One Card Credit Card Honest Review || Reality of OneCard Metal Card Revealed

One Card Credit Card Honest Review || Reality of OneCard Metal Card Revealed
One Card Credit Card is one of India's First Fintechs to offer Metal Cards to its customers for ZERO Charges. Though this card has a lot going - Neat User Experience, Swanky Card, 5X Reward Points for top 2 categories, there's a lot missing also - even for a Lifetime Free Credit Card.
In the Video we highlight all the pros and cons of this card. Watch this video to decide if you should apply for this card or not
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[@venomogamingyt]

या हिंदी बोल लो या इंग्लिश एक भाषा का उपयोग करो माता जी

[@HordyBro]

Tu mat dekh fir

[@rushiashtikar]

Nikal jaa gawar...tera user name English mein hai

[@majnulaskar8248]

​@@HordyBrobaat toh sahi.. English and Hindi me baat karna mujhe bahut accha lagta hai..aur ajkal har educated log Aisa hi baat karte hai

[@HordyBro]

@@majnulaskar8248 sir koyi sense hain is bat ka?

[@Vsvideos0099]

Dono m se ek bol do yar

[@indiantechnology7546]

Ma'am I request please try to speak in hindi most of people still don't know to speak or understand english I know to are well qualified and it's fascinating to speak in english but your are pushing your language to extinct I WRITTEN THIS IN ENGLISH BECAUSE I think YOU DON'T KNOW HINDI AM I WRITE

[@narutozmk172]

But amazon icici card 3-5% is amazon shopping only. Though they give 1% normal across everywhere else

[@harish3407]

Careful amazon card is not acceptable for showroom outlet offers. Such as if you go to samsung where icici offer is going on . They will reject on your face if you have amazon pay icici cc... same with other outlets like vijay sales. 😎

[@abhishektyagi1814]

bhai yeh paid add kar rahi hai,agar log dhyan se iski video dekhe toh jis cheez ki info deni hoti hai yeh use chod kar dusra product chapati hai.kabhi idfc aur kabhi icici.agar yeh otni hi sachi hai aur informative hai toh paid content kyo nahi bolti.

[@rapiddu6482]

Bug still reward rate is one of the best considering it's lifetime free card. 1% is on all spends plus its not restricted 1% it automatically gets added to amazon pay balance which can be used for shopping, mobile recharges if you don't want to do shopping, so I can basically use the cashback as I want. There is no minimum point condition for redemption which all credit cards have, even if my cashback is ₹1 they will automatically add ₹1 to my pay balance. The best part is if you buy stuff for other people on amazon you earn the cashback and it's not discount so it is not reflected anywhere on the invoice. 😏

[@yashpatadia9933]

Citi bank late payment charges are 45% per annum . I feel this is much better then citi card ( expect offers from citi bank obviously) . App experience amazing 1 thing you majorly missed about one card is 1% FOREX MARKUP FEE . Other banks mostly provide 3.5% plus gst

[@arpitasingh5246]

Not to mention, highest fd rates of 6.5 to 7.5% that currently no other bank offers on miniscule amounts ESPECIALLY like 2k, 5k or 10k. The points are redeemable for actual money, whereas with others, you can only BUY stuff, that too with an extra reward redemption charge which is again 0 here. AND THIS DOES HELP WITH CREDIT BUIDING. 1Card clearly mentions that upon 3rd month of usage, this would reflect on cibil and ever since then it is EVERY MONTH = HELPING ME IMPROVE MY SCORE. Most of this video was MISINFORMATION, even though I like a lot of her videos... Seems like not sufficient time OR research was put into it. Source: been using the OneCard since almost an year against FD, also, got my father and fiance 1-1 each!

[@rapiddu6482]

@@arpitasingh5246 true a lot of misinformation in this video. I already use the service. For rewards best card is amazon pay card not just reward points but also how it is given back. Simple calculation no fuss of rewards points 1 point = ₹1 simple. Gets automatically added to amazon pay balance which is basically cash can be used from shopping anything or mobile recharges etc with other cards there is limitation on redemption and selection is worthless sometimes. Although with Onecard I would definitely say that it is one of the best feeling card. 😂 It's awesome when you want to show off Visa Signature and Metal chrome on the edges. Even cashiers are like "what is this, this is heavy"

[@ronnienutwala8250]

Citi card fucked up my credit score never ever use citi worst card

[@sanojha]

One card has one special feature of 1% forex charges on international payments which is relatively far less compared to all other cards.

