POV: You're Broke but Trying to Save Money (ft: Coach Lester Reyes)

[@jessabaniqued9727]

Guys, let’s not be too hard on Atty. Anselmo for saying okaaayy. It just shows that he’s actively listening and carefully considering other perspectives. Let’s appreciate his open-mindedness haha thank you three for the videos. More podcasts to come pa sa 2025 pleaseee!! I love listening to your podcast, it's so informative.

[@yaniverse2549]

Agree.

[@zrthtwfv]

I barely even notice him saying it. Just let them be themselves during this podcast will u people. 💀

[@hectormaming35]

People dont subscribe to your channel because its under MU Entertainment,they dont want to get notification of Philippine Showbiz News time and time again😂you should have a seperate channel

[@ashleyresare8741]

korik 🤣

[@lesterreyes2762]

This could be a valid reason nga rin 🙂

[@nilcaballero]

I totally agree... yan talaga ang reason bakit hindi pa ako nagSubs.... good thing na maganda ang algo ni KZbin na nirerecommend ung episode nyo (lalo na pagmay bago) else mamimissed ang uploads ninyo :)

[@cieng6036]

True! Ang unhealthy kasi ng Marites culture. Hays

[@undeniably_attractive]

This is the reason why I dont subscribe. They should have their own channel

[@rawr1998]

I really love the transparency this trio shows on this topic, especially Inka and Atty Jun. When they admitted they didn't have an insurance policy, they let everyone know they were just as curious about unfamiliar financial concepts/jargon. It really humanizes them from being just your typical content creators (the relatability rate is sky high on this one and of course from their previous episodes din naman). And with Aryn, she mentions before na she's mostly comedic relief dito sa podcast na 'to pero grabe ang well of wisdom niya and general knowledge in most complex topics and adulting stuff like the one today. This is the only podcast in the Philippine space I watch and follow so please Inka, Aryn, and Atty keep doing what you're doing. THANK YOU for the gem content! P.S. - Kudos din syempre sa MU Entertainment but just my two cents 😁 you might want to consider maybe creating a branch channel for these three, you know focusing on their content/podcasts lang? Most viewers including me see this podcast as a very independent niche of yours yung tipong kayang tumayo alone as a channel without your other entertainment/showbiz content posts. Ayun lang and thanks for spending time reading my comment hehe. God bless everyone!

[@riasmith7702]

Agree!

[@arynkingking]

Thank you! ❤ I learned mostly from trial and error, so it’s never too late to learn!

[@Walkthatcluckinduck]

Di pa nag-eend yung season 1 pero I already want to start a petition for s2. Please don't end this! I need this in my home alone wfh life.

[@gerimaeeee]

Ang ganda ng timing because I needed this lalo papasok ang taon. I wanna be financially literate and disciplined next year! ❤

[@lesterreyes2762]

I can help!

[@SomeDuuuuddddeeee]

thanks Atty, di ka na puro OK! malinis na pakingan usapan. saludo!

[@lesterreyes2762]

Yes na lang

[@0hmyl0rdd_]

As someone from the States wanting a different podcasts that reminds me of home glad ako to discover this podcast. Kaso I wish separate channel kayo so I don't have to see the other unrelated videos of the channel 😅

[@kris4575]

Arin and Inka being the big sis na bully kay Jun is the whole vibe of the intro 😂

[@InkaMagnaye]

Which is a first for Jun coz he’s the eldest son in his family HAHA

[@callmekimmy5091]

Wag na sana kayo matapos please! isa kayo sa very few podcasts ko na pinakikinggan to stay afloat in this life. :')

[@iYanbaluyotpoethought]

we need part 2 of this topic! hndi napag usapan yung u earn then go to your good and bad vices

[@avmalforte]

Equitable PCI knows ko din yan girl. Grateful for my mom for teaching me financial literacy and taxation.

[@paulangelod.santos3210]

As someone na gusto matuto abt the facets of life but is overstimulated to read a book, your pod is really really helpful! 😅❤ i'm so engaged I didn't even realize it was more than an hour long.

[@InkaMagnaye]

Im so happy to hear this!!

[@unicornzamora5698]

I so love this podcast and this trio! Habang tumatagal mas naging interesting and helpful ang topics! More pleaseeee!

[@lesterreyes2762]

More more!

[@Ray-AnJusay]

I am loving the talk this time! Every time naman honestly 🤣 It's just that I learned a lot from this particular talk. Thanks POV team!

[@lesterreyes2762]

Very intellectual yet fun conversation with these three!

[@arynkingking]

So nice discussing this with you Lester!

