Our 3rd house in Canada | Investing in Calgary | Home tour 🏠

A full research trip to Calgary on our journey to owning a 3rd house in Canada incl. interviewing a top realtor in Calgary.
For more information on this investment and first time home buying in general, join the webinar www.growwithnav.com/book-online
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Disclaimer: These videos are our personal views and opinion, they should NOT be considered as legal advice. We are not affiliated with any government organization or division. We assume no liability for how the information on this channel is used or interpreted and hence take no responsibility for any decisions that is made with regards to your application based on the information shared on this channel.
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We don't like immigration agents - the ones' that aren't authorized by ICCRC and qualified to help you with your application in exchange for money - first of all, it's not legal to do that, and second of all, it's so easy that you don't really need paid help! We are a young couple who started their Canadian Immigration journey in 2018 and moved to Canada 3 days before the pandemic hit in March 2020. Over the course of our application, we have seen so many people getting screwed over by greedy / fraudulent and unauthorized immigration consultants who promise you the world in exchange for thousands of dollars and deliver a whole lot of NOTHING; to an extent that in many cases, the applications get rejected, due to their negligence.
Therefore, we are taking matters in our own hands. After months of research and our own experience of applying for a Canadian PR, we came up with an e-book series & this KZbin channel which would include - errors to avoid, perfect sample documents (my own) and alternate ways of immigrating to Canada - 100 pages of absolute goldmine between these 3 e-books - no filters, no premium versions to these ebooks... everything is out there FOR FREE, for you to read and execute the process yourself! All we are doing in these ebooks is sharing our experience of applying for PR ourselves / structuring and pointing you in the right direction via various different resources that are available on IRCC's official website. The KZbin channel will compliment the e-book and add some personality and entertainment to the entire process :-)
Volume 1: Step by step express entry process from know nothing about immigration all the way to getting an invitation to apply (ECA, IELTS etc). Download here - www.potatotalkies.com/
Volume 2: Post ITA express entry process - documentation, samples, POF, Proof of work, medical, biometrics all the way to getting a stamped passport ;-) Download here - www.potatotalkies.com/
Volume 3: Alternate ways of moving to canada | Provincial Nominee program - OINP, AINP, MPNP, NSNP, SINP, RNIP and more. Download here - www.potatotalkies.com/
Save your money, and if you find these e-books useful, do not forget to buy us a coffee when you reach Canada :-)
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#hometour #newhouse #investing #realestate #potatocouple #immigratetocanada #ultimateplaybook #youtube #ebook #expressentry #potatocouple #movetocanada #lifeincanada #canadavlogs #lifeincanada

[@vanitanaga1280]

Yay! Congratulations guys!! Hats off 👏

[@msshaik3479]

Congrats...navjot.... I like your dil se attitude.... Good luck to you both.....keep posting...

[@rahulkarakoti7014]

Very informative video as always. Congratulations brother !!

[@rameshn7762]

Congrats for the new home, your videos are superb 👍, and the information will help many...you are touching many lives...

[@Zuracchii]

In the asian community, especially for vietnamese in Calgary, my aunt and uncles own 8 houses, some of their friends own about the same. Its crazy for me knowing I wont get a single house within the next 20 years and the prices gonna keeps spiking up. Investment is good, but the rich keeps getting richer and the poor will forever struggle unless we hit a jackpot.

[@canadianjatti]

I doubt they were all born rich and I am guessing some of them are immigrants. If they can do it why can't you? Anything is possible. My parents and aunts and uncles are all immigrants and own homes. Myself, cousins, and siblings do as well...we did not come from money.

[@Zuracchii]

@@canadianjatti i guess that you made this comment knowing the housing market from 1990s to early 2000s are a completely different market in comparison to after the economy depression 2009-2012. Job markets are different, mortgage rate and inflation. These big factors are enough to make younger people like me choke thinking about getting a house. Exclude your family, and connection, if you can build your finance within the next 10 - 20 years to get a house, then good for you. Too bad I havent found a job that pay me well enough to think about getting a house. And thats me talking about perfect condition where nothing change for the next 20 years.

[@canadianjatti]

@@Zuracchii Myself, my brother, and my cousin all purchased in 2019...

