MONEY GOALS for 2022 🤑 | How to ACTUALLY START Managing Money 💰 | Personal Finance for Beginners

[@NicoleAlbaYT]

I'M BACK! First upload of the year and I'm feeling really excited 🌟 Hopefully you guys got some ideas from this video. Let me know in the comments section what money goals you have! I'll share my own goals in another video 😉 HAPPPY NEW YEAR!!! ✨🍞

[@julieannnartates8057]

YEY!!! ❤️ MY MONEY GOAL IS TO ACTUALLY START MANAGING MY MONEY, BUDGET MY MONEY AND TO SAVE MONEY! ❤️ Naniniwala ako sa sinabi mo na "small progress is still progress"

[@maru4135]

Can you make a video about things you should do when turning in to the legal age (18)

[@iamcrisanto]

Being stuck in quarantine is the perfect time to save money for future travels! That's my money goal 💰

[@charishyase5411]

yey new videooooooooo

[@horhelepasana]

I hope you notice this, I've been watching all your videos and I learned a lot from managing personal finances. I'm still in the progress of my money goals. Thank You and God bless You! :)

[@anthonybelmes3065]

Im 15 and current ABM Grade 11 student. I just want to say that your videos are a big help to me. Im really future oriented and I want to be financially independent as young as possible. I still dont get why my friends (same age group) are not as concerned as me abt these topics tho. I hope you grow more and help more Filipinos to become financially literate.

[@hilaryg.3338]

I can somehow relate to "friends" that doesn't really want to connect in regards to this topic. I'm trying to give them some infos inorder for us to get up together, but really think they are not that interested like me. Btw, 16 years old here! :>

[@DearSandyCheeks]

Your sudden presence in my YT recommendations was one of the best discoveries I had last year. Here's to more breaaaaaaaad 🍞🍞🍞🍞🍞🍞🍞🍞🍞 and financial freedom for 2021! Yeeeeeeh! 🌟🌟🌟

[@NicoleAlbaYT]

YEEEHHH WOOHOOO 🌟📊🍞

[@deniseabigailperez9698]

Hi! I am a grade 11 student and this made me realize that I have to save up for my future. Thank you ate! Continue inspiring us!😚❤️

[@marcelinomundajr4606]

Ako grade 9 Gusto ko talaga Maganda future ko. 😩😩😩😩

[@Bosdaks]

Your voice is so soothing that I can just listen to all of your videos while I'm working from home. There's a particular tone and accent that I like. Don't know if it is just me or other viewers also notice it. lol

[@09danye]

Hey! Same here. Lol

[@Bosdaks]

@@09danye dibaaaaa hindi pala ako nag iisa wahaha. Apirrrrr

[@NicoleAlbaYT]

Thanks for liking my voice wehehe 😆🍞

[@josephcaiga355]

Iba e haha

[@geraldguevarra424]

Samedt! She’s a vibe! Empowering!

[@skyphantomhive1845]

I'm a first year college student though I'm not taking accountancy but i just discover your video about spreadsheet and money budgeting and I just started one yesterday!😍 Thank you💙

[@marythereselosaria5614]

Wow im 25 and you understand this better than i do. So thank you for your videos. 😅💖

[@lloydderonbernal2152]

If you want something or you want to but in an ecommerce platform coz it really gets your attention... stare at it for like a week. Higher dopamine level gives you that "shut up and take my money" mind set.

[@marinelcabalang7907]

WOW I WATCHED YOUR FIRST VID LAST YEAR WITH 15.3K SUBS AND NOW YOU'RE ALMOST AT 100K!!! SO PROUD OF YOU!!!

[@JonellaVasquezPaulmanal]

I can't imagine what would happen to me in the future if I haven't discovered your channel. I'm 19 and my future self would be so thankful that I took the time and effort to watch your videos, apply what I've learned (keeping track of expenses, investing, saving money, etc), and most importantly, to TAKE ACTION. Thank you so much for inspiring me! You don't know how much you've helped me.

[@hannahbanana7451]

YASSSSS! Been digging your videos for the past few days. Learning so much!

