You’re not behind: Why everyone SEEMS to have more money than you

[@nischa]

The free '4 Step Routine' masterclass I mention in the video: nischa.me/wealthmasterclass

[@3reth]

Will you have this available on your channel afterwards?

[@CryptoGainsChannel]

i Subscribed because your are super beautiful :) and have a awesome mind. & i know we will meet each other in the future :) ill see you soon nischa :)

[@madhurimahalder8714]

Unable to open

[@dushyantfoujdar2504]

there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal

[@melike1984]

“Comparison is the thief of joy,”

[@rogermoore8977]

That should be put in granite.

[@dadtips4924]

It can be viewed that way or.. Comparison is what drives progress.

[@moulyg7968]

I don’t care other peoples. I like my life as it is. Don’t care the car you drive, the house you own and so on.

[@rogermoore8977]

@@moulyg7968 they must plant an anxiety that you’re getting behind or you’re not good enough.

[@profitmix441]

Amen

[@Tonyrobs2]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

[@SeanTalkoff]

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

[@DonaldStokes-p]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@PASCALDAB]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@DonaldStokes-p]

My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@PASCALDAB]

Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.

[@sismachine]

Fun fact: 90% of people who have more money than you don't flaunt it on social media.

[@arresthillary9502]

truth

[@makeitcount8164]

you think so?

[@MrCherryzz]

I was an assistant manager and one of my employees had a nicer car, nicer phone, nicer clothes, and nicer accessories than me. But I know he made less money than me. So turns out he is in about 16k in debt for all of those things and is struggling to make ends meet. While I was at he salary a few years ago, but I have no debt and I was able to save enough money to purchase the house I currently live at. A majority of people just don't know how to live within their means.

[@whatevergoesforme5129]

@@MrCherryzz Although that is usually the case, there is another reason why someone looks wealthy, but this is most probably the exception. Maybe that person actually comes from a wealthy family. I had a colleague who earned the same salary as myself but everything she had was better than all of us or she had stuff we didn't have or she could indulge in activities we all saw as luxuries. Turned out, her family was rich and she took that job because she just wanted to do something.

[@AnaSchultz-kx9tq]

​@@whatevergoesforme5129Exactly. It's usually the case about most people I know. They make not much but inherited nice houses, objects and money. Their parents give them travels and nice stuff. Thus they really are richer then me despite having lower paying jobs and not saving at all. Is how life is, unfair

[@RobDog-l8v]

I've recently joined the millionaire club after years of saving & investing. I drive a 12 year old hail-dented car, still get around in jeans and sneakers -- I just don't feel any particular need to display wealth. There's a difference between being wealthy and looking wealthy...

[@joecummings1260]

Me too, although a big part of that is tied up in commercial real estate. Although I am liquid enough to buy pretty much any car cash. But yet I'm driving a 2005 Malibu with bondo patching a couple rust holes. I paid 1700 for it 4 years ago. The only major expense so far has been I put new tires on it at about 450 bucks. People's cars keep them poor

[@michaelwebsternz]

Might feel differently when you get to decamillionaire, I know I did. Although I'm still jeans and a T-shirt. I like to fly international first class rather than economy now.

[@genxx2724]

@@michaelwebsternz I have horrendous spinal hardware, and when I am able to travel again, it is going to have to be first class because of discomfort and pain.

[@TamasLukacs-ltommie]

starting to wear quality dresses isn't necessarily a displaying activity.

[@RafikiusMaximillius]

You can't display wealth. You can only boast about it. Even when you are in jeans and a tee-shirt money is no object is also a mentality. You pay the bill you are seen as wealthy. Right now, you are seen as a millionaire. Just boasting. I love not having. Anything.

