My Plan to get VERY RICH from FED Rate Cuts (How to invest for the next year)

[@oneillbilder]

The belief that the Federal Reserve would stop raising interest rates was the driving force behind the entire economic chaos. What should we do now that we have a situation where interest rates are crashing? At this point, how would you suggest that I safely allocate $300k?

[@philipr1759]

Although the market is currently volatile, aren't the current valuations a result of the Federal Reserve's monetary policy and low interest rates? Therefore, my recommendation is that you consult a financial advisor who can give you entry and exit points for the shares that you are interested in.

[@HarrietBemish]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@DavidRiggs-dc7jk]

How can I participate in this? I aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@HarrietBemish]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Vivian Jean Wilhelm” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@DavidRiggs-dc7jk]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@richardhudson1243]

Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.

[@RyanOliver-j6d]

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@maiadazz]

Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

[@LiamSmith-x8g]

Could you kindly elaborate on the advisor's background and qualifications?

[@maiadazz]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@StephenLogan-g2v]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@Brandon96712]

A wise individual understands that accumulating wealth necessitates prudent investments and informed guidance in the financial market, particularly during a stock market crash. While the stock market presents opportunities for maximizing profits, successfully navigating it requires skill and expertise.

[@SallyW414]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@SteveKalfman-yv7co]

Having an investment advisor is the best way to go about the stock market right now. I used to depend on KZbin videos but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@Fahima9Tazin]

Mind if I ask you to recommend this particular advisor you using their service?

[@SteveKalfman-yv7co]

Credits goes to Vivian Jean Wilhelm one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@Fahima9Tazin]

This reference seems valid.. Just looked up her full name on my browser and found her site without sweat, over 15 years of experience is certainly striking! very much appreciate it

[@raymond-i2v]

We are living in a central planned economy where every good thing seems controlled, from real estate to stocks and now gold. I'm open to ideas how to safeguard and grow my wealth amid high inflation, can't let over a mil lose its value by just sitting in my bank.

[@Raymond-j4t]

I think you're better off speaking with a certified market strategist, they can help with pointers on equities to acquire

[@Theodore-l2j]

excellent share, curiously inputted Katherine Nance Dietz on the internet, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

[@onehitpick9758]

@@Theodore-l2j Amazing bots. I'm investing in bots (not).

[@rosaoddin4338]

Oh quick, don’t wait a moment, give everything to JESSICA I’m going to follow this idle comment from the internet, come on EVERYBODY, Hurry!!!!

[@grainsustain2154]

Just wanted to show my appreciation for all of the years of wisdom given to us for FREE. Keep killing it professor you’re doing us all a great service, bless.

[@NolanGouveia]

I appreciate the support!

[@daviddrainville4564]

SCHD, QQQM, VTI, AND VOO.

[@bubblesx9512]

I sold my QQQM and now am investing in VONG for my growth etf

[@someparts]

If you want to be down 40% in 2025

[@sarge5000]

And it'll be up the next year lol. Invest for decades. Don't waste time trading day to day. Nobody has any idea what will happen to day to day. ​@@someparts

[@Brilliantick99]

​@@somepartswhat a dumb comment wow. I hope you never invest

[@someparts]

@@Brilliantick99 Been at this a LOOOONG time.. Live and learn. Check back in a year. Everyone is a genius in an up market.

[@briananderson4386]

Nolan, really love your content. I have invested in your 3 etf fund portfolio - SCHD 40%, SCHG 30%, VOO 30%. Based upon your optimistic view of SCHD (growing to $100/share) I am thinking of selling off some SCHG/VOO to up my SCHD holdings. I’m retired, but 3 and half years out from being able to draw on my IRA. SCHD has been moving up and the dividend is great since the recon. I’d like to use the dividends to supplement pension income.

[@SPY_0-DTE]

Have you been investing in those 3 since the beginning of the year? I'm curious what your ytd is?

[@briananderson4386]

@@SPY_0-DTE since April and up $44K or so

[@strumwolf]

@briananderson4386 same here in the 3-fund portfolio! 4 years from tapping into my fund! May allocate more in SCHD

[@LuvmeRos]

I'm curious, for someone with less than $80K to invest, how would you recommend we enter the market? I am open to study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?

