No Buy Year 2022 How To Successfully Do A No Spend Challenge & Change Your Life. Financial Wellbeing

[@sarahwood3013]

I did a low buy period across 2019/2020 after being inspired by your videos. I went onto read an amazing book called the No Buy Year and just knew I had to do it. I bought my first house on my own last year so I can attest to it working! It was fantastic to get clearer about my spending habits. For me, I felt I ‘deserved’ to spend on myself but it was out of hand. Good luck to anyone trying a low spend period…I’m keen to combat my food shopping bills so will be eating what’s in my fridge/freezer before buying anymore food x

[@LaraJoannaJarvis]

That's an amazing success story! I'm so glad it helped you and that you got your house!! Well done x

[@kerryplatt7085]

Great tips thank you Lara. I'm 100% doing a no buy year! I'm an impulse & boredom spender, I hate myself for it. I'm totally committed to start my no buy year 💪🙌

[@LaraJoannaJarvis]

Well done!! It’s so helpful to recognise those triggers. Sometimes I catch myself when I’m feeling happy I’ll want to spend, it’s not always just the negative feelings so it’s interesting to learn that about ourselves xx

[@MrsButtercup26]

All the best Kerry. I’m doing the same… so far so good.

[@Itsmutualx]

You got this!! 🙌🏼😊

[@kerryplatt7085]

@@MrsButtercup26 ahh thank you! and you too. we can do this 💪 🙌

[@kerryplatt7085]

@@Itsmutualx absolutely 💯 🙌

[@dianvandevyver5729]

I don't have any accountability partner. People around me do not support me at all. They only criticize my financial moves (saving to pay off my mortgage early, budgeting, living on my barebones budget, be careful with my spendings etc). I feel so alone, that's why I love watching videos like this, frugalism community has become my accountability partner

[@LaraJoannaJarvis]

Sorry you’re not feeling supported, have you joined our Facebook group? So much support in there xx

[@nnnnn1610]

I really hope I can do this, I don't need any more clothes or any more anything really! I tried last year but didn't do well. But I did sell a lot of clothes and replaced those cheaper things with (fewer) slightly more expensive/better quality. I decluttered and sold my hobby items too. I do like plants, which is my weakness, but I think I will take to propagating them to curb my shopping for new plants! I still have a way to go as I own too many things still. But I'm hoping it's taught me to be more honest about what I buy in the future, if not for me it's for my children as I don't want to pass on such bad spending habits - things don't make you happy, I've had so many reasons to try and fill gaps with things and still been unhappy once the shopping endorphins wear off! I recently returned a few things as I did slip up.. oddly, my slip ups usually occur just before my period(!) It's like all sense goes out the window!!

[@margiesvanmori]

I love this! I am going to be doing a no buy year. I'm giving up alcohol for the year as well and that is definitely something that adds up quickly when I go out with friends. I am moving into my van home this year and I want the money I make to allow for new experiences and not invest in things. Love and blessings! Thank you for the video!

[@dustysgarden2254]

I am considering doing a no spend month every second month. That way i can buy what the kids need, but we can do it as a family and if they want something we can jot it down and come back to it next month and reassess. As for what they need, it will help stop me thinking they need this when they really don’t.

[@mellyholly]

I’m attempting to do this…I just told my husband and friend about the accountability part and they burst out laughing and don’t think I can do ano buy year so I’ve just signed up to the Facebook group you recommended and waiting to be accepted. My no buy year is about getting together a good nest egg of savings this year and then next year I would love to figure out how to invest it for the future. Thanks for this video! I’ve just subscribed 😊

[@Fermerswife]

I seriously need a kick up the bum with my spending, I’ve just been so down since 2020 I am constantly “treating” myself. By the time the stuff has arrived in the post the endorphins have worn off and I don’t even appreciate the stuff. Thankfully I haven’t gotten into any debt but if I keep on this way I will never be able to buy the “big things”.

