I Just Got Scammed for $399 - Watch Out!

YET ANOTHER SCAM TO WATCH OUT FOR!
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#Scams #Security #Tech #ThioJoe

[@ThioJoe]

Getting scammed: Big oof 😔😢 Making a video about it: 😂😂🤪🔥

[@FarmYardGaming]

Humungous F I'd do what I normally do but I don't have the time to go through about 4 different car companies

[@kcfivetwelve]

ok

[@FarmYardGaming]

@@kcfivetwelve yes

[@FarmYardGaming]

@talha it's me his friend from school ok

[@liongames13231]

Ok

[@Juangomez9186]

That ain’t no baby stroller, that’s a gaming chair.

[@istealwaifus8526]

It becomes a gaming chair when you sit on the baby.

[@hazyefah]

@@istealwaifus8526 nice

[@shreerajkulkarni]

19yr old spotted!

[@HanzCastroyearsago]

$399 pewdiepie chair

[@joeoliveira1843]

Yes it even comes with a side pocket for easy placement of any mouse device

[@SoramiUchiha]

Your theory is correct. I used to work in a bank. Whenever your bank is alerted that there was a security breach from a company or other fraudulent activity and their card numbers pull up in that database, they will automatically send you a new card. They often won't call you over it, but will still send it even if there wasn't any actual fraudulent activity on it--it's mostly a precaution to keep people's information from being used.

[@somasekhara]

Except the credit card number is changed if it’s compromised and that’s why the bank is replacing it. If it’s the same number with a different expiry date, it’s likely Thio’s credit card was within X amount of renewal time (for most banks it’s 6 months). It’s backed up by the fact that he says the old card gets deactivated only when the new card is activated.

[@id104335409]

How sites launch an investigation: right button ... scroll down.... delete Investigation done.

[@submarine.7seas]

Years ago I got an e-mail scam and I figured out who owned the site and called up the tech guy and he got on with the president of the company and after I explained what I have figured out he said he would take care of it. The think is they way he said it made me glad it was not me; like someone might be digging there own grave in a remote location kind of ominous. Other than that one time I think your summary of a typical investigation is spot on.

[@ewmegoolies]

this is true

[@robincoso4656]

Ahee ...I don't think so They won't tell you anything about what's going on but it's a big deal for them If you know you are going to be scammed you will avoid the website at all cost, even block all the transaction for it They do their investigations

[@djdebssuperlawyersjusticeu9855]

Contact lawyer and law enforcement and make VIDEOS ABOUT BEING SCAMMED WHO DOES THAT..... COMPUTER HACKER'S AND GAMER'S?????

[@dhc612]

nobody: eBay: we've conducted A THOUROUGH INVESTIGATION-

[@robert112uk]

Most important lesson from this is that anyone of us can be scammed, even the most savvy like you!

[@KevinS47]

This was in fact not a scam, rather a data breach of some sort. From the point inn which they obtained his credit card info, they decided to be smart about it and make it into a scam (so he couldn't tell it was even happening); they could literally have just takes as much money from it as possible right away without going through the scam in the first place. This wasn't a scam in for itself.

[@amoeb81]

yeah this was money stolen by data breach… I was pretty surprised that TJ got scammed really :))

[@Intryx]

ThioJoe: Tells us how to avoid scams Also ThioJoe: Gets scammed

[@THE-Stonerz-Korner]

I was thinking about that

[@ThioJoe]

😔

[@submarine.7seas]

Not sure I would call this a scam. A scam in my mind has a requirement of the target doing something. This was more of a theft. IMO

[@Katrielle-q6q]

@@submarine.7seas cuz u gay

[@gavintantleff]

@@ThioJoe funny how the man who used to scam people is now getting scammed

[@ronspi]

11:49 - What you may be asking is: The credit card should send you, the buyer, an MFA code on ANY online transaction, and without this, you can't use your credit card. I absolutely support this feature for ALL online purchases, absolutely. This is very interesting how they did it.

[@estebanod]

My bank does this in France

[@copacetic6440]

Doesn't seem like a scam just straight-up theft. Looks like a credit card companies to blame for this one.

[@dhgmrz17]

Well the website is a scam, because if anyone was stupid enough to buy a $400 stroller, they would have been out of luck. It would have been a pretty dumb scam, but a scam nonetheless.

