Quit Sitting on the Sidelines Waiting on Politicians To Change Your Life! | September 18, 2024

[@the30sumdadgamer60]

That explanation of whole life insurance in the beginning was such amazing information!!!!! I feel like I understand it now

[@Krazybonejabs]

All you have to understand is NEVER buy whole life. The smooth-brained imbecile, Eliot, is a perfect representation of a whole life insurance salesperson. A beta simp regurgitating what he's told, even if it's not correct to make money off of the vulnerable.

[@JR-ke2hj]

I love Dave and his direct no BS. We need more of this!

[@vzqjav]

i’m going to celebrate tonight on reaching baby step 1!

[@augy0934]

Celebrate by saving more money.

[@shantagrant9406]

Congratulations!!!

[@AndreaAllen-v6y]

I think Patrick is talking about having a larger down payment on a 15 year mortgage so the monthly payment is not more than 25% of his take home pay

[@nailatiyllufm7325]

They’re either idiots or they just play dumb when the answer obviously conflicts with Dave.

[@patevans1111]

You’re exactly right. Dave was confused, not the writer. It’s why calls work way better than emails on this show, they could have resolved that issue in seconds.

[@rchi3906]

Yep said the same thing , wants a house he can’t afford by 25% standards without a larger down payment at 15 year fixed

[@scrubs4everr]

I still love this show and learn something every time! ❤

[@nathanpowell2120]

Waiting to buy a house has nothing to do with who is in office, for me at least. My experience in looking to purchase a home has been rough, solely because someone bought a house worth $150k 2-3 years ago and now think that same house is worth 350-400k

[@gardenandcalico]

people in the comments hating on the millionaire hour just arent the target audience. before i found this channel i genuinely thought only rich kids ever became rich with a rare 1% of exceptions. theres so much negative content out there about the economy and the likelihood of "making it" in america that people never feel any reason to try. this stuff is meant for them

[@judyphillips2498]

George's face when Dave says "tic tac" lol

[@binti-mfalme]

Please cut out that initial life insurance clip, as a stand alone clip - many need to hear it. Am tired of people getting upset at others for not wanting these IUL products.

[@ethanhaney3314]

Christian law association would be great resource for the 500,000 medical bill.

[@jenniferpearce1052]

"I'm well aware the m in masses is silent."😆😆😆

[@MONI-bj1ms]

😅 👍

[@crazymouselady]

That was excellent! Dave has a lot of old phrases, but this new one is a delight.

[@lpabf]

Wow, took away the 3rd hour on YT but decided to move the Millionaire Hour to the 2nd hour. Please, this whole thing sucks. Guess I'm getting an extra hour back today..

[@Trustbutverify2651]

I never listen to the millionaire hour. Very repetitive and just not that interested in how people made a million dollars. It's simple, really: figure out a budget, live on less than you make, invest regularly and systematically, and hope you don't have high medical expenses.

[@crazymouselady]

@@Trustbutverify2651 I wish they would be more imaginative with theme hours. Once, back in the Chris Hogan era, they had folks call in with their "I'VE HAD IT!!" moments. I loved that one, very high energy.

[@bettedavis9261]

​@@crazymouseladyyes, that was a fun theme hour. The rest, BORING!

[@bettedavis9261]

Definitely a short show for me today, as well. The Millionaire Theme Hour is so boring, not to mention repetitive. It's not inspiring in the least. Oh, well, more time to watch The Money Guy Show.😊

[@DeezyDesoto96]

That’s the issue. When we get into the repetitive side, we get bored and that’s why building money is difficult. Because you get bored and decide to spend it up ! Enjoy the “boring”

[@cinycaybudgets]

I had the same situation as that lady whose baby was in the nicu in another state. She definitely needs to call someone because all my bills were minimized to 122 dollars

[@nickperry3762]

The person who inherited $75k twenty years earlier may not be worth a million because of that inheritance, but $75k invested at 10% for 20 years is over a half of a million. That’s well over a sixth of her net worth.

[@karl2582]

That is assuming that they didnt spend it on unnecessary stuff.

[@stacybradt6793]

Preach it Dave!!! ❤👊👊

[@emileemonsalvo3878]

@1550 I've never seen George look so proud! 😂😂

[@zackk8444]

I think Dave misunderstood Patrick’s question about the down payment. Patrick wants to buy a bigger house now and doing a 30 year and paying extra will keep them at the 25% of net income. Vice saving for the same house a few more years to get them a bigger down payment and keeping the 25% on a 15 year.

[@binti-mfalme]

That’s what I thought too. The 15 yr term is increasing the months payment beyond the recommended 25% I believe

[@Granzteelvids]

8:50 this is EXACTLY why I left the insurance industry. It's just not what the people really needed

[@Joce123]

Whole life insurance allows you to do Infinite banking and if you are disciplined it is a fantastic way to be your own bank.. You can also get whole life insurance with living benefits so that you and almost any time with a $100000 policy could get a $50000 check

[@Leemajors380]

Insurance companies should have caps.

