. Not to mention, and I agree with you 💯 %, is that there should be awareness. One way would be to send emails or snail mail from all banks and place ads targeting younger people like they do with elderly. Because of streaming, the opportunity to be warned is more limited to algorithms. I realize their isn't a perfect system, but this issue has become worse. I've received 2 emails from U.S Bank regarding scams since this situation I'm referring to and many on the lastest offers for loans, credit cards, opening new accounts for children, etc. People aren't likely to talk about being frauded due to feeling ashamed and stupid, especially online with trolls. With the amount of money and assets a bank has compared to the amount usually, average is $2k according to the FTC's recent study, stolen from frauds/ scams will not break the bank, when it's one of the top 5 biggest banks. I must add that with the situation I'm referring to, all but the deciding person in the payment services department, agree that the the person had been a victim of a crime including US Bank's fraud department. They actually could see by all transactions saying it was classic fraud situation on this student account.

[@waqasahmed939]

@@808gamerhawaii As someone who doesn't work in a bank, but who lives in Europe, it's definitely possible. Our banks can absolutely do it. They were forced to They also complained about how it can't be done, and told their staff it can't be done. Then, suddenly it all became possible when they were forced to do so.

[@WellnessGardenToolShed]

US Bank finally returned the money lost to a scam after 5 months and 3 days. They apologized for all their mistakes admitting to many. So when they say you can't get your money back, you can. Go to their press departments and send them a copy of the drafted article you're going to seething submit to every college and big name newspaper. And send them a demand letter for court, small claims, don't give up. Send complaints to the FTC, FBI, OCC, BBB, Consumer Affairs, and anywhere possible. As long as you're truthful like the person said in this thread, you can get your money back. Good luck to anyone going through it.

[@randyrobinson3951]

When my husband calls me a phone number comes up that is not his. We found out it is a Google voice number. Also on my own phone, for some reason my voicemail has an 800 number to dial to get my vm. I have had friends tell me they cannot leave me a messages. Do scammers use my number or my husbands? How do we find out and get rid of this? Also my husband has been scammed on a sweepstakes, who do we notify?

[@chriss.2279]

Zelle scam is pretty slick! Also pretty much none of the actual targets of these scams are watching this video lol

[@postersandstuff]

if someone had scammed a mobster they would be dead and chopped up to pieces , dont know why people tolerate this (referring to local scammers/domstic scammrs)

[@Catloverplayer]

I've got a child on Twitter asking me to send him some money because in Gambia he don't have any food. Is this a scam? He's sending me private messages.

[@MarkWhich]

Thank-you for those tips, Ill be very cautious in 22.

[@LOVE-iv2pw]

There’s another scam going around on Twitter targeting Vtubers and Small Streamers. The person claims to be a GFX artist and aggressively tries to sell you on commissions for emotes, overlays, Live2D models (which are EXPENSIVE), character design, anything! They’ll then take your money and basically give you someone else’s art (either outright or traced).

[@andeeharry]

It is crazy how scammers do this stuff and more and why they don'tt get stopped.

[@vas4739]

Are these constant flex benefits and senior citizen “social security“ benefits and stimulus that are advertised legit? I called SSA directly who said their not connected to anything like that. But the ads continue saying “see if you qualify “ or if you’re born before 1956. I’m skeptical. Who is it and are they a scam?

[@patriciahazeltine9986]

Someone just tried to scam me with the Zelle deal.....I said no, that I was an old lady and needed to be careful! Last year I did get scammed by trying to buy some items that were rediculously inexpensive.

[@chrissymarsha2282]

Me too! Through Zelle. He told me it would be a dummy test thing to see if my Zelle works and click on "Send"

[@patriciahazeltine9986]

I just noticed a charge on PayPal, close to $500, also fraud, so be careful who you give your zip code to!

[@Jenna2k]

Scams are easy to fall for when your not aware of that type of scam. Glad you are researching scams now

[@larrygohl2816]

I’m 65 and retired and getting notifications to receive $500 a month from SSA if I qualified in Medicare benefits with home food delivery every month. There is a program $500 dollars a year for precision drugs in part D coverage. But they clam if you only have part A&B you can receive this $500 clam food or however you need to spend it. I’ve seen this ad on KZbin and Netflixs. To Good To Be True.

[@carolledger8047]

I was called by my own number several times? How crazy is that?

[@floydhoward8038]

On Facebook there are a lot of scammers using people's photos and videos and posting fake names with them

[@aussie8114]

And of course there’s the good old Amazon scams. And I get messages telling me my delivery is on its way when I’ve ordered nothing. Click no links and answer no calls from anyone not in your contacts list.

[@OpulentPomegranate]

I’ve gotten one of those too! Strangely it said my package of “100 bottles of apple juice” was on its way…. I don’t know what anyone would do with that amount

[@aussie8114]

@@OpulentPomegranate Maybe they said it was a silly item to encourage you to contact them. They might send you a message that the Elephant you ordered will be delivered tomorrow 😂

[@shsechas]

Thanks Joe. Very informative info! I'm pretty savvy about scams, but smart enough to know even the experts can be fooled. So videos like these gives us better knowledge to protect ourselves.