[@catalepsy8916]

@@dhgmrz17 I don't think you understand anything about what happened...

[@dhgmrz17]

@@catalepsy8916 yes they setup a fake e-commerce website to use the credit card. The point is that they setup a fake website that had the ability for people to buy from therefore being a scam website, even though the original use of the website was to use for stolen credit card numbers.

[@frezzing3472]

this kind of happend me of 1000 dollars

[@edwardicus4]

Yeah, I agree. That "we're changing you card number just because " was a dead giveaway.

[@maxemore]

When I bought my phone for 550 €, my bank called me for confirmation because I used my card info on the manufacturer's own store website which was abroad from where I live. They actually called and were like "Is it you who made this purchase?". So maybe this is a great way of defense against stolen credit card information. But I guess not all banks do that and not for small amounts of money

[@crosslink1493]

That's normal in a lot of countries in the EU, isn't it?. I've got relatives in Europe who need to notify their CC company when they come over here to the USA, both when they'll arrive in the USA and when they will be leaving. They also need to do it when they travel within the EU in certain countries. I wish they would do that for us folks in the USA, at least as an option on your account.

[@iaazzzz69420]

noone: instagram posts: if you tag your friend and they dont reply in 5 microseconds, they have to get you a ‘baby stroller ultra light portable can sit reclining baby umbrella folding shock absorber children trolley kinderwagen x 1’

[@zarthos9765]

More like Facebook post

[@syccl]

TikTok posts

[@FishlandicFishy]

Fecebook***

[@tomikun8057]

No. Those are from Facebooks proud Karen, Flat Earthers, Antivaxers that like to kill people they love and also random people.

[@themug9205]

I saw it too

[@mr.cringekid5117]

Finally a KZbin channel that doesn't take more than 30 seconds to start a video...

[@karinehamel2072]

ye

[@keithmiller9665]

So true…

[@NineEyeRon]

08:07 for the short version

[@christiandoradoMUSIC]

I know right lmao

[@Photoshopuzr]

Straight to the point. 👍

[@aenomaus8339]

The situation is so serious even his monitor theme turned red

[@cycrothelargeplanet]

Lol Also 63 likes, 0 replies, 1 YEAR!?

[@zrpui8064]

@@cycrothelargeplanet look now

[@glow1815]

🤣🤣🤣

[@Not-Lunar]

The Tech master himself got scammed, who is this guy I need to meet him and learn some of his dark magic.

[@CoolJosh3k]

Seek37 Technically he was not scammed. Just got bank details leaked and it just happened to be used. People buy stolen details on the dark web, usually in bulk.

[@xx_idrix4x241]

@NotSnarl yea cause he got a bunch of people before to brake their pc because he said it would run. faster

[@ClockworkRBLX]

@@CoolJosh3k Lol you can easily find that sort of stuff on the clearnet as well. dark net is mostly just a buzzword

[@johnpossum556]

@@ClockworkRBLX But he claims he uses a VPN. Shouldn't that protect his data?

[@ClockworkRBLX]

@@johnpossum556 No. All VPNs do is encrypt your traffic, which is what almost all websites already do.

[@SteveLosive]

This is not a scam, LOL. It's a theft/hack. Scam: When someone is about to give you a product/service, but they either don't give you the product after the payment or it isn't as described. Online Theft: When your money gets stolen without you trying to buy anything.

[@oliverjroebuck]

shut up

[@Twinklethefox9022]

That's why I'm kinda scared to shop online

[@kastov74u]

We honestly dont care

[@PaleMist]

@@kastov74u Who is this "we" which you are representing?

[@kastov74u]

@@PaleMist Oliver roebuck

[@Readdeo]

In Hungary, a major data breach happened where a worker stole tons of credit card data from a bank. This thing went in complete silence, it never hit the news. The bank just paid the stolen money back to the customers, because they did not want to get the media's attention. If your bank is replacing your card without any explanation, i guess they know about some sketchy things happened that they don't want to admit.

[@RickKiang]

The Chinese writing on the pic shows “Premium version - Lotus green”. Just a FYI from a Chinese subscriber.

[@figboot]

Massive legend here

[@StephanBuchin]

Thank you for the info. So it's Premium version, i think i'm gonna order one.

[@cnwang01]

photo looks like a preview from 淘寶 Taobao

[@RickKiang]

Charles Wang yeah it does

[@lafunbug]

its not green...

