Shannon Sharpe & Chad Johnson talk going broke in early NFL careers | Nightcap

[@TALLBOI13]

I went free agent to the Vikings in 2011. Signed for 50k, when I got my check it was around 27k . I ended up getting released and then having a hunting accident that kept me from going to the patriots. I was able to earn my masters degree while at THE U. it’s because of that and Gods blessing I’m where I am today. I am a commercial tire salesman with a 90k annual salary and I’m living better than I ever would have if I would have still been in the NFL. many of my former college teammates who went on to play for 7+ years are barely living better than they were when we were in college. Sometimes structure is better. Chad use to work out with us and preach the same things back in 2008. It really isn’t all what people see. Much love

[@brianclark3107]

The Blanket ✊🏿✊🏿

[@meetch4]

THE U!!!!

[@Canedude08]

Good to see you using that UMiami education. Wish more letter winners took advantage of the free tuition deal.

[@TALLBOI13]

@@Canedude08 nothing about my education was free, but then again what in America really is. I’ve got more scars and broken bones then the average man but I also have the discipline, drive, and so many other characteristics I learned or that was instilled in me that have propelled me to be able to live the way i prefer. So while I would say my education may not have cost me anything monetary, it was just payed for by other means but I do know what you mean brother and I really appreciate that.

[@YoureEasyToTroll]

God isn’t real but congratulations

[@gatienlaurol5793]

Shoutout to Dennis Northcutt for looking out for Ocho! For a division opponent (he was a Cleveland Browns receiver) to take the time and effort to look out for another receiver is amazing. You’re a real one 💯

[@azcali79]

🐻⬇️

[@MrHennessyROB]

Facts

[@Dusterbugless]

It’s a brotherhood. Dennis didn’t make a lot of money either

[@Fruit17-ip4vl]

Chad and Unc are telling it like it is! This is a lesson for ordinary Americans as well!

[@allenwinters8103]

Exactly jobs will just fire u and jobs close in a blink of a eye

[@jesseyiadom5381]

@@allenwinters8103 facts so true

[@Suhmstank]

Money is a lie to get people into buying things that are worthless!! Jewelery,cars,ridiculous mansions when you could have owned multiple properties and improved your own communities. But nah its cool just move to the big city and jump in the rat race

[@OfficialbadboyDiddy]

Man I'm blowing that bag I ain't gone lie. Life wild as it is.

[@ericday4831]

I own clean Maryland, Septic LLC i made 350k my first year and blew it partying and taking care of family. The next year i hired a cpa and tripled my profit. I learned to be financially responsible. The coa said if you don’t follow my instructions i dont want to do business

[@joseph_M]

These are the stories we stay for 💯

[@damonwylie4501]

Church !

[@makepeaceu]

This was so needed. Not gossiping like so many about other people. This was great.

[@6lemans10]

30 for 30 broke is an excellent documentary.

[@carlhenderson7254]

That was awesome and an eye opener.

[@lh5567]

Agreed!!!

[@gregvasser6944]

Andre Rison was told by the owner of Atlanta falcons when he was there live like a king for a day& a prince the rest of your life,Andre didn't listen end of his career owing the IRS 400k.

[@drvegapunk3299]

Thanks bout to watch

[@mikehill584]

Yes, I going to show it to my teenaged sons. Best documentary about finanical discipline.

[@shewr4664]

Best podcast ever… plse do more of these you hv no idea how many ppl need to hear this! Financial literacy n also financial discipline

[@khrisbmusic6091]

I enjoy when you guys talk about money and finances. It definitely helps me become more financially conscious

[@aprilbragg1846]

You were my Masterclass today! I teach HS Business courses and for my football players who will not complete school work because they say they don't need to know about taxes, financial literacy or business operations. Thanks for emphasizing discipline in finances which they dismiss its relevance. "How you do some things is how you do everything". Thanks for making my business lesson relevant today. I sincerely appreciate you two.

[@wealthsolutionz]

You have to make some clips of this and play it for them

[@limbeboy7]

Dumbest thing I ever heard. My high-school classmate was the late Philip Lutzenkirchen. (RIP). Even after winning National championship with cam Newton at auburn he had a hip injury. No nfl team if paying max contract of you injured rookie. They won't need the education right?