[@yuri-rd6eq]

plss are they on spotify already??!!! i need them on spotifyyyyy edit: OMG! I already found them on spotify! yey

[@lynloisong9268]

Daming natutuhan. Main talaga yung mag invest sa sarili, sa skills, sa kung saan magaling , then Saka maghanap ng iba pang pagkakakitaan.

[@calvinlanderchan3686]

This is why sometimes car loans are not really that bad, contrary to popular opinion. If this will help you generate more income, then it's considered as good debt. DP lang ang babayaran mo upfront then the rest of the supposed cash can go somewhere else that can help you earn more too. This episode felt so short! Nakakabitin. Give Atty. Anselmo his flowers for improving each episode. Someday, magiging exhibit ka for character development 😂

[@InkaMagnaye]

THANK YOUUUU❤❤

[@jhenneyocampo8434]

I'm so glad your video showed up in my KZbin feed! This is my first time watching your podcast, and I absolutely love how everything flows. Hope you can have more of this kind of convo.

[@davelaurenceq.delacruz196]

Whenever I doubt myself if may ginagawa ako... My new mantra is MAGALINGKA MAGNAYE... MAGALINGKA MAGNAYE...

[@InkaMagnaye]

HAHAHAHAGAGA

[@fm-fi4jw]

Very informative thanks guys

[@abegailjirehursos3963]

It's ok Atty!!! It not bothering naman, atleast for me hahaha. As ate inka said, it shows how active listener you are and I love how attentive you are po❤

[@riasmith7702]

Na eexcite ako sa mga podcast ng 3 to. Thank you parang may kasama ako habang nagtatrabaho :)

[@yunabitaka]

Please don't end huhuhuhu, I love your videos.

[@rjsalvador2302]

Solid episode nanamn from this amazing people!! Salamat sa podcast niyo big help sya!!

[@abadbatch]

my new fave podcast!!!! love it❤

[@leahsarah275]

i love your show so much but i cant get myself to subscribe coz your show is the only one im interested in from this channel. Still more power to you guys and i always look forward to your contents ❤❤❤

[@johncedro2092]

Thank you POV, feeling ko kasali alo sa usapan every video

[@shuebkwashioropsky762]

This is a nice episode for POV! Good topic with a lot of valid points from the hosts. However, as we end the topic, there were finance and investment jargons which could be delved deep in another episode, as seen din through Inka's reactions but kudos for inka for circling back again to the foundations of spending and diversifying income. Very relatable pa rin because of that. Kudos to Aryn and atty for having a well-informed POVs for the topic. What a great episode!

[@LadyMangorsi]

I love this segment of video or episode. I learn a lot. I took note of those people to buy their book and learn from them.

[@delbee718]

I like that you discuss this topic because Pinoys need it so badly. Great insights, indeed. I was hoping you could also tackle the culture of paluwagan.

[@lesterreyes2762]

Sana pala nadiscuss ito

[@ryzhamae]

I love this episode!!! I have a new perspective sa money because of this episode. Thank you!!

[@anamaebasbas2189]

Hello POV, I hope you will have Miss Angely Dub or Joyce Pring ❤❤❤

[@InkaMagnaye]

GREAT SUGGESTIONS

[@krystelanne5372]

Love the topic, useful and helpful!

[@jen8932]

More shows like this, please!

[@whtvr_clover]

Same kami ni Atty. Gemini pala. June 18th. Chozzz. Goalz yung 3 businesses ni Atty. ❤

[@zrthtwfv]

i love this epidsode!!

[@gheldy16]

I love this episode! 💕💕

[@jse8752]

2024 was a challenge and I lost track of what my goals were. Since this year is ending, the upcoming year makes me hopeful just like everyone else like new beginnings (yeah I know improvement can start anytime, but the concept of "New year, new beginning" is refreshing lol) Not only that I relate, but I learned so much. Thank you! A lot of us needed this topic. Felt better hearing what Atty and coach said, invest on what you are good at. I guess what I also need yo do for myself is to stop second guessing what I could do and actually working on what I really want for my career and finances. Looks like investing good energy towards that skill is also one of the things I got from this podcast! Again thank you! Please continue being super insightful! You guys are coaching us without you knowing it! (I do not normally comment so sorry for the wall of text XD)

[@myhappylittlethings2382]

Love ur episodes tlga. 💯 makes me company while workinh ✨️

[@janssencorcuera6585]

Ive never been this early im so happy!!!!! Hi Inka, Aryn and Atty!

