HOW TO MANAGE AND MAKE MORE MONEY! VIRGIN JOURNALS

[@brianastephen7541]

She motivated me to get a job ! So i looked for a job and i'm starting tommorow

[@bree1776]

good job!

[@tts6030]

+briana stephen You go girl!

[@chitlinsfooyung5959]

Yes!

[@anaispoungue9505]

+briana stephen yeay congrats !

[@NEWBORNBERRY]

+briana stephen congrats😊

[@DavidDrifts]

I always wondered why our school's never taught us about managing money or taxes. Important stuff like that have a huge effect on us in our lives.

[@Julianaomokheyeke]

Ikr

[@Theglortube]

We get taught about all of it now

[@michaelako3755]

They don't want us to be in the know 😌😉

[@HisandHersLA]

They don't want us to have a bigger pool than Kanye 😭

[@AllIAm1]

Dj Khaled said they don't want you to beat the tax system

[@josieallen1020]

I remember when I first began watching you and when you gave money advice I had no money of my own at the time, a simple high school kid. And now here I am with a bank account and disposable income and the ability to find use in your advice. :_)

[@Saarbe]

You should do a video about managing your finances whilst in UNI!

[@theashleywiley]

The 18 people who disliked this video probably broke with bad credit

[@AshleighRianne]

Beauty and brains, Pat is in her element in this video. Such good advise, not long to go until Grace arrives , and you can tell Patricia is going to be a great mum x

[@Stephylately]

It's really scary how such important issues concerning money ain't addressed in school unless you are a finance or business student , most of us have no clue about credit scores . Great video Luv

[@investwithebele]

I completely agree! Feel free to subscribe to my blog at www.investwithebele.com where I talk about all this stuff and more.

[@melissa90ify]

Thank you for making this! As women (especially those of color), we shouldn't only be concerned about getting our highlight and contour on point. Our finances are even more important!

[@thewritergrl]

+melissa lamisere lool so true. I don't watch any beauty vids as I'm not interested, but I come here for the blogs and lifestyle vids - finance management is so important

[@PurePowerPanda]

Yes, yes, yes! This is so helpful Patricia, please do more of these financial related videos. Since you have the proper knowledge and experience regarding finances and creating businesses, I would love it if you could turn this into a frequent topic on your channel. There aren't enough KZbinrs out there talking about this and I completely agree with you that this is something that should be taught in school. I'd love to hear more about investments and also about starting your own business. Thank you for this helpful video!

[@Danigratton]

Schools and colleges should hire her to come in and talk to students for a workshop or something, I've learnt so much in this one video. Thanks Patricia!! X x x

[@Lisa.Alexandra]

Commenting before even watching cause you just got that pregnancy glow! radiating up into space! :D

[@PatriciaBright]

+Coco Lili I Literally love your channel just found it a few weeks ago, and I've been saving some of your fitness vids for the future! big fan xxx

[@nelly.k1996]

+Patricia Bright thank you soooo soooo much patty for your videos and especially on finances, you really helped me a lot . thanks for being such an inspiring women for me. love love love

[@mohvbp9837]

Honestly, I'd only recommend this website: *LIVEONLINEJOB. COM* There, you can find easy ways to start earning from home. Hope this helps. Free yourself from the in authenticity and disempowerment of your story

[@erikaa.1295]

Please bombard / educate us with a playlist of all the things you think the average person has no idea about ! I'm 18 and I'm really trying to learn as much as possible about finance so I can be as stable as possible and more in the future. Thank you so much for this video!

[@investwithebele]

Erika A. Feel free to subscribe to my blog at www.investwithebele.com where I talk about all this stuff and more.

[@142isabella]

One of the best youtubers tbh, who else is going to give us this kind of advice? I LOVE YOUR VIDEOS PATRICIA! keep it up :)

[@shesBlessed83]

I fully agree with you. She is also young, focuses and inspirational. 💕

[@nikkielaine4998]

A whole series on finances would be amazing! Coming from a finance major and someone who worked in that field too really helps!! Thank you for posting your tips!