[@business-advice-that-works]

I learned two lessons in life, long before I started on the path of entrepreneurship. 1st - If you can’t learn to be happy when you have a little, you’ll never be happy when you have more. 2nd - If you can’t learn to manage your money when you have little, you’ll never be able to manage your money when you have more. Now I have a lot of money. I still drive the same “fix-it-and-it’s-free” car, I still live in the same apartment as I have for almost 5 years, and I prioritize time with my kids and my mental health. The only things I spend money on are things that I truly enjoy, like a decent piano, a guitar and drum set for my kids, travel with them, and a cinema camera because I enjoy filming. And you’re right, I don’t have the time to care what other people think…. And as time moves forward I’m less concerned with that too.

[@jacintambuthia2839]

👌Say no more💯

[@johndoe2769]

NPC ​@PatrickWieland1_

[@Neddie2k]

The truth is that other people only care about themselves, they don’t care about you.

[@onlygoodfor-you]

Sounds great! Can’t agree more

[@neiltitmus9744]

They earn more and spend more than they earn probably

[@Joe900-px3nt]

Focusing on personal joy really resonates with me. I retired at 55 with $250k, believing it would be enough, but rising healthcare costs and inflation have made it challenging. Even though each withdrawal affects my savings ability to grow through compounding interest, I wouldn't trade the freedom and joy I've found in retirement for anything. Looking back, I see how crucial it was to plan carefully

[@GoryNych-ru3op]

I'm almost ready to retire, and having a fund manager has been incredibly beneficial. Since I started investing later in life, I couldn't rely solely on compound interest from index funds. I've managed to earn more than some long-term investors. I'll be retiring with at least $4 million

[@Joe900-px3nt]

Your fund manager must be excellent. How can I get in touch with them? I'm worried about my retirement portfolio and could really use some guidance

[@GoryNych-ru3op]

I usually avoid making specific recommendations since everyone's situation is unique. However, having worked closely with Emily Ava Milligan for years, I can attest to her great service. You might want to see if she meets your criteria

[@GoryNych-ru3op]

I looked up her name online and found her page. I emailed and made enquiries. Thanks for the help

[@SilVia-hs2kb]

250k wouldn't be enough to retire at 67 with supplemental social security nevermind at 50. I think you should have done your homework. Sorry about being blunt.

[@joanramsey4002]

The biggest investment in yourself is looking after your health. All the trinkets in life will mean nothing if you haven't the energy to enjoy them. Nischa, you're so right about the appearance of wealth. I worked in a bank and saw how people were spending their money. It seemed that professional people were the most keen to out do each other and had maxxed out their overdraft facilities. All about ego in reality.

[@atimnile2401]

Couldn’t have phrased it better!!! Good health till your Golden later years in Life is your greatest asset; as long as you’re not starving & have A roof over your head !!! All those material things are just for show !!! The exception is if you’re a millionaire or super wealthy & can afford it !!! But all in all ; Good health is all you need.

[@genxx2724]

I read a comment from a former bank teller. It said the people with the fancy clothes, flashy car, and demanding, rude behavior were in debt and bouncing checks. The wealthy people wore old jeans and drove old cars.

[@pheebschen5296]

The thing I like about your approach is that you don’t put someone down in order to feel good about yourself. Everyone has their own journey and lane to strive on, just like driving in highways. Everyone exits the ‘highway’ with different destinations in mind, so no need to compare as much.

[@Wubby805]

Very well said!

[@ninji5226]

My wife is insanely good with money and after meeting her I've really learned to understand the relationship of debt to income. I was hell bent on getting a new motorcycle recently but with interest rates the way they are and having a truck payment I knew she wouldn't be happy about it. It made me crunch some numbers and realize it was a bad move right now. Sometimes its just that pause and reality check that makes an old thing seem not so bad and the thing you want can still be had when condition are more favorable. I could easily afford a bike payment but why give the bank thousands more in interest because I'm impatient and once my trucks paid off I can throw that payment at the bike and pay it off in half the time. The hardest hurdle I think for some is "I can, therefore I should".

[@lfgoooo]

Sad reality is most people have been living their lifestyle on low interest rates, now rates have become much higher, people are less likely to reduce their lifestyle...

[@barbaralachance5836]

Yes it's ridiculous, I'm from Canada and people are so irresponsible with credit. Everything is bought on credit and now that the interest rates are high they cannot even pay the interest on their mortgages.