[@NicoleAlbaYT]

YAY THANKS FOR WATCHING!!!! 😄🍌🍞

[@hannahbanana7451]

@@NicoleAlbaYT Drive the busss! Here we gooo!

[@seuji]

Because of your videos I started to monitor my expenses and even stop myself for buying stuffs since the start of the year 2021. Thank you.

[@brigetteannduerme9768]

Grabe ka, thank you! I am 29 but learning so much from you 😍 it's not too late for me though 😝

[@ohgnues23ahsirt]

I only discovered you 3 days ago (thanks to sdm) but you already saved my life. I almost invested all my money to stocks!! Thanks to u i realized there are other more options that im more comfortable with. ☺

[@robertdemgas5332]

You're gifted kiddo you talked very confident and almost expert about your financial subject. Very comfortable and easily understand thanks for all the information.

[@PJResusMedia]

Don't forget it's called "New Year's Resolution" not a "New Year's Wish". Hope for the best to everyone 😊

[@Mr.MiddleClassPH]

I just shared your videos and channel to my cousins ages 13 to 21. Keep on creating those financial literacy videos.

[@gelr6848]

"I don't want money to stress me out." Nice statement 💛 You and Charm De Leon are such amazing humans here on yt.

[@michaelivanpilapil8709]

Nicole's videos are underrated, she deserves million viewers. YT recommended one of her video yesterday and it encourage me to invest na. I started investing in MP2, KOMO & SeedIn today 🥺. wishing everyone's luck this 2021 & more power to nicole 💙💙💙💙

[@maxcalizo5753]

because of the recommended video of yours 2 months ago...now im more motivated to earn🥺♥️moneeey moneeey moneeeey!! and bread🤣

[@NicoleAlbaYT]

BREAD!!! I have captured you. Welcome to the BreadFam 😄❤️🍞

[@PhilippinesUpdate]

Love the bloopers at the end haha Thank you Nicole for inspiring us :)

[@hannaraineurbano176]

Happy New Year, ate Nicole! If possible, can you please make a video about possible side hustles for teens below 18? 🥺

[@dayeonii1040]

THIS IS SO HELPFUL!!! really really helpful! i started watching your video: how to manage finances and how to track finances using spreadsheet and now i’m doing it! and i can say it is so helpful because i can see where my money goes and what it is for. i thought when i was a kid that not counting my money will make it bigger, but then i realized having that mindset only results me to spend more money. A BIG THANKFUL TO YOU PO AND I AM REALLY INSPIRED AND MOTIVATED IN YOUR VIDEOS THAT I WATCHED. 🤗

[@igtugs7811]

Randomly saw your channel. ❤❤❤ Been needing to get back to the basics since the pandemic happened. Thaaaaaaankk you

[@KevinThePengWIN]

Lets goooo for 2022 and 2023!

[@mariarochellebalina9410]

Hey! You back 🤗 I just finished watching Netflix's Start-Up, sobrang ganda at ang dami ko natutunan talaga. Di rin ako mahilig manuod ng K-drama pero salamat at ni recommend mo di ako nagsisi hehe at sobrang kilig pa 😍😂

[@olbetterlife9113]

Great tips! I’m also exploring my money goals this year, Financially this year will be good no matter what. I’m hoping to get monetized on my personal finance KZbin 🙌🏾

[@aimeegarces2508]

another video that inspires me to do better work every day and start managing my finances :3

[@janinevillarino5535]

Hi Nicole! I hope magkaron ka ng podcast sa spotify para I can always listen to you anytime anywhere. 💖

[@nicolasfaith6691]

Send a message for assistance on how to invest

[@nicolasfaith6691]

+1 (7 2 4 ) 6 1 7 - 2 0 6 1

[@soundson2751]

I'm working into paying all my debt as of now and pandemic make it so much hard. I made really bad decisions with my money last 2019 and 2020. Thanks for your contents I learned so much. God bless us all.