[@MegaMarie]

I know it is sad to say but I wish I was like Pat lol... she is smart, fashionable, funny, attractive, confident, and cute accent.

[@rebsifk17]

stop comparing with others . you are special and you also have talents

[@MegaMarie]

Rebecca Da Silva thank you.

[@sheaamour526]

Fara Marie Justin I know it's hard to not compare your life to others, especially on social media. It's not that easy to just stop. You just have to use those people as motivation to further yourself. Like me for instance, I just secured two jobs, am going to workout to tone up since I'm already naturally thin but want to be more defined, am going to start experimenting with my look through trying different wigs and makeup, and am going to save up for an apartment.

[@sophdoeslife]

Patricia I have been watching you for quite a few years now, and it is so amazing to see how you have grown!! You are so down to earth and real, I love your channel so so much :)

[@stucumins8511]

I was going through this subject with my son recently as he has just entered the workforce and it is so important to teach our children the value of managing finances well. I see so many young people spend hideous amounts of money on fashion, cosmetics, entertainment or the latest vehicle, or getting themselves in to credit card debt, while avoiding investing in real estate, superannuation, the stock market or simply saving for the future. You are right, one shouldn't deprive oneself, but you have to make your money work for you in the long term. Sound advice Patricia. You are looking positively radiant with your pregnancy....Thanks and regards. Deb

[@Bellz89]

LOVE THIS! I'd love to hear a Part 2 more in depth.. I know you have young viewers, but I think you have a lot of 20-somethings like myself as well, and this is really beneficial for me! x

[@Sshamillaa]

I already knew the majority of what you said but there's something about how you said it that put it all into perspective so thank you! This has been so helpful 🙌🏾

[@authenticallyb]

Financial literacy is sooo important for us young adults. Thanks for the advice!

[@adad2536]

Why are you not on a mill subs?! Ive watched you for years... I think you are amazing! Ive even forwarded the video to my other half, i may even play it in the background when i next see him. X

[@sarahlouise6776]

I'd LOVE a more in depth series about managing finances. That's my target for this year, half my debt and get back on our feet financially, I'm really trying, moving in to our first family home in summer has really set us back. Budgeting tips always appreciated!

[@_livoutloud]

I really loved this video and I'd be so happy if you started a money series for young adults. I'm 23 and went from freelancing to a nice, corporate job with amazing benefits, and hearing more about investing and putting my money to good use would be helpful. Keep up the great work, Patricia!

[@Princessdelrey_A]

My biggest problem is buying my lunch everyday. You opened my eyes!!!! Thank you. Will be making pack lunches now.

[@HeyItsChinky]

I really needed to see this. After moving out from my mom's place, I rarely eat out anymore, I actually rather cook now. Also, I was 18 when I first got my credit card, maxed it out, but I never missed a payment. I have to say, once you're on your own, your priorities SHOULD get better naturally, cause if not, life is gonna slap the hell out of you! Lol.

[@EnoExplores]

When great advice meets great timing for our youth. Thanks for sharing great and relevant content

[@ShanChery]

Can u do a video on how to move out and living on you're own etc.

[@CC-bx7bh]

If only we learnt these things in school. Your like our online personal accountant. This Is what is needed. As a young person the struggle is real when you leave collage, Uni etc, some of us are clueless about what to do with our money. Thank you this video is very helpful to me and am sure to many who watch your channel.Xx

[@Nanz-tr5ts]

Daaaaaammmmmmnnnnnnn Patty!! Back at it again with the quality info!! Would love more on this. Especially for the twenty somethings x

[@jennawilliams2861]

Patricia was one of the many people on youtube who inspired me to start my own channel, now I'm having so much fun making videos and enjoying it

[@MizsLeeLee]

