Part1: How I bought my 1st Property in less than a year of teaching in China in a 3rd/ 4th Tier City

#CostofLivinginChina #SouthAfricaninChina #MakingMoneyinChina
This Part 1 video covers the following topics;
How working and living in China amplified my savings.
Capitalizing on any income starting today.
How living in a small city in China helped me save more and spend less.
Negotiating for paid Housing and a Post Tax Salary with your employer as an expatriate.
Monthly Budgeting and planning.
Cost of Living in China.
Please watch part two which covers more information.

[@calvinbafshoe2626]

You are the most smartest SA teacher working in China i know. You're financially wise! We share that in common. I love saving as well. I'm not reckless spender!

[@cleomaxinemohamed]

This is the second video I've watched on your channel. I'm living in China too. I completely agree on what you said about living in a small city and saving money. The bigger cities give higher salaries but are way more expensive to live in.....Thank you so much for sharing your experiences on this platform 🙂

[@MsTORNADO97]

I don’t think you realize how much you’ve really inspired me. I’ve been struggling with saving and making the right decisions financially since moving to China last year, somehow I feel like I’ve found someone who understands me and who is living in China as a black person. I hope to see more of your vlogs. This kind of positive advice is needed

[@chatwithtisa]

I’m glad you feel motivated😇 you can make better decisions for your finances starting today, cook yourself a good meal for the rest of the week and not spend on anything you don’t need, reward your hard work with saving/ investing trust me you’ll get so addicted to it. Yo can do it🙌🏾 I can’t wait to hear about your financial milestones and changed actions in the next three months ☀️

[@makgotsom799]

I love how you take your finances seriously. When I got to China I also got addicted to online shopping then I started managing my finances but it never crossed my mind to invest. I'll definitely start investing some money left from my monthly allowances. I want to be like you and own a property

[@chatwithtisa]

Being able to admit to yourself first what your spending habits are is a big step towards changing, I was also addicted to online shopping but while in SA, by the time I got to China I had already made most of the financial mistakes one can make so I just kept myself in check, saving and investing first before spending, leaving as little as possible for shopping. You can do it babe, have a financial dairy where you keep track of your goals per month, more financial advice coming soon❤️

[@ntombizodwantombi3862]

Hi, I want to go abroad but yoooh anxiety is killing me.i have an honours degree

[@makgotsom799]

@@ntombizodwantombi3862 anxiety is a fear of the unknown... Take that leap of faith. It will be worth it trust me

[@marryshibamba1562]

I don't live in China and unfortunately I don't have the gift of teaching like you but I'm taking notes about managing my finances. Thank you for sharing Theodorah. We really need more content like this because a lot of us aren't financially discipline. And thank you for being honest about your debt experience. You're a gem✨

[@chatwithtisa]

My heart❤️❤️

[@asezab]

Not even a week ago I was telling this other SA lady who lives in Shanghai exactly what your saying but with less enthusiasm ofcoz lool. Thank you babygirl for this!!

[@chatwithtisa]

I hope she still got your message 🌱 you’re welcome ✨

[@healinghuns4775]

This is the KZbin channel I didn’t know I needed!! You are sooo relatable and as I watch you I realize mistakes I’m making and need to fix it up!! It’s a wake up call really 😱♥️🥺

[@chatwithtisa]

Honey the fact that you’re being this honest with yourself is progress already, now get your financial planning dairy and start setting goals with what you have now and check in every week or month to see if you’ve stuck to them and if not why, you can do it, it’s not too late ❤️

[@healinghuns4775]

Theodorah Tisa Ntlawini thank you babe 👏🏼 will do

[@dianabarnard1303]

@@chatwithtisa im so greatful for your teaching ..will def my lifestyle

[@FifiOnthenet2]

I swear I watch your video everyday! I'm so inspired. You gave me the reality check I've realised that I needed. I'm taking steps to better my finances. The one point that hit home is working for so mamy years having nothing to show for it. Ayii it still ringing in my head today!

