How to Pledge Shares? by CA Rachana Ranade

[@CARachanaRanade]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@poojanshah998]

Arent these hidden rules and regulations a great way for earning money by zerodha??...A person with little financial knowledge would be delighted to hear that he can pledge the securities for gaining more money without knowing that their is a hidden interest on it and this would come as a suprise to him/her later on..

[@prativapadhi7482]

Mam great But can explain it a bit more clearly???

[@prativapadhi7482]

Mam great But can explain it a bit more clearly???

[@sanjaybhandarkar5779]

Please pin this comment

[@poojanshah998]

@@sanjaybhandarkar5779 How do I do that?

[@shekarkup]

Please request u to make a video on all the ‘BEES’

[@adnanshaikh9325]

???

[@sj.lmettupally2545]

@@adnanshaikh9325 ETFs, NIFTY BEES

[@roopakk5477]

Exactly i also want to know what the heck is this bees thanks man

[@anshhere]

Bees is good for investment...

[@parampalgill53]

Yes please

[@maharaja19800628]

You have not covered interest rate 0.05% per day 1.5% per month 18% per year More than personal loan

[@bhavinkatira]

Ohhh

[@harshitjain7660]

Paid promotion bhaiya🤣

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@Artify1]

@@teamcarrdpt6189 Can I use that margin to make long term investment or just for intraday?

[@navdeepbidhan0007]

@@teamcarrdpt6189 please make a video on how to read/understand option chain and how it affect the share price of a stock

[@kapurchandkhandelwal]

Also u should have said that when and how we have to repay the amount.. And where the interest charged point???

[@abhishekfb]

Guys be careful. Take everything in her videos with a pinch of salt. Margin is a very risky thing n she has not spoken about it at all. Leave alone the fact that she has not mentioned the interest charges. This surely is a paid video like many others on this channel. Margin money can only be used for futures n options and if you end up taking margin higher than the cash you hold, you may end up losing your pledged shares and say bye bye to your long term investment goals.

[@saruraj6987]

Thank you for informing us the actual disadvantages of margin . This people simply for their benefit gives wrong information to newbies in the market

[@devanshusinghal6429]

u have missed the most important point of intrest charged.half information can harm investors financials

[@nirmalraj4425]

Well said.

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@girishsunkara]

@@teamcarrdpt6189 This is not sufficient. You should have explained about cash component and non cash components. Most importantly how taking margins can magnify ones profits and LOSSES. Half knowledge is harmful for anyone. Hope you will cover these in your next video.

[@walishaik157]

Important note: you can use this margin to trade only in Intraday and Futures & Options. You can't buy stocks in Cash n Carry using this margin amount.

[@manishakaushik07]

How to unlock the pledged share?

[@ubtforever]

3:57 thank me later

[@navneet2649]

Thanks

[@robinjose9970]

it's very important message.

[@ketanp100]

There is no use of margin amount if the person not interested in "Intraday and Futures & Options", right?

[@sidkankanameli]

Ma'am you missed few points which I was looking for. 1) for what and all this margin could be used for? Intraday, Long term buying? And can we re-pledge share we bought on margin? And repeat the process countless times? 2) is there any interest rate charged for margin if I use it for "intraday"? Facts I know: This margin could be used 50% to fund your FO trades and remaining 50% you have bring in cash. Shares will disappear from your Kite holding and you can see them only in Console. Thanks for this useful video.

[@kvs123100]

For overnight you will have to get 50% in cash! For intraday, you won't have to get cash as before day end your position will be squared off! If its a loss then bring in cash otherwise zerodha will sell your shares! you cannot buy long term shares by pledging shares!

[@BantiInsan]

@@kvs123100 what is overnight? Is it same as delivery of share..or something different..tell me..

[@kvs123100]

@@BantiInsan if you want to carry your position to next day!

[@BantiInsan]

@@kvs123100 means BTST Position..?

[@kvs123100]

@@BantiInsan it sounds similar! But BTST is for stocks! Overnight/carryover position is generally used for options or futures!

