💰 How I Budget Money in my 20s | My Money Rules & Accounts (Banks, Credit Cards) | Singlife PH

[@NicoleAlbaYT]

Yo henlo guys!! It's been really hot these days so I hope you're all staying hydrated. We'll talk CASH for this video. Check out the description for links. Hopefully this helps you guys out. I'll make more videos about my money system pa!! 😄 🍞 - My Personal Finance System (2022) kzbin.info/www/bejne/aZi2dpaDediIeJak - My Old Money System (2020) kzbin.info/www/bejne/hpqxnYmie5Z1mqs

[@sheilaericasamaniego7455]

Love your style sa pag-gawa ng contents!

[@feifei4242]

hi nicole, love your content! ❤️ not sure if you've tried it, Security Bank offers an All Access Account with insurance tie-in(for free) plus you can easily create(and nickname) subaccounts which can earn high interest and serve as different wallets 😊 been using mine since 2014 and i'm satisfied

[@NicoleBernadette]

Love it!!

[@carolinebitbank5552]

Hello, I met a person who pretended to be you and contacted me, I hope you can contact me yourself

[@sethm1998]

Heeey why not try opening a PNB Account?

[@maroco543]

yung 43 na ako this year and I am learning from a 21-year old is parang embarrassing na on my part but thank you Nicole, nde pa huli ang lahat for me to save. keep it up

[@FocusedCat]

I had a personal rule that helped me save money. "If I can't buy it 3 times, I can't afford it".

[@arthurhq9487]

How did you arrive to that rule?

[@krizaninaballares1974]

Nicole, I am 29 years old and I love that I am learning from you. I hope lahat ng 21 years old think like you. 🥰

[@VictoriaEnyaAntonetteMariano]

Yayyy as someone who just turned 18 last April 7 and has been working since 16 who has decided to start saving and budgeting money, This is really helpful

[@carlanthonydelosangeles7411]

Thank you so much for sharing this video. ❤ We all need to manage our money properly.

[@NicoleAlbaYT]

Super important life skill!! Thanks for watching Carl 😄💙🍞

[@lorenzoclemente2831]

@@joachimmilberg2313 This is refreshing coincidence,she has been handling my trade, it’s been a year now and the experience has been amazing.

[@maryperry7909]

Most times it amazes me greatly the way I moved from an average lifestyle to earning over $140k per month…Utter shock is the word.

[@flaviorighetto5753]

I had a similar experience with Juan Antonio,my initial investment capital was $1000 but made $4200 as profit in just the first week of trade.

[@ellenmirojnick4537]

Juan Antonio Landa is a certified expert trader, I have worked with her for months, anyone who she manages his or her account is lucky indeed.

[@federicodanielcaguimbalsan1210]

I'm 14 y/o (turning 15 this 25th) I love watching adulting videos (specially yours) because I'm preparing myself for adulting since it wasn't easy.

[@prinzlawrencecabanas5136]

to think that just by watching 1 of your videos opened up a whole new world for me a 15 year old teenager who is at first trying to understand if whether I should really be saving money and whether I need to save or not. I am thankful that I came across one of your videos because it really opened up a lot of new things for me and now here I am trying to study a lot about managing money hoping to become a financially literate before i become 20. Again thank you ate nichole for popping up on my youtube and i hope too learn more from your videos in the future

[@kadendrueco6447]

7:22 "paying for your peace of mind (on insurance)" I love this! Discovered Nicole when I was 15 years old; now that I'm 18, I want to manage money more efficiently kaya. I'm back to watching her vids! :3

[@judeefayearibon3730]

Hi Nicole! Thanks for sharing this. Ask ko lang sana if may video ka na din ng tutorial how to use Wallet by Budgetbakers? Nung pag search ko kasi itong video mo ang lumabas. Hopefully meron ka na hihi thanks!!

[@shadedwizard8566]

Ur channel is super helpful for people like me! Im 17 and I barely have any financial literacy or money knowledge besides saving or spending. I first saw a video of urs like a year ago and I kinda forgot since I had to study real hard but now that I have more time, Ive realised how important is to be literate in finances. Im planning to start 2 small businesses and get a credit card in less than a month so I kinda pressure myself into a "financial" environment in order to quickstart my learning process. Ur channel is truly amazing!! Keep it up!