[@landofahhs_1]

Thank you for taking the time to share your unfortunate experience, we all appreciate your advice and input.

[@witchywoman2008]

Me: *buys a PS4 on Black Friday* My bank: *blocks the purchase assuming it’s fraud* A bunch of scammers: *buy a $400 baby stroller from the account of a man who has no purchase history suggesting he would want a stroller* Thio’s bank: This looks legit.

[@mparagames]

wait so it meant you weren't able to buy the ps4 for the discounted price?

[@dudeawsomeness1]

My bank blocked steam purchases. They probably got a bunch of complaints from parents having their credit cards stolen by their children to buy games.

[@mparagames]

@@dudeawsomeness1 can't you unblock it if you ask them directly, tho?

[@Bruno_Laion]

one time my bank called me if i made a 0,50¢ order. it was an ifood tax lmao

[@trivalentclan]

Same thing, my bank blocked a purchase for a video card when it was hard and I lost the chance to buy that video card for two years.

[@JohnSmith-ke5zx]

If a scammer saw my bank account, they would end up giving me money out of sympathy haha

[@SIedgeHammer83]

Ermm... no scammers even target poor families who barely can support their dying child.

[@JohnSmith-ke5zx]

@@SIedgeHammer83 It was a joke...

[@navyvet3]

True a scammer would take your last dollar

[@ilovesuisse1]

Me too.

[@squaller9254]

Artorias r/woooosh

[@dplj4428]

Since 2020, Did Shopify take your advice about requiring shop pay authentication ?

[@MrJohnweez]

But that's Just a Theory, A Scam Theory.

[@-book]

clap and a half for you 😂

[@magicheiner]

MrJohnweez hah! Thought the same

[@Roeclean]

Nice

[@S.1.L]

tHaNks fOR WaTChiNg My ScAm TuTOriAL

[@worldwidecs242]

@Mr Johnweez What

[@NoName-lp9fb]

Hii Joe, the answer to your question "how did they were able to pay without the code ? " is that they are using a 2D gateway payment link. The 2d payment links allows merchands to valid a transaction without the security code, it needs just the card and the owner info.

[@iKingRPG]

3:18 lol now that's how you know it's a scam 🤣

[@ThioJoe]

That was the moment i knew

[@freeballpersia]

Zat's Vaisist

[@tokyot3232]

Didn’t even take the time to fill it out like really

[@mohammedhabib8653]

no

[@uuurettererreeeer]

no

[@xtomvideo]

Very interesting. This is why I don't like websites remembering/storing my credit card details. Too much convenience means less security. Glad you got it sorted.

[@evamaraj6023]

all that is good and well unless they will get hand on database with purchase history (including payment method), then it would not matter. Here is also clearly shopify fault allowing it to happen without compulsory autenthification code entering. Especially if ever you are checking out as a "guest".

[@Sprizzy]

ThioJoe: *Makes videos on how to avoid different scamming techniques* Also ThioJoe: *Gets scammed*

[@CoolJosh3k]

Technically he was not scammed. Just got bank details leaked and it just happened to be used. People buy stolen details on the dark web, usually in bulk.

[@Kim-mt7xn]

Coolijosh3k r/whooosh

[@Tahazif_TheCool22]

@@Kim-mt7xn wow You have successfully wooooshed your self

[@2wugs]

@@Tahazif_TheCool22 h-how?

[@Tahazif_TheCool22]

@@2wugs he was just explaining and that guy wooshed him so that mean the guy who wooshed didn't understand What he was saying that's what woosh stand for and technically he wooshed himself.

[@heyguyslolGAMING]

I've been waiting years for someone to steal my identity so they can take over all my damn student loan dept...

[@TorrentFiend10]

Yes because they would totally pay it.

[@Nickwilde7755]

Why do you want someone to take care of your student loan department? Are you retiring soon?

[@glow1815]

🤣🤣🤣🤣

[@CoolJosh3k]

If I learned there was no F2A I’d stop using the site immediately. I would even request any personal data be deleted too.

[@writerpatrick]

I don't like to leave perminant payment info on any site.

[@nakyer]

@@writerpatrick "perminant"?

[@CoolJosh3k]

David Reads Even if some company promises to delete data, you can never be sure.

[@masonhunter2748]

Force to answer?