[@worldnomad2301]

To the 1st caller, the average amount of money people retire with is not 5k, it’s 120k. Where in the heck did he come up with that?

[@derekcox6531]

He sells whole life and he’s a gen z or millennial…sooo he was TOLD that,but never bothered to look it up himself …because well, why would he?….i guess

[@Krazybonejabs]

Yeah, he probably heard that on TikTok along with all the rest of the brain rot generation. Spewing incorrect information thinking it's factual is their specialty. I don't believe he was a millennial because he didn't know when to stop talking/interrupting.

[@Four3zero]

That might be figure specifically related to cash savings and not retirement accounts

[@notgivingmyemail3381]

If you structure your query correctly you can make the data say whatever you want. Data for whole life salesmen needs to say people die with only $5k, so that’s what it says. It is most likely factual information given their query parameters.

[@antoinepowell649]

He was paid to call 📞 trust me

[@anniethomas451]

I don’t know where I went wrong. I still drive a 26 year old RAV4 and did NOT become a millionaire😂😂

[@Rick-of6gx]

Lol well you have to do more than drive an old car

[@anniethomas451]

@@Rick-of6gx I do know this. I was just being flippant😉

[@scrubs4everr]

How has the comment section become so incredibly negative? Is this due to the election and political climate? 😅

[@hdsensing]

I have a sub 3% interest rate on my home. I will never sell it.

[@striperkid]

Same, and mine nearly doubled in value.

[@DudeMuscle]

So glad that the show is shorter now

[@MONI-bj1ms]

Dave wouldn't mind if you didn't watch at all

[@DudeMuscle]

@@MONI-bj1ms why?

[@MONI-bj1ms]

@@DudeMuscle you didn't hear him say he doesn't care what the massed think today?

[@GG-zn5hx]

A stay-at-home mom for 20 years gives advice on how to become a baby-steps millionaire...🤦‍♂️

[@DudeMuscle]

@@MONI-bj1ms not yet!

[@pamelawayne4114]

hate shorter format

[@allthingsjonda5760]

George and Dave🩵🩵🩵🩵🩵🩵🩵🩵love

[@aroncarvajal7080]

I miss the US

[@personaltrainer1]

George!

[@mariabedolla9052]

Hi! A little confused guys. So whole life insurance is not a good idea but then we get a commercial promoting Zander? Any insight? THinking of canceling my whole life with NY

[@MONI-bj1ms]

RS promotes term life. Big difference.

[@mariabedolla9052]

@@MONI-bj1ms Gotcha, figured it could be this! Thank you

[@tomiasthexder7673]

19 mins in for George to get a sentence in

[@scapegoat413]

Those are the best shows. Let papa Dave speak

[@zedalvea841]

Easy job, just get paid to sit there and nod.

[@CormacADoyle]

PLEASE stop with the politics

[@syrleneclarke1299]

Homes still expensive. I'm still not buying

[@Trustbutverify2651]

A lot of people are losing interest in this show for a variety of reasons. I scroll ahead on all the subtitles to see if something looks interesting and applicable to my life (or if I can add something in the comments.) Tonight I was done in 15 minutes.

[@bettedavis9261]

Like you, I don't watch the boring, repetitive Millionaire Theme Hour. There is absolutely no new information there. It's rinse, wash and repeat. The entire show is so washed down and rushed from a few years back. It seems as if the hosts forget to ask basic questions of the callers, but merely shout out to follow whichever baby steps they feel applies.

[@joshnobles23]

90 minute show and 45 minutes of ads is one reason. Xander, blinds and yrefy mainly. Boring

[@Trustbutverify2651]

@@joshnobles23 That's why I watch the KZbin version and zip through the calls where the captions about the questions are not of interest to me - I normally spend only about 20 minutes listening to the parts I'm interested in.

[@joshnobles23]

@@Trustbutverify2651 I usually do the exact same thing. I probably listened to 3 or 4 months straight there for a little why, so sometimes I wouldn't be in a position to skip...which is when I noticed how many ads there are. I mean, it's their show, they can do what they want obviously, I just feel that they could take a lot more calls. But who tf am I lol

[@johnchan9392]

Dave “had” built a great show but his turn to greed caused his ultimate downfall. His platform is dwindling and less viewers are interested.

[@NicoleBlythe1]

Question - Why only a sample of 7500 millionaires out of 24 million? This is .03% I’m not in disagreement with any of the findings but why not a larger pool?

[@Hossafy]

Their sample is actually way larger than statistically necessary. The gains in insights once you get past a few thousand are basically rounding errors.

[@agingacademy]

Please please stop with the one sided political crap

[@mattmoree7]

First caller, Dave won’t call you a bad person. But I will. You and your whole industry sucks. You are in cognitive dissonance.