[@cniht]

As a natural saver, I always feel I'm 5-10 years behind where I should be. At the same time I think this comment is completely correct, and it has been a major contributor to inflation. It's unfortunate that people who do the responsible things have to wait till things implode to actually benefit from it.

[@David-135]

@@cniht Inflation is by definition caused by the increase in money supply.

[@Syzygy_Bliss]

@@David-135sure, and why’s it increasing? Cuz people are saving less and spending more. Partly to fit in socially and partly because living costs are outpacing wage increases cuz most of the economy consists of luxuries rather than necessities (which means that more money can be extracted from you until you can only afford the necessities and nothing more).

[@woodrmp1]

@@barbaralachance5836yep I’m from Canada too. No shortage of 20 something “bros” driving around in leased BMW’s while they live with their parents and the lease payment is 1/3 of their income at the local warehouse

[@anthonyyoung626]

I have learned to effectively fight Bright Shiny Object Syndrome--the desire to buy some expensive product--by waiting three or four days. Invariably, the desire to buy that product fades considerably and sometimes totally. The money I saved by not buying and is still in the bank is an emotional bonus.

[@doriskurzz1798]

Your right, if you wait a few days to purchase that bright shiny thing, you actually don't really want it.

[@peelit4610]

If I still want it, I find a way to budget it in. Without stuffing up my essential spending.

[@Miakel]

I do this on ebay all the time, 95% of the time I don't regret not buying it.

[@mimicallsit7675]

That piece, "you don't know what you stand for." Well stated, I needed to hear that.

[@ManTeera]

Felt that too 😂

[@qqqcalls]

I do Uber Eats in Los Angeles so I get a view at the wealth in the city. I understand some of the wealth I encounter, but I am always struck by how many people in their 20s are living in luxury apartments, driving fancy cars and partying very hard. Who are these people and how are they making their money?

[@business-advice-that-works]

Honestly some may be in their 30s but take care of their health.

[@PauloWy]

As Nischa said many pay these things by credit card and only pay the minimum down payment. These can go for years. Later the accumulated so much debt and can not afford uber eats anymore😂.

[@tobiasw.3212]

Some have rich very wealthy parents, ist always Wasser to spend other peoples money. We don‘t care, just enjoying the moment.

[@TheBooban]

Their parents. For us normals it is truly hard to grasp how filthy rich some families are. Most of us complain we can’t afford things, but GDP is good. The money went somewhere. It went to them.

[@CesarSandoval024]

Its culture. Its not that they have money is that they see others who have money. They also live with societys means. What ever is current in society theyll do it as of to not be left behind. Having a story to tell can be expensive...

[@nicollettesingleton444]

Yep! We focus on traveling so we went way under budget with a house, have used cars, don’t buy much clothing, make budget meal plans, etc.

[@johnkauppi7078]

I'm a man of 58. Semi retired at 46 since I made enough money from farming. I'm now a landlord or leaseor. I often wonder how I got to be so well off while others around me are struggling. I think my answer is I'm a saver and absolutely will not borrow money unless it pays for itself. A leased house pays for itself, a new tractor makes me money. I'm a simple man who enjoys simple things. Never bought a new car, never been on a cruise ship, never even bought takeaway coffee. I've noticed that the more money you make the more you spend. I'm happy spending little.

[@vallejoborncalihasbecomeal9022]

It's called; money consciousness!

[@kylestone8849]

Great post!

[@anniealexander9616]

I'm 52. I've done the landlord thing since I was 19. I gave my 2 oldest children free homes. I spend little. I buy what's on sale at the grocery store. I've been saving atleast 80% of my bring home pay. My best friend is eyeballs deep in debt. Barely speaks to me since the day I said the govt is letting people take out 401k penalty free. It's gone from living rich off 401k to living off home equity. Then add credit cards, auto loans, but now pay later. It's insane.

[@johnny_bravo9990]

The more money you make, the more money you save!

