3 Best Ways to Invest to Retire Early (Financial Independence Retire Early)

[@OurRichJourney]

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[@ameliacharlotte6492]

I will forever appreciate this channel, you've helped my family alot, your videos, advice, lessons and funny words are inspirational and helpful to us. My husband and I have been able to be minimal, conscious in spending, saving and investing wisely, I now earn every week. You're such a blessing to this generation. we all love you😘😘

[@OurRichJourney]

That is so kind of you to say Amelia! Thank you so much!!!

[@allieramm4894]

@@OurRichJourney indeed your channel is the best I've seen. Keep up the good work.

[@oralosac]

I found your channel a few weeks ago and really enjoy your insight and enthusiasm. Glad at hear you preach the benefits of real estate investment. As a landlord of almost 30 years, I will tell you I have found nothing that compares. I've flipped a few homes but mostly buy and rent. I've spent my life in the building maintenance trades so I do all my own work. My wife does all the taxes and paperwork so we make a good team. The passive income is more than I can spend, the tax breaks are tremendous. I'm 60 and we've been debt free for 25 years and have a 8 digit portfolio. We also have stock portfolios with only dividend paying stocks. All my properties are in Southern California where I live, all are in 55+ senior communities so there's no chance of kids tearing the place up, no one looses a job because they're all retired, and since the pandemic I've not had one missed rent check. Real Estate, second only to Show business. ;)

[@rashadthewealthcoach]

I’m bookmarking this for later, but I already know it’s going to be a banger. I’ve interviewed some heavy hitters in the financial game and we usually have an off camera conversation that involves Our Rich Journey. I’m proud of the consistently awesome work you guys do. You’ve definitely motivated my wife and I to continue grinding it out.

[@OurRichJourney]

Wow! That is so nice of you to say! Thank you so much!!!

[@rashadthewealthcoach]

@@OurRichJourney my pleasure.

[@evalinenyasende9477]

Am surprised you're here too i follow you and our rich journey thanks for educating us to see that possible one of this day i will be your guest to

[@RetirementTravelers]

Wonderful video as always!! It is also a great reminder to hang out with like minded people and hear the similarities in the all stories. We’re sure it probably solidified the inspiration for this video. Thanks and keep sharing. John and Bev

[@Liz-eb8pj]

Your channel is so inspiring!!! I always get excited learning new things from your family and applying them towards my FIRE path !

[@OurRichJourney]

That is so sweet of you to say! Thank you Liz!

[@joyfullypacinglife8847]

I love watching your channel because you fire up my enthusiasm to focus on financial independence! I am currently doing the first on your 3 best ways to invest to retire early and I am very happy so far with the returns of my investments! Thank you for all your very motivational vlogs!

[@OurRichJourney]

That is fantastic! So glad to hear you are fired up!!!

[@lola4187]

Thanks. Very insightful. I’m only 17 but I would like to retire early.

[@OurRichJourney]

Wow! That's FANTASTIC that you are already thinking about your finances at 17! CONGRATULATIONS!!!

[@supreme5580]

Go you! I got started at 22. Time is your favor Lola. I regret every dollar I spent as a child on food or silly toys when I could've set it and forget it in an index fund....

[@jesusmedina4494]

That's great lola, stick to your guns and you should reach your goals. Unfortunately I started much later but I can see some growth.

[@chadbailey7038]

Do it. Starting late was the only mistake I really made. Any of these could work for you @ 17 👍🏾

[@BlackScreen55]

I’m 25 and started back in march. Man I wish I was 17

[@junsilver650]

I'm from the Philippines and got into VTI cause of you guys. I wil be in VTI for the long run even though there's a lot of noise on the stock market correcting by as as much as minus 50%. Like you guys said, there will always be new all time highs.

[@aprofessor5862]

Always it seems every week recently we have new record

[@Cathy-nr5qi]

Great video! I would love it if you could do a video on tax optimization strategies for us fire people who move to Portugal with nhr status. For example what accounts would you recommend withdrawing from first if under 59 and half. How do you manage having to pay taxes in both US and Portugal. That would really help so many people.

