PEOPLE ARE FAKING WEALTH IN 2024 | You Are Not as POOR as You FEEL!

[@paulahillier1390]

My husband is an accountant. He always says, " You can look rich or be rich, very few are both". 🙂

[@Robynhoodlum]

Especially since many truly rich people go out of their way to look average. Just look at Zuckerbergs grey Tshirt - it’s actually a five figure designer shirt tailored just for him. Most true luxury brands/items do not have the label plastered all over them. You won’t have even heard of many of them. They are only recognizable by other wealthy elites who are in the know.

[@Shadow_Banned_Conservative]

I've found that most people are the opposites of who they portray themselves to be, it's been that way since before social media but social media appears to have made it worse today because of the widespread exposure. I find the people who look well off are often worried about making it to payday because they've lived their lives trying to impress their peers, their colleagues, their neighbors, and strangers online. They're "minimum paymented" to the edge of their paychecks. People like me on the other hand are happy with what we have and don't feel the need to impress others. I just want to look average in all honesty, I don't want any extra attention. My income over the years went into the six-figures by the time I was 30, but my standard of living never really went above what it was when I was making $70k a year. Because I didn't raise my standard of living with every promotion or raise over the last 20 years I was able to buy a modest home and pay it off in 13 years instead of 30, I also had the 20% down in cash which led me to easily be able to buy my home in the aftermath of the 2008 crash. I was able to buy nice used automobiles over the years, save a lot of money for retirement, and build up a very nice savings account in case I need to put a new roof on my home, replace the HVAC, or even replace a car if I for some reason needed to, all without going into debt. And today, even being 100% debt free I'm still driving old vehicles that I've maintained and are still in very good condition. My newest vehicle is a 10 year old Cadillac, I also have a very nice Escalade, it's a 2007 with only 84k miles on it. There's plenty of life left in it and my 10 year old daily driver Cadillac, no reason to replace them. I could easily afford a shiny new $1k car payment but I don't want one. And with $5k of disposable income a month after paying the bills (taxes, insurance, utilities, food, retirement savings, etc), I still do my clothes shopping at Ross and buy my Wrangler jeans for everyday casual wear at Walmart for $20. What I don't spend each month just goes into savings and will be invested at some point into something without penalty of tapping before retirement age if economic conditions turn bad. I feel rich today, not because of what I have. It's the knowledge that when I see a brand new Escalade or Corvette, knowing I could have one if I want it. It's not worrying about bills when I lay my head down at night, or counting the days until payday. It's knowing I could lose my job tomorrow at 53, and knowing I won't lose my home or everything I worked for over a lifetime, and although my retirement potentially wouldn't be quite as nice if I stopped working tomorrow, it will still be comfortable and worry free. The lack of financial stress is the ultimate freedom that makes me feel rich. One thing I tell my young work colleagues or friend's young adult children when they solicit how to do what I did is I tell them to keep their standard of living reasonable and constant and that living a less pampered (not less comfortable) lifestyle today in your 20s will give you a much richer feeling and even more comfortable life when you're my age. A used Chevy or Honda instead of a new BMW or lifted Jeep, a 30 minute commute from outside the city instead of a 5 minute train ride from a hip and trendy zip code near the office. As simple as that savings today, it will compound and make things easier when they're 40 and raising a family. Simple things like that could be you start married life without college debt, or you don't borrow money to have that nice wedding. That makes things easier right there, and chances are you won't look back when you're 40 with regret, wishing you had bought that BMW when you were 27 instead of paying off your student loans. One other thing is that I really don't do social media so I'm not exposed to all these so-called "influencers" who would make me second guess my happiness with what I have in life. I have a minimal social media footprint and that's only for professional reasons and for those from my past to find me. I only FB and my FB is not visible to anyone unless I friend you and I don't browse FB on a regular basis, maybe once a year or every other year login when I get a message from someone who found me, then it's text, phone, or email after that to talk.

[@mmp495]

💯

[@ItsViolaRose]

Attractive people are often assumed to be rich by people who deliberately destroy their finances.

[@ranchdressingisablessing8082]

My dad was a bank executive my whole life. He told me he’d rather be able to buy our cars cash, own a vacation home + go on other vacations etc than wear designer labels (even tho he did wear designer just not gucci or anything like that lol) my mom grew up poor so she hates things like designer bags but she will drop 12k on a rug for her house no problem lol

[@mels7360]

My ex husband was a plumber. He used to tell me about going into brand new, extraordinary homes to do work. The living rooms would be decked out with furnishings and decor, but he'd see bedrooms with a mattress on the floor, and nothing else. So much was spent on what others would see that they couldn't afford any other basics.

[@CharlotteHoldcroft]

WOW

[@DM-eg6ow]

😬

[@catherinelynnfraser2001]

That is a centuries old trick. Entertaining royally or Royalty can bankrupt you. Keeping up appearances is brutal if you are into it.

[@MeridaEllaSinnottDBurtram]

Yep, my mum always explained the "house poor" in the flashy new builds. You have to be able to afford utilities and food.

[@caraj9704]

My hubbie used to be a financial planner and would see their bank balances. Shocking! As in they’d fake their whole lives: 1st class travel, private schools and not be able to afford it

[@elizabethpeters8904]

Influencers posing on private property - this happened to me during the summer of COVID. I own a small bungalow with a wrap around porch. One day I was gardening on the side of my house. Female voices, which I dimissed as the neighbors, were getting louder and louder as I was making my way to the front. When I got there, I could see two girls decked out in sun dresses sprawling across my porch furniture and snapping photos. I identified myself as the owner and asked if I could help them. They said no, they thought my house was cute and that it would make a cute backdrop for their photos. I told them I didn't want photos of my house posted on the internet and that they would have to leave. . They laughed at me and took their good old time removing themselves - clearly they felt I had the problem. Then they went across the street to my neigbor's, and planted themselves in the middle of their flower bed to take photos in front of boxwood topiaries. Needless to say, the neighbors threw them out, too. At the risk of sounding melodramatic (and I know it doesn't sound like a big deal), when it happens to you, you feel violated. (Yes, please get off my lawn :)

[@JustBeingAwesome]

wait what!?? The audacity...

[@kathyfugere6085]

But then your house can become a Target for criminals

[@goldielovespink]

I absolutely don't think that this sounds melodramatic. I'd be Furious!!! 😠

[@steebreeotey]

@@goldielovespinkSame here! Definitely a valid complaint. 👏

[@shab3134]

Yes, it's violating! You are correct to ask them to leave...you're hard work isn't fir others to parade as theirs!

[@darksunnygirl]

I remember someone telling me when I was in college: "the truly rich will not tell you. If they tell you they are rich, they are faking it." One of the richest people I ever met had a 20 year old sedan and wore clothes they had had for at least a decade.

[@largol33t12]

Slightly similar for me. The richest guy I ever met had plain clothes like anyone else and his jeans were well-worn. However, he drove a $200,000 Audi. I could tell it was his because there were no rental stickers anywhere and it was clearly well-used but also well-maintained, not a crack or dent anywhere on the body. And he knew the printer he just bought at my store wouldn't fit in the "trunk." He opened the passenger side and told me to just move the seat all the way back and hold the box down with the seat belt. Another tell tale sign: all the dealership decals had been removed. I know you're not allowed to remove any decals from rental cars. That's a no-no. There was nothing to indicate where he bought the car but a close look at it indicated it had perfectly normal wear and tear. Again, i can't explain how I knew, it just hit me that he really did own the car. The only one I've seen who dressed flashy and was rich only had a very expensive sport coat but underneath, he had jeans and a well used button-up shirt. He looked a teensy bit like Paul Hogan minus the Aussie accent. He drove a Lamborghini. Again, there was nothing to indicate where he had bought the car. All signs of the dealership had been removed. I noticed when people try to flex with their rental cars, there's sometimes evidence such as a window sticker that says "No smoking, $250 cleaning fee"! Another tell tale sign: he showed up at the store again a month later with the same car. The solidified my suspicion that he was the owner and wasn't renting it. He was well mannered but also very quiet. I never even noticed him until he was 10 feet from the checkout desk.

[@Alex-mc5yn]

Depending on whether they or their parents are noveau riche or old money. I used to study in hs and university with insanely rich people and you could easily tell. Many did brag about it and were deliberately flashy. Still are years after we graduated. And it's not just "slightly above average" level rich, it's "owning a football team" rich.

[@bellaciao11]

That's the difference between old money and new money. People who've grown up rich generally don't boast about it (generally). It's the aspirational social climber types who equate money with status.