[@arccolsh7979]

Tawang-tawa ako sa "Income Magnaye" tsaka "Magaling ka Magnaye" ang kulet hahahaha

[@myraroselocsin8364]

Yes. Thank you for this pov

[@ellashanepornasdoro3253]

Luv listening to this podcast

[@florencebagares267]

i love watching your podcast

[@ramboandjoann]

Salamat sa episode nyo today 🧡 it has been a helpful reminder, at least for me, on how important it is to look into our finances, spending habits, and investments. At the same time ay throughout the episodes ay may mga tap-on-my-shoulder din ako na moments for actually practicing na din pala ang ilang good decisions that greatly affect my, well our (my wife and me's) finances. Cheers POV! -R

[@alexafrances9901]

I love this!

[@geraldquanico3250]

If you get to have season 2 and that’s for sure, please put a separate channel na please please please

[@jasminpardon6902]

Sounds like Ms. Inka knows the complex knowledge sa astrology.

[@kris4575]

How many Inka puns can you think of? Arin and Jun: Yes

[@GZople]

Thank you for this episode! Although yung audio quality baka need i-improve, nakaka-bother kasi yung echo. :(

[@jeberauda8080]

Keep it up guys!!!

[@injang180]

3 fave peopleee

[@Chongboii]

I learned that Income Magnaye, Magaling ka Maganaye, and Inkagai

[@Chongboii]

Magnaye

[@KelvinConspiracy]

The 3 Stooges but with morality xd Thanks for this informative video MU!! WE REALLY NEED PART 2 for having more knowledge being financial literate 👋👋👋

[@KelvinConspiracy]

I think there's more to talk about it

[@TheBeast-pm4uk]

Bad debt for me is car loan its like ur payment is being doubled bcoz of high interest and ur car gets depreciated overtime. my kuripot mindset is i can only afford something if i have 10x the price of it in my bank acct. now im earning 6figure from a work from home job. and i store majority of my money in digi rural bank that earns me higher interest rates. and i use the interest earning to pay my bills. that is why im able to save 80% of my income and only spend 20%. i also have some UITF investments in banks which already earned 30+%

[@avz6827]

Malaking tulong yung topic na to para di mapilitang sumali sa squid game 😅

[@hansedelbergamorio3960]

55:37 idol talaga si atty

[@rinsab4951]

we were never taught on how to handle finances. wala ako baon noon 😂 and i am a breadwinner since hs. sabi nga nila sumasahod ka para mabuhay ng 6 days a week. ubos ka na at pag sinabi mo wala na, masama ka pa. now sa anak ko n toddler, lahat ng pera nya since newborn nilagay ko sa mp2 savings. kahit ano mangyari iibahin ko ang destiny nya, at wag sya matulad sakin. turuan ko sya ng mga bagay na sana noon pa natutunan ko kaya lang walang nagturo kasi walang may alam.

[@jaximusthegoat]

SUBSCRIBED NA PO AKO HAHA

[@kibstv1942]

You should talk about zodiac signs traits on your next topic please

[@StarLeeeeeeee]

Can you pls invite Ms. Ayn Bernos next time 🙏

[@PepperManuel]

Where to contact po si coach

[@lesterreyes2762]

@@PepperManuel Hello

[@lokirr6940]

Pls have ur own channel

[@StarXPO]

I did not hear anyone talk about a retirement fund. Is it not popular investing in retirement in the Philippines.

[@chongpepu2442]

Kulang pa kayo ng pov. Yung POV Ng laki sa streets. Ako yata yun. Hahahaha

[@riftory]

I think si Tito Mikee yung tinutukoy ni Atty.

[@ElmerDesirae]

I really appreciate your efforts! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?

[@lynjulietricafort2855]

I first opened my own bank account at 9 or 10 rs old because of my curiosity when a bank representative visited our school to give small financial awareness here in Lapu-Lapu City and of course inviting us. If i remember well, it was the first time that KIDDIE account was introduced by a certain bank that's why they introduced it to us at elementary level. I tried it without the financial aid of my parents, solely from my kickback and saving days 😅. It was sad, i was thinking of saving but my parents did not care or thought of that for me.

[@lesterreyes2762]

Banco Filipino ba ito 😅

[@rbv4094]

gusto ko pag inaasar nila si attorney 😂😂😂

[@InkaMagnaye]

Same 🙂‍↕️

[@sleepyme1325]

niceee

[@rosenskietolentino8420]

Si tito Mikee yun :D

[@hansedelbergamorio3960]

33:42 sayang di naka short si atty

[@deejei0906]

Parang kilala ko yung sinasabi na creator ni Atty. Anselmo ah.. si "magsipag ka, wag magtipid" ba yon?

[@lesterreyes2762]

Sino

[@mcjoecylbril6261]

what are all the digital banks again???