[@emilyyang3452]

I truly appreciate the content you are sharing with everyone! Every time I see one of your videos I just feel very grateful and proud of you guys as a family. Thank you so much!

[@consueloenlatierra6680]

Thank you so much for sharing this journey with us, may God keep you and your children safe and protected as you help many of us learn and grow one step at the time in the financial journey. Blessings for you!!

[@OurRichJourney]

Thank you so much Consuelo!

[@leannabrentsfamily6861]

When I started watching your channel couple months ago. I started investing with 100.00 happy to say my portfolio have grown so much thank you so much

[@melodiesantodomingo6005]

I genuinely feel y’all are helping me have a better life and I’m so grateful. Thank you for sharing!!

[@eddieklemm661]

Good afternoon , guys I love your videos , I look forward to them on Sundays. I just wanted to share a mile stone. My wife and I just passed our halfway point to our FIRE number, our goal is to retire by 2025 but by saving 80% of our income ( we are totally debt free) we might get there a little earlier. I am so excited that I had to share with you guys . Thank you for sharing your story it has made a believer out of me.

[@OurRichJourney]

Eddie - We are doing the happy dance right now!!!! That is soooooooo amazing!!! CONGRATS to you and your wife for hitting such a HUGE milestone! AND - saving 80% of your income! You are rock stars!!!! 2025 will be here in no time! Keep those updates coming!

[@makiastaples5183]

Congratulations!🎊

[@aprofessor5862]

80% way to go! congrats

[@citycultivators7750]

I sense that the students are making the teachers' hearts smile! You and your wife are the second wave of inspiration for me. I too am half way to goal...year 2028 (age 65 it's never too late). Thanks Ammon, Christina, and transparent followers ❤️🔥

[@maryammahdavi1697]

Love your episodes. Can you please provide some info on filling taxes as an Expat ( US taxes ). That is so Important and not much talked about ! Thanks.

[@dianacoelho1042]

Thank you so much for such high-value content you guys consistently post in here. As a Portuguese myself leaving abroad in the hopes of achieving earlier financial freedom, I find your journey so inspiring! Would be great if you could share about how you started out your KZbin channel, tips and how it also impacts your FI!

[@OurRichJourney]

Thank you so much Diana! So happy to hear that you're enjoying the videos!!!

[@mdfaiz5267]

Just crossed 10% of my FIRE# - long way to go! Thanks for all the inspiring videos.

[@OurRichJourney]

That is FANTASTIC! Congratulations!!!

[@aprofessor5862]

congrats!

[@OreliaLatrice]

Awesome information & I’m a new subscriber. I’m currently in the process of starting a business where it does not matter my location to work.. and I want to use the profits from the business to pay for living expenses & start my investing portfolio at the same time. Your video is just confirming that I am on the right track! Thank you. ☺️

[@tatianamadison937]

New subbie that is already 40 years old and discovered FIRE through your channel charting playing catch up to achieve 🔥

[@OurRichJourney]

SO glad we helped you discover FIRE! Thanks for subbing Tatiana!!!

[@fdm2155]

Good for you! I'm in my 50s. I definitely find a lot of value in their advice and suggestions. 😊😊

[@aprofessor5862]

never too late!

[@jennaburton7034]

Thanks for all this great advice! I'm also a US expat, but I'm based in the Netherlands. Did you work with a financial advisor at any point during your journey? Is there someone you would recommend for people living outside of the US?

[@Chipotlefoos]

Thank you for being honest about real estate and what it takes to invest in real estate,. You do a good job explaining the pros and the cons of investing honestly.

[@saratheuma8875]

Would be interested to hear your (updated) views on top index funds and other investment vehicles to invest in during times like these with market highs

[@OurRichJourney]

Thanks for the suggestion Sara!

[@hammerradiology1470]

@@OurRichJourney I wanted to suggest the same...:)

[@denorrisd]

Great information and breakdown of the various ways to consider retirement, we love passive income. Thanks for all the hard work

[@OurRichJourney]

Thank you so much!!!

