Can Older Single Men Survive in America?

Can Older Single Men Survive in America?@paulinthephilippinesolddog9234 With Inflation up Drastically, Family Issues and Political divide running at an all time high, how do older or elderly men hope to make ends meet ?
I Spent 30 Days Living as an Older Single Man in America Here's What Happened

[@whatsnext-007]

It is getting rough here Paul. I retired October 1st. I'm working on getting my disability retirement and ssdi for my lung issue and and injurious fall I had in April. Hope to meet up with you again in January. Good luck on your health issues. You can see these costs are killing the middle class. My only blessing is retired my medical is $65 and dental is $35 a month vs. $168 when working. Connecticut is an expensive state because they have income tax, even on pension and some of your social security.

[@John-d5k7c]

I’m a retired cop, and now I’m living in my Truck!!!🤯. The homelessness in America is outrageous & getting worse!!!????

[@alexanderosterhuber1637]

You probably supported bush etc etc so dont complain you get your own medicine now

[@SLOBeachboy]

Actually, the statistics show that the homeless rate in the USA is within a few percentage points of where it was 20 years ago. There has been no drastic increase since then but because it is played up in the news and social media so much, people have the perception of it being much worse than it is. In any case I am sorry that you have to live in a car. I had to live in a car for a while back in the early 80’s so I know what that is like. That being said however, since I moved back to California from Thailand last year I am doing just fine even though between my retirement income and a part time job I only make the equivalent of what a full time minimum wage employee would make a month here. In fact, I can actually get by better on minimum wage today than I did back in the 80’s and this is primarily because I’m better and budgeting and my whole attitude towards money has changed. By the way, I paid $5000 cash for my current car and it looks great and runs great and is very reliable and fuel-efficient.

[@Crimson_Red_Lotus]

Oli is a great guest. He's a pro at information dissemination now. Thanks to you both for not gatekeeping the wisdom and experience you both have.

[@mgd4622]

This man speaks the truth. Forget the good old days. Welcome to the new World.

[@youthoughtitwasbadbefore6134]

I pay USD$298.20 per month for a new 3 bedroom house 10 minutes from the beach in Thailand. 2 days ago we went to a beach side restaurant. We had Burger and fries, a local Thai dish of pork on rice, 2 smoothies, one bottle of water, a hot coffee with milk, three scoops of ice-cream in a glass bowl and the use of Two recliners on the sand for... get this USD$13.13. I got an ear infection last month, the doctor fee to suck out the fungus and medication came to USD$29.84. Don't come here , Things are great without you guys. Sorry.

[@SLOBeachboy]

Yes, I think we pretty much all know how cheap it is to live in Thailand - me in particular since I lived there for many years myself and have been traveling there for over 35 years now. Still, 99% of Americans would naturally much prefer living in the USA to living in Thailand. Most just see it as a much better place to visit than to live. But if you are one of that one percent who actually prefers living there permanently then that’s great for you because your retirement dollars will definitely go a lot further there. And by the way you are a little late to tell people not to come there. Phuket in particular has already been completely overrun with expats and tourists (including a shit load of Russians) since covid let up.

[@gregorypeter9719]

I tune in when Oli is a guest. Great information shared , very detailed and entertaining. Another Great video from Paul the man!

[@Attila-LV]

Fantastic episode. Always a treat to hear from Oli. God Bless you both and your families.

[@barryking5993]

Despite where you go or what the financial climate is, you always must live within your means

[@AussieTonythemexican]

Exactly.

[@RetiredArmy2012]

@@AussieTonythemexicani have a very good monthly income but all is still sky high doesnt stop that fact

[@waterbug1135]

99% of expat Tubers out of PH live SS check to check. Their check amount defines how much they spend. Few have any money saved for medical. Healthy 60's is not the same cost as 80's.

[@AussieTonythemexican]

@waterbug1135 yeah, I don't think they are financial gurus.

[@maryellendoran8806]

I retired this year and my husband is retired also, We live in New Jersey in a suburb of New York City. Our property taxes are $700 per month and our homeowners insurance is now $2000 per year. No claims.Average older 3 bedroom house I pay about $400 per month for Medicare B, supplemental insurance and prescription plan. My husbands costs are higher. I think our social security raise in 2025 will be about 2 percent because inflation is lower? That is insane. My son pays $2000 per month for an older 1BR apartment. People are very angry in America right now because of migrants being given free apartments, food stamps and free health insurance. People who never worked one day in our country. Those who paid taxes for forty years get very little. We are middle class but are careful about every cost now,

[@RCFSULAW]

Did you retire before age 62 and pay gap insurance before age 65 until Medicare eligible?

[@tryscience]

Too bad the bi-partisan border bill was sabotaged by a certain ex president...I guess actually solving the problem, wasn't as important as running a campaign, based on the problem. Do the research and see for yourself.

[@jamesalias595]

I maintain a household in the Philippines and in Arkansas. The prices are affordable in Arkansas, it cost about the same in Arkansas and the Philippines to live because I own my home in Arkansas and have to pay rent in the Philippines. It's not cost savings as why I am in the Philippines, it is because as an retired divorced man in the USA you are invisible and forgotten.

[@BoydJones]

Health care is surely still much cheaper in the Philippines though.

[@tryscience]

for sure... I too, went from "The Invisible Man" to someone who routinely engages in great conversations with adults of all ages, and is even appreciated by those same adults. (here in the Philippines).