[@Captaine_Crunche]

stuff like traveling, going on a cruise, and activities you may find at resorts like paragliding or jetski, im a firm believer that you should still at least try those out once for the experience, maybe it will be life changing and open you up to new hobbies, or you dont really like it in the moment, but looking back, while it may have not been your favorite moment, it was definitely alright.

[@trex7359]

True wealth is not only about numbers, but more about freedom and options. You could make a million dollars a year but if you spend all your time and energy to make that million and maintain that lifestyle are you really wealthy I think not .

[@LunaMirage]

If you still get to keep it all after you quit, sure you are.

[@Donkor640]

I agree with your point. I believe there is a collective delusion among the working class that relentless hustling and grinding can propel one into the millionaire class. While this scenario might hold true for a select few individuals who manage to break into the wealthy echelon through sheer effort and by sacrificing numerous life experiences for that singular objective, many end up forfeiting friendships, relationships, and the opportunity to witness their children's growth, all in pursuit of a goal that ultimately fails to bring as much joy as the myriad experiences they have forsaken. Additionally, there exists a larger segment of individuals chasing this dream who grow increasingly desperate with age, only to one day awaken to the realization that the prime years of their lives have slipped away.

[@paddy1580]

@@Donkor640pretty sad. Forfeiting life for future wealth

[@robertsmith6408]

My markers of wealth is i have my health, my family has their health, my pets have their health and relatives have their health. Also a nice marker of wealth is I own two homes paid off, a new Tesla paid off and fully retired. I dont care about impressing anybody, I am on the top of humanity for sure!

[@kevinortiz28]

That last tip is very true i been saving saving saving for the past year that i haven’t bought myself anything that makes me happy until just recently i decided to buy myself a new pair of shoes and some clothes. I did not waste alot but it sure felt good

[@brutuslongsword]

Collaboration over competition makes so much sense. To think of all the missed opportunities where I saw competition instead of collaboration. Well done Nischa

[@chinonsomichael9839]

I subscribed to this channel when it has 53k subscribers,wow she has over a million good job nisha

[@MobasherSarkarSagor]

Not Nisha bro! Her name is Nischa!

[@chinonsomichael9839]

@@MobasherSarkarSagor thanks

[@liannevalle]

Same!!

[@GeorgePollinger]

Right on. A lot of people make the mistake of buying on credit things they don't need to impress people they don't even like. A long time ago I bought my first house, paid off the mortgage in 18 month and never had one again. How did I do it. With the downpayment I had I qualified for a house twice the size, but would have had a much larger mortgage. Plus, I didn't go on a holiday during that time and always lived within my means. The same with all the cars I ever owned.

[@SilVia-hs2kb]

How much was your house? There's a difference between a 100k home and a million dollar home.

[@shilpasapra816]

OMG!!! In this video you are saying out loud my recent experiences, observations and thoughts. I stepped away from my 9-5 job at the beginning of the year and now I am creating my own business and loving the process. However, I went to my first networking event last week and at the end, all the fellow networkers were driving away in top of the range fancy cars and there was me in what felt like the "Flintstones" car.....😁. My first thought was "Where am I going wrong" but then I realised that I am just starting out so I just got curious as to how they built up their businesses. THANK YOU for your amazing content, you take the finance phobia away for me 🌟🙏🏼🙏🏼

[@KristinaEmilyOfficial]

I LOVE your videos - they aren't only super informative about financial decision making but you also lean into more mindful side with such ease! One of my favourite KZbinrs! ❤

[@hunterandchavy]

I think practicing gratitude 🙏 has brought back to what’s really important. Thank you

[@joanramsey4002]

Yes, good point. It seems the world is focussed on lack and fear instead of abundance.

[@WealthyChronicle]

Honestly, I thought I was the only one feeling this way about money. Great advice on how to stop comparing and start investing in what truly matters.

[@thelipsticknetwork]

You are lovely, BRILLIANT, and so life-giving! We are new to your channel and you are beautifully rooted in your values, authenticity, and the legacy you want build throughout your life. So happy to be here. Continued abundance to you and everyone in this community!