[@nicolasfaith6691]

+1 (7 2 4 ) 6 1 7 - 2 0 6 1

[@micahpenas6043]

HARDCORE MONEY HOARDER 🔥😎

[@markcalma4635]

I am claiming that this year will be my year. Thank you for sharing your expertise and wisdom. I am ready for 2021. Thank you, Nicole. Proud freshly baked bread here. 🍞🍞🍞

[@equilezstealth460]

Thank God I've found you. I'm lost, lost.. Without you.

[@amelodyfrancisco2818]

You are finally here. I miss you Nicole. Happy new year.. 😭😭😭

[@NicoleAlbaYT]

Yes hehe I'm back!!! Happy new year 😄🌟🍞

[@amelodyfrancisco2818]

♥️♥️♥️

[@markcongayao1756]

First upload for this year!! More power ❤️

[@NicoleAlbaYT]

LEZGEDDIT 2021 WOOHOOO!! 🌟🍞

[@eugeneu5646]

I always watched your videos. A 29yrs old here learning from you.

[@maevisperas6436]

You inspire me a lot! Thank youuu :))

[@beatrixtumulak4744]

Ayyyyyiiiiieeee. Padami na ng padami yung ads ng channel mo. I'm a fan!😻

[@janlloydguevarra4262]

I actually recommended your channel to my friends to encourage them to start saving as early as possible. So as soon as this video get released, ill share this immediately since this is a good start for them

[@NicoleAlbaYT]

Thanks for sharing my videos! It helps me out a lot 😄❤️🍞

[@TeacherRaffieRagstoRichesTV]

Blessed to hear you again.

[@bjaylabramonte8281]

Please make a video about the best side hustles for students🥺

[@anattynook]

Yoooo just found your channel and I’m loving the motivation hahaha THANK U looking forward to progress this 2021~

[@EmilyDowgialo]

This video was so clear!! I like how you think of financial independence, that’s how I think of it too, I don’t want to have to worry about money in the future. Great stuff 🔥🔥

[@MariaGracia-ut6sc]

I miss you Nicole!! wow you have 88.9 subs nowww!!! so excited for you to have the silver play button!

[@belatedby]

Just discovered your channel, and I never thought I would learn a lot from your videos! And here i thought, you cant teach an old dog new tricks haha! im really bad at handling my money, but now im learning to hold myself whenever i have something that i want, thanks to you! would recommend your channel to my friends! thanks nicole! keep up the good work!

[@lanzcordero2132]

"Hardcore money hoarder" Love the term 😆

[@altavanojulius]

Thanks, Nicole! I like how you wrapped-up your discussion at the end of your vlog. Keep it up!

[@altavanojulius]

@Nicole Alba Thanks, Nicole! ☺️

[@iashh4078]

napaka galingg!! Hahahaha mag 100k subs na! Congrattss!! 🎉🎉🎉

[@iashh4078]

lmao.. report dummy acc. ka 👎😡

[@angelamadamba4729]

thank you!! lalo akong na-challenge, nawa eh hindi ako maging ningas kugon. kaya ko to! kaya nating lahat! God bless! :)

[@jasminchannel7699]

I honestly say this like paranf kelan lang na nakita ko yung vid mo about BDO hehe and tbh wala akong interest sa mga bagay² na enjoy ko lang talaga manuod sayo kasi hindi nakaka bored as in naka smile lang ako in a whole vids mo hanggang napa subscribe ako at mas naiisip ko ng mag ipon nakaka adict ka to da bones lol lam mo yung feeling na mapapaplano ka ng dis oras para mag ipon,i love the positivity,the vibes in all your vids para akong ewan na nakangiti hahahahah sana mapansin moko lodi na talaga kita sobra at im very lucky na napunta ako sa channel mo mas naiintindihan ko pa kesa sa ibang YTubers na walang ka substance²

[@russeljao5252]

I love your energy, super postivie vibes! Keep posting

[@Zzapi0529]

WOAH! I'm addicted. Watched almost all your videos in 2 days!!! 🍞🍞🍞

[@Rehina]

New subscriber here! I enjoy your videos soooo much! Keep making valuable content 💙

[@allad7n]

Hi Nicole, Happy New Year to you! What are your thoughts about having loans?

