Retire Early With These 30 Actions in 30 Days | Money Challenge! (It Helped Us Retire Before 40)

  Рет қаралды 153,169

Our Rich Journey

Our Rich Journey

Күн бұрын

▸▸▸Enroll in our 365 Days to F.I.R.E. Program! - www.365daystofire.com/. Enrollment is now open for our class of 2024, 365 Days to F.I.R.E. program! As part of the program, you will get to attend our 2024 meetups in Portugal (with more than 500 people attending the meetups this year!), get assigned daily FIRE tasks to complete, participate in live monthly Q&A sessions with us, be broken into smaller accountability groups with other people in the program, attend quarterly book club meetings, get personal coaching from us (for those in the coaching plan) . . . and more!!! Enroll today!
▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: www.ourrichjourney.com/invest... Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!
▸▸▸Enroll in our FIRE Master Class: www.ourrichjourney.com/firema... This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!
▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: www.ourrichjourney.com/moving... This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!
▸▸▸Follow us on Instagram: / richjourney
Our Rich Journey - Retire Early With These 30 Actions in 30 Days | Money Challenge! (It Helped Us Retire Before 40): Are you looking to get your money/personal finance/investing strategies on point?! Then you have to do our new 30 day money challenge! Each day, we've identified one actionable item for you to do that will get you closer to your financial independence and retire early (FIRE) goals. The best part - each action takes less than one hour! So have some fun on your FIRE journey and take part in our 30 day challenge! BONUS - you can download a free copy of the challenge on our website: www.ourrichjourney.com.
▸▸▸Check out some of our other videos!
Accessing Retirement Accounts Early | Roth IRA Conversion Ladder Explained | Early Retirement Hack:
• Accessing Retirement A...
How Two Sisters Grew a $16,000 Stock Portfolio By Age 11 & 13 By Investing With Custodial Accounts:
• How Two Sisters Grew a...
▸▸▸PLEASE SUBSCRIBE:
If you like our video, please make sure to "like" the video and subscribe to our channel. We post one video a week related to our journey towards financial independence, including making money, saving money, and investing money. Make sure to check out all our videos and . . . join the journey!
DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.
#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Пікірлер: 343
@OurRichJourney
@OurRichJourney 11 ай бұрын
▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni AND, for the Plus Coaching Option ◼ All of the above AND ◼ 365 days of email support: Email us your questions throughout all of 2024! We’ll answer your individual questions! ◼ Monthly Plan Reviews - Send us your baseline plan, stock investing plan, real estate investing plan, saving money plan . . . each plan you work on each month(!!!!) and we’ll send you our feedback! ◼ Additional invites (to bring additional guests) to our meetups on Portugal! To learn more and enroll NOW, go to: www.365daystofire.com/
@Jp43620
@Jp43620 3 жыл бұрын
I'm 21 and currently have 74k in a brokerage account and 18.5k in a Roth IRA. And a $10k emergency fund. Trying to get into an electrician apprenticeship and then I can invest more and more!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That's fantastic!!! Sending you good vibes for the electrician apprenticeship!!!
@Jp43620
@Jp43620 3 жыл бұрын
@@OurRichJourney thank you! 🙏🏼
@danelledautrievesanford
@danelledautrievesanford 3 жыл бұрын
👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽
@melindavasquez6404
@melindavasquez6404 3 жыл бұрын
So inspiring!!!👏🏼👏🏼👏🏼👏🏼
@madfox995
@madfox995 3 жыл бұрын
Good luck, hope to see you soon in IBEW ⚡️
@auctionjjk
@auctionjjk 3 жыл бұрын
I'm 57 years old - I've been doing most of your 30 steps all of my adult life - and believe me - IT WORKS! I'm going to retire this year. Just want to point out - in calculating your FIRE number - make certain you put entertainment / travel in there also - not just basic expenses. OH - and do NOT forget health insurance. Maybe you covered that in previous videos. I think for younger people (and even people as old or older than me) - you give rock hard solid advice. Thanks for all you do!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Great points! Entertainment, travel, and healthcare are great to point out because they are all costs that can definitely go UP during retirement!!!
