Investment Plan for Your Salary I 15K to 1 Lac

[@syed_fahim]

Sir muje ankoor warikko ki tarah 20 k salary mein 25 k keisie save krne hein wo bata dijiye

[@chudinaveen8263]

😂

[@ROLEX-13-H]

😂😂

[@Sword05...............]

Emotional damage 😂😂😂😂😂😂😂😂

[@kuldeep7040]

Dosto se udhari le kar For unhe nahi lota ke😂

[@sagarsaurav2020]

Chii sasur 😂😂😂😂

[@tapasroy6270]

Investing to aap se hi sikhi h, guru ho aap mere. Financial advisor wo b free ka. 4 - 5 saal se invest kr rha hu apke recommended funds me. Achi income generate ho rhi h. Thank u guru ji,,🙏😊

[@Satadru-z9z]

I'm 29. I started my job at 22. Mere pas 1 rupee bhi account pe nahi tha. Mein ne bas savings kia. Jab account mein paisa aya, balance bada usse confidence build up hua. Job lagne ke 1 saal ke andar mein ne duplex house start kia aur 1 year mein complete bhi ho gya. Abhi bhi mein loan free, risk free life jeeta hun.

[@gamergenix1778]

Kitna save kar pate te the app har mahine 22 saal se

[@Satadru-z9z]

@@gamergenix1778 Mera salary tab 40k per month ta. 5k per monthly expense hota tha aur 32k ka savings.

[@deenbandhusharma7439]

तुमने जरूर अंकुर के वीडियो देखे होंगे😂😂😂

[@Satadru-z9z]

@@deenbandhusharma7439 Wo toh aur pagal bnata hai logo ko 😂

[@Vinaybaluni11]

Sabse pehle to apko congratulation ki ap is age me kuch save bhi kr paye ho aur ghr bhi bna lia Me bhi kosis kr rha hu saving jitna ho ske but salry itni kam hai ki sb kuch kar pana bht muskil hai me 33 ka hu ghr to bht dur ki bat hai koi bhi asset nhi bna paya bs mutual fund me thoda invest krta hu 3 saal se

[@proudofodisha7094]

Itna safe hoke chalenge to life mein jyada kuch nhi kar payenge.......After 40age disease bhi aa jate hain majority people.........mein to pura ka pura mutual fund mein invest karta hun 30% small cap , 40% mid cap , 30% Large cap .... expectations 15% to 18% in next 15year .....i know i take extra risk to get extra returns but i am comfortable & be prepared for Both Good or Bad

[@haribanshkumar4110]

It's not risk bro mutual funds for long term have zero risk.

[@agnivamallick2099]

agree..yeh bahut safe khelne wala video hai...phir to bank mein hi paisa rakh lo, 3% ka savings return lo aur khush raho..

[@khalidbirajdar437]

Lamba consolidation jab aayega tab aap ko other asset classes yaad ayega

[@Yash-ML-Sharma]

Even 100% small cap ho tab bhi 15-18% return expect karna galat hai

[@Yash-ML-Sharma]

​@@haribanshkumar4110 Mutual fund ka risk tab hoga jab kisi kaaran ki wajah se market ke down hote hue bhi paise nikaalne ki zarurat par jaaye

[@Rahu5457]

Thank you for your honesty Pranjal,I spend 1 hr each day on KZbin video. This is the reason I choose your video to best use of my brain cells. Thank you again.

[@Robertgriffinne]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

[@RickMckee-nq4ni]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@aigajenkinson2495]

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024

[@veniceblackwood2931]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you >

[@aigajenkinson2495]

KRISTIN AMY ROSE is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@aigajenkinson2495]

Kristin Amy Rose is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@deedouz]

Thanks

[@DebasishOfficial]

Learned this 5 years ago from you. Still you are teaching same thing. With all the due respect.

[@पड़ोसकीदुनिया]

@@DebasishOfficial nowdays he is selling courses

[@kundusayan1]

Some one may be getting the first salary in last few months.. so always there are newcomers.

[@पड़ोसकीदुनिया]

@@kundusayan1 no.he don't have such a high knowledge if he was so knowlegable than he should show his earing from investing focus on investing and pms not focusing on selling course.

[@SPORTS-ib1dw]

KAHE ROZ PLAN BADALTE RAHE KYA

[@पड़ोसकीदुनिया]

@@SPORTS-ib1dw kya kahna chahte ho?

[@ayurmanav2785]

Best calculator hai finology calculator Thank you sir for making this calculator

[@vongiraja3998]

Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'

[@vongiraja3998]

he’s mostly on Telegrams, using the user.