Real talks right here! Everyone always says save when your young but they don't tell us the reality of how beneficial it will be in the future. Thank you for the tips really helpful. You look GREAT! btw. part 2 soon yeah lol x

[@talianyathi3941]

OMG Patricia! This video has literally opened my eyes because I'm literally that person who buys sweets and chocolate the minute I get those coins in my bank!! And then the next week I'm like starving in college whilst everyone has a subway in front of me😂 honestly thank you for this video, and is love more of these serious, real life videos because you are soooo good at them x

[@PhilippaRoseHamilton]

Great video Patricia! Literally followed all the steps in this over the last few years and now I'm in a good position financially 👏🏼 so happy to have a good credit score now I've almost finished saving for my mortgage deposit. If anyone is looking for a card good card the best thing I had was the virgin balance transfer credit card. I paid off my student overdraft with money from this credit card as it allows a a balance transfer to your bank- and then paid off a student credit card which I had barely used (ended up getting it for travelling one year) and had the full balance on this virgin card. It meant that when I got paid my money was actually in credit in my bank and I could transfer over amounts each money to pay off the credit card balance. 0 interest for 32 months when I joined and I managed to pay it off in that time. There was a very small fee to do the balance transfer to the bank but it was definitely worth it and it feels so good to be putting money into savings now xx

[@PhilippaRoseHamilton]

P.s you're going to be such a great Mum

[@madeleinedreams]

it is great that you are doing this video and the virgin diaries, there are so many young girls on youtube and older ones who have never been taught these things, me included, that really could benefit so much from videos like this. this is what youtube should be used for! sharing knowleding, supporting each other! real learning

[@umichgal1]

I would love to hear more on finances. Good video!

[@victoriamalloy4276]

These types of videos are what set Patricia apart from other youtubers. I love a good makeup tutorial, or a vlog but this information is so useful. I hope you continue to make videos like this!!

[@kehnaturalista8959]

Please keep creating vids on this topic, loved the content because it empowers us for great things, thank you!!!

[@emman2949]

Jeez, Patricia you are so on point in this video!! I was a bit puzzled about the video about the Instagram and felt that it wasn't really "you", but with this you are BACK IN BUSINESS! You make topic which is very boring and sometimes a bit difficult to understand very simple and clear. Hats off to you and lots of love! Xxx

[@DS-Trina]

This was really useful. You should have a finance series on your channel! Since this is your area of expertise, I'm sure all of us would be interested. Thanks again!

[@ninjakittyX]

Patty! That video is a god send to me. I recently graduated and am working 45 hour weeks atm and because I'm so clueless with finances I have found myself in a few sticky situations I've worked hard to clear. Please please do more videos about this. It's so much easier to understand watching than reading. I'm just at a point where I want to start setting myself up, this advice is priceless xx

[@clarepies]

This was really interesting and helpful! I'm only 18 but I don't know any of this stuff! Especially about credit, that's definitely something I'll need to look into

[@manicagency]

I just finished my masters and started my first proper job. This couldn't have come at a better time because i'm up to my eyeballs in debt and was going to plan my budget tonight!

[@biiicks]

Such a useful video! It's crazy that we're not taught this stuff while at school, then we hit our 20s and mess up/freak out because it's all new. Thanks Patricia looking forward to your future blog posts about this.

[@breenee6995]

Yassssssss Patricia! More money videos. Educate us girl. Financial management is essential to economic progression in life, so preach on.

[@HelloWorld1947]

Patty, can you please do more of these videos? Next topic, career options. Thank you

[@nelly.k1996]

+Aksum አክሱም ፣ ንግሥት i'll love it too !

[@VMRVid]

I loves these videos because not only do you give good advice but your voice is so soothing and reassuring so I can listen to you for 20 minutes while in cleaning etc. Also you practice what you preach so your advice is reliable.