[@ronalddstanley4776]

It'll say you have won a top of the line iPad and says it's is from Walmart and all you have to pay is the shipping charges. When some one online tries to give you something for free, you know it is a scam!

[@HerboNJ]

I got scammed for $3000 of my moms taxes money. It literally broke my heart.

[@rayyan507]

On which platform? My friend is also scammed on platform named open moves

[@cmclean1954]

My husband is a sucker,just called me to our room to say publishers clearinghouse just called and told him he won a BMW and money,that a salesman will call him back. Who Do I call to step in?! Help!

[@johnny6171]

Just want to thank you for all the years and all the great information! Hope you have a very successful 2022!

[@johndoppleguard]

Awe thanks man. Heil me!

[@jbgaming1309]

I've had a guy that wanted to buy my phone but he said something that made us aware that it could be scam so basically we just acted like we sold the phone so he would not ask about it again as the guy wanted it shipping

[@eponymousIme]

Thanks, Thio Joe. Love your site. BTW -- you should also mention that one of the easiest ways to spot rip-off artists is by their random capitalization and poor spelling and punctuation in their emails and printed materials. I saw several instances in the different examples briefly displayed in your video. One scammer keeps trying to tell me that my email account is going to be deleted and they put *a copyright notice* at the bottom of the message! hahaha

[@likebot.]

That random capitalization, poor spelling and punctuation, bad grammar or just plain wordsalad is not from an illiterate scammer but is by design to target poorly educated or very gullible people (who tend to be also poorer). A higher percentage of their callers will be more likely to fall for a scam than if it was correctly composed. So the short story is they're even more evil than we thought.

[@zel6010]

@@likebot. Never thought about it that way!

[@eponymousIme]

@@likebot. That defies logic. People with poor comprehension skills are the ones who most need punctuation and other guideposts to help them understand the message. If they *don't* understand the message, they're more likely to be wary.

[@tabby73]

The spammer filters out the more educated and intelligent people with these spelling mistakes. They want to deal with less educated and gullible people.

[@pretz8982]

Falling victim to any scam does not mean one is uneducated or unintelligent. Labeling scam victims as such is the main reason that scams are so under reported. Scammers who never get reported will never come to justice. Perpetuating the view of scam victim = stupid, gullible, forgetful, uneducated, elderly and/or demented is victim shaming, which ultimately assists every con artist. From what I understand, a scammer who purposely sends a poorly written message is not necessarily doing so in an attempt to cull people who are educated or intelligent. A person who responds to a poorly written message indicates a person who is more likely give others the benefit of the doubt and thus be more easily manipulated. That isn't the same as a stupid or gullible person. If I were a scammer, I'd rather scam someone who is more educated. More educated = more likely have more $ € £ ¥ ₩ saved = higher possible score if my scam works. Teach the public the importance of reporting being scammed. If you were taken advantage of, don't be ashamed! Shame belongs on the bad actor, not on you. Keeping quiet and not reporting the crime because you feel embarrassed allows the perpetrator to just keep scamming without consequences. Keeping it real: I am quite well educated, not especially gullible. Somewhere out there, a Craigslist scammer has $150.00 that he stole from me. His accent sounded like a very Midwestern white guy to me. I'm not ashamed of trusting him; I'm angry and hurt that he virtually mugged me. Since then I have tried to educate myself about scammers and scams that are happening. @Thiojoe - 🙏 Thanks for the information. Nicely done! Live and learn and share your knowledge & experience.

[@cfguysg5093]

Thank you Joe. This video is definitely helpful. These scammers have evolved throughout the years. The more we got connected, we must be alert on their methods to protect ourselves.

[@Dr.Nagyonfaj]

My personal favorite - the scammer who called and told me he was from the Sheriff's office and was on his way to arrest me for back taxes. He magnanimously offered me a chance to settle the $4,000 arrears by providing a credit card over the phone. I told him to give me a few moments to get ready, after which he could pick me up for jail. I waited with my overnight bag - but no-one arrived. . . 🤣

[@shonii119]

I put something up for sale, and the only reply I got was from a scammer lol.

[@eemeli7093]

Haha

[@funkymunky]

The more things change, the more they stay the same.

[@nicoler.4356]

I just got the Zelle scam...scammed out of $1000!! Wish I would of seen and listened to this video before getting that call. Came up on my caller ID as a legit number. I'm so 🤬 pissed!! 😭

[@Jenna2k]

Please ignore these scam bots. There is no recovery. They will scam you more.

[@mitchellmooso7658]

Lol I literally got a scam call while watching this video

[@jimjay848]

Watch out for the Debit card cut off scam , I got a text saying my debit card is on hold for use, Then they sends a link asking for you to click on the link to verify that you are the card holder, when you click on the link, it's sends you to a fake website to look like your bank ,, with the user and password login page, Do not fall for it, Call you bank or use your PC to go to your bank site to see if your card is on hold or active

[@allps3review]

Thank you 😊 Joe 😌 for the content

[@sinebar]

I got a text message from FB today sending a login security code. I was suspicious immediately because I didn't try to login to FB and I didn't even have it setup to send a security code. But I do now and the other security settings turned on. I NEVER even answer my phone anymore. I let it go to voice mail. If you ever get any kind of text involving your bank account always assume it's a scam and check your account and call the bank. NEVER trust a text or email.