[@lesleytungate2629]

I tried in 2021, but the year sucked and I failed miserably (from March) I have put weight on so my impulse purchases related to clothing. I’m back on track weight wise and less emotional (due to world events) for shopping. Look forward to being finally more stable. Thanks for the happy smiling advice. Love Lesley England x

[@catherinebatty2891]

This is my first NBY that is by choice and not for debt repayment (cleared in 2015) - this is now as you say, to realign my spending, be more sustainable and be grateful for what I have. We also have some house improvements to do this year which we don't finance so will help pay for those too.

[@LaraJoannaJarvis]

Well done!! Sounds like you have a great idea of what you want to do this year. X

[@carliem9494]

Definitely doing a no spend January and will probably see if I can push it through to end of February too ..... just a re-set after the “spend” of December

[@26min60]

I’m inspired, going to do a no spend January and see if I can extend it month by month hopefully a year later I’ll have enough for a wood burner and pay for the fitting etc

[@geetasareen8807]

Hi Lara, I've just subscribed to you channel. I'm I the process of moving flat and have decluttered 30-40% of my wordrobe. Clothes I brought over the years but never worn. This also included bags, shoes, jewellery and makeup. I was also shocked with how much I brought during the pandemic due to boredom. Watching your channel has inspired me to do a No Spend Year for 2022. Brave....but I will give it a go. My top 5... No clothes No Makeup No Jewellery No shoes No bags

[@samc299]

I’m going to start the year doing a no buy for maybe 6 months. Never done it before but I’m moving in the summer from Essex back to Glasgow (after nearly 20 years living in England). So I need to increase my savings, but I also need to start decluttering rather than adding to my belongings.

[@sherylcastro5688]

I’m with you guys. I like this club!!!!❤️❤️❤️

[@astridsandriesser4232]

I gonna do a no spend Year on clothes, i spent way to much last year. I really don't Need more clothes, i Will do capsule wardrobes and shop my closet. Happy new year, Lara!

[@sabahatnaheed1435]

I really hope to do other hobbies instead of shopping like meditation, walking, going to the library, embroidery, ring fit adventure

[@sunflower7766]

Happy new year Lara ! I am aiming to do a no buy January and see how I get on. We don't have debt (we did and got out of it) but I think I buy stuff to fill a void or reward myself. I have come to realise it doesn't work. The stuff doesn't make me feel better. So I am reducing my hours at work and will not have the same income but had to balance this with my mental health which I feel is at an all time low right now. It's not my home life its my job which is affecting me. So hopefully I will change more then my bank balance on this journey.

[@LaraJoannaJarvis]

Sorry to hear you’re feeling low. It’s a brilliant idea to take back control like they and do something that will make you feel better. Like you say, it’s not the things that make you feel better but hopefully the time and balance. Sending lots of love xx

[@arkhamsangelx1424]

Although I haven't don't a no buy year or month I have been implementing your tips about mindful buying and decluttering by selling things on depop has allowed me to save and now have the freedom to fund driving lessons, take my test and pay off my car in full, something I'd have to get a loan for if I didn't wat h your no buy year video about two years ago !! Thanks

[@LaraJoannaJarvis]

This is amazing!! Well done 🥳🥳

[@kirstyhibbert3119]

Am doing a low buy year and saving toward a well deserved holiday also want a safety net money xx

[@traceykenny2887]

I’m definitely gunna give this a whirl, I’ve just come back from the dentist and my treatment plan is gunna hit £1200+ to get my teeth the way I want them, so I’m starting off by deleting all the food delivery apps 🙄 and pausing my beauty subscription boxes #addiction ! They cost me a bomb, then work on my fomo, that is a biggy for me. TFS x

[@sandrav.7598]

I'm going to do a low buy year with no buy month's and I'm really excited 🤩

[@ericawaddle94]

A simple trick that has helped save my family a ton of money is using the library for everything from traditional books to video games. Our local library let's you do curbside pickup, so adding things to the basket gives you that endorphin rush you get from shopping. It's been a game changer for us!