[@vongiraja3998]

# Ronalfx2

[@prikshitsharma9248]

Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.

[@LIU-zx2up]

May God bless Ronal’ for his help. I’m glad my doubts have been cleared, and i received my profit from last week’s investment. Keep up the great work

[@brahmin1375]

I'm favoured financially, Thank you Ronal’ $32,000 weekly profit regardless of how bad it gets on the economy

[@yashvlogs...2578]

The best financial advisor...❤❤❤

[@deedouz]

Dear Mr pranjal kamra this comment is just to show gratitude. 🙏 Thank you for a few of your past videos. (as Recently didn't get a chance to watch any of your videos)

[@manjeetsainiibc144x]

Finologi is ek art hai har koi nhi samj skta ise love u sir

[@piyushsonkarvines]

I go with flexi and small cap with some shares qki risk hai toh ishq hai….. Mai ye janta hun ki after some years stock market ne bhi saturation aayega just like property investment but fir bhi…. ❤ Thanks All

[@chetanshukla768]

Abbey dialogue baazi kam kar 😂. On a lighter note, Risk itna bhi mat le liyo ki ishq karne layak bache hi nahi.

[@Manmaryty]

However, working with a qualified financial advisor can help you make informed investment decisions and increase your chances of achieving your financial goals.

[@FlorenceSCElizabeth]

Kumaz strategies has brought her sudden fame in the digital market, honestly, I'm also a beneficiary. This inflation has taught people the importance of multiple income

[@SamaraWayne]

My friend. I appreciate the time you spend on keeping us informed about the economy. As of January 5th i count on $2,500 what do you suggest I invest in?

[@RaymondCharles-fc4qv]

I appreciate Kumarz and her team for providing valuable investment ideas. Initially, I had my doubts, but it turned out to be a significant change. Thank you, MS Kumarz.

[@MorleyTery]

Low income people are suffering to survive, I appreciate her she's a great personality in the state, Imagine receiving $13,670 in a few days...

[@Jonathan-x9q]

Everyone’s needs a different stream of income, such as where one can invest some parts of his or her monthly income.

[@avinashbharti4366]

My investment 1. Health insurance - 500 2. Life insurance - 500 3. Retirement - EPF - 3600 4. Emergency fund - 2000 5. Mutual funds 1. Flexi cap -3000 2. Small cap - 3000 3. Large cap - 1500 6. Stock - swing trade - 2000 7. Gold and silver etf - 1500 8. Crypto - 500

[@Indiantr102]

crypto ko nikal kar share mein daal do bhai

[@deepeshsharma4217]

@@Indiantr102😂 See you after 6 months

[@Sachinbymishra]

How to invest in crypto ?​@@deepeshsharma4217

[@Indiantr102]

@@deepeshsharma4217 chhotey bache yes definatelt see u after 6 months crying😂

[@RajeshSingh-ky2oq]

Too many things in pennies

[@freak409]

Ty sir i started investing from your video ❤

[@pradeepkrmahato7234]

अच्छी जानकारी दिए हैं सर आप बहुत ही डिटेल जानकारी दिए हैं सर आपको तहे है दिल से धन्यवाद🎉🎉

[@gmmenglish]

This is a wonderful plan for all walks of life. For everyone.

[@Amarsingh-v8r]

Jaise pradhanmantri Jan dhan yojna pure desh ka khola gya tha waise hi sarkar ko sabka demat account khulwana CHIEY jaise National pension scheme,gold sovereign bond🇮🇳🙏

[@prateekgupta1286]

Always love your content and the way you are expaining in detail.

[@prashantkanshetti9981]

thank you for creating mindset how to save money. he is locking our money for 3 years in mutul lock in fund and 7 years in SGB

[@uttiosaha4692]

Sir, 2-3 questions hy.. Please answer. 1. Assuming 12% is not top high, on total portfolio? ( mutual fund can give you 13-14%.. SGB 9% FD/PPF 7% max.. So overall portfolio growth may be 10%) 2. In the current scenario the SGB price is even higher than physical gold.. Is it good to take physical gold at this juncture (for lump sum). Also, govt is not giving new SGB's 3. Why are you fond of NPS. Why can't we divide that amount in MF/gold and FD?

[@onceajordan]

nps also has equity exposure, and also extra 50K rebate on income taxes

[@worldchamp1134]

Nps gives tax benefits as well brother also a pension safety wise

[@sudeshpradhan4288]

You are an amazing investor with describer.I am continuously learning from you and grew up also.Thanks for your efforts and dedication.