[@CrystalJoy-32]

If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

[@DennisJack-km8ho]

You're right! I diversified my $400K portfolio across various markets with the help of my financial advisor, and I've been able to generate over $1.2 million in net profit from high dividend yield stocks, ETFs, and bonds during this downturn.

[@RonaldPaul-rs6kt]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@DennisJack-km8ho]

I work with "Monica Shawn Marti" and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.

[@RuthEvelyn-rc3bg]

I really appreciate your useful advice. I was able to set up a call with her and confirm her identity. She seems incredibly knowledgeable, and I hope I'm able to connect with her.

[@KikiAndJeffreyPearl]

I agree 100%. No one knows for sure, but this story line supports a potentially great plan.

[@sandyb2261]

Thank you for your guidance Professor G, SCHD it is!

[@eladiojortizavellino2887]

Doing the 3 fund VTI-SCHD-VGT and is doing great 🙏🏼

[@eladiojortizavellino2887]

@1369usmc thanks ima take a look

[@alirezabarouni]

What is the SCHD equivalent for people in Canada? Canadians pay %15 tax for SCHD dividends, so what should they buy instead?

[@Jimsac8]

I'll stick with the low cost S&P 500 Index Fund.

[@rish9422]

currently in my roth - i have QQQM, VOO, SCHD, and SCHH and SOXQ (kinda got a little carried away with the semiconductor craze) but im wondering if it'd be better to sell SCHH & SOXQ to put into SCHD, thoughts?

[@Mr0erick0]

I have the same 3 plus adding into $QDTE. Trading covered options and placing those premiums back into either of the 3.

[@Wutang3737]

I personally have schh in my Roth IRA and use schd in my taxable brokerage

[@jasonwright1861]

thankyou for the timely videos prof! you got this out fast!!

[@NolanGouveia]

Any time!

[@RoyReyes]

i invested in ROCKET LAB at $7.0 hope this makes decent returns someday

[@hallowiegehts9227]

Reits will bust up. 3-4 more cuts are coming. But right now i still hold in. My cash is ready but will only deployed on dips. And they will come

[@NolanGouveia]

Which REITs are you looking at?

[@hallowiegehts9227]

@@NolanGouveia I got a hand picked collection already. Will only go into these positions. Vonovia, Vici, Alexandria, Rexford Industrial, Camden, O, WPC

[@NolanGouveia]

@@hallowiegehts9227 I like a lot of those!

[@theomniknight514]

@@hallowiegehts9227 Thoughts on ARB?

[@johnrogers9065]

@@hallowiegehts9227 PLD

[@analyticsx3]

I’ve been in FFLC as it’s a solid large cap fund focusing on strong fundamentals. This year it’s had lower volatility than spy and qqq. It’s actively managed so the holding can tilt value or growth depending on how companies change.

[@DrayannaLambert]

putting $1,000 into SCHD every month hopefully I am creating a passive income stream for retirement. thanks for all your insight Professor G.... long time listener.

[@Mc.flyyy11]

Do 50/50... SCHD/SCHG..turbo charge it.

[@carlosarodriguez7266]

@@Mc.flyyy11no sense

[@toutlaw983]

I like schd, DIVO, TLTW, & JEPQ

[@coryjohnson9081]

I do $40 a day in schd and voo I'm never going stop no matter what I'll take my chances for the next 25 years

[@Metal_Stacking]

12k per year will absolutely give you a passive income stream lol.

[@RIGHTNOW108]

I buy VTI, QQQM and SCHD every Wednesday.

[@cassidydeely3196]

I love your videos and soaking up knowledge from you! Can you please do a video on what the rate cuts mean for our Bitcoin and altcoin holdings? I’m unsure as to what to do with my crypto with the rate cuts. Keep buying?

[@crowshooter223]

So, what do you think will happen once the stock splits next month? Will this trigger a buying frenzy and drive the price up? Seems like good news for those of us already invested in SCHD.

[@MidwestMoney]

This guy literally knows my every move and what I'm doing before I even do it. I'm hoarding a ton of cash right now. I still have most of my money in the stock market but I'm waiting for those deals and/or my HY savings rate to drop below 3%. Then I'm out.

[@kev13nyc]

keep pumping out those financial informational videos Professor G!!!!

