Property & Casualty Insurance Exam: Home & Auto Class

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceexamqueen.com
Join my free support group here: / 1082073882582049
Subscribe to my KZbin Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insuranceexamqueen.com
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my KZbin Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

[@laurenshoffner3350]

I had taken my property exam in NC 4 times and failed each time, I was discouraged and felt defeated. I came home and looked up youtube videos and found Insurance Exam Queen and just started binge watching her videos.... the following day I took my test for the final time and passed!!!

[@insuranceexamqueen]

FANTASTIC!!!!

[@poloregal]

So lucky I found her

[@coachempress]

My heart is smiling

[@beckygonzalez3704]

Which videos did you watch? How many? I take my test in a week & so nervous.

[@austinrivera2181]

I’m on my final attempt for FL 2-20 and I’ve been feeling hopeless, until I found her! I take it this coming Friday so I’ll be bingeing her videos for the remainder of the week.

[@user-tp2oe8jo4e]

I watched your videos, took notes, and read the book. I scored a 91% on my first exam attempt & 24/24 on P&C basics! THANK YOU!!! I couldn’t have done it without your videos

[@poloregal]

I paid 370$ class. The book was really the only valuable thing. You broke down and explained this better than he did in 2 days. So thankful I found you🙌🏾

[@insuranceexamqueen]

Yay!

[@gloryaloyo4978]

I have been learning more listening to the queen than in the class

[@joycejohnson1230]

So so goo d

[@joekufel]

I passed my P&C test with an 89% yesterday, first time. I absolutely could not have done it without your videos. Thank you so much.

[@insuranceexamqueen]

OMG what a high score! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@royal_mo22]

how long did you study before you took the state test? I have a class scheduled in 2 weeks and I wanna prep ahead of time..

[@roserodriguez173]

I took my property and casualty exam today in Texas, and passed with an 81. Thank you so much for your videos, & all your teachings and recordings. I’m so thankful I stumbled across your videos and started listening in every chance I could at all your tips and tricks. Thanks again for your service.

[@insuranceexamqueen]

Awesome! I am so glad to be or service!

[@helenhilton-jones5209]

Congratulations! I'm in Texas...any tips?

[@insuranceexamqueen]

@@helenhilton-jones5209 in TX, Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. I teach both of these concepts in these two classes: This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics/ghsp8 This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math/ghsp8 For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. I have a FREE dwelling lesson here on KZbin: kzbin.info/www/bejne/iH6tc6KknZmko9U I have a FREE Home and Auto lesson here: kzbin.info/www/bejne/pGa1g32eatKHgpI I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8 I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8 For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty. This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8 Additionally, you need to be pretty decent in state law, and I just taught a class on that : insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8 While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ Additionally, you can find free resources in my Facebook group here: facebook.com/insuranceexamqueen And free videos on my KZbin here:kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/insuranceexamqueen

[@richayerobins179]

I’m in Texas do you have any notes I really need to past

[@relatablerealness973]

I’m in nj is this relevant for nj?

[@faithcannon7042]

THANK YOU SO MUCH!!!! I felt lost after the first half of my 2044 personal lines class. I found you on KZbin and you saved my life!!! I listened to your videos, took notes and PASSED MY FL TEST ON THE FIRST TRY!!! Thank you, thank you, thank you!!!!!!

[@insuranceexamqueen]

You're so welcome!

[@kaitlynbohnsack8268]

I passed my P&C exam in MO first try thanks to your videos!! I focused on homeowners and dwellings and knew the basics of commercial! Thank you!!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@mohamedagag957]

i paid 1,800$ for classes and couldn't understand a word coming out of his mouth, i wish i would of have spent that money on your class. i understand everything from you very well. may god bless you and your family. thank you so much for the videos you really helped me a lot.

[@insuranceexamqueen]

Thank you! I am grateful to be of service!

[@kylewheeler4550]

I legitimately passed my property and casualty exam in Indiana (first time!) by watching this right before the exam. Of course I did the Kaplan program as well, but without watching this video as a last second cram session, I would be rescheduling my test as we speak thank you thank you, thank you thank you.

[@insuranceexamqueen]

FANTASTIC!