[@SwarnadeepNandy]

Use Wise card, which doesn't charge you a dime.

[@psajikumar1598]

First we need to learn both Hindi and English together to get information from you.. try to tell in one language madam ji.. all of your viewers aren't that much "Pade Likhe"...

[@prateekkargeti3972]

One feature that you missed is 1% forex markup which is the only reason I got this card. For a card which is lifetime free you can keep it just for your spendings abroad if you frequently travel abroad. Even top of the line credit cards like sbi elite charge 1.99% minimum which are not lifetime free, in fact you will have to pay a hefty yearly fee on top of it.

[@dharmdip_7]

Get fi debit forex markups is zero

[@yashpatadia9933]

@@dharmdip_7 card you are talking about is DEBIT CARD. So there is a difference between using your own cash on spot and getting credit for only 1%

[@dharmdip_7]

@@yashpatadia9933 for that matter I don’t think any credit card have zero markup

[@pbxxxxx]

@@dharmdip_7 Rbl World Safari 0% markup fee on all foreign currency transactions

[@hswalkermusic]

Neo global card has a 0 percent forever markup fees

[@pratyushpandey3084]

2 month ke baad cibil me reflect krtaa hai atleast prepration krke aaya kro...

[@rules654]

transaction failure is the only point i disagree on.....otherwise nice video..... all my payments were super fast.

[@__Charlie-R]

Oyyy Hindi me bata dete to English valoko nahi samj ata kya 🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤🫤

[@sadashiv3391]

My experience with OneCard is really good, I never came across transaction failure problems. It reflects in my CIBIL every month I never faced this problem of not reporting to CIBIL and the thing abt late repayment, it’s quite depends upon the user. I don’t think this card has no negative things than positive things. I’m using OneCard since long time and I’m really happy wit it. Int on FD is really good, it’s a positive side do include that!

[@aishwarysharma8848]

Bhai plss replay mere main 2000 ki limit thi or aaj maine vo apne feb months main khtm.kr di thi than aaj main vo bill pay kr dia but usme remaning due amount 1742 ku bta rha hai outstating ammount bta rha hai plss replay meri smjh ni aa rha hai kia kru

[@sadashiv3391]

@@aishwarysharma8848 bhai if your payment is successful then wait for some hours it will reflect as ‘bill fully paid’

[@sbrother1246]

Absolutely right

[@rubykeshri]

hello there , after the first bill generation in onecard , how much time it does to report to cibil and update cibil score??\

[@sadashiv3391]

@@rubykeshri they start reporting to credit bureau from first month it self, if u using it in a good manner like, if u be in 30% utilisation ration then it will just take approx. 3-4 month to build a healthy credit score (750+)

[@VatsalPatel-z1e]

નવાઈ નું English avdi gayu che લોડી

[@soumyakdas2157]

I just got an Federal Bank approved One Card with 1L limit. Also got a metal card without any FD. Just keep your Cibil above 750 and you're good to go.

[@springbloom5860]

How did you do that please let me know

[@जयअंबे-श5थ]

बहुत-बहुत धन्यवाद🌹🙏❤🍓🌲🍇🍒🍍🍋🍏🌈

[@VanshMeena2002]

Good ha kya Amin be kar skat hu ?? Main 2000 wala kar ra hu fd uski badh cutt tu nai hongi paise

[@rakeshchacharia]

1. Presence in City: If one card is not serviceable in any area, then the user can apply for a secured card. 2. Even the interest rate on FD ranges from 6% to 7.1% which is way more than any other bank. 3. I don't think any other bank provides metal card lifetime free 4. Applied in December 2021, and It's reflected in my latest CIBIL Report ( it takes about 2 months) Agree on reward points, it's very low compared to others.

[@sarthakkumar8679]

kitna fd kiye the bhai?

[@rakeshchacharia]

@@sarthakkumar8679 50,000 kyoki mere ko Metal card chaiye tha

[@SujeetKumar-jk6ci]

@@rakeshchacharia Esa b kya h bhai Metal Card me

[@rakeshchacharia]

@Sujeet Kumar jab metal card free me mil rha hai to why to say NO ?

[@pubglitekingak2825]

Bhai 2000 fd card liyatho cibil increase hogakya use karneke liye ?