[@Zuracchii]

@@canadianjatti i dont think you see where im at, but good for you.

[@hiteshchaudhari1532]

It is not owner of 8 houses but 8 times debt technically..

[@chandershekharbhardwaj1424]

Dear PT- good house tour & nice informative video. Be blessed stay safe all of you.

[@angad240]

Awesome accomplishments! Congratulations 🎊

[@vancouverdiaries738]

No worries. I watch your videos because of your beautiful insights! Feels She is just a supporting cast

[@meerapatel1996]

Hey, This is the first video I am watching of your channel. It is really a good video. Thank you for making it! 😇🙏🏻

[@jaskaran001]

Great news congratulations its a great achievement time to pamper your self !!

[@nitin198700]

vadhaiyaa guys, loved the video especially the background score.

[@relaxandchill5347]

Will be waiting for the next video revealing prices in that area.. very beautiful house

[@sumitsehgal5751]

Thnakyou sooo much guys , you are soo knowledge and i watch your all videos , ❤️❤️ so grateful thta you make these videos

[@mufaddalrampurwala1983]

Many Many Congratulations!!!! 🎉💐🎉💐🎉💐

[@bithikasinha_Musician]

Wow brother, congratulations for your success💥✨🎉🎉

[@kirtimaanjassal8374]

Good information, much required

[@raj1a2b3c]

I know this area. You will get 2k for each referral and the house's intial payment will be free for you. Good going man.

[@sammypinto1946]

So this is a promotional video ?

[@raj1a2b3c]

@@sammypinto1946 Eventually come out promotional if the subscribers ends hooking up with that realtor.

[@AmitKumar-rt5kq]

That comment changed the way I was originally looking at this video

[@CanadaPositive]

Congratulations potatoes. We have lived in Calgary and have been to Seton/Mahogony Calgary number of times. NE Calgary is the best area if you are looking for renting it out even if it’s a small basement.

[@mannurandhawa5011]

NE or SE?

[@CanLifefor]

Congratulations!!! Navjot & Simran !

[@ajitsingh-ne5ol]

Congratulations guys. Yahan pizza khareedne se pehle sochna padta he aur tum logon ne teesra ghar khareed liya Canada mein. Inspiring! How did you manage to do it? Looking forward to calculations wala video.

[@samirpathak5497]

Congratulations Guys!!!

[@vijayamadhurivajjala1218]

Power Couple ✨ Congratulations..!! 🥳🥳

[@guneetbawa]

Congratulations Guys🥂🥂

[@dimpleshah1487]

That’s Incredible 👏🏻👏🏻 Well done bro. We surely contact you in near future for investment 🤞😁

[@REVIEWSONTHERUN]

Interesting! Thank you for sharing it. Just few places audio and video quality issues. When you were interviewing there was autofocus issue going on. Overall it’s nice video. ✌️

[@Potatotalkies]

Thank you 😊

[@garyminhas3994]

Expecting $2000 from upstairs and $1000 from a small 1bedroom basement in Seton is unrealistic. I have been in Calgary for a very long time. These rental prices don't even hold true for properties near the transit line. One could rent a whole house for $2000 with a front garage including the basement for maybe another $500. There is a reason that why new construction houses are cheaper in the deep South East Calgary. Seton area is very far from the core and other major employment hubs by transit compared to other parts of Calgary. Having a hospital and YMCA close by is sure good but not desirable compared to locations closer to Downtown, University of Calgary, or Mount Royal. I am sure that's what the realtors would want to tell you to sell you the house. Also, one could easily rent an apartment in Downtown for under $1400 or a house for about $1500 close to the C-train. People who have been in Calgary know the housing boom in 2012-2013 due to the oil industry. Everyone thought that housing will keep going up in Calgary, and that was based on a real industry. Right now the Calgary housing is based on hopes and dreams of future growth (we all know it's more so because of the cheap money). Most of the engineering grads in my circle have actually left Alberta because there are no opportunities here, there haven't been any since the 2015 oil crash. Good luck with over-leveraging and I hope it plays out for you guys.