[@LaraJoannaJarvis]

That’s an amazing tip, thanks for sharing! X

[@autumn1549]

Great motivation for 2022, Lara! As you say each person will have goals personal to them.

[@LaraJoannaJarvis]

Yes! Exactly that xx

[@haleydionne1995]

I'm working on doing a no buy month and hopefully longer to help me get out of debt!!

[@sue488]

Great video, thank you! I want to be more mindful in particular with my food shopping and meal planning. For me, nails and hair will always be essentials so I would cut out other things if I had to in order to keep those in!

[@LaraJoannaJarvis]

It’s definitely a personal preference for what brings you joy so you should add those things in if you love how they make you feel. I have my hair booked in for 1st feb 🤣🤣 it will have been months by then and definitely need colouring! Xx

[@jaimeerindy4573]

I'm doing a no shop 2022! Excited to take on this challenge

[@jayneatkin7805]

I am going to try so hard to do a no buy year, I definitely do not need any clothes, but starting a couple days late as desperately need some new undies so going to the shops tomorrow … luckily have some Christmas vouchers which will cover it 🎉! Love the videos to help with the motivation xx

[@rebeccarendle3706]

Yes.. I'm decluttering and deep cleaning in January.. And doing no spend year.

[@LaraJoannaJarvis]

I’m going to do some decluttering today!! X

[@sabahatnaheed1435]

My problem categorises are skincare, books and Nintendo switch games. I really need to save! So I hope to do a no buy year from March

[@stylemethrift997]

i'm not aiming for a no buy year, but I do want to incorporate more no spend days/weeks to bulk up my savings. I also want to have a really good clear out and hopefully make some money selling my old things towards a holiday.

[@joanageada968]

I’m the same, trying to have more no spend days so that I can save more for my wedding next year! Whenever I’m tempted to get a takeaway or buy some clothes, I will see how much that would cost me and put that money in the savings instead. If I could have spent it on things I don’t need, I can put it aside for something more meaningful! Good luck with your savings for a holiday🙂

[@valerieloney5346]

I’m going to try this in 2022. I really hope I can stick to it

[@morganwentworth2041]

I'm doing a low-buy to help me get on track with sticking to a budget, but you've inspired me to have weekends where I do not spend a dime once a month, including groceries and so on. If I get really ambitious, I could try full weeks where I just use what I have! Thanks for the tips

[@LaraJoannaJarvis]

That’s great! Building it each day can really make a big impact. Starting with a weekend is a great idea x

[@samanthafinn9530]

Really need to do this, I am bad at impulse buying when bored and then thinking why did I buy this! I want to save to pay off my final balloon PCP payment off my car by Xmas so will have that in the back of my mind if I get an urge to buying something x

[@sunuman4454]

Good vid. The lighting was so lovely and warm. Xxxxx

[@LaraJoannaJarvis]

Thank you lovely! X

[@laurarichards6288]

Would you mind posting new video on budgeting for food or food planning. I feel like this is a big area I really struggle with.

[@shabkhan1923]

Happy new year!... you have inspired me to do a low spend year- something that I have never considered until I found you channel in December. Looking forward to all your content to help keep me on the straight and narrow!

[@LaraJoannaJarvis]

Ah thanks for watching! I hope you get on ok with it. Just taking some time to think over purchases can really help save money xx

[@annemackin3791]

Hi laravwishingg you a healthy a prosperous New year, def doing the 30 day sit on and am going to do the no year by as I have 2 big birthdays this year so here it goes 😊 xx

[@annemackin3791]

@Lara Joanna Jarvis wats this for? Dnt understand xx

[@bridgetbridget8358]

Great timely tips shared here Lara, thanks! It’s one sub from me! x

[@LaraJoannaJarvis]

Thanks Bridget! Welcome xx

[@debrastewart6714]

Happy new year lara , love your channel , great no buy year, just what I need because I seem to spend to much on things i don't really need tips on this . Takecare and takecare 👍🌞😃💖

[@beccilewis1491]

Awesome - will do a no spend January as a start

[@LaraJoannaJarvis]

Best of luck! X

[@travelchoseme]

I would love an updated video!