[@CreditExplorer]

Credit cards se Judi videos aap humare channel par bhi dekh sakte hain ,jaroor check karein!

[@yuhaan7555]

one card is one of the best card for beginnee... I want to counter something u told on transaction decline... ... I am using it for more thn 8 month... and i never got a single decline

[@vishwanathu9402]

Iska kyc late karte hai tabtak physical card block kar diya jata hai, air baad me card activate hota nai, qr code non_functional ho jata hai virtual card se hi txn karta hu, ye qr code mail karenge bolte hai par mail me qr code hota hi nahi.. Worst service hai... Inki activation karne ko... Not happy at all

[@thefrugal6066]

But students cannot get icici or axis or idfc credit cards without income details. If we can can you please explain how? Otherwise students are only left with a secured one card as the option.

[@unforgettable_syed_ayesha]

Download a Slice credit card

[@yashsharma8427]

You can get icici as a FD also but they ask for higher amount i think while one starts from 2K FD

[@deeni_.thought786]

Madam mana ki ap angrez ho pr yaha kuch log english nhi jante ..toh ap hindi bhi use kr sakti ho

[@rohit_shrivastava]

I using last 1 year best card no doubt

[@alokpanjiyar7500]

She spreading the negative things about this credit Card. Even I am using this credit Card last 1.5yrs.

[@GurpreetSingh-vz8ez]

@@alokpanjiyar7500 fd pe piya tha !??

[@memeaddiction911]

Hindi ya English Konsa Language hai video ka🤔

[@karunachaudhary97]

My experience with one card till now is amazing I really like the app they’ve designed and its very easy to use. Redeeming the rewards points is very easy with no fee and metal card. The FD rates are higher than the other bank and benefits are also good. My cibil is getting reported timely and I get the reminder as well for making the payments.

[@niceone1587]

2000 ki fd se kitne tak ki emi shopping kr skte hai

[@dattarambarkade2655]

@@niceone1587 600-800

[@mrhoney2042]

From where I can get cibil report monthly by mail or we have to do something

[@mohsinskmohsin8376]

Aapka channel Hindi hai ya English koi bhi ek Bhasha Puri bole video dekh kar pura nahin samajh mein a Raha

[@ankitsahu6894]

I recommend k ye card mat lena me har month ka 2000 penalty bhar raha hu

[@Orque01]

😮 can you explain

[@abhishekshinde8198]

Bina matlab ke 2000 nahi bharta koi.....kuch to liya rahega na bhai....

[@anujbajaj9724]

@@abhishekshinde8198 EMI bhar raha hoga

[@punjabishorts0172]

Wo kaise..tell me

[@Orque01]

Eh Mera 2 month hei... Koi hidden charges nahi dekha maine... Maine 10k credit card leliyatha bas

[@himanshuandeyp7736]

Bewkuf ya to Hindi mein bol deti ya english mein hi

[@aoi_sora5667]

Another negative point, During the time I registered for the One card and they sent me my credit report, I had a CIBIL score of 800~ and still I got a FD secured credit card, also unless you deposit 50k in that FD, you ain't getting a metal card, which kinda misses the whole point of applying for the card.

[@arishfa139]

Chachi ya to English me samjhao ya fir Hindi me 🙄

[@hp2_8]

Cibil socre me show karne me 3 month ka time lagta hai and fd start from 2000rs.

[@sbrother1246]

You are wrong, Mujhe credit card SBM bank se Issue kiya gya. mera Credit score 28 days me hi update ho gya after 1st due date.

[@hp2_8]

@@sbrother1246 ho hi nhi sakta

[@yusufkasimch]

Mera SBM OneCard to 11th December ko issue hua tha & 31st December ko CIBIL me update ho gaya.

[@himanshudalal857]

Cibil score me 3 mahi ne me show hova tha federal Bank ne issue Kiya tha

[@nayakkumar6610]

@@yusufkasimch mera 3months used hua hai sbm onecard, emi v chal raha hai, magar cibil report pe kuchh bhi nahi hai.