[@Katie-tk3me]

I respect Shannon for being a provider for his family 👏🏻👍🏻

[@JBALLER02]

Hahaha! That is why most athletes go broke.. taking care of a bunch of broke family members.. teach to fish instead

[@ZacharySturgeon-bq5fj]

​@@JBALLER02smfh

[@Onyyyxx]

Bravo to Unc and Ocho for talking about this. This stat is from Google: By the time they have been retired for two years, 78 percent of former NFL players have gone bankrupt or are under financial stress; within five years of retirement, an estimated 60 percent of former NBA players are broke. By shedding light on this subject, hopefully fans and players will realize just how serious it is to learn the discipline that Ocho was talking about.

[@MrDiplomatSwag]

Man the NFL and NBA been around too long for players not to know the reality after the game. Only solution I would recommend is due to irresponsibility is a percentage of the players check being held until their retirement day so they can have that and a pension.

[@danzellbanksgoree23]

@@MrDiplomatSwagIf players would use their first big contract and buy land with a quarter or half of whatever they entire contract is, just let it sit and forget about it by the time they retire I’m sure it would have appreciated they could keep it or sell it.

[@Fruit17-ip4vl]

Yes to both of these brilliant comments! ❤😎 You have to talk about it and Chad is a great spokesperson for this along with Unc. These players need a pension/retirement taken out of these checks! I am retired and healthcare is very expensive! I am driving a 2008 Honda Accord! How many cars and houses does a person need? As you get older, your health will become more important to you!

[@kwahliijohnson4874]

Can’t blame nobody but the person

[@jaywin9048]

The NFL allows bad agents to represent players. Watch the 30 for 30 'Broke', shows the whole gamut.

[@cedricraywilliams]

I wish more guys would listen to y'all stories. Everyone thinks they're smarter than the people before them. The game don't change...it just gets new players. ✊🏿

[@acj902003]

This shit applies to us middle class tooo damn crazy!

[@xxmoniquexx1966]

Ain't that the truth!!!! What's on paper is totally different from what it really works out to be.

[@DueceSpice]

MIDDLE CLASS S A MYTH..INFLATION IS AT A ALL TIME HIGH..

[@tswagg504]

@@xxmoniquexx1966 That’s why I calculate net pay whenever considering a job opportunity. Gross pay means nothing.

[@mrwhodatallday504]

🎯🎯🎯🎯

[@tswagg504]

@@mrwhodatallday504 ⚜️

[@rayj.9568]

This segment is pure gold. The lessons of fiscal responsibility and not seeking to impress others is worth revisiting. Shannon's agent gave him some precious money saving advice.

[@tonytemple4351]

💯

[@donaldverani3794]

“I’m not going broke f*cking with you.” Tough 🤯❤🔥👏🏿👏🏿

[@amaddenmind4597]

"I'm not going broke fkn wit you" Sterling wasn't playing 😂

[@mrwhodatallday504]

😂😂😂😂😂

[@jodiburrell6978]

Powerful!!

[@Dusterbugless]

Exactly. Because his brother is his idol. That woke him up

[@saintsataniko2116]

Sterling was a legend at South Carolina and took that straight to Green Bay where he put up Hall of Fame numbers until he was injured. But at that time he didn't even get a fraction of what Shannon and Ocho made in their careers.

[@williest1]

I wish more young Black men knew about the power of COMPOUNDING INTEREST. When you put away a large amount of money and don't touch it for an extended amount of time, every year of earned Interest adds on to the previous year and expands exponentially! 📈

[@MrMan-fx3ow]

We understand it, most young black men are just functionally broke. Saving all your money and cutting lifestyle expenses when you’re young negatively affects your potential dating options in the short term in a major way, that’s the main reason why young black men don’t do it. If you think you’re gonna live in a lower end apartment, drive older cars, have just a decent wardrobe, not spend a lot traveling and actually keep a pretty black girl around you can freaking forget it. The average income and the societal expectations from young black men are severally out of whack based on the economy. The majority of the black youth are not growing up in traditional homes and that’s why everything is so toxic in the dating pool. We understand that you’ll be rich by the time you’re old if you save almost everything, but then at that point you’re just a rich old trick.