[@Citizen_Kalai]

This is very useful for retail traders, thanks to making this video mam

[@sajubhasi]

How do I repay and release my stock? Can I repay in parts? How long can I keep my stock pledged? What will happen if the value of the pledged stock falls? Sorry for so many questions 🤔

[@udaydixit6629]

This is for trading purposes, Please make an Entire video on MTF where one can hold shares for one year by giving certain percentage of Amount.

[@balajirao8605]

Can these pledged shares be used as regular funds? What happens after pledging will the funds get credited to the wallet? Any restrictions or time boundedness for the margin received by pledging? Is this margin used only for trading or can it be used in any other way?

[@Rajankumar-px4ve]

Hello Mam, Your videos are very supportive for us and I appreciate your hard work to collect such valueable information for us in very clear manner. Thanks a lot

[@kspshivan]

Hi Mam please guide us how to invest in gold every month like shares in Zerodha? Ex. I want to buy 1 gram gold every month. How should i buy the gold? I have account in Zerodha. In which ways i should invest? kindly guide us i need the diversification of my investment.

[@sunilinamdar2436]

Thank you very much for good information. Please explain interest charges on margin received after pledging the shares.

[@manojkumarcheerala9727]

madam please make a video on best method to buy gold, like ETF bonds or etc etc? to reduce taxes?

[@arasilvahora3502]

Mainly came here for first intro part in Rachana's style... 🤩

[@pankajgupta9324]

aapke videos simply superb hai.... Aap jiye hazaaro saal aur aise hi video banate rahe

[@srihariyerra]

When the pledges stock prices falls down does it effect the Pledged shares ?

[@AScapeG-O-A-T]

Pls throw some light on 1) All the Bees total info 2) gold ETF - how to buy etc 3) how to unpledge these stocks or unlock them 4) interest calculation for the pledge 5) is there any restriction for using the pledged margin money after haircut

[@roshankore1]

Zerodha doesn't even allow to place a cnc order without having full cash in funds. Margin is only for FnO and not for equity delivery. You can't even pledge in zerodha if you haven't activated FnO. That is the basic requirement and without these details making a video on pledging and that too specifically for zerodha doesn't serve any purpose. In fact its misleading. Have been your fan, please take this as constructive criticism or correct me if i am wrong.

[@sachinkuntal9288]

I am not aware of this but if this is the fact, then you got a valid point. I won't say misleading though (that would be too harsh)...but I can say that's just partial information sharing. I never want to deal in F&O so no point opting for this pledging stuff. 🤦🏼‍♂️

[@sachinkuntal9288]

And also, once it is pledged then what ? What is the process and requirements to unpledge ? That also needs to be covered to complete the basic information about this topic of pledging.

[@roshankore1]

@@sachinkuntal9288 precisly for people like you and me who dont want to do FnO, this doesn't make any sense....we don't even have the ability to pledge and hence misleading.

[@harshitjain7660]

Ya she should have made complete scenario like what happens if the value of the stocks pledged goes below the margin given, can we use the margin for delivery of stocks or not...we accept sponsorships are necessary for running the channel but giving incomplete information and that too about hard earned money is really harmful.

[@navneet2649]

@@sachinkuntal9288 Agree! Obviously Zerodha won't give us for eg 8 lakhs for infinite time for just a charge of Rs 30 (or multiples), there must be some time frame within which we need to return their 8 lakhs back otherwise they may sell our pledged shares! There is no mention of this time period also!

[@pritiwarke8236]

Nicely explained and also the point not clarified in video added as comment and pinned to read watchers. I appreciate the efforts

[@badrinathmacha1255]

Madam for what type of products can we use this pledged margin amount!? You have not covered that concept!

[@rsind213]

Thanks for enlightening :) My question is, based on your example of 10 lakhs pledge, margin 8 lacs... how do i unpledge? by giving back 8 lacs from my bank account ? also, for how many days or months can i pledge ? i mean, can I keep the pledge for 1 month and use 8 lacs margin for some other shares and even pledge those? I dont have to pay any interest on the margin money and can use it as my own money for as long as i want ?