[@burtoncarlisle4810]

Thanks Professor G for the update… looking forward to future updates:-)

[@krishnarampalli3112]

This was a fast update. Thanks, Prof. G!

[@RidlysEmptyNetter]

REIT's do well during rate cuts too. Cheaper to buy RE and to build.

[@SG-xb7de]

So it's a good time to invest right now & until approx when?

[@mikethomas5210]

I love SCHD, DGRO and SPLG

[@luissalas4931]

How bad is the overlap among them?

[@danielputman6576]

Always enjoy your encouraging words and opinions.

[@NolanGouveia]

Happy to be of service!

[@scottbeeby5395]

My only issue is that "value" has already had a massive catch-up trade heading into these cuts. Housing stocks & Utilities hitting ATHs for example. While fixed income may want to move into safer, dividend yielding equities, they're not entering at these levels. Very few catalysts following this announcement + election will see volatility in next 4 wks before earnings begin again & election is sorted out. Sit tight & get your shopping list ready for year-end rally after that

[@SeanMalarkey3]

Although I have interests in global economics I don't watch the news anymore... I have enough FUD lol. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over 16 btc from day trading with Francine Duguay in few weeks, this is one of the best medium to backup your assets incase it goes bearish.

[@SeanMalarkey3]

Francine duguay program is widely available online..

[@DanKnightMMA]

The market has gone berserk! whether you're a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.

[@DiegoAlonsow]

Francine goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..

[@mouthymom2121]

The clarity and precision in Francine market predictions are astounding. I'm so grateful to have found her reviews here on KZbin as well.

[@Stevenre3thoma]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@ForrestPourimeau]

SCHD, QQQM, VTI, AND VOO.

[@pkmkid84]

I prefer SPLG over VOO since the former EFT has a lower expense ratio.

[@NolanGouveia]

True! .02 vs .03

[@jtbokc]

Hey Professor G! Would you recommend stock lending (as the lender)? What’s the risk vs reward? I don’t really understand it???

[@fawazza]

Would you suggest loading up on VNQ and small cap funds like AVUV right now?

[@NolanGouveia]

Small cap should rise steadily in my opinion!

[@crunchstudio9475]

Regulations and also interactive brokers don’t offer SIPPs or ISA’s which are tax efficient way of saving

[@Kevinw4040]

I’ve been buying more Schd than anything else past 6 months. Looking to see what these next dividends are in couple weeks.

[@TotallyRegWhatelse]

SCHD usually pays off around the 20th of Sept. 🎉

[@raykrv6a]

This is why I stay the course and stay invested. Coming up on a 2% day gain. Investing in diversified ETF long term are a winner.

[@jessdinsmore7757]

Thank you for all the education. I am curious about one thing regarding your 3 ETF portfolio. I've been investing in VOO, SCHD and QQQ, so it was great when I discovered your lessons to have that reassurance. With that said, can you explain why you prefer QQQM over QQQ? Thanks again.

[@Atrus999]

They both have the exact same holdings but QQQM is cheaper. That's the only difference.

[@KristopherHesson]

Specifically a 0.15% expense fee for qqqm vs 0.2% for qqq.

[@Bur6212]

Even before this news, I’ve been slowly cracking into my CD ladder to move that money into the market. My thought is a potential 10% return on my money is better than 4-5 %, right?

[@SirDangalot]

Only if the 10% is guaranteed...

[@Bur6212]

@@SirDangalotthat’s why I said potential..

[@vinccent]

What do you think about replacing SPY with MOAT ?

[@JPE_DRAEB]

Prof G do you do the 3 fund port in both your Tax advantage accounts like Roth/401K or in a Brokerage? Or both? Thanks

[@NolanGouveia]

I do it in both yes!

[@soniaevans-ty7gz]

Put 3 fund into brokerage even though puts into high tax bracket?

[@JPE_DRAEB]

@@NolanGouveia Thank you. BTW I have a daughter in College and we sold some Saving bonds and putting half in a Money Market for emergency fund and put the other half in a brokerage account. She wanted to put it in a Roth but not sure if selling saving bonds (I and EE) is considered earned income. So if the brokerage account is the only way does she do the 1/3 in each fund with her age being 21? She will graduate in a few month and will be funding it with her salary at that point!