[@jamcruz29]

maganda yung topic pero madaming bitin / maling sagot 1. real estate can be a good debt if it appreciates in value and you can resell or if it saves you money going to and from work 2. Health / Life insurances are good to get because its like getting discounted money. Its like getting more bang for your buck madami pa nakalimutan ko lang i take note.

[@hermesandreagaylesousa3179]

random question: san po ba always nakatingin si atty? hahaha

[@nashlunas]

Bat kahapon lang to in-upload? Dami ko na ginastos last week HAHAHAHA

[@yojgarganera]

One should only have a credit card if they can pay the whole amount on the due date.

[@lesterreyes2762]

Agree! ❤

[@jmgarcia8526]

Equitable and PCI were 2 separate banks. nagmerge to Equitable PCI then was later acquired by BDO. Jusko! ang age reveal natin Aryn! hahaha

[@lesterreyes2762]

Naabutan ko yan

[@jmgarcia8526]

@lesterreyes2762 hello po fellow tito! Nakainom ka na din po ba ng maintenance meds mo? Lol!

[@lesterreyes2762]

@jmgarcia8526 haha buti wala pa kong maintenance 😂

[@simmychua3026]

No soundS po

[@xDawn01]

Your other episodes got massive number of views and sadly this episode's views shows how many people are interested about financial literacy in the philippines.

[@qwertyasdfgh3736]

Lol let's not rush! This video has been up for only a few hours. Tbh their podcast is the only interesting thing in this channel, their podcast opens minds and hearts😉

[@lesterreyes2762]

@@qwertyasdfgh3736 agree

[@InkaMagnaye]

Actually this episode is doing very well! Our first few episodes only had 1k views after 3 days, but this has 12k views after 20hours. It’s a good thing. Kakapost lang kasi 😂 the others have been up for months!

[@dynamicopace16]

timely podcast for the netflix series squidgame

[@NeilFramGelantaga-an]

Gawa kayo bagong channel yung kayo tlga owner we will support. Ito dapat yung mga pinapanood ng mga kabataan hindi uung mga walang kwentang vlogger na nag promote ng scatter potek. 😅

[@myraroselocsin8364]

Mukhang kukuha na si Inka ng VUL and UiTF

[@apriljoylim4662]

Speaking of unhealthy spendings: What can you say about the increase of Filipinos who are getting addicted now with online gambling, with the influx of online ads and billboards advertisements?

[@riftory]

Atty. sa camera ka po tumingin, wag sa screen. Thank you.

[@lesterreyes2762]

Pansin ko rin nga 😅

[@mikxmik3551]

being in the medical world that only has veryy small kita in a month and my sweldo is being deducted with useless government sh*t that we cannot use its very difficult to have it managed knowing theres bills and stufff!!!!

[@lesterreyes2762]

Get more sources 😊

[@arlonjamespaculba1996]

Gawa kayo separation channel please.

[@jex2256]

Ang funny na nag reply ng "BARS BARS" si atty e nag BAR exam siya hahahahaha sorry po certified dad joke enjoyer

[@dmciey]

Idk why but parang walang episode na hindi binabanggit ni Atty na may asawa na sya or ikakasal na sya? Sometimes, ang unnecessary lang to mention that kind of personal stuff base sa topic nila. Nothing wrong with being proud, pero when it's being brought up nang paulit-ulit, it's getting annoying, and making me want to skip until Atty finishes his words/air time. Anws, buti nalang kasal kana Atty! Congrats!

[@isabelvillanueva7545]

Hindi ko na nakikitang naka straight hair si Ms. aryn

[@222_______________78]

there is no such thing. it is the habit of saving not the amount.

[@Marc_Short]

At 26 i have 8m peso net worth. The goal is at least 100m peso by the time i retire. Not to brag but to motivate. We all want financial freedom so teach yourself about investing and develop a disciplined behavior to save. If you have a hard time saving then find ways to increase your income or decrease spending. Live fugally

[@lesterreyes2762]

Woah congrats 🎉

[@Marc_Short]

@ thank you

[@alexmarchettispag]

KAPA

[@McD854]

U should seperate ur podcast

[@abclf8372]

but increasing your income isn't as realistic as you think, Atty., it's still from a priveleged stand point. Hmm idk probably this is just bc their first pod that I watched but he is not really as engaged as the women no, di sya nakakagana kausap ganun.

[@ellashanepornasdoro3253]

Omgggh

[@P3rl1t0]

naka pants na si atty at nawawala na ung fillers nya. isa nalang atty ok na. tingin ka nalang sa kausap mo wag masyado lumingon sa camera

[@rara-i7c]

bumabawi si atty ahhh