[@zuberahmed978]

Didi Hindi mein batao na English Aati to video dekhne ki jarurat hi Nahin padati

[@sanatanuzagare8441]

What is the per month EMI, if we take upto 50,000 limit on the ONE credit card

[@arkalmeida8727]

10% of the total balance, if no bal no emi

[@sultansingh8677]

I think aapko Hindi nhi aati It's very Bed So Learning Hindi language

[@Hmmm_7]

😂😂

[@lokeshwarraju1930]

Very detailed and worth watching...👌👌🔥🔥❤️

[@YOUR_DAD99]

hindi me boldiya karo mam ya to English me dono mix bolte ho😡

[@mohitverma23]

It does reflect to your cibil ( atleast mine does ) For the reward standpoint, few cards are not for rewards but the kind of offers that they bring to the table, I see a lot of offers being laid at different platforms including grocery, flights and shopping, this card brings hell lot of offers. So I am loving this card for some unique benefits that this card offers.

[@rawcoverwithroy470]

Does it show credit card or consumer loan (credit line) in the credit report?

[@yusufkasimch]

@@rawcoverwithroy470 it's an actual credit card. Shows credit card in credit report.

[@rawcoverwithroy470]

@@yusufkasimch Thanks mate for confirming!

[@fi3605]

Bro one question....in credit report...which name does it reflects...bank name or one card name?

[@susmitn99]

@@fi3605 Bank name like IDFC sbm federal etc

[@moodysboy3572]

One Of The Best Credit Card

[@prinkeshchaudhari9873]

I was just reading their charges table on their website. I was confused on 9th point 'Repayment' a convenience fee of 2% of transaction. what is it ? Will I have to pay 2% extra for my bill ? Anybody knows ?

[@AMITvilogefun]

No

[@AMITvilogefun]

If you delay or pay the minimum amount

[@evergreenpuruliahits5024]

Itna faltu audio quality hai ki Mera sir darrd kr gya

[@ChiranjeebJena]

You forgot to mention one more benefit of OneCard. It's forex markup is 1% which is lesser than other cards. Hdfc & Sbi charge 3.5% forex markup.

[@sujityadav208]

Yes best part

[@dustinsharma8803]

05:50 same with this channel

[@nileshgosavii]

Interest rate can be reduced to 1.33% by converting into EMI. 5x reward points are on top 2 spend categories, it gives all the controls in the app. Plastic card replacement is free metal ke liye 3000 lagta. Ofcourse cibil badta he else why would anyone make fd for credit card if not for cibil? Also no surcharge on fuel, reward points never expire. Insurance upto 1 lakh against fraud. This video is sponsored by icici Bank.

[@RaviSagarVlogger]

Hindi m hi bolo yaar aap 80% to English m bolti ho kuch samaj nhi aata....

[@alokpanjiyar7500]

OneCard is Best. No need to OTP for transaction , without failure transaction , cibil report is also update every month. U just spreading the negative things about this Card . I am using this card 1.5 year's & my friend also use this card.

[@Mastilife]

Yes , One Card is Best

[@moreaxay79]

Is ur card limit increased or decreased while usage? If yes then how much please reply

[@begrandmotivation1191]

Civil score ?

[@alokpanjiyar7500]

@@moreaxay79 increase 3x Times now

[@rushi-natkar97]

Bhai cibil scor 731 hai kya mujhe card milega

[@soulkrishna5751]

Muje tho aaj he mila hai 30000 ka limit aur South Indian bank ka aur life time free hai

[@tejaltatiwar4682]

Online?

[@spartan5816]

Can Slice card improve your credit score, if paid due on time?

[@shaikmuzakkirhussain1596]

No because it is a credit line card but not credit card

[@SujeetKumar-jk6ci]

I also using , I believe yes it will

[@SujeetKumar-jk6ci]

@@shaikmuzakkirhussain1596 it doesn't means only credit card improve credit score. Credit score work on every aspect where you take something on credit

[@bekifaayati]

Yes ideally it should

[@Shlok08]

Yes Slice can improve your credit score.

[@krunalmehta9146]

Paytm credit card pe video banaye.

[@Whatsoever-jb3md]

I'm using hdfc millenia with a annual fee of 1000+gst and the reward mechanism is just outstanding that they have issued me flipkart gift voucher of Rs.7000 till date and the year is yet to complete. Further, I'm sure ki my annual fee will also get reversed bcz I've spent the amount need to spend

[@Naveen_..]

Buddy everyone doesn't get a millennia credit card... One Card is for people who wants to build a credit score.. so comparing millennia which is amazing to this credit build card is not fair

[@humanbeingsbs]

How did u get so much flipkart vouchers

[@Whatsoever-jb3md]

@@humanbeingsbs 1000 gift voucher every quarter, plus 1000 welcome gift voucher, plus redemption of cashback points into gift vouchers. And voila 8k gift vouchers

[@Whatsoever-jb3md]

@@Naveen_.. Maybe, bcz there's always 2 sides of a coin

[@Naveen_..]