[@hwylsoliloquy2959]

I rarely leave comments pero i just wanna say THANK YOU SO MUCH!! Sobrang laki ng impact mo sa akin ate Nicole, you are the first person who taught me about financial literacy, mindset sa goals, and personal development! Because of u I was able to open my own bank accs, start investing, start business, and now i just landed my first internship as a college freshman. Thank you for being a good influence!! Sobraa!! Thank you for sharing your knowledge and wisdom!! Ive been watching you since my senior high days. I always recommend you to my friends. Let's get this bread. You are the bestt!! Stay safe and healthy!! Again, thankyou for existing! I have someone to look up to!

[@whatsapp-373]

Thanks for watching Hit me up there ☝️ There are profitable investment tips and patterns I'd love to show you

[@thesevens8369]

Hi Nicole! Meron na kaming dalawa ng kapatid ko (22F & 18F) ng Budget tracker through Google Sheet. So faaar, ang helpful niya sa akin! One time, may sobrang 500 sa tracker pero hindi ko alam kung nasaan siya since hindi ko siya makita sa On the Go Wallet. Buti na lang after ilang beses ng pagiisip kung nasaan siya, nakita ko siya somewhere sa envelope. Tbh, if wala akong tracker, mawawala siya sa isip ko at ang malala 500 din yun! Thank you so much!

[@christianlauronilla4108]

Love it! Watched this video 2nd time around. Last year, relate with the spreadsheet everything but now I purchased the lifetime subscription of wallet of budget bakers. New year, New monitoring. Waiting for the separate video on how you use the app.

[@Adultingengr]

Yes nicole, I really want to know how you set up your expenses on Wallet, that would be very helpful.

[@NicoleAlbaYT]

Oookie! I’ll make a future video on how I use Wallet 😄✨🍞

[@cindyrosereyes3095]

@@NicoleAlbaYT wallet user here din! looking forward to it!

[@calebtorres8923]

Okay na okay! Guys follow nyo si Madam Nicole Alba sobrang bait!!!

[@mikeetan1055]

Hi, Nicole! Comment ka naman I'm a huge fan kahit bihira ako magcomment lagi ako nanonood ng vids mo. Hihi thank youuu for these helpful vids

[@levitator45]

I really hope one day she makes and in depth video about insurance and her experience with the insurances she uses

[@lovellaconcepjd7209]

Welcome back

[@marialynettecatigbe5010]

Hello! I am newbie here. I don't know how I came here, but yeah, probably because I am also a college student who has been trying to save money using my scholarship allowances and as an author of a book. I find your content really interesting and I hope I could learn more from you, since I am also having a hard time to save money on my own! Keep uploading! Stay safe❤️

[@kbabayz]

Nice! Hoping Revolut will be available in the Philippines soon. Everything is in there! You will love it for sure.

[@bryllemutia404]

I find your mindset and intelligence so sexy haha I know it's weird. But a really big thanks for this, good to know financial perspective from others, it's enlightening. Thanks Nicole! :)

[@mariakarinagandola3194]

my eyes got heart when i sav the cards

[@m.a.l4280]

I love how on every video you have a video outline. :)

[@Rain-fg3xh]

Yes please sa video for Wallet App! :D dati gamit ko din google sheet to track my expenses pero nung nagswitch ka, nagswitch din ako since mas madali mag log ng expenses haha.

[@dannamadura3751]

Nicole, please make a video update on the best ways to invest in 2022! Love your content!