[@--M--1111]

Hey it goes even further than that. I know bankers who see people trying to get moetgages loans that they can get but can't afford. Not renting but renters often can afford to save, invest, travel and look happier. I know people who got their house on display on social media (which is TERRIBLY TACKY) happy family photos car etc and now they are in serious debts can't travel, the wife cheated and regrets her kids. I then went online and looked up that yes the majority of people in the U.S and Canada have that retarded way of life to show off when they feel insecure. Real rich people don't brag or show off because they got nothing to prove. They know what they are. It is tacky. Il the medieval times when peasants received a prize from the king they would go around all happy bragging. Well that is a peasants attitude.

[@codorin]

Just like a friend of my moms. Familybis stinking rich (100s millions). Husband drives a 10+year old pickup and wife drives a 5 year old toyota. Every once in a while the meet up at the local thrift stores. Lol. I have coworkers making less then me driving $60k or more cars and working overtime as much as possible just to make things happen on credit.

[@karenbelanger8621]

The new rich is debt-free and a homeowner paid for....

[@priscilahoover]

I couldn't agree more!!!👏

[@michellekoh1183]

I wish we can go back to a world without social media

[@george6977]

Just don't watch it then.

[@pinkaddiction13]

Yeah. It's done a disservice for the world in so many ways.

[@freedomforall2486]

You can!

[@Shadow_Banned_Conservative]

The world would be a much better place.

[@ElieenSh92]

​@@george6977 Its not only about one person. I don't use social media and the person commenting may as well but we live surrounded by people. Im honestly tierd when 80% of my friends/coworkers talk about tiktok bullshit and instagram/x drama. Im out with them and every freakin step and thing has to be photographed or recorded. Bonus points if they post it everywhere when they are still with you.

[@biggyziggy5777]

The very rich people would NEVER post ANYTHING online !!

[@kurrieoriginale3613]

True

[@LyssieLysse]

YEP! Only the influencers are online and they are doing their jobs of “influencing” others of them being “rich” 😂

[@melb2734]

Right?! Because they know others would just want to take it. So, they hide it so they can keep it for themselves.

[@glow1815]

That's how you know those influences are FAKE. Blocked.

[@biggyziggy5777]

@@melb2734 … l don’t think it is because they want to keep it for themselves ? … l think they would find it uncouth !! … this term “ Quite Luxury “ is going around … but l believe a lot of people with huge wealth are just “ Quite people “ … 😊

[@chrysvest4746]

I make very little money, under 30,000 a year. But, I also have almost no expenses. We paid off our house years ago, and do updates as we can afford it, doing all the work ourselves. We’ve always bought older Toyotas and drive them till they’re dead, and pay cash for them. People are envious of how much we travel now, but honestly, we travel on a shoestring. We stay at cheap Airbnb’s , public transportation, and eat like the locals. We have always lived our lives by the Benjamin Franklin principle , I make myself rich by making my wants few,

[@stilloutside]

Best way to travel n experience

[@beth-bi9yv]

❤

[@beth-bi9yv]

I wish more ppl aspired to this rather than over consumption.

[@Nwakaego_]

Love this! Happy for you and your husband.

[@kimdavis5403]

Your formula is working wonderfully! 👏

[@lizmcmillian7369]

As a bartender I had a group of influencers (at the time I didn’t know) come in, ask for the prettiest drink(which took 8-10 minutes to make 4 since they were craft cocktails) for them to leave 5 minutes later not having drank any. A coworker told me after they cashed out that they were only there to get content for social media and leave. They did tip well, but that was probably the day I realized just how deep this social media thing goes. I haven’t had social media in about 2-3 years now and it has seriously been therapeutic.

[@jasminelanders3177]

That is crazy to not even drink it

[@favouro6344]

Calories lol ​@@jasminelanders3177

[@THEDOORIZCLOSED]

I would drank it wdffff😮😮😮😮 especially if it was pretty!

[@reenakemp9132]

Yet here you are on YT. One if the most toxic social media sites that exists. Weird.. now tell us the truth OP. We don't believe you. I mean, here you are on social media, interacting with strangers.. but you don't do social media.

[@FionaGlennanne]

True millionaires NEVER flex on social media or advertise their wealth. 1. They don't need to impress anyone. 2. They don't want to become targets. 3. They run in different circles than people on social media. Most influencers are fakers or scammers anyway.

[@ashleybanks-wm4cg]

You can't hide wealth or success if number 3 is true then that would be even more incentive for them to flaunt and show off Most influencers are scammers???? 😂😂😂😂 Bro keep telling yourseld that to make your burger flipping less painful

[@Vassle]

​@@ashleybanks-wm4cg maybe that applies to wealthy people in a city. Out here in the country the wealthy tend to be almost indistinguishable from average people

[@FionaGlennanne]

@@ashleybanks-wm4cg You don't get it. When you achieve a certain level of wealth, you don't have the desiere to flex or "show it off". That's for people who have never had anything or don't understand the value of working for it. For the record, I have NEVER had to flip burgers and never will.

[@ashleybanks-wm4cg]

@@FionaGlennanne That's not true at all Only someone who has never been around a rich person says crazy things like that The internet make syall believe anything I'm not talking about being Ostentatious or Obnoxious with wealth but majority of rich people flaunt their wealth without realizing it That's why I said you cant hide succes and if anybody is doing that They dont have waht they have Whats the point of being rich then ? the opposite is also true People who have nothing like to say they have it Do you know how many people i know that drive a honda that swear they can buy a benz or better? That's always a lie because The people that can afford those cars do

[@FionaGlennanne]

@@ashleybanks-wm4cg I'm going to extend you some grace as I am assuming you are of a younger generation. The next time you are in a store standing near a plain looking perosn who isn't dressed fancy or driving an expensive car, they may actually be millionaires. The point of being rich is not to have expensive things. The point of being rich is to have financial security and financial peace of mind. Rich people dont buy a nice car to flex to total strangers. They buy the nice car that will last so they don't have to buy another one in 4 years.

[@PaleOpal21]

My friend worked for Sephora and a woman would come in and return $2,000 a month which would ruin the store's sales goals. When the new return policy took effect, they couldn't wait to tell her she was banned from returning for one year. She said the look on the woman's face when she realized she would be stuck with the bill.

[@sevrinaina6949]

: O what was the new return policy?

[@theladynextdoor313]

Well Sephora helped to build that Frankenstein type so I’m not surprised. Corporate greed and personal greed are both still greed at someone’s expense whether a consumer or a follower/soon to be consumer via “being influenced”.

[@dameTx]

I always wondered if some influencers returned products after demoing them. Thanks.

[@LoveAndSnapple]

😂😂😂

[@tiahnarodriguez3809]

@@dameTx They do. Several have admitted that they will return a product if they don’t like it even though they push its purchase onto their subscribers.

[@HeleenBuckle]

It must be exhausting to fake a life for strangers who don't give a tiny rat's arse about you.

[@glow1815]

Obviously they cared why they followed them and the KZbinrs make the money 😂

[@YesMeSo]

Well said! Those followers would be much more interested in the story of how poor they actually are to laugh i assure u

[@macflod]

Some of them care way too much. If one of these influencers took a dislike to you you be in danger from their followers

[@DD-kv5uu]

You'd be suprised lol

[@soleil7259]

​@@glow1815Actually quite a few popular youtubers come out of already well off families (even when they don't want to admit it), meaning middle to higher up middle class. It is more rare to find a really poor person, who made it to millions of dollars on youtube. It's not like these fakers can not afford a normal life, it is just that they can't afford a 50 million dollar private jet and a new bag ever other monday.

[@literallyheather]

How sad and depressed these people must be that they put all of their energy in creating a fake life so that strangers will envy them.😢

[@miac6262]

Because it pays. The sad people are ones following them and watching all their content instead of living their lives

[@literallyheather]

@@miac6262 excellent point

[@limamoni486]

I deleted my Instagram last year because there was a bunch of people faking a life there but i know their backgrounds and that was making me sick just to see it. Imagine them, putting their energy on this fake life everyday.

[@celinag9968]

This makes me think of the time the rapper Bow wow posted a pic of a private plane and talked about traveling somewhere, and then in response someone on his COMMERCIAL flight posted a pic of him sitting in the aisle, hahahaha!

[@taliajournee212]

@@miac6262 this is so true but I also think this is the phase of Capitalism 'eating itself' lol. Since regular jobs are not paying enough or constantly laying off and re-hiring, everyone is looking for a way out.