[@mick-berry5331]

Very good explanation about the economy by your friend! Great video. Most people don't understand these rather simple calculations and dependencies. 😊

[@red-hat-mike]

@Mick Most people don't care to self-inform themselves about how "things" work and expect the country to take care of them and then they "wake up" at 62.

[@telcobilly]

"the bank owns your home" and the govt owns the land..Don't think so? try not paying your property taxes and let's see how long you stay in the house.

[@SLOBeachboy]

Lol! The bank does not “own” your home but since the home is collateral for the loan they gave you they can obviously take ownership if you do not repay that loan. And lets face it, if it were not for collateral nobody would be able to get a loan for anything. And if you loaned someone money, would you not want the right to seize collateral if they did not repay that loan? As for what you said about the government “owning” the land under your house that is one of the most idiotic arguments I have ever heard in my life but unfortunately some people are not only still buying into it, but they are then repeating it in online forums like this one (as you just did). That argument is almost as idiotic as a Traveler arguing that he has the right to operate a motor vehicle without a license or registration. Anyway, by your logic you also do not own your car since a mechanic can take your car from you if you do not pay the repair bill. And of course, a contractor can also put a mechanics lien on your house if you do not pay him for his services, so I guess this also means that you do not own your house. You obviously do not have a clear understanding of what the word ownership means so perhaps you should look it up in a dictionary.

[@tryscience]

so when I sold my home and paid off the mortgage from the sale, I didn't get to keep the remaining proceeds, tax-free even? I'll be real surprised to hear that.

[@Matthew-gz4oh]

You can find cost of living easily 50% less in most of the USA, but you must move from California.

[@AussieTonythemexican]

People don't like going without these days

[@rumpestillskin4671]

Paul, this is a very wise exchange of knowledge

[@ricksdestinationcebu]

I live a basic simple life,,NO DEBT,no house car pmt no credit card debt. It cost 14,500$ per year more to survive today than it did when my wife arrived April 15,2019..If your over 55 you do not have enough time to make up all this inflation thru better wages..

[@phill7573]

I retired last year at 62 and got the hell out of the USA. I ran the numbers many times and concluded that there was no way I could afford to stay there when i retired. I moved to Thailand and rent a 1 bedroom condo walking distance to the beach, restaurants, bars, and shops. All in, I am able to enjoy a good life for about $1400usd. I'm able to travel in SE Asia every few months and take a trip back to the USA once a year and only live off of my social security. The only regret that I have is that I wish I could have done it sooner!

[@paulk8444]

I agree 100% as I moved this year after traveling for last couple of years to Philippines and it has changed so fast and on a major downhill slope financially, mentally and nothing seems to give ANY encouragement that USA can ever be restored.. I go back to US every couple 3-6 months for my rental business and seriously considering selling my properties as i realize most will Never own a property let alone like i own over a dozen and it used to be almost 3 dozen as my kids will never be able to get to my status.

[@paulk8444]

i moved to Valencia / Dumaguete in the summer and have a rental property business in USA so i went back to Indiana for 1 month like Ali did and my rents are basically Double in the US and the prices across the board are so much that one person Must work 2 Jobs or they have to be a couple to even make it. The BIGGEST thing is the Overwhelming change in not only Stress but how tense and on edge people are. The overall Attitude of people is so drastically different then what it is like in the Philippines. It was The Major reason I moved and even coming back after a handful of months it is escalating at an even Faster pace. Add to that the election, the disaster of Hurricane Helene and Milton on the way has people just so Stressed, Unhappy and on Edge. I saw people yelling at others in parking lots, gas stations. I could see my own attitude change and it amazed me while it reaffirmed just Why i moved to the Philippines. I agree with Ali as time went i literally started counting days until i could return to the Philippines; dreading that i have to come back in the next 5-6 months. I hope the election has an effect but I'm not sure that the USA will ever measure up to what it was just a few years ago. I thank my lucky stars i hit 62 as i Don't know what i would do if i was in my 30's like my kids or like one of my best friends who is mid 50's as I just think things have to drastically change in the USA or else it will be a s..hole country that doesn't even come close to a developing country like the Philippines.

[@lindawalker404]

What are the best flights from Eastern Canada to The Philippines SOS?

[@matrices3987]

This guy's friend spends $825 a month per used car? $800 a month for utilities and internet? That is just a choice to spend more than necessary. A used 100k mile small SUV in good condition in the Midwest costs 12k. Pay cash for this car and all expenses; gas, liability insurance, registration, repairs and depreciation will be ~$340 per month.

[@fialee8ca132]

Exactly. That guy is a mechanic at a Ford dealership... he should know better to have car payments.

[@SLOBeachboy]

I agree. I paid $5000 cash for my current car, and it looks and runs great. It also gets great gas mileage as it is a small sporty car and not a monstrously oversized SUV or Pick-up truck.

[@alr818]

Im so glad im born in Norway. The examples you are giving are insane!! We don’t have to worry about health care. The market is not working in the American health care system. It’s unbelievable.