[@bencelbench09myofficialpag71]

yes I am new be here ma'am hello po 🤗🤗🤗 good teaching

[@sassyamadeo9409]

woww besides from nourishing your financial freedom your kinda glowing narin ateee Nicole❤

[@NicoleAlbaYT]

YIE haha THANK YOU SASSY 😆 Haircut lang ito haha 😄✨🍞

[@kimluna5175]

We're the same age! I'm so happy to be growing and learning with you

[@lyzaperez]

Might be late to watch this but your vids are so interesting! So helpful for adulthings

[@tamc8295]

Hi nicole. Thank you for the videos. I am silent viewer on your videos. I just admire you that at a young age you already know how to manage your money. I am at my 30s and i am totally the opposite of you. 😅 I learned quite a lot. Please continue to give us knowledge about these stuff. Take care always. God bless you and your family. 😊

[@pogiking1]

Can someone like this bring me back and remind me

[@jeremyterrence]

OMG ANG DETAILED. Thank goodness I found your channel! 💚

[@roseychx07]

Nice content here. Actually, sayo ko yata napanuod during the start of pandemic ung sa digital banking eh. kaya nakapagopen ako ng Unionbank and ING ko for my small business and ipon challenge. thanks for this content. :)

[@HRKEEN]

Hi Ms. Nicole, I am a silent viewer and learned a lot from you. Just wanna ask, anong gamit mong microphone?

[@dennisquitoriano8423]

Thank you so much for this video. Hoping to see the wallet app tutorial video soon.

[@JemTangonan]

Omg, your words hits me 'cause I really spend too much money.

[@filipinoinvestors3102]

Thank you so much for this Video Nicole. It's amazing how you manage all your accounts :D Your tips helped me become more aware of my finances and to track down my spending. I love what you said about balance. It is important to save a lot but make sure to not deprive yourself. See you next video. :)

[@ellebudgetsph]

I need this right now! So confuse how to manage my finances😭

[@NicoleAlbaYT]

Hopefully nakatulong!! Thanks for watching Pamela 😄💙🍞

[@playlistmadeforyou9856]

Love the new look!🌟❤️

[@ronellencabo8302]

Awesome money cashflow system manage

[@monsdiaries2358]

Amazing nicole!👏👏👏

[@reinreincrypto918]

Hello Nicole! Wanna ask about your thoughts sa Maya?

[@Karma03316]

PA REQUEST PO. GAWA PO SANA KAYO NG VIDEO ABOUT ( STOK MARKET) . THANK YOU IN ADVANCE 😊😊😊😊😊 SANA MA PANSIN.

[@NicoleAlbaYT]

Sige will keep this in mind para sa mga future videos 😄

[@reginamariano7019]

Hi mam nicole , Im a fan here almost of your video siguro po napanood ko po Hopely you can make a video regarding how to use / features or WALLET App I hope you can consider it Thank you so much in advance

[@chanikaanjafullon1191]

Hi Nicole! I know you have exams, but if you have time, I want to request a video sana on the effects of consistent economic decline on our savings, investments (mp2 (especially) , stocks, etc). I'm digging up on it too but your thoughts would be v helpful. Thank you!

[@moneyhighs4418]

BDO Pay app is better than their main app. It's not buggy.

[@moneyhighs4418]

@albanicole stop spamming

[@abdur_rohim1983]

Thank you for share about investing salam from Indonesian

[@carolinebitbank5552]

great video

[@yanidiane]

looking forward on your vid about the wallet app thingy. i tried it before but i got intimidated with the interface and the system itself hahahaahha.

[@shanmuganathanm2384]

I'm wondering 1. being a student, why do you need a "legal & taxes" spend? 🤔 2. How do u carry all those cards when going out?😅 Anyways again for your vibe, ❤️ from India, Nicole!

[@NicoleAlbaYT]

Hi Shaan you’re back!! Thanks for watching hehe 😄 To answer your questions: 1. Even though I’m still a student, I’m already earning income from making youtube videos. So, I’m legally required to file and pay taxes on my earnings 😄 2. I DON’T carry all these cards HAHA 😆 I only carry my credit cards, one debit card, and my ID’s.

[@shanmuganathanm2384]

@@NicoleAlbaYT super glad that u remember my name 🤠🤩 Also pls make a video on term and health insurances as I'd like to know how they function over ur region..

[@kewl800i]

@@NicoleAlbaYT How do you file and pay taxes? I think this is a great topic that you can also discuss in your future videos! More power, crush este Nicole! Haha.