@@Whatsoever-jb3md yeah that's true.... But most people want to build their credit score and later can apply to Millennia... And yes i know Millennia is amazing card...

[@rajghitode]

One card is best credit card ♦️

[@yamansarolia718]

My experience with one card is great 💯 till now Not a single failed transaction Smooth user interface Good looking card Transparancy It has Good application where we can easily see everything we spend Just need to add more benefits that's all Overall it's a good Credit Card 💳

[@user-ti6my1if2m]

Ye robot wale

[@vipsvipul4843]

First limit kitna deta hai Bhai

[@BannyGaming07]

Hindi bol lo ya english bol lo

[@varun26]

One card is a good card. - No transaction failure - limit of more than 2 lakhs - ease of use just by swiping - app UI - No cibil issue - load of offers everytime (best feature) Over all, better than her credit card recommendations.

[@devaraprasad5763]

Picture abhi bakhi hey dost

[@Ask3019]

Kia picture baki h be Onecard is best

[@lakhi_kant]

Bill generate ke baad 18din ka extra time. Flipkart and Amazon pe EMI option.

[@yashvijaypatange3462]

I tried applying for it but message appears that thank you for your interest but we are disappointed that we couldn't give you a card...I need help

[@murtuzaali4418]

@@yashvijaypatange3462 you have to wait for atleast 2 week then it will provide you fd of 2000 the you can make fd of that you will get a plastic card with limit of 2200

[@Srikanthh_93]

Final bat ye hai ki gatiya card hai

[@andrometa2863]

I was gonna apply for it but felt like to search for review first and I must say you saved a student from going bankrupt 😂, Thanks you gained a genuine subscriber✌️.

[@MohitYadav-8365]

Same here bro 😂Bach Gaya mai v varna India ka second malya Mai hi hota

[@movingbuddy]

faaltu one....no customer care ..only saying intermittentfailure and cut the call....ivr only....kyc done long ago ...no update ....no responce .....with bob finanace

[@MsKavita88]

I got this card instantly without fd

[@pareshsinhparmar2491]

From south indian bank 🥰

[@MsKavita88]

@@pareshsinhparmar2491 yes

[@MsKavita88]

@@wyz8lu 80k

[@surendrachoudharyras]

Hii

[@surendrachoudharyras]

Hii

[@dheerajlobana5247]

indian h to hindi me hi baat kra kro behan

[@prasannakamath9972]

Good if you cannot control your spendings. Making an FD and getting credit limit just 10% more that your FD amount is great way to keep your spendings in check.

[@MRANILJIYT]

Hindi me bola kro medam ok hame pata he ki aap ko English aati ,but sab aap ki tarah nhi he 👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎

[@rohitkf8474]

1. I've never faced any issues when using OneCard personally 2. Credit cards are for the financially disciplined people only. Regardless of the high fees. 3. I've found OneCard to have the most smoothest transaction experience(and trust me, i've used a lot) 4. YOU ARE SO BEAUTIFUL(Sry. I know its inappropriate, but i had to say it)...lol

[@sachingamer403]

Excellent comment 👏😁

[@gmp_gmp]

That's the reason why this channel has high views even if it's a new channel

[@mr.ashokjangir]

1.agar hm one card limit ko use hi nhi kre to kya koi monthly Or annual charge lgta h? 2.bill kb generate hota h? 3.one card limit se use krne pr time pr bill payment krne pr bhi koi charge h kya? Please bta do bhai 🙏🙏🙏🙏🙏

[@mr.ashokjangir]

​@@sachingamer403 1.agar hm one card limit ko use hi nhi kre to kya koi monthly Or annual charge lgta h? 2.bill kb generate hota h? 3.one card limit se use krne pr time pr bill payment krne pr bhi koi charge h kya? Please bta do bhai 🙏🙏🙏🙏🙏

[@sachingamer403]

@@mr.ashokjangir 1. tension mat lo bhai koi annual ya monthly charges nahi hai chaahe tum use Karo ya na karo. 2. Bill har mahine ki 20 tarikh ko generate hota hai. 3. Time se payment karne par koi bhi credit card charges nahi leta.