[@nala3038]

Exactly

[@waterbug1135]

Well yeah, of course. Living in New York City is also very expensive. I lived in San Jose CA. 25 years ago I was paying $2200/mo mortgage. The only reason I was in San Jose was to work, earn money, save money and get the freak out. At 45 yeas-old I retired and moved to Phoenix buying a home for cash. For the past 15 years my house has appreciated an average of $2000/mo. My total spend for 15 years has been $600/mo. In the past 21 months my total spend has been $592.04/mo. Living in central Phoenix I can walk everywhere. All my food shopping on foot. The price of green cabbage, my main food, at Walmart is the same price as 2018 and same price or cheaper than in PH. I just bought a 10 lb bag of chicken legs at Walmart for $0.42/lb which is way cheaper than PH. I do all my own cooking. Because I live on savings my reportable income is $0 so I don't even have to file income tax forms. And I qualify for Medicaid. 5 months ago I was feeling my balance was off. Went to the ER and 15 minutes later I was being evaluated by an ER doctor and 5 minutes later by a neurologist and 5 minutes later I was in an MRI machine. Wasn't a stroke. Cool. But they found a spot in my brain and a heart event while I was connected to EKG. Both things are things to monitor and that's being done. The ER visit was $22,000 and my cost was $0. After 65 I went on Medicare and Medicaid which pays my parts B & D, $0 copay, $0 deductible. I also get a free smartphone via LifeLine. Home insurance and prop tax is low in Phoenix. No earthquakes, tornados or hurricanes. People choose to live in FL and then complain about hurricanes and home insurance. Yeah medical costs are cheaper in PH, but service? And how many guys living check to check still don't have the money to get medical services in PH? When you get to 70, 80, 90 years old in SE Asia medical insurance isn't a realistic option as the cost increases. I don't plan to take SS until 70. I could take SS today at $3080/mo but don't feel I need the money. No idea what I would buy. I'm happy working in my garden and remodeling my house. Making kitchen cabinets. I plan to move to SE Asia next year. I sell my Phoenix house and that profit will fund my medical care in SE Asia. I'll have the budget for housekeeper, driver and live-in fully trained caregiver if ever needed. That's my long term plan for extreme old age. I had a alternate plan to SE Asia. Sell in Phoenix and buy a house in Cairo IL. I could walk to Mississippi and Ohio rivers for world class catfishing. Safe to eat and I love fish. I can buy a decent house (same or better quality than most houses I see in PH videos) for under $10k. There are 100's of vacant houses all over the US for under $10k. No one wants to live there. I like living a simple life so I don't need to live near 50 restaurants. SE Asia looks to be a more interesting adventure. And dating in SE Asia is no question better dating. Labor is no question a better deal in SE Asia. There are options for people willing to think, research and live differently whether in the US or any other place.

[@fialee8ca132]

The reason why prices are high is lack of competition. The fault is industry consolidation means companies can charge more and make higher profits... and people keep paying it. If people stop paying the prices, then prices will drop. The other end would be invest in the stock market and make money off those high prices.

[@tryscience]

you are right. A certain fast food giant recently dropped their prices because people simply refused to be gouged further. They had enough, and the profits were dropping for lack of volume. Another fast food giant received scathing feedback at the prospect of flexible pricing, and was compelled to reverse course.

[@ccjohncc1]

It is a huge distortion to use the cost of living in three California populated cities with living anywhere in America. Let's be real here. Smh

[@ccjohncc1]

Not to say it isn't bad everywhere. Just not nearly as bad as his examples. Otherwise by his example anyone with less than $140,000.00 yearly income would be homeless sick and starving to death. That income is a luxury lifestyle in most of the USA . I just get sick of the distortions. It's fine and good to discuss these matters but counterproductive when you leave out so many other comparisons as is being done in this video. I love my country. USA

[@tryscience]

I've seen similar issues in multiple states before going to the PI in August of this year. The insurance issue in CA and FL is no joke. People are getting wiped out by natural disasters, as well as excessive medical bills.

[@kalbokano2330]

Case in point on eating out, Lamb Weston Holdings Inc stopped processing french-fry potatoes at the Connell plant on Monday due to dropping sales in restaurants.

[@gibblespascack1418]

If mcdonalds stopped pinching the fry container when filling it, they would not be laying people off.

[@racebiketuner]

Best episode ever!

[@Go4Corvette]

I now live a full-time RV van life to travel and enjoy the outdoors now that I am retired. I could rent for cheap in some places, but you need to be willing to live very simply; if you can't do that, you will go broke. I pay cash for all of my medical no insurance. I pay only 20% of the normal bill I would get if I had insurance, you need to work a deal with your doctors for cash and save big time. Left California two years ago. Good luck guys.

[@davidcrago510]

I see a lot of RVing videos on YT from America. It's not a life for everybody...but it certainly can be a solution for the high costs of living. And many people do seem to enjoy that lifestyle as well...safe travels!!!

[@butch1963]

Your title to this video makes me laugh. Because just 3 days ago I started a KZbin channel called Surviving America. What's the chance that your title is almost the same.

[@altriplett9099]

Which party kisses up to big corporations? Which one lowered taxes on those wealthy entities? Which party votes to subsidize big oil, while allowing those corporations to pump our oil without paying the American people?

[@fialee8ca132]

These people need to price shop, vs just paying list prices for everything. Yes, California is crazy expensive... but also the wages are very high. If these people are paying these prices, that means they are making enough money to pay these costs.

[@tryscience]

not necessarily. I looked at San Diego (database programming) and was shocked how much lower the wages were compared to what I'm used to in less expensive parts of the country. I expect the tech giants have changed the economic landscape across broad regions of California, especially with remote work options.

[@paulokeefe2737]

Older men can survive just fine in America. Depends on your circumstances and support network. Many factors. The Philippines is beautiful but it is a third world country. The levels of services and competence are a joke. Probably the most frustrating country I have visited. Wait staff will literally forget your order between your table and the kitchen. Happened loads of times during my recent trip. Prospective Expats please please visit before you decide to move over. I cannot stress this enough.