[@IAMcousinofgroot]

@@MrMan-fx3owthat is the basis of why black men date outside of their race. The nuclear black family has been ruined by media but the black man has always been valuable in the eyes of most women. I have always been frugal and earlier in life the only attention I got was from white or Asian girls. Now I’m older and have a great career and own my home outright and make a lot of money to travel and now black and Hispanic women look my way at the same clip that other races do. It is a shame really because one of my first girlfriend was a ride or die chick and was with me when I was just getting started and she is Asian

[@boogy1033]

Y’all so obsessed with race in America is insane

[@MrMan-fx3ow]

@@boogy1033 our origins are slavery dude, it wasnt really up to us. Are we supposed to pretend like we don’t have a higher chance of being killed by the police just so you’ll like us more?

[@tswagg504]

@@boogy1033 It’s not insane at all. We have alive grandparents who couldn’t walk on the same side of the street as whites in their youth. That means race was a big issue in recent history. It’s ingrained in our identity.

[@jefferypatten7681]

Like how he said family told his brother and sister don't worry about money I got you😢 real man family man

[@hadbl12]

Fellas… this is so needed… thank you all for this.. I don’t make football money, but you don’t have to in order to benefit from this information…. Keep it up

[@MonicaCoble]

Exactly!!!!!!!

[@CoBeMuaDong4100]

it doesnt matter how much you make really, its how much you keep. I used to not have any excess money and barely able to keep up with rents, utility cost and food, now that I do make a lot more, I still dont really spend more than I used to, only big purchase i made in the past 3 years was buying my mom a house and have her retired

[@treyjames1205]

Shannon is dropping SO MUCH financial knowledge here. He invested 1/3 of his earnings and didn’t touch it for 20 years. That compound interest had to have been crazy.. He was probably making 70-100 k a year just off interest towards the end. He also pays taxes quarterly.

[@samn3276]

His agent embodied the “Richest Man in Babylon”

[@Teabagonyou]

More than 70-100K. Probably closer to 200K without doing anything. Now you can get 6% interest on cash. Because they can charge 12%-20% when they lend it.

[@youseed1]

You just need 1.4M to get $70K a year in interest. He has way way more

[@topgun8219]

​@@youseed1 more like 1.1 or 1.2

[@raymondqiu8202]

It's literally just saving and investing what you got. Nothing to do with 1/3 or whatever. Just spend less and invest more. Y'all make that out to be super special or something 🤦

[@tae5257]

I see why Chad Soo frugal he learned his lesson early in his career and he been good ever since

[@jivangill]

He been smart man he understand NFL stands for not for long so if they don’t invent or save they in big trouble

[@Fruit17-ip4vl]

Yes tae5257! A lot of Cars, clothes, shoes, jewelry, houses plus family and friends on your back will keep you broke! Having children with a bunch of women who do not have your best interests at heart will guarantee that you’ll have less! Chad learned the lesson early!

[@jivangill]

@@Fruit17-ip4vl Yeah I agreed man

[@craigman7262]

@@Fruit17-ip4vl bruh even smart people like doctors and lawyers. i know two doctors that just got they first job out of residency and bought Mercedes and new house.

[@joshbeck1456]

​@@Fruit17-ip4vlheard Dennis Rodman would spend 10 grand a night partying.

[@itachiravenn2671]

That’s one hell of an agent. Dude completely thought about not just uncs future but his kids future as well. Yeah I’m sure he made us money obviously but he set unc up for success early and had set for the future as well in case anything happened. That man said Shannon we gonna create generational wealth for you.

[@troyc7726]

This is what makes yall show the best

[@ferrynpalmer3875]

My brother in law played with Ocho in Cincy.....he's telling no lies right now. Good on you Chad!!!

[@Bigwes91]

Tell him let me get an autograph 💀

[@ferrynpalmer3875]

@@Bigwes91 .....my brother in law? Sure! Lol.

[@Bigwes91]

@@ferrynpalmer3875 yeah I’m a Bengals fan lol

[@ferrynpalmer3875]

@Bigwes91 ....Herana-daze Jones is my brother in law. He played safety and was a special team's ace. He got a pro bowl nod for his special teams play, but hurt his elbow and had to bow out! If you're serious, I got you! He'd be over the moon that someone wanted his signature after all this time! Lol Edit: He went to IU...if you ever went to spring training in KY and heard Marvin Lewis yelling "Indiana!!" at someone.....it was him!

[@Bigwes91]

@@ferrynpalmer3875 dude honestly that’s ringing a bell because if I’m not mistaken that would be after the playoff loss and had a set back year… And I remember being confused that special teams has a spot in the pro bowl because there was also a guy on the Chargers that got it…

[@jodiburrell6978]

This segment is so powerful!!! Thanks Unc and Ocho

[@brandnushooze]

This is definitely a conversation that our community needs.