[@CursedSFMS]

@@nakyer it stays there

[@suemajnee]

Sorry to hear that it happened to you and glad at least you were able to get ur money refunded ... thanks so much for sharing .. might save others from being scammed .. BRAVO I applaud your actions !

[@FarmYardGaming]

Got an ad starting "I don't have enough money" KZbin is directly attacking me now, I'm assuming I'll never have $400 to lose in the first place.

[@ethimself1078]

Great detective work. For viewers, it is a good idea for online shopping to set up a CC account with a low limit for what one can afford to loose as sometimes CC companies will not reverse charges.

[@GeeEee75]

If my credit card provider did not refund me for a fraudulent payment, then I would cancel that card and get one from a new provider, because that is just bad customer service, and potentially a breach of consumer law.

[@Iamaseekerof]

Once the credit card company saw that your credit card might have been compromised, even though not yet used in a scam, they should have invalidated your card or not allow any purchases to go through without your independent verification. By letting you know a new card was coming but not canceling it they set you up for the scam. Not all people monitor their emails as quickly as you did.

[@cipedead0777]

Thank you for putting this out there. I live in Aus and the same has happen to me. It sucks that you got scammed. I was not able to find that page for Shopify. Thank you and good work.

[@gordonfreeman6464]

even the wallpaper has changed to red

[@Absbabs88]

As someone who legitimately orders things from websites that use the Shopify and Shop tracking app, you don't even actually need to put that texted code in to complete the order. They text me the code all the time and I never bother to enter it, just keep checking out as normal.

[@Absbabs88]

Nevermind, they already explained it in the rest of the video if I was patient and just kept watching 🤣

[@victorhopewave]

Me: Looks at the title *Hmmm* *that's* *the* *price* *of* *the* *Escobar* *fold* *2...*

[@shmerko]

My thought exactly!

[@MenacingPerson]

I also thought that!

[@ezny7393]

You read my mind

[@JanPrze]

That's why i clicked

[@DariustheUAVguy]

Read my god damn mind

[@WalterPetrovic]

It does not matter how hard you try, and how much you research before you buy, the people out there committing to Fraud, as a way of life, will always find the way to get your money. I have been defrauded a few times in the last six months, and that was with looking-into what I was buying. Happily, the amount did not get close to $300 but still, when you work for a living every bit of lost money is a big loss. Thanks for the candid post.

[@CoolJosh3k]

“Kinda dumb for the scammers...” That is like 99.9% of scammers.

[@geoffroi-le-Hook]

I have to join the Akron, Ohio, branch of a Los Angeles credit union so I can claim my Facebook prize from Richard Branson.

[@ailivac]

which means there are enough people even dumber than that to make the scams profitable

[@CoolJosh3k]

@@ailivac Not really. Victims can be quite intelligent, but they give way due to clouded judgement or lack of knowledge (amount other things). This is why the scam often has some kind of pressure, such as believing they to act immediately or be arrested. Sometimes it is just a mistake or the claims made in the scam just happen to fit with whatever is going on in the victims life at that time. Scammers on the other hand have plenty of time and resources they can use to set up the scam. They mess up for reasons such as low intelligence, being lazy or overwhelming themselves with little psychological support.

[@FrauPlau]

I got one of these saying that a travel agency was paid $450 from my PayPal account. Had me going for a minute... until I actually looked at my account. Moral of the story: check your account activity before you freak out.

[@spiderguy20]

I'm sorry that this happened. Thanks for sharing with all of us. I've never seen this type of scam.

[@Minitomate]

Now the scammers are taking advantage of the credit card info leak and some potential gaps in security of some online shops. The auto-fill feature of shopify is kinda lame because you can set it as optional instead of forcing you as requiered. It would be nicer as an extra layer of protection.

[@ac_corvogaming5920]

For once I thought he was talking about piweds chair 🤣🤣🤣🤣

[@DOFT.mp4]

only 399

[@Extremez]

@@DOFT.mp4 and that's a great price!

[@granito7469]

@@Extremez perfect for playing tuber simulator

[@Anonymous-it5jw]

When you get that kind of letter from the credit card company, you need to call immediately and cancel your card and request a new one. Also, stop using Shopify. The trouble you had was not worth any money you saved on other purchases.

[@ricashbringer9866]

I never rely on texts or emails. I log into my accounts and verify if there was any charge or order. Then I change my passwords just to be certain.