[@rkw2917]

Here in Switzerland I know that every day when I walk down the street I am walking by billionaires They do not stand out, and do not want to stand out Most rich people are not really trying to be rich (excluding the trust fund babies who will waste their fortunes) It is a by-product of their ambition and aptitude; few can actually relax and enjoy their fortune Personally I'm neither super wealthy nor ambitious, but I have worked to become financially independent and am very happy

[@annveronica7795]

Switzerland is in serious need for diversity.

[@jakubzbroda]

​@@annveronica7795 What do you mean?

[@SRHMusic012]

​@@annveronica7795Have you been? I worked on site for a while with a Swiss company that had people from 39 other countries working and living there.

[@Benjaminarmstrong684]

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

[@SilVia-hs2kb]

Absolutely. My parents were immigrants and even though they never blamed anyone for their personal shortcomings like many do, they did have a sense that rich /wealthy people were different, snobby etc. As i grew up and entered the workforce i started working with customers that were incredibly wealthy and started seeing that what did make them different was their atittude towards things, natural curiosity not afraid to ask questions or for help and most were incredibly nice people that were always inclusive of others. That taught me more about finances and personal relationships than anything my parents showed me in 20 years of living with them.

[@p3drogil]

Yup once I discovered what I stood for I became a race horse with blinkers. The comparisons stopped and I focused on honing my craft while enjoying the journey. A modest life but quiet comfortable 😌

[@Korfax124]

I'll be sure to send your video to any friends who might feel that way! I always remind myself that some of my peers have debt to appear wealthier than they really are and I own everything in my possession whereas others probably don't fully own their car or apartment/house!

[@skyworks1621]

Iam 43 and have it good. Since the last 25 years I see how times changed. When I was 20 + we lived normal life and spended little money but now same generation lots of them spend 5 to 10 times more. Most is family money since where I live familys have much more and so do their kids.

[@WatermelonSugar1209]

6:44 travel is a priority for my partner & I. We limit eating out, shopping mostly essentials and save over months. It’s not just spur of the moment. I have had to say no to many things, wedding of a close friend which required me to travel when it is super expensive and I had deadlines

[@kxqali]

I love you! I am an accountant who is at the beginning of her career, so your videos have been more than helpful! I love taking advice from a big finance sister x

[@tnachkebia]

You are the best, Nischa, thank you. I think the most important thing you have done as a content creator is that you are trustworthy. Every time you upload a new video, I know I can find something valuable there.

[@TheJonesey1]

I love this, I know that from my own experience that possessions don't make you happy.

[@apryl_dy]

I felt that before that it seemed like they did have more money than I do. I was wrong! All the things that you've been said are the things that I have accomplished so far in my life. Thank you for sharing.

[@jadmoham2ad866]

i genuinely wait for your videos and sometimes watch them repeatedly because right now i am almost in a same place that you were in years ago and for real your videos changed my mindset around money all the love nischa

[@gi4dtv230]

I'm secretly rich and no one knows about it, not even my family. I drive a 20 Year old car. I work at a minimum wage place part time.

[@Gnomezonbacon]

I look poor from the outside. Reality is I have more wealth than the average american who has nicer stuff than me. I have more money than them because I don't go into debt to have nice objects. Wealth is what you don't see. It's the nice cars not bought.

[@winnieakinyi9323]

I'm learning too slowly by slowly not to get in debt to but nice things.

[@rundown132]

Same boat, I only buy what I need and spend on things that I like. I couldn't care less what other people view me as

[@danielredziniak2996]

so you'll die one day with a pile of money. you have find a good balance

[@seabreeze4559]

wealth is intergenerational it depends if you pass it on

[@sdn4134]

I’m in banking currently three years in. I’ve learned so many valuable lessons working in finance.