[@blackice3395]

And this is why you guys are the best!

[@ederf23]

That agent is a complete utter badass! As a financial planner the level of care and fiduciary duties displayed by that agent is what i strive for. When you got an agent like that who works for you and your goals… damn so cool to hear this side cuz more ppl need this type of planning no matter the dollar value in their bank

[@daylonmonette1847]

Dennis Northcutt a solid dude. I coached his son in baseball

[@Dusterbugless]

He wasn’t a star, but he was fun to watch. He would run through a wall for you

[@AntonyC83]

Real talk from guys who know what they’re talking about. Keep up the great work 👍👍

[@darrylhicks3947]

“Family over everything. And I don’t play about my family.” Unc a real one

[@D-Engineer99]

Shannon and Ocho, giving a master class in finance. They should play this segment for all pro athletes.

[@fosejay86]

Money talk, we all need this

[@boys2GODS]

I'm so glad y'all shared this! I hope all the young guys watching this get the message and learns the lesson.

[@KellyEwing-ow5dp]

I love the 30% rule and looking out for your family first. These are principles that can be applied to any salary level. Thank you guys for being so transparent.

[@latanyaedwards2536]

You guys need to start a financial course for the common folks. I love this! Remarkable! Love you guys! 😘💋

[@matthewzervas7308]

guys this is great. this show has hit an incredible stride. one of the best shows around in any media.

[@frankquattlebaum6126]

A good man leaves an inheritance for his children’s children. Shay got the right idea. Unc ain’t never lied about that 90s phone bill😂😂😂. That ish was crazy

[@tlamont7]

“I’m witcha when you right”😂

[@jackiescott7807]

❤❤❤❤❤

[@tilunet76]

This duo right here is a blessing to society!! Repect to you guys!! Helping millions a soul at a time.

[@Xxx__ANT__xxX]

This is probably my favorite conversation from you guys! We need more athletes to honest about money it doesn’t last forever.

[@Chiown320]

They never talk about the wives part in players going broke

[@8thGenn]

They can't, the women will shut down this show 😂

[@robgreene9680]

they mentioned it when they said you gotta get your girl one of them cars but women is a expense that don’t even need to be brought up we know how women can be your financial down fall

[@luckymekennels2635]

They also said watch out for gold diggers but if you get caught up with 1 make sure you always pay your child support 💵

[@WordsMatter1982]

What's understood doesn't need to be explained.

[@damonwylie4501]

Never !

[@myjazzvibes]

Thank you. Needed these words to apply to my own financial situation.

[@chanteleanthony5054]

Like Eazy-e said, "When the money is gone, a bitch is in the wind."💨💨

[@thepoeticbutcher3370]

…..was that from Trust No B***h? Penthouse Players??

[@Armedandfat]

🙌🏻

[@matthewkirkland6497]

I guess she’s always gone with me 😂 😆

[@Hawkeyes319]

@@matthewkirkland6497lol broke ahhh nihh.. you’ll be iight bro ✊🏾

[@chrismillion]

😂

[@Dukeisblessed_504]

Man I love these conversations Unc & Ocho!! 🔥💯💪🏾

[@Kelly-l6b]

I have more respect for Shannon Sharpe taking care of his family he didn't let the fame or the wealth get in the way of that and I'm so happy that he did that for his family

[@lukebenjamin6601]

Man I read a lot the comments of all these people that love night cap. I just want to join in and show some love to y’all @Ocho @Unc. You guys are doing your thing and I love watching you guys both on the daily and watching y’all blow up. All love ❤️

[@aarondavid2292]

one of the best episodes yet…down to earth and necessary

[@randysjanitorial9916]

Dem cell phone bills was wild back in the day. Roaming charges was a straight scam

[@tommyfu9271]

I remember the first time I went to Vegas in 2005 I didn't even turn my flip phone on the entire week bc of roaming charges. Unlimited nights and weekends were amazing!

[@nelson_robinson]

Having to wait until after 9 or the weekends to talk lol the good ol’ days!

[@tommyfu9271]

@@nelson_robinson i just remembered first incoming minute free as well!

[@NickyLo9464]

I remember those days😂

[@emmyboss3260]

God bless these two. I’ve gained more knowledge listening to unc talk about life than I’ve learned in my four years of college.