[@WorldTraveller0001]

2013 & 2021 are lot different. At that time other parts of Canada were affordable. Currently Calgary is the only major affordable city in Canada 🇨🇦

[@sammypinto1946]

And there is no restriction in building new homes and thus no supply issues as it is in Ontario or Vancouver. So cant really charge these huge amount of rents in Calagary. But greed makes everyone blind

[@sammypinto1946]

@@WorldTraveller0001 just go and see the no of houses sitting in market in Calagary. When supply is way too high, prices are controlled. And Calagary is building more. I agree it's affordable to buy and live not to rent it out

[@WorldTraveller0001]

@@sammypinto1946 there is some sort of restriction in every city in Canada.

[@sammypinto1946]

@@WorldTraveller0001 nope . Not like it is in Vancouver and Toronto. Urban sprawl is very much allowed in Calgary as there is no geographical restriction. They are building more to keep housing costs lower

[@nylakarim716]

Very good video for new people who want to invest in real estate, thanks you very much👍🏻👍🏻👍🏻

[@fais1981]

Thank u for providing a glimpse of Calgary real estate aspects…..Until draws open up, we can prepare ourselves for ground reality in Canada. Keep sharing your experiences Praaji……👍

[@rupindersingh8241]

Great job! Without Simran this blog looks incomplete….

[@karangill7637]

agreed most of the vlogger vlog don't work without their wives

[@Pakidesivlog]

I live in Calgary. Itni opportunities nahi hain.

[@bsimakhan]

Congratz guys👍🏻👍🏻👍🏻👍🏻

[@AbhishekBalsara]

Many Congratulations folks 🥂

[@28kartavya]

You’re such an inspiration! A true light bearer 💡 Thank you 🙏 😊

[@prabatwal9460]

Congrats to both of you. Good video to watch and keep us updated about this new venture. These types of videos are the best to watch. Nice, easy and simple every day life where nothing is being sold.

[@worldtour1A]

very informative, thank you.

[@meghanmiscellaneous296]

Congratulations .... Great going 👍👍

[@adityabhanot682]

Thanks veerji & congratulations 👏 for the new 🏠 house... Rab di mahar hai tawade te... But you didn't share the price of this property 🤔? Waiting

[@rajatbansal100]

Congrats guys!

[@Tushar-Razdan]

Loved the video! Waiting for price details now.

[@geeksauthority]

I have 4 detached houses near Toronto and it's scary how quick the prices going up. How newbies and young grads gonna afford it !

[@gv3360]

Aisi or vedio banaya karo. Bahut help milti hai.

[@rubansasidharan]

Good information ! I'd like to see more details on Calgary real estate investment

[@wander.with.nihar.]

Keep growing bhaiya🤗🎉lots of love🥳

[@ratansingh5114]

No words for you just wow phaji ❤️🤩

[@shobhitdevi4859]

Many congratulations 👏🥳.

[@TheGrewals]

We bought our first home in Edmonton back in 2016 and that house was built by Brookfield. They are good builders. But prices in Edmonton has not gone up much since then. But calgary does looks promising in growth. Congratulations.

[@MrPanthershah]

I am curious, when you say upper floor can be rented for 1800 to 2000. Did you analyze this scenario? I mean individual paying that much rent in Calgary can easily afford to buy a house in Calgary and there is a sufficient inventory as well. Why would anyone pay that much rent in Calgary?

[@vikasdogra4145]

They need to understand this is Calgary not GTA. Rental market is not like this as he is dreaming off. Check out the apartment rentals and Calgary real estate history and then make a plan.

[@siddiqze]

Guys, atleast he took the risk and invested in the calgary market. Worst case scenario may be that if he does not find any tenants then he can live himself and put his properties from Ontario on rent. He works from home while his wife is in a profession where she can work from anywhere. How about think of better options? If a property is cash flow positive then it is all good. Be positive and spread optimism.

[@Tony-zr7bg]

Excellent Content Bro!!

[@themensattire5478]

That was an informative video. You guys keep inspiring people. Keep creating the amazing content. Cheers 🥂

[@karangill7637]

I don't think he is inspiring it like showing off to the one who can't even afford one bedroom apartment

[@premgautam8903]

Very informative video. Thank you. What is the price of the house? Average price please.

[@swatigaikwad245]

U guys are amazing🎉🎉🎉🎉 congrats

[@karangill7637]

showing your wealth to world won't make u riches than others. keep to yourselves is best to building your wealth.