@sonyab2u974
@sonyab2u974 3 жыл бұрын
Thank you 💕
@lavigne2929
@lavigne2929 3 жыл бұрын
I'm 53 years old, a middle school teacher, and your advice has resonated with me more than ANY of the experts out here, and I've watched them all! You have helped me understand investing, and become comfortable with investing. Just recently I purchased my first Index Fund and first ETF Fund in my whole life! You have truly changed the trajectory of my life by empowering me with the knowledge I needed to take action! You guys are changing soooo many lives! I love watching the both of you and your family. God is with you! Keep Shining!
@mayyang8350
@mayyang8350 3 жыл бұрын
You both, Dave Ramsey, Remi Sethi, Choose FI, Afford Anything, and JL Collins changed my life. I am in a better financial position now then even a year ago. And yes, I go back to your old videos again and again for reminders, reassurance, clarity, and motivation. In my opinion, you are the most influential couple on KZbin. You are personable and knowledgeable AND explain things in a way that make sense. Thank you for all that you do!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much May!!! Thank you for your kind words!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
@SFCRMSA - So cool! Thanks for rewatching! :)
@supercrazydesi
@supercrazydesi 3 жыл бұрын
So true. I can say the same about myself. KZbinrs have helped me with my focused investment mindset.
@alexisquartey2920
@alexisquartey2920 3 жыл бұрын
Exactly!! I feel the same way. Been following them so long i forgot how I found out about them.
@SimplyShev_hair
@SimplyShev_hair 3 жыл бұрын
I agree with everything you said 😀
@danelledautrievesanford
@danelledautrievesanford 3 жыл бұрын
I'm in my 50s but I'm making a run to get on the bus 🚌🚌🚌🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🤣🤣🤣
@debbienorman3402
@debbienorman3402 3 жыл бұрын
Glad to know I’m not running alone! 😊
@odionugbiyobo2316
@odionugbiyobo2316 3 жыл бұрын
It is very possible take less risks , save and invest more
@odionugbiyobo2316
@odionugbiyobo2316 3 жыл бұрын
In the sane boat I am older
@KouchPotatoFanatic
@KouchPotatoFanatic 3 жыл бұрын
I’m in the same boat. Still in the race
@OurRichJourney
@OurRichJourney 3 жыл бұрын
You got this Danelle! You can do it!!! ❤️
@JustAName-it5qp
@JustAName-it5qp 3 жыл бұрын
Switched from Tmobile to Mint mobile, slashed my annual bill from 1500 to 600. Funneling that money to my investments. Best move I've ever done for my family, and it's through your channel. Thank you.
@markreyna4209
@markreyna4209 3 жыл бұрын
Starting to see other youtubers copying your videos or quotes but you two are the original goats! Appreciate the knowledge and videos.🙏
@kimoramicheal8353
@kimoramicheal8353 3 жыл бұрын
I usually do not like copycats, but hey if this is for a good cause I'll allow it! 😅 . Loll jk!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That is so kind of you to say! Thank you so much Mark!!!
@markreyna4209
@markreyna4209 3 жыл бұрын
@@OurRichJourney you're welcome!🙏
@alexcherisien4568
@alexcherisien4568 3 жыл бұрын
I'm 39 and currently have 103k in my wallet and 38.8k in a Roth IRA
@shockwave1986
@shockwave1986 3 жыл бұрын
F.I.R.E incoming, I can feel the warmth already !
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That's right!!! :)
@prissylittlemissy_
@prissylittlemissy_ 3 жыл бұрын
Please share your process
@sonyab2u974
@sonyab2u974 3 жыл бұрын
🔥🔥🔥
@genxx2724
@genxx2724 3 жыл бұрын
Ammon, thank you for saying you can have a money date with yourself! Nobody considers single people.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
YES! We can't forget about the single people!!! :)
@genxx2724
@genxx2724 3 жыл бұрын
@@OurRichJourney xoxo
@misa5941
@misa5941 3 жыл бұрын
So true!
@caroldanderson6781
@caroldanderson6781 3 жыл бұрын
Thank you guys so much. I was beginning to feel like certain things were too late, but you reminded me that nothing is too late!