[@tryscience]

I took the leap in August with no previous visit, and am as happy as a clam. A happy clam, that is. I did well over a year of research first, however before taking the flight.

[@Frankmaui67]

Good advice

[@philipcooper3330]

Great video Paul it was a sober reminder of what brought me here. Not that I feel good about whats going on back home, but it does give me comfort in knowing im in a better place. It bothers me knowing my children, wow are adults are living in this mess. To think what future my grandchildren have and what they have to look forward to! It’s very depressing. But thank you for your efforts here!

[@gibblespascack1418]

I don't want to be contrarian, but this all depends on the choices that you make and your location. In NY, not the cheapest state, my mom has a house budget of 12K/yr, and that includes $2500 for heating in the winter, for her house. Her house, is 2000 sq ft 5 br, nothing special, on 57 acres with satellite TV and internet. This budget also includes car insurance and her health care supplemental costs. So, she lives on her SS of $1800/mo. Mom has made some good choices. My house is in a different location, and my expenses are different. I have 1300 car ins/yr, 900 house insurance/yr, electricity/gas 175/mo, home phone/internet 110/mo, cell 45/mo, Health care $610/mo(ACA, 4500 max deductible), land and school taxes at 5000/yr. My house budget is more than mom's, because of where I live and the choices that I have made. My house budget is $23K/yr. Nice house, in nice city was $350K, 2 yrs ago, no mortgage. Where you live and the choices that you make, create the differences. Knowing the wants vs needs becomes very important in today's society. Many people can't tell the difference. Gas here is $3.03/gal and is not high enough to get people out of driving large trucks and suv's

[@amvora777]

Tipping in USA has gone out of control. Kudos to Ali for paying 10%. When they flip the iPad around at fast food joints or self service coffee shops, I choose 'No Tip'.

[@nala3038]

Wrong video. FYI, you’re a cheapskate!

[@anthonyjordan7150]

You can run, but you can't hide. Live within your means, especially if you're a single woman or man. Purchase what you need and will use! I lived in Sacramento since 1986 and hopefully will be here to the end.

[@barryking5993]

The thing that pisses me off the most because human beings will not take personal ownership of their stuff is that the government is to blame. It’s not the government that’s to blame. It’s the people that charge the high prices that is to blame that’s happening bad in this country, the oligarchs are out to own it.

[@JohnSmith-ti2kp]

@barryking5993-- You are absolutely wrong. The people did not create fake money and inject it into the economy.

[@internationalplayboy8685]

did you get past 3rd grade? It is inflation that causes high prices not companies. The government is responsible for that!

[@JohnSmith-ti2kp]

@@internationalplayboy8685 I said about the same thing, but as usual my comment was deleted.

[@internationalplayboy8685]

@@JohnSmith-ti2kp i think Paul might be a flaming liberal. Taking down conservative comments and keeping up liberal comments.

[@JohnSmith-ti2kp]

@@internationalplayboy8685 I don't think it is Paul as this happens to me on ALL other peoples yt channel also.

[@woodspirit98]

I'm retired in NY. My house is paid for. Taxes are 350. A month. Electric around $40 month. House ins. $90. Month. I have 7 acres, a 1000' stream on the side of my property. Fruit trees, gardens and 100 blueberry plants. So lots of fresh fruit and vegetables. Tons of deer and turkeys etc. I love it when I hear people complain about how expensive NY is.

[@gibblespascack1418]

I live in Saratoga, Mom lives near Cooperstown. I agree with you 100%. It depends on where you live and the choices that you make. You can live an inexpensive lifestyle here, when you make good choices and understand wants vs needs.

[@LegalAutomation]

Damn. I should have had the foresight to buy property in New York 30 years ago when I was still in the womb. I was so stupid for not buying property when I was a baby. Teach me more about your ways boomer.

[@gibblespascack1418]

@@LegalAutomation A house near here is selling for $25K. That is less than most new cars. Sure, it is only a 2 bed rooms house, but it is a good starter home. And it is not a trailer home or prefab home. But you have to do the leg work, and stop watching Fox News. Stewarts is offering starting positions at $16.50/hr and management at 80K which allows a person to buy that 25K house. Smart choices becomes the difference.

[@altriplett9099]

I lived and worked in California for years. I made decent money at my union job. Disney land has always been ridiculously expensive, especially if you stay on site! Weekends and holidays are the worse times to visit any amusement park. I retired after finishing my union career in Washington state My wages were more than anywhere in California, with the exception of the Bay Area. My house in Washington was 600-k, two years ago. Equivalent home/neighborhood in California would be a million, or more. My Uncle moved from California to Washington as well. He did have proposition xx( I don’t recall 14?) property tax protection in California. Washington, a “democrat “ state, is top 5 for the United States economy, btw. We have sales taxes, but not state income taxes. I have friends from deep red states. Not only has their cost of living increased, but their wages and benefits have been mostly stagnant. Housing is much more affordable in red states, but everything else is ridiculous! Inflation is a worldwide problem, though Americans have weathered it better.

[@fialee8ca132]

The problem is renting... they should either move or bought a house. As for health insurance, that sounds weird as Kaiser is an HMO, which should be a copay, and or max out of pocket costs. Is the premiums are that high, they could check Covered California exchange.