[@jacquieyeung5811]

Yay! Was hoping you’d do another low buy vid - I love them. X

[@LaraJoannaJarvis]

Ah, thanks so much!! Can’t wait to share loads more this year xx

[@rachelsc5841]

Would love to see anything on saving during maternity leave, or saving when having young children! Is there anything you wished you’d known / done when your boys were babies / toddlers? Love your channel and happy new year! 💜💜💜

[@georginakenna2428]

I'm on maternity leave and before I was I saved as much as I could for when I went onto smp. Also buy everything 2nd hand that you can. Especially clothes!

[@LaraJoannaJarvis]

It’s amazing how you get used to living on smp after earning more previously, although it is hard to save while you’re on it. Most of what we’ve bought them has always been second hand which has helped save lots x

[@lisahedley4070]

Happy new year Lara, I have never thought of this before but I am intrigued and I will consider doing this for a month to start with to see how I get on because I do overspend and it’s so wasteful. I’ll keep you updated!! Xxx

[@LaraJoannaJarvis]

Good for you, Lisa! It’s amazing how much it makes you realise we waste on once you really take notice of it. Best of luck and hopefully you can see how much you’ve saved by being a bit more intentional with spending xx

[@TheEllie2707]

I am hoping for a no buy year but i am just seeing how the month goes as i def have a shopping problem, my weakness is clothes, jewellery, bags and take away. Lol

[@jeanetteoverton3871]

I’m not going to spend any money on makeup hair products etc.. I have so much that I need to use up..I’ve just had weight loss surgery so will need clothes as I shrink down, also going to try to just appreciate what I own already rather then wanting more xx

[@LaraJoannaJarvis]

Good for you! I hope it goes really well for you xx

[@oogledas]

What do you do when you have friends birthdays ? I end up spending quite a bit over the year because it adds up !!

[@emmandilife358]

Great video! Thank you for the great tips!!

[@LaraJoannaJarvis]

Thank you for watching! Xx

[@yvonneh9950]

Hi Lara, Happy New Year. I think this video was really interesting. I am an impulse buyer, and I need to start saving as I am a student and do not have any disposable income. I plan to do no buying for a month and see how I get on.

[@thebinghams]

My first time trying this this year. It's gonna be hard but I'm gonna see how I get on!

[@LaraJoannaJarvis]

You’ll never regret it!!! Take each day at a time x

[@thebinghams]

@@LaraJoannaJarvis I hope i can keep up with it. I definitely need to take control. We've had a change of income so it's definitely time to rein it in! Xx

[@johannagallagher5855]

Lovely video. Thanks for all your beautiful videos last year x

[@LaraJoannaJarvis]

Thank you so much for a lovely message. Happy new year xx

[@johannagallagher5855]

@@LaraJoannaJarvis same to you and your family x

[@teresaburrows1118]

I am going to give this a try only thing i will allow myself is a massage as i consider this self care one thing i won't be buying this year is a expensive beauty advent calendar the one i got in 2021 did not give me the joy it had before i kept thinking i really did'nt need this i only get them because i think you are getting something that costs £900 but you are still paying out £250 it madness really lol I think one thing that helped me from lock down is how much i spent on things i do not need ,but like xx

[@LaraJoannaJarvis]

I think that’s a very nice exception and one you’ll really enjoy. I’ve always wanted one of those advent calendars too but just can’t justify the money. At least you’ll have lots of lovely products to keep you going when not buying things ❤️🙏🏻 xx

[@karenbransome6978]

How funny, I spent sometime today sorting out my monthly budget and cash envelope system which ended up with me deciding to do a low buy - no buy year. Just snuggled up in bed and here you are. 😂 definitely a good sign. 😂 Thanks for sharing this video xxx

[@LaraJoannaJarvis]

Such a sign!! I love that. Thanks for being here, Karen xx

[@eloiserobertson9747]

I would love to hear your new years resolutions :)

[@andrealewis437]

Happy New Year to you all ❤️

[@LaraJoannaJarvis]

And to you lovely! I hope it’s a happy one x

[@carolinegray3150]

Happy new year

[@lisastenson]

Tips start at 6.09 .