[@deepikagandhi7727]

Loved the video Navjot... Congratulations once again you guys made it possible ✨💫

[@jyanadhatigara8110]

Congratulations to both of you on your 3rd house 🏡 amazing guys

[@importexportserviceusachin1689]

Hi in china , it’s now a law that one can buy 1-2 personal home properties & if they buy more properties, they need to pay more taxes on them( after buying 2 ) . Is there any same law in Canada ?

[@shashinarula671]

Congratulations 🎊🎉

[@zainabpoonawala7003]

Bro.. hearty congratulations ... You are the true living inspiration man 🤠

[@vrushabh_mehta]

Many many congratulations!! Guys for your new home 🏡

[@dancingbeatsbynavi7989]

Very very congratulations both of u for this new investment. I must say u guys are amazing. I mean u actually give me motivation to invest and grow. U both are unstoppable.🙂👍💕keep going , may babaji bless u always. 🙏

[@navya1433]

You guys are amazing

[@canadianjatti]

My city! I wish I knew beforehand but seems your schedule was very tight anyways. Hopefully next time!

[@Potatotalkies]

Koi na … next year fir lagega chakkar

[@gv3360]

Very informative vedio. GBU

[@shashinarula671]

Congratulations 🎉🎊

[@robinmathews1014]

Hi , a few questions if u could answer: 1. Ur already paying EMI for ur condo, made a down payment for ur Ontario house. And now ur buying a 3rd property. How is the bank extending you such a big line of credit ? 2. How much did you down payment for this house ? 3. Sry for this being a bit personal on this one , How did u guys save so much money in Canada for this house or r u guys making use of the funds u have wired from India while migrating 4. U said “ money goes out of pocket in Ontario if u rent out a house. “ didn’t get this point . Could u explain this a bit Thanks and congratulations 🍾 Hope to hear from you on these points

[@abhishekkhanna208]

So Robin people use Home Equity Line of Credit or Refinancing existing properties to buy investment properties quickly. Money goes out of pocket in ON means, given the high rates, the total expenses on a rental investment prop per month is less than what you get as rent from it. So its short term negative cash flow, but people cover it good and big by the property appreciation

[@Potatotalkies]

All details in the next video !!

[@gursharansinghmusic]

@@Potatotalkies Great work, waiting for next video :)

[@canadianjatti]

for point 4 i think it means you cant rent them to cover your entire mortgage since the cost is so high. If mortgage is 5k you wont be getting 5 k in rent so you are paying difference from our of pocket. Here the mortgages are much lower since the cost of the whole house is much lower so you can actually have your entire mortgage covered by rent each month so no money out of pocket.

[@Potatotalkies]

@@canadianjatti thanks 👏

[@pavanp1130]

Congratulations for the new property !!! Could you pls share price and more details of the property?

[@Potatotalkies]

All details in the next video

[@safisajid2461]

Congratulations 🥳

[@rajeevsood]

Congratulations 👏

[@TRUEINDIANAKSHIT]

Woahh !!!! Many congrats to both of you. KEEP INSPIRING 💯🙌⚡️

[@ankushjain495]

Congratulations Navjot Ji

[@zohahs5276]

your main car insurance should also cover your for the rental insurance on the car most big car insurance companies covers rental car insurance coverage complimentary / with package. Credit card insurance can be tricky if its not from a big 5 banks.

[@cherriechawla2794]

Loved the video. When is the 2nd part coming out? Want to get the pricing info.

[@Potatotalkies]

I hope you liked the second one :)

[@sharmafamilyworld4605]

Many congratulations to you guys 😊🎉 We are missing Simran in the vlog but this is an amazing announcement.

[@markmorgan5031]

Dirty foreigners

[@sharmafamilyworld4605]

Oh wow

[@allitm4642]

Congratulations Navjot and Simran in Property #3 in Canada!! Thanks for sharing and God Bless you both; keep up the great work 🙏👍

[@Potatotalkies]

Thank you 😊

[@jatinmalik9370]

@@Potatotalkies I contradict to a point here. You mentioned in 1st home downpayment video that u used $20,000+ $4000*9 for downpayment of your kitchener preconstruction house. kzbin.info/www/bejne/q4SyhmetfMyVh6s Now, u again used these funds in this video.. Are you trying to spread wrong information to your subscribers?? Dont take me wrong. But just wanted to clarify

[@Potatotalkies]

@@jatinmalik9370 you missed a lot of videos in between :) We are working 18 hours a day and earning a lot more now with multiple sources of income.