[@chatwithtisa]

Hey Refilwe😇 Thank you for the love and letting me know, I would have never known that I have such a super supporter if you didn’t say 🤗 I’m glad that my videos are impacting your life in a positive way, do the hard reflecting that needs to be done in order to make room for real and consistent growth 🌱 Remember the first step is admitting to yourself what went wrong and I think you’re well on that path✨ I look forward to hearing from you as we grow 😇

[@azolemaliwa617]

I can't believe I get to call you my friend. I am so proud of you and thank you for being so generous with your wisdom. Also seeing you here just made me miss you soo much😭

[@chatwithtisa]

Azo you just wanna make me cry! I really miss you too my friend. Thanks for always showing up for me in different ways💛✨

[@SimplyRodah]

Yay thats my girl , Welcome to the homeowners world girl , once you start no looking back. Congrats dear. Its good that in SA you can get loans , in my country we buy cash , that needs a lot of discipline.

[@chatwithtisa]

Definitely a lot of discipline! I wanted to buy cash as well but I couldn’t pass up that property because I was short of less than 60% of its value. Thank you Rodah ☀️

[@Tubi_P]

Accountability for your own finances. That's one thing I'm picking up from this video & something a lot of us young people don't have. We have this lifestyle inflation problem when we get higher salaries & end up with all those unnecessary accounts. Thank you for this video and well done👌❤

[@chatwithtisa]

My Super Fan❤️ Thanks for watching and taking something away from the video 😇 like how do we buy cars and eat at nice places every weekend and not even have money that enough to sustain us at least for 6 months if ish hit the fan 🤷🏾‍♀️We can do better, all of us ❤️

[@zeesangs_SA]

Preach sister preach!! This is so informative and inspiring, thank you so much for sharing your story. Congratulations on your first property! To many more 🥂

[@chatwithtisa]

Too many more indeed, thank you for watching and for the feedback ☺️

[@etacude]

Good Content Theo! Also enjoy your personality.

[@chatwithtisa]

Thanks for watching, and for the feedback✨✨

[@hlulanimhlongo593]

Goes to show that with a lot of hard work, you manufacture your own luck ✊

[@chatwithtisa]

That’s very true✨ the harder we work the luckier we get 😊

[@murielkoopman9900]

Omg.... I absolutely love you...so happy you were recommended by one of the girls in my group...you go girl! Love I can relate so much!

[@chatwithtisa]

Thank you for watching💛 and for the feedback.

[@liamharris6210]

Hey Theo it's "William" and Anna "April", congrats on the new house wish you all the best. Go get that money honey!!!

[@chatwithtisa]

So sweet ☺️☺️ were you watching this together 😄? Thank you 🌈

[@nomhlekayz2968]

I always struggle saving money too in China,to a point l told myself its impossible to do when these online shops are just calling me 😂,but watching your video just gave me hope and courage.first of all l need to change my spending habits 🤦🏽‍♀️.Thanks for this

[@chatwithtisa]

I’m glad you feel that you can try and that you’ve identified that you need to change your spending behavior and perception 🙂 I’ve deleted all online clothing shopping apps and stay away for their websites. Thanks for watching and sharing your experience with us 💛

[@mary-annsarahebigo8751]

I am going to share this with everyone I know 😍😍😍😍😍

[@chatwithtisa]

Thank you so much Mary-Ann ❤️✨

[@siliziwematinise5033]

Jonga, I subscribed some time. Love at first sight!!

[@chatwithtisa]

I feel the love☺️ Thank you for watching and sharing ✨ New financial video dropping soon 🔔

[@nthabindala]

Wow! I randomly found your channel on a Facebook group and it's honestly the best thing that could've happened today! What you managed to do is what I envision for myself. Thank you for sharing your journey with us 🎉 this is going to come in so handy for me

[@chatwithtisa]

What a lovely comment to brighten up my day ☀️ Thank you for the feedback and for watching 💛 Hold on your that vision you can do it💯

[@arefaenergy]

Big ups to you Tisa my sister, well done on the real

[@chatwithtisa]

Thank you 😇

[@SmangaMichaelPhoseka]

Students whom you teach are lucky, l must say because you funny, flexible and clear in your explanation. Well done in your achievements, we bless the Lord for your success 🙏🙏🙏

[@chatwithtisa]

Aww Smanga 😇 thank you for this lovely comment ☺️ All the best this week, month and year ✨

[@SmangaMichaelPhoseka]

@@chatwithtisa You welcome, Keep well and be safe in His Presence 🙏

[@kopanoh-S22]

Gurl. Am soo inspired ❤️❤️❤️😁😁😍😍😍😍

[@chatwithtisa]

We can do this hey, all of us❤️

[@KINGKWESI]

Great motivation from this video 👏🏽👏🏽👏🏽 I like Zara part killed me 😂😂

[@chatwithtisa]

It’s hard 😅😅

[@viraltrendexpo8510]

I love your personality. Valid points you have here.