[@KathleenGreer-hk6yl]

I know people who are behind in rent and having utilities turned off, but they never miss a manicure appointment, a trend, weekly hair appointments, etc. That is just plain stupid.

[@THEDOORIZCLOSED]

Fix it jesus! Smh

[@helenarichard]

I know a woman who inherited about a million euros, blew it all, had to get a shitty job that even scratched some of her hours so she barely had any income. She got chronically ill, then had to survive of sickness benefits... She died at age 60 and barely had anything left except for a soulless apartment and a car that was luckily paid off but way above her means. She had a really sad life, always in a fight with her own family, no friends, narcissistic personality and used by another narc man, she was a cheater. She could have done so many smart things with that money. But no now she is dead and her children have to wait till the narc is out of the ugly appartment before they can inherit it and sell it.

[@rxndini]

That reminds me of a part in “Psychology of Money” where the author was writing about a man who drove a corvette and then spoke about it getting repoed nonchalantly.

[@AngelofHogwarts]

Yeah, it's wild. My mom worked an ordinary (close to minimum wage) job and she'd tell me about students who worked part-time going to nail appointments every other week. Those appointments are easily $50-$80 a pop.

[@bronzefox9035]

My mother-in-law is the president of our local bank. She said alot of people have ZERO intentions of paying off any of the expensive things they take out loans for. She said people are very spread thin just to try to look rich. They have $750,000 houses with $90k cars, boats, motorcycles and go on extravagant vacations. They don't care if it gets repossessed. They will have an estate sale and sell everything and move. They make it look like they got a better job offer. It is all a fascade.

[@keeleyhank6812]

This is what A LOT of people do. I have, unfortunately, had friends like this. They start over every few years. No big deal to them.

[@tamarawest6203]

This sounds like a very stressful life. What about ruining thier credit?

[@AnalyticalMenace]

I'll do ya one better. I've heard of people who file for bankruptcy on a regular basis in order to temporarily escape the debt, then repeat the whole cycle of over extending themselves JUST to look rich and fancy to a bunch of folks who don't give two fucks about them anyway. It is both sad and comical at the same time.

[@patricew.4010]

👀👀👀👀👀 I sincerely hope she was just having a bad year at herr bank because......that is INSANE.

[@savvyroca]

I totally believe this! In the US mega trucks/SUVs are the sign of wealth…they usually cost $1400/ month! Who can save with that debt hanging over your head?

[@gsplady50]

My late husband summed it up with the saying, “Those people have a big hat, but no cattle.” Thank you for this video.

[@Anna-hu6wu]

Fur coat, no knickers.

[@quicklykay]

All fur coat & no knickers - Welsh All hat & no cattle - American

[@shadymccoy7]

Love that as a Texan! Will have to use it!

[@mimisu2926]

Hahaha 💯 exact 👌🏻

[@marinamerr4884]

champagne taste on a beer budget

[@Simplelivingslowliving]

I’m really rich . I just don’t have a lot of money lol. I have health , my kids are happy and healthy , my husband is healthy and I’m in love with him. 😊 I have God in my life and I’m excited for the next chapters.

[@Heyheyheyyouuu]

That actually is rich. ❤🥰 You're not a slave to your lifestyle, your blessed and you have the wisdom to appreciate and enjoy your blessings. 🥰 Indeed you are very rich, I hope to have that type of richness, Rich in Life!!!! In Jesus name amen thnx for posting that actually is real wealth, in quality & enjoyment of life ❤🥰🌠🌠

[@ayesharaines7211]

True wealth ❤

[@DORCASDIASRIESMAKINGMEMORIES]

Makes the two of us 😂😂

[@215juliusgirl]

As someone who hasn’t been able to work or have a family because of their poor health for the past 17 years, you are spot on. Hate to say it but I will always be more covetous of people’s partners, children, and careers not to mention their experiences out in the world and the energy it takes to do those things they have than I ever will be of their clothes, cars, purses, or what have you. If you don’t have your health, you really and truly have nothing. You have the sliver of hope it will get better and if that happens you’ll be able to cobble together a life, meet a man with younger children, start a business somehow. But that’s not what the past has told you is realistic.

[@BrianK-zz4fk]

health is wealth 👍

[@veganmomma24b21]

Where I live the millionaires aren’t wearing designer they all want to blend in with the middle class. Some of these peeps are worth hundreds of millions! They would never post a picture on social media showing off their new handbag.

[@RandoMuser-h1o]

100%. I know plenty of rich people, some think we are rich but we have very low cashflow, just big assets. we aren't "rich". my very wealthy friends are so humble, no flashy jewelry or gucci nonsense. if you go to a smaller shopping mall in a middle class suburb, count the jewelry shops, it's crazy! middle class spend too much money trying to look wealthy, but they fail every time.

[@COOLEVELYNNN]

Modesty is the true sign of wealth…If you’re truly wealthy, there’s no need to brag about it 😢

[@RandoMuser-h1o]

@@COOLEVELYNNN yeah, true, although there are of course ppl who need to ONLY ever buy the most expensive brands of everything. i know these rich people too. Most of all, I enjoy their wine :D

[@timothyloayza6789]

​@@RandoMuser-h1osame here as the one of the top10 private chefs in Nashville, my stepdad taught me and rich dad poor dad too

[@Chiyembekezo]

Yeah but when you’ve grown up without, you might be more show offy. So it makes sense, we just have to be careful with our own sense of self worth.

[@thunder8185]

I'm an older millennial and I'm so glad I don't care about showing off to people on the Internet. Me and my husband live below our means with savings and investments for our family. I'm very aware of the smoke and mirrors within the instagram world.

[@alexsteven.m6414]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@PremSteve-yg4de]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@MarcyLoccy]

The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.

[@mariahudson9939]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@MarcyLoccy]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Rebecca Nassar Dunne” and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@NorthCarolinaForward]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@kauigirl808]

I'm not homeless or starving. Not poor. Not rich. I'm okay.

[@kayabe856]

Life is great 😊

[@jeffbalog5161]

Being content is a wonderful and free way to live, you chose wisely my friend.

[@jpair205]

I want to date you 😍

[@--M--1111]

Hey it goes even further than that. I know bankers who see people trying to get moetgages loans that they can get but can't afford. Not renting but renters often can afford to save, invest, travel and look happier. I know people who got their house on display on social media (which is TERRIBLY TACKY) happy family photos car etc and now they are in serious debts can't travel, the wife cheated and regrets her kids. I then went online and looked up that yes the majority of people in the U.S and Canada have that retarded way of life to show off when they feel insecure. Real rich people don't brag or show off because they got nothing to prove. They know what they are. It is tacky. Il the medieval times when peasants received a prize from the king they would go around all happy bragging. Well that is a peasants attitude.

[@julie-zmb]

This is my goal.

[@watchingreviews528]

I have a cousin who’s got 1.3 million TikTok followers, and while she definitely makes more money than the average person, she still lives way, way beyond her means. She makes a few hundred thousand dollars per year, but she lives like she’s a multi-millionaire. A lot of influencers are trying to keep up with what they see their peers doing, which is living like a celebrity with millions of dollars. So even most influencers aren’t as rich as we think they are.

[@TracyD2]

I hope she’s thinking about her future. Chances are lightening doesn’t strike twice.

[@Karolsstudio]

I wish to get that much followers, but just to pay for my studies😢 I would invest my money in knowledge.

[@andrealedet9541]

They just passed a bill to ban Tiktok so she'd better figure something else out quickly since that may be her only source of income

[@rayojordan2838]

@@andrealedet9541Forealz, but most of these influencers have multiple platforms so they’ll just go to Instagram or twitter.

[@Lulusvideos1]

@@andrealedet9541really is that in the UK or US? I don’t have TikTok, never trusted it.

[@Rachaelann59]

Society has become so shallow and materialistic and it does nothing but lower the collective consciousness, while ruining our planet with waste. Truly sad😢

[@KathyJS]

This exactly.

[@traceylennon1204]

@Rachael So well said!! 🙌🏾💯

[@suporiaa6826]

This comment! 👏🏿

[@lonimimeseko]

Preach

[@opa8928]

It has been like this for ages

[@CameronFussner]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

[@fadhshf]

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@LucasBenjamin-hv7sk]

I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

[@leojack9090]

@@LucasBenjamin-hv7sk Could you kindly elaborate on the advisor's background and qualifications?