@tobirates916
@tobirates916 3 жыл бұрын
“Day 30: Give back” is why I love this channel ❤️. So easy to get wrapped up in doing what’s right for you and forgetting about helping others. (For the challenge, my only quibble is waiting until Day 25 to create a budget. No FIRE number and no FIRE without a budget!). Great video, as always. Enjoy your glamping!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thanks Tobi! And feel free to switch it up! :)
@stevencassani4674
@stevencassani4674 3 жыл бұрын
At 12:35, "...because you can't have wealth without having health." This is so true once you truly understand how your personal health affects EVERYTHING in your life.
@shazam2323
@shazam2323 3 жыл бұрын
I'm 31, just paid off all debt except our house which we refinanced into a shorter mortgage with a lower rate. My emergency fund is sitting in blockfi earning 8.6% interest and credit is 826
@StateOfWellBeing
@StateOfWellBeing 3 жыл бұрын
It seems really hard to find the right balance of higher level guidance AND details here on YT. Happy to say they have it - I initially came for the Portugal material, but stayed for the finance material. thank you for the good information. I am in my 50's and need to get my act together so I can retire safely and make sure my wife is set.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, that is so cool Paul! So glad to hear you're sticking around for both the Portugal AND finance material! Thank you!!!
@pedrobiscaia6969
@pedrobiscaia6969 3 жыл бұрын
I am Portuguese and proud you choose Portugal to live in. Thank you for those advices, this kind of information should be teached in school. Cheers and keep up the good work.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much Pedro! 😃
@davisholman6518
@davisholman6518 3 жыл бұрын
@@OurRichJourney Portuguese is my favorite language....it sounds so beautiful, almost musical.💕🎼
@TheLaly37
@TheLaly37 2 жыл бұрын
I have been to Lisbon and was thinking to retire there. Beautiful food, weather and city. Very nice people and seems like cheap real estate
@pls5201
@pls5201 2 жыл бұрын
I’m retired (worked 40 years, mostly for government agencies) but am enjoying your channel for good ideas on how to keep growing life enjoyment and prosperity. Great channel, thanks.
@SuperFoodParents
@SuperFoodParents 3 жыл бұрын
I had stopped watching for a while to grow some stuff (family, mindset, channel), but really I thought, man, they're off to live now. Look at you guys still pouring into us, thank you🙏🏼🤗💥
@blessing785
@blessing785 3 жыл бұрын
Ah, my Fairy God Relatives. The gift that keeps on giving. I binge- watched your videos on KZbin yesterday. Love, love, love the transparency and useful information. Can't get enough. Thank you for all your blessings. And Blessings on Blessings to you. You are truly amazing people!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Wow, thank you so much for the kind words!!! So happy to hear you're enjoying our videos AND rewatching them AND commenting on them! Thank you so much!!!
@cfont4939
@cfont4939 3 жыл бұрын
At 28, I'm thankful to hear I've completed a ton of these steps! En route to FI!
@irinapechekhonova1967
@irinapechekhonova1967 3 жыл бұрын
Thank you guys. Very valuable advices. I found you just recently, but I want to say I did all these (or similar) steps about 2 years ago after I realized I was tired to live from paycheck to paycheck. And I can say to people who wants to start. Definitely do them. It works. I also want to tell people who are 50+, please do not get discouraged. I am a single mom of 2, who never even had a savings account. At 52, I did all those steps, simplifying my life, getting rid of debt, at 53 I opened saving, investing and ira accounts with my tax return money, and now at 54, I have about 20000 combined in all those accounts because for the whole year I was saving every penny (including all money government was giving in 2020), and I still have one of my kids living with me. So, It is possible. Now, I am so obsessed with investing. I am just upset I never thought about it for the previos 50 yrs. I always thought I did not have enough to save, but it is not true. All it takes, A FEW DOLLARS AND COMMITMENT. Yes, I will not retire early, but I want to retire comfortably at 62 and travel the world.
@dianelbruno9334
@dianelbruno9334 Жыл бұрын
How do u do bdays and xmas?
@marleneburgos9157
@marleneburgos9157 3 жыл бұрын
I just bought my first index fund on Fidelity. I feel proud already. Thank your for this solid information. I will keep my faith in it.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Glad you're enjoying the info Marlene!
@heidibriones
@heidibriones 3 жыл бұрын
Love it! All great things to do. Thanks for spreading the knowledge.
@alphahandy2021
@alphahandy2021 3 жыл бұрын
As soon as I heard you say we are presenting you with a 30 day challenge, I got really excited! I love you guys so much!