[@feb2782]

I just wanted to say thank you so much! I passed my test on the 3rd try with an 80% and you had a huge part to play in it! I felt a lot of stuff was left off the ad banker course. Needless to say, the first time I failed with a 63.. second time I discovered your videos an hour before the test so I squeezed in as much as I could in that hour but got a 68.. I knew if I had more time to listen solely to your stuff, I was positive confident I'd pass. Sure enough, last 2 days before and leading right up to it I watched all your videos..some twice lol.. and I got an 80 today! Couldn't of done it without you! Will def be sending a lot of referrals your way! Also, congrats on the wonderful news!

[@insuranceexamqueen]

YES!!! CONGRATS!!!

[@insuranceexamqueen]

I would love it if you could share this on my Google business page: maps.app.goo.gl/kENZhgjgPC9X9WY76

[@touchoftiara8230]

The AD banker course made it so difficult. it most definitely leaves out alot of stuff

[@matthewtemkin4726]

My friend just passed his P&C exam and just sent me this text…. I agree, and thank you for turning me onto the insurance lady videos supplemented my studying, and made it easier than I thought it would be

[@insuranceexamqueen]

That's fantastic!!!

[@chelseyfrost4273]

Taking my FL 2-20 Tomorrow! Wish me luck. I struggled on the class final but found these videos to be so helpful!

[@insuranceexamqueen]

YOU GOT THIS!!

[@crystalcaldwell1671]

How did it go

[@CassandraC5]

I really thank you ! I found you the night before my test and binged watched it . Staring at a screen is way different than someone breaking it down for you. I passed on my first try ! Thank you so much !

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@xmossax]

Just getting started by watching your videos! Thank you for sharing your knowledge! The way you teach is so effortless.

[@insuranceexamqueen]

YES! I love what I do!

[@BRAND0N...]

I just today passed my oklahoma P&C exam. First try. Your videos on dwelling policy helped. And exam fx did too. I thought I recognized you from those videos. Thanks for uploading these.

[@insuranceexamqueen]

Yes that was me 🥰 Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@BRAND0N...]

@@insuranceexamqueen done

[@jma0903]

I'm so glad I found you on KZbin! You make all of this make sense. I am thankful I was able to take your class last week, it helped so much. 🙌 You have a true calling because you help so many and you are good(fantastic) at what you do!

[@insuranceexamqueen]

AH! Thank you! I love what I do!!

[@brandarh4608]

You are making the studying process so much easier and way more understandable!

[@insuranceexamqueen]

Yes!! That's my goal!!

[@christalmartinez8974]

I can't express how amazing you are at making things so clear and understanding. You are so helpful, thank you for taking the time to be such an amazing teacher!!

[@insuranceexamqueen]

You are so welcome! Thank you!

[@lovettedavis3527]

Thank you for your videos. You break everything down and make it easy to understand. I watched multiple videos of yours along with the mometrix study guides and flashcards. I was able to pass Texas prop/casualty test yesterday. Thank you for what you do!!!

[@insuranceexamqueen]

YAY!!!

[@joshuarichards2210]

Passed my first go and def have to thank you the most! Watched almost all the vids from start to finish.

[@insuranceexamqueen]

Yes!! Congrats!!

[@Nunsense3]

You are an excellent trainer and make it easy to understand the subject. You have a gift to teach!

[@insuranceexamqueen]

Thank you!!

[@jacks1933]

The breakdown of coinsurance is insanely good. You make it so simple to understand. My instructor struggled to explain this and a lot of the material. Thank you! I take my test this Friday (2nd time) and I’ve been watching all your videos for about 2 weeks. Very helpful.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@gjohnson8397]

I was scheduled to take the state exam for Personal lines in the state of Fl for the first time October 3 2023 . I was so confused on Homeowners , Dwelling , Auto, and how to complete the equations . I started watching your videos last Friday and successfully passed my exam ! Thank you so much for your AMAZING teaching videos. You helped me tremendously, I scored very high in those areas ! You are truly a blessing to me and many others !

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@lolamoloshenko1562]

Thank you so much Melissa for all your help! I only passed because of you!!!! I'm recommending your channel and classes to all of my friends. Now preparing for life & health, I hope you'll post some videos! :) Thank you again!!!! Good luck everyone, you got this!