[@cupcakery7]

I feel so grateful to my school system because they've implemented personal financial classes, though they are electives I'm glad they are there as a choice to those who want to learn how to manage those things. I've learned how your net worth is calculated, how credit in the U.S. works, filing taxes, how credit cards work, retirement savings/401k's , and just SO MUCH USEFUL STUFF. As a sophomore I urge any teen with any sort of personal finance class available to them in their school to take it because you will be better prepared to take on life after high (secondary) school.

[@nypriscilla7326]

My school also has a personal finance class but every student is required to take it in order to graduate. And even though it's a semester class, it was soooo helpful! I took it sophomore year (in a senior now) and I'm so happy I did. I should've waited until senior year since I actually have a job now and am going to college but I'm happy that I know some things.

[@couturenyu]

This is exactly what I needed because I'm about to start my own business and need to invest in myself (cameras and lighting) but never where to start thus causing my focus to be blurred...THANK YOU SO MUCH PATRICIA! Really needed this

[@Freedomstyles]

Wow I needed this video thanks for sharing I love your videos

[@360fadz]

That was so helpful to have someone young reiterate what my mum is always saying. It's refreshing to actually go on KZbin and actually learn something that's worth learning + would take others years to understand. Thanks Pat and yes please to more videos like this!!

[@quietbelle8662]

An empowering video Patricia. Looking forward to more.

[@5pctLowBattery]

I studied accounting in school 10+ years ago. But I'm still stuck in a back office at some company, trying to support my son on peanuts. Kudos to you for starting your own business and not continuing in the traditional route!

[@sidjed6333]

I watched this video when it came out and I came back to it today because I've been slacking on my savings. As many other commenters suggested, I think this topic could be a great topic for a series (it could be called "Finance Friday" or something of the like) on a different channel maybe? Someone also mentioned a day event in London (that could expend to other cities and countries - the possibilities are really endless with your ever growing "following"). That would be a great way for people to get good info and for you to monetize yet another project (you may have already thought about all of this but hey, gotta put it out there anyway! lol). Thanks for the great advice and stay Blessed! *A subscriber from Abidjan, Côte d'Ivoire

[@alistairobrien7156]

love the business talk Pat!! you're so onto it, so inspiring, love!!!

[@Elegantly_Zahra]

Thank you for the mini finance lecture. Please more videos on finance; as detailed as possible. Can't wait to see Grace.

[@investwithebele]

Vivazee I completely agree! Feel free to subscribe to my blog at www.investwithebele.com where I talk about all this stuff and more.

[@christinasciblo]

Love this! Please do more. Be that class we never had in school

[@downtownon7thavenue]

+hellocrisst I would love for her to do more as well. Her advice is awesome

[@brownsugarglamour]

YASS PATRICIA, I'VE BEEN WAITING FOR THIS VIDEO!! And you look stunning in that white! Skin is GLOWING 😍

[@ashleywharton5370]

You are hands down my Favorite Beauty/Lifestyle guru. From your beautiful relationship with your husband to your make up, style, and life tips you inspire me! Sending love from the U.S.

[@bochaberinyakundi7148]

I love this....I just landed a job...and I'm working towards saving for an apartment for my son and I (this single mother really needed this post today ) 😊😊😊

[@MelissaReynoldsLawrence]

You can do it! All the best with your job too

[@Icanhavethemall]

yey girl good for you! :)

[@bochaberinyakundi7148]

+Melissa Reynolds-Lawrence thank you!!

[@bochaberinyakundi7148]

+Icanhavethemall thanks!! positivity all way

[@Almejandris]

HOW IS EVERYTHING NOW??? AFTER 4 YEARS?? CHEERS, I HOPE YOU ARE DOING WELL

[@kanyfall2243]

You don't know how long i've been waiting for this from you Patricia! Both from the accountant/business analyst that you've been and the Patty that I esteem and appreciate on YT!

[@SterlsTacos]

I'm so happy your made this video. My parents always teach me about finance but I'm glad someone on KZbin is doing it!!! I wish more KZbinrs made helpful videos. Thank you so so so much!!!!