[@BantiInsan]

Same here!!

[@nandhakumarsantham8116]

Don't know about shares but Cming to see her expression, public speaking skills, Presentations. And especially the intro one.. Anyone

[@pushpendraverma1554]

please make a second part of video, this video doesn't cleared all doubts relating interest, time period etc

[@rajeevrp1500]

What’s the return period ... I mean if I use the margin money to buy delivery of some other shares, how many days I have to settle that amount with Zerodha ?

[@SurajInd89]

You cannot take delivery of shares using collateral margin. You can only trade intraday in equity. You can buy or sell futures and sell options (but not buy options). This can be done intraday or delivery.

[@rohangupta1366]

Omg what an innovative intro....... Ma’am why don’t you come live on Monday and Thursday these days????

[@sushruttalekar]

Yes please make video on the "Bees"😀

[@surenderoati]

simple hai bhai niftybees buy krlo.. 147/- ka ek share hai aaj k din its price depand on nifty index price.. In simple terms You can't buy nifty index itself for long term so u may buy niftybees.. nifty uper gya to ye bhi upar nifty niche gya to ye bhi niche. we must have this in our portfolio for long term.. stocks can fail but niftybees are direct linked with Nifty index. hope this may helped you.

[@sushruttalekar]

Cool.... Thanks @surender

[@desra02]

What about interest? Is the margin available for intra day only? I don’t do intra day, can use pledging for delivery? Also please show how to un pledge. This video is good but seems incomplete. Please come up with second part of this video

[@epicz100]

NOTE: interest of 0.05% per day

[@ahmedvnit]

Whaaaaaaaatttt?? Why is that not covered in the video

[@mehulraghav4985]

Yes same question

[@rajeshp5553]

@@mehulraghav4985 May be this is sponsored

[@mehulraghav4985]

@@rajeshp5553 yes you are right instead of advertising like full broker zerodha is advertising through influential youtubers because zerodha is also smart😁 it know where to find target audience

[@pexeixv]

Conspiracy

[@devkk2009]

Nice video Madam. Just 2 queries. 1) Can we apply for OFS if shares are pledged? 2) How long it will take to unpledge the shares in Zerodha?

[@sahilc.design]

Is Radhika Bhel is Subsidiary of Radhika Masale 😂😂😂

[@darshanshahapure]

300 Crore

[@dhanrajshunkalwar7098]

Yes IPO is coming soon in 2021

[@arnavkhandekar166]

It's an arm of SB group of companies 😂😂

[@VINAYAKDESHPANDE11]

Ishq mein dhoka kuch bhi kara sakta hai Baburao 😁😁

[@sagarpawar7158]

😂😂😂

[@Joysivakumar]

It is very clearly explained in the zerodha website only. If you could have read that line by line, that would have given a better clarity and covered all the scenarios

[@tanisharora222]

You haven't told about the interest shown there 0.05%

[@3032jnroshan]

@carachanaranade you have nt shown abt 0.05% int

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@rushabhdoshi7053]

Why are we asked to pledge shares before selling on zerodha? Is it a different concept then what you have explained? Please clarify!

[@karimshaikh1129]

Investors : Lets pledge Legands: Lets have Pani Puri..with masala puri as Margin 😂😂

[@teamcarrtechsupport9959]

HAHHAAHHHAHA

[@rajeevrp1500]

How much time it takes to un-pledge shares before I can sell them ??

[@johnrobert8176]

I think the pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn't mean security.

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@sarahwicks760]

Who else noticed how Successful he's last week trading was? It was boom🤣🤣

[@palashsahu97]

Mam your videos are helpful but unlike guy from wallet affairs you are focusing on your income which is selling ada, promotion and demat account... Guy from wallet affairs has even created a separate discussion channel on telegram where we students discuss about our investment and trades. May Krishna bless the guy...❤️❤️❤️

[@prakashpk877]

Please post a video on unpledging as well. Is it possible to unpledge and sell shares on the same day?