[@ElDiaries]

Very well explained keep it up nicole

[@rezekielynvillareno9486]

New fan here just wanna say how gorgeous you are and inspiring , lovely human 🥺😍♥️

[@altagraciabagasbas-damaler6836]

Not skipping ads. ;)

[@mynaangela3521]

Your close to hit 100k! Hoooo!! Good luck! Thank you so much for your informative vids!

[@oncetwice309]

I'm watching this exactly today. May 1st :)

[@gerrymaeperocho9442]

Love it!!!!!! 😘

[@trishaanndizon]

omg!! 2021 were gonna make it thank you so much nicole!!

[@osipmaestro8823]

thank you very much! more income,more money hehehe,i like the way you talk money!hehehe

[@jpflore23]

I'm actually late to do this. I'm 26 and I'm not earning that much these days. I felt so sad about how I've been wasting money and not tracking where it goes for the past years I've been making a lot. It's really so difficult.

[@marygracedagangon4474]

Thank you for your vids Nicole! Actually may naipon naman ako from last year, but since napadpad ako sa channel mo last dec. Dami akong natutunan lalo't kailangan din pala i manage yung expenses.. Na inspired ako sayo, mas ginanahan na ako mag-ipon hehe

[@pair544]

Ive been monitoring your subscribers, i was here when it was 84k 🤣🤣🤣 congrats!!!

[@krisellerufino2573]

Your vlogs give me an idea to start investing. Thank you, Nicole! ☺️ by the way I’m a single mom.

[@lucianthorenschreighberg7033]

Hi Ate Nicole! Can you also make a content about how you do spreadsheets, just for beginners, what contents should be put in, categories, how to do it, etc. You are such a great inspiration and motivator for someone like me who is starting to learn about finances and stuff. Hope I will also achieve that financial independence as you do. Wish you all the best in your youtube journey and in life. God bless 😊

[@KristineCdmt]

Check her previous videos, she already has a video about it. :)

[@lucianthorenschreighberg7033]

@@KristineCdmtOkay. Thank you so much 😁

[@nakampa16]

Brimming with excitement!!

[@NicoleAlbaYT]

OVERFLOOOOOWWWWWwww 😆

[@CharmHuxley]

love your content two thumbs up

[@damnwhyisitsohard]

How do you create your saving money portfolio, crypto portfolio and investment portfolio

[@denicecasin]

I love your videos!! Hope you can give us tips on how to build up our small businesses in spite of being college students ✨

[@user-jd5qj8th9u]

I have the plan, and I'm stoked in executing it! It's just that, I'm unemployed huhuhu. Please hire me hehe

[@residentblahgurl]

Hi nicole!!!!! You’re so gooosd!!!!! Keep it up! Excited to watch more of your vids! Go bread fam!

[@jeremy6628]

I watched ur videos about the PagIbig MP2 and rn I'm waiting for my MID. All I think now is on how to save money and get more money hahaha thank you 😅❤️ 🍞 Gardenia is Waving lol 😆

[@mad_laad5618]

Got recommend to your videos been hooked ever since always been into business and investment so learning from different point of view is always refreshing 👌💯

[@mad_laad5618]

will be checking them out for sure exactly the crypto I was caught up in the MTI problem i had some bitcoin in it but i can't get them back as yet, but looking other crypto currency to invest in.

[@jenniferjuan5106]

Oyeah!! Been waiting for this! Ive been watching your video like all your videos in order in the past few days.. im obsessing iver all your topics and advices, i just love it! It actually inspires me to save save save! You're like a money cat that calls for us "heyyyy come heeeere, put your money here and there, you will have more soon just invest save save..." okay OA na ata but thats just how fun and informative your videos are more pls!