[@kene8895]

How should you correctly value non-dividend paying stocks?

[@FJX716]

I was so mad when I saw the results of the announcement. The market shot up in an instant and I was up over 1-2%, then the market sold off and gave back twice as much. People are never satisfied, even when they get what they want.

[@pauobunyon9791]

This statement is true for politics too. You gotta question the mental health of anyone wanting to run for Mayor and Governor much less President

[@scottbeeby5395]

@FJX716 Disappointing, but anticipated. The market has rallied back to ATHs in anticipation of these cuts, which says it's all baked in.. and near-term, overextended in many places. E.g. some of my housing plays have an RSI near 80! 👀 There are few catalysts to keep it going higher from here until earnings & election are sorted in early Nov, so risk to the downside near-term via profit taking is almost assured.

[@rjo8500]

Start planning for next year.

[@FJX716]

@@rjo8500 I got long calls in 2025 and 2026 for NVDA and PLTR. I might add to them. Also looking for chances to buy when the market dips.

[@FJX716]

@@scottbeeby5395 how are you playing with this in mind?

[@JimmyYeo-mx6vt]

Prof, VOO is touching $525. Is it still a good time to buy now?

[@NolanGouveia]

I’m still dollar cost averaging yes

[@thriftyniftyfun]

solid thesis!

[@NolanGouveia]

Thanks!

[@rajanvaradarajan4575]

isn't this three fund portfolio riskier compared to having some bonds also in the mix? How about including ultra short or short term bonds? FLTR or ISTB? Did you run your portfolio through efficient frontier analysis ? I have done a lot of analysis of this sort recently.

[@patricksuarez6887]

Okay to have SCHD in your Roth and brokerage? Consolidation would help with compound interest, but don’t want to get taxed anymore with the brokerage..

[@pancholini]

Finally someone honest talking about this

[@JackMa-z5e]

What about if i invest in spmo xmmo instead of voo and qqqm? Shd i?

[@NolanGouveia]

I do like those momentum ETFs for sure

[@SlowlyMotivate]

I've noticed SCHD dividend growth rate is good in rate dropping environment

[@josephblake8167]

Great video! Very knowledgeable.

[@NolanGouveia]

Glad it was helpful!

[@Dusty42096]

Has anyone else lost stock value with IEP? I wonder if it will ever go back up.

[@bzgent]

Thanks G for your valuable information. What do you recommend i do with the sale proceeds I have over half a million after today's rate cut? Park half in HYSA and rest DCA into 3 fund portfolio i have and mix it up with magnificent 7 stocks as well

[@vincentdominic8395]

I have SCHD,Swisx,swppx,swyjx,swmcx is that too much?

[@jcvm8915]

Is SPYG a good one for Growth?

[@TotallyRegWhatelse]

Give it a try! 🥳

[@kollel86]

Wont a low interest rate also benefit growth ETFs? The low rates make it easier for them to access money to fund R&D

[@rajanvaradarajan4575]

Simply put 80% in VOO/SPLG and 20% in short term bond ISTB/FLTR... this portfolio would do fine for next two years. What do you think ?

[@wsn8]

so i have maxed my Roth Ira as a 21 year old and am still working a job, what or where should i be investing my money into, a brokerage account? I just want to make sure that i won’t be heavily taxed but i want to still be putting money into the market

[@dallasbateman2220]

Does your company offer a 401k? If so, contribute to that, especially if the company offers a match. And if a 401k is an option, then there might even be a Roth version so you can continue to grow your contributions tax free. If you have very few health expenses, then getting a high deductible health plan will qualify you for an HSA. That will allow you to exclude your contributions from your taxable income like a traditional IRA, and it will grow tax-free like a Roth IRA.

[@JDJNJ21C]

Excellent analysis- great points on broadening stock prices and where conservative investors are likely to invest next as short term yields go up.

[@gautamvishwanatham7512]

is it ok to have schd on taxable accounts? the dividends will be taxed?

[@LarkOfTheWoods]

There will be significant taxable events. An index fund with smaller distributions and less turnover would be preferable in a taxable account.

[@T20yur]

Should i invest in ETFs now then or wait for a few months and invest then?