[@LucasBenjamin-hv7sk]

I won't pretend to know everything, though. Her name is Annette Marie Holt but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

[@gingerkilkus]

Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

[@DanniTheMagicJunkDrawer]

I ordered by daughter an outfit for st Patrick’s day. It’s a cute dress and I felt so bad that a card came inside in saying “we are a small business. Please don’t wear this and return it. That hurts us”. I would never even think to do that but it’s terrible people do that. The dress was cheap too- like under $20.00

[@hugohabicht9957]

So sad that they have to put this message there in the first place

[@Rppiano]

Small businesses struggle a lot

[@soyjoyy]

So what? If the size is not right or a fabric is causing irritation, I don't care is they are a small business or not. Do your job, accept refusal to wear your garbage and move on, like everyone else. It's the small businesses that screw up most of the time due to lack of proper materials and quality control.

[@DanniTheMagicJunkDrawer]

@@soyjoyyif that is the case… this was not the case. The dress I bought was well made. There weren’t issues. People buy a St paddy’s dress or Valentines and wear it and RETURN it because it is only good on those days. That’s what we are talking about. It’s obviously ok to return and item that is poorly made.

[@av3ngers17]

​@@soyjoyy your reading comprehension needs a bit of work mate

[@NovemberRain007]

I once dated an affluent gentleman, old money affluent… you would never know he nor his parents/family had money because they never ever flaunted their wealth online, or IRL for that matter. If their clothes were designer, you wouldn’t know it either; I truly think they just wanted to blend in, I found them to be lovely and fascinating!

[@AA-iy4gm]

They might have been lovely but that old money is most likely accumulated through past exploitation, it's just good to keep it real and not romanticize. Also a lot of rich people don't flaunt like peasants because they feel like it's beneath them, they flaunt among themselves in different ways which isn't any better.

[@user-kpkxgtj]

​@@AA-iy4gm they could also have got it legitimately and managed it wisely through the years. The whole "has money, must be evil" thing is quite a weird way to look at money and at people who aren't struggling financially through life.

[@MarksTournaments]

I rather people fake wealth than old money.

[@mia.x]

​@AA-iy4gm Yes but thats not his fault. Do you expect people from old money to offer up their wealth? Would you? Its so unrealistic. He isnt directly guilty of anything.

[@Candyrock15]

​@@mia.x you're very naive.

[@bevyoung2009]

I am not jealous of other people and their possessions.

[@abbracia]

I like to get ideas from people and their decor, or colors-clothing, etc, to think about possibly adding a painting to my house or a periwinkle sweater to my wardrobe (lol like Charlotte's in this video). But I am not envious, same as you.

[@miriamhavard7621]

You are rare gems. There is so much envy in this world. A woman in my in the periphery of my real life totally switched up on my, snarling at me for be a "big-shot" KZbinr!!!!! I don't even have 800 or 1,000 subs!!!! I've never even made a single thin dime from my channel!!!!!😂

[@MomaKingOracle]

That part ❤

[@timothyloayza6789]

Indeed why should we? We can earn and make life that we value not the masses who dont care

[@VelveteenRabbit77]

Women are the WORST! Resentment is the most toxic emotion I think. So many people are like that. Im happy for you if you are wealthy, go on a vacation, new furniture etc. just be happy with yourself. Free yourself from covetousness.

[@eriwemyss2340]

I'm so boring. I wear the same thing all the time. I just invest in a sturdy washing machine. 😄

[@MomaKingOracle]

😂😂😂 same here ❤

[@htee7426]

I’m in your club too!!

[@SashaVibez]

I wear mostly the same clothes and stuff but I feel like I’m presenting a minimalist way. I do laundry quite often and it keeps the clothes clean and no smells. So basically yeah, that’s okay!

[@Rumpelstiltskinsdaughter]

That’s not boring, sometimes if you like something, it’s good to wear over and over. I have done that lately with a pair of jeans. I feel good wearing them, so I wear them a lot. 😊

[@iAmNothingness]

Same lol

[@fredfolson5355]

The key is NOT worrying about anybody else has or how they go on holiday. Just live your own life.

[@barefoothippies]

That's why I don't sell the jewelry I make on sites like Etsy anymore. Crazy that I'm required to allow return or exchange of things even when I send Etsy pics from the person's social media of them wearing the item at restaurants/weddings/etc... 🤯

[@deborahpickerill2772]

A good friend recently said to me that 'comparison is the thief of joy'. How apt x

[@meowiestwo]

That quote is attributed to Theodore Roosevelt x :)

[@LifeAfterLosing]

It’s so insane. I make good money and the people who work for me drive cars that are twice as expensive as my Kia. 🤷🏻‍♂️ I like eating and having money for a rainy day a lot more than I like pretending to have money for people I don’t know or care about. Social media made people think they all need to drive luxury cars to be successful, but they don’t tell you that they never OWN anything.

[@Momma_AL]

Right?! I’m gonna stay driving my 2011 Honda CRV for as long as I can!

[@OptimisticFarmhouse-ht9mz]

👍

[@loulou9297]

​@@Momma_AL id love to have your car

[@joycewatt8289]

Exactly! I drive a Kia too. It’s paid for! I could drive a luxury car but why do so to pay a note which is really like renting it UNTIL it’s paid for in full. Don’t pay the note and they’ll come take it back. No thanks to paying a mortgage 💸 or more for a car with an emblem on it to impress people and make the car industry wealthy but be broke.

[@tippytoe1250]

@@Momma_ALI drive a 2012 Odyssey. I bought it new and paid it off within 1 year. I’m planing on driving it for 20 plus years. It’s nice to not have a lot of bills.

[@redouteshabby2024]

I had to stop following a very popular influencer because I could just no longer stomach the materialism. Big house, constant renovations, new cars traded in every few months. I really can't imagine why people follow these people.

[@dbbsharkey]

Michelle Wong, by any chance lol.

[@redouteshabby2024]

@@dbbsharkey No, but she's getting there. This gal is English.

[@Giannas1096]

@@dbbsharkeyyes I noticed. There wasn’t much spending when she first started on YT and was renting. All of a sudden house is purchase and the million $ extravagant lifestyle commenced. Also, If you notice she usually talks about PR products where she will get $$$. All products are “great” according to her.

[@garnwalkerstables]

Me too!

[@iranquiroz3187]

@@dbbsharkeyoh ,! Yea ! You Right!

[@LostInRegina]

Others are also renting a 5-star hotel. A group of “influencers” rent a single room, order a single fancy meal, and take turns in taking photos. They all chip in for the room and the food. The length people go to just to appear rich. Scary and funny at the same time. 😅

[@barbiebrenda]

Hahahaha 😂 Wow! That's crazy!

[@justinajones3000]

The fake events (Getting Ready but actually going to back to bed) were eye opening, as were the fake designer "plots". I am actually invited to events like the Met Gala Ball, The Grammy Awards, The Oscars, but only go when I am taking someone else who really wants to go and I never take pictures. (I don't even allow my guests to bring a phone...so tacky.). Then again, I am not an influencer - but neither are these people with their fake events, fake designer goods and deceptive vacations. Thanks for opening our eyes.

[@emmareyes8114]

Whar? People do that 🤦‍♀️🤦‍♀️internet has 0 ZERO credibility now.

[@Leonard_Washington76]

Reasons why I deleted my Instagram and Facebook profiles. Going on a two years and I’ve feel way more peaceful and no anxiety

[@--M--1111]

Hey it goes even further than that. I know bankers who see people trying to get moetgages loans that they can get but can't afford. Not renting but renters often can afford to save, invest, travel and look happier. I know people who got their house on display on social media (which is TERRIBLY TACKY) happy family photos car etc and now they are in serious debts can't travel, the wife cheated and regrets her kids. I then went online and looked up that yes the majority of people in the U.S and Canada have that retarded way of life to show off when they feel insecure. Real rich people don't brag or show off because they got nothing to prove. They know what they are. It is tacky. Il the medieval times when peasants received a prize from the king they would go around all happy bragging. Well that is a peasants attitude.

[@kotykivna]

same here

[@IamCarol233]

sameee

[@angelagrant9163]

Fb has became a high school personality contest with all of these people posting perfect pictures and shoving religion and stupid conspiracy theories down your throat, or so they hope😅😅

[@limamoni486]

Same

[@bevyoung2009]

My husband and I live a simple life, and we are happy. We can not go on a mini vacation because both of our parents need us a lot, they are all over 85. No worries.

[@CharlotteHoldcroft]

🙌🙌

[@singrii7395]

😊

[@Nwakaego_]

Good on you and your husband.