[@insuranceexamqueen]

FANTASTIC!! THANK YOU!!

[@HeatherLakersMassage]

I passed my p & c exam with an 83% and it's all because of YOU. You are an amazing instructor and I could not have done it without you. Thanks so much for posting free videos on youtube for us to watch. When I get my own agency I will subscribe and buy your video packages to share with my new recruits. It really does help.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@srbrooks15]

This was BEYOND good!!!! THANK YOU SO MUCH. I'm prepping to take my test for the 3rd time. Luckily I found your videos right in time!

[@insuranceexamqueen]

Yay!!

[@GLORYBOYZREXX-_-]

Thank you so much insurance queen for helping me. I passed my test on the second try 🎉75 was my grade Thanks to you🎉🎉🎉🎉🎉🎉

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@GLORYBOYZREXX-_-]

Ofc !!! Thank you so much

[@jenniferdubroc1799]

Your so awesome for doing this!!! You really do a great job of breaking this down!!!! Thank you so much for taking the time out to do this!!!

[@insuranceexamqueen]

You're so welcome!

[@TheCertifiedOreo]

I'm taking my Texas P&C test on November 1st, 2023. Reading what was provided for me wasn't getting me anywhere no matter how hard or how many times I tried. My instructor brought up your name and it all finally made sense. Thank you for sharing your wisdom, with you I believe I can pass :)

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/jq8xmyLSGUCfUgoY9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@sabrinatheceo]

Hi, I'm new here. I've decided to change my career well obtain my license. I currently work in total loss-salvage. I see the great reviews and glad I found you. This is my new home lol

[@robsweeney7028]

Thanks. I listened to this like 3 times and did the practice tests a few times, and I passed them a couple of times with 70's. I took the Florida Personal Lines and got an 83% the first time. The state test seemed easier than the practice tests. You really have to try to understand the question.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@joebotto5527]

Thank you for the great info. I was struggling to wrap my mind around HO/DP and the coverages. You made it make complete sense!!

[@insuranceexamqueen]

Awesome!!

[@tylerrobinson4449]

I took my test this morning for Georgia and passed first try. Your videos definitely helped. I watched 24/7 Thank you for the videos !

[@insuranceexamqueen]

YES!! CONGRATS!!

[@robbyboogz]

just came here to say thanks! I passed both P&C on my first attempt last week after watching most of your videos. (NC)

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@micastrong5692]

Thank you so much for breaking everything down! I’ve watched your video to help me understand the concepts of insurance better and they worked! I took my exam on Valentine’s Day and passed!

[@insuranceexamqueen]

That's amazing!!! I would love a five-star review if you are able: Insurance Exam Queen maps.app.goo.gl/SjrvYbSNEn6Nez916

[@bouldercrestboi]

I wish I knew about you earlier this year. Your way of teaching is waaaay better than what I was taught.

[@insuranceexamqueen]

One day I plan to be the first thing you get when you study!

[@thickkmamahh]

I just want to thank you so much for all of your time giving access to all this free valuable information! I passed my exam today ( 3rd attempt) and I couldn’t have done it without you. I’ve been using AD and it wasn’t as helpful as you’ve been at all! God bless you! Happy holidays!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@rhiannonhall5049]

Just passed my P&C exams in IL on the first go! The videos from Insurance Queen were incredibly helpful. Thank you! ❤️

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@mariegreene3606]

Thank you so much for posting these videos. I love how clearly you explain the differences between the different coverages; I also appreciate the tips on what to expect on the exam. I'm looking forward to take the FL-620 very soon and hope I can pass it on the first try. Thank you again!

[@insuranceexamqueen]

Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@carmichaelge]

I just want to say thank you for your content. I was an adjuster several years ago and I’ve been wanting to get relicensed but have been stalling on taking a course. I decided yesterday to just go straight for the test, signed up for a test this morning, found your KZbin videos, and thanks to you passed with flying colors. It was just the refresher I needed, and I could hear your voice on certain topics as I tested. You’re a saint for these, thanks!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@PoloButtaBall]

You are so great I passed my Life, and Accident and Health because of you took them separately passed on the first time. Now studying for Property and Casualty I am going to buy your study material just to support you the videos you post are enough some people may need more explanations but I feel like It’s not even fair all this free help you are giving. Signing out from Michigan 🎉

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@TheJtotheH]

I passed first time pretty much just watching your videos. Your are the bomb!!

