NPS guide | Aapka NPS contribution kaha invest hota h | Kaise allotment hoti hai | NPS tax benefits

National Pension System yani NPS ek popular investment option hai jis se aap na ki apna tax bacha sakte ho par retirement ke liye bhi planning kar sakte ho. Aaj ki video me hum aapko NPS ke baare me puri jankari denge ki NPS account kaise open karna hai, veh kaise kaam karta hai, kitna invest karna chaiye aur zarurat ke time kitna amount withdraw kar sakte hai.
Topics covered in this video:
00:00 Introduction
01:10 What is NPS?
02:22 Where does your NPS contribution get invested?
03:13 How does money get allocated in NPS?
05:30 When and How to withdraw money from NPS?
06:52 Tax benefits of NPS
NPS tools and more information ke liye niche diye gaye links ko zaroor check kijiye:
1. Our NPS calculator at www.etmoney.com/tools-and-cal...
2. Invest in NPS and save taxes at www.etmoney.com/nps
3. We have 9 articles on different aspects of National Pension Scheme at www.etmoney.com/blog/category...
4. NPS tax benefits: www.etmoney.com/learn/nps/nps...
#NPS #NPSTaxBenefits #NationalPensionSystem
Pension fund management companies
1. SBI Pension Funds Private Limited
2. UTI Retirement Solutions Limited
3. LIC Pension Fund Limited
4. Kotak Mahindra Pension Fund Limited
5. HDFC Pension Management Company Limited
6. ICICI Prudential Pension Funds Management Limited
7. Birla Sun Life Pension Fund Manager
To invest in NPS within minutes that too without any paperwork, download the ETMONEY app etmoney.onelink.me/unJQ/4090c924
#NPS #NationalPensionSystem #ETMONEY #NPSinHindi

[@ETMONEY]

There are many excellent resources on NPS on ETMONEY. Here are some you should use: 1. Our NPS calculator at www.etmoney.com/tools-and-calculators/nps-calculator 2. Invest in NPS and save taxes at www.etmoney.com/nps 3. We have 9 articles on different aspects of National Pension Scheme at www.etmoney.com/blog/category/nps/

[@meenapaikra-xe2zf]

Ll

[@nsharma6922]

Sir i hold a pmapy ac and a pran Can i open a nps ac Will i be able to take benifit of both

[@WorldgeopoliticsbyPrashant]

NPS or MF which is better?

[@p_p21]

I am a govt. Employee and my contribution under section 80 c in nps is 37k and over all is 1.5 lakh I want to know that I can contribute extra 50k under section 80ccd 1(b) to save overall 2 lakh under this section

[@ravigautam2738]

The way of presentation and explanation deserves claps

[@guruprasad5858]

Very True!

[@rajamvenkataramanan3065]

Gentleman,you seem to be in a teaching profession.Very neat presentation Thanks. I would be happy ifit was inEnglish

[@sureshgopal3311]

@@rajamvenkataramanan3065 s⅖2s#aa₹#####22ss№S at a⅖

[@RajRaj-bz2vz]

8

[@suryakantamahala]

Echo with you..

[@sachinnimkar]

Every Media person or any professional should learn from this guy how to present a presentation. Such a brilliant guy.

[@princegarg5328]

This channel is a gem. Highly Underrated.

[@ETMONEY]

Thank you

[@SagarUghadeVlog]

I am speechless after watching this vedio.. I am 35 years old and I don't have any lic policy I was worried today I got the offer letter were company is providing nsp as extra benifit facilities.. So I just thought let's understand what is nsp.. And now I am happy to know about nsp. God gives you so much success in your life So many people still not aware about this

[@ETMONEY]

@Sagar Ughade Thank you for the kind words. Glad that you found the content informative and useful. Do share this video with your friends & colleagues and spread the awareness.

[@SagarUghadeVlog]

@@ETMONEY sure

[@RamBabu-xd9tv]

If you want lic policy then contact me @ 9654744038

[@cocoleo8111]

Kitne aaram se aur kitne spasht tarike se inhone samjhaya. Bahut achha laga. Aur inhi ki wajah se mai channel subscribe kar raha hu. Generally indian channels na hadbad hadbad sab bolte hain. Par inka kitna achha tarika tha.