@christeee
@christeee 3 жыл бұрын
I don't plan on retiring before 40, but I just love the information provided by these two. They're so nice! :)
@janeoutcome1387
@janeoutcome1387 3 жыл бұрын
I love this!! Thanks Amon and Christine!
@healthy_palace
@healthy_palace Жыл бұрын
This is so great info! Thank you for sharing!
@daviabrown-franklyn1200
@daviabrown-franklyn1200 Жыл бұрын
Thanks for sharing your knowledge...I am excited to start my journey to FIRE
@theartist1151
@theartist1151 3 жыл бұрын
I've done almost everything on the list. Thanks for reaffirming 👍🏼👏🏼🙏🏼. Thanks for bringing great content.
@maxineoliver7404
@maxineoliver7404 3 жыл бұрын
Those Action items are really helpful-Thanks so much for that info.!🥰
@brewerm1718
@brewerm1718 3 жыл бұрын
Great info! Thanks!
@jennyhammond9261
@jennyhammond9261 3 жыл бұрын
Your family is just beautiful! Thank you for all of your videos. I didn't think retiring early was a possibility unless someone was rolling in the dough. Thanks to your channel, I'll be retiring in 4-5 years (figuring that out this weekend). I'm currently 35. If I had known this was a possibility long ago, I could have already retired.
@heroyster1194
@heroyster1194 3 жыл бұрын
Could you do a "how much youtube paid us" video? Thank for continuously enlightening us!
@AyanaMcCalman
@AyanaMcCalman 7 ай бұрын
Thank you ORJ fam! Day 29 of the journey complete today. I am looking forward to Day 30! This has been so good. I am grateful for your wisdom. I am ready to FIRE! 😄
@OurRichJourney
@OurRichJourney 6 ай бұрын
Fantastic!!!! Well done!😀
@zahir1283
@zahir1283 3 жыл бұрын
I am on fire journey and in last couple of years (of course because of you) still i love to watch this and realize that i can still improve, thanks guys love from Dubai
@David-ls2et
@David-ls2et 3 жыл бұрын
I love you guys and this channel so much.. Watching EVERY SINGLE VIDEO from you guys is the MOST important part of my financial journey!! haha
@maidieuhanh
@maidieuhanh 3 жыл бұрын
Love this video! Giving is a great feeling. I also added meditation to the list.
@purushottamsharma3525
@purushottamsharma3525 2 жыл бұрын
Thank you for your valuable time and effort very helpful.
@dianav1257
@dianav1257 3 жыл бұрын
Such a great list! Getting started now!
@eloisaferruzola3680
@eloisaferruzola3680 2 жыл бұрын
Hey guys I love your channel ❤ 💕 I am sure I'll be learning so much from you! And for sure will put that knowledge to work. Can't wait....
@SamLui
@SamLui 3 жыл бұрын
So glad I found out about FIRE and u guys. I appreciate the content!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Sam! We're so glad you found our channel, too!
@logansmama3333
@logansmama3333 3 жыл бұрын
Thank you so much! I love a challenge!
@judithbuchanan9566
@judithbuchanan9566 3 жыл бұрын
Hi Amon & Christina....once again such a valuable video👌🏽. I LOVE these action steps. Thanks so much for making my Sunday a happy day💖.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Judith! Thanks for joining us each Sunday!!! :)
@consuelolleva7705
@consuelolleva7705 3 жыл бұрын
You are really so inspiring. I really appreciate how your topics are so relatable to a common person like me; simple and easy to understand .
@lb6774
@lb6774 5 ай бұрын
I love you guys. Thank you for sharing your success and inspiring other to do the same ❤
@vee2841
@vee2841 3 жыл бұрын
Congratulations! God bless your beautiful family!🙏🏼❤️🤗
@noellehilgesen612
@noellehilgesen612 3 жыл бұрын
Love it!
@nadiacawley.realestate
@nadiacawley.realestate 3 жыл бұрын
Thanks for the great tips!
@jmclay4317
@jmclay4317 3 жыл бұрын
Happy and Blessed Sunday Amon and Christina, and to all of us. 🛐 May God continue to bless our investments. 🙏
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Hey there JM! Thanks for checking out our Sunday videos! :)
@kristinolan7240
@kristinolan7240 3 жыл бұрын
Awesome and doable tips !