[@fleurasmr6620]

@@NicoleAlbaYT Hi Nicole! Related to this topic, I hope you can make content on the process of paying the taxes of your income including the gains of your investment. I've been wanting to invest in a very long time, but I'm having second thoughts because I'm thinking it's hassle. I have a job, the company does the tax return for me. I hope you can read this! Thanks a lot for all your great contents!

[@CA-hp9ir]

Thank you so much, Nicole!

[@vickyj4ng]

Yay new upload! ♥

[@greenguyinc]

I miss your videos. When will you be making new ones?

[@jasonpedere6640]

Big Help.. Thank you Kris A.

[@gillianmarveltanauan570]

I'm now working but i'm still having trouble managing my money

[@krisabelericamonte-bautist9729]

I enjoyer your video, thanks for the info!

[@NicoleAlbaYT]

Thank you Krisabele! 😄✨🍞

[@jovelynnamingit158]

I have already Vul insurance,so now im looking for health insurance.

[@galatea___]

Heard a new neobank named UNO would soon have their launch. Looking forward to see if you'll check them out and hear your honest review. No pressure tho. Love your videos 💖

[@joannecruz5289]

Uwu 🥺 I'm actually looking forward on uno bank. I heard they have a good interface.

[@ruennaramone]

Looking forward to your Wallet App video! 💸🍞

[@NicoleAlbaYT]

Yez!! Haha I’ll work on that 😁

[@davidestacio5490]

Hi @@NicoleAlbaYT. Did you upgrade to a lifetime premium account sa wallet?

[@joycecelinesantillan7005]

@@NicoleAlbaYT is it safe to connect my bank accounts on wallet app?

[@mrskathville]

I agree, insurance should not be used as a tool to build wealth.👍🏻

[@chickadora2179]

And am only earning approximately 10k hahha. But thanks to videos like this maybe I'll think of making my source of income bigger. Need na kasi 😬

[@omega3594]

Hello idol do you know any filipino custodial accounts i can use to invest in?

[@edwardantolin105]

Been using SeaBank. 5% p.a 😊 Must try😁

[@kenvscope]

maybe include tutorials on taxes here in ph too. just a suggestion. thank you.

[@edelestranero9590]

I also tried having multiple accounts for my specific purposes but based on my experience the downside is the savings part. Parang you have to save a lot in order to at least put into each of your accounts to the point sometimes I get frustrated if di ako nakahulog sa isa coz I need to make ends meet. Btw can you pls do a remake video of your paymaya cashless terminal? I'm interested kaso ang daming paperworks to submit😩.

[@moneyhighs4418]

Singlife is legit. They granted our claim in just 2 days from submitting the requirements. ❤

[@sirjodah]

Congratulations Nicole

[@strongsuccessfulweeb1400]

hi Niks was a long time subscriber shout out from Naga, Cebu. I really like your simple honest beauty :D but can you cover VULs? or Variable Life Insurances. Thank you

[@angelofreud3843]

I'm a Business Graduate but I cannot seem to find a way to make sources of income and I can only rely on the 1000 allowance that my other siblings gives to me every month. They also told me that I easily give up and that they would not trust me because I have no trust fund. I am living an honest, simple, peaceful, and happy life but it seems like I feel like everyone is cheating to be successful. Life is really unfair. I like how independent and financially freedom you are nicole. It feels like I am so far behind. I am afraid of working too hard and smart that the one that I have been working on will end up taken from me and stolen from me... ☺️😇

[@maverickamborgo5947]

Patiently waiting...😌☕

[@NicoleAlbaYT]

Nice may kape habang naghihintay haha 😄✨🍞

[@erikacolecaluntad1791]

Next video, how you use Union Bank for Bitcoin.

[@luispaoloagbisit0521]

hi nicole! gawa ka nman video paano mg invest sa crypto

[@Chris-qp7wl]

Ate, I'm a 17 year old trader earning about 10000$ to 15000$ per day, hindi yan biro, to be short millionaryo na ako na trader, I just want share about my job but it involved high risk meaning you will lose all your balance every time. Gusto ko mag 18 kasi mag patayu ako ng bahay at may debit card na ako heheh, 21 years old lng ang pwede mag credit card, My life isnt easy as a day trader better to understand the risk before you engage this activity. :)

[@carolinebitbank5552]

love your video

[@gideonplays8687]

Yaman ko na sana, nagising lang kaya napadpad ako dito

[@francislorenzodiaz]

Wallet by Budgetbakers video plss!