[@Donkor640]

As someone in my late 40s, I have made numerous financial missteps along the way that are too many to count. With experiences ranging from peaks to valleys, short of facing bankruptcy, the two saving graces that have rescued me from my past errors have been 1. home ownership and 2. my military retirement pay. The steady income stream from my military retirement, available immediately after my service concluded, has been a true lifeline. Having a reliable source of income from my early 40s onwards has been an invaluable safety net, particularly considering the impulsive and less restrained financial behaviors I exhibited in my 20s and 30s.😅

[@SaborMetallico]

I never saw my life in chapters which seems to be such a common view on lifetime. Do this when you're 20, do this when you're 30... Mainly the young years are viewed as those where you should live your life to the fullest but with these chapters and goals, those years are easily the most stressful. You do you.

[@sudheeshanju-ws1dk]

I recommend everyone to find the forbidden book titled Secret Pathway to Triumph: It changed my life.

[@davidsaunders2200]

I stumbled on your videos a year ago. You've given me a lot of comfort in where I am financially. So many times have I compared myself to people in debt looking rich and now I feel I'm ahead in my 401k, investments and savings. Thank you.

[@positivityandchuckles7790]

I know this has been mentioned many times before on comments but I really appreciate the content that you add. It is so open, transparent and in some cases can be vulnerable. That courage that you have to do this is such a great example for us all. Keep doing what you do. Brilliant video as always. Thank-you 🙂🙏

[@APPR.]

Thank you! As someone currently crawling out of debt - ive been feeling so behind.

[@boomergames8094]

It is well worth the crawl. Once you get out there and start saving money up, you'll see something and think, I could buy that with cash, but then you also think, "why". You don't need to impress people with a new phone or a new car anymore. Good luck!

[@gonnahavemesomefun]

I used to focus on what people thought: clothes, car, watches, gadgets etc. Three years ago I switched to focusing on my pension, savings, investments and paying off my mortgage. It was hard work and continues to be. Every now and again I fixate on something like I used to, believing I need to buy it. It's really difficult. And I have to physically, emotionally and mentally focus back to my long-time goals. I haven't bought clothes for 3 years :-D .......my friends even joke I only have one outfit with different colour tops and bottoms. I love it.

[@MBrown]

So so true! When I start my first business I felt like I was failing because everyone seem to have either loads of money or doing really well, I learned after many years I was the one actually doing well not wasting all my money on cars and other things, I always bought secondhand cars and now it’s completely paid off, got a great business running

[@mojomaik8362]

I feel that we need more honest and view changing videos like this on youtube. Well done. 👍

[@DavidB.Fischer]

When you mentioned holistically, this point is often overlooked but exceedingly significant

[@crazydigitalmusic]

Congratulations, Nisha. I read about you on CNBC and you're indeed a talented, genuinely kind and smart young Lady. Bert

[@infour44]

Nischa is an absolute Treasure. Her postings should be compulsory viewing for teenagers and adults alike.

[@novemberstango7291]

I make $180,000 CAD a year and am still using an iPhone 8 in 2024 on a basic $18/month 500mb plan. I don't have an Amazon/Netflix/ or any other susbscription memberships. I have never spent money on Uber Eats/other food delivery apps. I know so many other Canadians who complain about cost of living yet waste money on the latest phone model... or are constantly eating out/ordering delivery. Being wealthy is a gift and a curse in Canada. I am frugal with my money and don't live a quality of life equal to some super spender poor people, but the government will punish me and reward those who can't budget by taxing me more and giving them more money.

[@bencarter2334]

Thing is you're like me, you don't spend money, those that are less frugal keep the economy going. Tight wads like us don't 😂😂😂. Same here in UK.

[@ramenandgyoza702]

For me, I don't want to compare myself to others. I want to compare past self, ensuring I'm in a better financial standing now than before.

[@JackWalsh-d7h]

Without a doubt, this year will be worse than the last. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I couldn't determine whether to start paying for a house. In the end, I sold my positions, and the house needed more work than I had planned. I'm not sure how long I can keep going like this

[@AlexClarkcompany]

We've all made mistakes at some point. You should consider financial planning

[@RhysHuntoffice]

Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2022 to enhance my portfolio, and in the last ten months, I've made profits in over fifty thousand different marketplaces. Should 2023 teach us anything, it's that luck doesn't last forever. Even in times of abundance, we should put in more effort to prepare for the worst-case scenario.

