What the Fed's interest rate cut means for the bond market

[@LewisConstance]

The Fed's talk of interest rate cut leaves me pondering what stocks to buy now and when do I sell? I'm unsure how to properly allocate my money to achieve an optimal portfolio in this present economy, my goal is $3m for retirement.

[@Manselus4o]

Navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position

[@donaldwest8130]

Much depends on your age and risk tolerance. As to which stocks to buy or sell? There aren't many Peter Lynchs" ( former head of Fidelity Magellan fund). Buying the entire market or the S&P 500 via an ETF will cover 80% of your equity exposure. If you want to use 20% to purchase individual stocks, you can research that just as well as an advisor. The above is the same strategy Jack Bogle used. Unless you're in a overly complex situation involving operating a high end business with tax and stock options issues, you really have to look at cost of an advisor if you're a regular 80-15'0k per year employee. Good luck on reaching your goal.

[@donaldwest8130]

Low interest rates are good for borrowing money and carrying debt. However, it has a negative impact in the fixed income markets. If bank savings and bond funds earn 1%-3% annually vs the general bond market of 5.5% returns, savers and bond investors are then at best are breaking even or more likely losing value each year and are forced to to take more risk with dividend paying stocks. Same with pension funds.. Cheap money incentives more spending and greater debt. 35 years agi my first house had a 10% mortgage and it was a great deal and paid it off in a little over 7 years. . People with a 3% mortgage have no incentive to pre pay a loan and get out of debt. Yet they continue to spend like intoxicated sailors.

[@VonKirda]

The game of fin commentators: change the goalposts at at any time and fear instability. Like the arsonists becoming fire fighters

[@Marnel12-b3l]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@ThomasWilbert-j2m]

Quarter...point in interest rate cut. In my opinion....it will be just that

[@shanerogers9386]

Congrats on hyperinflation

[@sandipsarkar5295]

👎