💵 Resetting my Finances: tracking expenses, paying bills, reviewing investments | LIFE RESET ep 1 ✨

[@NicoleAlbaYT]

HENLO guys!! How are you guys doing? I'm in the process of fixing my life because it's a mess rip 😅 If your life is also a WRECK, reset your life with me in this video so we can get back on track with our financial goals ✨💰 Hope you find this helpful!! Working hard on the next videos so that I'll be consistent with the uploads ulit hehe 😁

[@marknieva3395]

I love you

[@vaflorronalae3573]

Always waiting in your next upload ate nicole💖🍞

[@kesturrr]

Ate heeeelp! ING announced that they will be closing their retail banking by the end of August this year. Pls help us make a decision on where to transfer our ING funds. TT

[@naeco1602]

I just wish na possible to sa mga broke a$s biiich like me haha. It's so hard to get out of this situation in other words, Ang hirap pag literal na you're starting from zero at pano mo madodoble yung income mo if you don't know your skills that can help you find more jobs and earn more. Yung I truly want to apply all the tips you've been sharing with us sa life ko pero hindi sya applicable. Mas masakit pa to kesa sa fact na Im single Lol. I hope makita mo to Nicole😅

[@justinnacin5525]

I could sleep very well everytime I watch and hear you :)

[@ebrahimlovelove3011]

Hi Nicole!!! Very inspiring videos you made. I am 38 years old but I learned so much from you. I have wasted my early adults years working abroad but did manage my finances ( to think that I am CPA 🤔). I spend so much without thinking because I know that i will earned it anyway but then the company where I am working closed and I settle to work half of salary I was getting before as the market offers that much only, then got married and have 2 kids. I was surfing the net and saw ur vid ( I forgot what I was searching) lucky me. I was impressed and inspired by how you think Ang plan your life and u ur very young. So now, by budgeting and tracking my expenses even I have low salary, I am able to save and invest.

[@abegailroseebona1830]

Congrats Nicole ✨️🙏 I'm a big fan and breadfam is celebrating with your success! Thank you so much for imparting all your knowledge to us, in fun and interesting way!!! Yeyyyy

[@thisguyraj]

Had to rewatch this cause I was in a class during the premiere. Hehe, exactly what I needed right now because I need a reset or perhaps a hard restart lols. Thank you for this!

[@milkteaminie2027]

Very timely Miss Nicole. I, myself, am planning a finance reset and boom! I came across your vid. Congrats fellow Iska 👍👍👍

[@giraffitee]

Thank you, this vid was so timely! It's halfway thru 2022 now and I am also in need of a financial reset. 😅 May I ask what are your thoughts on the recent news of ING leaving the PH retail banking? Any reviews for SeaBank and Maya? Or best alternative for ING at present? Thank youuu! More power to you and your channel! 💪✨

[@DzaddyGelo94]

Looking back to my college days, it was so YOLO. But looking at you,,, GIRL! you are damn matured when it comes to your finances! I hope you'll have a good job soon so you can expand your finances. Congrats!

[@kyladominguiano]

Omyyy Nicole I'll binge watch your videos againnn hehe you're the person who convinced me to invest in MP2 and now I earned 25 pesos out of it hehe. Thank you for your generosity to share this knowledge!

[@tuckfuddyduddy]

been working for 9 years na (worked as earky as 17) and currently 26, ngayon pa lang ako nagkakaroon ng matinong ipon. Your channel helped me organize my finances really well. So, thank you, Nicole.

[@kristinemariesalonga2897]

I can definitely relate!!!

[@bleu8727]

Such a timely video for me. I am planning to reset my own finances. Almost everything in my tracker is messed up.

[@NicoleAlbaYT]

Halfway through the year so a cleanup is definitely needed haha 😅

[@fairlyfrugalph845]

Over the years, I've tried to track my expenses pero stop and start, stop and start. I started again this year, and now it's more comprehensive. I prepare personal financial statements, and analyze my finances every month. Nothing like losing a ton of money to wake you up. 😅

[@pljstr]

Right when I needed it exactly. Thank you Nicole!

[@JuanfortheMoney]

Sooooper nice! Keep it up!

[@Kim-ot5ku]

make singil. hahhah. Very helpful video. Looking forward on your 10th year of investing :).