[@defconone1498]

You are 100% correct. Your information was likely compromised from a data breach. Banks and credit card companies are highly vigilant of data breaches and will immediately check their database to identify compromised accounts. Unfortunately, the consumer is the last to know that their information was compromised, if they are informed at all. Laws are catching up but it's far too little, too late. The credit card company typically re-issues cards in batches (not unusual for the issuer to re-issue millions of cards). Note that your credit card issuer did not identify where your information was compromised and will remain vague about the sources even though they absolutely know when and where the compromise occurred. Even if they identified the vendor where the compromise took place, often this is not the vendor's fault. So the card issuer will just re-issue the card, write-off the fraud as a loss (won't even make a dent in their profit margins). Often, these compromised account are used to pay for subscriptions to game sites. The issue remains that your information is now out in the open and will be re-sold again and again. Identity theft can cause damages to you that far exceed whatever fraudulent transactions may appear on your credit card. Given they had your email, mailing and billing address, you should consider securing all your banking information including new checking, savings account. I know it's a pain, but you might want to change your email address as well, cell phone numbers and any other personal identification you can change. You can't change your address but anything else that can, should. You are severely exposed at this moment and need to regain your privacy and protect yourself. You are highly vulnerable to identity theft crime at this time and should research what you can do about it. The bank is protected and got their bottom line protected by re-issuing card but you are left in the cold with all the new exposure this data breach created. (I'm a former executive for Fraud, Loss & Prevention for a credit card issuer). You are not out of the woods yet even though the credit card fraud issue has been resolved.

[@MarySmith-lv3mo]

Your indepth post is REALLY good and REALLY informative and knowledgeable. 🙂 I'm surprised it didn't get any response or liked until now whereas posts with less information got likes and responses.🤨

[@Telpoo]

This is the most organised scam ive ever heard loool

[@soda41]

TelpoIsGood its called fraud, not scamming

[@mbdg6810]

scam - a dishonest scheme; a fraud. scams can have an intent to get a financial gain so its essentially a synonym

[@soda41]

The REAL mike thegamerguy24 okey mister, but fraud is usually done without the victim knowing about it before it has already happened. When scamming, you usually have to communicate with the victim. When scamming you dont usually have access to the victims creditcard etc. So no, its not a synonym in any means.

[@Telpoo]

@@soda41 the dictionary classifies it as synonymous

[@soda41]

TelpoIsGood its a cap dictionary then lmao

[@robertfeinberg748]

Glad to see it. Misery loves company. One of the scams is that callers say they're responding to an inquiry and emailers will send a case number or an order number or in a common scam they will say there are commissions to be paid to you for you to claim.

[@urbosasfurry2126]

I just got the same weird/vague credit card replacement message from my card issuer two days ago. Card wasn't to expire until 2024.

[@Dominus_Potatus]

Would be glad if you share the bank name... It might be useful for us

[@kcapila]

@@Dominus_Potatus bruh

[@filipthedev4159]

When you go on ATM to take money they have put a fake one on top of the real one so they can get your card info. Or maybe if you were paying with a card somewhere, there is a little device when you slip your card there it gets all the card info. It could be that. I hope you find out how was this done. Wish you well.

[@madpatriot7464]

He probably used a wifi calling app with your account info

[@MultiStats]

Thanks, Joe! It takes courage to publicly admit you were scammed. It can happen to even the most knowledgeable people. Thank you for letting us in on this scenario.

[@zatch1571]

pewdiepie's chair is $399 too.. that's the first thing i thought of when i read the title lol

[@paulmatthews2266]

Thank you for posting this video, really helpful to learn of new scams, hopefully more people will follow your example. Big respect to you 👏.

[@GeorgeRTurner]

Thank you for sharing! It helps raise awareness! 👍

[@lindak6669]

Doesn’t your credit card company contact you by email to see if you purchased this item, particularly if it’s a shop/website that you have never used before?

[@Clxud]

plot twist: he was drunk and ordered a stroller

[@maryw3989]

😅😂🤣

[@vvgoprozxd9623]

LOL

[@Jacobooze]

This is why i use a card not linked to my bank for online purchases. I fill it up when I need to, and get a notification every time a payment is made. In Sweden we have a lot of alternatives, but the one I use is called PFC, it's like Revolut, but just neater imo. I strongly recommend it, since the high competition keeps most of these companys free, it's especially great in financially stuggling times like these to know that your money is safer this way.