[@audielowe2700]

He is absolutely right on all points, I’m from California now in Washington state. Unbelievable inflation is eating up my pension and Social security. Good video, thanks

[@nala3038]

It’s SS not SSI

[@IB4U2Cme]

I am living in Cebu Philippines for about 80K per month for two of us. 80K is almost $1,500. My rent is 8K. My WiFi is 1K. My water in 300 pesos. My electric is 2K (I do not have air conditioner, about 13 pesos per kwh), but I pay 2K to park my car, I pay 2 pesos per km to drive my motorcycle and 15 pesos per km to drive my car. I budget 6K per week for food and that includes drinking water for two of us and about a third of that 6K budget gets to extended family. Yesterday, I bought a whopper for 206 pesos. No soda and no fries. My wife passed away and I remarried here. Being 72, I do not do that much here. You do need six months income for an emergency, say medical self insurance. I think there is more freedom in the Philippines flying under the radar than living in the US with its automated government in place. The cost of freedom, and depending on what you want for freedom, is that cost to just comfortably live and that for me is roughly 45% of what the cost is in the US. The doctors scare me. The bathrooms are clean. Lots of needy people here. A lot of management systems do not work well. Amazon delivers some products to the Philippines. The import fees will get your attention. The legal system is a façade. I am from Arizona. The humidity was a problem when I first got here ten years ago. I like the weather more now. But no one has robbed me or hurt me.

[@andrewclark235]

Since moving to Zamboanguita this month I just chill in my beachfront house with a pool and love life. I want you and Mae to come out for some BBQ and swimming.

[@j.p.downin8622]

Your friend seems really nice but he is really not very well informed. Some of his statements were let's say exaggerated and elementary in their concepts. Yes times are tough but they could be much worst. As someone who plans on a retirement outside of the US, I would be more concerned with the value of the dollar and it's ability to remain somewhat stable with this amount of government debt load.

[@Ethan7s]

Very astute observation about needing a war. That was unexpected.

[@jasonclark6543]

Hahaha, Paul calling out the .39 cent del taco chicken tacos

[@tanyag1160]

That was a very interesting video. I was born and raised in California but I left in the 90's. It was bad then but when I visit my family it's so depressing. The homeless situation is out of control which makes sense because of the outrageous cost of living. I've been living in Ohio for more than 30+ years and it's far from perfect but it is livable but corporate real estate companies are driving up housing cost. I agree that there is no longer a middle class. There's only two classes now the ultra wealthy and the rest of us.

[@ricksdestinationcebu]

Local house,nothing fancy sold 56k,,the guy painted it,new window fresh plumbing,,he is listing it $199500,,the new America..

[@gerrymcnally9344]

It's bad here on the East Coast too. But, different locations and states so everything is relevant to your location. Great video, a real eye opener. Thanks

[@PaulRLight]

Great video. I left Texas and moved to Thailand just over 2 years ago.

[@OneJuanWon]

I have spent my entire 50+ years living in Sacramento, what Ali is sharing is very accurate. The mortgage on my 1100 sq/ft house purchased 10 years ago is $1710/mo. (principle, interest, taxes, insurance). The house next door is exactly like mine but owned by an investor and is being rented for $2600/mo. PG&E is my only utility service (gas/electric), and I'm dancing in the streets if my bill is under $250/mo. City water/sewer/garbage is $135/mo. So I'm at $2100/mo. and I have yet to account for food, internet, cell phone, my vehicle, and misc. expenses....and I live alone, no dependents. The money printing during Covid (known as quantitative easing) is to blame for high costs felt nationally due to the devalued US dollar. And in the last Federal Reserve meeting, in addition to reducing interest rates further, there's more talk about turning on the money printer again in 2025. When these changes are announced, the effect isn't immediate, there's always a lag of 2 or 3 months. My fear is things are going to get worse before they get better. It's no wonder more and more people are looking into relocating overseas - what is happening in the US is unsustainable. The late, great George Carlin once said, "they call it the American dream, because you have to be asleep to believe it." Words have never been more true.

[@woodspirit98]

I havent had a TV for twenty years. Add up the cost of electricity the cable company and time wasted watching it. Thats what i saved for twenty years.

[@ricksdestinationcebu]

Inflation is cumulative,,the previous 4 years inflation is still there,it adds up ,,only going u p at a slower rate..

[@jannieteves8002]

I live in Corona California, the guy Joe saying is absolutely correct

[@aaprofessionalcarpetandtil3189]

Just enjoy your life and have a great circle of friends you can depend on to have your back and vice versa be responsible both financially and make healthy choices with your health., diet like fresh food , mental health laugh more often .

[@cubuffsfan4147]

Glad I'm retired, both kids are grown, but the youngest just had twins. He's trying to break into the NFL as a coach so currently making no money and wife has to go back to work this month. They can't afford daycare so grandparents (me) all contribute to their monthly expenses. Not really what I want to do in retirement but can't let them starve. America, is becoming the "social utopia" in the model of Europe, where the middle class is gone. Lets hope Trump can get back in office. The two idiots they have now Michala and the self proclaimed "knucklehead" Walz will make things a whole lot worse.

[@philipcooper3330]

Your son, did he skip the step of coaching in the college ranks? Thats kinda the normal progression in the profession unless you know someone or theres nepotism involved. Thats a tough road to go working for free?

[@lostboi3974]

If he thinks that's bad, just wait until his wife divorces him. Then he will really be broke.