[@blump5080]

I don't think influencers realise how incredibly uncool it is to be an influencer

[@AA-iy4gm]

agreed, they still have some followers that are making it worth it for them and those followers are usually either very young, naive, impressionable or just people that jump on any popular wagon and always have because they might not have their own taste or confidence.

[@SweetEssie]

How is it uncool when they have the most followers?

[@skeletonbeats6483]

It’s middle school clout level at best. They act like middle school kids too.

[@11lvr11]

Ikr, they're cringe

[@hiddenname9809]

It is very uncool. And they are cringy.

[@SalemAddams]

I want to say thank you, as a struggling disabled 25 year old whose insecure about their finances, appearance, job etc. I'm very grateful to hear this. Even if it isn't all of them. To know that this is even going on just reminds me to not believe everything I see online.

[@jasminep.9860]

There's nothing wrong with you 😊 Whatever your financial level, know that you are loved. God bless ❤

[@sarahdiehl9156]

I have always assumed the 'taking hundres of pictures in one trip and posting them throughout the year' was a thing and it's nice to have that confirmed. I witnessed first hand people I know in real life posting pictures of their 'weekend getaway' knowing they were home. The length people will go to appear rich, happy and better than anyone else.

[@chrysvest4746]

This mindset is totally foreign to me. I love the quote, why would you spend money you don’t have, to buy things you don’t need to impress people you don’t even like.…

[@DONNASLIFE55]

I totally agree it's all fake really

[@letizia.vaccaro]

The internet really needed this video. I agree this faux wealth is insanity.

[@ShakeMyWay]

I have worked for millionaires and a billionaire. I have been on private jets, ridden in limos, eaten at swanky places, worn designer stuff. That was fun, but it doesn't matter. I can't imagine being so insecure with one's self that they must create this illusion of success. Being wealthy doesn't absolve you from any human mess or drama, and faking that you have all that stuff is so pathetic. How inferior one must feel to manipulate reality. In the end stuff is stuff and followers are fake friends. You don't take any of that with you. People need to start cultivating their inner self. Holy hamburgers! Thanks for helping me see how other people aren't really making more than I do. They are just putting it on a credit card. There's something to be said about being debt free, and wearing the same clothes over and over.

[@adhaincroi]

I too have worked with the mega rich. The amount of unlived in uncomfortable overly furnished homes is ridiculous. They barely live in their houses.

[@franniea]

Holy hamburgers delicious yum lol On a real note it's ok to like or want nice things but don't the things own ones self if that makes sense

[@kuritheking]

@@adhaincroinothing good ever happens in those houses

[@SynoviaPerla]

👍

[@shangobunni5]

"Followers are fake friends." Well said.

[@mariekatherine5238]

Being rich doesn’t equate with being happy. Some of the most miserable people I know are also some of the wealthiest. The internet is SO unreal!

[@erikaquijano3075]

I feel like a millionaire. I have health, love, and peace of mind. What else could I ask?

[@Ms.MD7]

I was already annoyed at having to dust my damn shelves yesterday and finish my laundry...I wonder how these ppl find soooo much time to fake a whole lifestyle lol

[@veganmomma24b21]

I wonder that too! I would rather read a good book, chill and relax

[@NarwahlGaming]

I saw one "behind the scenes" video where these people will have one really posh area in their house, but the rest of it looks like a dump. It's easy to keep one corner clean.

[@RandoMuser-h1o]

I live on a farm and run 4 airbnbs, and it's a dream life, but I don't have time to run around filming my peaceful farm life, i find doing sm posts to be a bit of a drain tbh.

[@juliagoatly5857]

Also it sounds exhausting and soulless.

[@notofthisworld5267]

​@user-bn4jk8gn1k But how do we know you really own these airnbs? That's just it...anyone can say or be anything on social media, even youtube.

[@jasmineosinski521]

I was walking back to my motorcycle after leaving work once and caught someone sitting on my bike while another person was taking her photo. Come on people, you would be upset if someone sat on the hood of your car, so stay off people's bikes!!

[@keeleyhank6812]

I had tgis happen before, too. I came out of a restaurant and 3 girls were posing on my vehicle.

[@akosua8779]

That's just sad and uncivilized but we are in the age of "do it for the gram"

[@SashaVibez]

People should leave other peoples property alone. Like who in their right mind would do that? I would be excited to pose next to a, say, exotic sports car but I would never touch it or sit on it, because why? It’s not mine!

[@MessageViolation]

I'd love for people to reverse image search the internet for their bike or home and find their accounts to report or post to their followers they were trespassing.

[@gdfy90]

I dont wash my car that often. That way, nobody would ever be tempted to take pics with it. It works!

[@vwi9462]

NOONE can ever make you feel poor, only your mindset does

[@mingiinimene3335]

No, my bank balance does that.

[@vwi9462]

@@mingiinimene3335 I said no one NOT nothing

[@notyourbae19]

People always think being poor is a problem until you're in a situation where money can't fix it There's no wealth like health

[@RandoMuser-h1o]

poor is also a mindset. also, having freedom, health and happiness is pretty great. however, having been both poor and not so poor, I do see a difference in behaviour of the wealthy (the truly wealthy, not the fakers), and that's also another tell that these fakestagrammers can't know.

[@annnee6818]

I understand what you're trying to say but poverty shaming is real and it's very very isolating. No one single person can make you feel poor but if you can never join group activities or go to a bar/movie with your friends you WILL feel poor😢

[@XxhimynameiscynxX]

I fell victim to this. At 27 I got a really great job within the richest area in San Diego in the pharmaceutical industry. I started to be around successful folks and they are so simple. I also found my husband during this time and he has a great income so during courtship he always took me to the best restaurants and shopping trips and naturally I posted it. I quickly realized that people only wanted to be my friend because of the lifestyle I was living and people would ask me for money. I told my husband that I was done trying to flex because it's cringe because not everyone has accesss to these things and the ones who do genuinely don't care about it. I get it now. I find it sad the narcissism.

[@--M--1111]

Hey it goes even further than that. I know bankers who see people trying to get moetgages loans that they can get but can't afford. Not renting but renters often can afford to save, invest, travel and look happier. I know people who got their house on display on social media (which is TERRIBLY TACKY) happy family photos car etc and now they are in serious debts can't travel, the wife cheated and regrets her kids. I then went online and looked up that yes the majority of people in the U.S and Canada have that retarded way of life to show off when they feel insecure. Real rich people don't brag or show off because they got nothing to prove. They know what they are. It is tacky. Il the medieval times when peasants received a prize from the king they would go around all happy bragging. Well that is a peasants attitude.

[@Elijah-e6v]

Thank you for recommending Sarah Jennine Davis on one of your videos. I reached out to her and investing with her has been amazing.

[@anilhettiarachci8467]

Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

[@mayor-o1w]

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my portfolio and plan my retirement

[@Elijah-e6v]

@@mayor-o1w Sarah Jennine Davis is highly recommended You most likely should get her basic info when you search her on your browser.

[@amaeryamidus]

​@@Elijah-e6vHow do I access her ? I really need this

[@Elijah-e6v]

+156

[@mariavega7855]

I have a few friends that are sales associates at high end retail stores - they told me about this years ago. One of my friends at a very nice high end retail store told me they had a black list of folks that were buying and returning super expensive stuff and the store was starting to limit the number of returns by those on the list. 😳

[@coccinelle23]

That's why Chanel limited the amount of purchases in the USA - 45 items a year per person, including beauty products. Source: ErinnicoleTV

[@PaleOpal21]

I use to work for Bloomingdale's. We had to black list a wife of a professional baseball player. She would buy crystal, china, silver and use it for parties and return it.

[@journalologyandcoofficial]

​@PaleOpal2 That's disgusting!

[@Honeychile74]

I’m 49 and I genuinely despair that this is what the younger generation have become like. The fake private jet thing is so bloody cringe! I had no idea of the levels that these people go to in order to be seen as being a certain way. Utter madness!

[@wryterzblock]

Fellow Gen Xer here. We never cared what people thought about us. 😂

[@KONTHEDON4]

"The fake private jet thing" 😂😂😂😂😂

[@GlamGoddes101]

No one really does that, the fake private jet thing is not a regular thing that most people in IG even do

[@pedrohenriques2983]

I’m 49 also , this is watt happens wen kids grow up wideout fear of consequences for they’re actions , and moral values

[@amyg386]

Something else to consider: Makeup, handbags, and vacations are not investments if you are not a context creator. You are not building wealth or equity with luxury purchases.