[@chatwithtisa]

Thank you ☺️😁

[@Ramasela_10]

I really can't wait to get to china

[@chatwithtisa]

You will get here☀️I hope it will be soon, when you get here just remain focused and have great experiences 🤗

[@thelmatscuisinefoodandfun658]

I just love the way you talk and it’s such a motivation

[@chatwithtisa]

Thank you Thelma with the great meals 🥰🤗

[@zodwanene9152]

Aaarh friend, thank you for sharing such wisdom with everyone. I'm so proud of you hey I'm feel so blessed to even call you my friend.😊🤗 Always so inspirational ♥️

[@chatwithtisa]

Thank you friend, I was about to ask where my notification gang is 😄 you made it here 😄😘

[@boitumelomorakile6899]

😂😂 As for the clothing accounts! I've always been afraid of debt so I only had a Mr Price account which I paid up before leaving SA. But the fashion ya Korea Jehova! 😭🙆🏽‍♀️ Only started saving last month. Hope I can keep at it. Great video sis! 👌🏽

[@chatwithtisa]

Please keep it up honey💛✨

[@noluthandomakhoba8512]

Thoroughly enjoyed this video, please keep the financial advice coming. Congratulations on your house 🎉

[@chatwithtisa]

Thank you Noluthando✨,Part 3 coming soon❤️

[@lungaandfriends]

Thanks Tisa! I needed to hear this in just the way you delivered it 👌🏾

[@chatwithtisa]

Thank you 😊 and remember the key word consistency 🙌🏾

[@lungaandfriends]

@@chatwithtisa say no more! Glad you had the impression to share your content all the way across to our side in South Korea. I'm keen for more.

[@chatwithtisa]

I think group admin removed the post 🙈 anyway I thought it would be useful to expats working abroad omg for a greater purpose 😊

[@lungaandfriends]

Oksalayo I saw it just in time before they removed it and I've subscribed. Also shared with a couple of like minded friends. So good sis, please keep the content coming 🔥

[@zinhlemaseko7663]

Yoh🙌🏽🙌🏽congratulations sis this is super inspiring!!😭😭I’m sharing this with all my friends that want to come to Asia to teach english,we’re gonna make good financial decisions.

[@chatwithtisa]

Thank you Zinhle, it’s been a little over a year now of having this property and it’s been the best investment thus far the house is paying itself and more. I can’t wait to pay it off and acquire my second one. All the best ladies you can do this and more ☀️

[@spencerpfxtrading5518]

Very informative... Yassss wena Girrl!!

[@chatwithtisa]

Thank you honey ✨😊

[@christyswanderlust1447]

You’re so cute. Thanks for all the info. I like hearing from people like you.

[@chatwithtisa]

Thanks for watching Christy😇

[@Mo-iz9um]

I’m so proud of you 🤍.

[@chatwithtisa]

Thank You my love 😊

[@AnnahPokubye]

I want to be like you when i grow up 😊only way to get there is to research, learn and practice. So imma start at the very beginning. here

[@chatwithtisa]

Lol you’re funny yaz 🤭😅 that means you’ll be like me today, right now because you’re grown 😊 You can do it Annah keep striving ❤️

[@tintjiesemzansi4072]

I've learnt something! Re a leboga. You rock! I live in Nanjing but moving to a smaller city after my contract. 😊

[@chatwithtisa]

Thanks for watching, just remember to capitalize on every income no matter how small starting today☀️

[@tintjiesemzansi4072]

Yes, Thanks for your advice. 😊

[@TheTshegofatso]

Recently found your channel, love the content. 👌🏾

[@chatwithtisa]

Thank you Tshegofatso😊 Welcome to the Chat With Tisa family ✨

[@The.mamamama]

I'm inspired. Thank you for this video

[@chatwithtisa]

You’re welcome 😇 more content coming soon. Thanks for watching.