[@AussieTonythemexican]

Bye, bye house and land

[@Camera1931-p5v]

LMAO

[@keithsmith7031]

Totally agree, been there lost everything 😅

[@robertmiur2388]

What a nasty thing to say

[@karlenzmann]

His numbers are legit. I live in northern California, about an hour from San Francisco. It’s absolutely beautiful here…Well it used to be when I moved to California back in 1997. The numbers are crazy here, and this is exactly what the rest of the country can expect in a few years, if a certain former girlfriend of Montel Williams gets elected… I pay $2200 for a 1 bedroom ADU in a nice rural area of ranchette’s and horse properties. And I feel like I got a great deal. The good news is, I’ve got 15 months to go, or 70 weeks to go, before I retire. I’m headed back to the Philippines for the month of March for my 4th trip. I’m going to look around a bit, and see what I like. And with any luck I’ll eventually find myself a nice Filipina and settle down…And I can’t wait! Love this video Paul and Ali…👍

[@badbrad1632]

Needs vs wants, simple! You are the master of your own destiny.

[@altriplett9099]

Don’t take anything for granted when you’re building your house! Get a 50 year lease! While you’re in construction, pay close attention to the quality of materials. Make sure the drains are at least 1-1/2” diameter! Be sure the masons/tile guys slope the shower floors TOWARDS the drains! Double check all electrical outlets are in common sense locations! Oh! Make sure your water pipes are 3/4” diameter as well!

[@Ronstevensn]

No offense, but this guy is hugely exaggerating, I live in southern California, true prices are up, but not to this extent.

[@robertpiekarski6115]

Great info ! Thanks for this interview. I have been here in the Philippines for 5 years now. Was planning to go back to US for a visit next year in 2025, but may have to rethink that after hearing his numbers. I moved here from Colorado which has also become an expensive state to live in. That is why I retired here 5 years ago. Rent in Denver is 10 times minimum more expensive than what I pay here in the PH. And I retired with a government pension and SS.

[@markleaman8313]

I know you can in Canada!., I'm 68 and retired, my wife died back in 07, and have been single and living alone since then. I am comfortable and in good health. Even if I wasn't in good health, we don't have cto pay for doctors visits or hospital stays her!

[@johnalcala]

If I go to Denny's by myself to buy one breakfast plate and a drink, I leave $30 bucks shy.

[@carolbrenner3121]

His numbers are a little high but I now pay 170 monthly for part B living on social security. New homes still being built but I think shared living for minorities is how people afford them. Monterey California here. ❤

[@fenderbend3r]

I believe it. It is California. Even here in NJ rent of 2 bedrooms 2 bath is at least 2 thousand a month. For some, owning a house here is actually better than to rent cos it is the same amount you pay for mortgage. Sometimes more. Crazy! Thank you for another great Video Paul. Praying here for your health. God bleas

[@johnalcala]

That sounds exactly like what I'm paying out only I dont have dependent kids anymore. But every bit of that is right on the money.

[@RichGPilot]

For medical bills.Worse case senerio is 20% of the 'approved' amount, not the fantasy number. If they bill $100,000, the insurance company typically pays 20% of that. That's how it works. So maybe pay 20% of $20,000 not 20% of $100,000. Tell the truth please

[@gailmaplesden7380]

I live in California near Sacramento, and yes, it is expensive and getting worse. The rent is half of my pension, and I bargain shop for groceries. My car is in 2012, and the insurance is 1200 a year. I have Medicare and no advantage program as I live in the donut hole where I don't make enough to live well but too much to qualify for government perks. The issue now is trying to come up with the money for my srrv and settling costs to relocate from the states . It's about a 15k to 20k price tag, and that makes moving to the philippines a dream for many people.

[@wolfe5047]

I am on SSDI and get 2752 a month after Medicare is taken out. And if that was all I had coming in I wouldn't be able to survive. I have been lucky enough to have saved a significant amount of money when I was working and before I got married. Now I take out almost 3000 dollars above my SSDI to pay the bills. I don't really budget because I have money available if I really need it. And I tend to buy what I need or expect to need when I want to. I also manage to save a little every month so I can cover unexpected bills.

[@wjebel]

California of course is one of the more expensive states in America, but the middle class are definitely getting squeezed everywhere. Median home price in California is $860,00, in Colorado is $515,00, in Florida is $404,000 in Ohio is $225,000. They pay more in the expensive states so you can survive if you are working and have a good job anywhere, but as soon as you retire, you'll probably move to a cheaper location. But you can expect the Philipines and Thailand to get more expensive as more and more people flee for economic security.

[@tryscience]

Brilliant video. People deny reality, and are manipulated into believing culture wars are more important than making real change. In 1970 the top tax bracket was 70%. Not anymore. The burden has shifted to the middle class. People are so busy trying to make ends meet, they don't have the time or energy to apply critical thinking skills to understand the nature of the problem. Meanwhile, a second oil executive was accused of colluding with OPEC to keep oil prices high. Oil impacts the price of goods across the board. And oil companies in the last few years have enjoyed ALL TIME record profits. Do your research, follow the FACTS, and listen to what each party talks about and check their credibility.

[@tonytour4377]

I remember a woman was channeling a 82 y.o guy from 2033. Retired teacher of physics, living in California. He said that in 2028-2029 it was uprising in the US. By 2030 all old establishment had gone. Black African woman was president in 2033. Social Security has no money now. China and Japan do not buy the government bonds anymore My advice: start to sew pesos into mattresses. Cut off ALL leisure expenses.

[@tryscience]

did the channeling match the tea leaves and chicken bones?