[@rajatrasiwasia]

What a beautiful way to make someone understand. Clean and elegant.🙏

[@ETMONEY]

Thanks a lot 😊

[@MahendraPatil-fr4sp]

Although this video is best it's not clearing 100% doubts I think one more video is required to clear some doubts 1) If you select Active choice initially can you revert it back 2)How much minimum yearly investment value is decided 3)if I don't invest in one year and then want to continue will I? 4)Fair idea should be given on annuity and monthly pension with example does annuity rates vary every year? 5) if someone dies after 4-5 years of nps subscription then what happens 6)Is it applicable for defence personnel?

[@EveryPaisaMatters]

Very well explained in a simple and nice language. Keep up the great work team. 🙏 - Thanks, EduPathshala by Amit

[@ETMONEY]

Thank you very much Amit. Glad you liked it.

[@kanubhav26]

Great explaination...Such an amazing one that even me as a beginner can understand it!!!!

[@ETMONEY]

Glad it was helpful! Thanks.

[@amarkumarsoni5427]

Cleared all my doubts! Great video. And the host's presentation skills are fantastic. Keep it up 👍

[@sree3282]

Precisely explained. Thanks for your efforts in helping me understanding about NPS.

[@ETMONEY]

Most welcome, Sreekanth.

[@siddhik2001]

The anchor has such a calmness to him, that I feel like hugging him and sleep :D. But thanks for such a good explanation. I understand that the 40% of the maturity amount will depend on the kind of product we choose and hence we can receive this amount till our death as well - slowly in a periodic manner.

[@ETMONEY]

Thank you for your warm words

[@dikshasingh-wr8uv]

The explanation was so easy to understand ! Thank you for this !

[@deepakmallik8683]

Thank You sir gor the detailed explanation..got to know many things..👍

[@shikhapriyadarshini2623]

Well explained. You deserve appreciation for this video.

[@SuperAbhishek333]

Sir the way you explain is outstanding, it's clear All my doubts 🙂👍

[@debjanims2008]

Brilliant presentation so lucidly explained

[@ETMONEY]

Thank you very much

[@deepakkumarsabat7462]

Superb vidoe...Master class of NPS...THANK YOU SO MUCH..SIR ..

[@amanchhabra9990]

Great way to explain. Calm and soothing.

[@apurvsonalkar9668]

Woo great presentation sir ....channel must deserve million subscribers 😍🤗 keep going

[@purvamunghate3686]

Very easy to understand and really well explained.. Thank you so much ETMoney for this.

[@ETMONEY]

You are very welcome

[@Ajit-kd9oi]

I can say it's the best explanation on NPS.. clear & informative.. But I've one doubt here, hoping you'd clarify - Is employer contribution beneficial for NPS, considering the long term investment??

[@praveenX]

Awesome Video and great explanation!...loved it!

[@mvenkattube]

The way you present and your voice is superb...

[@ETMONEY]

So nice of you. Thank you very much!

[@lakshminarayanm2740]

Very detailed explanation. Fantastic video.

[@chandanab1801]

U are amazing... Crisp n clear..

[@deepaligaikwad3740]

Clear Explanation Kudos to Anchor for simplifying it

[@ETMONEY]

Thanks!

[@PundrikUpadhyay]

Sir Everything apart. Aapka presentation skill kabile taarif hai . Maine li nps

[@ETMONEY]

Thank you

[@sachinraverkar4257]

In case of death of the person, what happens with the money invested in NPS account? Also please also explain about nomination facility. What is payment term? Are we supposed to invest without break or we can stop at any time, but funds would have lock-in till 60th birthday?

[@gauravverma8401]

Nice video. But just an additional info - PF also falls in the EEE benefit category apart from NPS, PPF and Sukanya Samridhi Scheme

[@vishalchauhan-pe1rk]

Very nice and informative. Like all your videos. Simple and easy to understand for even beginners. Well done. Keep it up🙏👏👏

[@ETMONEY]

Thank you Vishal Chauhan

[@dipankarroy2494]

Nice video sir...I just want to know whether an old scheme pensioner can invest in NPS?plz reply...Thank you

[@balajishelke8391]

Very much informative video. Just a correction sir. LIC premiums paid and maturity received also comes under EEE category. Please Correct it.

[@subhav_sharma]

Damm Helpful.. It's so better than other chaos videos ;) #ThankYou

[@ETMONEY]

Thank you Subhav Sharma. Yes, we try to get to the point quickly and I am glad you liked our video formats

[@vishalchauhan-pe1rk]

Very informative video. Good work guys.👏 Keep it up👍

[@ETMONEY]

Thank you

[@sirasalaharish2070]

Short and crisp -very well explained

[@ETMONEY]

Thanks

[@akshayjoshi1274]

very well presented and articulated!