[@TotallyRegWhatelse]

Wait until you're 85 - at least. 😂

[@TheSherrysj]

This is a fantastic investing channel, to better understand the context of the financial news. Regarding interest rate drops - do you think it's worth it to continue to hold REITs (e.g. Extra Space Storage, Sabra Health Care) as rates continue to come down over the next year, or take the gains so far and reinvest? How much of the future cuts can we expect have already been priced in to REITs? Thank you for your thoughts.

[@linhnguyenthi5149]

Can we invest in all 6 of them?

[@NolanGouveia]

Ya why not?

[@micaht4718]

SCHD started taking off a few months ago

[@Skeer0]

Quick question...Is it better buy growth, s&p or dividend ETFs in a Roth IRA?

[@NolanGouveia]

It really depends but I like all 3 in my Roth

[@kenjohnson1594]

Great update. Thanks 🙏

[@Gabber44906]

Is voo and vti invested in similar stocks or are u saying consider 6 etfs?

[@NolanGouveia]

Correct very similar so just choose 1

[@SK-bv6yd]

Thanks for the video. What university do you teach by the way?

[@Sidksrbd]

California Baptist university

[@MyNameIsJeff872]

Dollar cost average into index funds every month, don't watch the news, and exercise

[@Quencyking911]

How will this affect the dow jones?

[@PhelipCaouette]

Great video there!

[@NolanGouveia]

Thank you very much!

[@DK-pr9ny]

Curious why no International in your 3 fund portfolio?

[@dallasbateman2220]

His other videos explain that so many companies now have international exposure (e.g., Amazon sells everywhere), so it didn't make much sense to him to intentionally go after international companies since so many of these massive American companies contain international market share. There are other channels on KZbin that disagree with that thinking and still insist on actual international companies (go look up Bogelheads). In short, invest in what you know, understand, and believe in even if someone online with a large following does differently.

[@Metal_Stacking]

All side money sitting in cds trillions. will explode into dividend paying companies in the next 3-6 months. The amount of rate cuts will determine how fast all of it moves.

[@Gabber44906]

I will rewatch it. I had to run

[@EvanLiam-w9s]

It was stupid of me to sell $76,000 worth of NVDA stocks without reinvesting. (Buying bonds or CDs is not for me). I’d rather stay 100% cash, or are there any other stocks that can 10x in 6 months? I have 180k ready to be reinvested..

[@Bobhenry-c7z]

Overall, analysts are more bullish on Nvidia stock, however it's important to consult with a financial advisor before making any investment decisions

[@purplebliss6875]

@@Bobhenry-c7z Right, investing with the help of an advisor set me up for life, retired as a millionaire at 55. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually, until the 2020 covid lockdown. I wouldn't have supplemented my income with stocks and alternative investments if it wasn't for the crisis. Find the Positive in every situation.

[@rebeccaartgallary]

@@purplebliss6875 bravo! I've been getting suggestions to consider financial advisory, but where and how to find someone reputable has been challenging, mind if I look up the advisor guiding you please?

[@purplebliss6875]

@@rebeccaartgallary I've stuck with ‘ Sharon Crump Cline for four years now, and her performance has been consistently impressive. She’s quite known in her field, you can confirm her on the internet.

[@rebeccaartgallary]

@@purplebliss6875 I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@VitalyYuriyevou]

Buying more SCHD today

[@helenbrooks2273]

Great decision

[@dreadinside654]

Why not JEPI? JEPI give higher dividends than SCHD.

[@robertbynon7189]

Hey Nolan---What do you think of these new covered call income etfs and how they might behave in the near future?

[@brettsbits5379]

Missed this by hours! I was about to get an order in yesterday for some more VOO, QQQM and SCHD and missed out :( Do we expect the cuts to continue some upward momentum in the market in the coming business days? Or best to wait for a red candle and buy the dip? Awesome content btw. Subbed!

[@NolanGouveia]

Thankyou! Tough to say but I think eventually the market should drop before increasing like crazy

[@pagoluganesh9374]

Whats positive about it are we out of recession what about ai?

[@kishannayak5773]

Great, and TIMELY content as always! I was wondering if you had any thoughts on the outlook for REITs/REIT ETFs in light of the more aggressive rate cuts?