[@svenskadagar]

Thank you! I adore your channel! You opened my eyes in so many ways 😊

[@rubyus7332]

Do you guys have a video how to continue to invest for ex-pats while living abroad? Would be nice to know before moving. Thank you in advance!

[@Maricarrrr]

Working towards making this happen!

[@OurRichJourney]

YESSSSSS!!!!

[@Maricarrrr]

@@OurRichJourney **happy dance**

[@vee4218]

🎉🎉

[@irene_johnson]

Gosh how I love your channel ,u guys are soo inspiring ,I'm a new subbie , although young I love learning bout money and how to handle it ,this is one channel who I know I'm gonna stay for the content cuz it's genuinely good ,also y'all got such a cute family ❤️

[@OurRichJourney]

Aww, thanks so much Irene!!!

[@cann9155]

Awesome video! I've done 2 out of 3 but still didn't know how to invest until I found your channel. BTW You guys did an excellent job of painting a real life example of the 4% rule and retirement income draw down strategy in your Our Rich Journey F.I.R.E MASTER CLASS🔥👏🏽👏🏽👏🏽 ❤️👌🏾😊👍🏽

[@OurRichJourney]

C Ann - You are always the sweetest!!!! Hope you're having a great day!

[@maxinenorajennings929]

You and your wife are amazing you explain it so simple where I am able to understand exactly what you saying.. you don't use those big words when you can't understand what you saying.. and that is a blessing to me it makes me know that I can invest and do exactly what you lovely people are saying... Thank you for not talking over my head... I am smiling knowing that I can follow your directions... Because you explain it so simple ...,where I am able to understand thank you 🙏👌👍👍💞💗

[@bonitahill5239]

My Sunday Positivity ☺️ Thank you guys so much!! Another great video of information😊😊. Stay safe and Well!! Until next Sunday 🤓🐶

[@OurRichJourney]

Aww, hi there Bonita!!! Lovely to see you each Sunday! :) See you next week!

[@DividendGrowthInvesting]

I really wish I could been at that dinner! All of these ways are gold and my wife and I are focusing on all three!

[@ryancardoso9229]

Roth vs traditional 401k for Fire? Your guys thoughts?!

[@DeezNuh]

What was your real estate strategy? Did you utilize heloc to acquire additional properties, using your home’s equity?

[@tylerbrown5917]

Thanks for the video! When you talk about saving up to 70% of your income, are you referring to gross or net of taxes?

[@peerlessstrategies]

I just discovered your channel and so happy about it! Can't wait to dig in!

[@MikeSharov]

Hey guys, I really appreciate you! 😊 I have one major question though: You talk a lot about pre-tax and other retirement accounts where your money is more or less locked up until you're 60 years old. And for the other type of accounts you mention you also say it's a terrible idea to withdraw money from them. So how exactly are you supporting yourselves currently at 40 years old and for the next 20 years? How are you using your FIRE number to generate income for everyday expenses as opposed to just growing your savings?

[@mikemoore7527]

They live off the dividends that are earned. I’m sure the amount of money they actually have invested is ridiculous plus KZbin money and whatever else they have that provides an income.

[@sobellabg804]

I’ve watched a lot of your Portugal and investment videos but I’m a bit confused. We are looking into moving overseas, and have been told by Schwab that we CANNOT invest in municipal funds, ETFs, bonds only individual stocks. Vanguard and Fidelity have been known to close accounts. So how are you all doing this? I’d also love to see videos on taxes. Since you own more than one property in Portugal now, have an active KZbin channel and other sources of web income, what tax challenges have you faced? These issues are a big source of confusion for my husband and me. We are at FIRE (just about) but need to be sure we can access our money and also not get hit too hard in taxes with other revenue streams. Thanks!

[@dav3nator]

If you are US Citizens then I suggest the following books. The Little Book on Common Sense Investing by John C Bogle and The Simple Path to Wealth by JL Collins.

[@Naeema311]

I live overseas and opened up a vanguard account while living outside the US that I contain to maintain. I do have a US mailing address and citizenship. Perhaps they think you’re relinquishing American citizenship? I do not believe what you were told you is true (for Vanguard at least).