[@woofdogmeow]

This varies radically per state here in Vermont I make only 21 dollars an hour and work 36 hours a week. On this I have a mortgage of 625 and a car payment of 167 dollars. My health and other expenses are about another 450 dollars. I am single so I am flipping this on my own. When I retire I will either sell it all and go to the Philippines or simply stay put on my social security.

[@ContentLabrador-uk8nz]

My school taxes in a small town in Central ny went up 42% last month. When paying it I queried the collector was, to sell my house and move into the senior citizen center, I replied and what am I to do on my $1300 a month on my ssi. Her mouth dropped and she just looked at me. The shift is starting to hit the fan.

[@JurassicJerkyAmazon]

Paul I’ve lived in the Philippines Southeast Asia now in Columbia. After nine months I return to LAX in route to Newport Beach. My Uber trip in Columbia to the airport cost me $25 for a 40 minute ride. My Uber in California from LAX to Newport Beach cost me $217 ! we are all getting priced out Of AMerica. 💯

[@MaryJuneCabrera]

The employment here is going down. There are so many layoffs . My company and some company were so many layoffs

[@Joe-xd8ex]

Most people don’t save for retirement. We eat out 1 time a month. My dad taught me how to save. I’m a middle class and retired 6 years ago and living the dream. We don’t have any debt and we travel to Thailand every year for 3-4 months. You have to start early in life and teach your kids

[@JeffHaynes-i1c]

Washington State has same crazy prices, that's why I've been really considering selling my home and moving over seas. Everything is payed for but taxes on everything, medical sucks.

[@maggiemay97]

These numbers are very scary however they unfortunately are from the most expensive state in the country. I live in Arkansas in a lovely town right in the center of Arkansas. You can get a lovely house for $200,000 for $400,000 you get a super nice house. We’re paying $2.79 for gas, I’m paying $840 for a 900 square-foot lovely two bedroom apartment on a golf course. I haven’t gone to a restaurant in a long time so I can’t come in on the cost of the burger meal that you described. My electric bill is $50-60 per month.

[@barryking5993]

The three most expensive cities in California by the way

[@SanTropez680]

My house is worth about 325k and to replace is 375k so my insurance is 2600 a year and property tax is $5000. I put money and work into my home and they raise the taxes.

[@oceanbreeze369]

He just compared three of the highest to afford cities in the US. There are many other cities, while still outrageously expensive, you can survive with a much lower budget. The US is falling apart very quickly because it has been being gutted from the inside and outside for several decades now. Thanks for the topic of discussion. Cheers!

[@KB3TLE]

I'm 74 and living in the US all my life. Now - the cost of living is completely unaffordable for millions of Americans already ! Too much greed - corporate and private - so - the average person has been devastated by inflation. I don't see any answers for these severe economic issues ! My SS income - even with low income subsidy allowing 30% for rent - makes survival all that's possible - with food bank access ! - - - I'm about ready to sell my 92 Dodge Dynasty - unload all else - and head for the Philippines !!! Nice enough rentals can actually be had an hour or two from Manila - for 5K to 10K Pesos. This allows a reasonably comfortable thrifty life for about $1000/mo. in many areas yet. - - - Motel 6 in Lexington Ky. - 10/24 - is $70 w/tax -- Big Mac meal is $9.00 w/tax. > Cost of living is still much cheaper in the Philippines - especially outside the big cities !

[@John-d5k7c]

He hit the nail right on the head!! It’s the same numbers in New York!! I’m retired and coming to Philippines beginning of November!! Oh Please can anyone tell me what is the form I need to have I heard on utube to fill out 48 hours before I land and where do I get it ???

[@ericander2108]

Great video, Oli knows the score in America at the present time, we the people are now either Red or Blue, red being conservative, and blue being socialist, 1st time in my life it has been like this, i could go on about this but I think everyone knows the details by now, aside from that, I call myself invisible, I haven't had a date in over 15 years+ and it's not going to change. Women here look and act like men. I have to make a change or i will continue to live in this solitude.. this upcoming election is very crucial for the survival of the USA. Of course I am a conservative and voteing for Trump our last hope 🎉

[@Maintenance63]

Best video!

[@schlamben1]

I live in Tennessee and people from California are flooding here and prices of everything is going up. America only had 35 years of a strong middle class from 1945-1980. 44 years of republican supply-side economics, easing of corporate regulations, corporate mergers, has created an oligopoly of collusion and price gouging. Most American processed foods are cheaper in Europe than they are in the US. Most all groceries are cheaper in Europe than the US. The US grows much more food than Europe, so it has nothing to do with supply shortages here.

[@glorgau]

In eastern TN I pay $1700/mo for a 2 bdrm with internet and trash. Nicest place in town. Really don't put yourself in need as you gotta remember that in the US people in need are people to be squeezed. Rent seekers are everywhere.

[@johnalcala]

At Carls Jr, a double burger combo will set you back almost $18 after taxes

[@NotinKansasanymore]

Good content again, Paul now I live in very cheap state. Kansas and I live in a very cheap city Topeka, which is the capital of Kansas as you probably know and for the last two years, I’m a single guy I had to work two jobs just to be able to make ends meet And afford to put money in my 401(k) the average rent here in Topeka even for like a mobile home trailer is $900 a month I own my own home so I don’t have to worry about that my Car Payment, which I finished paying off last year for a 2012 Lincoln MKZ not fancy over 151,000 miles on the vehicle Was $552 a month and I have good credit. Anyway, long story short, even in a city that’s about the size of Dumaguete city my monthly bills ran me a little over $3000 a month that’s crazy. Remember that’s without a car payment without rent.