[@chetanhabeeb5996]

Please make a video on bees I am very much interested to know about this

[@priyaverma6306]

What is the disadvantage to pledging, is it will be as usable as our real money or there is some terms and conditions associated with this ?

[@pavithrasri7373]

Mam, kindly explain about interest rating for using margin amount

[@xxelprofessorxx5076]

ma'am i just love the way u express content in a simplified version. can u post videos with the highest most importance for common people firstly since they dont have the proper basic knowledge by the way just watched ur lecture series its the best not the first one but all ,....love from Goa i am 18 yo plse create videos withmost impact in begining .... waiting to watch ...and learn

[@ShivangSingh2000]

Is there any time limit for it, How long can i pledge my shares

[@ranarmandal]

I also quiry this . Plz some one explain this 🙏

[@Singhsaabgurgaon]

Beautifully explained in fun way and not at all boring

[@chandranilaik4673]

How to exit from the pledge, when I need...

[@Beanyemmanuvel]

Can we buy stocks using the margin, that we have got by pledging the stocks in Zerodha?

[@manekari]

7:49 . It's unmasked for a split second. And sectors pie chart and allocation is visible.

[@arnavkhandekar166]

Based on my observation she has HDFC bank and SBI cards

[@rajeshp5553]

@@arnavkhandekar166 and portfolio contains 22 items 😜

[@arnavkhandekar166]

@@rajeshp5553 SGB and MF is also there

[@rajeshp5553]

@@arnavkhandekar166 yes bro that's y I said 22 items not shares. But cleverly morphed unable to find names

[@omkar3624]

At 0.25x speed 😝

[@vn110taher]

What is Partly paid share?

[@ajaychetanapublication3595]

Please tell your audience that they can only do INTRADAY with the pledged money . They cannot buy new shares and hold them for a long time .

[@ultraformat2818]

Hi chetan can u tell us about interest

[@singampriyokumarmeitei4193]

Madam, I wish if i could invest on stock market. I was searching for youtube tutorial. I use to scroll down neglecting your lectures but i don't know why!!! And today i watched your lectures on basic market lecture from1 to 3. I really like your way of lecturing. Your lectures fascinated me. Now I am mad on searching your other series on basic stock market lectures which i can't find them. I would like to see all your said series from lecture 4 to 11 of the series. How could i see them. I am very eager to see them. If you help me to find them, i would ever remain grateful 2 you. Plz help me.

[@sumantamondal8586]

Before pledging please remember, pledged money can’t be used to buy delivery based shares.

[@atchutram9894]

Please explain this. What are delivery based shares?

[@rahulhindocha]

@@atchutram9894 it means that you can only use the margin for intraday or F&O. You can't buy and hold shares for longer durations using the margin.

[@rajusaha1288]

So so helpful and clear understanding mind blowing mam

[@pankaj.96]

How to gift shares to a particular person listed on index ?

[@ketsagar494]

WOW ......PLEDGEING IS amazing feture....but me let me know may i widthro that mony 0r i have to invest in other options threw zerodha???

[@rudradeepmandal292]

It's like Loan against FD But... In this case, credit score doesn't build up 😭

[@Tiruchikkaaran]

Yes Mam. We want a video on liquid bees,Gold bees, Nifty bees all put together...

[@ishikachawla9860]

Yes ma'am please make video on these bees😅

[@sohailshaikh1334]

Paanipoori is such a food item.. who's fan following has No age restrictions..

[@apurvabhide2860]

This is a ladies food not gents food

[@pranabkalita6614]

@@apurvabhide2860 that's not true at all..

[@rrk0710]

@@apurvabhide2860 naah, food cannot be gendee baising 😂

[@sakethmagapu2170]

If anybody want ca rachana Ranade mam course ping me in telegram @saketh888

[@pascalrlopes]

in this approach you can only take Margin positions and not in Secondary market. like I cant use that fund created by pledging . to buy and own a stock in secondary market. I feel that point doesn't get clarified in your video. hope you include it in the updated one, Thanks.