[@insuranceexamqueen]

Yes!! Congrats!! I'd love a 5 star review if you're able! Insurance Exam Queen maps.app.goo.gl/hnrdR9M1KttjMARX7

[@deshaunhoover8697]

I flailed my first P&C exam and then I came across your free videos then watched and studied them and took it again and passed!!😁 thank you for making these videos you are helping more than you know!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@AgentKimChandler]

I failed by one question.. ugh.. I was stumped on homeowners and auto, thank you for this video

[@insuranceexamqueen]

You're welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@AgentKimChandler]

Just PASSED!!! I know this video helped pushed me over the finish line. Thank you so much!!

[@suspencetricks4119]

I LOVE the way you teach with color mapping!!! I used this teaching strategy for the twenty years I was in classroom!! It’s been helpful to me learning about P&C in SC!! You’re a great teacher!!

[@insuranceexamqueen]

Thank you!!

[@joannelangevin2842]

I am currently signed up for a P & C pre-licensing class. I listened to some of your videos prior to taking class. I was HAPPY to see you on several of my class videos! Great job, Queen!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@user-wc7vs5gq1d]

I just passed the NY exam and a large part is due to this video. the Odd / Open and Even / Named Peril trick for the HO's is a great one!!!! thank you!!!!

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@kerichh7159]

Taking my exam today In Alabama pray I pass but I’m feeling very confident because of you

[@insuranceexamqueen]

YOU GOT THIS!

[@shortdogtv3203]

I took/ registered for the course on 8/31/2022 and took my exam on 9/10/2022 and passed with a 70 for the state of Florida. Thank you GOD.

[@insuranceexamqueen]

YES!

[@user-en4ks7qd9x]

I am so grateful that I found Melissa and her videos since she is the best insurance instructor I have ever seen. She is so knowledgeable and explains everything so clearly that I can instantly understand the content and put the knowledge into my mind right away. I have spent a very long time studying the book for a long time and still couldn't 100% get the points. But a short video from her channel totally turned that around. Melissa is my goddess now and I wish she could continue to contribute her great work for us. Thank you so much, Melissa, we all love you here!!!

[@insuranceexamqueen]

Awh...I love you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@timetravelingburrito885]

This was absolutely amazing!!!

[@reddottacticalfl]

I'm glad I found your channel, its made studying so much easier. I read material from the book (it doesn't stick) then i come here on the same subject and it all makes sense. thank you

[@insuranceexamqueen]

Fantastic!!! Thank you for telling me!!

[@lindinciaphipps4926]

Right!!!! Same here..

[@helenhilton-jones5209]

Me too

[@BerserkerDBrawler]

Just passed my NYC 17-70 exam!!! If I can do it, surely all you smart people can!!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@BerserkerDBrawler]

@@insuranceexamqueen im using your material as reference material for a study guide im building. I used PSI practice exam (125 question) and then i just brute forced learning it until i went to pass the PSI exam. I can say that i did it all myself with the help of PSI practice exam and prior knowledge that I have gained from passing the adjusterpro AL independent adjusters test as well.. You do a good job tho! I will still 5 star! Just not letting anyone have the credit but myself lol, i earned that!!! However, I will include a note in the study guide with the link for people to give their feedback!!

[@Azfiretattoo]

I’m in Arizona and I’m going to purchase your gold package and take the test asap! The way that you explain everything makes it so much easier to understand and remember! Thank you! New subscriber here!

[@insuranceexamqueen]

Yes!! You got this!!

[@kayfunden5545]

You explain so many subjects so much more clearer

[@insuranceexamqueen]

Yes! I love what I do!

[@leslygarcia874]

Hi, I just took my Personal Property and Casualty state exam and passed it thanks to your videos. I took it the first time and failed it before I found your videos. Thank you so much for your videos. ❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@leslygarcia874]

@@insuranceexamqueen Do you have a link where my employer can check you out? Your information could help our agents learn new information for their continuing education.