[@sobellabg804]

@@Naeema311 No we are not relinquishing our citizenship and we were quite clear in stating our intentions to Schwab, Vanguard and Fidelity. We were told by Schwab, Fidelity and Vanguard that while we can have those existing accounts, we could NOT invest in mutual funds, ETFs only stocks. You could only reinvest dividends and buy individual stocks. But you need to have a US based address, not for instance a PO Box. Schwab is the same but they seem to be a bit more forgiving as they have international offices so accessing funds overseas or having a foreign address appears to be less of an issue. However, the investment restrictions are the same for all the brokerages. It has to do with the US Foreign Account Tax Compliance act I believe.

[@jasminrykhus3392]

What if you don't have $400k to invest with? Do you have a minimum amount to suggest investing with? I have some savings but really not much. I don't want to invest all of it because it's essentially my emergency fund being built up to 3-6mo of income savings.

[@davegibb3175]

I love FIRE, which ever one is right for you.

[@David-ls2et]

Got the notification and pulled over on the side of the road to watch.. my auntie and uncle !! I am so thankful for your channel.. I’m off to almada Portugal this Saturday !!!

[@OurRichJourney]

Haha David! Thanks for watching right away!!! - And also, thanks for pulling over first! Hehe! Stay safe!!!

[@TheCookingDojo]

I have a similar strategy. So I've written my own comic universe. I'm going to reinvest profits from the books back into producing more books but also dividend stocks to continue generating money. I've also got tie in merch such as shirts, pins, and even music all which is going to be invested back into the market. My goal is to be totally financially independent in 9 years. I'm still investing a lot of what I can into stocks. I discovered your channel a month ago and I love channels like yours because it's genuine positivity to keep myself motivated and on track

[@OurRichJourney]

A comic universe - that is awesome!!!! It's a great way to create passive income!!!

[@TheCookingDojo]

@@OurRichJourney thank you! Also I saw you guys lived part time in Japan. I've been there twice and loved it. I'll be checking out those videos soon!

[@patrickbrown7398]

Thanks! You inspire me to keep saving and not spending!

[@OurRichJourney]

Thank you Patrick! So happy you're feeling inspired!!!

[@aprofessor5862]

Dont forget to live you have to be happy, save as much as you can but not at cost of living for tomorrow

[@timothyjohn9412]

My favorite channel love you both.

[@judgemorris]

Anything inspired by dinner has to be exceptional. Dinner ftw!

[@OurRichJourney]

Inspirational dinners! :)

[@bradleyj2323]

I always learn alot from your videos and i hope i can retire young from investing wisely , however what is your take on forex / crypto ?

[@thehealthandwellnessdread4444]

This was soo helpful and useful! Thank you!

[@MillionaireMindsetClub]

If you are reading this right now, I wish you the most ABUNDANT year of your life!

[@OurRichJourney]

The positivity that you give off . . . I just LOVE it!!!❤️

[@aaronsellz3895]

Hope all is well in 🇵🇹! Always looking forward to the value you share with us!

[@OurRichJourney]

Hope all is well with you, too Aaron! Thanks for watching!!!

[@carlanash1028]

You two are so inspirational and informative! Thank you from the bottom of my heart!!

[@TheDocBranch]

How much Portuguese is needed to live in the Silver Coast, please?

[@luisrobles5906]

I decided to go the Fundrise route for real estate and so far I like the quarterly dividends and appreciation.

[@OurRichJourney]

Thanks for sharing Luis!!!

[@damonreeves]

An 18 Minute Gem. Priceless 99 Knowledge. Appreciate You ✌🏽❤️ So Cal

[@OurRichJourney]

Aww, you are too kind! Thank you Damon!

[@berrymckockiner5883]

Are buying duplexes in Portugal possible or does that market not exist in Portugal?

[@OurRichJourney]

We don't have any plans to buy duplexes at this point. I think it's more common in the states!

[@berrymckockiner5883]

@@OurRichJourney fair enough, I just spoke to another expat and they said that condominiums can really get you a good return, so I was wondering if you also looked into duplex's/condominiums?