[@lolalolady]

Wow Patricia. Following you had been such a blessing. I've seen other financial management videos and they have been useless. A lot of the information is so superficial and basic. This has really helped me, especially as I prepare to graduate and move into my next phase of life. Love, love, love the quality of information you provide. Thank you! 😊

[@MendhiSensations]

I wish I listened to you and made myself a cup of tea! Lol damn girl i did not want this video to end! bombard us all you want. This was exactly what I needed help on. It helped so much! Basically you are my KZbin big sis 👌🏼

[@inez3940]

I needed this video in my life. I really did. Your little one is lucky to have such a driven and grounded mama.

[@Lyntt.x]

Love this video, would be great if it could be its own series on your channel ❤️

[@Candaicelovesjesus]

You would not be able to imagine how much this video has helped me. Please accept my greatest gratitude and appreciation. Thank You.

[@izabellaposadowska]

YOUR EYE MAKEUP IS GOALS 😍

[@kiracanread81]

This was such a great video and extremely helpful. I feel like a lot of people try to not talk about money because its a taboo subject(at least where I live). I greatly appreciate your honesty and the time you have taken to help us all understand and not be intimidated by finance! xoxoKira

[@shaunicemaudlynalexander]

Thank you so much for this Patricia, I really needed all of this wonderful advice!!

[@drcollection3365]

The delivery of this video was awesome! She stuck to each point and gave real life examples that were simple enough to understand. 👏👏👏👏👍💗🤑

[@danasalinger5247]

Love that you make videos like this!

[@naomiii.7870]

the treaty of versailles!!! omg the acuracy i love this video so much thank you

[@ashleygesty7671]

Thank you so much for this video please make more videos on this topic it's so important!

[@savannahbrandt44]

I once heard this quote that helped me "The money you have looks better in your bank account then on the shoes people barely notice!" Which is true!

[@ItsKells]

This was a very powerful and needed video Patricia please do a part two and get more in-depth! Financial literacy is a very important topic for our community!! Please continue to beat this drum.

[@habibatunau1512]

Love it ! Even as a grown woman with 3 kids this was a helpful reminder of what I should be doing !

[@JennyAmponsah]

I absolutely loved this video!! Thank you, Patricia, so much, for doing this!! This is something that will help me a lot, as I'm currently saving for my first home. I love all the beauty and fashion videos that you do as well, but definitely more videos like this please!!!!!

[@Lanenawebb]

Girl!! You're amazing! This topic is one of faves, I'm sorting out my finances in order to one day start my own channel, buy my own home, travel to Dominican every year (home) and get my life together! You have impacted me in such a great way, I feel like we're sister.. Hahaha I was part of the naturalhairgrowshow so I'm a real O.G!! Hahaha love you!! 😘😘 x

[@ImaniShola]

Such useful tips!! Thank you for sharing :D

[@jessisater3265]

You are so amazing and beautiful and make me feel like there's hope for the future. I've worked on my own and taken care of myself since I was 14 just to be in a lower middle class situation. The world has made me feel like in 23 so my life is coming to an end I have to settle with what I have and have children. These videos are helping to take control of my current finances and hopefully build a beautiful future for myself. Love your channel. Your beauty tips are helping me feel so much better about myself. Peace and love.

[@naturalmystique3830]

An inspiring video! Even at my age! You've made this subject very accessible to anyone who thinks they might find it 'too complicated'. I've just shared it with my daughter who's only just got her foot on the first rung of the career ladder after graduating from uni last summer. I don't want her to make the same mistakes I made when I was her age. I'm fine, by the way, but I could have been in a much better position if I'd had someone like you around when I was growing up. And I still think it's not too late. Because you're right, Patricia: Managing Your Money isn't an item on the school curriculum, but we are taught, and greatly encouraged by some very sexy advertising, to get into debt. Keep up the good work. I'll be subscribing to your channel 🤗

[@oldaccount.1486]

I loved this video! Please make more like this. It's so helpful and inspiring to see such an independent woman school us on how to be independent and financially savvy as well.