[@grctrainingsolutionsgrcts4175]

Hello, thank you for the video. Has the Tax Benefit amount changed since this video was posted?

[@harikrishna9253]

Excellent presentation.

[@ashitmohapatra2181]

Very nicely represented..Superb content

[@AbhishekYadav-zv3np]

Very well explained video on NPS....waiting for more investment related videos....

[@ETMONEY]

Hi Abhishek, Thank you for your kind words. It made our day :). And we will surely continue making videos. Regards, Team ETMONEY

[@studyandlearn8222]

Video has covered complete idea on NPS . Thanks

[@vijaydhakate2525]

I am watching more video financial education but your explanation is too good...

[@MahendraPatil-fr4sp]

Yes I really appreciate your efforts of nicely explanation 🙏🙏🙏 like your every video

[@ETMONEY]

Thank you so much 😀 .. and Mr. Patil, please allow us sometime to respond to your questions that you posted today. Those were very pertinent questions .. thanks for taking the time out for that.

[@babumohana4251]

Clear in Detail. Amazing presentation

[@ETMONEY]

We are glad it was helpful!

[@SuriyaGayathri]

Hello, When you say about NPS returns, is it the amount in Tier 1 account? Or, the sum of amounts in both Tier 1 and Tier 2 accounts?

[@amartyamukherji6314]

Sir, your video was really very helpful. I will be really grateful, if you reply to this question. So, after maturity at the age of 60, maximum 60% of the total NPS corpus can be withdrawn. Please let me know is it possible by any means, to withdraw the balance 40% of the matured amount without going for a monthly pension scheme? And if it is possible, then what is the penalty or exit load?

[@sm19951]

i must say it's a brilliant presentation!!!!

[@ETMONEY]

Thanks!

[@jayeshjagetiya83]

Wow, nicely explained, thank you

[@ETMONEY]

Hi Jayesh, Thank you for your kind words. We are glad you liked the video. Regards, Team ETMONEY

[@rjsikri]

Sir can you explain it precisely deductions under 80ccd (2 ) can be claimed directly or firstly the employer contribution should be added to to the income and then the deduction under 80ccd (2) be claimed !

[@subodhadavadkar7158]

Very informative and useful video. Thank you so much

[@ETMONEY]

Glad it was helpful!

[@ashishdey0704]

Superbly presented..

[@WealthySandeep]

Fantastic Sharing About NPS :)

[@ETMONEY]

Our pleasure!

[@chaitanyapai6850]

Excellent video. Brilliantly presented.

[@ETMONEY]

Many thanks!

[@yashbehara7525]

Beautiful presentation. Thanks for the video.

[@ETMONEY]

So nice of you. Thanks

[@varindersingh3390]

Gently explained by a gentleman

[@ETMONEY]

Thanks!

[@kritimall7122]

Thank you so much sir you are so great in explanation of topics .

[@ETMONEY]

You are most welcome

[@seemasharwa06]

What a nice explanation😍😍

[@ETMONEY]

Thank you 🙂

[@nilanjacob9061]

What an awesome channel..I don't know presenters name, very precise videos from ETMoney, not to mention the gems from Shankar Nath

[@ETMONEY]

Thanks! That's Mayur

[@dharmendrachauhan7078]

Very lucid and crisp

[@ETMONEY]

Thanks

[@abhishektiwari2338]

Great knowledgeable video 👍🏻

[@auroshisray9140]

Great and easy to understand

[@ETMONEY]

Glad to hear that

[@rajeswarihari6764]

How to process papers under NPS by a central government employee at the time of retirement? Kindly put a video on this matter?

[@MK-uu2et]

Very informative video. Keep it up.

[@ETMONEY]

Thanks a lot!

[@PIYUSHKUMAR-qe9rv]

Great video. Thanks a lot

[@inner-cyclopedia1372]

Very wonderful explaination sir. Thank you 👍

[@ETMONEY]

You are most welcome

[@Jo-on-Go]

Insightful 👍

[@deepikashinde8507]

U explain so well and calmly...😍

[@ETMONEY]

Thank you

[@purbadribanerjee3289]

wah..thanks a lot..very nice presentation

[@ETMONEY]

Thx

[@hemangisanghvi980]

Can we deposit 2 l, into NPS, even though, we may be availing only 50 k under 80 c, for I T benifit, bcoz we are also depositing 1.5 into ppf

[@tushardasthakur6472]

Excellent explanation

[@deepakkasaudhan953]

Very well described.