[@WeddingStoriesByRakesh]

Can we withdraw the margin that we obtained through pledging?

[@surenderoati]

No you can't.

[@hafeez_kkdv]

Yes you can.. Tested in angel one

[@vetsan1]

Thanks for the valuable information. Personally : You're Attitude guru 🙋👍

[@kartikeygupta9410]

Can you explain the liquid bees?

[@bhavinkatira]

Can I get margin from the stocks so bought by money from pledged shares ?

[@jivengawande3833]

3:57 editing 😂 but overall video is good

[@hirdayjitsingh]

Kya hua 3.57 pe?

[@gaurangthakar7088]

Please make a video on how to buy a share from the amount received from pledge shares...... also can we withdraw the amount received?

[@dineshnikhade705]

I dont know what is lequide bees. Or any bees for that matter.

[@sachinkuntal9288]

Yeah, I only know honey-bees 🤔😝

[@shashankmaurya3282]

They are ETFs from Nippon India Mutual Fund House. They have NiftyBees, GoldBees, LiquidBees etc. Just to add, ETF can be bought and sold like shares from your Demat account.

[@rajeshp5553]

@@shashankmaurya3282 with that is there any restrictions in options 2 can I have delivery of shares?

[@shashankmaurya3282]

@@rajeshp5553 ETFs are just like a different version of mutual funds so, yes you can place orders just like DELIVERY ORDERS. They get into your Demat account just like shares.

[@rajeshp5553]

@@shashankmaurya3282 sorry bro u have mistaken. I am asking about margin getting from etf Can we use that to buy shares (delivery) not for intraday?

[@sampathkumar9217]

Can we move shares from one broker to another ? Example Moving from Sharekhan to Zerodha ? If it's possible can you please make a video of it

[@balajimalali6676]

You should have covered interest part on pledge.. And request for 'Bees' lecture.

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@seemathakur6244]

Hai Rachna happy new year first of all and I wanted to tell you that you are a wonderful teacher, in my experience I have not come across a teacher who is so clear in their thoughts and teachings. Please throw some light on the BEES

[@palashsahu97]

Mam your videos are helpful but unlike guy from wallet affairs you are focusing on your income which is selling ada, promotion and demat account... Guy from wallet affairs has even created a separate discussion channel on telegram where we students discuss about our investment and trades. May Krishna bless the guy...❤️❤️❤️

[@raghav5810]

Ayy even I feel like eating now ❤️❤️

[@teamcarrtechsupport9959]

HAHHAHAHAH

[@subhodas6487]

Mam,your video is really good

[@WanderwithAshish]

“Half knowledge is more dangerous than no knowledge” Sorry to say ma’am but it is highly disappointing to see a video coming through your channel with such incomplete information. Atleast Basic information like this pledged money can’t be used to buy delivery based shares should have been covered in the video 😊

[@vijayk9457]

Yes Ashish, that's the MOST IMPORTANT point to be Noted. Because, amount from Pledged Shares can't be used for Delivery Trades, whereas it can be used only for INTRADAY TRADES. That's a Risk for Traders, if you Lose in Intraday, there would be deductions/Square-off by your Broker, in the number of Shares you have pledged. Better to avoid pledging. Instead do intraday with your minimum capital, anyway we are getting Margin from Brokers.

[@sumantamondal8586]

ohh thanks I thought we can buy delivery based shares through this...Bro you saved me.

[@navneet2649]

@@sumantamondal8586 same here

[@Abhi21_07]

Plz make a video for unpledging the pledged shares by depositing early borrowed margin

[@anthonykrishna]

Google ads:- Humne tmko dekha , tmne hmko dekha , kyse ... Le me:- KZbin se phone pr .. 😂😂😂😂😂

[@xxelprofessorxx5076]

ma'am plse explain taxes in stock market in short for a fresh investor

[@tceofficialchannel]

7:48 75% of yes bank shares will be blocked for 3years 😌

[@Artify1]

Matlab madam ke pas yes bank hai

[@shishal]

@@Artify1 No, Its a generic message. I too get it and I don't have yesbank.