[@bakitakonandito4828]

Yayyyyy 1 minute nalang

[@NicoleAlbaYT]

Thanks sa pagattend ng premiere! Sana nahanap mo reason mo kung bakit ka nandito haha 😆🍞

[@fleurasmr6620]

Hiiii, I've been watching your videos, I really like your content. I hope you can do videos regarding how we should pay or the process in paying the taxes of the gains of investments. Been wanting to invest for a long time, but I'm afraid hassle yung process ng pag pay ng tax because I also have work.

[@mariontinio8667]

Why maintain traditional bank accounts when you already have high-yield digital accounts?

[@NicoleAlbaYT]

Because traditional banks offer other products besides just a savings accounts. Digital banks are mostly just savings accounts palang, but traditional banks also offer credit cards, loan products, and more. In the future, I might also need avail of loans, kaya I prefer to maintain traditional bank accounts to establish a relationship with these banks.

[@mariontinio8667]

Thank you!

[@mutocmarcog.6178]

andaming cards and accounts hahaha. napaka-informative

[@什麼應用-c6q]

For profitable investment👆,

[@jhalmatuguinasonting1077]

Ate nicole anong mga books mo review naman pooooo

[@什麼應用-c6q]

,For profitable investment👆

[@nikorrstudio]

Thank you for the video po! Do you have an update budget financial tracker in spreadsheet po for 2022?

[@alenabarros]

I love Singlife. It has no agents!!!!!

[@jowelllabucuas454]

Yes yes new video..

[@NicoleAlbaYT]

Yes yes Jowell may new learnings 😄✨

[@rolansanchez5040]

Idol pwedi ka ba gumawa ng Video about Kay Leefire?

[@renyelromanillos2295]

Hi po, can u make a video of how you manage your time hahaha. I feel like ang dami² mong ginagawa pero kayang-kaya mo parin gawin yung mga gusto mo. And what time do you usually sleep po? Hahaha matagal ko na po pinapanood mga videos mo at marami akong natutunan, I wanna change my mindset kagaya ng sayo po pero ang hirap hahahaha minsan i get distracted kase.

[@什麼應用-c6q]

Hi..

[@aeronx3772]

bpi preffered? sana ol po hahaha 😆. Manifesting! 💫

[@什麼應用-c6q]

Hi,

[@ondieflorano623]

i simplified my account i have bpi credit card mabilis kasi mag update everything else union bank

[@Rienvincible]

Thank you po Ate Nicole 😊💞

[@NicoleAlbaYT]

Thaaank you for watching!! 😄💙🍞

[@dyaninililevamuievos228]

Can you tell us more about crypto?

[@9roundkid]

Idol na talaga kita...

[@什麼應用-c6q]

For profitable investment👆

[@shantysingh6788]

Hello how are you big fan of you I am india 🇮🇳 from punjab 🇮🇳 😊 💖

[@lirasalas2]

i need this rn, I've been overspending 😢

[@zenceretv]

Hello Nicole i hope you make a video on how to invest on US Stocks/US Mutual Funds such as S&P500

[@leonardturiano]

Thankyou

[@heisenberg9335]

I just want to live my life 🧠🤯

[@aebiseven]

review po sana ng paymaya/maya crypto next vlog po. thank you po

[@pOle89905]

Used to have ING when nag open sila 3yrs ago ata yun tas closed din after lalo nung nawala ung 4% pa interest nila, tas opened a new one, di man malaki rates nila compared before or vs Tonik they gave me 500 pesos gift, so pede na. Plus, they're very reliable in terms of moving funds. Tonik, new fave digital bank :). Haven't tried KOMO and lastly, mejo not a fan of CIMB...

[@什麼應用-c6q]

,,Hi

[@什麼應用-c6q]

,For profitable investment👆

[@chrisc5991]

I recently spent 5k on a wireless headphone and my family thinks I'm a spendrift a;ready not knowing that it helps me finish at least 2 audio books a week while doing some work in our tindahan