[@cyrilb.8319]

Bruh i'm so glad i found this channel of yours, i'm learning so much. And also you inspire me to save money and invest. Ily💕💕

[@nicolasfaith6691]

Send a message for assistance on investment

[@nicolasfaith6691]

+1 (7 2 4 ) 6 1 7 - 2 0 6 1

[@ma.christinemoreno2864]

Hii! Binge watching ur vidsss just this week. And im so glad i stumbled upon this channel. Thank u bc i learned na marami pa lang options to start being financially "concern" at this age. :)))

[@lovehopefaith0237]

OMG you're still on 3rd year and you're so good at this! Meanwhile I'm on my late twenties yet I haven't figured out how to managed my money 😭😭😭

[@stockflix7826]

LOL. i really appreciate your review

[@stockflix7826]

W_h_a_t_s_a_p_p +1_2_6_7_9_5_2_5_5_9_0

[@g-07jhemariecastillo62]

THANK YOU SO MUCH FOR UR TIPS AND INSIPIRING ME ATE NICOLE! finally open my acct!!

[@g-07jhemariecastillo62]

@@user-ju1ji6vw5c sure po ate Nicole!! I will research for more info's abt that. Thanks for suggesting

[@urgle6228]

Hey nicole! Really love your videos and I was wondering if you invest in the stock market?

[@Kei-su4vb]

Hi Ate Nicole I just want to say that I learned a lot from your videos and I’m grateful for you for sharing them! 💖 You are an inspiration especially for a student like me hehe Keep going!

[@annmaicatrinidad5587]

Yayyyyy! Another vid. Labyu mother bread 🥰

[@chrzlyrarcadio1481]

Been starting to do side hustles in acadsoc so I could invest more and put more money into my savings!

[@mhermurillo]

Your vlogs are really helpful..😁 Keep it up and Godbless..

[@rrmsxiv]

Hi Nicole! 😊 You're younger than me but I'm learning a lot from you! YT suggested me one of your videos and now I'm a fan! I copied your style of tracking finances by using spreadsheets and swear I had fun doing it! Thank you for sharing us everything you know about personal finance and telling it in a way everyone could easily understand. 👌 I gotta join discord bread fam let's all become rich 🤑 together!! 💖🍞

[@faithcarencastro5988]

I'm really glad I found you!!!

[@generardops4446]

Grabe well detailed. Talagang payaman tayo haha

[@Pakakak8]

I think im in love😂😂😂

[@Stormtrooper--dx1xj]

Nicole yung DIY excel Investment tracker please.

[@NicoleAlbaYT]

WILL COME SOON!! Working on it na hehe 😆📊

[@kieloleo4530]

yown kala ko wala mang hihingi good job Sir haha

[@jellyannbautista3559]

Always on point. Super helpful. I recommended your channel to my friends. Nicole, can you make videos about Etoro please?

[@BlahaKa]

YOU ARE SIMPLY A GENIUS!

[@mcborreo]

Ok late na ko but HAPPY NEW YEAR BREADFAM

[@ernanernanmmartinez9599]

I love the ending part. made me laugh a lot haha

[@nicolasfaith6691]

+1 (7 2 4 ) 6 1 7 - 2 0 6 1

[@ernanernanmmartinez9599]

@@nicolasfaith6691 uhmm what's the number for? :)

[@PesoSmartPH]

Yas, love using spreadsheets, too haha! 💯

[@gabriellecray477]

Not finance related, but a lot of people told me that we look the same. Hehe and at some point, I think so too. Hihi

[@meilin2121]

yeah, save before you spend, not the other way around. :)

[@nicolasfaith6691]

Also earn more with what you have ssaved

[@nicolasfaith6691]

+1 (7 2 4 ) 6 1 7 - 2 0 6 1

[@lesliebolandrina8931]

Been a Fan since Jan 2 nung napanood ko po yung video mo nag all nighter ako!!! 💜💜 Thank you for inspiring meee

[@NicoleAlbaYT]

HAHA THANK YOU!!! 😄❤🍞

[@mika220]

Hi. Recommend ko lang sana gawa din po kayo ng vids about insurance na budget friendly para sa mga katulad kong student palang. Thanks! ❤

[@nicolgomez8686]

Dm Chris Ham for help!

[@nicolgomez8686]

[phone]

[@keygeefllopez8239]

Yey!!!! Happy New Year