[@JackWalsh-d7h]

Do you mind sharing your financial planner ?

[@RhysHuntoffice]

Leah Foster Alderman

[@RhysHuntoffice]

You are most likely to find more info when you look her up.

[@entaikapfuchira6559]

Exactly what I wanted to hear today. Thanks Nischa.

[@farab4391]

I learnt at a young age, partly due to what my dad taught me and partly through what I observed myself, that a lot of people who other people classed as 'rich' were actually up to their eyeballs in debt. That's why the only debt I've ever had was my mortgage, everything else I saved up for before buying.

[@Guitar6ty]

Can be summed up in the following way. Income $4 expenditure $4 result happiness. Income $4 expenditure $6 dollars result misery. Cars are big anchor on your income as is your ego.

[@Vanessa-qy3lt]

This was a great video. I particularly like focus on the wrong 'c', collaboration is the best. Each person can bring something to the table. What people sometimes forget is even major companies collaborate with each other, they may act like their in competition somewhere there is a collaboration.

[@xristinarose2409]

Love the black shirt that you always wear. It gives this kind of stability in a way

[@MoorishBrooklyn]

Perspective on where you are, where you are going, what you can control, and knowing what is right for you is ALWAYS helpful.

[@kevinnc1963]

The point that others may choose to spend in areas, travel for instance, that align with their values, is so important. They may hold a car longer so they have money to travel. It's a values decision. Thanks for your vids.

[@llai8501]

Ive been feeling so down about this. My friends are all doing so well. Im almost 40 and we've just built our first house together and all I can think about is how much nicer my friends houses are.

[@veememoirs]

Choosing your own path is the most important for individuals! Turning Envy to Curiosity!

[@veememoirs]

This is why you are one of my favourite influencers

[@danieladaniel2004]

Getting a good level of financial education was one the best things I did in my life. Keep up the good work. Cheers from Brazil!

[@smiljanickris]

The collaboration versus competition is mind-blowing.

[@AndeeLee-yi4ot]

Just moved some spare cash into uSMART, enjoying 6% interest on my instantly available USD. Excited to see it grow!

[@vincentasantiago]

Love how you address this topic especially here in california

[@georgemihaivoronca278]

Thank you a lot, Nischa! This is one of your best videos so far! I really like your approach and mindset towards other's wealth and how to focus more on our prosperity. 😄

[@lanaamos6530]

Perhaps one more - as I was moaning to my friend how unfortunate I am and how this world is so unfair to me, a friend of mine once told me - count your blessings, I'm sure there are people out there who would give anything to have your level of education, abilities, job, home, opportunities... Might not be a lot to count, but all mine and gained fairly through my hard work and dedication.

[@wendychan6195]

Great video! I love your pointer on knowing what you stand for!

[@friendlystonepeople]

Don't compare with anyone. Comparing upwards is misery and comparing downwards is cruel. Just compare with yourself and aim to better yourself.

[@TheCherwool]

Great topic, well spoken, and well put together. Kudos!

[@FadeToBlackLLC]

My 12-year-old daughter came to me one day so I want stuff for when I get it. It still doesn’t seem to make me happy. I think people need to start realizing wants and needs stuff. We want really won’t make you happy so it’s not worth spending wasting money on it.I think it’s fun to treat yourself but don’t look around and compare yourself to others thinking you’ll be happy just because you have stuff.

[@saDikus1]

Change your mindset to re-align with one's changing values. Well said

[@craiganderson9564]

Great video Nischa. Very true on displaying wealth and prioritising spending...I drive an older modest car and prefer to invest in experiences. I also work part-time and this benefits my health & wellbeing and also allows me to help out my elderly parents when they need me. I have various investments in equities & bonds also find around 8% return is the norm, higher returns = higher risk.

[@nicanzalone1]

Nischa, this video was so helpful, thank you so much!