[@Slimothy]

Was 95% sure this was going to be about the Escobar Fold 2 lmao

[@BerserkPublishing]

Here is what makes this so insidious; you don't even have to purchase goods online to have this happen to you. Banks, finance companies, credit unions, etc. all are connected to the internet, and many have been breached over the past decade. Your credit card could be stolen even though you have never used it on the internet. Not to mention the hand scanners at stores, restaurants and gas stations. At least the banks are much better about refunding the money immediately. I'm old enough to remember the first time my card number was stolen and we had two checks bounce because the bank waited thirty days to refund the money. In any case, until enterprises fix their security issues, which is a moving target, I won't be surprised to see more of these.

[@DuckyMcQuakster]

But you asked your credit card company to refund and cancel your card right ? So in the end you didn't lose any money. Nonetheless it's a scary situation to be in xD

[@michaelsmith4904]

Not only that, it seems unlikely that the scammers actually got any money either. I could be wrong, but my understanding is that the credit card company doesn't immediately pay the vendor when the transaction goes through, just like you don't (have to) immediately pay your credit card company until some number of days after you receive your bill.

[@kathyevans757]

Also a source of extreme stress, time and energy to resolve these scamming issues..

[@Darameekha]

You can ask the credit card company why your first card was cancelled they'll tell you. It happened to me a while ago and it was because I bought from a site they flagged.

[@aviator8744]

This is why you should always use virtual cards with any shopping websites

[@653j521]

Mert Ergan He wasn't shopping.

[@xheralt]

You're right about the crooked backend, we have to place a lot of trust in anyone we interact with online. Fraudulent through and through.

[@Octorious]

Thiojoe: Gets scammed Also Thiojoe: Makes a video about getting scammed which will end up making significantly more money than what was lost in the scam

[@Randomynous01]

7:30 U mentioned two potential reasons of how the credit card company would find out that your card could have been compromised.. but imo the obvious scenario is that they were hacked directly, and i think any system that gets hacked can find out what exactly was leaked by theirselves.

[@kennysar]

When I saw the title with the price, I thought he was scammed when ordered Escobar Fold 2

[@cholohd32]

Way back years ago i was using only credit cards online, and guess what my bank manager told me back then: "why dont you use your debit card online, its just as safe". So i used my debit card instead & suddenly had 3 scam withdrawls in just 2 years. Also for the love of the Gods stay clear of G2A. One guy in china simply withdrew from a machine somehow & then i had 3x weird purchases in Japan? Got a refund every time of cause. Then switched back to only use my credit card & havnt really run into anything since. Well, except the one or two odd ebay sellers selling items they never had or send & live off people who cant be bothered to request refunds.

[@multigamerinfinite]

4:01 Aren't you concerned thst they know your adress?

[@ivannn0222]

Probably a P.O. Box

[@Robdeltonie]

My guess is that it was included in whatever data breach that had his credit card details as well!

[@timelessmusicfamilymusic9175]

I never order anything online, I'm from the old school. If it's not sold at a grocery store, Target, Best Buy, or at Home Depot then I don't need it. Plus, I don't have to worry about thieves stealing my packages from my front doorstep. Also, I hate waiting for a package to arrive.

[@GeeEee75]

Welcome to the forum, 18th century time traveller! I bet you found a way to never pay for anything online. How do you enjoy those bank and post office queues when paying bills or withdrawing cash? Do you personally monitor the postal service to ensure the security of your cheque payments?

[@timelessmusicfamilymusic9175]

​@@GeeEee75I don't buy anything online, meaning merchandises. My bills are paid automatically through my bank. If their is a problem with my bank/bill, I go directly to the bank in person to address any problems, not through the phone or emails. I really don't deal with the Post Office, either, however, I do receive junk mail from them, but not by my request.

[@mr.orange8211]

Can I have the link for your red desktop background?? It looks really cool! :D

[@weichengtao]

Based on my conversation with a bank officer, the scammer doesn't care if you get notified by SMS. It seems like the bank do not have the right to reject the scam transaction. So the scammer will always receive the money. Instead, The bank only investigate if you are lying to them. If not, you will be 'refunded' by some insurance company to cover the loss.

[@TheMoodms]

awesome dude, i never regret subscribing to him when he started youtube

[@mohammadnasirinezhad7627]

So you remember when he was teaching downloading ram right?