[@laurar9748]

Thanks! I’m too old to retire early…but, hopefully will be on track to retire in 2 years. My target date. Hope to one day join you two at that dinner table in Portugal, with the other expats!!! 🥗

[@aprofessor5862]

2 years and you will get peak returns from the market

[@johnnyt1817]

Awesome advice.Thanks!!

[@OurRichJourney]

Thanks Johnny!!!

[@emilycat1765]

Another interesting video. Thanks Our Rich Journey:))

[@OurRichJourney]

Thanks Emily!

[@navin800618]

I love this! My wife and I are also trying to get that retire in Portugal life 😎 something I just don’t get though, all the tax advantaged accounts penalize early withdrawal, do you guys just take the penalty hit?

[@ravadaraju8445]

God Bless You, Sir,

[@desaishan7062]

Wise real estate investment is the accelerator of FIRE, the huge leverage effects. I love it and combining stock/etf investment, wonderful cash flow/ liquid assets:-)

[@OurRichJourney]

YES! We like the real estate /stock investing combo, too!!! :)

[@angelabarker8611]

Good info!

[@vashtas]

You two should write a book about your F.I.R.E experience and compile your advice in the same book

[@OurRichJourney]

You are so kind! Thank you Vashta!!!

[@jaazevedo]

Cash out refinance is not allowed in many European countries (Portugal being an example of that). Do you have any viable alternatives for that?

[@dk2can4you]

Great video as always. As a permanent resident of Portugal are you able to keep your American brokerage account ? And also will the US have a withholding tax up front on your ,let’s say dividend income in a non - registered trading account. I understand eligible dividends are pretty much tax free under the NHR regime but other income like pensions is now taxed at 10%..still a good deal.. Anyway thanks again for providing awesome inspirational material

[@aprofessor5862]

You could try interactive brokers and invest in non usa domiciled ETFS

[@lashawn369]

Checking in from the DMV.

[@foxcatherine]

Very inspiring! Thanks for sharing!

[@happycutebox]

A business and investing in the stock market is what I'm doing, I think they go perfectly together!

[@imagesinla8575]

You two are always FIRING on all cylinders!!!!!!!

[@andagain21]

Great video!

[@AntonioInvests]

Keep it up guys, we can all reach FIRE 😎

[@OurRichJourney]

You got that right!!!

[@junsilver650]

There's a lot of noise on the stock market correcting itself by as much as minus 50%. Do you guys think that we should remain investing on a regular basis in stocks/ETFs like VTI?

[@OurRichJourney]

It depends on your risk tolerance and how you respond to crashes in the market! :)

[@junsilver650]

@@OurRichJourney Im from the Philippines, and you guys are helping me a lot thru your channel. I will be in VTI for the long run. Like you said, there will always be new all time highs.

[@aprofessor5862]

historically if you dollar cost average and have good bond allocation even in a bear market your will do well.

[@KBE-Life_]

Always great info and content 👍🏽

[@OurRichJourney]

Thank you Keith!

[@doriannemifsud8690]

Great video as usual. If I invest in Voo and Vti amd invest their dividends do you think its good for growth please.? Or do you suggest other ETf s

[@OurRichJourney]

Thanks Dorianne! It's always good to do your research when it comes to what is best for your portfolio and pick the investment that works best for your unique situation. We did a video on ETFs that we liked. You can check it out here: OUR STOCK PORTFOLIO UPDATE & Our Top ETF Picks to Strengthen a Portfolio (Ep. 2) - kzbin.info/www/bejne/i4GnhYx4aZmjgsU

[@c2thecrow]

I absolutely love your channel and everything you're teaching. I'm binging and re-binging to learn more. You probably covered this, so please let me know where. I'm curious about dividend earnings. Is there an auto reinvest option or do quarterly dividends get put into a holdings where you can withdrawal it or reinvest? Just curious what it looks like when you gain earnings. Thanks so much!! I'm SO happy for you all. You make all of this so much more understandable!!

[@bethcruz8055]

Thank you!!!🌷

[@OurRichJourney]

Thank you for watching Beth!!!