[@markisaelbasilio8794]

Folks, the first 2-3 mins is one heck of a life lesson :) Thanks, Nicole

[@magnolialaxamana1427]

Ang galing na inspire ako..thank you Nicole

[@aalmzr7608]

Please make a video of which mutual funds/reits are good to invest during these times 🥺🥺🥺

[@zeec0917]

Thank you. I need this!

[@potlurisatyajith3763]

Hey, can you help me with managing my expenses in any app pleaseee, ive tried your recommendations but im not sure how to use them accordingly

[@florennjcb]

Hi Nicole. For the upcoming exit of ING's retail banking business in the Philippines, have you already closed your ING account as well?

[@jayxci]

congrats. i hope you'll create an update on online banking since ING will no longer continue their business here in the philippines.

[@llarvly6439]

I downloaded the wallet app and saw that it is easy to use and will be extremely useful. Tysm Nicole! 😊

[@xxxGD1]

Hello! Can you please make an honest review about the new Maya app? I'm really amazed how you track your money flow. Keep inspiring other people. 😊

[@vincentrayalba5936]

Congratulations same din graduating din ako salamat sa advice mo

[@jennelynfermo6791]

yessow! done watching☺️💗

[@MRTISTV]

wow I learned a lot!! thanks!

[@yunamaru9881]

It's really great for young people nowadays because it's easier to get investments like stocks crypto etc unlike years before that in our generation it's harder and we do not have a basic knowledge about this stuff.. I hope our economy pick up gradually..

[@genmaicha_]

me, last year: oh yeah imma just casually drop 11000 pesos on some random stuff oh haha where did my money go me, this year: steady cashflow, fixed percentage of which is put into savings, emergency fund almost fully setup, and about to open an MP2 acc all of this from finding your channel from a yt recommendation off of a Matt D'Avelia video thanks nicole, here's to getting our finances together

[@colonthree9874]

Matt and Nicole gang gang! Let's get it 💯

[@NicoleAlbaYT]

Randomly picking investments and getting burned when they go down *shocked pikachu face* PERO SOLID!! Seems like you were able to build a solid foundation after a year. Proud of you dude haha 😁 Matt D’Avella productivity king 👑

[@markbetuing244]

new subs, congrats and goodluck to your future endeavor!! hope you create more informational videos!!

[@dartmagno]

Hi Nicole, request naman po. Pa-review naman yung SeaBank? Heheh. Thanks!

[@sherkaye26]

7:55 - 7:59 this is me as I look in my portfolio hahaha

[@xavierdlogan5434]

congrats nicole

[@renzelgernaldo4864]

Tenkyu!

[@pamelaaguirre8690]

I want to know more about cost averaging

[@maryannviccortes1766]

Excited to see which stocks you'll invest to next now that you'll shift to cashflows 🥰🥰🥰

[@pradomaureenp.1535]

Yay more videos to come!!

[@NicoleAlbaYT]

DEFINITELY!! Stay tuned lang 😉

[@yrnamercado4950]

Please also share how you track transactions that are not yours but you're invloved, kasi I have those also and yan yung I find mahirap e track. Thank you!

[@JOHNWlNK]

Henlo Nicole. I'm also a mess but slowly getting to my financial goals. Congratulations on your graduation! ♥️ And yeah you have to make singil hahaha

[@NicoleAlbaYT]

MAKE SINGIL rip lumabas ang pagka-conyo ko HAHAH 😅

[@Seajaaayyy]

Hugs to fellow beadfams! She's backkkkkk ackkkkkk T_T lols. Sana naman Niks magka-bread merch na ulit? Di naman sa pinepressure ka namin pero... Hahahahaha we missed you!!!

[@oriellecasino8153]

congratssss👩‍🎓

[@loujeeshanedump]

needed this so much huhu

[@asrio5057]

13:29 I Feel You Ate😭 Ang gastos talaga and sanay din Ako sa bahay langggg AND THEN! MAG E-F2F OMAYGHAD!

[@NicoleAlbaYT]

ANG MAHAAAAAL MABUHAAAY HEEELP haha 😅 Good luck sa f2f 🫡

[@sarahgraceandaya522]

"Establish proper habit for adulting" Ang swerte naman ng mga kids ngayon, walang ganyang awareness sa panahon naminnnnnnn hahayyyyy

[@yepoy21]

Maam ano po ung mga cashflow type investments?