[@jjthefed]

My wife and I are bagging about 195k a year and we are living a lower middle class lifestyle. Our only debt is $1295 a month house payment. We live in a lower middle class neighborhood. We live in a 60 year old home with no central air (we put window units in every year), my wife drives a 2012 Camry Hybrid and I drive a 2018 Civic Sport turbo hatch. We have a healthy son, a rabbit, and fish. We are socking all our money away for retirement. Our friends are living expensive lifestyles on credit cards and home lines of credit.

[@mariiaro9216]

Imagine nuclear war tomorrow

[@MyLuckyGirlEra]

$195k dual income isn’t a lot at all. It’s around $98k per person. That’s not much in today’s economy. I’m single, no debt, no kid. I make $127k and I’m having a hard time surviving right now, idk how y’all are doing it.

[@tanishalavri3278]

​@@MyLuckyGirlEra it depends on where you live. I live in ND and life is not expensive at all.

[@Alex-mc5yn]

@@MyLuckyGirlEra most likely, it's a low COL region.

[@heatheralice89]

I drive a 2012 Toyota Camry altise

[@helenarichard]

I'm a lawyer and I knew a few rich people in the past. Or so it seemed. Most of them had shopping addictions, stress, mental health issues, fomo, anger issues, ocd, autism, family issues and a couple of them considered taking their own lives. This is why I live frugally.

[@MissUnderstood_Mom]

I’m only jealous of people that have more than one dog.

[@lilianab4756]

Me too 😂❤🎉

[@cindystc6914]

Same. Due to allergy I cant have more. Just have one.

[@melancolielupine2023]

I have two doggos and a kitty! I'm effing poor but my furry friends never miss any meal. I've been starving myself over deprivating them of food (as it should be). They're all neutered, identified and vaccinated. I choose to put money on my dogs and my cat over material stuff

[@Dogbullet]

Same here. I would love a family of fur babies

[@LucidLuciASMR]

And a fenced in yard! Doesn't have to be a nice yard 🤣

[@TracyD2]

The soul is leaving everything

[@Ladybugseason]

Everything!!!!

[@zinhlekheswa5237]

😂 we always say that ; it won't matter in haven

[@tracyhixon7255]

How unhappy and envious these people must be to try and create a fake life .

[@seabreeze4559]

somatic narcissism, it's called character trait acquisition

[@QoraxAudio]

Some maybe, but others simply earn some money on the side by faking this crap. It's a bit like actors in a movie, with the hired/fake bags and stuff as movie props.

[@striperkid]

This is true. I have a friend who has a net worth over 15 million dollars. This friend currently drives a rusted 2010 vehicle and wears ordinary clothing. No flash in their life !

[@theguynextdoor4978]

Many people have money because they're not idiots when it comes to spending. A successful dentist taught me this lesson. He drove a cheaper car, lived in a regular flat, and had modest living expenses. He still lived a good life but consistently lived below his means to gradually build visible wealth. If he got 10 dollars, live like it's only 7 dollars. Most people live like they have 15 dollars and complain afterwards.

[@robinotero5137]

I was on Rodeo Drive doing some exchanges a few months ago. There was a young woman crossing the street with all her designer shopping bags, wearing a cute outfit, having her picture taken by her (I assume) boyfriend. Obviously an influencer. When I finished my business and was heading to my car, she was STILL having her picture taken! 😂😂 The bags seemed empty to me. Who has the time for this and who cares? Perhaps I’m just too old, but I really don’t get it.

[@francescoviscomi4258]

I heard there are people who buy empty fancy shops bags just to take pictures with.

[@pinkaddiction13]

​@@francescoviscomi4258as well as fake bags

[@maverickbull1909]

For the money. They do it to get attention and then get followers and then make money off of those followers.

[@starrjohnson1327]

There is a popular influencer who often shops in high end stores. A few subscribers realized her shopping bags were empty. Full of tissue paper! Fake lifestyle

[@RG91977]

I worked in a high end department store and these influential girls will come and buy thousands of dollars purses, designer jewelry, and clothes then next day come back and returned them. What they will do take them home photographed their self post them in Instagram then go and returned them next day back to the store it got so horrible that the store manager have to put a stop !!

[@seabreeze4559]

Then people like me buy it and have to return it for the damage caused. I hope they get banned.

[@aidar8535]

I’m completely shocked… The future of this society really really scares me 😢

[@AlphaInsomnia]

I used to have a friend who would bring 2 weeks worth of outfits to a 4-5 day trip and change multiple times a day to take pictures, only to share them at different times as if she’s always going to same places on different days.

[@Es24688]

There is an old book called The Millionaire Next Door. Essentially it was about how the most financially stable people tend to not look it. Instead they look average or slightly above average. When you have confidence in your financial situation, you generally don’t feel a need to flaunt it.

[@reneedennis2011]

Yup. My late mother always used to say, "Old money does not make noise."

[@feldhdleh]

Arguably the most important book about personal finance ever written. Make allowances for it's age and it is still very relevant and accurate.

[@missqjulie]

Girl you're right on time! I'm so sick of feeling bad about making six figures and having absolutely nothing to show for it! But everyone else is driving expensive cars and having homes built 😂

[@firefeethok_tui2355]

Just save as much as you can, 401k, IRA or ROTH, check out every tax deferred plan you mightbhabe access to through your employer. It ads up and in 20 yrs you will be so so glad. Houses are good but wait until they come down then dont buy what the bank tells you, you can afford. Stick to 200-400k +/- as a just a place to live a tax deduction but fancy isnt the goal. Pay $50-100 + extra on it monthly when you can. You will build wealth.

[@RandoMuser-h1o]

oooh, you might enjoy following some of the minimalist moms, they really highlight how you just don't NEED so much stuff, and you can have SO much happiness is having half full drawers, instead of the stress of never having enough space for your "stuff". it's weird, but for me having clothese nicely spaced out in my wardrobe feels SO great, instead of owning twice as much and never wearing it. it was such a HUGE mindshift change, and i already was a big vintage/thrifter. currently in my kitchen i have 2 basically empty drawers, and omg the JOY I get from that ...! lol, who knew.

[@missreynolds3637]

I am over here freaking out wondering why you can't make it on six figure income??? Man with that yearly amount, our nest egg would be looking mighty hefty, because, by choice, we don't live on a lot to begin with. I'd say 90-95% of whatever is left over (after "they" take their taxes out of that) would be going into one of our many baskets to grow. I don't consider ourselves rich at all, I consider us modestly comfortable.

[@Quit3Cut3]

Literally. My hubby and I make a combined 140k and still feel poor. We just keep getting hit one thing after another. Trying to desperately buy our first house, we just still don’t feel quite ready yet. How are we making 6 figures but things are still tight? Our cars are 9 years old, but we have student loans, medical debt, and a bit of consumer debt. Plus groceries are insane right now 😢

[@missreynolds3637]

@@Quit3Cut3 well sweetie you just answered your own question. You have student loans debt, credit card debt, and medical debt. As Dave Ramsey would say baby steps, start with the smallest amount of debt and pay that off first, then move on to the next highest one, then the next. Budget, stop eating out, shop around sales utilize coupons, utilize food pantries if ya have too, cook for yourself, no vacations, lower any bill you can any way you can. No Starbucks, no apple I phones, no high dollar nothing. It's called living below your means, learning to go without, to have more later. When I got my first little humble home, I went for half of what they approved me for. J.i.c but guess what, my payment for the home was cheaper than the rent, even with the insurance and taxes per year. Most young people's problems, are needing and wanting what their friends have, wether they can afford it or not. Most times that way if thinking gets you where you're currently at right now. Nothing wrong with looking or being poor, one you won't be a target for unscrupulous character's, it teaches you humility, and it teaches you to want better hopefully? The only way to have better, is to sacrifice wants for needs, and do things on the cheap all the way around. Once you figure that out, or "have" to go without, you'll do whatever possible if you can, to never make those same mistakes again. Especially when you see your debt lowering and your wealth building. It takes sacrifice.

[@dubsbeautydiary]

My husband is always comparing himself to others. I tell him CONSTANTLY that you only see the good things on social media. Not to mention all these people we know are probably in so much debt it’s not even funny.