[@mausser22B]

How can I invest in SGB monthly when RBI issues it periodically. Secondary market seems to be confusing

[@tusharnagrale9732]

MAFANG ETF is very good investment you have suggested. At very very safe price, please share like this more.

[@thesaimonkabir]

Ye kab bola ?

[@tusharnagrale9732]

@@thesaimonkabir 2023

[@durgaprasannadixit9505]

Thank you so much sir 🙏 for this detailed video. For u only i fall in love with investing. You are the real asset for me in my life.

[@rahulsaini2190]

Is channel p rahoge to save hi krty rhe jaoge 😂😂

[@pratyakshtripathi591]

Bhai wo kuch galat nahi bata rhe h corona m sabki gaand fatt gyi thi jo savings nahi kar rkhe the, it’s essential for a well being

[@thechucknorris2010]

How to buy SGB every month? RBI is yet to announce this FYs 1st tranche. Are you referring from direct market or to buy 12grams gold in 1 trance or 3grams/tranche?

[@nigampradhan8701]

Hello Pranjal Sir, We are always grateful to all your inputs on stock market. I have learnt many things from your videos. I had one query to ask, what is profitable for me. 1. to sell the stocks after two three years and reinvest that in other stocks or 2. To hold the same stocks for 5 years or more till you goal is achieved?

[@dksingh1985]

Dhanyawad Pranjal ji❤

[@MAYUR2825]

Planning shown is good but it varies depend on personal situations. I was earning only 9k in 2020 but I stayed invested in mutual fund and stocks and today out of 3 mutual fund my 2 mutual fund are near about to double and my stock portfolio is also almost double. you have to take knowledge from this types of video and plan you finance according to your situation.

[@kunal-py4yn]

How do we buy SGB every month? Please suggest in detail which tranche etc

[@imsanjayverma]

Most awaited 🎉

[@arunji2837]

Yadi itna hi achha h ups to Gopal Mishra jib pahale le ❤❤❤

[@thewolf7405]

Maine 5 lakh laga rakhe hai MF (lumsum and SIP dono) me aur 7 months me wo 6.50 lakh hogye. 2.50 lakh stocks me lagae hai aur wo 3 lakh hogye 4 mahine me. Agle 5 saal me 50 lakh banane hai mujhe. Aur uske agle 3 saal me double. Mtlb 8 saal me 1 crore. Hai kuch secret bht research ke baad discover kia Maine. 28 ki age hai meri. Ghar aur gadi dono hai. Bs ab 40 ki age tk 2 crore ka portfolio chahiye

[@anamikatejaswini7169]

Mutual fund and stock ka nam bhi bta diiiy thoda easy hoga khud research krna😊

[@disisumesh]

Thank you, Pranjal! 😊

[@VISHAL_Ji93]

SGB le ye GOLDBEE purchase kare?? ispe thoda clarification dijiye

[@HIMANSHUSINGH-re7ij]

quite a good video and quite a great way of explaining , thank you

[@harshalj2010]

You are just very honest 😊 and amazing 🎉

[@gogoi2963]

My financial plan Mutual fund - 9000 Flexi Cap, mid cap amd small cap RD -1000 PF - 2000 Stocks - 1000 Life and Health insurance from the company.

[@UNEXPECTED_077]

Which company working in?

[@shrutikaspositivehappylife]

Thanks a lot sir Got video on correct time

[@charanmalothkar9253]

Can I invest in Nifty Next 50 index fund instead of Nifty 50 index fund ?

[@shubhranshusrivastava4816]

Thanks Pranjal bhai. 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉

[@assasino2019]

Hello Pranjal sir, As per my understanding, buying SGB per month is possible only if you buy it from secondary market. But buying from secondary market might impose tax implications. Are you suggesting this? Alternatively, we can gather the money somewhere (say in savings account) and buy SGB whenever govt issues it - in this way we can avoid tax implication apart from the 2.5% interest we will be getting. Could you please clarify which one of the above options are you referring to?

[@UNEXPECTED_077]

Good question..

[@akshaynegi2504]

Been a usual viewer....Thank you so much for your guidance and knowledgeable vedios.. please provide vedio on health insurance as well

[@comedynawab787]

Sir hmne Is trha ki 10 se jyada video to aap ki hi dekli , baki bhi bhut video he is trha ki youtube pr, sooo plz share analysis video bnaye 🙏

[@bivash603]

Har Mahine SGB nhi issue hota. Aur secondary market se kese le? Samjh nhi ata? Usme different different date hota h? Konsa Acha h

[@Action_movies..]