[@cupokat5998]

Thanks Nicole! Been wanting to reset my finances too, great timing on this video💖🍞

[@bytes31]

wallet app helps me a lot. thanks for the tip nicole :)

[@NicoleAlbaYT]

Lifetime premium version is worth it!! ✨

[@angelinemakalintal4009]

Yohoooo! 🥳

[@NicoleAlbaYT]

YOOHOOO to u din Angeline HAHA 🍞🍞🍞

[@laragwaysailoilo2898]

If your down -10%buy again and more

[@Zero-vp4hn]

starting this now with you

[@DIYnoel]

Thanks for inspiring me ❤️

[@NicoleAlbaYT]

Thank u for watching Noel!! 😁

[@jemwelbagazin8052]

Seabank vs Maya review soon

[@Dwight0530]

Yesssss! Yan pa naman balak kong gawin ngayong july

[@NicoleAlbaYT]

Nice timing pala ng upload!! Haha apir 🙌

[@albertparker4983]

Been a long time

[@jayveeadriano6552]

hi, can you do a sea bank review?😄

[@christophergabayan199]

👏 congrats

[@LeonSarmientoLeonTheLion]

Congratulations 💯

[@NicoleAlbaYT]

THANK YOU!! 😁

[@jennysanciangco6894]

Hi! Are credit cards a good thing to have? Like makaka tipid ba? How is it helpful and what are its benefits? Do u have a video explaining it? Hehe thank u i hope you notice this comment!

[@NicoleAlbaYT]

Hi Jenny! Credit cards are tools so whether beneficial or not will depend kung paano mo gagamitin. I made a video explaining credit card basics so hopefully makatulog for you to decide whether kumuha or hindi: kzbin.info/www/bejne/hXqbn4qsgNWqrNk 😄

[@melodycastro867]

Thanks for this Nicole! This is my sign to do reset as well wahahaha! Keep inspiring people! 🙌🏻🤍

[@eyndyel]

❤️❤️❤️

[@ka-anoneadventure]

😊

[@ged663]

Lezgoo breadfam 🍞

[@NicoleAlbaYT]

Lezgooo!! 😁

[@YaniMoya]

Nakakaloka talaga ang market! But let’s hope it gets better since we are long term investors. Pero jusko lord 🤡

[@YaniMoya]

Love this series Nicole!!! 💜 goodluck w this finance reset!!

[@sourirereveuse3809]

you know you're adulting when you're here

[@rheaterencio2463]

Please help us to understand crypto and how to start investing on it as a beginner. Thank you

[@chrisc5991]

Did my financial reset noong april hahaha

[@anz1039]

🥰

[@NicoleAlbaYT]

😄❤️✨

[@FRANANGELICOONA]

Hoy

[@salvadorestenor7611]

Hi nicole

[@gabriellic]

Hello, Nicole! :>

[@NicoleAlbaYT]

Hallooo Gabrielli!! 😁✨

[@katrinapineda6873]

Di ako nagchcheck ng investment lately hahahaha out of sight out of mind na lang :(

[@NicoleAlbaYT]

Mood same HAHAH kaya nashookt ako when I finally tracked everything 😅😭

[@justabirdcat7114]

Everything has been red since april 😄 🤣 😢

[@PhilC]

While everyone is selling, I'm looking to buy it all up. This is an opportunity on a silver platter for the next 5 to 10 years. (I just heard you say 10 years as I'm typing this.) xD

[@carlkennethpunio7951]

MAKE SINGIL TALAGA😭😭😭😭

[@norasampiano6401]

Where were you when I was in my 20s, ay oo nga pala, wala ka pa sa earth.😁

[@cathdelgado625]

I relate sometimes when ur too busy you will forgot to track what u started 🥲

[@laragwaysailoilo2898]

Buy gma7, megaworld, pizza, pLC,eei medic,dnl

[@adameister91]

hey do you have twitter account?

[@dranrebmanuel2347]

Buti nalang long term investor 🥲

[@karennancynancy9262]

hi happy to see your youtube content..hope it will be more successful for you. I sent messages on your gmail and instagram to invite you to collaborate. I hope you read it and reply to my message. Thank you.