[@ianinchina7610]

Great video! Love your personality.

[@chatwithtisa]

Thank you Ian 😊

[@iammilorex]

Motivated! Inspired! We stan a conscious queeeeeen! Yaaaaaas! 🎉🎉🎉

[@chatwithtisa]

Thank you 😊 😇🙌🏾

[@emmanuelChidera-l4q]

You are the best 💙💙. Thank you ma

[@chatwithtisa]

You’re welcome and all the best 😊

[@emmanuelChidera-l4q]

@chatwithtisa Wow. 🤗 She replied 😁😁

[@ntombizodwantombi3862]

I'm a new subscriber and I already love your content

[@chatwithtisa]

Welcome to the community Ntombizodwa 😇

[@DinoFilmClay]

How I bought.,... good description... with vary natural and smart presentation.,..... enjoyeble video 🦖♥️👌

[@DinoFilmClay]

Good morning 🌄Dino welcoming to my old(founder) friend. So happy to meet you after long time, nice day to me.❤️🦖😄

[@NaturallyDrTash]

The content I signed up for .

[@chatwithtisa]

Thank you 😊✨

[@sheichellemotsi795]

This is just so motivating wow

[@chatwithtisa]

Glad you feel motivated 💛✨

[@NkatekoMdaka]

Thank you so much for this! I have a bond that I’m paying for currently but I wanna put it down by 50% 😂 this helps me because GIRL!! Online shopping! 😂🤣 and I wanna get a second bond. Your saving advise really helps ♥️ Thank you!

[@chatwithtisa]

You can do it honey, we just need to call ourselves out when we derail and not leave too much surplus money for spending, pay yourself first not ‘them’🙌🏾✨

[@NkatekoMdaka]

Chat With Tisa Amen to that! Thank you 🌻🙏🏾

[@nokomanyathela7951]

Im motivated by your post friend, i definitely need to work better with my finances as i too aspire to own my own property as well. Will whatsapp you for further discussion 😊

[@nicoleadriaan6412]

This is awesome. Inspirational. I'm currently in South Korea and considering the move to China. What is a good after tax salary too live in a 3rd or 4th tier city.

[@chatwithtisa]

I was considering Korea as my first option when I was still in SA trying to decide then I went with China mainly for the financial aspect. Thanks for watching 😊

[@Hey_Its_Mikki]

@@chatwithtisa meaning you get paid more in China than S.Korea?

[@chatwithtisa]

Possibly, I’ve heard that China pays more.

[@LisarioJo]

Wow! So inspiring thanks sharing sis🥰

[@chatwithtisa]

You are welcome 🌈

[@tandosifile2416]

Yup!! 💪🏼💪🏼 yaaaasss Queen!! Look, I’m still at that very first step (entry job level in South Africa) and bruu, the way I’m so proud of myself that I have an investment account with funds (not enough to buy a house though) that’s have earned from my current job. I have been offered another job in China as well #Yaaaaaaaasssss 😂 but Covid 19 happened. I still have my job this side though. Thanks for the insight it’ll surely add onto what I have 😗😗🥳

[@chatwithtisa]

I’m so proud of you😇 Keep at it you’re doing very well🙌🏾✨ When you get to China don’t let more money deceive you😅 just maintain a low profile and save like your generational wealth depends on it and before you know it you have enough for a 50% down payment or 100%. I’m excited for you. Thanks for watching☀️

[@tandosifile2416]

Thank you 🙏🏼🙏🏼 I aim to 😉

[@nomfundondaba4457]

Lovely video, thank you for this. 👌🏾

[@chatwithtisa]

Thank you for watching and for the feedback 😊✨

[@bongiwengcwangu7726]

Thanks babes for the motivation the inspiration and for the " we can do it attitude ". My plan exactly when I finally make to china post lockdown💪🏾✊🏾🏋🏽‍♀️💴💴💴💴😘🌻💐🌸🌺

[@chatwithtisa]

You’re welcome ✨ you can do this hey just keep your pace and stay focused☀️

[@mbalishange7195]

New subscriber here, well done girl ❤️

[@chatwithtisa]

Thank you😊 Welcome to ‘Chat with Tisa’ ✨

[@zamambatha7388]

New subscriber here sis ❤️❤️❤️

[@chatwithtisa]

Thank you for the support, welcome to Tisa☀️😇

[@swelihlesphume1404]

Wang Zama friend!!!!! We can do this💪🏾💪🏾 Congratulations Tisa👏🏾💛Im inspired!