[@shubhamkeshari5130]

It gives you minimum 10-20% cashback one grocery, shopping categories (offline stores). Specially in DMart, Zudio, Jockey etc.

[@live2laughshorts]

Hi sis , in some of ur points i dont agree, 1. Replacement or cancellation fees is 3000 its because the card is made up of metal and thts the reason they r charging that amount . 2. And its really helpfull for people who doesnt get credit cards from the banks lik hdfc , icici , kotak ec

[@rockyvloggs]

Rajiv bharti sir and bharti mam

[@shivamgoel8133]

Can you make this regarding Onecard video again? i think now those drawback are improved which u mentioned above. I appreciate your work. You are a great mentor. ❤️🔥

[@yastatus4136]

Koi 3000 ka metal card legaa 🤣?

[@iamsanketjain]

I was able to build a good cibil score using onecard only.

[@gmp_gmp]

Bro How many months it took to increase the Cibil score ?

[@chinmoy3954]

If used full limit of secure one card then, cibil score can down

[@NitishXindia]

I love you 💞

[@ketankumar2013]

Solutions: 1.Low reward points - don't use the card 2. High interest rate- refer point one 3. Cancelations charge- Lifetime free, Kaahe band karwana h bhai 4. Failed Transaction- point one😂 This is my 7th card and I always pay on time thanks to CRED. Why I got this card ? Sexy metal & in case of emergency when all other cards are exhausted. Thats all😂

[@DJTechnoStream]

Thank u broo it really helped 😍

[@mr.ashokjangir]

1.agar hm one card limit ko use hi nhi kre to kya koi monthly Or annual charge lgta h? 2.bill kb generate hota h? 3.one card limit se use krne pr time pr bill payment krne pr bhi koi charge h kya? Please bta do bhai 🙏🙏🙏🙏🙏

[@AMITvilogefun]

Na life time free 😊

[@roxsanchityt5467]

Teri maa kii

[@alokpanjiyar7500]

I am using one Card last 1.2yrs it's reflected in my CIBIL report & with latest Data.

[@naksu8212]

can we used SBI Bank instead of the 5 banks that tie up with One card?

[@alokpanjiyar7500]

@@naksu8212 OneCard is Lifetime free credit card no hidden charges, but SBI CC is Charged yearly

[@yagyeshyadav318]

Uninstalled

[@maithunchakraborty3712]

Hindi me hi bol lo bahen. Jab target Hindi audiance hai to..

[@ApnaFinancialAdvisor]

😁

[@filmyworld_587]

Bhai hindi hi hai

[@zeeshanmalik1559]

Believe me if you are new to credit card world ..Definitely go for onecard against FD of 2000 ... Believe me it builds CIBIL Score very good Definitely consider Onecard

[@t1assualter138]

Bro how much your cibil increase like 0 to how much?? Reply asap

[@mr.ashokjangir]

1.agar hm one card limit ko use hi nhi kre to kya koi monthly Or annual charge lgta h? 2.bill kb generate hota h? 3.one card limit se use krne pr time pr bill payment krne pr bhi koi charge h kya? Please bta do bhai 🙏🙏🙏🙏🙏

[@zeeshanmalik1559]

As per my knowledge one card is a FD credit card bro minimum 2000 rupees is required and since it's a secured card the annual charges are not applicable on it Aur Rahi Baat bill payment ki toh Yes time par pay krna hoga nahi toh they will deduct from your FD amount and Cibil will also get affected

[@zeeshanmalik1559]

Bro ab toh one card bekar hochuka h toh better look for another secured card

[@zeeshanmalik1559]

@@t1assualter138 You can try other secured credit cards bro one card is not a good option today ...your cibil will boost if you make payments timely and get a secured card

[@Uzukunoichi]

I really don't understand why all Indian banks use CIBIL, when Experian and Equifax are clearly much better and modern. CIBIL's infrastructure and interface always looks like it was designed twenty years ago, and no one has bothered or even had the thought to update it ever since.

[@nimitshah308]

Updates on this (One card user for more than an year now) Although charges are more for cancellations and replacements, I feel it's okay and we should keep our cards safe. Improvements: My transactions never fail. They have started collaborating with many companies to offer great discounts. More polished UI. Cons: Cashbacks on every transactions which is being shown in transaction page is fishy, they add the cashback amount to your total spend hence logically there's no cashback just reward points. No transperancy on card insurance in case of any fraud. Much lower credit limit to salaried person and compared to uni and slice cards.