[@NanamiSoup7]

I'm down 38% with my investment consisting 50% crypto 50% stocks I'm probably down more if I didn't DCA. I'm also 22 so I don't really care if crypto goes to 0 because I still live with my parents. (thank you Philippine tradition)

[@yourpurplebangtan_1905]

Sana all at the age of 22 very responsible and aware of all the expenses sa life. Haaays! You're so awesome dude. 👏

[@bamvigirl]

What I exactly need right now. Thank you for this!

[@NicoleAlbaYT]

Good timing upload!! Thanks for watching Allana 😁✨

[@lykab.56]

i have been a wreck specially when it comes to spending money. i am so impulsive to the point that i spent the money for my tuition fee thinking that i would be able to repay it but i was wrong. its nearly august and i need to repay that amount of money or else i wont be able to enroll. right now, im finding things that can help me earn money in order to pay my tuition. its not as easy as it seems 😭

[@MorrisDXplorer]

Ang galing talaga ng vlogger na ito. Ito dapat ang sumisikat kaysa kila awit gamer or iba pang nagpopromote ng gambling na influencers.

[@yourfanelectricfan9340]

This is perfect. I'm starting my new job and I need a financial reset.

[@thaddeusslawinskiiii8259]

Might be good information here, but I don't understand Philippine languages. 😢

[@rencechannel2240]

GRAND TOTAL OF EXPENSE DUE ON MONTH OF JUNE 30, 2022: Php 10,154.90 BREAK DOWN: Food: Php 4,380.50 Transportation: Php 1,188.00 Medicines / Medical Consultations: Php 1,858.75 Groceries: Php 1,214.65 Fitness: Php 490.00 Other Expenses: Php 1,023.00 KAKA-EATING OUT KO MAHIGIT 4K NA NAGAGASTOS KO. NEED KO MAGBAON SA OFFICE!!!!

[@angelicafeliciano2063]

Hi Nicole, grabeee nakaka inspire ka! Can you actually make an in-depth video on how to set up the Wallet app, planning to use that for tracking as well. Thank you!

[@xoxo8117]

Hi Nichole! I have been trying to educate myself financially and passed by one of your videos. Since then, i have started watching all of your videos.

[@a5m490]

Mental loop is happen everytime I waiting for your next upload.

[@gabeestrada8854]

Thank you! I'm 28, and spent the better half of my 20s pursuing passion. Medyo napapaisip na din ako pano na life sa mga susunod na taon. So thank you kase super helpful and informative ng contents mo! Feeling ko mas na-e-equip na ko to do a 180 with how I handled and planned my future. Parang ready na din ako mag-invest ng time and effort sayo OwO

[@palakangorange]

Any career prospects ngayong gradwaiting ka na

[@shohin_japanproduct4122]

Hi, I noticed in your GInvest, you don't invest in BPI ALFM. Why? Just curious 😁 coz i think BPI ALFM is a good investment because it has dividends every month. 😊😊

[@isebalee1671]

Same tayo sa lahat nang circumstances, from being gradwaiting, financially blind for the past few months, being a freelancer, an aggressive investor, even the systems, pati yung abt sa transaction ng family sa credit card 🤣 parang pinapanood ko sarili kong buhay HAHAHAHHA

[@Cammyyyyyy]

You are younger than me but you helped me. Just want I needed to reset my finances.

[@ashleybacelonia9087]

Omg ganto na ganto ako AHAHAHA kahit isang transaction na nagawa ko tapos di ko nairecord and nakita kong di nagtally sa savings ko. Isip ako ng isip AHAHAHAHA. But yeah para sa iba super nakakatamad to but for me masaya din to track all my transactions daily!

[@jhunsantiago8750]

Tpos kna college magna cum laude ka kse matalino mganda magpaliwag sa video tuttorial mo any way congrats...❤

[@DearLife3106]

Hi Nicole, I have the same dilemma as you na nagpapasuyo magbayad ang parents/siblings ko ng bill nila, and nahihirapan akong imanage finances ko because of that 😂 i hope you can share how you do it.

[@airamaeebid5365]

Hi Nicole, do u have a new finance tracking sheet?

[@inlife7062]

hi nicole, may voucher po for wallet app? 😇