[@dayavishnu56]

Do we have to score each 70% , property and Casualty. Property 70% and casualty 70% , little confused about it ?

[@keelster47]

I DID IT! First try I passed my P&C in Oregon and I have absolutely now doubt it was because of you! Your videos made everything so much more digestable and I listened to your meditation/instilled your suggested positive affirmations and wow. Bless you for doing what you’re doing. And thank you!❤

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@keelster47]

@@insuranceexamqueen of course!! Anything for all the peace of mind you gave me!

[@chokmahchai7378]

Congratulations

[@bradleyfrank4172]

was Oregon challenging??

[@larrybelfield3198]

OMG. AaaAAAAAA. THE QUEEN. I HAVENT BAUGHT ANY IF YOUR STUFF. BUT BY JUST WATCHING YOUR KZbin I PASSED MY EXAM THE FIRST TIME THANK YOU SO MUCH AND I WOULD LOVE TO DONATE.

[@insuranceexamqueen]

I have PayPal, Cash, App, Venmo or Zelle!

[@insuranceexamqueen]

CONGRATS!!!!

[@austifrostii]

Just passed my P&C in Texas with an 81! Your videos helped me so much in preparing, between the actual information and motivation. Thank you so much!

[@insuranceexamqueen]

YES!!!!!

[@riccardopalttei]

So how hard do you feel it was? @ Austin Stone

[@monicaparks723]

Thank you so much for sharing this. I just watched the whole thing and found it very helpful!! Love your positive energy and vibes!! 😊🎉 I have taken the test twice and believe I will pass it next time 😊 Columbus Ohio

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions. Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@aneesa4518]

Did you pass?

[@cstevens905]

Have consistently been scoring in the 50s, watched your videos this am and took a practice test and scored a 60 for the first time! Going to begin binge watching! If that was the results just after Watching this AM, I’m invested now To listen to more!

[@insuranceexamqueen]

YES!! Also, you would really boost your score with my class series. What state are you in?

[@user-nw4qc8cv6y]

Thank you so much. Getting ready for an I've Strom. Praying it will pass

[@insuranceexamqueen]

Sending prayers 🙏

[@porshaloveshair346]

I took my Ga personal lines exam today & I passed because of YOU on the first try. If there’s any way I can leave you a review or whatever, please let me know. I’ve told my coworkers about you. We only get 3 tries to pass at my job and I did it the first try watching your videos. You and your team are amazing. 😭😭😭

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@willgetbettereventually124]

Congrats

[@ReRebentley]

Hello just wanted to say thank you for your information I passed on my 4th attempt p and c nyc it wasn’t easily but you made it easy with this topic !

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@tjluddy]

Just missed passing my exam, got a 101/150 and I need a 105 here in PA, going to keep watching the videos!

[@insuranceexamqueen]

You're so close, you got this!! Here's a description for what is important in Pennsylvania and how and why I know that: Hello! I am Melissa, the Insurance Exam Queen. I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions. My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass. Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well. Here is what is most important for your state exam: The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators) Next up is State Law/Common to All lines, the more you can memorize for state law, the better you can secure a pass. This class teaches just General Insurance and P&C Basics in a 2 hour class recording: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics This class teaches General insurance and P&C Basics and goes into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b If you need more help with PC Basics, I have a memorization audio for that here: insuranceexamqueen.podia.com/p-c-basics-memorization-audio-and-notes I have a FREE dwelling lesson here on KZbin: kzbin.info/www/bejne/iH6tc6KknZmko9U I have a FREE Home and Auto lesson here: kzbin.info/www/bejne/pGa1g32eatKHgpI I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@slayskool4843]

I was watching this video to help me with my exam tomorrow when I saw another video giving a practice p&c quiz so I clicked it. I swear on everything. 5 minutes into his video I dozed off because it was so boring. I came back to this channel so fast 😆👍🏽

[@insuranceexamqueen]

🤣🤣🤣🤣

[@amylopez7927]

I just started working for a insurance company two months ago, failed my test two weeks ago. I was so disappointed in myself. I don’t know how I came across your videos. I have been constantly watching your videos, and have learned so much, than the webce online material. I take my test next week, I’m now hopeful that I will pass. I have told my insurance agent about you too! Thank you so much!