[@jatinmalik9370]

@@Potatotalkies thats really nice and inspirational. Wish u all the best But only point of disconnect is 9*$4000 + $20,000 And 18*$4000 + $20,000 Same amount (salary + initial funds) used in both calculatioons.

[@Potatotalkies]

@@jatinmalik9370 what if the saving for the next 9 months was $7000 / month. If you work hard enough, it pays off :) We did mention that we are making a lot more now vs earlier - also, this investment is in partnership / and we just paid 25K now, the remaining amount is to be paid end of 2022

[@anand01chauhan]

Hi guys, Congratulations on the awesome progress. Can you share the contact for your Calgary realtor and mortgage agent. Looking to break into the market. Thank you!

[@romadave8787]

Thanks for information about calgey house bless you

[@despardes3404]

Very good effort brother! Kindly share some more details plz Investment Closing ? Size? Payment structure After possession rent? Either mortgage will be dependent on rent or we have to manage from our pocket ?

[@Potatotalkies]

Next video :)

[@despardes3404]

Ok thanks . Kindly also share some details about making KZbin Chanel … tips techniques etc..

[@BrotoBhattacharjee]

Awesome power packed information loaded video. No BS. Great video Navjot.

[@nirajpatel676]

Nope, Navjot....I like your analytical skills and that's why I come to your channel....big fan❣️🙏🏻

[@dhavalmalde5293]

You are making our dreams bigger and bigger , and in reality making our vision wider and wider

[@karangill7637]

like what . u had money purchases a extra property. it that simple

[@anantsharma7237]

congratulation. Did u get fixed rate interest or variable? which once would you prefer?

[@Potatotalkies]

For this; will be getting fixed. It depends on whether you are willing to keep the property for 5 years or not amongst several other factors.

[@shilpilahri9089]

Where exactly did you buy this house I Seton. As we are looking for same kind semi detached property

[@pijushmajiytb]

Keep going keep helping..

[@avijitdutta1000]

Could you please disclose the cost of these house what you represent in this video?

[@gaganyouth]

paaji, the audio when you speak is low, the background music is loud. good to know, wish you the best for the new endeavour.

[@umang567]

I don't understand why people becomes so greedy. If you want to invest, then do it in a way that will help society as a whole and you also get good returns out of it. How much money would you want for better living in future? Perhaps, investing money in real estate just for the returns is the most immoral thing in my opinion. People like you are making life of lower middleclass more difficult. I am not commenting for myself, but on behalf of others who can't even afford one single house for their family.

[@Potatotalkies]

We work 18 hours a day to earn. Money is unlimited. The govt prints it !!

[@umang567]

@@Potatotalkies I really appreciate whatever you do in your life but investing in realestate creates unnecessary boost in the housing market which somehow makes life of lower class people difficult. Ofcourse its your money and no one has any right to ask you question on this... i was thinking for society as a whole

[@manpinder28]

@@umang567 completely agree with you

[@ishitasingh5330]

@@umang567 you are right. This is the reason of insane price rise and middle income person cannot afford anything

[@umang567]

@@ishitasingh5330 Similar thing happened in Mumbai during last decade. No matter how far people would go and stay within BMC municipal limits, rates per sq.ft. starts from INR 25,000 and for good locations, sky is the limit. That means even the 500sq.ft. house costs more than 1 crore (excl. Taxes) which is insane compared to Indian income standards I guess, similar things are going to happen across Canada. However, if Canadian government opens up more land and includes that inside city limits, prices would stay stable.

[@anmoljawa8367]

Can a FTH buyer, start with an investment property, just like the one showed in the video ?

[@deeptidawar4432]

Hi, I like your videos very much n regularly watch them. I need your suggestion that should we migrate to Canada on investment visa in 50s? Have you seen any example who has migrated there in their 50s? Is it right decision?