[@katharine2435]

Mine is the same

[@dubsbeautydiary]

@@katharine2435 men. Lol

[@tatianabarrantes8981]

Totally agreed

[@lilianoga937]

Better start checking that list and making sure they are not narcisissts....delusions of grandeur

[@missreynolds3637]

Mine does this too, and it drives me nuts. People need to worry about their own affairs, and not compare themselves with others. Fix your own house. He compares himself, with what I feel are folks, (that are like that commercial, where the guy lives in a high end neighborhood, and says he's in debt up to ears or eyes measuring with his hand. Trying to keep up with his neighbors.) That's about the truth of it, most people are Soo far into debt, that they'll never get off the hamster wheel. I tell him all the time, be glad for your paid off older cars, no debt, or CC's. He always measures himself, by what others have, like their toys make them successful or something ? Instead of being happy with what he's got, which is probably way more, than the one's he's comparing himself too, because they drive newer cars or look to live a higher lifestyle than us, even though we're in the same neighborhood? He my husband, has some freedom from all of that. We live modestly and "want" for nothing, we're blessed, because "we grew up" from consumerism, have what we need, and are smart with money now, it wasn't always that way though, we were like that once too, in the rat race. Simpler is much better. Besides you can't take none of that stuff or money with you when you leave this place. Be thankful and smart with the blessings God gives you.

[@Michelle-iz5bh]

My sister in law looks like a rock star online. They are basically living hand to mouth, but save holiday pics to post later as if they’re away again. They pay for private photo shoots, everything she has is fake, her child is a prop. It’s very very sad. She genuinely thinks she’s an influencer on instagram, most people are following for the laughs.

[@kennedykimora]

You sound like a hater. Lol let her live if she’s faking that’s her business.

[@matthewsmith2362]

I’m trying to imagine talkin shit online on my people. Keep your head up and love yourself a lil more. Hating is an infection. Love is the antibiotic

[@commandery3574]

the last sentence of your post sounds so mean and nasty and bitter.

[@journeytoself8067]

@@kennedykimora🤣🤣🤣🤣🤣🤣

[@RandoMuser-h1o]

I get it, and the toxic empathisers in this comment thread are part of the problem.

[@KA-ky9nb]

My husband makes £41k a year but drives a 1997 old Honda because he would rather I stay at home caring for our child . Having nice lavish things is not the epitome of life .

[@MccarthyRoy-e1l]

I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, joanna claire focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

[@JaeyoungPerry]

The very first time we tried, we invested $1000 and after a week, we received $3900. That really helped us a lot to pay up our bills

[@AdekunleFolawe]

You trade with joanna claire too? Wow that woman has been a blessing to me and my family

[@LisaJohn-p6b]

I’m new at this, how can I reach her?

[@MikeRicky-k7j]

I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.

[@MccarthyRoy-e1l]

she's mostly on Telegrams, with the user name.

[@kristimeyers2221]

I appreciated this video. It’s so frustrating that prices on everything are doubling and tripling and no one is talking about it. It makes us all feel isolated and poor. In my grandparents’ time, many people were in the same boat and there was community amongst the frugality. Now people are ashamed to admit they can’t afford something.

[@dianag.5748]

Brilliant video 👏🏻. I'm shocked that some people seem to need to fake wealth. Money alone doesn't make you happy and for me the scam of ordering clothes etc., wearing them, taking photos and then sending them back is a big scam. People like that are really poor. I only post baked cakes or sometimes nice dishes and only my closest friends see that. The world is becoming more and more superficial. That's why I love your videos. You are honest and authentic. That's what I love about you. Best regards from Germany, Diana 😘🙋🏻‍♀️

[@CharlotteHoldcroft]

Thank you lovely!

[@teekay5286]

Walk in closets Handbag hauls Counterfeit being acceptable Lies are alternate facts All underlined by society who agreed what decency is deteriorating.

[@americafirst9144]

I think you should dress as well as you can afford to. It will help in your career and potentially in your love life. That said, most of my clothes now come from Walmart, H&M and thrift stores. Luckily I still have lovely clothes from when I was working full-time. While I buy nicer clothes 2-3 times a year, they are usually 65%-70% off. I think stores should select influencers to work with. Those influencers are allowed to return whatever they want to without being blacklisted. The stores benefit with increased sales.

[@ginestrian]

Charlotte, I have to confess: once upon a time, I unsubscribed to you because the products you talked about were too expensive for me. But I came back a month later. You are such a good storyteller, and you talk about important subjects.

[@9whilenine]

I did the same 😂

[@ginestrian]

@@9whilenine 🤗

[@AboutThatLifeInChrist]

Whenever people stop comparing themselves to others. It’s so easy to stand in your own lane and love what you have and to be grateful for whatever you have now. I found love in thrifting! I have some really cute clothes and they look very chic, classy, and cute! And it’s cheap and majority of that stuff are good quality clothes. I love my life after I stopped comparing myself to others lives. Because I was born to be different and not the same as others. Also discipline, obedience, and consistency can help you receive blessings in your life and move you into new seasons of your life.. please stop comparing yourselves to these social media clickbaters.. I promise that they all don’t live poised lives.

[@RealMexFoodShouldntGiveUDrrhea]

My furniture might be from an estate sale, my clothes is years old, shoes are not elegant, I don’t have the latest phone or watch or nice jewelry but my pantry is loaded and I’m not scared of looking a certain way

[@romana.in.wonderland]

I live in Austria and some weeks ago there was big news on our youth. One third of the younger population (up to 29 years old) is in serious debt. Debt for consumer goods, credit card debts, klarna, you name it. This is shocking. And I have to say: it is too easy to get into debt. When I was a student (am 46 now) my bank accountant called me when there was a tiny debt. I did not own a credit card and no bank would have offered one to me and there was no klarna.

[@afooraamoora5611]

It is very easy to get influenced to purchase stuff you don't need because these influencers border line shame you of you missed out on products they recommend.. I have watched couple youtubers who were kinda blaming people for missing out on limited edition collabs because (they were available for six months it is your fault for not having this pretty palette that I got for free with no need to fight people on checkout and I make money from you buying expensive stuff you don't need using my code!).. So next time people are gonna put stuff they dont need on credit card on things they don't need so they don't feel FOMO.. Sorry for the rant but I was thinking about this for few days and I needed to get it off of my chest and your comment was the right place 😂

[@romana.in.wonderland]

@@afooraamoora5611 I absolutely understand you. We tried to help a friend of my nephew's. The girl, 18 years old had klarna debt for several thousand Euros. For cosumer goods, nothing substantial. Some make-up, some clothes. Imagine. It turned out she always felt pressure when browsing and of course FOMO. We should teach the younger generation how to use social media or (better) not to use it or to browse only a specific time per day or week. I am too old to let any stranger on the internet tell me what to wear or what to buy. And personally I do not get FOMO. I do not wish to look like everybody else so I do not feel FOMO. I developed my own style, I know my needs. I do not care about trending make-up as I know what I like to use and which colours flatter my complexion and which won't. This goes for garments as well. Knowing yourself helps a lot to not feel FOMO.

[@seabreeze4559]

klarna should be banned

[@meggriffin4802]

I remember when store cards were a thing when I was a teenager and I instantly got into debt with one and quickly realised I needed to cut it up.

[@kathyfugere6085]

Nothing new in the States, years back , students used their school loans for a fun time , many never paid it back I believe in the 80's to the 90's

[@AmandaMcCarterWrites]

I had to explain something similar to a loved one. They were depressed because they kept seeing people on social media post about new jobs, vacations, babies, etc. I had to tell them, this is all a façade. Most people don't post about their awful days. They post about the good stuff and they'll make the good stuff look better than it really is. You don't see their depression, their struggles, their failures. You just see the perfectly posed photos.

[@coolchameleon21]

i have an anecdote about this. i was chatting with this acquaintance of mine one day about her social media. she told me that from the outside, it looks like she has all these great friends because they’re always leaving supportive comments on her posts. but then she told me that they only do that so they can feel like they’re being good friends to her. when in reality, they don’t actually put any effort into the relationship and she feels very alone. social media is an illusion, and it’s easy to forget that

[@sjuts1]

Never change being real, Charlotte. It’s rare and good!

[@christina.maria.l]

The truly rich stay rich for a reason. They don't spend all their money on crap they don't need.

[@aureliobjm]

This is GOLD. Watched to the very end. Just take your life seriously, you will see a permanent improvement. I started and learnt consistency at 28, wasn't easy to inspire myself guys, but today I have over $3.8 million in my retirement savings at 40. Milestone for me, would have had more if i started earlier. Get help where you need one.

[@fredm1]

This is so relatable and true. I am on the same path and I consuIt with good a market strategst when I dont know what to do. LETSSS GOOOOO!

[@georgeh.5126]

Agreed. I deal with an investment advisor for this reason. I currently have over $800k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons. Our current project for this year is a more concrete ballpark target.