[@rgnestle]

I wish this wasn't an issue, but thanks for helping innocent people be more aware of this kind of garbage!!!

[@cchulinn]

Is there a forum where I can discuss scam attempts?

[@Arokhantos]

Some one wants my verification code what could go wrong 🙃 these scams are predictable, but i am sure some one would fall for this.

[@VerrillineTurner]

I was just told by a friend about Publishers Clearing House prizes working with the Government being awarded to Facebook friends using their profiles. The person who contacted her was Ermie Saul. I reached out to Ermie about how it works and realized she is a BOT. They are very adamant about sending the prize money for a delivery fee of $1000. I asked who they really were and never got an answer. They only wanted to know who told me about them but not who they were.

[@marcelthorsen]

Imagine scamming people that were victims of a natural disaster. Humanity can be downright awful sometimes…

[@jeaniewielgoss5254]

Please HELP ME? I GOT SCAMMED. I NEED TO FIND AND EXPOSE THE SCAMMER

[@wintendoxp7986]

My gran got a phone call saying she owed the NHS £5000 for a covid test luckily she put the phone down and I was there.

[@kwams26]

Lately I've been getting texts from Chase Bank as part of a 20 number group saying I have a refund available.

[@gigiarmany4332]

Wow..post disaster scams?? how much more despicable can it get😡😠🤯😵

[@xonx209]

The reason people share the verification codes from google, microsoft, etc is because the warning "do not share this with anyone" sounds kind of strange. I bet replacing with "do not read this code to anyone over the phone" would be a lot more effective.

[@ultraali453]

Thank you for the heads-up Joe! Love your videos.

[@aiahjimmy6870]

I have been scammed for given me a job in USA Those guys are really good in taken step's

[@patriciafarris4462]

Unless I call them. If I don’t recanize someone in my email I won’t open it.

[@jeaniewielgoss5254]

PLEASE HELP???? I GOT SCAMMED I NEED HELP FINDING OUT WHO THIS SCAMMER IS TO REPORT HIM/HER

[@flicka25]

Taking advantage of some victim of a natural event is despicable.

[@goojedooje660]

Would they be Indian scammers doing this and the rest

[@Jenna2k]

@@goojedooje660 maybe honestly could be anyone anywhere that has a computer. That's why it's so hard to track these people down. They could be on an island somewhere as long as they have a computer and wifi they could still scam.

[@blainebabauta706]

Sir,, your video just saved me from the Zelle payment scam.. thank you 🙏

[@oserus999]

The worst new scam I've encountered is the scammer calls you up claiming to be from the electric company and they need a payment immediately to avoid cutting off the power.

[@rexiiforsure9558]

I think the first thing I ever fell for was a faux message from Microsoft saying my OS needs update. The logo wasn’t sharp and vibrant, rather washed-out and dull. But the thing that should a raised red flags was the fact the the message said I needed the latest genuine Windows version - and the button I pressed read “get genuine”. That wording, get genuine, should have really tipped me off - I must have really been out of it that day.

[@frequencyy]

just annoy the hell out of scammers until they stop lamo

[@Atamosk-bu7zt]

Or answer using a pre-recorded phone sex line intro. Make them uncomfortable as hell. If they dont immediately hang up, call out from about ten feet out and say something like "goddamnit, johnny, whatve i told you about playing those dirty number tapes again!" And answer with a pr0n on inthe background, ocasionally telling the "orgy" to quiet down a bit. If you manage to keep em for fifteen minutes, you've permanently emotionally scarred the bastard on the other end of the line.

[@AlDunbar]

@@Atamosk-bu7zt for every good scam baiter they call there are hundreds (thousands, more) of innocents ready to be fleeced. Kind of makes up for the occasional nuisance

[@GetRekt-bw6pu]

*lamo*

[@loisaustin6200]

If I don't recognize the number or the area code, I do not answer either my land line or cell. I just assume it's some damn scammer calling to waste my time.

[@Andrea-rw9tf]

I work for a bank, thanks for explaining how the Zelle scam. Oh and you are out of that money, the terms of service are that good f you share your sign on which is what they’re getting you to do, then you’re responsible for the loss. Basically if you willingly transfer the funds you’re responsible, and that’s really for any type of scam. You can however if you can get enough information from the scammer file a police report, but it is different if not impossible for police to track these people anyway.

[@rayvanacore4889]

Stupid me I fell for the bank scam saying that someone tried charging a I phone to my Amazon account, and they needed to check to see if they had gotten into my account my wife also works for a bank Fortunately for me she got on the phone to our bank. and they froze our accounts while he was on there. By the way Amazon will not call you nor do they have a security service.