@Harry_16710
@Harry_16710 3 жыл бұрын
So many great tips, but that "remove shopping apps from your phone" is 💰! Thanks you two for continuing to educate the rest of us. 👍🏼
@tanyi003
@tanyi003 3 жыл бұрын
Covid numbers are going wild in Brazil right now..be safe!!! May God bless your family!
@angelabarker8611
@angelabarker8611 3 жыл бұрын
Great motivation!
@TheKenny1988
@TheKenny1988 3 жыл бұрын
Thank you so much for this video
@vashtas
@vashtas 3 жыл бұрын
Definitely agree about financial literacy. I work in wealth management and let me tell you the average person is not getting this kind of information.
@royalty6712
@royalty6712 3 жыл бұрын
I appreciate you guys!!!
@kimberlywilsonvincent6608
@kimberlywilsonvincent6608 2 жыл бұрын
Found your channel. Binge watching all your videos. Making a plan to change my financial future! 😊
@LivingSwedish
@LivingSwedish 3 жыл бұрын
Bookmarked 🔥Working hard on FIRE! I'm loving it! 🥰
@OurRichJourney
@OurRichJourney 3 жыл бұрын
You got this!!!🙌
@amandaroa9223
@amandaroa9223 3 жыл бұрын
Excellent advice.
@KO-wu2og
@KO-wu2og 3 жыл бұрын
Great action items list. I actually sold a household item earlier today. Thanks
@AtoZenLife
@AtoZenLife 3 жыл бұрын
Look at those biceps! Matt D’Avella is quaking. 😂
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Too funny Marissa! (and thank you!!!) :)
@reopercegayle8108
@reopercegayle8108 3 жыл бұрын
Very helpful
@ecgodsmack86
@ecgodsmack86 3 жыл бұрын
1st video I've seen. I like this content stay blessed. I will teach my kids what wasn't taught to me.
@bonitahill5239
@bonitahill5239 3 жыл бұрын
Outstanding!!! Great Plan to do then Repeat 🔁 !!! Watching this again for Sunday Motivation 🤓☀️ Thank you ☺️...
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Bonita!!!! We LOVE being part of your Sundays!!!
@greenranger3000
@greenranger3000 3 жыл бұрын
Ahh fresh air , thanks for the wonderful upload this was needed.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much! Glad you liked it!
@sharischmidt4712
@sharischmidt4712 3 жыл бұрын
Enjoyed 😊 I found your channel just two weeks ago and have watched whenever l have a chance. My husband and I have married in '81, both in university 20&21 year's old. Instead of student renting we bought our first house close to school and rented out two out of the three bedrooms.By graduation we had our first home paid for and, we bought our second house and had it paid for in eight years. l retired at 40 but my husband continued to work but this is his last year before retirement. We've been muilt millionaire's now for the last ten years,but when we became empty nesters we sold our large house and moved into an uptown lease condo to save money and invested. We winter in Maui each winter except for 20&21 and live a very comfortable carefree lifestyle. We have family and friends as old as we are, still with large mortgages, apparently owning a cottage in Muskoka that you need to take out a six hundred thousand dollars mortgage for, is the thing to do!!😳 Great content and very wise advice!!😊🍁
@mimmyspecial
@mimmyspecial 2 жыл бұрын
Wow, i have just bumped into your channel and it's soo informative. You just gained a sub. I can't wait to watch more of your videos. Thank you so much for sharing such rich information.
@JonathanSilva-ib1hq
@JonathanSilva-ib1hq 3 жыл бұрын
Thank you guys for donating your time for these great educational videos! They have really helped me on my now much healthier than before, financial journey. My biggest tip that helped me was automation and also, thinking about how many hours it will cost me for that big purchase. You both are amazing and thank you for your service in improving financial literacy for all.🙏👍
@Olya444
@Olya444 11 ай бұрын
Thank you so much ❤🙏🙏✨♥️♥️♥️♥️
@_bayougirl
@_bayougirl 3 жыл бұрын
Thank you both! You are helping me so much to navigate my FIRE journey.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much! So glad we're helping you on your journey!!!
@sunil9587
@sunil9587 3 жыл бұрын
Great material. Thanks for sharing. Please advise who you went with for long term care insurance and logic. Thanks.