[@waffler445]

Is there a plastic card issuance charge too?

[@nimitshah308]

There's a 300 rs charge to get a new plastic card apart from one you got during onboarding.

[@Naveen_..]

Buddy uni and slice are not credit cards

[@nimitshah308]

@@Naveen_.. well when I commented they were credit cards.

[@Babu69Official]

“KYC Pending We're adding new KYC methods to help you complete the process & activate your card. We'll update you soon” Ye error aa raha hai!!

[@rockongrx20]

Misleading

[@nomess2567]

I think you are less educated and don't have much knowledge about the CREDIT card reporting. It takes time to get your score reflected in CIBIL. Mine was there after 2 months. And also you forgot to tell 1% forex fee which for people like me is the best in market. From you video a smell of paid negative review is coming. You have not talked about No cost EMI Balance EMI Offer that it provides time to time. Yes reward rates are less but if you spend intelligently you will get 5% every month. And also the offer makes it even more. And about the cancelation part:- Issuing a METAL card comes with heavy cost not sure how much, so it definitely justifies their Metal cancelation and replacement fee. Itna hi sb kuch chahiye to try to apply for AMEX, you will get the taste. Overall i love this card and using it for last 1 year and it never disappointed me.

[@Navyguy]

*Thank you Bisht & Team. I 'll be skipping this card.* ✌🏻👌🏻

[@keyurgajre6777]

Everytime I call one card cx support team they fool the customers that you should not upload screenshot of aadhar card, only masked aadhar card is required tell directly that we are not going to activate the card don't fool people close my account right away and provide full deposit refund otherwise I will do police complaint against your company. Worst Customer service All Scammer are sitting over there 😡😔

[@tapas78]

Hindi Se bolo 🙄

[@sovon_paul]

" Income proof " ka naam suna hai madam? Hum jaise students jinke paas ITR or Bank statement hi nehi hota unko credit card kaun dega? By the way hum card smabhalke rakhnge, time to time payment agar kar dete hai to kya issue hai? Cred application bhi use karne ko milega. Kuch na hone se to hona achha hai na, 2k ta fixed deposit kar lenge, hume to waise bhi paise jod ke kam karna hota hai, to paise agar paas na ho to credit card se kharach karne ka himmat hum jaise students ka nehi ayega.

[@rahulr3003]

Dotn buy emi options not avalable Thief card not proper work Double penalty In front house one card people come Very bad atmosphere create

[@sayanacharya5063]

Your statement about cibil is totally wrong. Please get your facts corrected before making videos.

[@capriconcap7531]

Don't understand why you click bait!! It's cheap

[@vinod2879]

I don't care about Interest rate because I always pay my bill in full by next month when the statement generates.

[@pratikskamble]

Rs.3000 cancellation/lost card 😂😂😂 Thanks 4 saving me

[@shalumeena6834]

Hindi hi bol liya kro

[@GYAN-UPADHYAY]

मैडम जिनको इस कार्ड की जरूरत है उनको आप जितनी अंग्रेजी नहीं आती है 🙏🙏🙏

[@arzone4611]

Jb English me bhasan dena hai to subtitles kiske liy hai English me, china walo ke liy 😂😂😂😂😂😂😂

[@petals_io]

Failed transactions take 2 weeks for refund Worst card.Never buy one card

[@tanhazahmed4762]

Thanks for your explain dear by the you are so beautiful 😍✨😍😊😊

[@shaikjahangeer529]

Mam can we take plastic card of OneCard instead of metal card

[@rahulgoyal4246]

In my experience the OneCard Team does not give limit increase. They are trained to not give any limit increase at all.

[@thefuture7268]

how to login to one card app without sim verification please tell

[@shripujasiddamsetty]

I paid all my emi due, and now it shows everything again. I'm not happy. Unable to get through them.

[@ipuneetarora]

Free ka metal card hai. Lelo. Rakh lo. Use karo na karo. I used to be choosy but realised lifetime free mile to lelo.

[@pingaksha]

I think you should do some homework about it

[@biswaranjanpattanaik]

Credit card should be brought from bank not from this shit apps

[@mudralgajera]

You should improve your Audio quality of content 😮

[@arkalmeida8727]

Csb also has a tieup. Catholic Syrian Bank is who issued this card to me