[@unapologeticmoi]

You are a my KZbin big sister

[@kyrebennett8193]

It is soooo true that you never know how credit will effect your life in the long run. My husband and I THOUGHT we could buy a house this year. HA lenders were laughing at or "below average" credit score. So, no house this year and who knows, probably no house next year. I'm researching all I can about how to revamp our score and correct the damage for our 20's. This helped a lot. Thank you and I'm keeping my eye out for more of your video's.

[@irisdanagher]

this girl is on point. 👍Thanks Patricia x

[@Mrs.SylviaCollins]

PATRICIA! Thank you for All of these pointers! I cannot express enough of how important, needful, helpful, a Godsend this was for me. I do hope from time to time you will share more helpful tips with finance. The more you know the more you grow. Being financially responsible is vital to sustaing the lifestyle I desire. THANK YOU!!!

[@katielandon4431]

Really inspiring, thank you! You've inspired me to enhance my CV further with taking an online course in marketing. x

[@BlueLaceBaby]

This video was sooooo helpful for me! Sometimes I get so confused and overwhelmed with the idea of saving and how much to save and how much to spend & I was totally the person who felt like they had nothing and would spend on material things and still feel like I had nothing & have nothing to show for myself and the hard work I do at the end of the month. I would love to see more videos like this!

[@niknak3157]

could you do a video about your businesses and how you manage them.

[@nardos100]

Hi Patricia....I just wanted to thank you for effective sound, and much needed financial advice that is smart, simple, and practical...I am proud to see women like you, who are willing to share their knowledge and wisdom to empower others with the tolls to not only be successful, but also truly content. May Almighty God bless you as abundantly as you have been a blessing to us all. Peace and love, Nardos

[@paigeyeahh]

This was incredibly helpful, thank you so much!! It makes me so upset that this sort of thing isn't focused on in school

[@hannahfplan6576]

Patricia ..... let’s get this circulating RN!! I’m freaked out by all the young girls on my socials who are being influenced to spend ALL their cash on Black Friday deals!!! It’s Christmas time, every business screams out to spend money and I think it’s so important your video reaches more people xxxxxxxx absolutely fantastic video!!!!!!!! I just took on a second job at London Bridge to help fund my AAT studies - is it hard? Yes - do I wish I could book a trip to Bali instead? - Yes haha but the reality here is more people need to invest in themselves - their future and their family and I just loved every second of this video it’s so so empowering xxxxxx

[@honeyb2827]

bombard us with detailed stuff!!

[@ishtinka9]

Thank you so much Patricia! I needed to have this reality check, because i am literally spending everything that I make.

[@PatrickByas]

Its nice to see a beautiful young woman with a business savvy brain! Keep it up!

[@thembelihlezulu2305]

This is very refreshing. I am a 3rd year Finance & Accounting student and I would really love it if you talked more about your studies and your career in banking and how they have prepared you for what you are doing now. Looking forward to reading your blog. Thank you. :)

[@saj3235]

check her old videos, she's talked about it before

[@AvaElizabeth]

This was incredibly helpful, thank you! :) And that eyeshadow is STUNNING! What is it??

[@maryana.3133]

The eyeshadow is amazing and her blending skills 😍

[@chloemcgregor1911]

this was so helpful thank you! definitely got me thinking about how I'm going to divide my money up more wisely x

[@Tashancian]

Great video, I'm a freelancer & small business owner. super useful info x

[@Selmaaa-C]

I love your videos Patricia! Especially those which are out of the beauty topic, because they're so helpful. Thanks for sharing your knowledge! You're an independent woman who is much more than just a pretty face, and you're trying to influence other women so they can be that too. Such an inspiration - love your videos! 😍❤️