[@rlwalker2]

Two problems: 1. You saw that although 2-level security could have been provided by the store it wasn't. 2. Credit Card companies have discovered they make enough money on high interest rates to simply replace the cards when theft like this takes place. I truly believe they do little or no investigating. I had to almost quit using my credit card when I got ripped off about 2-3 times in as many months.

[@Mister_Kevin]

Random KZbinr begins uploading video "I scammed ThioJoe 😲".

[@cycrothelargeplanet]

Imagine if youtube copyrights videos for scamming. That iwll be good

[@jdinhuntsvilleal4514]

So what I learned from this is: Do NOT buy anything through Shopify.

[@kcapila]

I saw this 4 months after it came out. It was recommended

[@EvanMMD3939]

same except it was 10 months later

[@judyjones5089]

Monday my card got hacked with a purchase from Herod's in Los Angeles? I thought that was in London and didn't know about any in the US. Anyway, there was another transaction from Waymouth MA, both fraudulent. My bank sent me an e-mail alert, so I independently got on my bank site from the shortcut on my desktop, and, sure enough, the charges were there. My card was cancelled and I paid $5 to have the replacement expedited and am getting it tomorrow. The question begs, how many times per year now is an individual's card going to be cancelled and replaced by how many cards?

[@kurade1096]

how the hell is a frickin stroller worth as much as pewdie's epic chair..?

[@fido139]

A few months back someone bought a $650 Vizio TV on my debit card, shipped to me. Luckily I spotted it soon enough and called Visio, asked them about the order. I told them that was not me and to cancel it. They were very cooperative with me. What puzzles me, was how my info was gotten, and why buy a TV shipped to me. Made no sense at all. I had a new debit card immediately. So far so good. Again, how did they get the pin number as well? Talking to my bank contact, she informed me there is a black market of credit and debit card numbers that's available for sale to any buyer. The buyer then keeps trying them until one works.

[@GoodGamer3000]

They should've tried sending you a PewDiePie chair, SMHing my head so head right now.

[@OpTubeShorts]

Shaking my head-ing my head

[@MK-ti2oo]

Usually the card issuer will notify you that they're replacing your card due to a data beach somewhere - kinda makes me think it was the issuer themselves that was breached and they didn't own up to it.

[@ShadowEclipse777]

Yeah I'd immediately cancel my card switch companies after this if this happened to me because clearly they were trying to hide it

[@kghoreyshi6775]

When his background monitor's screen is red you know its dangerous

[@tausiftaha12]

Ever heard of a gaming setups?

[@trinitypunk7102]

This happened to me once and had to contact my bank and let them shut down my account, i then discard my debit card and got a new one along with a new account, it was scary af seeing those big digit transactions i clearly didn't authorized, and I'm talking about a lot of digits. My poor little salary was baby in comparison and luckily i never had a dime in my account at the time, its kinda funny tho. Knowing they tried rob an empty account LOL

[@vicentemendez6503]

I didn’t got scammed Edit: I’ve you like this comment , you have 1000000 million years of luck

[@maurice7017]

I hate it wen peple writ tings wrong

[@THE-Stonerz-Korner]

Md tk I hatp whkn peolp camt sprll

[@THE-Stonerz-Korner]

@@maurice7017 grp

[@maurice7017]

@@THE-Stonerz-Korner dri

[@ameenie]

E heta lik eskin poeple

[@OJK9]

This is a great presentation by a really smart guy! I don't understand why some people (438 so far) downvoted this video. Also, Shopify should be pleased by the credit and the advice he gives them. Good job!

[@louisvilletech7765]

Hopefully you get your money back

[@Rubaiin]

Hi I work for a credit card company and can confirm what you said at 7:46 about the card being flagged for a known data breach. It's 100% what happens. A lot of times just the expiration and security code gets updated. But every now and then I'll see the whole number was updated too.

[@m3mory_leak344]

Was it jake Paul's new course?

[@floydhoward8038]

There are a lot of scammers on Facebook using other people's photos and videos and using false names for them

[@tanishpatki4711]

He probably wanted the PewDiePie chair.