[@henrynathan357]

Congratulations Simran and Navjot. I'm planning to come to Toronto shortly on work visa and will need a lot of guidance. And I'm diametrically opposite to you - financially unorganized.

[@gymholic24]

Congratulation on your 3rd home in canada it's big success for both of you... great yaar...we get lot inspiration from you..

[@jamalrajput1]

U guys are an inspiration keep it up love you guys ❤️

[@arvind3305]

Sir what's the price for this house!!!

[@shivanipeshin2686]

Like seriously where ppl are struggling to buy there first houses and stuck in biding wars. Govt should put extra property tax or interest on ppl who buy more than one house. So that this craziness stops

[@montu1083]

I completely agree with you, people who buys multiple houses are making tough for people who are average earners...

[@mihir9608]

Yes. Lets penalise successful people 👍

[@canadianjatti]

there is extra tax on investment properties....

[@madgulkar]

Congratulations 🎉

[@saifrazvi9380]

Hey Navjot, don’t keep struggling with wind noise. You can take a shot of the area/on map and add a VO later. Brings the quality of your video down unnecessarily.

[@manishdeshpande8628]

Nice Video, please share price range & options available like attached or detached. Connectivity & overall community experience. I expect this because your kichener video was covered all this points. If possible please make second video same as first one. Thank you ❣️

[@deepakmehta2011]

Good Information 🙏

[@arav6073]

Make a video for students who are coming to Canada after 12th standard

[@AKVLOGS-jx6dn]

I like your vidoes and the content is really helpful. I am also planning to move to Canada, you guys make videos which always motivates me. Can you guys make some videos where you can tell can we move our dog also along with us to canada and howz its there keeping your dogs along with

[@gurupritsinghvedi2085]

Sat shri akal ji. Have a good day ahead. Love from toronto

[@abhijitsalvi6021]

Congratulations for your 3rd Property in Canada in 2 years , simply amazing feat ..very inspiring

[@primeworld1830]

Truly amazing because the majority of the funding is coming from India. Definitely not from their Hard earned Salaries or YT earnings for sure. And ofcourse selling LMIA's to pr seekers.

[@Rohit-nn9ky]

@@primeworld1830 what do you mean by selling LMIA to PR seekers ?

[@smitamin5853]

@@primeworld1830 exactly, you spoke my mind.. these kind of investment has made canadian housing market crazy and out of reach for ordinary people who are willing to buy house in canada with the money earned in canada,..

[@primeworld1830]

​@@smitamin5853 Technically its impossible to afford 2-3 mortgages. Even if both the partners are working on an above average salary and paying taxes. YT earnings coupled with their salaries also cannot fulfill such property acquisitions. There is something missing in this scenario in terms of financial earnings which will never be disclosed. Here are some points to give some clarity to naive viewers. ✨Most of Indians immigrating to Canada come from wealthy backgrounds. ✨ Experts at cooking up stories about their struggles after immigrating to Canada, whereas in reality they never struggled bcoz they had money(Indians love emotional struggle melodramas). ✨ I know a couple of close friends who are working their h-ASS off to make ends meet in Canada. Forget buying a premium car or multiple properties, they can't even dream of a entry level condo till now. ✨ 70-80% of Indian Immigrants will start a business in Canada. ( Min $100,000 is required- Where does it come from?). These so called Entrepreneurs will sell LMIA's to fellow Indians desperate enough to get a PR or work permit. (There's no shortage of fools willing to buy it as well for 40-60k CAD). ✨ Check out job bank and try approaching any employer in Foreign Workers Category and you will understand my point. Jobs are only advertised to obtain a Positive LMIA so that the Employers can easily extort money for entry level jobs and so on. ✨ Why most of our Indian Immigrants with KZbin Channels have diverted from their core NOC professions and transformed into Realty Agents, Uber drivers or doing some odd jobs. Demographics can change but Skills dont change. Conclusion: Until and Unless you are from an In-demand IT field and there is a good demand for your NOC in Canada, you will never ever get a Work Permit for Free or get approved for PR in a reasonable manner. Tell me how many Ytubers making videos and buying crazy properties come are from such In demand Professions? The answer is almost none. The Funds are always coming through some X-source.