@BucketListTravellers
@BucketListTravellers 3 жыл бұрын
I like the idea of the 72 hour list. Great tip!
@NathanDawson94
@NathanDawson94 3 жыл бұрын
26 year old Millennial here. Being "Financially Independent" to me means that I could retire early and continue living my current lifestyle without ever having to work again, should I choose. So, my current “Financial Independence” number is around $1.62 million. Though it is not my total expenses I expect to have retirement because it hard for me to plan that out, it is my gross income replacement from my employer. So essentially, I plan on increasing my income regardless. But my main goal is actually reaching “Financial Freedom” (similar to “FAT FIRE”), which is my “dream/ideal” lifestyle which is beyond my current lifestyle, beyond my current budget. They say to pursue your dreams, so why stop at funding my current lifestyle and not my dream lifestyle. For example, my current lifestyle doesn’t allow for me to: 1) Go on vacations more often, 2) buy more gifts for my parents whenever their birthdays 3) to make tax-deduction charity contribution more often on a consistent basis, 4) to be that friend who pays for everyone’s lunch and not ask for a pay back, 5) and put extra money into my future child(ren) custodial account(s)…all at the same time. That’s my dream/ideal lifestyle. But it’s not my current lifestyle since it's not in my budget as of now due to my income not able to fund those 5 things also. Good video as usual!
@chidenisee
@chidenisee 3 жыл бұрын
My main problem is I want to move overseas with my son in the next 4-5 years. I’m debating on should I buy a house for 4-5 years and sell or rent while I’m overseas. I currently live with my mom and she doesn’t have a mortgage. Or should I rent. Me and my son need more space so that’s why we need to move. Or if I should convert the garage and maybe add a FROG. This would give us all the space we need and might only cost 12-15k. The cost of rent for 9-12 months where we live.
@sallymclam4455
@sallymclam4455 3 жыл бұрын
Retirement is a very good feeling and am looking forward to that doh I have to work for it so I can enjoy it.
@shinyshinythings
@shinyshinythings 3 жыл бұрын
Watching every Our Rich Journey video ... Check! I’ve got at least one item on the list done!
@surfsidegunny4734
@surfsidegunny4734 3 жыл бұрын
Great Info today ( I liked the 72 hour pause tip) you guys are financial Super Hero’s ! 💰💪👏🏆
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Yes - that pause can work wonders! :) Thanks for watching!
@angelodoctore7302
@angelodoctore7302 3 жыл бұрын
Thanks a lot!! You content is amazing, you will be welcome to visit Costa Rica!
@utubka
@utubka 3 жыл бұрын
Christina, you look so rested!
@ruthwright6247
@ruthwright6247 2 жыл бұрын
Great challenge
@inea-fijourney22
@inea-fijourney22 3 жыл бұрын
awesome content like always! Calculating your hours worked for a big purchase is a huge eye opener!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you!! Yes - those hours worked add up on those big purchases!
@carolynwalker5524
@carolynwalker5524 2 жыл бұрын
I’m 65 and am looking for an affordable place to live out my “working retirement”. Love your financial advice and insights on living in Portugal. Thank you for generously sharing this wealth of information.
@sironeil-personalfinancere9367
@sironeil-personalfinancere9367 3 жыл бұрын
I love a good challenge! Heading over to the website 🙌🏿
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Very cool! Check back in with us after 30 days and let us know how it went!!! :)
@danieltik
@danieltik 3 жыл бұрын
Your content is worth more than gold
@JeffreyQProductions
@JeffreyQProductions 3 жыл бұрын
Can you do a video detailing the specifics of automating your investing? Like a walkthrough of what it looks like?
@lashawn369
@lashawn369 3 жыл бұрын
Checking in from the DMV
@OurRichJourney
@OurRichJourney 3 жыл бұрын
We see you LaShawn!!! :) Thanks for checking in!!!
@chrissheffield5468
@chrissheffield5468 3 жыл бұрын
Thank you for another great video!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thanks for watching Chris!
@JenShea
@JenShea 3 жыл бұрын
Great tips!! Wish I’d heard of all this when I was still working. I’m very careful now, and living more minimally, however this would have changed my life. Ammon, you are younger clone of a close friend of mine. You look and sound like you could be his son... always makes me smile. All the best to you both. Obrigada ~
@so8154
@so8154 3 жыл бұрын
yeahhhhhh! a challenge thanks guys !