[@trblearninglabs8248]

Crystal n clear

[@ankushmohokar1795]

such a sorted video. thanks.

[@razor2825]

Excellent Presentation!

[@ETMONEY]

Glad you liked it!

[@RaghavendraM]

Can you explain on risk factor, I mean what could have happen if the market went down. Totally I want to know is our money safe ?

[@jayarani6654]

Excellent presentation sir. Your voice is like Ram of The Ramayana.

[@ETMONEY]

Thanks a lot

[@ssvlog5410]

Sir you have explained very well thank you thank you so much

[@ETMONEY]

Most welcome

[@ChandanKumar-on8cf]

Well explained 👌👌

[@priyadarshinir9730]

Great video! Does ELSS come under which of these in 80C section 1. Subscription to approved mutual fund 2. Subscription to notified mutual fund 3. Subscription to equity shares.

[@Ravinder.Dhingra]

1st one. In case you are asking while declaring to your employer for form 16/tds you can choose either of 1st 2 options. Employer can take any as ELSS is tax free and covers in 80c. Lock in period is 3 years. Best ELSS is quant ELSS

[@amitsr93]

Can I invest in both 1-2 ... Also in case I invest money Through one account and while withdrawal I want in my new account that tym is it possible.. or withdrawal can be only done in the same deposit account

[@vikashsahu4952]

For long term plan , I think mid cap and small cap sip is best. When my active income will b stopped, I will take swp on that corpus.

[@RaviDubey-mc6sq]

Very good explanation 👌👌

[@junedrehman4]

I really liked the host attitude and simplicity ..

[@ETMONEY]

Thank you Juned Rehman

[@packkya]

Kindly upload your videos in English language or at least with English subtitles, as this channel is becoming very popular & increasing to have a pan Indian following. A humble request from your loyal follower.

[@sheebamulticlasses1906]

Way of explanation is superb

[@ETMONEY]

Thank you!

[@vish1211]

Awesome video thanks

[@keshavaggarwal1218]

Superb presentation

[@sunilyadav-qq4cm]

Recently I started watching your channel and loved how you untangle seemingly complex topics about investment for beginners like me. I have few doubts about investment in NPS Tier 2. 1. Is the equity portion is only invested in index funds by fund managers of NPS? 2. Can I use NPS tier 2 as an alternate of mutual funds for short term investment. let's say around 3 years. keeping the equity portion max out to 75%. 3. Can I use NPS tier 2 as alternate to savings account keeping the proportion to 0% equity and 100% govt. bonds. 4. Is the govt. bond folio in NPS similar to debt funds in mutual funds? I feel most of my questions are connected. Please answer it here or make a short video on 'Can tier 2 NPS be used as alternate to MF or savings account for medium to short term investments. Thanks

[@sunilyadav-qq4cm]

@@ETMONEY Thank you so much for this detailed reply.

[@monishsomani7399]

Best explanation.

[@imVishalKS]

Awesome explanation

[@ETMONEY]

Glad you liked it Thanks!

[@liraanddugulu7455]

Wow.. thanks 🙏

[@ETMONEY]

Welcome 😊

[@kishansargwan5492]

Outstanding video information

[@ETMONEY]

Glad to know that. Thanks

[@neeraj2509]

explain on what is the "safety/guarantee of annuity" by annuity provider in NPS

[@ShidhuRocks]

First of all thanks a lot for explaining such neatly with points. :) Am thinking of investing in NPS(Tier 1). For me 80C is already exhausted(1.5 lac) with other tax saving options except NPS. So, if I take NPS scheme will I get additional benefit of 50k (under 80CCD)? Or NPS itself has to be of 2lacs to get 80C+80CCD tax exemptions?

[@ETMONEY]

Hello Saumyadip: Thanks for your warm words. You can choose an NPS scheme for the additional benefit of 50k. We have an excellent blog on this too .. pls have a read at www.etmoney.com/blog/category/nps/

[@mdhamidusman9097]

Very good presentation.

[@AtulSharma-gk9xk]

Excellent and informative..

[@ETMONEY]

Glad it was helpful! Thanks Atul Sharma

[@The_Semi_Nomad]

Thanks for the video, I have one query. Is the investment amount flexible? Say for example, if I invest ₹50K in one year, can I increase or decrease the amount in the coming years?

[@ETMONEY]

Yes, you can add more or less

[@manas.18]

Best video explanation ❤️

[@ETMONEY]

Glad it was helpful!