[@ianditwin7443]

This is dope. Brothas like you two are much needed. 🙏❤️

[@dayanna997]

Taking this good advice into my personal life today. I want to thank you for sharing with this with is today I really appreciate it ❤❤.

[@kennethsmith9574]

Man, I love these dudes. Putting that positive info and your experiences (good and bad) out there for youngsters to grab. Thanks brothers

[@TheWeylow]

That roaming in the 90s was hell 😂

[@shoobleary2415]

Great episode need to talk more about this

[@nedbosavage9458]

This Segment Is Going To Age Well

[@edwardthedriver4967]

Great conversation guys ! I love when you talk about Finances.

[@ShawnRakar]

19:15 dude, that’s really touching. 😢 damn, I hope it’s still like that in the league because camaraderie is huge.

[@Rezdagoat]

This was needed for a youngin like me. Appreciate y'all Fr !

[@wcfunkenstein]

This is probably their BEST show, and they need to take this topic on the road; to high schools, colleges, to the financial planning classes of professional athletes, military transitioning programs, etc. Thanks Unc and Ocho for sharing!👍🏿✌🏿

[@belindalindsey607]

all present and future players of all sports should watch this and take heed. This is some good information.

[@lilliewynn6335]

Love you guys. I enjoyed this conversation regarding saving a few pennies for a rainy day. ❤

[@bradyoung1714]

You know, I never really heard Ocho talk or do interviews fo some reason during his days playing, but he seems like a cool dude

[@kennethyoung4892]

This is an excellent episode. They should do more episodes like this

[@Nikki_B.]

Ocho be cracking me up when Unc be telling stories three words lol I love you 😂😅😂😅🤰🫃🫄

[@damienchristopher4932]

Much respect to both you guys. So proud of each of you

[@timroyal4309]

Unc n ocho are the very very best.they tell it like it is.keep up yall great work.

[@hlg2491]

Best advice available to anyone regardless of their situation.

[@divinemattress]

“A fool and his money sall shoon part ways” 😂😂 love ocho

[@tswagg504]

All rookies need to see this

[@joellopez8239]

Shannon and Chad are the best! Speaking facts!!!

[@kevinwong9667]

Reason baseball players get paid so much is because teams don't have a salary cap. Also baseball players unions are way stronger than in NFL/NBA. In NFL, everyone trying to get paid quickly instead of holding out, and there's always someone next in line willing to work for less. NFL players could learn something from baseball players about self organizing and sacrificing for better pay.

[@certifiedchaos4643]

Most baseball players defer their payments. So if I make 30 mill if you defer it u will only receive 5 mill. Baseball guys are ahead of the curve

[@courtlandsoulja2]

Exactly ! If everybody did what Lamar did it would work. Know your value !

[@ATLsF1N3ST91]

​@certifiedchaos4643 That's literally a lie... MOST baseball players don't make millions of dollars, period. MOST baseball players, make $50k-$120k per year in the minors. They don't have the ability to DEFER anything. Stop lying on the internet. Most baseball players go BROKE too. 4x the national average, MLB players go BANKRUPT within 5yrs of leaving the major leagues. They aren't AHEAD of any curve.

[@darrellmcnair9858]

But where does the money come from is what he is asking.

[@ATLsF1N3ST91]

@@darrellmcnair9858 ....162 game season, ticket sales... TV deals... Jersey Sales in baseball are INSANE. They just make a boatload of money in the sport. It's not confusing.

[@thewatcher8343]

Baseball has 162 games in their regular season. That’s 162 times in just the regular season for ticket sales, concession sales, merch sales, and that’s before you get to tv deals, advertising, and sponsorship. and the price only goes up for everything in the postseason and the World Series. And also baseball doesn’t have a salary cap. These are some of the big reasons why mlb makes that kind of money to pay players those huge contracts.

[@juspulluponme1594]

Exactly.! Just with basic understanding that’s almost 10xs the amount of games so you can kinda guess how much money is generated

[@thewatcher8343]

@@juspulluponme1594 yessir! baseball is the most “grindiest”, tedious, & difficult sport of them all…but goodness you get rewarded on the back end if you stick it out

[@puzzlepiecemedia]

So do they make a distinction between ticket sales and attendance? Cause like Ocho said some of those games be looking very empty. So are those tickets being sold and people just don't go to the game for whatever reason?