[@charliemontholon]

Hello, have you or can you please address a video on your situation with Taxes in Portugal, I read that “residents of Portugal must pay taxes on world wide income” . How do you relate to this statement? Thanks

[@ryanjamesr_]

I have two brokerages, one in Robinhood for dividend investing and one in schwab for just growth, should I keep them all in one brokerage (along with my IRA in schwab) or spread them out? I’m so confused

[@sunriseskies3883]

In one of your Side hustle videos sometime back. We talked about painting numbers on peoples curbside. That’s some thing I want to look into. Would you mind offering me some advice? Do I have to get a license or something to do that? I did get a part-time job in retail. I teach full-time. But I’d like to also look into doing the painting numbers on the curbs. Hopefully I won’t mess up the numbers! That would be a nightmare because then I don’t know how I would remove the paint if it drops…. My thought is to buy some wood or maybe get it in the Lowe’s recycle area. Practice painting on there. Did you spray paint or did you use a brush paint? Anyway thanks for all you do! I recently found your channel. I love that you’re very clear and concise! I followed one big happy life for years… I just find their information is a little too vague. You were very clear and I have learned a lot. Thank you, thank you, thank you We’re taking the time to share your knowledge!

[@OurRichJourney]

Great questions! Look up the ordinances in your city regarding businesses and business permits. If one is required, it's likely as simple as filling out an online form. For practice, do it on cardboard (even cheaper than wood!). :) And use spray paint instead of a paint brush! Take that action! You can do it!!!

[@sunriseskies3883]

@@OurRichJourney Awesome!! Thank you 🙏

[@jrg4094]

I see alot of folks saying that the 4% rule isn't a good number to use. Any information or thoughts on that?

[@AlvaTM357]

What do you feel about Mutual funds- please share pros and cons.

[@OurRichJourney]

Depends on if you're asking about actively managed mutual funds or index funds. :) Here is a video we did: Vanguard's VTSAX Index Fund: Our #1 Investment for Financial Independence Explained - kzbin.info/www/bejne/rWG9g56DatqmsKs

[@AlvaTM357]

Thank you for the quick response!!

[@willmallory9085]

I ❤ your channel. Keep teaching Team.

[@OurRichJourney]

Thank you so much Will!!!

[@willmallory9085]

@@OurRichJourney you're welcome Team. I'm dying to know. Does Portugal have race problems like America?

[@OurRichJourney]

No country is perfect and I am sure racism exists here in Portugal. We have never experienced it here. But to your question of whether Portugal has race problems "like America" . . . ? Definitely NOOOOOOO! :)

[@willmallory9085]

@@OurRichJourney thanks you SO much for sharing. Many blessings to you and your family.

[@dwalker6868]

Thank you

[@OurRichJourney]

Hi there D Walker!!! Happy Sunday to you!!!

[@dwalker6868]

@@OurRichJourney thank you you as well

[@stargazer5073]

Wait, what happens if there's a crash? When you sell real estate you have to pay capital gain taxes. Excellent advice!!!

[@LaTapadita]

Thank you for the video! Should US citizens living abroad calculate their FIRE numbers in US dollars or the local currency?

[@OurRichJourney]

If you are taking from a portfolio that is based on US currency, you should be focused on how many dollars you will need to pull from that. So, if you plan on moving to the EU and you have to ultimately pay for your expenses in Euros, you will need to identify those expenses in Euros and then do a conversion to know how many dollars you will ultimately have to pull from your portfolio.

[@LaTapadita]

@@OurRichJourney I´m awestruck that you answered! Now, when you are planning for the long term, how do you reckon with with fluctuating exchange rates, for example, if the dollar tanks and the Euro soars ? Thank you once again.

[@matsorgen7710]

That thumbnail.. Amon looking swole 💪Keep it up king.

[@supriyaadamodaraswamy5606]

During your 8 years of your FIRE journey, approximately how much money did you invest(save) every year? Also, what was your FIRE number?

[@Imran-Lalani]

My guess is 70% of their income.