Wah 10 hajar ki salary me 20 hajar bacha sakte hai🎉🎉🎉🎉🎉

[@ktpatil1]

Sir lagbhag sabhi companies me PF hota hai to kya hame alag se PF Lena hoga aur agar nahi lete hai to uske badle NPS Lena hai retirement plan ke liye?

[@ronnbhattacharya206]

If you fall under tax bracket then go for PPF and NPS otherwise invest in index funds.

[@rishuchaurasia6065]

00:07 Importance of DIY financial planning for any salary range 02:34 Start increasing your investment by 10% annually for better returns over time. 04:47 Start by prioritizing insurance and protection for financial stability. 06:53 Recommendation on selecting index funds and flexi cap funds 09:11 Investment options include NPS, PF, mutual funds, insurances, RD, and more. 11:20 Importance of life and health insurance and retirement planning 13:28 FD plays a crucial role in financial planning 15:42 Start investing in stocks, learn and gain experience, and plan for retirement and emergencies. 18:00 Recommended investment plan for monthly savings of Rs 45,000 19:56 Investment Plan for Beginners 21:37 Start early and be consistent with your investment plan.

[@prachi-kc2cq]

Invest your money for long term it not the amount that matters what matters is the consistency and time period

[@ravipandey2362]

Thanx Bhai.... For ur effort n Guidance😊❤

[@akshaynegi2504]

Please make video comparing health insurances as well for self and family. Please

[@mittalrakesh1]

🎉🎉 Jabardast....

[@amansrivastava7796]

Thanks for providing such a valuable content for free. 🎉❤

[@rajtailor3773]

You are great sir 💯

[@78512mobigyan]

पिछले 1 साल से मैं हर महिने 2 SGB गोल्ड बाँड ले रहा हु बहुत अच्छा रिटर्न ओर 2.5% वार्षिक ब्याज मॅच्युरिटी तक रखणा है

[@78512mobigyan]

Same month same expiry SGB

[@uttiosaha4692]

Abhi ka rate me SGB is even higher than Physical gold. Is it good time to take. Also, 2.5% we get on releasing amounts not on the last traded price. Not criticising you.. I have even 50-60gm of SGB.. But got some lumpsum money. What's your view.

[@kambrar001]

@@uttiosaha4692 yes. Physical gold price at your local place is more expensive than gold trade price. And when you add making charges and gst, sgb still comes out to be 10% cheaper. Even if you are buying physical coins with minimum making charge.

[@khalidbirajdar437]

Jis ko stock market ka zyada knowledge na ho aur jis ke paas stock track karne ka time bhi na ho usko mutual fund me SIP ke through hi invest karna chahiye . Direct stock investing is very risky

[@joydipshankarchoudhury9154]

Considering age 45 plus what is your advice on monthly planning

[@prasenjit819]

My investment plan is 25-30k in stocks and 10-15k in NPS & PF,age 35 years.

[@manojkumaryadav5715]

Thank you🎉pranjal ji

[@RuchiRathore-r6h]

Very helpful video sir 👌❤️ Thanks 🙏

[@manaspant3757]

@Pranjal Sir How to invest on sgb each month. I thought we can only buy as lumpsum each quarter

[@sandeepbatra5439]

A basic question- instead of investing in NPS or PF, cant we invest that amount in mutual fund and after retirement we can use systematic withdrawal plan to withdraw funds on regular basis?? Because I am assuming returns in mutual funds would be more than NPS or PF??

[@kundusayan1]

If you are employed, you have to subscribe to pf/nps.. depending upon your employer( provided there are 20 or more people working in your organisation)

[@kundusayan1]

Also there is a question of discipline.. you can’t withdraw full amount from NPS even if you wish to.. so chance that you will end up using the retirement corpus for some other purpose is almost zero.

[@ritzwanderer7649]

At this time when the market is at all time high, is it recommended to invest in index funds or should I wait for some correction in the market ?

[@santunubhaduri5353]

Har saal 10% investment increase karna .....omg....its highly difficult for normal public bhai....kehna assan hai.....😮

[@sushilverma007]

Sir agr mutual fund hum switch krte h to .... compounding ka benifit milta h ya nhi Ya hume switch krna chhiye ya nhi ?