[@thewatcher8343]

@@puzzlepiecemedia they’re all tied together. but it’s still 162 games man. but you also have to factor in that teams with poor attendance like that don’t usually have big time players on their teams. If you have time, compare the payroll and attendance of the dodgers vs the white sox. baseball’s lack of salary cap is a problem to some ppl. because teams like the dodgers and Yankees can horde talent and payout huge contracts that smaller market teams can’t possibly afford.

[@ebrat4318]

Dude why are you writing a book😅. MLB revenue is around $11.6 billion. Hence, the NFL is generating around $18.7 billion. These can easily be research. Teams like Steelers, and cowboys can have 25 to 30 millions average viewers in a regular season game.

[@blaycetherapper]

This is my favorite topic they’ve ever discussed on here. This is real

[@madear112]

Wisdom and discernment...

[@gamecast10]

I gotta say, it feels good to hear financial talk from people with a similar backround as me. I didnt get that when i was younger.

[@anthonytomlin7800]

Dennis Northcutt was a Arizona Wildcat legend

[@SammyA.]

Northcutt was a God on campus in Tucson. I was there!!

[@ericday4831]

Love stories like this. Listening to great free financial advice. Being Discipline isn’t easy

[@tonybayarea]

Deion Sanders, Tom Brady, Peyton Manning, Eli Manning, Michael Strahan, Pat McCafee , Shannon Sharpe, Chad Johnson, Charles Woodson. The only 9 former Players in the past 20 years to still be making $Millions after they retired from the NFL.

[@royalty843]

Troy Aikman too

[@tonybayarea]

@@royalty843 , correct. Troy Aikman & Tony Romo too. TV Broadcasting $ & other endorsements.

[@Milton-tx6wp]

Ryan Clark

[@WhyFacetattoos]

​@@Milton-tx6wprc probably making more off the field. Probably 500k a year on ESPN. IDK how much he make off his pod

[@DorisAcheampong-sv7qj]

Terry Bradshaw too.

[@GarrettTaylor-v9i]

i love when my brothers talk about saving money and doing the right things with it. keep informing the youngins.

[@frankrothstein5645]

Thanks for keeping it real

[@bigmoed4321]

This show is priceless most people don't understand money

[@moneybagz82]

Don't u hate it when ya money jump funny?😂😂😂

[@EpicEchoPro]

😂😂

[@amaddenmind4597]

😂😂

[@sayitoutloudchp]

*This was a good one! I love how the players look out for each other*

[@natashamatlock2502]

This is a good session and I’m glad they are having this convo

[@kevinwilliams8951]

This conversation you just has is great saving money, I love being cheap I have never owned a new car and I'm sure I never will. All I like is old school and I don't mind working on my cars or homes it's a blessing listening to both you guys thank you!

[@damedoop]

These stories be 🔥🔥🔥🔥🔥

[@shawnstallings2459]

I wish y’all knew how much this convo has helped me!! I work and own a janitorial cleaning business. High mortgage payment. At 33 years old but I’m blessed!! I’m not making a million dollar YET but this has inspired me to seek a financial advisor! Thanks guy!

[@shedrickturner7758]

Excellent conversations 💯💯

[@dmuhammad3971]

Best discussion on the interwebs thus far. Thank you for sharing your stories.

[@ctez1023]

This is a great post about money. They told some great stories

[@FredWilson-b8k]

UNC, I love your commitment to family. Thank you for giving us the REAL skinny on the pro athletes financials.

[@humbleguy2010]

This was Golden. I know it went over the heads of many.

[@GodsGlory-x3v]

Straight from Baltimore Shanon I feel you unc I respect that because their is nothing bigger than you and your family

[@legatodrahggo2105]

That Rick Flair Woo took me out 😂

[@bil6548]

love the stories about the initial struggle in the NFL

[@jeremylowe8154]

Dennis Northcutt a true og looking out for a division rival that's unheard of but thats love props Ocho for hitting him back on the ASAP. Bengals 🐯 and Browns 🐕

[@evelynmcknight4644]

Adversity can be the greatest motivator. I’m proud of both of you. I watch you two everyday. I love the stories. Keep up the excellent work.

[@meicealways5842]

I loveeee that they always talk about finances on this show but i loooovveee how long this segment was and how they both shared their misfortunes with money but was able to turn it around! Salute to them both

[@Far7rom]

So many gems in this one.. very inspirational.