[@YouMissedBro]

No different than "forgiving" those doctors and businesses who discriminated against unjabbed during 2020-22. Their "oops I didn't know it was all BS" rings on deaf ears

[@caragsdale10]

The retiree “Paid into the insurance their whole life and didn’t use it…” THAT’S INSURANCE 101! A person pays into car insurance, and doesn’t use it; that means they didn’t get into an accident. Someone has homeowner’s insurance and didn’t use it; that means their home didn’t catch on fire or flood. Those are reasons to rejoice. ONLY the life insurance industry has sold so much perversion that people lament not getting to use their insurance. Help us!

[@bluebelle9572]

I wonder if Elliott has all his investments in whole life policies

[@mattlaeff724]

Elliot knows he is scamming folks. Elliot knew that before the call. Elliot feels like a failure.

[@2dodger2]

Regarding the roofing business in Florida . It’s too late! He already fed it. You didn’t give him a chance to say how and tell him what to do.

[@nailatiyllufm7325]

It’s very frustrating that Dave consistently dismisses any question when the obvious answer conflicts with his ego. The question of the day was pointing out that they need a much larger down payment for a 15 year fixed to meet the Ramsey rules of 25% and it would make much more sense to do a 30 year mortgage today and just make extra payments.

[@Liimpy]

People rarely make the extra payments, so a 15 yr holds you to 15 years

[@nailatiyllufm7325]

@@Liimpy I understand but that doesn’t answer the question. If you need to keep the monthly below 25% of your income, then the down payment on a 15 year fixed needs to be significantly more than on a 30 year. For most people it doesn’t make sense and will put you much worse off waiting years longer to buy a house just to save a little interest.

[@Liimpy]

@@nailatiyllufm7325 it's alot of interest though, so if you can't afford a 15 year note, then you're not ready to buy, that's the rule

[@YouMissedBro]

Getting advice on how to be a millionaire from a career homemaker is like getting football coaching from one of the ESPN women commentary staff

[@elisemariecollinsyoga5905]

Yes it was great to hear from a millionaire woman

[@stephenlast7932]

What an incredibly sexist comment. It is very possible that she has been involved in her household’s finances for the last 20 years. You can handle money that you don’t make.

[@MONI-bj1ms]

​@@stephenlast7932totally agree! She wasn't obligated to say she was involved in the monthly spread sheets and business budgdt; but I bet she was.

[@YouMissedBro]

​@@stephenlast7932 hope she sees this bro ❤

[@myfavoriteplanet3247]

Cult of Personality

[@miloseveggies8064]

Whole life dude not very confident in his product...strange flex attempt.

[@Demetrius_Ambrose]

I am very much enjoying this anti-socialist rant Dave goes on in this episode.

[@JR-ke2hj]

And no*

[@monicadhenderson8670]

I’m very proud to say, I sell whole life/final expense insurance to seniors whose health does not qualify for term. My older client that have good health I will get them a term policy or index universal policy so whole life is good for those that needed and don’t have any other life insurance and their older age and health is not good or qualified for term product. ❤

[@jonr9659]

Sleezeball

[@WritingFearlessly]

Dave squeaky 😂

[@marypladsen5231]

Does it matter who we vote for?

[@jaunmartin7920]

I guess I'm only watching 2 hrs

[@StrategicMom]

Dave, you can make your point without cursing and name calling! I let my kids listen to your show. Do I really have to censor it now? Come on, man!..smh

[@joshnobles23]

Bitching? Curse words? Really?

[@MONI-bj1ms]

Be glad Dave doesn't read the comments. He might call you a karen

[@Hossafy]

I can’t imagine how nationalized healthcare could have solved Kim’s problem. Oh wait.

[@Liimpy]

Then, how would the government fund the Yookraine war ?

[@dominiquejones6758]

If the lord healed the baby then why is the hospital asking for money??

[@Liimpy]

Walking in the door cost about a grand

[@BlahDeDah7]

That roofer is crazy. Maybe he does shoddy work and people just don’t like his company.

[@frederickruderman2997]

Ramsey doesn’t know anything about Life Insurance, nothing nothing nothing

[@davidteovogel3482]

20:22 Funny thing is Trump thinks he invented "fake news", but SNL started that in the 90s when Norm MacDonald was doing weekend update. That said, I am still voting Trump! 🗽

[@YouMissedBro]

Dave fence sitting on "both candidates are terrible" is dishonest and pathetic. Komrade Harris and Tampon Tim can't even define "woman" and want price controls on food!

[@amireallythatgrumpy6508]

@@YouMissedBro It is objectively true that both candidates are terrible, They are from the USA. That alone proves they are terrible. If you refuse to acknowledge that anything from America is terrible, the dishonest and pathetic one would be you.

[@Liimpy]

Same