[@debwes1]

@georgeh May I know the name of the advsor who has been assisting you, please?

[@georgeh.5126]

She's known as 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@debwes1]

Just reached out to her since I need all the assistance I can get. I just scheduled a caII. Thanks a lot

[@samanthabeeley4989]

I’m so sad that the social media world deems the value of a person by what they “have” materially, I literally can’t believe my ears . To anyone reading this comment , tomorrow I will be dropping my disabled son of with his support worker and then in the precious few hours I have I will be putting the ironing board up cus the clean laundry pile is representing the mountain out of close encounters of the third kind . I will have a fabulous winged liner on and if anyone wants to send me the new Lisa Eldridge liner I will be willing to wear it while I go and do the food shop , I love this video , you are a queen !!!

[@katies4521]

That sounds like an exhausting way to live

[@angiefatafehi7841]

No kidding what a sad life looking for validation and acceptance from a bunch of people you don't even know 🤧

[@millybadze2117]

💯💯you can say that again!!!..super exhausting!!!

[@Nwakaego_]

Exactly!!! Too much stress and headache for my liking.

[@reneedennis2011]

Exactly.

[@donnaengel6413]

Oh, Charlotte, these people have simply “manifested” their dreams;)❤

[@AllisonMoon-SheWandersFeral]

Lol

[@garnwalkerstables]

😂😂😂👍

[@miriamhavard7621]

😂😂😂😂😁😏

[@lovelifenow3891]

Lol

[@iloveoldschool888]

😂

[@annam4313]

From a very young age I learned the most important directions I need to follow as I am growing up and once I grown up. My countess great ant together with all my family reminded me daily that in life the most important is to have money, buy investments and keep building wealth. I also learned how to behave, to be honest, kind, considered while must be savvy and protect myself, buy and wear quality, very clean shoes and perfectly ironed clothes. I try to hide my wealth as much as possible, would never deliberately show wealth, it is dangerous to do so. I don't tell anybody unless it is necessary what suburb my principal residence is and especially don't tell my address. In Australia once somebody knows the suburb you own your principal residence in and know your address they can easily look up an estimated value/sales history of your house and you place yourself in harms way.

[@danielr951]

I met several millionaires (1-50 millions) most of them drove normal cars and wear normal clothes and behave like normal working class.

[@FaerieTidbits]

Thats how they stay millionaires

[@BlingyBea]

These fake Influencers are ruining it for us common folks. I’ve seen those empty boxes and bags for sale and always wondered who would be buying these, now I know. You opened up my peepers to all the other shenanigans going on especially the young folks. Sadly i’ve unfollowed quite a few people cause lately all they do is videos on what they bought and you need these then never hear if they still like the products. They are getting ridiculous I’m surprised they are not linking the toilet paper😂😂. Love all your content, you’re a breath of fresh air and I truly trust you.❤

[@afooraamoora5611]

Right?! Everything goes viral! You "need" everything and you should "run don't walk" to get it! Everyone is "obsessed" with everything! And don't let me get started on the new makeup releases that are shoved down our throat that everyone raves about and borderline shame us if we miss out so we go buy from their affiliate links or use their codes!

[@tyeshadurant3298]

Ah - designer toilet paper. Now that's an idea lol

[@junelune2344]

I have family members who are always dressing nice ,going on vacation , eating out at expensive restaurants and going to concerts. But then they have a crisis and they are starting a go fund me to help pay for their crisis.

[@vitran4141]

Smart why pay for it yourself

[@helenarichard]

The biggest spenders I know all have serious mental health issues. To sum it up: OCD, depression, suicidal thoughts, autism, germophobia, agressive behaviour, narcissism. And usually chronic illness from having these spotless houses that never challenge their immune system.

[@CherylDewhirst]

My Mum’s saying was ‘all fur coat and no knickers’! Loved this video Charlotte x

[@Melissa12175]

I New York City, we used to say Champagne taste and Kool Aid pockets 😂

[@CherylDewhirst]

😂

[@sueanderson9860]

I officially love your Mum 😂😂😂

[@MiroslavaSommelier]

Your nose is pretty girl! Don’t let anyone change it 🫶🏼

[@FreedomWriter-r1o]

My husband and I always have these discussions, and we've come to the conclusion that these people are in debt. A simple, routine-filled life is a beautiful and fulfilling life.

[@crissymiller]

Lol

[@idreamofparis7233]

I just don’t understand why people are so into faking things. Money doesn’t make you happy or a good person. When I did post on my SM it was huge piles of laundry, baking, doing renovations, just the everyday things.

[@CharlotteHoldcroft]

I think a lot of it has become pressure to keep up sadly!

[@RandoMuser-h1o]

there's quite a few cooking channels where people use "real" items, like scratched pans, crusy baking trays, and most people love it for the actual authenticity.

[@elizabethbc8293]

My happiness comes from my family. I’m a mom to 2 boys and 1 golden retriever, and wife to the same man I married 25 years ago. I am very happy in my little bubble and find it so sad how many people seem to be chasing contentment through things and fancy trips/luxury experiences. It is so tiresome to me to watch some of my friends constantly chasing attention for their wealth, some actually look down on me for NOT partaking in expensive trips, etc. I love the simple joys of life- and of course, certain beauty products make me quite happy- but nobody has any clue what kind of products I use or buy! And I don’t care- why would I? Social medial is so dangerous- we need to make sure our children know the real scoop. Another thing - CREDIT CARD DEBT.

[@seabreeze4559]

The trips are the worst, it all looks photoshopped anyway.

[@soleil7259]

Those are not friends darling.

[@elizabethbc8293]

@@soleil7259 truth

[@deannezhao9588]

When I bought my items, I left the store with a blank or brown bag, (offered by the store) so that I don’t get targeted for theft. I absolutely accepted the blank bag. Walking around with a ton of bags would just be a a hell to get targeted for theft.

[@theladynextdoor313]

Especially nowadays. The crime rates are soaring everywhere! No one is as safe as they think if you’re out spending money (or pretending to), you’re a possible target.

[@marie.s9995]

People are getting ridiculous. The ultimate RICHNESS is being HEALTHY and peace of mind.

[@TopFlightSecurity415]

reminds me of mtv cribs, redman pretty much laid it out that a lot of celebs homes that were shown on that show weren't there's , its even worse now with these lame as influencers posing as rich tycoons, idk how these people sleep at night knowing they live just a fake life smh

[@opaljohnson4762]

If I was robbed of my designer handbags etc., and is terrified from the incident. I would never walk around with a fake designer bag because I would be terrified of being robbed again. I mean, what if a potential robber uses violence the next time around. That story does not make much sense to a person with common sense.

[@LoveAndSnapple]

That’s why I’m glad I carry around my little rink-a-dink bag. I think it’s pretty and it shimmers in the light. I think I paid less than $30 for it. 😅

[@Ladybugseason]

If you don’t live in travel in areas where you won’t be accosted the luxury is for you. I’m not being classist I’m being real.

[@warlordop713]

That’s what the golden desert eagle is for we are in Murica 🦅

[@AlexisMaria]

Wow really.? My experience getting robbed actually inspired me to buy a fake 😂😢 at least if it gets lost it won’t be a huge

[@maribradford14]

Exactly

[@louisesteinberg1328]

After being very sick in the hospital several times (4) the past couple of years. I would never go under anaesthetic for plastic surgery. It’s very scary. They can cut a muscle or do anything that’s gonna make you look worse than when you started personally, I’m learning to live with the wrinkles and the sags, and the number 11 in between my eyes of all the things of all the things you pointed out they were shocking, but which shocked me most was it people would actually buy empty paper bags from high-end stores and walk around like they bought something, honestly I don’t understand why I really can’t get it anyhow. Thank you so much for this really interesting video it was eye-opening

[@nickilubra3981]

I’d be too embarrassed to fake anything! I find it amazing how some people have no shame. Not to mention you don’t have to fake anything to make your life interesting. Everyone can write a book on their lives when you think about it. I don’t understand why people don’t simply just LIVE A LITTLE ,than you wouldn’t have to make anything up!!

[@RandoMuser-h1o]

stay true to this! you'll be just fine xo.

[@vitran4141]

We can write a book, just not sure how many people would read it. I guess hence the fake rich

[@Techie_Mum]

Money talks, wealth whispers. Don’t believe people who show off.

[@user-bi8ko7kc6h]

What horrified me is I’ve seen many teens said they want to be ‘that girl’ or ‘when I grow up I want to live in a house like yours and have your lifestyle’. Some teens have no idea many are fake and they dream of owning the same.