[@Frankmaui67]

The only problem with Topeka is it’s the most ugly capital city in the USA. I grew up in Kansas and I love Kansas and I even like Topeka and have friends there but oh boy is it ugly

[@chuck5553]

No one can retire in California if they had employment outside the state. It’s just to expensive. Including the military

[@5252525219]

I live in California Marin county a high-end cheese, bacon cheeseburger and a chocolate shake $17. Although it’s still outrageous three plates of Mexican food at a nice Mexican food restaurant seven margaritas it’s about 160 70 bucks for three people.

[@jasonclark6543]

I spent close to 300 usd at Disney about 7 years ago…lines were so long that there wasn’t enough time in the day. 3 rides….that was all we had time for

[@mattgustafson2516]

Inflation is a complicated issue. There are several contributing factors to the main cause or actual cause. Simply put when a huge amount of money gets injected into an economy without the slow process of ramping up production then you huge Inflation. Money was placed to buy goods and services that were not in an adequate supply. Milton Friedman was an economist I have listened to extensively. He stated that it takes 12 to 18 months after the injection of money to cause Inflation. The first step is actually personal savings increase. Look back and you will see that is exactly what transpired. One of the traits of a capitalistic system is that price gouging, if it exists, disappears when another moves into that looks market area. Take care.

[@williamdrinkwater7133]

A huge new trend in America will be many people riding small bikes and scooters, just like here, because that will be all they can afford.

[@kpmsprtd]

I can report a significant number of people on cheap Chinese scooters in a Midwestern town on the Ohio River. Beats walking by a long shot.

[@glorgau]

Those electric bikes are pretty nifty for getting around also. I see lots of them lately.

[@rons2079]

I moved from the San Fernando valley in so Cal to Las Vegas in the early 2000’s. Best thing I ever did. I worked hard and put up with a lot of crap in the casino industry. I now have a paid for home. Even then homes were too expensive in LA. Too much traffic in LA now and homeless people all over the streets wasting away using drugs in broad daylight. Police won’t even come out and take a useless report if the theft is under $950. Ridiculous!! Even the wonkiness of the Philippines does a better job with immigration…… overstay your time and or cause trouble, get arrested, they blacklist and deport you. The lack of accountability and lawlessness rampant especially in California makes it a tough place to live traditionally and raise a family. I don’t need an “all gender” restroom to be able to cope and feel good about myself, lol😅

[@TXAgileBear]

I don’t want to be argumentative here, but these numbers are on the extreme side. What health insurance they have is crazy. My company provided health insurance is 230 per month. AND every health insurance I have had has a max out of pocket amount. Last year’s Atena PPO had a $3500 max annual out of pocket. I had my right knee replaced. I hit the max out of pocket, and my total was $3500.00. My understanding this is more common with company provided healthcare. Now Obamacare is crazy from what I hear. Again just my experience here in DFW TX metro area. I am now on Medicare with plan G and plan D gap insurance. My total cost is about $400 a month. My total out of pocket this year was $240.00. BTW I had my left knee replaced. So the out of pocket he was paying was truly an extreme. Why would anyone over 2k per month for health care insurance without a max out of pocket amount?

[@MakatiMazz]

I find that the people who didn’t manage their money for the majority of their adult lives are the only ones who complain about prices when they are retired. I’m a retired teacher on a pension and social security. I own a luxury condo in Florida and rent a luxury condo in BGC. How did I do this? Am I rich? Am I “elite”? You reap what you sow.

[@marcgoldbergdogtrainer]

Good education, good decisions, good investments, avoiding the common financial pitfalls, a bit of good luck for health, and you can live a fine life in the US. That being said, it’s a fine line and the average Joe either blows a lot of opportunities or never had them. I think the Philippines is the great equalizer, giving opportunity for a better quality of life for those who can’t retire with a high SS and high retirement accounts.

[@internationalplayboy8685]

The teachers have th biggest and most corrupt union in the USA. They make the Teamsters union looks like choirboys! Your fancy retirement is thanks to USA taxpayers and home owners being raped by high property taxes, which funds your pension. That is a fact, and anyone can easily check it!

[@lazlo5055]

The flight from SD to Sacramento is $75 round trip .......not sure how he booked early and paid $250. Business class maybe?

[@alexandersims1613]

I live in central Florida and I'm currently visiting SoCal. This place is a mess. Every item I got at Walmart has a .10-.40 service charge. Minimum wage for fast food workers is $20. The middle class is being hammered to death economically to pay for the low class (creating more low class). California is destroying the incentive for upward mobility. Central Florida is up and parts are very expensive, but it's by no means the norm. Everything is less expensive. Employment pays 10% less but no state income tax.

[@tryscience]

1970 top tax bracket was 70%. Corporations make $Billions and pay no tax. Not rocket science.

[@Frankmaui67]

Hey shout out from Orlando area!

[@bryontology1754]

Trying to live on a limited income is why van life channels are so popular now.

[@tas5306]

Do not forget a good Car Mechanic charges over $100 per hour / labor for car repairs So a good car mechanic can make close to $1000 / day with overtime. Some car mechanics can make close to $100,000 / year.

[@RodGilbertRRTX]

California has always been super expensive. I live in Texas and you can buy a nice 3 Bed 2 Bath - 1800 sq ft house for $375,000. Everything is getting more expensive, but there are cheaper alternatives than California.