[@GodsArmy00]

Look into $RMAX

[@BraidenKing-uz8ph]

Thoughts on divb

[@Atrus999]

To the moon! 🎑

[@user00165]

the market reaction proved that Fed's game is just a game that experienced investors know about.

[@joshcal7370]

Sadly they announced yesterday they won’t be doing even half a percent again, and we need a lot more to get the economy going again.

[@Biz005]

Just bought more SCHD today 😁

[@NolanGouveia]

Noiiiice

[@kamille.8692]

Who’s texting you saying SCHD isn’t good?! They cray cray!!!

[@NolanGouveia]

Right?! Pretty crazy! 🤪

[@margep752]

So Prof G, are you saying this is still good time to invest in those 3 Etfs for long term?

[@NolanGouveia]

Oh definitely! I’m investing in those all day still!

[@Gabber44906]

Where can u get 6% now?

[@motowncooking6125]

What about small and mid cap

[@TotallyRegWhatelse]

They won't become large/mega caps soon. Their impact... neglectable. 🥳

[@Habeev07]

SCHD, SCHC, VTI, VOO

[@todd2456]

Why the negative feedback on SCHD recently? Isn't it up over 10% so far this year?

[@Atrus999]

People get bored and twitchy about leaving their money in something that doesn't make them short term profit. Back when the SCHD reconstitution happened a lot of people were panicking and telling everyone to abandon ship and then when the next dividend payout happened it was the highest March dividend SCHD had in its history. People don't know what they're doing. 😂

[@SlowlyMotivate]

Schd divvy payments grow pretty well in a rate dropping environment, I need more money into SCHD to have the cash flow to retire ​@@Atrus999

[@thepro08]

its like 28% but most people are stupid and most news tell the story of the day... its actually criminal to compare stocks day per day instead of at least 1mth or 6 or 12

[@Metal_Stacking]

​@@thepro0828% in a year? What math are you using?

[@haleyasfraser2429]

I LOVED IT! Thank you

[@NolanGouveia]

I'm so glad!

[@VitalyYuriyevou]

I like this 👍👍

[@haleyasfraser2429]

That is good.

[@obriennate4591]

wow, fantastic.

[@ExileOnMyStreet]

Tesla has been lagging the other 6 by a wide margin. It's ready to rip as it benefits greatly from lower interest rates.

[@luisachenyuan]

The tightening was too aggressive to begin with. The rate hikes have broken an already fragile economy that would have worked out the inflation in the free market. The Fed chose to spark inflation buy napalming the public with stimulus right when the global supply chain was broken and production of good and service basically did not exist during Covid. It was gasoline on the perfect firestorm. Then, instead of letting the inflation work itself out… we hiked rates thousands of times higher than they were in the most massive pounding the Fed has ever given an economy. They chose to break the inflation they created over the backs of the middle class. Now they’re providing a little relief and everyone is acting like it’s going to bring back Covid level inflation and end the world..... Anyone feeling the impact of these economic shifts should consider Crypto long-term trading strategies to protect their assets. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 720k from day trading with Seren Wintersun in few weeks, this is one of the best medium to backup your assets incase it goes bearish..

[@luisachenyuan]

SHE IS ON TELE GRAM.

[@luisachenyuan]

@Serenwintersun

[@0r00ney]

In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Seren’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.

[@79AdventureBaby]

Always backup your trading with a good strategy.

[@charadreemurr4221]

Nice, I was just hodling before I found Wintersun. In my opinion she is the very best out there.

[@willmallory9085]

Thank you

[@JonCooper86]

I’ve been buying jepi jepq $$ get that monthly income going

[@caryboy2006]

But, but, but what about long term bond at 5% that were purchased last year?

[@TotallyRegWhatelse]

No risk - no fun. Have fun staying poor with your bonds! 😂

[@appleztooranges]

Good bye HYSA

[@NolanGouveia]

Gains in the stock market should farrrr outweigh that drop in the HYSA though!

[@appleztooranges]

@@NolanGouveia so your saying take all my emergency funds from HYSA and throw it into voo?

[@NolanGouveia]

@@appleztooranges definitely not saying that lol. Emergency funds need to stay outside the stock market

[@deyemeracing8795]

@@appleztooranges well, maybe VOOV ;-)

[@fxdnny]

It was fun while it lasted