[@aprofessor5862]

Remember the amazing power of compounding into any calculations so you will make more with time even if contributions are small. 50% to 70% is a decent FIRE strategy

[@ReneeBarnettTV]

This was a very fun but still teachable video! Loved it 😊

[@Planckpudding]

What happens with your income when/if the markets start down trending?

[@investopian]

As per the legend, Stay The course!

[@OurRichJourney]

Stay the course!!!! YES!!! :)

[@TheMysticalDragon999]

My issue with “FIRE” is you guys had each other. What about is single moms and dads who don’t have that other income from our significant other? Our work income goes mostly to supporting ourselves and our kids.

[@PashaV93]

Hello, awesome video as always. I would like to know your thoughts on the Social security system since last week it was in the news again with very discouraging statements for the already retired and for the future ones. Thank you, hope to hear from you on this topic.

[@OurRichJourney]

I think that would make a good video Pavel! We actually didn't factor in social security for probably some of the reasons you're already thinking about. Perhaps a future video . . . !

[@PashaV93]

@@OurRichJourney Thank you so much. You guys really inspired my wife and me to start investing. I really enjoyed the video you made with the poem. We are planning within the next few years to visit Portugal.

[@XsythX1]

I'm 34 and from the UK would love too retire by 55 that's the goal.

[@aprofessor5862]

From the UK myself you have some great options (real estate of course) for the stock market through SIPPS and vangaurd funds :)

[@aprofessor5862]

Another great video, simple and effective. The long term time horizon is missed by many and they do not stay the course so the stock market does not work for them. Real estate is great! and not to double dip but REITS are good too! perhaps a cheaper way for many on low income to invest in real estate :) but i am a fan of bricks and water.

[@aprofessor5862]

Also generational wealth is So important. I come from a humble background but by homage to my parents for grafting and teaching me that hard work pays now i have a responsibility to help the next gen

[@j9m978]

Hi beautiful couple, I always like to see your videos but what about the real value of the Dollar and the USA's debt...have you an idea of the global, international economy and the actual danger of the stock exchange... What about the parallel with the 1929 situation that leads the world to the 2nd world war ? Isn't to dangerous to put money in stock exchange as all the banks and consequently the entire economy are in really dangerous situation and as our money is in real dangerous situation ? Thank you for your answer. Take care my friends🌹

[@suzanringer5353]

Coupon code?

[@naomilathan-phillips3868]

How can you do this as a single parent?

[@aidannewton]

What would you suggest? I am almost 32 years old. Started investing in vanguard ETFs last year in Canada (we don’t have access to all the same ones as the American Vanguard). We have been able to invest around $200,000US already since then and saw big gains since last year due to the pandemic. I also had my army pension locked in for life and receive around $5,000CAD per month. We are currently down in Panama. In December we will be coming over to Portugal to visit some friends of ours. We are trying to find a tax friendly place to live with a lower cost of living than in Canada. Right now we are able to save around 40-50% of my income. My wife is currently not working as we just had our first daughter last year. We are also trying to generate another stream of income online. Would you be able to offer any suggestions for us or are we on the right track? We have been following your channel since last year and I wish I would’ve started investing sooner in life, but I don’t have any regrets.

[@OurRichJourney]

Portugal is a tax friendly country. Check out their NHR!

[@aidannewton]

@@OurRichJourney what is the cost of living like? We are going to get an idea slightly when we visit friends, but we won’t be having to pay rents because we will be staying with them for the short time we are there.

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@therockgirl15]

So investing in the stock market means the 401k?

[@danelledautrievesanford]

Financial literacy is so important. I feel like I am on catch up train sometimes. Giving myself grace 😭🤣🤦🏾‍♀️🚞🚞🚞🚞🚞🚞🚞🚞🚞

[@OurRichJourney]

Yes Danelle - Give yourself grace!!! You have been watching and commenting on our videos, so I know you have been working on your financial literacy! You should feel very proud of yourself! Sending you a huge hug!!!!

[@danelledautrievesanford]

@@OurRichJourney Thank you 😊

[@aprofessor5862]

the internet makes the catch up faster and there are so many great resources like this Chanel and other groups to help locally eg Boglehead chapters