[@RishukrC]

I have this question too

[@ManvirFlora]

But, the index fund is not moving as an index move. They say small tracking error but in actual more

[@सौरभYadavendra]

Using the power of compounding, I can calculate the estimated value of your investment. Assuming a consistent growth rate of 12% per annum, your investment of ₹10,000 would grow to approximately: ₹10,000 x (1 + 0.12)^28 (years) ≈ ₹1,12,499.17 By 2050, your initial investment of ₹10,000 could potentially grow to over ₹1.12 lakh, assuming the 12% annual growth rate remains constant.

[@सौरभYadavendra]

चक्रवृद्धि ब्याज की शक्ति का उपयोग करके, मैं आपके निवेश के अनुमानित मूल्य की गणना कर सकता हूँ। 12% प्रति वर्ष की निरंतर वृद्धि दर मानते हुए, आपका ₹10,000 का निवेश लगभग इस प्रकार बढ़ेगा: ₹10,000 x (1 + 0.12)^28 (वर्ष) ≈ ₹1,12,499.17 2050 तक, आपका ₹10,000 का प्रारंभिक निवेश संभावित रूप से ₹1.12 लाख से अधिक हो सकता है, यह मानते हुए कि 12% वार्षिक वृद्धि दर स्थिर रहती है।

[@knowledgebytomar]

Thank you 👍

[@alkeshkamble737]

Sir, what to purchase, term insurance or life insurance ?

[@yashjain1383]

1 question regarding sgb you are saying to buy 1gm gold every month did it not come in series 4-5 times a year or you are suggesting to buy through markets Please suggest

[@manavjain9648]

I believe people in good jobs in corporate can easily maybe intially or after few years can come under 45k savings.

[@mrandydashing]

We don’t get SGB tranche every month. Do you recommend purchasing through secondary market on a monthly basis?

[@Ankitkumar-cm1sn]

My investment Life insurance and Health insurance: 4500 Mutual Funds: 20000 •large cap: 10000 •small cap: 10000 NPS: 6500

[@SahilAnsari-ix6mu]

Hi Pranjal - Really need a video on Good Health Insurance. Very confusing for us to choose.

[@riteshkumar043]

Pranjal bhai .. mutual fund abhi ke time me kya sahi hai? Quant case, all time high of mf price, high charges of amc etc. mera fund mutual fund me jaise jaise jyada ho raha hai waise waise darr bhi lag raha hai ki kuch naya ho na jaye

[@itsmedona8595]

Kindly make a detailed video on SWP.

[@jamirali9837]

Sir life insurance konsa accha hoga,,,kom premium mai

[@kashifRahman-js9vq]

@pranjal -what if we have corporate health insurance cover? Is it necessary to take personal health insurance?

[@sarkandawale]

yes

[@soumyagoswami6503]

Pranjal Sir.. I am confused about one thing... should I consider my term insurance and health insurance premium amount within my monthly investment amount ???

[@xfactorsports6290]

Sir policy bazar mein invest karna save hai kiya

[@sujatapatil3758]

Hi, Can you plz tell which Mutual funds are best in U.S.A.

[@sanjayprajapati5054]

I do SBI small cap regular (idcw) sip with experience 1.56% kya ise continue karna chaiye ya stop karke SBI samll cap direct me invest karna chaiye with experience 0.66

[@imsubhrajyoti]

Can I invest in SGB in monthly basis or i have to invest it lump sum?

[@Nitin_Lihe]

I invest 30% equity 10% gold etf & 5% crypto currency

[@RealVikas03]

Sir FD vs Liquid fund which is better???

[@sigmas_handle]

Can we do both NPS and PPF? Can someone get benefits from both?

[@deepakbhatia4668]

Sir under 20000 vale salary valo ko life insurance leni chaiye ya term insurance?

[@ak.k.299]

Kya Indmoney safe hai investment ke liye Apke finology me mention nai hai Indmoney

[@HimangshuTalukdar-o2r]

Please make a video on investing in ETF and SWP..

[@GauravSharma-upcop]

Pranjal bhai NPS aur UPS pension pr video lao kon si best rahegi inme

[@MunindraKumarNath1]

Thank you for your information

[@VishalBhagat96]

Legit FIN influencer.

[@mobinjsr1934]

Most defensive investor in India....iska sun kr maine nifty 21000 se invest krna band kr diya😢

[@joyanupam1983]

Do we get the option to buy SGB on every months ?? I guess its possible only when the bond opens for fresh issue

[@ashikahmedpias682]

Sir, I've a request. Can you please make a video on account manipulation on financial statements.

[@Nidhi.pranchal]

Please analysis dabur vs hul vs tata consumer.which is good for portfolio as a FMCG share?

[@dillipsethy2688]

Hi sir How can we invest FD on monthly. RD we can but pls do suggest for FD