[@Angelina-rt3or]

I really want to do a no buy year, I've tried for the last two years and I've 'failed' I say I've failed because I end up Impulsey buying things for myself and the kids because I feel as though its unfair why am I doing this to myself but the truth is it will help us in the long run. I think I need to set myself rules so it's it's so strict like allow myself and the children a few things here and there like for summer ill allow myself to get two to three outfits that i can make do with the whole of summer and even for the children, I I k the idea has to be that I'm try to be super intentional. I have told myself tho that I'm not allowed no home decor and home products and eve followed that through the last 6 months thank fully. I did have an impulse in regards to the home and went crazy and spent almost £1000 and half the things I got I regretted instantly, gave alot away to charity, sme to my parents and some are in boxes/bags in my shed in the garden, uff I feel terrible just thinking about the waste of money I really hope this year I can make it

[@LaraJoannaJarvis]

Sorry you feel you’ve failed, but all of these are lessons to take forward so don’t punish yourself lovely. If you set yourself a challenge not to do it you may be more likely to push through the impulse. Just sitting on decisions over a week or 2 can really help!! Have a look at what you want your “rules” to look like and how they suit you and take each day at a time xx

[@janicegagnon2294]

I want to do a no spend/low spend period to boost my savings and emergency fund and as boost my travel fund.

[@LaraJoannaJarvis]

Yay, you can do it! A great reason too! X

[@cocoloco9455]

Hi lara I would love to see all your money saving videos please xx

[@LaraJoannaJarvis]

Thanks for watching! There’s loads of budgeting and financial well-being videos here on my channel, I’ve linked it in the description bar cx

[@marshmello1848]

FB group doesn't appear to exist?

[@lisamaria6644]

I'm doing no buy on lip products. I keep splurging on them even when u can't afford to. I barely buy other things, but will add perfumes, and makeup altogether because once I try to stop buying lip products, I tend to spend on something else. I need to stay away from Sephora 😆 the main place I spend.

[@phylissbrassey8431]

I can't imagine an entire no but year but I am doing a "No But January I have never done this before so we'll see how it goes.

[@LaraJoannaJarvis]

I never could have imagined it either but after one month I just wanted to carry it on! I think even a week or month is a great reset and helps you see what brings you joy! X

[@michellejennings1490]

Hi. I can't seem to find the Facebook group?

[@LaraJoannaJarvis]

Hmm, there's a link in the description box if you want to click through from there x

[@gardengirl4409]

We are doing a no buy year so we can save money to work on our house.

[@LaraJoannaJarvis]

Good luck! x

[@carolinegray3150]

At Christmas I bought some Christmas from a charity shop

[@michellestanding1410]

Hi Great video

[@Angelina-rt3or]

Oh BTW Lara Martin Lewis recommends that we use gift cards as soon as we can in case the company goes bust so it's best to use them up, if u want x

[@LaraJoannaJarvis]

Yes that’s very true too!! Xx

[@carolinegray3150]

Good idea

[@LaraJoannaJarvis]

Thank you xx

[@sandorvarga.6982]

Amazon No.done.

[@sabahatnaheed1435]

How much did you save in your first no buy year? I need some motivation!

[@carolinegray3150]

We only buys shoes and clothes we need

[@MeSimoneI]

💓

[@sandorvarga.6982]

XUPER

[@gavloft]

You sound British and American