[@insuranceexamqueen]

Have you gotten my class series?!? What state are you in?

[@aneesa4518]

Did you pass your test?

[@FanWu85]

I took my P and C exam on Monday (before seeing this video) and I missed it by 4 questions... Today I took it again and I passed it by 3 questions. This particular video proved to be the difference. Homeowners I improved from an 11/21 to a 14/21 and Auto Policy I improved from a 9/16 to 13/16 while the rest have gone up and down at the mercy of the difficulty changes for me between the two exams.

[@insuranceexamqueen]

WOW!! CONGRATS!!

[@NakishaWard79]

The way you explain this makes it so much easier for me to understand. Thank you.

[@insuranceexamqueen]

You're welcome!!

[@NakishaWard79]

I'll be taking my exam next week . Is there any advice you can give me?

[@NakishaWard79]

@@insuranceexamqueen can I email you my exam results?

[@insuranceexamqueen]

@@NakishaWard79 yes but Voxer is faster

[@NakishaWard79]

@@insuranceexamqueen what's Voxer?

[@vendeti9126]

I have been stressing about this exam, I have been using KAPLAN but I feel it's really hard to retain all the knowledge. Thank you for teaching us like we would be in a class setting. I learn a lot better that way. Do you have info about Georgia State laws for P&C Exam?

[@rebekahbaggett1292]

I passed my exam on the first try and a HUUUUUGE reason is your channel!! I was using ExamFX and decided to KZbin something one day and there you were. I recognized you immediately! I binged your channel and it paid off. I could hear your voice as I read questions on the test. Now that the test is over do you have any suggestions for like a “now what?”program? I still feel like there is still much I don’t know.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@camilamartins357]

Hi Melissa! Your videos are amazing! Do you have any on comercial auto insurance?

[@insuranceexamqueen]

kzbin.info/www/bejne/qoGVd4Fpic5nhK8

[@shellybusquehuh]

Wow! Im about to take my P&C license exam next week and im so happy i found your page! You are a great trainer! From your tone, indications, and repeating it as you go! Do you have one that covers Florida? Thank you so much for your great content! ❤

[@insuranceexamqueen]

Welcome!! Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@coreyk67]

I passed with an 85 today! Thank you so much!

[@insuranceexamqueen]

Congrats!!

[@jcgames3277]

You are a beast. I finally understand this . Thanks so much

[@insuranceexamqueen]

Glad it helped!

[@SOTBOY0304]

Thank you so much I passed my test because of you ! 🎉

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@MariaPortillo-kv5sh]

You are Awesome! Thank you! Super helpful.

[@insuranceexamqueen]

Thanks for watching!

[@cow4094]

I am taking the FLA Personal Lines exam for a third time this week. I failed twice so far by 2 points, both times, with "Property and Casualty Policy Provisions and Contract Law" being the area that is hurting me the most (12 out of 24 last attempt). The terms and related concepts, I have almost 90% on. But missing it two times in a row, with almost identical scores and percentages, it's been deflating. I found your channel and I am taking in what I can. If you have a specific video you would recommend, or hell, if this is the one to keep on repeat, let me know. Thank you for what you do. It's honestly amazing.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/jq8xmyLSGUCfUgoY9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@wendysmith-Florida]

oh. my. gosh. this is the BEST!! I just failed my 220 by one point, I know if I had found these videos first I would’ve aced it. Thank you thank you!

[@insuranceexamqueen]

Very welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@12345678937834]

Hello Melissa, I enjoy your teaching method! Do you have particular KZbin videos for the Georgia Adjuster Exam? Thanks in Advance! All the Best and Blessings, Joe E

[@insuranceexamqueen]

So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. With that said, here's what's important for the property and casualty exam in GA - Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@willgetbettereventually124]

I wish my class explained it this well. I'm taking my PC test tomorrow in Florida.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@user-dh6co2oq9x]

where were you last week ! i failed my test and i been trying to learn as much as i can for tomorrow from all your videos. YOU are great with all the detailed information you provide. PS. the fact that you make jokes, its fun to pay attention.