[@faresebarryj]

Such a great video with so many truths! Adjusting your mindset changes everything, from how you view the world, to how others view your new potential!

[@_curiousTina_]

This was a very eye opening video. Thanks for making me realize my bad habits

[@Autonomous1969]

The true way to acquire happiness is to be content with what you have. Don't worry what other people have. Just look after yourself.

[@simonfesting8933]

These are wise words about envy. I have trained myself to be happy with what I have.. and so much happier than my friends who always want more.

[@bera0014]

I lived by the simple philosophy - Borrow for appreciating assets and pay up front for the depreciating ones. I taught my kids the same, they are millenials, (one a nurse and one a qualified electrician) both now have purchased their houses and we didn't give them money from the bank of mum and dad.

[@ninadsharma1328]

Nischa. How did you get so wise, so early in life? Well done.

[@elizmon8526]

The S&P has taken hits, and they are not always and continuing growing upwards of 8%

[@nielstenbrink]

That is not what she said either.

[@TalalZiyad]

Absolutely hooked on the content, but let's talk about that voice quality - it's like my ears went to a spa day!

[@Whitecloud15]

This is a good video to self realise and self reflect and where you at. Thank you for sharing.

[@superdoobo]

This woman is a perfect 10!

[@caotri62GPS]

On 4RBT, I placed a bet for IPL Lottery, and the winnings were FAIR and square. No issues. It's awesome.

[@AnnetteCurtain-tc4mh]

Fight club talked all about this.

[@whatever9274]

we do not talk about fight club

[@ahcs2001]

WE DO NOT TALK ABOUT FIGHT CLUB

[@xzettxhabenx3389]

You've just earned a new subscriber! Awesome content! Thank you Nischa! :)

[@mars56100]

True success is never short of hard hard work !!💪

[@David-sx4hp]

I have a friend who had 15k in credit card debt catch up to him in the form of a lawsuit after about 15 yrs. It doesn’t go away. I am 57 and own 3 rental properties outright and I live a comfortable life being a landlord. I see how my tenants stay trapped because they waste money on leased cars, cugarettes, weed, energy drinks, take out food, clothes etc. I want to see them buy a house but they never will. I refuse to tap into the equity of my rentals. So because of my financial discipline I am set for life. You have to make sacrifices and buy food on sale at the grocery store and resist the urge to buy takeout or new cars or whatever.

[@GaetsKrop]

When you lease a car you can buy it for a low cost after a certain period of time so leasing isn't really that bad, especially as you can upgrade during your lease. It's not really as simple as it may seem.

[@evilchaperone]

I read a great book a while back I'm sure you all heard of. "The millionaire next door". Most people that are well off you wouldn't be able to even notice. I lived well below my means with a mid range salary all my life. I'm considered a "millionare" now. It doesn't feel like it, nor to do I flash it about. I'm just happy that my hard work can produce enough passive income to pay my bills and then some every month. Just enough to allow us one high end vacation per year. I guess a millionare today is the like the middle class in the 80s.

[@Rox_and_Fields]

Excellent reminder. Thank you!

[@AndeeLee-yi4ot]

Just moved some spare cash into uSMART, enjoying 6% interest on my instantly available USD. Excited to see it grow!

[@SiliconValleyMommy]

Also social media makes you feel this way because you see it as a blanket view that everybody else has more than you, without realizing everyone has maybe just a few fancy things. But these posts about these things or events get pushed into your feed every week by a different person. Example: If one friend has a vacay once a year and you have 50 friends, it appears on your feed once a week every week of the year. It didn't mean everyone goes on vacation every week. But you might be inclined to think "everyone is vacationing all the time?! Why not me." Now imagine most people follow more than 50 friends on their social media, so that feeling gets only compounded. It's just a fallacy

[@aliciagc2539]

Mischa you are a class act.

[@energymanpl]

Thanks Nischa for the financial lesson. you really know what you’re talking about.. Great Job

[@shay008]

as a 19yr old i prioritized my money on books instead of flashy nikes like my peers

[@yoosh7818]

I’m 19 tryna be like this