[@zamambatha7388]

swelihle sphume friend is that you

[@zamambatha7388]

swelihle sphume yeah 😍😍😍😍

[@kholofelommola]

Where you required to submit additional documents such as a work permit and so forth and if so what are they?

[@chatwithtisa]

Yes I was, they asked for a copy of my resident permit, proof of address in China, work contract…

[@lungyhadebe8124]

💯👌 i love this

[@chatwithtisa]

Thank You Lungy😊

[@jabulilemlilo271]

Thank you for this 🙏🏽

[@chatwithtisa]

You are welcome, new video dropping later today 😊

[@Gloriahhh]

Hey Tisa, How can you protect your properties from property hijackers? It's becoming a trend in South Africa. I want to buy while I am in South Korea but it might be risky.

[@footballreactionvideos594]

awesome tips

[@TheMaestroSuccess_Affirmations]

HI Tisa,Which small cities would you recommend one to live in when coming to China? How did you manage to twist your schools arm to make a post tax salary offer? And what was the name of the school that time ,if yiu don't mind disclosing. Lastly, what schools gave you heard of in the small cities you would recommend offer the benefits you've mentioned? Thank you Tisa😊

[@chatwithtisa]

Hey Rivaldo😊 China is so massive, even the big cities have small sections wishing them that have cheaper housing and overall cost of living. It’s common in China to request a post tax salary, but it’s important to insure that they are paying the taxed amount, some schools don’t and that’s where the “danger is”. About the name of the school, why do you ask? Most schools offer foreign teachers great benefits, you just have to be negotiate and know what’s being offered out there because they will try to give you the bare minimum.

[@MrsT.93]

Did you do Accounting at school? And which learning area to you teach over there in China?

[@chatwithtisa]

No I didn’t, I studied Psychology. In China I teach English.

[@Bowzerthecat]

I love this! I'm moving to China next year. Which city are you in?

[@chatwithtisa]

You’ll love it Come☀️ I’m in Weihai Shandong Province.

[@mousembatha7337]

I wanna go to China as well then.

[@chatwithtisa]

You should come over 😊

[@hlulanimhlongo593]

Amen!!!

[@Nonofo346]

Tisa please assist.... How many days are fair for a 12 months contract?

[@chatwithtisa]

Hey 😊 I hope you managed, I didn’t quite get the question.

[@Starseed27425]

"yes.. I like zara" 🤣❤️🔥

[@chatwithtisa]

🤣🤣Too much! But I avoid it🙈

[@zikhonandlazi9030]

This is great how did u manage to do it within a year cs when i count my salary offer ill be able to do it after 2 years of saving with my salary offer.did u have savings before?

[@chatwithtisa]

I had previous saving and I got less than 60% of what I needed from the bank in the form of a home loan. Did you watch part 2?

[@zikhonandlazi9030]

@@chatwithtisa no i didnt watch were is it

[@zikhonandlazi9030]

K i watched it tks

[@thina5918]

Which city did you work in?? I’m trying to choose between working in a big city or small city.

[@chatwithtisa]

I work in a city called Weihai in Shandong Province, which cities are you trying to choose between?

[@thina5918]

Chat With Tisa Shanghai and a 3rd tier city called Cangzhou in Hebei province. I can hardly find any info on the small city. I will inbox you on insta too if that’s cool. 🤗

[@buhle1984]

@@chatwithtisa Sis'😁 my boyfriend is from Weihai. In fact, I'm coming to Weihai in July. Hopefully we can meet up ☺️

[@mfundon5213]

Gosh you smart 😍

[@chatwithtisa]

Flattered 😅😇 Thank you ☺️

[@nomalungelomthethwa2251]

How much salary. Is it more than $1200

[@chatwithtisa]

I won’t disclose how much I earn but seeing that it was my first year in China and the city was 3rd/ 4th tier I got paid an average salary that I made the most of even though there were people getting more than me with less or similar experience etc.