[@insuranceexamqueen]

Well I am glad you found me now :) Let's get a pass!

[@julielaw2069]

Hello Melissa, I'm in Fl I'm so lucky to have found you before taking P&C 2044. I'll let you know when I pass ** wish me luck.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@arturoochoa7237]

It is astonishing how much knowledge this lady has. Impressive!!

[@insuranceexamqueen]

Thank you

[@user-ds8jk2we3n]

Thank you so much for your videos!!!

[@insuranceexamqueen]

Glad you like them!

[@leel8593]

Thank you very much for your video! For hotel, clothes, dining, transportation, which additional living expenses will cover？

[@insuranceexamqueen]

For the exam, they're going to focus mainly on the cost of a hotel.

[@someone1415]

Wow im so glad i watched this

[@insuranceexamqueen]

YAY!!!

[@Mano_on_Point]

Thank you! Your videos have helped me so much. I just passed yesterday. It was challenging but definitely doable. Again thank Melissa you’re an angel

[@insuranceexamqueen]

Yay! I am so glad to hear!!

[@NakishaWard79]

Congratulations 🎊

[@Mano_on_Point]

@@NakishaWard79 thank you Nakisha

[@TracvM320]

Congratulations! I failed after 13 yrs of having a license - I let it expire for a different line of work. Now I am back and forced to retest. I got a 68😱 now I am freaking out. I retest Sunday. I am overwhelmed. The first time I tested I got a 92. This is not a definition type test- it’s like story problems. I am so nervous. I hope this helps

[@insuranceexamqueen]

@@TracvM320 what state are you in?

[@bigupyuself]

This is incredible, thank you

[@insuranceexamqueen]

Glad you like it!

[@aprilechols434]

Thank you 🙏🏾 God bless you

[@dallasmiracle1381]

I'm in Ohio taking my P&C and I'm taking my exam for the 4th time tomorrow. Definitely feeling defeated at this point! I've been watching your videos nonstop

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@UncleBubbie]

Such a good teacher!!!!!

[@insuranceexamqueen]

Thank you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@JusCynde]

this helped A LOT

[@insuranceexamqueen]

Yay!

[@alexwillard8443]

Aaannnnnyyyything that’s not excluded 😂😂💕👏🏽👏🏽👏🏽👏🏽 #insuranceexamqueen

[@traceyjones2563]

do you do the voice overs for the examfx videos? i was watching dp-1 basic form video and i swear she sounds just like you

[@insuranceexamqueen]

Yes that was me. I worked there before staring the Insurance Exam Queen

[@missmarilyn3740]

Hello again!! I'm in Virginia and this will be my end time testing for prop & casualty exam..I gotta pass but don't have BIG $ But I'd love to pay for a study buddy please advise..thanks❤.. btw..u r a great teacher..love your helpful videos..they r great!!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@Noname-yc8vx]

On the exam, for HO3 policy, it asked what type it was - open peril, named peril, comprehensive, etc. which would you chose since it includes both open and named

[@Noname-yc8vx]

Please let me know!!

[@NN-le9fe]

thank you for this great videos I'm studding RIbo in Canada do you think the concepts you explain would be the same to Canada or there are some difference?

[@insuranceexamqueen]

I am unfamiliar with the Canadian exams, but I have heard the content is very similar

[@NN-le9fe]

@@insuranceexamqueen thank you so much your explanation in the videos are fantastic 😍looking for more videos to learn

[@leniasideas899]

Hello , you say when your talking about the HO 8 that the market value is less than rebuild and moments later you say is more than the rebuild

[@insuranceexamqueen]

H08 is when the market value is less than rebuild, I def can make mistakes lol

[@Azylumscream]

I'm sure you know but there is an HO-7. It's for mobile home on open peril basis. Idk if the difference would be in an HO-5 you own the land that it's on but alot of the time in trailer parks you dont own the land but you own the structure. Just thought I would add that. Thank you for your videos tho. I've been suggesting you to all my class buddies.

[@insuranceexamqueen]

Haha! Yes! I meant on the insurance exam there isn't. Most states don't have HO7 in their exam break down