@gabbylanfranco323
@gabbylanfranco323 3 жыл бұрын
Thank you in advance for sharing your journey and positive advice. How would you incorporate passive income in calculating your FIRE number? For example, If you have rental property. Thank you 🙏
@OlleyThorpe
@OlleyThorpe 3 жыл бұрын
Great video guys! multiple streams of income is a must, love how you have gone out of your way to make the fire challenge! lets go people! take action
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Olley!!!
@DeepakKumarHans1968
@DeepakKumarHans1968 3 жыл бұрын
How can I retire in my 40s ?? I am 50 now . 😂
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Deepak - too funny! Ok, maybe not before 40 . . . but you can still retire early!!! :)
@kevinclark1482
@kevinclark1482 3 жыл бұрын
Omg! 😂 this comment had me spit out my coffee! Jeez, haven’t laughed that hard on a Monday morning in a long time! I’m still working and hate Mondays unless it’s a holiday.
@Khotsa
@Khotsa 3 жыл бұрын
Hit the rewind button
@soldbynicolerealestate4376
@soldbynicolerealestate4376 3 жыл бұрын
Love this page
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much!!!
@ThurstonConsulting
@ThurstonConsulting 3 жыл бұрын
The two of you are wonderful. I have a FIRE buddy and we discuss this 30 day action plan weekly. He asked me a question about Apple and my response was what would Christina say. I channel my inner Christina and my inner Amon. Thank you so much for all that you share.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Too funny Regina!! Channel your inner Amon & Christina - I LOVE it!!! Also, totally love that you have a FIRE buddy! Someone to hold you accountable on your FIRE journey is really helpful!!!
@artyomdubrovsky
@artyomdubrovsky 3 жыл бұрын
As always guys your presentations are superb. I do want to mention that you have positive aura. This attracts money at a higher velocity. Having said, your presentations help those people who are not good at budgeting or saving money. Thank you guys and I hope your daughter feels better now.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much!!! And our daughter is 100% now! :)
@laralinekeohokapu8547
@laralinekeohokapu8547 3 жыл бұрын
Thank you for your channel ☺️
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much Lara! 😊
@girldaddividendinvestor
@girldaddividendinvestor 3 жыл бұрын
Amazing tips!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you!!!
@robertclarkson6064
@robertclarkson6064 3 жыл бұрын
Thanks for another great video.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thanks for watching Robert!
@nareene1473
@nareene1473 3 жыл бұрын
Hi I would like to know if you have any advice to a person that only have a mortgage debt? I’ve recently started watching your channel and love the content so far!!
Saving for Financial Independence - Even on a Low Income | Here’s How!
14:49
When You Get Ran Over By A Car...
00:15
Jojo Sim
Рет қаралды 26 МЛН
Survival skills: A great idea with duct tape #survival #lifehacks #camping
00:27
孩子多的烦恼?#火影忍者 #家庭 #佐助
00:31
火影忍者一家
Рет қаралды 50 МЛН
아이스크림으로 체감되는 요즘 물가
00:16
진영민yeongmin
Рет қаралды 55 МЛН
How We Made $400,000 in Real Estate Profit - See Our Properties & Numbers
12:06
Can You Really Retire in Your 30s?
6:40
Two Cents
Рет қаралды 1,3 МЛН
The Real Reason Americans Are Leaving Portugal: Has the Dream Soured?
19:18
Exposing the TRUTH About Roth vs Traditional Accounts | Financial Conversations
1:01:51
7 Places Your Money Needs To Go (How To Save Money)
17:29
Nate O'Brien
Рет қаралды 2,7 МЛН
Рыбаки в шоке. Рыбалка. #рыбалка  #shorts
0:20
Жизнь Рыбака
Рет қаралды 10 МЛН
Артикул 214546849
0:30
WBUnbox
Рет қаралды 1,1 МЛН
Пресс Боксера Тяжеловеса и Твоего Тренера
0:20
Голову Сломал
Рет қаралды 4,6 МЛН
who is the champion of ludo luck balloon popping race ?
0:59
SS FOOD CHALLENGE
Рет қаралды 50 МЛН
Wonderful street food making skill
0:25
Fruit University
Рет қаралды 87 МЛН