[@chrthdestr]

I think the samething happened to me. For months, I couldn't figure out how I got charged twice for a zoom purchase of $200 (400 total), no one but me had access to my card information and I have two-factor authentication for any online purchase that apparently got ignored. It was investigated and within 2 weeks, I did get the charges reversed. Card got replaced but it didn't put my mind at ease, as if I didn't know how they got it the first time, how would I prevent it from happening again? So, possibly a breach like you mentioned, where I don't have any control at all? It must be pretty rare, as it's never happened before or since. Literally nothing I could have done to prevent it. And it wasn't like I got a notice of purchase like you did. I only noticed because I happen to look at my statement casually while waiting in line at mcDonald's.

[@ťaxeð]

1 View 76 Likes. me: *KZbin YOU ARE DRUNK AGAIN*

[@ThioJoe]

RIP youtube

[@ťaxeð]

@@ThioJoe rip xddd

[@MCAlexisYT]

KZbin.exe has stopped working and badly defected

[@DASPRiD]

I wonder, isn't 3-D Secure version 2 a requirement nowadays for credit card companies, so that every payment does require two-factor authentication? Or is that only a requirement in the EU?

[@themightylordofgoblins6880]

We are in 2020 but still 1 view 45 likes

[@madpatriot7464]

That's what happens when they shadow ban channels. Even channels not shadow banned are affected by algorithmic changes.

[@professionalfirestarter]

Neuronaut Alpha-1 wow

[@TheBoostedDoge]

real OGs will remember the 301 views days

[@VSTV1993]

KZbin is drunk AGAIN 🤔

[@LinusDropTips]

A view is added if someone watches for a certain amount of time, and people just press like on new videos as soon as they come out, before watching it.

[@452756232]

Once I noticed on my bank statement that my debir card was compromised for over $800 with 4 different charges of purchases that I never made. I had to spend like 45 minutes talking to the bank, and the representative was very helpful and cooperative. What these scammers do is that they play the numbers, for instance, out of a thousand scams, maybe 600 people complain and get their money back, those that never look at their statements and never complain, lose their money. If months later they notice the scam, then it's to late to recover their money.

[@ydet00]

Imagine ThioJoe hacks that person LOL

[@OpTubeShorts]

Bruhify? More like Shopify.

[@That1Dummy]

@SzSAZiD @SzSAZiD

[@PierreaSweedieCat]

Thanks. I understood most of it. Good explan. Shows a vulnerability in these online stores. I never understood if you were actually able to get your refund.

[@dominov]

5:25 It's a hypothesis. Theory would +- mean that it is confirmed. Many poople make this mistake but maybe one day.... And when it happens, peace and prosperity will bless this planet. XD

[@ownpetard8379]

"And when it happens, peace and prosperity will bless this planet." Your hypothesis based on.....? My opinion: never underestimate the vileness of poople.

[@dominov]

@@ownpetard8379 Maybe not the best hypothesis but still valid. And if not, ww3 will solve the problem. Ok that part is maybe not valid but whatever.

[@ownpetard8379]

@@dominov "... ww3 will solve the problem." Another hypothesis, valid or not. Is there no limit? 😁

[@dominov]

@@ownpetard8379 Well you can have hypothesis of a hypothesis of a hypothesis of a hypothesis of a... I think you got it by now. The options are unlimited and the universe infinite...

[@rprmlr772]

Yikes! This is so scary! THERE'S A CRAPLOAD OF MEAN PEOPLE IN THE WORLD! I don't know why they do this type of stuff! Jeez!

[@cokguzeladam]

The god of trolling just got scammed lads Edit: OH MY GOAHS THIO JOE LIKED MY COMMENT EDIT 2: THANKS FOR REDDIT GOLD KIND STRANGER! Edit 3: THANKS FOR THE FEATURE IN r/mentalproblems Edit 4: oh no nvm he unliked my comment :(

[@matthew3p]

profragz what you get for do the edits

[@cokguzeladam]

@@matthew3p yea I thought it was that, can't even joke anymore :(

[@matthew3p]

@@cokguzeladam ikr

[@cokguzeladam]

@@matthew3p :(

[@KPoWasTaken]

He didn't unheart it an edit automatically unhearts it he sees the comment and hearts it again

[@zilog357]

It simply looks like a data breach on any of the sites you buy from, like Amazon from example, which had a data breach lately. I had my credit card replaced like that too with no reason. The scammers may even ship the merchandise to be on the safe side as they all want to is get the affiliate commission of the sale by doing bogus dropshipping orders by using stolen data.