[@laraibraheem6880]

Your way of understanding is very good

[@adityasapra821]

Mam starting k 3 min to Gol gappe bhulane m lg gye 😂

[@rahulagarwal3405]

Please make a video on how to unpledge? Also, requesting for the video on "BEES".

[@kunal911]

7:47 whats 70 percent yes bank shares blocked for 3 years?

[@champabisht761]

If you have 100 or more than 100 shares, then 75% will be blocked for 3 years.

[@kunal911]

starting from ??

[@navneet2649]

@@champabisht761 if a person has purchased 100 or more shares after this rule came/was announced in the news, then also will it be applicable on him?

[@sakethmagapu2170]

If anybody want ca rachana Ranade mam course ping me in telegram @saketh888

[@SachinKumar-mb2fq]

A very good video which clarified my most of the doubts. I wanted to know that can we pledge the shares and buy mutual funds with that? Actually I have some long term stocks which I am holding from past 5-7 years and will continue to hold until my retirement. So was thinking if I can pledge them and buy mutual funds with that from my demat account? Can we avoid interest on the margin used? Please answer mam.

[@maharaja19800628]

Looks like promotion of broker

[@fincrunchdiary5203]

Great explanation of this topic " pledging of shares"

[@asifali-xd1pv]

Mam can you please give me the course of basic of stock market in low price ?

[@rohitkutwal9557]

Your portfolio is in crs I think 😂😂😂😂😂

[@dhruvsingh9]

The biggest problem with zerodha is that the stock pledge margin is not fully available .. what ever you you use the margin to buy .. 50 percent of that margin must be available in cash.. which is extra precautions by zerodha.. other big brokers like icici and hdfc don't do that ..they give full leverage and only the margin shortage in case of loss needs to be fulfilled in cash...iifl also has the same feature like icici ..

[@knagendra2936]

Interest charges applicable and for what all we can use this margin money should have also covered...

[@sauravkumar012]

Beautifully explained everything EXCEPT THE MAIN POINT OF INTEREST THAT WILL BE CHARGED AT 0.05% PER DAY!!!😡😡 Was not expecting this from you!!😤😤 You should be absolutely transparent!!😑😑

[@teamcarrdpt6189]

There is no interest charged for using securities as a collateral. However, here is something you need to remember. 50% of the margin of any position you take has to be funded using cash whereas the remaining 50% can come from collateral margin. If you don't have 50% in cash, then whatever cash is short, there is an interest on that at 0.05% per day.

[@girishbhargava6367]

The starting is always the most exciting part of your video mam

[@harshalshinde3625]

Maam just a suggestion for your next video.......... I wonder how celebrities(Like Dhoni, Kohli, Amitabh Bachan..,etc) and famous personalities invest money in startups(no one heard of).........and how much return they get annually or mostly just fails to get.........

[@sms9865]

Margin money for equity will be based on Invested value or Market value?

[@gokulraj9381]

Hi Mam...can u suggest a stock to hold for 25 years ?

[@millindporwal4918]

we can only do intra day trading with margin received from pledging ??? can we buy equity delivery, do btst, carry futures, buy options for next day ???

[@shrithakar]

Madam please make the video on all bees and tell whether are highly liquid in market or not. If there are no buyers then what ? or it is like mutual fund .... you can submit redeem request to fund house?

[@mayureshg2397]

Mindboggling clarity of concept /s Great

[@rohitwattamwar1460]

Very interesting and knowledgable as always!! Liked it very much

[@krishpatel6503]

Can you explain what is ex-dividend which happened to majesco ... Plz

[@amollad3381]

Thank you miss for awesome knowledge in free of cost from high profile personality. Thanks again

[@ChandradevGupta]

Yes Rachana, It would be good if you can make us understand with all types of BEES 🐝 available in market for investment