[@nomalungelomthethwa2251]

Not really how much you earn but what's the average for people without experience in rural schools.

[@aksamabela6306]

You’ll definitely get $1500 to $2000

[@nomalungelomthethwa2251]

My goodness 💃💃. I'm coming. Ngyabonga nge information 🙌

[@hlulanimhlongo593]

When do you move in?

[@chatwithtisa]

I didn’t

[@yourlocal_scp-redacted2747]

I go to a school that's named tisa

[@chatwithtisa]

Really 🤭😄 what’s this school about 😊

[@yourlocal_scp-redacted2747]

it's about art

[@chatwithtisa]

Wow! 😄✨

[@yourlocal_scp-redacted2747]

😄

[@itsmeChun]

Yaaaaaas

[@vinnieandyuffie]

I'm too scared to buy anything online because I know I will get addicted...

[@chatwithtisa]

Just stay away to be honest that the best way to resolve it🙃 when I stay indoors and go no where near the mall I save money, when I don’t click on the online shopping apps I save money, even typing this has elicited every to open the ZARA app but even if I do after typing this I can’t buy anything because I am literally broke till pay day and I’m broke because I sent 85% of my salary to my SA accounts invested and saved. We can do this hey 😭😅😇

[@MsLostkitty]

Oh I thought this was a video for buying property in SA but its more of a background story

[@chatwithtisa]

Part 1 is the background story of how moving to China amplified my savings in order to have enough for all the other expenses I had incurred in the process. Part 3 will have the step to step process. Thanks for passing by though🙂

[@Expatsparadiseinasia]

This is very inspirational 🔥🥰🔥 girls with houses 🏡 honeyyyyy 🥰🥰🔥💃💃💃 I got the same goal and dream- I will ask for advice soon 😘😘😘

[@chatwithtisa]

Yessss Queen👑 Let’s buy property 💯 You can do it and I’m looking forward to you sharing your journey with us on your channel.

[@Expatsparadiseinasia]

Chat With Tisa Ohh yasssss 🥰🥰🥰💃💃💃🔥🔥🔥

[@Linda-hd9vw]

Thank you so much for a great content...(◍•ᴗ•◍)❤

[@chatwithtisa]

You’re welcome 😇 more content coming soon 😊

[@Createair]

would you believe me if I told you that I didn't wait to watch the whole video before subscribing because I've seen a trustworthy face before opening the video??😄😄, word up child of AZANIA, more subscribers are about to flood your vlog😊👌 I'm telling you, thank you hey. I've been in China for almost a year but couldn't save enough as I've initially planned but this video gave me a method of maneuvering through life in China.

[@chatwithtisa]

You’re so kind 🌻 Thank you for the beautiful words of motivation. I believe you can also do this, made better choices every month with your salary and invest your money when it can grow 🌱 I believe in you 😇

[@mbalishange7195]

I like your hair

[@chatwithtisa]

Thank you sis 😇✨

[@nokulungamoyo2296]

I love you 😍

[@chatwithtisa]

Welcome to the sisterhood ❤️ I love you too🌻

[@Leratomaphoka]

It’s not easy to find you on KZbin 🙁 your name “it’s” makes it difficult 🙁 but anyway I found you♥️

[@chatwithtisa]

Thanks for the feedback, let me change it☀️☺️

[@chatwithtisa]

‘Chat With Tisa’ ☺️

[@londekazondi4771]

Looked for chats with Tisa still can’t find it. Please see into that

[@chatwithtisa]

The name change was recent, it sort of takes a bit of time to up date 🙃

[@_derekbuchi]

I see you're also really obsessed with clothes shopping haha

[@chatwithtisa]

Well that’s under control now 😂😅

[@vuyokazidiamond]

You're so beautiful babe 😍😍😍😍

[@chatwithtisa]

Thank you Vuyokazi ♥️